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@miketimmerman6336

2 ай бұрын

To clarify, these points can be pooled with an Autograph card and transferred out, correct? If WF goes beyond Avios and Choice this could get interesting, but probably a pass for now.

I like that they are trying something different. I'm not mad at it.

4% on movie theater tickets, concerts, sporting events, theme parks, golf, and bowling alleys is really interesting. That sports, rec, and entertainment category is a winner.

Honestly, I think this is very innovative and unlocks an untapped spending category! This card excites me.

Honestly, I just like how novel this is. Even if it’s not a huge success, it’s cool to see a card doing something new.

4% on Gym, Spa/Salon(Barbershop), & pet care. Why not 🤷‍♂️

this has the “all other purchases” categories in multipliers now.

If you go through all the merchant categories, its actually a surprisingly comprehensive list. And with unlimited 4%, its really not a bad card. I could see this being an attractive product for a lot of people. If you dont mind Wells Fargo anyway.

@newagain9964

2 ай бұрын

Nah. My end game is fewer cards, not more cards. I’m passing on the wokeCard🙂‍↕️

There are some interesting categories 1. Bookstores - Amazon 2. Sporting goods - guns and ammo, boats, etc. 3. Transit (Uber, Lyft) 4. RV rentals.

@ExtraKrispy519

2 ай бұрын

So any Amazon purchase will be 4% CB?

@yurig2530

2 ай бұрын

@@ExtraKrispy519 should be.

@newagain9964

2 ай бұрын

@@ExtraKrispy519no. And Never forget the issuer has the final word on what codes as what.

Looking through this on the site there is a lot of 4% this card covers. On second look, this is pretty impressive

I agree with some here that they deserve credit for thinking out of the box. Another point--this card earns reward points that can be transferred, including 1:2 to Choice Hotels, which isn't just the low end--they have Radisson and Cambria, as well as Ascend. Couple this with one of their Autographs, particularly the no annual fee "legacy" Autograph, and you have some serious point earning on typical everyday stuff and these "lifestyle" categories. Couple with both Autographs and you'd probably challenge the Chase or Citi Trifectas. That may be what they have in mind.

I think you are underselling this card's potential. That sports, recreation and entertainment category could be insane. I know folks that spend thousands per year on hobbies not to mention pets. Sports card collectors, Magic the Gathering players, diy crafters, hipster vinyl record collectors, comic book collectors, pet owners, horse owners, book enthusiasts, hunters, anglers, skiers, campers, gardeners, antique collectors and on and on. All on one card at 4x and no AF. People spend tons on escapism and hobbies and this card seems to be targeting them directly. I hope they can get the message out.

When you ask Chat GPT to create cc idea for you...

that 4% on public transit is best in class for a no annual fee card for people who live in major cities like DC or NYC

@tf_9047

2 ай бұрын

Futurecard debit card actually offers 5% back on very similar transit categories already, and they have extra bonuses for certain cities that are equivalent to an extra 14% back if you make enough transit purchases in a week.

@user-zr2ps7uk9v

2 ай бұрын

US Bank cash plus if you choose public transportation, and also includes Uber and lift

@YanLuo

2 ай бұрын

don't forget Citi custom cash. Works on bus, subway, parking too

@Adiscretefirm

2 ай бұрын

I thought the same thing, a better choice than Amex Green for many

Between our Peloton, the YMCA gym, my wife’s yoga classes and other fitness things, her nail salon visits, my haircuts, all of our sporting equipment with us loving outdoor sports and our daughter playing softball and volleyball yearly, gardening stuff for our yard, going to games and live concerts, our dog’s supplies, our thrift runs, and sporadic Supercharging for our Tesla…this might be a super card for non-category spend that isn’t currently covered! Additionally, we’re planning to downgrade our Amex BCP to the BCE to save on the AF, and we’ll be losing 6% groceries and streaming, and 3% parking and tolls. This would at least give us more on our small streaming spend than our SavorOne. This is a compelling card for our young, active family!

This seems to be a great card to fill in a lot of holes. Only problem I would have is remembering what gets me that 4% in the heat of the moment. Entertainment is pretty straight forward but everything else I can see being a bit tricky.

@sippininthekitchen2208

2 ай бұрын

Like once I get inside the sporting event, concert, aquarium etc, does any purchase I make inside code as entertainment as well or do I have to wreck my brain trying to figure out which card to use in the the gift shop or small vendors?

@smithjb26

2 ай бұрын

@@sippininthekitchen2208agreed...feel like it's the same for restaurants inside hotels. Always seems to code opposite from the card I used 😩

Just snagged it, because why not! haha. After looking at all the merchant examples for each category it was a no brainer for me especially being a no annual fee card. Seems like it'll be great for a lot of my miscellaneous spend.

Very interesting card, I will get it as it does not have an annual fee and competitive uncapped rewards on entrainment and health and wellness. I see a large audience for this card.

4% on public transit If the savor one Uber deal goes away I’ll look at this card again

@Lifeissorich.

2 ай бұрын

That Uber deal is definitely ending for good brother. I highly doubt they re-up.

@nicholaselia7943

2 ай бұрын

If the Uber deal goes away, the saver one becomes crappy...... Capital One needs to step it up. They're falling behind all the other cards.

@Lifeissorich.

2 ай бұрын

@@nicholaselia7943 the SavorOne is one of the only cards with the entertainment category. Which no annual fee cards is it falling behind? Only the US Bank card had 4x on dining for $0 annual fee.

@newagain9964

2 ай бұрын

@@Lifeissorich.true. But the entertainment cat is not as expansive as would like (live events, sporting dues etc). Soooo 👎

@robert8311

2 ай бұрын

@@Lifeissorich.this card has entertainment leaving and select streaming at a higher multiplier meaning for me the only reason to use the savor one would be groceries

Unique card for sure but curious how well it would do.

Honestly a lot of the categories resonate with me

Interesting. I can definitely think of some people that would like 4% on gyms, sporting goods, and pet stores. However, they are not typically people looking to maximize credit card rewards.

This credit card just about covers the basic necessities of people. Not everything is about eating and travel. If they approve people, might do pretty good

Actually, I’m liking this card. But alas, I’m gardening until July of 2025.

So you can pretty much use it as an everyday card. Salon, petcare, gym, entertainment, charge an ev

Although not right for me, it would be the perfect card for several of my friends. That says something about my friend group... 🤔

Good ole reliable always the first to break the new cards. Keep it up, I'm here for it

This sounds like a great card, actually 🤔

I believe the term you’re looking for is “warming shelter” about the charity when the power is out

very unique indeed, would be a great replacement for many store cards haha

@shawn.credit

2 ай бұрын

Walgreens MC was an excellent option, 1% more on the new WF card is nice!

@jeromehenry4484

2 ай бұрын

Excellent point!

The design looks cool

@asterbaster96

2 ай бұрын

The design looks similar to the Affinity FCU cash back debit.

So is it 4% back at Sephora? I’m confused

Wells Fargo cash back is so much better than Capital One. I like that WF allows you to use cash back in multiple ways. I like the option to use cash back to transfer to my savings sometimes. Unlike Capital One... you get your cash back total cut in half if you dont use your money THEIR way‼️ Im liking this new WF Attune card!!

I have an old WF Cash Wise card that I have been waiting to try and product change, don’t know if I should make this the one and forsake the $100 SUB

@tendercrispbacon

2 ай бұрын

Do you get a SUB with a product change?

@jeromehenry4484

2 ай бұрын

@@tendercrispbacon no

@tendercrispbacon

2 ай бұрын

@@jeromehenry4484 I also glanced over his word forsake 😂 I just read what I wanted to

@ahnonamos

2 ай бұрын

@@tendercrispbacon not typically. Otherwise I would have done it sometime after

If this card catches on at all, expect it to get nerfed within a year or two, depending on how much Customer Acquisition Cost Wells Fargo are willing to absorb.

Not sold on whether it’s worth a Chase 5/24 slot or not

@jeromehenry4484

2 ай бұрын

Get it after 5/24.

@blademasterzero5295

2 ай бұрын

@@jeromehenry4484 perhaps after my next round of applications, at 10/24 rn

The pet care is really interesting. A lot of pet owner spend A LOT of money on their pets

@newagain9964

2 ай бұрын

Sickening.

@jeromehenry4484

2 ай бұрын

Got a sister that's a cat-lady, and volunteers with PAWS (she donates substantial amounts too), so this card is definitely up her alley.

@smithjb26

2 ай бұрын

@@newagain9964what is?

This card seems pretty solid this gonna be the most popular card soon

The card is great for high spenders in the 4% categories. Golf memberships can cost a ton for instance in upwards of 50,000 or more. The question for people who spend in these categories is how much spending limit they will get approved for and if they block those transactions or intentionally try to say it was not coded properly when it was. Marinas is also another high expense category for big yachts and those fees add up fast. Card seems like it is good for people who fit these categories with big spend.

@adamjulius3842

2 ай бұрын

Oops didn’t see it was just public golf courses which are like 50 give or take for the green fee. But it adds up if you play a lot or bring a lot of people with you. The marina category seems to be more inclusive.

The only cards that are worth it for me are points on gas and groceries. 0/0 percent purchases and balance transfer. Typically 0 percent for 15 to 18 months with no fees. And yes I get it. There is a small charge for a balance transfer fee. But that's what I'm into. As far as I'm concerned somebody that has a shit credit score those are the cards for me. And I think a good credit score is probably in the 790 to 800 range. Yeah I know they say that is in excellent range but it varies between homes cars and credit cards.

this card is for me!!! those are totally all my interests (middle aged woman)

Sorry I may have missed this. Are these points transferrable to transfer partners? If you pay for an expensive gym or family gym membership that can be almost 1k points per month. Or if you’re my wife, I’m gonna get a lot of points on spas 😂

@deadmeat1240

2 ай бұрын

You have to get the Autograph card to unlock points transfer. But you can pool your points from Other WF cards and it no AF.

Are TD bank cars any good? I haven't seen u do a review on them. I know my question has nothing to do with the video.

It's a good card for certain people, but not for me.

Thanks for the review. Recently got the Autograph Journey and am getting close to my 60,000 point bonus.

The concert tickets is sooooooo nice

No..... I'm supposed to be in the Garden...... tempted to apply now......😭🤣

Little disappointed they didn't include liquor stores & cannabis dispensaries!

I wonder if this counts at golf courses

@JasmineSmith-ei2sk

2 ай бұрын

It does for public golf courses

We have a family of 6. This card with the Autograph card is a good no AF, WF 2 card setup.

its all the quirky categories of Cash+ with less rewards

Pickleball Fanatics: *drools*

Great content as always, thanks Adam!!!

Most gyms I know of only accept your bank account information for paying membership fees

Adam, I think the card is self-explanatory and is NOT odd or strange at all. I think you have a bias because it doesn't "FIT" within your spending patterns per se. This card would appeal to me because I care about my own self-care, health & wellness and the planet. Therefore, I can potentially see myself getting this card. Like other cards (and as you mentioned), I also see this card being used in conjunction with other cards to maximize rewards based on one's spending habits. After watching your channel for a number of years now (and dipping in on a couple of others here and there), I realize there is no single card (in my case) that will ever be the go-to card for everything. I use a trifecta of the PayPal MC, Amazon Prime VISA (Chase) and SavorOne cards to cover all the purchases that I make. This Wells Fargo Attune is no different for those who see the card as being "attuned" to their lifestyle.

@soapa4279

2 ай бұрын

This. Even a good trifecta will lack in certain categories. And even then, which rewards ecosystem doesn’t necessarily fit everyone the same way either. This card actually fills in categories that are common for most regular people.

@uHnodnarB

2 ай бұрын

I mean I think it’s valid for him to not like it because it doesn’t fit his own lifestyle. It would be worse if he pretends that he speaks for other people.

@soapa4279

2 ай бұрын

@@uHnodnarB I don't think anyone takes issue if he decides it's not for him. It's just that the premise of the entire video is him calling it "no value" which is sorta weird for a credit card information channel.

@ProudMoney

2 ай бұрын

I never said "no value" and I am actually surprised to see this thread acting as if I was extremely negative. I basically said it is a complementary card, probably not the first card out of your wallet, and for most people who don't carry a large number of cards, this card is probably hitting secondary categories where they don't spend as much. Obviously there are many exceptions.

Clearly for young, liberal, single, urban women with some rather odd spillover into older men (golf, etc).

Will WF open a complimentary bank account under your name and all your dead relatives names also when you apply?

Still missing the MCC lookup website. Seems possible that the merchants did not want that published?

Can you upgrade your autograph card to the Attune card? Would that be a good idea?

Thank you so much for this information! This card is perfect for me! I spend in so many of these categories and only earn 2% in them. It will be great to now get 4% in them! I love also that the 4% is unlimited. Sometimes I will use the Citi Custom Cash to buy tickets to an event. I earn 5% on the first $500. When the tickets cost more than $500 I have to settle for 1% on the amount over $500. Now I will have another great option!

@RSquared-travel-rewards

2 ай бұрын

Or get 2 Citi Custom Cash cards or in my case 3 CCCs

Very granola

You should get it and see if it transfers points to your Autograph card. If it does then it becomes a points card that earns 4X points in a lot of places travelers go to.

Low apr and no annual fee thats not this card. Any suggestions?

@jeromehenry4484

2 ай бұрын

What categories are you looking for?

@serenitypeaceandcomfort3669

2 ай бұрын

@@jeromehenry4484 Just a card for shopping

If the underwriting is the same as other WF cards most folks won’t be approved hahahaha. They need to lax a little especially with folks using very little utilization and everything else on their credit score is solid.

Foreign transaction fee is such a scam. In other countries they have capped or increased or eliminated these garbage fees for nothing.

you don't know what you're talking about, no it's not for young people, it's for all people. I'm 63 and this card is 100% for me. Got a bank invite and I'm acting on it. I use all these things and 4% is pretty darn good.

@ProudMoney

2 ай бұрын

thanks for setting me straight

I appreciate the theme and effort they put into this... but it's going to flop. Hard pass.

Not interested at all in this card.

Looks pretty meh.

ev charging under planet friendly... LOL

Perfect card for hippies

@metalheadami123

2 ай бұрын

😂😂

So basically: this is a SPORTS card? Odd, but not worthy of being in my wallet.

Weak card

This card should be titled (Life card) I think Wellsfargo got it right with this card! This card could benefit all

Wells Fargo is doing a political thing. They need to be real every day life. Just like they were!

@icycici6191

2 ай бұрын

Very good point 💯

👍🏻

I don’t like the card.👎It’s super niche. I don’t want MORE cards. I want fewer. just make a 3-4% back on essentially EVERYTHING card (except travel, gas, groceries). Much better.

@_iErik

2 ай бұрын

3% or 4% on everything, or on all primary spend categories, will not happen until the credit card processors raise their fees. And they are pretty hesitant to raise fees much right now because of regulatory pressure. Depending on the exact card and merchant, the bank or the card processor or both are *maybe* breaking even at 3% and definitely losing money at 4%. They are willing to do that on certain cards for certain categories, because they know that most consumers will mostly spend outside of those categories on the card and/or many transactions will code differently than the consumer was expecting so it will fall into the 1% category. The other potential possibility is 3% everywhere with an annual fee like the Robinhood Gold Card, but that won’t make sense for most people, and it has yet to be seen whether that even makes business sense for most banks.

Finally a credit card for hippie libs 😂

That'll be a hard pass from me.

trash

Liberal card pass

Go Woke Go Broke

@1997nick

2 ай бұрын

Lol so going to the gym is "woke" now? Give it a break 😂

@BruceLeeCredit

2 ай бұрын

Definitely sounds like they are trying to attract a certain fluffy/Neo hippie demographic even with the card name. It is a very niche market that is for sure. If it doesn't get phased out after 3 years because of very low applications for it; I'll be shocked.

@soapa4279

2 ай бұрын

Everytime I see someone use “woke” in that context I automatically think of Coors light, assault rifles, and dating cousins.

@deadmeat1240

2 ай бұрын

Yeah, Academy sports and Dick's sporting goods. Well known to only be frequented by "Libs." 🙄

This ‘Attune’ credit card is for sensitive people who aren’t into travel or high end retail and dining out.😌

@Doggieman1111

2 ай бұрын

I think the card is pretty silly but if you had this and one for dining out etc it could be powerful.

Reviewing A Suckey Product, Makes It A Suckey Content Video, So Please Think For Future Content Videos.

@ProudMoney

2 ай бұрын

🫡