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Much appreciated for the info. Just got approved for a $9500 limit, fico is around 780, only have a car loan and maybe one card in the last year. 10+ total cards though.

@uhmerrykan

13 күн бұрын

Did you have an existing relationship with US Bank when you applied for this card?

thanks adam for always keeping us informed!

The priority pass on this card is not ongoing, it's just an initial 12 month benefit enrollment. I've seen other cards from Truist offering tsa precheck on no- fee cards, so those two benefits may indeed survive after the annual fee is gone

After just getting approved for the Altitude Reserve in Feb and the Venmo Visa in March, I figured I'd have no chance of US Bank approving me for this, but I gave it a shot anyway and to my amazement, they approved me no questions asked. Now working on my second 50,000 pt sign up bonus from US Bank in a 2 month span. Very weird that the points earned on one card are worth more than the ones on the other, but still thankful regardless! Thank you, Adam, for bringing attention to this amazing opportunity!

@ayman.ibrahim

3 ай бұрын

Did you get approved for tye connect? How much credit line ? And how long between tye reserve and the connect? Thanks in advance.

@kaylarobinson7859

3 ай бұрын

​@@ayman.ibrahim I got approved for the Reserve on Feb 14 and the Connect on April 19 with a $7,000 limit.

Just received my new card in the mail today, totally psyched! Getting $5,200 in dental work, so will hit spend requirement with 1 swipe! Thanks Adam for making this video because this card was not on my radar, but that $500 Statement Credit will help lower my dental bill.

With no AF even with the drawbacks the Altitude Connect is still a solid earner with some travel categories and no FTF. I recently picked up an Altitude Go looking forward to utilizing this one in my wallet going forward! ✊💳

I think I'm going to get this card, I haven't gotten new cards in a while and am about to go on a trip. This is a $600+ value given the global pre check and airport lounge access. I may product change in a year to the cash+. Edit: Initially denied for incorrect reason before approved for 10k limit

i'm gardening in 2024 can't sign up for any personal cards i'm at 6/24 but i do want to get the go, connect, reserve and power but all on the back burner until i get my last chase card

I'm in the same boat as you Adam. The letter I got in the mail read "Too many accounts open in the past year." I do have two Cash+ that I use for utilities and internet/steaming. They've been good to me aside giving me a new card 😂

I'm quite happy with my Altitude Reserve

Might go for it after finishing with the autograph journey bonus. Great content as always, thanks Adam!!!

Just got approved, got the idea to apply from this video! Team cash back, hoping to get sign-up bonus before points are devalued, but either way will be a good value. Thank you for quality content!

I believe this card is good for traveling. I Just got the card today it is a nice looking card. 20,000 Bonus points after spending $1,000.

I applied yesterday and got approved! Definitely will be taking advantage of these benefits for travel during this summer.

@uhmerrykan

13 күн бұрын

Did you have an existing relationship with US Bank when you applied for this card?

Wow awesome opportunity on this one, thank you!

I've never been able to get one of their cards, but gave it a go for the 50K. Was told they are reviewing and I should hear in 7-10 days. That is probably a no!

@Ig0r15

4 ай бұрын

I have two cards and a checking account. Just applied and got the same message, lol Definitely not the outcome I expected.

@deputy1569

4 ай бұрын

What bureau did they pull from?

@shawn.credit

4 ай бұрын

Worst case open a secured card and let it graduate easy workaround I just did this for an Altitude Go some banks are a pain in the ass!

@Ig0r15

4 ай бұрын

@@deputy1569 Experian, in my case.

@shawn.credit

4 ай бұрын

@@deputy1569 Transunion usually but are known for Experian in some states.

Wow, now free with global entry and priority pass? I can have wife get her own and double up global entry and priority pass. Or team it with any mid tier travel or hotel card to make a kick butt setup for low overall annual fee. 👍

Fine to churn, but not a big fan of the perks or multipliers.

If the priority pass includes restaurants, even with the 4/yr limit it would definitely be worth getting. I may product change if possible, but I don't need the hard inquiry or any distraction from my other spend.

Now i think is one of the best for Gas and Travel and bonus great

@reubenmorris487

4 ай бұрын

The AAA card gives 5% back on gas...and you can apply for the Shell Rewards and stack the savings. I know this is about U.S. Bank, but just more information. I'm also a U.S. Bank customer.

Some cards offer 250, I got a cap one email for one with a 300 signup bonus.

Update on this card: my wife and I initially got denied but some how end up getting both of our accounts approved weeks later🤯 I’ll take advantage of it

@ayman.ibrahim

3 ай бұрын

Did they approve you without reapplying after the denial?

@dunggg

3 ай бұрын

@@ayman.ibrahim they didn't straight no say denied, they just need more review. From experience with Chase and Capital one it mean we're denying you and will send you a letter.

Thanks for the info Adam! 🙂

They've denied me twice lol

Adam what is your favorite credit card points or miles and why? Maybe you could do a video ranking your most used credit card points from least used to most used! Keep up the great content!

I just got 3 new cards in February, so I'm about 99.98% sure I'd get denied...😥

@nekohardy1993

4 ай бұрын

Same 😢

Thank You.

The Altitude Go is also cutting back most of their 2 point (2x) perks while keeping their 4 point (4x) and their $15 dollar streaming credit. I am wondering if they come out with another annual fee card and make their own trifecta with their cards?

If I cancel on second year, will I get some trouble 😂 because I use the pp and TSA

they will fur sure get rid of tsa credit

A few questions regarding the 4 free Priority Pass lounge visits... Someone mentioned the benefit is just for the first year. Is that accurate? Also, do you know if I will be able to bring a guest using one my 4 free visits?

Now they need to make shoppers reward visa no AF , for $95 AF it’s not that great especially having FTF on it

With a Fico® Bankcard Score 9 over 800, and 3 new cards in the last year. Do you think that's enough new cards to get my GF declined?

@shawn.credit

4 ай бұрын

I think she will be good as long as it’s been a good 6 months since the last application and new account was opened everything else on her credit profile seems solid!

What's the best credit card to use at Sam's? I know that chase and discover might offer 5 % some quarters but besides that what Else is there?

@randomaccount9212

4 ай бұрын

Same club card

@ghmonroe9872

4 ай бұрын

I get 3% for onlime orders and 2% in BofA's Customized Cash Rewards card.

@shawn.credit

4 ай бұрын

Sam’s Card MC soft pull pre approval too!

@oaklandtoindy

4 ай бұрын

Venmo visa 3% at all wholesale clubs and walmart

Do a watch me apply

To confirm, is the cash back only if you have a US bank savings or checking?

@kaylarobinson7859

3 ай бұрын

Nope, you don't need anything but a credit card to get the cash back.

Nope. The bonus is now 200 dollars. Not worth it.

USB just 💩the Altitude Connect = $500 SUB now $200 😭

Mr. Jusko, is there an introductory 0% APR on this card? Thanks.

@ProudMoney

4 ай бұрын

no

@jeromehenry4484

4 ай бұрын

@@ProudMoney Thanks for response. I have another general CC question. I have a large dental bill coming up soon. I am concerned about the 30% Utilization Rule. I have 10 cards, but none will cover the entire dental bill without going way over 30% Utilization Rate. Does the 30% rule strictly apply for (1.) Grand Total of all Credit Limits, or (2.) does it also apply on an individual credit card? I'm concerned about causing a significant drop in my Credit Score which is currently in low 800's.

@clifford629

4 ай бұрын

@@jeromehenry4484 It's both/or. I had a big car repair bill last year rack up one card (for reward optimization 80% utilization on that card less than 30% overall); It will drop your score 25 pts for a month then rebound back the next month. So unless you also plan on buying a car/house or new cc within a couple months of the big bill it won't matter as long as you pay off the credit card.

Not a fan of bank’s devaluing their currency. I’d rather they axe the Precheck and PP benefits instead.

@kingsamvisuals

4 ай бұрын

NO

@ezioaltairac

4 ай бұрын

@@kingsamvisuals no what?

@wilfredpapaya4739

4 ай бұрын

@@ezioaltairacno

@rolandostaelena

4 ай бұрын

No. Forcing you to focus on it as a travel card with free global entry and priority pass makes this card a no brainer.

@drewbny78

Ай бұрын

Disagree. no annual fee card for lounge access is a huge win! no other card offers that

Once a year you can get the Blue Cash $350 intro bonus

@ProudMoney

4 ай бұрын

Have you done this? Hard to believe Amex would do that.

@shahnulislam9897

4 ай бұрын

@@ProudMoney yeah I had to use incognito mode to find that offer

So this is like Amex either use the card for travel or not at all I’m good don’t need this card

Applied for my wife, got denied

@ProudMoney

4 ай бұрын

that stinks, us bank can be tough

@dunggg

4 ай бұрын

@@ProudMoney she already bank and have the Altitude go with them 🤔

@TONYYAH12

4 ай бұрын

Crazy me and my wife bank with them. But I haven’t applied yet. Idk if I want too now 😂😂

👍🏻

Worst bank is us bank. Approvef for 500 limit. So i was not able to use this card. I did overpay from my bank account. As i wanted to book flight tickets. Customer support team confirmed that After overpay i will be able to make purchase above 500 limit. But unfortunately my payment once posted put on hold and i cant use it. Next day i found my card also not working. Called customer support they are useless helpless rudy people. Just said because pf overpayment ny account is freeze for 10 days . So my existing credit also not usable. So iust to keep me away from getting bonus us bank trying to make all this worst thing. Please don't apply for this card. Mostly will be denied ot approved woth 500 limit. No usable card Go for chase Sapphire. Or bofa 0% apr cards. Better than this card

@sachinpatil-tl5fb

4 ай бұрын

Even though I have oldest us bank card since 3 years still bank is not trusting existing customers... very poor customer support... Always wrong misleading answer from us bank phone banking. They don't look at account in system just give answer whatever comes to mind

@roxcyn

4 ай бұрын

Yes, I’ve heard of this before with other cards. I would just buy stuff under your limit to get your bonus and do multiple payments. With $500 how can someone buy multiple tickets? Crazy!

@sachinpatil-tl5fb

4 ай бұрын

@@roxcyn that's only solution but I find only one way tickets below 500 which was costing more. So end up applying new card. Will use this card for utilities and gas. I tried with advance payment but my card is locked due to overpayment.

@roxcyn

4 ай бұрын

@@sachinpatil-tl5fb - They do that for fraud, unfortunately. 😞

@unlimitedpower4101

2 ай бұрын

I also only got approved for $500, but the key is to just to make a big purchase under the $500 limit so that you don't max it out. Then pay it off immediately and wait for them to update your credit limit then make another purchase or purchases under $500 and pay that off and then keep rinsing and repeating. Though give some space when doing this strategy.

👍🏿😃🍵

The reason US bank is making changes is because they have gotten into trouble for their other issues fined. 😂 If only other banks did the same thing: *cough cough chase with 5/24*

If you got denied multiple.times for there cards.i dont think nobody looking at this videowill get approved MR.850 credit score.good luck boys and girls applying 😂😂😂😮😮

@ProudMoney

4 ай бұрын

I get turned down because of too many other credit cards, not credit score 🙂

@bowengass4215

4 ай бұрын

​@@ProudMoney How many credit cards is too many? I'm wondering if it would be better to start cancelling the credit cards that you no longer use (because the benefits became obsolete from other, better cards)

First

@ProudMoney

4 ай бұрын

not quite 🥈