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One thing that never gets mentioned at least for me is i get 4% at Walmart no matter what i buy because it always codes as grocery. Better than the walmart card. One example is i bought a computer and still got 4% back.

@SamirAhmed-mc5yk

Ай бұрын

lucky. most cards intentionally block walmart when they have a grocery category. i have the walmart credit card and they still only gives 2% back

@mitchell.9632

Ай бұрын

If you churn new accounts for Discover it is 10% for Walmart next quarter on up-to $150 back after the cash back match.

I used to pay my verizon bill with my cash+ before the autopay debit would hit and all was good. About 2 months ago that ended and i would get a notice that if i paid my bill it would remove the 10 dollar autopay discount. Ended up getting the verizon card for 2% but now its knocked to 1%. Super annoying

I use the card exclusively for my Verizon bill on autopay and nothing else. I assume a lot of others do the same. It’s probably why changes like this are being made.

If I'm going too buy a phone in full upfront, I wouldn't do it through the carrier and get all their bloatware.

@micahgreene4573

Ай бұрын

to

@callmeNeno

Ай бұрын

iPhones don’t have carriers’ bloatware

Had the card when I had Verizon. Not a bad card and served its purpose. Canceled when I went to Tmobile.

@SamirAhmed-mc5yk

Ай бұрын

surprising. they probably assume people that get that card will never switch. i had one returned payment with the money in the bank but it still counted as returned and they charged me a fee and closed my card so i switch to tmobile too because verizon is not a good value anymore and doesn’t give free/cheap phone upgrades anymore.

If the card had cell phone protection, I’d be all in

This is why the Ink Cash from Chase is superior

@verafiedairman

Ай бұрын

CFF has 9x back on hotels in Q2, superior.

I can see Verizon wants you to use not just for paying your bills but actually use it for swipes with the biggest expense people have like groceries, gas and restaurants , so 1% on online bill pay is understandable

I buy my phone alright unlocked no 36 months contract for me. I am going to cancel my Gold card anyways and put my groceries & restaurant on this card , so it’s a win win.

Last time I checked, Verizon plan prices were absurd, so I'd rather use a cheaper carrier and get 3x and then use phone purchases to either take a big chunk out of min spend or get at least 2x, and buy through a shopping portal for extra rewards.

@atlantabenplasma3895

Ай бұрын

Yes, exactly. I scrolled through the comments looking for someone who would make this point.

Just a note that you can use Verizon dollars for more than just a credit on your bill. You can also get gift cards or book travel.

@ProudMoney

Ай бұрын

I hear those redemptions are going away in August, but I can't remember getting that notification myself.

What other no annual fee card has 4% on grocery/gas/restaurants? And still getting 1% while receiving the $10/line/mo autopay discount is better than 0% when using a bank account or debit. Also more secure than giving a company with a questionable security history your bank details. IF you already have VZW this card is a no-brainer.

@jrandall5736

23 күн бұрын

For what it’s worth, The bank Verizon uses is an online bank. Also you get the $10 per line discount using any bank/credit union debit card if you have autopay/paperless billing. I know, I have 7 lines and have used credit union debit card since the $10 per line discount started. However Verizon’s Visa card is only credit card that qualifies you for the $10 per line discounts. I’m researching their card now. It seems the 4% groceries and gas rewards had stayed the same since 2020 when their card came out. I just don’t want to apply for the card and 3 months later the 4% changes to 1 or 2%. Those two categories are the most important ones to me. I don’t use any card at restaurants. Especially Mexican. Seems like that’s the common denominator when cards incur fraudulent use.

@seanfromme9865

21 күн бұрын

@@jrandall5736 Unless your debit card also pays you 1% on purchases then the credit card wins. Also, while there's no guarantee, it seems unlikely they would reduce (or increase) the earnings for other categories within just a few months after these changes. And if it does, the card goes in a drawer and is only used for the VZW bill. No big deal.

I love this card… but it does suck to lose something for nothing…

Great content as always, thanks Adam!!!

Kohls card is changing to Visa in September

The Verizon card is still a good card for Gas. Plus it has no cap for the 4% on Groceries.

@ProudMoney

Ай бұрын

Definitely still a good card to have around, but lowering the reward on paying your Verizon bill really annoys me.

This has made me more intrigued in the card. Probably will get it next year and replace my Amex Gold. I already would have my bill on a different card for phone insurance and could redeem those rewards no problem

@ProudMoney

Ай бұрын

Interesting. Yes, if you don't pay your bill with the Verizon Visa, I could see how this would actually make it more attractive.

I like your videos but I disagree with you. I just made a video talking about this. With me only using it for my bill yes its a bit of a downgrade but for other that this is there main card or only card they are more likely to get more money now. Most people’s Bill is probably $150 ish but they probably spend more then that on dining most months and will make it back and put more in there pocket. I know most people have 3-4 cards not 40+ like me so I think it’s an upgrade for most people. The best single card for cash back “Verizon credits”. Anyways enjoyed the video as always! Keep it up!

synchrony bank seems to be going broke lol

Thank you for such a detailed analysis and explanation of this cc.

Decent card, I have ATT so I can’t get it the change to 1% is bs although most Synchrony cards lack on the rewards.

It baffles me that a Verizon credit card doesn’t offer itself the highest multiplier for bill payments or at least insurances. Same as the ATT credit card. Both cards are a complete miss (or trap if want)

Wonder if you can buy a Verizon Gift Card in store with the VZ Visa and get 4%

@beetreefarms4471

Ай бұрын

This is what I found on Google when I searched what you and I were both wondering: Yes, buying a Verizon gift card is considered a Verizon purchase. Verizon gift cards are payment cards that can be used to buy Verizon products and services, including: Mobile or home devices and accessories, Prepaid mobile plans, Verizon mobile or Fios bills, Merchandise and services at Verizon stores or kiosks, and Shop Verizon online. Verizon gift cards can be purchased online at the Verizon mobile website or at any Verizon store. Gift cards are available in denominations of $25, $50, $75, or $100 and typically ship within 2-5 days. Another search stated that the new rewards deal won't start until August, September, or October 2024.

Thank you!

The $10 per month per line discount is available by paying with setting up auto pay from your checking account. I’d rather not waste a chase 5/24 spot on this card and deal with Verizon’s shenanigans.

Great review. Y

It’s an OK card. Would rather have other cards over this. The only true value is being able to keep the Autopay discount ($480 a year for me) and getting 1% to pay the bill that needs to be paid with anyway.

@jrandall5736

23 күн бұрын

U also get $10 per line discount if u use any bank/credit union debit card. Verizon Visa card only credit card that gives the $10 per line discount. As u know u must also be enrolled in autopay and paperless billing

My Verizon bill is $150 a month for three phones. 1% back is $1.50 2% back is $3.00. The $1.50 difference is negligible.

@unlimitedpower4101

Ай бұрын

You didn't take into consideration that it's also an $18 loss in cash back per year. That's significant.

@swedeej114

Ай бұрын

@@unlimitedpower4101 If $18 over 1 year is a significant amount of money to you, you have bigger problems than the scope of this card

@nickv4073

Ай бұрын

@@unlimitedpower4101 That is not totally correct. You didn't take into consideration the increased restaurant/fast food cash back. That will make up for most if not all of that $18 for most people.

@antiquehealbot6543

Ай бұрын

I believe there are lots of bundle deals from other career that is way cheaper than that. Why Verizon?

Lol just got that in the mail yesterday

Thanks

I love this card I've gotten so much value from it.

I just got this card last month🤣🤣🤣

@ProudMoney

Ай бұрын

It still is a good card, but lowering the reward on your Verizon bill payment is 💩

They also downgraded the card itself! It’s no longer a medal card, it’s now a nasty plastic that breaks easily!

@nickv4073

Ай бұрын

Metal. Secondly, plastic compared to other plastic credit cards? Do you use them as lock picking tools?

Every time you talk about this Verizon credit card it feels like you aren't cognizant of how much excess money it costs to be on Verizon Postpaid compared to alternatives. It's not the 2000s anymore where postpaid is the only option. Since your channel is called Proud "Money", seems odd that you're just content with paying a high telecom bill every month. Would be good to at least mention to your viewers the possibility of Prepaid or MVNOs, which keep things much cheaper and simpler for consumers. And avoids many 2000s era predatory business practices that are still in practice.

@NicholasA1747

Ай бұрын

Visible is by Verizon and I pay less than $500 for the year.

I will be switching the card I use to pay my Verizon bills with higher rewards.

@sincere355

Ай бұрын

You won’t get the auto pay discount.

@MOSHIDOSHI

Ай бұрын

@@sincere355you do get the auto pay discount, I use it to pay and it does get you the $10 auto discount

👍🏻

First

@ProudMoney

Ай бұрын

😎😎😎