ProudMoney - Credit Cards & Personal Finance

ProudMoney - Credit Cards & Personal Finance

www.ProudMoney.com - Learn about a variety of financial products and concepts from your favorite talking head.

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  • @cgilley7700
    @cgilley7700Сағат бұрын

    You must need a checking account with chase . I’ve tried for the longest time to get a chase card . I have been turned down every time . Trust me I have other cards . And let’s not mention how much I was approved for with other cards

  • @lifewithjon6809
    @lifewithjon680918 сағат бұрын

    A@dam have you been enjoying your card and is the rewards really good.

  • @rthilson
    @rthilsonКүн бұрын

    IHG premier card is 5 free nights up to 60,000 points per night

  • @rffinances8567
    @rffinances8567Күн бұрын

    Those Marriott and Hilton bonuses are really good for no annual fee cards.

  • @EvieSaintAnn
    @EvieSaintAnnКүн бұрын

    I’m so sad and frustrated. I got into a car accident in March where the other driver was at fault. I still had to make a payment while the insurance was handling everything. My car got paid off, and my credit score dropped 20 points. I have no trade in now, haven’t received any money from the settlement and I have no car. I’m trying to purchase but the interest rates are incredibly high for me now. It’s exhausting 😭. And I’m scared to even walk into a car dealership as a single woman bc I know they just scam everyone.

  • @gphysco
    @gphyscoКүн бұрын

    Got this card for 400 , heck may not bet American Express but will help my score with the utilization of my overall credit usage.

  • @AgentOfLogos
    @AgentOfLogosКүн бұрын

    Idk why you don’t want to call it an annual fee-it is an annual fee. I do think it’s worth it for some people as long as you take advantage of gold and use the card a lot. Good for people who don’t want to switch cards for every category. If they release it and there’s nothing else that comes out about it and they keep the 3% and 50 a year, I personally think it’s a solid card

  • @DanTheVocalist
    @DanTheVocalistКүн бұрын

    They got scammed and wont see anywhere near their full deposit back. Never trust high yield new startup or online banks

  • @yasha4929
    @yasha49292 күн бұрын

    How don’t you mention altitude connect by U.S. bank. $500 Cashback still with no annual fee. I got this card 3 months ago and waiting for the bonus to hit my account right in about a couple of weeks.

  • @ProudMoney
    @ProudMoney2 күн бұрын

    Have you checked the current bonus?

  • @yasha4929
    @yasha49292 күн бұрын

    @@ProudMoney oh, nooooooo they lowered it to 20k points. F me!

  • @ProudMoney
    @ProudMoney2 күн бұрын

    It shouldn't hurt you, but they closed the loophole 🙂

  • @yasha4929
    @yasha4929Күн бұрын

    @@ProudMoney no, I still have 50k coming up soon. Actually, I got the card after watching your video if I remember correctly, that was the easiest decision. So thanks

  • @mitchell.9632
    @mitchell.96322 күн бұрын

    The Discover Miles is unlimited 3% after the cash back match for year one as well when redeemed against amount for the applicable categories (Restaurants Mister Adam Jusko in addition to gas stations (can be gift cards or anything else inside of the gas station too - not just ye 'ole gas and of course travel purchases)). Also the ShopYourWay from Citi has $225 back for $1,500 spend SUB plus a lot of cardholders after holding the card for sometime get mailers to activate that make an ongoing rebate of 5% card look small.

  • @ochenhetree
    @ochenhetree13 сағат бұрын

    Terrible card in Asia

  • @mitchell.9632
    @mitchell.96322 сағат бұрын

    @@ochenhetree There were and are two cards listed.

  • @ChantelRich
    @ChantelRich2 күн бұрын

    Can I call the reconsideration line if I just did the pre approval process and denied ?

  • @bengalshead
    @bengalshead2 күн бұрын

    Think of getting an Amex cash everyday and chase freedom unlimited soon and then later on get the Amex gold card.

  • @dennisdunn7785
    @dennisdunn77852 күн бұрын

    Adam, question for you. If you are a Chase credit card holder and you qualify for another card under the 5/24 rule do they do a Hard Pull or Soft pull? Have the Chase Amazon Prime card and want to go for the Freedom Flex.

  • @ProudMoney
    @ProudMoney2 күн бұрын

    I believe Chase still does hard pull even if you are already a Chase cardholder.

  • @dennisdunn7785
    @dennisdunn7785Күн бұрын

    @@ProudMoney Thank You Sir. Keep up the good work!

  • @UTubeVidWatcher
    @UTubeVidWatcher2 күн бұрын

    No one ever gives any love to Bank of America credit cards.

  • @ProudMoney
    @ProudMoney2 күн бұрын

    Unless you are in Preferred Rewards, their cards are just not as strong as competitors.

  • @Nickk-j5h
    @Nickk-j5h2 күн бұрын

    Great video. Can you also make a video on Current Bank bonuses on new accounts? - Appreciate

  • @Charlesmarcel-ee4ke
    @Charlesmarcel-ee4ke2 күн бұрын

    As long as you have credit cards you have years to go to build your credit history profile the credit score is not really important you can have a perfect 800 credit score and get turned down and a person with a 699 get improved for the credit card with a high limit on it 🤫🤭✌️💳🏦

  • @joerodriguez7334
    @joerodriguez73342 күн бұрын

    What sucks is being in inquiry jail. Have to wait another year or so 😭

  • @ow5966
    @ow59662 күн бұрын

    Me to

  • @claudeelivert4623
    @claudeelivert46232 күн бұрын

    I worked for Synapse and was hired to implement a reconciliation between Evolve and Synapse. I worked there for a year until it went bankrupt. Evolve kept terrible records on their end which the reconciliation process a nightmare.

  • @kingsamvisuals
    @kingsamvisuals2 күн бұрын

    Prime visa.

  • @ProudMoney
    @ProudMoney2 күн бұрын

    Yep, $200 at the moment, good call.

  • @Lifeissorich.
    @Lifeissorich.2 күн бұрын

    PNC credit cards currently have an elevated bonus. Not available for all states but a lot week be able to qualify.

  • @bionicwoman9884
    @bionicwoman98842 күн бұрын

    what a nightmare!

  • @johnt6806
    @johnt68062 күн бұрын

    Forgot to mention the Altitude Connect. Even if you dont get the SUB before the point devaluation in September, it's still $400, which is better than any of your top 10

  • @josephcarrasco3428
    @josephcarrasco34282 күн бұрын

    Hi Adam! Great video! I had a question regarding the Marriott Chase card. I’m currently at 5/24 (I break out of it December of this year) . Can I still apply for the Marriott card you mentioned?

  • @stuckhere14
    @stuckhere142 күн бұрын

    @@josephcarrasco3428 if you're at 5/24, you'll want to wait until you're at 4/24

  • @ProudMoney
    @ProudMoney2 күн бұрын

    It will count as part of 5/24 as far as I am aware.

  • @stevenburk8821
    @stevenburk88212 күн бұрын

    As allways your very, very, sharp, I ALLWAYS, REPOST, YOUR POSTS, I,AM TRAYING MY BEST TO 👌, HELP YOU, TAKE CARE 😀, STEVEN, FROM, HUNTINGTON BEACH ⛱️, CALIFORNIA, HALF A GREAT WEEK END. YES, !!$$$$$$$

  • @juangalvez8594
    @juangalvez85942 күн бұрын

    Adam and the Citi rewards ?

  • @ProudMoney
    @ProudMoney2 күн бұрын

    I'm not as much of a fan of that one, but yeah, good bonus there, too.

  • @cardojp
    @cardojp2 күн бұрын

    Great content as always, thanks Adam!!!

  • @ashwanitariyal9812
    @ashwanitariyal98123 күн бұрын

    Adam, thanks for the altitude connect card, got the $500 SUB, was not approved online it took them few days , I was not expecting it but US bank gods blessed me!!

  • @ProudMoney
    @ProudMoney3 күн бұрын

    Congratulations!

  • @stuckhere14
    @stuckhere143 күн бұрын

    The new PNC 2% card now has a $250/$1k bonus, which is pretty crazy. Maybe you should also do a business version of this video? I just got the USB Triple Cash which has a $750/$6k bonus.

  • @rdarrett3635
    @rdarrett36352 күн бұрын

    Yes, please.

  • @ericvalentin4396
    @ericvalentin43963 күн бұрын

    I love your page. By the way I do follow it.

  • @SOXGATORS
    @SOXGATORS3 күн бұрын

    👍🏻

  • @ericvalentin4396
    @ericvalentin43963 күн бұрын

    Hey, good afternoon from New York City 4:57 PM question please I am still trying to learn about credit card. My second credit card is Capital one server one apologize for the spelling. I should wait for my statement and then paid the bills or just pay the bills ahead to bill on my credit.

  • @ProudMoney
    @ProudMoney3 күн бұрын

    If I understand your question correctly, it is fine to wait for the statement and pay at that time. Just be sure to pay before the due date.

  • @ericvalentin4396
    @ericvalentin43963 күн бұрын

    @@ProudMoney yes you understand the question apologize for my spelling I’m sorry thank you so much. I appreciate it, buddy. You have a wonderful day. God bless. 🙏🙏

  • @stuckhere14
    @stuckhere143 күн бұрын

    First!

  • @ProudMoney
    @ProudMoney3 күн бұрын

    🥇🥇🥇

  • @AhmadKhwajazada
    @AhmadKhwajazada3 күн бұрын

    First

  • @ProudMoney
    @ProudMoney3 күн бұрын

    🥈

  • @SOXGATORS
    @SOXGATORS3 күн бұрын

    @@ProudMoneyactually Ahmad was first but great video as always.

  • @ProudMoney
    @ProudMoney3 күн бұрын

    It looks like you are correct. The other comment showed up first for me. I realize this is an important issue to get right. 😀

  • @SOXGATORS
    @SOXGATORS3 күн бұрын

    @@ProudMoney Ahmad is goat of being first so probably going be your first comment 🤣

  • @ProudMoney
    @ProudMoney3 күн бұрын

    Support our channel by choosing your next credit card using one of the card links at: - BEST: www.proudmoney.com/best-credit-cards-on-the-market/ - BEST 0% APR: www.proudmoney.com/best-0-apr-credit-cards-on-purchases/ - BALANCE TRANSFER: www.proudmoney.com/best-balance-transfer-credit-cards/ - BEST AMEX CARDS: www.proudmoney.com/best-american-express-credit-cards/ - BEST CHASE CARDS: www.proudmoney.com/best-chase-credit-cards/ - BEST CAP ONE CARDS: www.proudmoney.com/best-capital-one-credit-cards/ - CASH BACK: www.proudmoney.com/best-cash-back-credit-cards/ - TRAVEL: www.proudmoney.com/best-travel-credit-cards/ - BUSINESS: www.proudmoney.com/best-business-credit-cards/ - BONUS: www.proudmoney.com/best-credit-card-bonus-offers/ - BAD CREDIT: www.proudmoney.com/best-credit-cards-for-bad-credit-unsecured-secured/ - FAIR CREDIT: www.proudmoney.com/credit-cards-for-fair-credit/ (We'll get compensated if you're approved, and we thank you kindly.) Other ways to support this channel: - Get a $25 - $250 bonus when you open a SoFi Checking/Savings Account at: www.sofi.com/invite/money?gcp=6040d577-1d60-4f12-9d88-01144534f1cd&isAliasGcp=false . NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

  • @elsavisser9844
    @elsavisser98443 күн бұрын

    How do I get a CVV number if I don't have a card. Busy apply for a card. So I don't have a CVV card number.

  • @mitchell.9632
    @mitchell.96323 күн бұрын

    In most areas / states in American good luck with a lawsuit and suing them. Unless your in an area that has a law that overrides any arbitration and class action wavers your out of luck. Sorry about the caps, just copying the agreement "THESE TERMS OF USE INCLUDE A MANDATORY ARBITRATION AND CLASS ACTION WAIVER AGREEMENT WHICH REQUIRES THAT ANY PAST, PENDING, OR FUTURE DISPUTES BETWEEN YOU AND US SHALL BE RESOLVED BY FINAL AND BINDING ARBITRATION ON AN INDIVIDUAL BASIS ONLY AND FOR YOUR LOSSES ONLY. YOU MAY NOT PROCEED AS A CLASS REPRESENTATIVE, MEMBER OR PART OF ANY PROPOSED CLASS, COLLECTIVE ACTION, MASS ARBITRATION, PRIVATE ATTORNEY GENERAL SUIT OR ANY REPRESENTATIVE PROCEEDING, OR OTHERWISE SEEK TO RECOVER ON BEHALF OF OTHERS OR FOR THE BENEFIT OF OTHERS IN ANY TYPE OF CLAIM OR ACTION. ARBITRATION MEANS YOU WILL NOT BE ABLE TO SEEK DAMAGES IN COURT OR PRESENT YOUR CASE TO A JURY."

  • @davidknicks
    @davidknicks3 күн бұрын

    Is sofi similiar to yotta?

  • @RandyMichigan
    @RandyMichigan2 күн бұрын

    Sofi is its own bank.

  • @Sofia-BizBuyer
    @Sofia-BizBuyer3 күн бұрын

    Which credit bureau does AMEX blue business cash card pull from when applying?

  • @sbobytheduck00
    @sbobytheduck003 күн бұрын

    Tap and pay is a must now lol

  • @marathomas4807
    @marathomas48073 күн бұрын

    Whats the credit score needed to be accepted

  • @gmrttz
    @gmrttz3 күн бұрын

    Glad I never opened an account with this pathetic excuse of an institution

  • @mrglobul12
    @mrglobul123 күн бұрын

    35 with Bachelor degree, making about $125,000, including overtime and incentived and holiday bonuses.

  • @agui1234100
    @agui12341003 күн бұрын

    Glad I took out all my money on March 18. Not sure why just didn’t want it there anymore

  • @antiquehealbot6543
    @antiquehealbot65434 күн бұрын

    Kinda ironic that things would have been better that if yotta actually gone bankrupt.

  • @mickeyslaven
    @mickeyslaven4 күн бұрын

    I have $2500 in this bank. You can contact the federal reserve and file a complaint.

  • @Rinvids
    @Rinvids4 күн бұрын

    It was a computer glitch. Just like in Money Monster.

  • @helovesdata8483
    @helovesdata84834 күн бұрын

    3% utilization and still can't get more credit

  • @nickthequick
    @nickthequick4 күн бұрын

    "The money still exists somewhere .." sure it does, it's somewhere in real estate and jewelry in Florida ... And why? Because some people want so badly to squeeze an extra 0.1 % or 0.2 % out of their savings accounts that they take any kind of risk. I am crying dry tears for them.

  • @yorgostsitsikas4350
    @yorgostsitsikas43503 күн бұрын

    Do you have any proof for that? Or you just make things up to justify your preconceptions?

  • @rjcard2690
    @rjcard26903 күн бұрын

    It was actually 5 percent more than the average not decimals. Which is a lot more than any brick and mortar will ever give you. Was it a gamble sure, but it wasn’t as dumb as actually gambling

  • @dh2266
    @dh22664 күн бұрын

    What are your thoughts about Robinhood? I'm starting feel the same way about them as they keep enticing people to deposit cash with them.

  • @jameylane1591
    @jameylane15914 күн бұрын

    If it's FDIC insured you're OK. Up to 250k that is.

  • @codywhitaker4191
    @codywhitaker41914 күн бұрын

    Took most of my money out long time ago, only $11.03 left.

  • @TheMrSacred
    @TheMrSacred3 күн бұрын

    Same. Only have like $4 I think in there. At my peak was around 3,700 which I’m happy I took out a long while ago .