The Ramsey Show Highlights
The Ramsey Show Highlights
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Welcome to fantasy land financial advice!!! What a joke. You better get with the times or you’ll be a man without a platform soon
How about the overinflated greedy universities eat the cost? There is more than one way to screw this chicken.
Owning a home means cost of living stability and we can see that with rent increases in the last 4yrs. I own a house and a small cottage on the property. Within the year my cottages rental income will pay 95% of my mortage and taxes. I'm still 20yrs from retirement and will be socking that money away for 20yrs.
Sounds to me like they make $210,000 together. Don’t see what the problem is
Zero. That's what I told the car sales guy when he tried to say his interest rates was less than anything I had.
Exactly ...his lack of ambition doesnt meet her expectations..she needs to decide if she can accept his level
A lot of those city workers and blue collar workers did go to college.
Maybe he's able to be a great husband and dad because he likes what he does for a job so he goes home not stressed, plus 30k is not bad it's simply not impressive
I think his argument is that even responsible people will spend more when they're using plastic vs cash. While this can happen for many people, it doesn't for me. Whenever I use my card, I treat it as if I'm paying cash. And I get free cash back...
The management companies have already figured this out. This is why they were made to BUY UP property.
She needs to put her and her husband's money in a trust for each adult child and monthly withdrawals will be allowed from the trust up to the amount of money EARNED, not donated. If no money is earned then no money can be withdrawn.
"it's not an option not to buy" This lady right here is the demographic that is continuing to push home prices higher. Buying when it's the absolute worst time to do so even when you cannot afford it out of fear. That fear will really make you fearful once you realize the situation you put yourself into
The better questions are “what would your rent payment be if you sold?”, “how can we increase your household income?” “What’s the interest rate on your home?”, and “can you make the house payment if you cut out other excess?” , “can you get a second job?” $3900 take home for 2 people is probably about $15/hr first each person. Idk what it’s like in Orlando, but I see signs for part time jobs with no experience offering over $20 per hour. I saw one sign offering $20 to $23 per hour for someone to scoop ice cream.
7,000 can’t buy d*** in the real estate or air bnb game… you need to add an extra 2 zeroes to that 7,000 to get anywhere in the real estate game… Dave Ramsey tells us poors how to invest as if we have fat stacks just sitting in our bank account… yeah I would NOT need your advice how to make wealth if I had wealth to invest… some of us, a lot of us are living pay check to paycheck cause A**holes like this buy up all the homes and put it on air bnb or VRBO, decimating the available homes to buy. I’m about 10,000 years away from having enough money to buy a home just to live in, let alone make an investment property
Haven’t used a cc since 2019. My net worth has also swung over $500k in the positive. Not a coincidence. I don’t miss the points. I don’t miss the “cash back” ($2000 a YEAR? lol) I don’t miss having to push my purchases into the future. I don’t worry about balances. I don’t worry about owing someone. A credit card is just a little payday loan lender. Not taking the gamble. I’ll pay with my own money and build wealth.
She was the one and he dumped her Good luck loser
Homeowner cult in these comments. Been in the market for a bit but everything is overpriced trash and even new home communities are full of low-life people who are maxing out their DTI to get into a home but then act like scummy renters once in the place. No thanks. Not paying top dollar to be among those people. Bad neighbors can ruin your property value.
Amy is the one with the problem.
The point is that the money she borrowed she would have had anyway otherwise it would have gone into the car. So the car step is bullshit. You could just have bought a cheap car and invest the money without the "3 cent" cost
10:58 😂
My friend bought her son a pub as he said he wanted to be an entrepreneur. This young man full of ambition could not get his backside out of bed until 10 minutes before the pub was due to open. He seemed to think the money would just come through the door without any work being done, needless to say it didn’t last, the only thing that expanded was not his business it was his weight
That first guy is a total mess and a total financial idiot. Not sure if they’re married but she needs to dump his butt.
🚨 Karen alert!! 🚨
He needs to elaborate on when, by his standard, work reaches the level of service.
7 years ago when I bought my house my mortgage was £850 and rents were £1,200. Now because I've overpaid and got a slightly lower interest rate my mortgage is £525 and rents are £1,650. It's a new build so I've probably spent £300 in maintenance. I've replaced some fence posts, boards and a arris rail, a leaky coupler under the sink and a couple of flushvale seals.
He’s gonna be the next mayor of Ice Town. Don’t stop him from living his dream
What Dave is saying is don't dance with the devil.
Whoa whoa whoa, so many people are so judgmental towards this woman. Throwing stones, "as they say". Perhaps a better way is to wish her well so she can use her talents to help people in the world. Yikes, take it down a notch y'all.
Delony wants that money so bad
A good number of people are dead @ 50’s, 60’s & 70’s. However, I agree, plan for your 80’s, 90’s & 100’s 😂
He still didn't answer the question.
The issue here is that rent is going to keep going up and up, might not be able to afford rent in the year 2060
There is nothing of substance in the man's monolouge. It's just one platitude following the next and woven with whimsical cliches.
Gold is an element, Gumby. (Number 79 on the Periodic Table of Elements). If you crush it, it stays as gold. Rocks crush into almost worthless sand and dust. Oil burns into CO2 and H2O.
Phone Customer Support is more service industry than fast food CMM
For the same reason some people are fat and some are fit, control yourself to not eat too much. Control yourself to not spend too much. You can come up with all the excuses you want but the result is the same, for some valid reasons you are unable to control yourself to get what you want. Start with meditation 🫂
2023 was a challenging year, but I managed to make $100,000 before taxes as the sole breadwinner and head of household. It's a good starting point, but I'm always looking ahead on how to improve. I have 2 autoloans and hoping for a miracle to offset them as refinancing is more expensive in the long run.
You might want to consider starting with a different approach, like the snowball method. Focus on one loan, usually the smallest one, and direct all your resources to pay it off while maintaining payments on the others.
Another option is to work with a money coach or investment advisor. While an investment plannner focuses on the long term, a money coach can help pay off all your debts, maximize cash flow, and create systems for proactive money management.
Monica Mary Strigle, a tech-savvy and forward-thinking woman in her 40s, possesses advanced knowledge and expertise in technology. With a contemporary approach to the markets, she has established herself as a highly skilled financial pro.
That's impressive! Who is Monica Mary Strigle, and how can I reach her?
I've tried finding a good adviser around me, but it seems impossible without exorbitant feas. Can you share her fee structure as well?
It's his money then he has the right to decide it in full his money his life because if he's stuck on a mortgage and one time she thinks she doesn't need him anymore.. her advice to him isn't gonna pay his mortgage she will jsut go and find a better life
I have been told by everyone in my family that loan is the ONLY way to have decent way of life. Dave you are blessing. I know save and invest is - peaceful way to decent life
A tortoise wins a race, are there booby traps? Is the hare glued to the ground that it can’t move? No way it can win being too slow!
Because like in Chicago for example they say it’s all about the kids but it’s all about the money, the hundred grand and more a year plus a fully funded pension.
She’s completely overthinking all of this. She’s doesn’t even have kids yet nor a husband. SLOW DOWN‼️🤦♂️
This is a lot like my situation, except we have a now 5 year old son.
"Your biggest war is against math."😮😂😂😂😂😂 I need to tell this to my daughter's mother.
The Israel Summit describes itself as the first gathering of pro-Israel supporters who “unconditionally support Israel’s right to be sovereign in the entirety of the land of Israel, including Jerusalem, Judea and Samaria, and the Gaza Strip.” Thanks Dave for supporting a genocídal apartheid state that keeps 5 million people in reservations and concentration camps and is forcing starvation on millions, your bravery will not be forgotten
Who puts 5% down and can keep payments at 25% of your income? More like 50% deposit..
They dont NEED ANY SOCIAL WORKERS in NJ.??????. Come on Man!!
Foolish and selfish young woman
Why does she think that she has to be friends with someone like this ain’t a hard concept u need a therapist not Dave
The Israel Summit describes itself as the first gathering of pro-Israel supporters who “unconditionally support Israel’s right to be sovereign in the entirety of the land of Israel, including Jerusalem, Judea and Samaria, and the Gaza Strip.” Thanks Dave, for supporting an genocidal apartheid state , your bravery will not be forgotten