Ain’t nobody getting “bored” at home with 4 kids those ages 😂

@TonyCox1351

Ай бұрын

She will pray for the day she’s bored again

@pmerancier

Ай бұрын

i agree she will regret this decision, because my sister has 2 toddlers(4&2) and any opportunity she has to take a shift at the hospital she takes it😂. This is an obvious answer

@emoney1231

Ай бұрын

Bored for sure isn't the right word. Unfulfilled or overwhlemed sure.

@truebengalsfan

Ай бұрын

This is what some women put in their head

-_- 115+60 = 175k a year. Y'all moving from upper middle class to the poverty line, if you quit.

@rachelhoag7573

Ай бұрын

This should have been the quickest call in Ramsey show history. No, you cannot afford to stay home and make it as a family of six on a $60k/year income. End of call.

@crashtestdummy1972

Ай бұрын

The husband should stay home. He makes less. If he doesn't want to, then he needs to double his income.

@Shortballa11

Ай бұрын

@@rachelhoag7573 family of 6 without healthcare paid for lol

just because they want him to get a higher payer job, doesn't mean he can get one. They act like its just so simple.

@musicpro7278

Ай бұрын

It is though

@jasonleatherwood2172

Ай бұрын

@@musicpro7278if it was so easy every american be a millionare and a millionaire ne broke imagine paying a cashier 150k a year lol

@csx6910

Ай бұрын

@@musicpro7278 That's female reasoning. It isn't. There needs to be a position available. He needs the skills/accreditation they want/need. Then he has to also _like_ the job because they're always telling women not to work jobs they don't like. LA-LA land to think you can just step into a higher paid job.

@djpuplex

Ай бұрын

He's a Martial art instructor. What does she expect him to be a rocket scientist.

@MikeNapoli1989

Ай бұрын

@@musicpro7278it depends. It takes time.!

Why dont people plan this shit out before they have a ton of kids?

@cko8643

Ай бұрын

I know!!! Agree completely.

@gregorypeterson9

Ай бұрын

Thank you...Amen.

@blackworldtraveler3711

Ай бұрын

Lack of planning is probably why some people say they sacrifice having kids. They are their own worse enemy financially.

@mediolanumhibernicus3353

Ай бұрын

Because not everybody is as cold and calculating as you. Some people have what is known as ‘human nature’. Warmth and spontaneity.

@BLdontM

Ай бұрын

@@mediolanumhibernicus3353 What you call warmth and spontaneity a lot of people would call reckless and/or dumb

She needs to suck it up and keep working. You chose to have 4 kids while knowing your husband doesn't make enough to support your family just on his income

@blackworldtraveler3711

Ай бұрын

Yup they went this far she might as well keep working. Too late to think about care free nurturing now.

@terriesmith2616

Ай бұрын

100% agreed. She knew he didn't make a lot of money when she married him. She chose to marry him anyway, so she needs to suck it up and continue to work to bring in the money to support all these kids that they both decided to have. Men have to suck it up all the time, working hard to bring home the bacon 🥓. It's 2024, women also need to suck it up also. This is not the 1950 where one income can support a family of five. With inflation, two incomes are needed to survive nowadays.

@manylaughs9002

Ай бұрын

Stupid

@seoulmansupra

Ай бұрын

They*

@user-oq4ow9rr6z

Ай бұрын

EXACTLY.

How about he stays home and you work? To lose 2/3rds of your income is a major blow.

@Ja50nkAt

Ай бұрын

I don't know if a guy has the nurturing instincts to take care of a 4yo, 3yo, 2yo,and a 1 month all at once. I couldn't handle the chaos on my own that's for sure, maybe if there was a nanny which they could afford since their house is paid off.

@edd06001

Ай бұрын

@@Ja50nkAt he needs to learn to adapt then. He decided he wanted 4 kids, he needs to grow up and do what will help his family best, not what he wants to. When his kids are grown up, then he can follow his dreams.

@jasonleatherwood2172

Ай бұрын

Plus if they paying daycare on 4 kids thats what 1000$ a week

@AlexKaehler-qc8kd

Ай бұрын

He doesn't have a job. 60 K presumably before taxes and doesn't offer health insurance in America? That's not even a job.

@SavageListener

Ай бұрын

The husband needs to sell his share of the business and either stay at home with the kids or find a high paying job, which seems unlikely. It is very tough owning a small business like a martial arts dojo without insurance to support 4 kids. Don't let a dream skew reality. You can always go back to it in the future.

Try living on 1/3 the income before making the commitment to lower it permanently

There is no option. They should've thought about this before we got to baby #4. Poor planning. Keep working lady

This was such a terrible call, No they can not afford her to quit her job. Regardless of him doing his dream job or not he may not be qualified to get something higher paying like they are saying. Then they go on about how her working and the cost of childcare because of her working diminishes her earnings… she earns double what he does why is that even in the conversation? No they can not afford her to quit her job. Jade and Rachel sound like they want her to be a sahm which is fine if they can afford it, but they’re putting an unreasonable pressure on the husband who even said he would love her to do it but they can’t afford it. Not everyone can just go double their salary because they want to. This is why Dave needs to be on calls to stop day dreaming with the caller and to give realistic answers even if they sound mean. Instead these girls are making the husband the bad guy because of his income

It’s too much to give up on insurance

@NATEG01

Ай бұрын

They should be able to qualify for subsidized health insurance through the marketplace. For their family size only making $60k, they could probably qualify for a plan for only $300-400 a month.

@Bob-yh7ir

Ай бұрын

@@NATEG01 They would pay nothing for a silver and maybe 100 a month for a gold plan. Depending on actual zip code but I just ran it through the online exchange for a household of 6.

@penguin12902

29 күн бұрын

@@NATEG01Awesome. So people who make double what my family brings home are just going to CHOOSE not to work so my tax dollars can subsidize their poor decisions....gotta love the mentality of you leaches.

No. You cant afford to quit. Teaching karate is more important than taking care of your family.

Papa was have blown his top at the "well he always wanted to do this since he was twelve" part.

@TonyCox1351

Ай бұрын

I wanted to be an astronaut when I was 12. Then I grew up

@Shortballa11

Ай бұрын

@@TonyCox1351 you shouldve become an astronaut, they make a lot of money

My friend and her husband bought a condo without including her income in case she stayed home after kids. She did stay home and was easy to do, sometimes you gotta plan ahead They can get insurance through their state and it’ll be less expensive but they’d also have to make sacrifices

So she'll give up a 120K job and he'll go looking for one? She already has it in hand. Too bad Mom. Keep hustling and tell your feelings to a counselor.

@jeffkline9191

Ай бұрын

Or better yet a journal while on break at work.

This doesn’t make sense number wise. They don’t have any debt and with just his income that’s about 4k-4.5k per month. You can’t make that work with no debt?? There is no child care if she’s not working. Sooo something don’t sound right

@TheFinanceZone

Ай бұрын

Food, property tax, health insurance, car insurance, car maintenance, gas, kids school, kids dance programs, home maintenance. it adds up. He's a part owner in the small business so I wonder if his income is super consistent or not.

@jasonleatherwood2172

Ай бұрын

No the health insurance be over 2000$ a month and that be a high deductable plan

@blackworldtraveler3711

Ай бұрын

No matter what people say raising kids cost a lot of money.

@adamseidel9780

Ай бұрын

@@jasonleatherwood2172ding ding ding. It’s the healthcare. That’s the biggest problem with his job.

@megalodon1726

Ай бұрын

Health insurance for the 6 of them will be super expensive without being on an employer group plan.

I'm favoured, Getting my own Truck has alwavs been my Dream for my business. I just acquired 2 recently, earning $32K weekly has been really helpful. I can now give back to the locals in my community and also support Charity Organizations. I really appreciate your videos

@Monopolyfondar

Ай бұрын

How ..? Am a newbie in crypto investment, please can you guide me through on how you made profit?

@ibrahimyusuf677

Ай бұрын

Thanks to Mrs Anna Davis.

@ibrahimyusuf677

Ай бұрын

She's a licensed broker here in the states

@UmarChris-xv6zc

Ай бұрын

YES!!! That's exactly her name (Anna Davis) so many people have recommended highly about her and am just starting with her 😊 from Brisbane Australia🇦🇺

@Ruzdyperio

Ай бұрын

Investing $15,000 and received $174,000

She kept having babies hoping she didn't have to work. Otherwise they would have cut the cord.

He has 2 hobbies,martial arts and making babies😂

I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Fiona Karen Cosmann

@erikyanez5371

Ай бұрын

Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.

@user18129

Ай бұрын

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

@IsJessicathomas

Ай бұрын

You trade with Karen Cosmann too? Wow that woman has been a blessing to me and my family.

@Chrishorton23880

Ай бұрын

I'm new at this, please how can I reach her?

@Nguyenvictory83

Ай бұрын

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

what kind of job can a martial arts instructor get? security guard?

@situzen185

Ай бұрын

I know of one who picks up extra $$ as a limo driver. Elites like to hire him because they have a driver and body guard all in one.

@MrCoxmic

Ай бұрын

that's an easy $200k job, no problem

@TonyCox1351

Ай бұрын

He can deliver pizzas, drive uber, stock shelves can’t he? He needs to be working 60 hours a week minimum. With a full time job and 4 kids I can guarantee his wife is putting in more than 60

@MsKaraWhiplash

Ай бұрын

He could join the military for $60k and a lot more hours, but health insurance & retirement…

@Shortballa11

Ай бұрын

@@TonyCox1351 he probably takes care of the kids. His job is more flexible. She probably wants to be around the family more, hence the call

If she quits her job and he gets injured and can't do martial arts anymore, well....

She can’t quit. She should’ve thought about it and her husband also should’ve thought about it before they had that many kids.

@Hurtzilla

Ай бұрын

Uhhhh. Her body, HER choice

@Aki_Lesbrinco

Ай бұрын

​@@Hurtzilla Actually, it's a marriage, and the number of kids they're going to have should be a decision that they make together.

@Hurtzilla

Ай бұрын

@@Aki_Lesbrinco should be....but isn't.

Children being home with their momma is more important than dance classes.

He needs to stay home.

@djpuplex

Ай бұрын

Rope reversal. Wives don't like that.

@adamseidel9780

Ай бұрын

@@djpuplex she should have thought about that before she married a 12 year old instead of a head of household adult man

@djpuplex

Ай бұрын

@@adamseidel9780 That requires accountability.

@inthebooks3947

Ай бұрын

@@adamseidel9780how is he 12 if he’s making average income

@healthandwealthdiva

Ай бұрын

@@inthebooks3947This is the job he wanted since he was 12. 12 year old boys don’t plan for 4 babies.

There was a season in my marriage where my husband had to stay at home for 1yr with the kids whilst I worked. Our kids at the time were 3 and 2 so not school age yet here in London. I had the degree. He was new to the country and made low income. So we sat down and came up with agreement that it will be better for me to make the income as I would make more than he would ever make in that moment. It worked for us. He never felt insecure. He really loved making memories with our babies. We both supported each other. He would never wait for me to sort dinner or the kids. We worked as a team. After a year or two of grinding and our kids starting school he was able to start work. We thrived. Since 2020 I work from home. Cut my hours to part time and my husband works 5 times a week. We are financially in a good place and our kids have us around. Sometimes you have to do things for the bigger picture. This lady husband income is low and him getting a high paying job may not be possible now. Also would I want my husband work tiring jobs have no time with the kids no. Her job might be better for the family

@blackworldtraveler3711

Ай бұрын

That’s how I works when you communicate and plan for things.

Anytime the woman makes a lot more than the man it creates resentment that slowly builds up over time.

@csx6910

Ай бұрын

Sad but true. Guys are viewed as a means to an end; 'unconditional love' doesn't exist in women so she'll get upset when he can't provide her what she wants.

@acd1168

Ай бұрын

For sure

@terriesmith2616

Ай бұрын

Facts! 💯💯💯🎯

@montymython754

Ай бұрын

@@csx6910it’s because women are driven to nurture while men are driven to provide. Women resent not having the option to nurture their children and frankly, men should want to be providers.

@manylaughs9002

Ай бұрын

Not always

They should at least have 3 more children.

Martial arts chad dad pulled the drizzle drizzle.

If John was on this Call John would have suggested that the Husband finds a Job as a Stocker at McDonald’s at 25 Dollars starting pay then go deliver Pizzas and then Drive Uber until the Kids turn 25 Years of Age and Rice and Beans Beans and Rice

@cutehumor

Ай бұрын

Dr phony balony delony been missing lately. Dr Phil got a KZread channel now so maybe he will finally get the axe

@TonyCox1351

Ай бұрын

That’s actually great advice. My very first thought was husband needs a second job

@Diashi1267

Ай бұрын

😂

@bradleymaravalli2851

Ай бұрын

@@TonyCox1351 the husband needs two jobs instead of having the wife have one?

@Aki_Lesbrinco

Ай бұрын

​@@TonyCox1351yeah, the husband needs to work 14 hrs, 7 days a week just because the wife decides all of a sudden wants to stay at home. I forgot that marriage isn't a partnership. Sometimes I feel like the hosts and some of the people commenting are actually time travelers coming from the 1940's and have no idea how much things have changed in the last 80 years.

I say he quits his job, becomes a stay at home dad, and she provides for the family since she “makes so much” lol problem solved

Teach on the weekends or after working a profitable job on the weekdays.

I'll bet they did not figure in health insurance payments for six people and a Roth for the two of them.

@healthandwealthdiva

Ай бұрын

She never mentioned Baby Steps 4 & 5. I don’t know what they’re doing.

Na health insurance alone be more than he makes on the private market

Poor planning, man. Poor planning. I'm 32. Wife is 35. We've got 4 kids too and they're young. I'm the sole bread winner at 200k a year and my wife stays home with the kids. We PLANNED this so that we weren't in these people's positions. You need to PLAN it.

@ykook7000

Ай бұрын

VASECTOMY now dude

@thejakelegion

Ай бұрын

@@ykook7000 maybe after we've had 2 or 3 more kids. I think 7 is a good number.

He would have to work 100 hours a week and still would not make what she makes, and then she would be calling complaining that the marriage is in deep trouble because he is never at home.

No debt, no daycare, emergency fund, and can't make 60k work. Jeeze, cut back.

@USMC6976

Ай бұрын

That's the issue, what is she willing to give up to make it work?

@Michael-kv5ff

Ай бұрын

Ehh 60k family of 6 that's very tight not sustainable

@T-CainesZR1

Ай бұрын

That's 100% lifestyle... no house payments.. not car playments.. that's her lifestyle she doesn't wanna lose.

@privacyplease1556

Ай бұрын

Insurance for a family of 6 is going to add $1500 in monthly expenses

@healthandwealthdiva

Ай бұрын

When she said “activities for the kids” I was like “they’re babies!” Babies don’t need activities. Take them to the park! There’s free museum days!

Whoever makes the most money keeps working. End of story.

If everything is paid off(including a rental), where's all the money going to a point where they're negative 2k every month??

@USMC6976

Ай бұрын

You missed the part about the negative amount is if they live on his income only.

@CavemanBalla

Ай бұрын

​@USMC6976 even then, how is 60k not enough yearly when you have no monthly payments?? I know kids are expensive but when everything is paid off, it shouldn't be that expensive

@USMC6976

Ай бұрын

@@CavemanBalla I answered that in another comment below. But I can copy it here for you: If his net in $5k a month ($60k a year), and her net is is slightly over $7K (that's $115k a year), they have $12k a month. Can she cut back to $3k a month? His $5k - $2k health costs. $3k to cover food, utilities, clothing, property taxes on the home, car insurance, .... She needs to reconsider what she's going to be giving up. This might require them to sell their home and lower their life style. Just monthly expenses, things like property taxes (about $300 - $500 a month in big cities), car/house insurance (another $300-$500 a month), utilities (gas, electric, water, another $300 - $500 a month). Then there is an increasing food budget for 6, $1500 to $2000 per month. They are out of money and we haven't discussed clothing and house maintenance items, etc.

This is where they need to start planning for their next decision and not just “making it work” by having more kids. Kudos on their financial situation today. If staying at home is important, work and save like crazy to offset the loss of income. Try living on a $60,000 budget while making 3x and save the difference. You should be able to save up 2-3 years of health insurance costs in under a year.

He makes 60000. That’s 5000 a month with no mortgage or rent. How are you still 2000 short.

@dnah02

Ай бұрын

Spending is out of control

@Hurtzilla

Ай бұрын

She's used to spending at her 115K income level and not willing to sacrifice.

@healthandwealthdiva

Ай бұрын

This was my confusion

@annarichter6196

Ай бұрын

Health insurance. If she quits, they don’t have any and will have to buy.

@Shortballa11

Ай бұрын

Cmon now. Taxes. Insurance for home, cars, 6 people. Retirement fund. Doctors visits. that money can be gone so quickly.

60K with a paid off house could make it if they really cut back on eating out and other stuff.

@blackworldtraveler3711

Ай бұрын

I think it’s the insurance that’s costing them. Hope they aren’t in one of those areas of the U.S. with the increasing homeowners insurance and property taxes.

@DoctorSmartyPants

Ай бұрын

I think the caller was referring to health insurance.

@williekenk

Ай бұрын

Did they say paid off house? I didn't catch that detail.

@healthandwealthdiva

Ай бұрын

@@williekenkyup, no mortgage

They're in better financial health than most Americans. Cut back on the extras & maybe get a side gig.

I see a lot of comments saying that she needs to stay working. 😢She is the wife and mother, who has been out earning him for some time. He needs to do his part & make more !

Forced to go to work??? Lol! Fought to go to work only to basically say I don't want to go to work. The fight is for the freedom to be taken care of when I choose too. Equality! Her husband said that because he's experienced her in a way no other person has. I wish they pressed her on why she couldn't work part time. Pure emotional back and forth and no details. Essentially, do what you makes YOU happy even at your husband's expense. Christian Feminist Logic. 😅 I feel for her husband.

@Hurtzilla

Ай бұрын

No lies detected!

@kathypatterson6813

Ай бұрын

Husband is a spoilt baby who doesn’t want to do anything else. Not sure how you have kids so close together unless not breastfeeding, which would be odd. She earns so much so she’s obviously educated and knows healthier to do so.

He can't do martial arts instruction 8 hrs a day 5 days a week. He can teach martial arts 4 hrs and find something to cover $2000 the other 4 hrs. He can teach martial arts on the weekends also and still have time for thr family. I think he has to get a second job and let you be a SHM because this time will fly by and you may resent him if you want to do this but can't.

@megan2478

Ай бұрын

Ooooorrr...she just continues working...cause she's a big girl and sometimes when we become grown ups we have to put aside our wants for the reality of being a grown up...and not resent her husband in the process cause that is just childish.

@sixthangel9716

Ай бұрын

@@megan2478 that is true also. What I think is unbalanced in this story is she is the breadwinner and also was pregnant and gave birth 4 times in 5 years. That's a lot on the body and the mind. She's probably doing more than she can healthily handle and that's why she's asking this question. think he could step up and do more right now.

Husband’s job is a borderline hobby. YOU quit working for a bit and go back part time to your cute little hobby.

My ex-husband tried to get a martial arts business up and running, but really it never made enough money for our family o live on. He wasn't a good business management, but the whole thing caused us to be very financially unstable and eventually divorced. Good luck cuz it's not easy.

Take a break from work for only a few years while the kids are small and just carry catastrophic insurance or what ever the state has that might help you get needed coverages during that time. Run the numbers before you do anything. You might just have to bite the bullet here, keep working, and realize who you married.

It's sad that the Every Dollar App it's not available outside of the US. I'm a huge fan of the show and would love to have access to the App to do my budget.

@dnah02

Ай бұрын

Pen and paper or Excel I do every dollar by writing it down

don't let the government raise your kids. Get rid of the lifestyle and expensive house. My parents raised 11 with one job, no tv and one basic phone and a well used auto.

I have to ask myself why these people cannot figure this out themselves, it is basic math.

@ykook7000

Ай бұрын

Entitled people pop out multiple kids then cry poor

I'm glad I'm single and don't have to deal with something like this. My 19 year old son has started a life of his own and I don't have a lot of expenses. I make $60K as a slot technician in Las Vegas and only work 4 days a week. I would hate the idea of having to look for a different job but if it came down to it then I would do it.

Rachel's shirt is so nice! It reminds me of Scarlett's blue dress in GWTW.

Stickers on laptop look tacky

I never thought about it why dont i just make more money? Never thought about that you just saved all my problems

With no debts, no mortgage they should be able to make it on 60k. Won’t be fancy but doable. Then to upgrade lifestyle a bit, she says within year he’s business can expand.

She wants to stop working. So lets check this out: If his net in $5k a month ($60k a year), and her net is is slightly over $7K (that's $115k a year), they have $12k a month. Can she cut back to $3k a month? His $5k - $2k health costs. $3k to cover food, utilities, clothing, property taxes on the home, car insurance, .... She needs to reconsider what she's going to be giving up. This might require them to sell their home and lower their life style.

The kids shouldn't be sacrificed.

I feel sorry for you as i have been through this. I am the main earner i make more than double what my husband does. We need my wage to cover the bills as his would not. Having our two children the time goes by so quickly. My eldest started school full time and i have a 20 month old. Going back to work the last time was definitely much harder. I would love to have been able to have a few years with them but for us it was not afforable. I was able to drop a couple of hours and change some shifts to give me a little bit more time with them. I hope you manage to enjoy your time with your babies x

4/3/2/ and 1 mo? Jeez, get off her already. "He's a martial arts instructor." Yeah, if you can't support your family on your income, then it's time to "give up the dream" and go to work. I didn't want to work night shifts and weekends all those years, but it was what I had to do to support my family. Sounds like being a martial arts instructor is a perfect "side hustle" for afternoons and weekends. I recently noted a small (1000 sq ft) house that was remodeled and came on the market. They were asking $225k for it. Per the census, the household income for my semi-rural county was $52k per year. Three bedroom houses are routinely listed over $300k. Do the math. The average household has now been priced out of home ownership. This is not sustainable. Maybe that is the end game for the marxists in Washington, to put us all in high rise government housing where they can control us better. Who knows?

@megalodon1726

Ай бұрын

Go to work doing what? Unless he already has a useful degree, he's not making more than $60K anytime soon in another job. Maybe he can get a side job as a security guard to bring in another $1000 to $1500/month, but that still doesn't fill in their $2000 shortfall.

@lkj0822g

Ай бұрын

@@megalodon1726 I don't know, maybe wifey toughs it out for a year while hubby goes to tech school and learns a trade. Plenty of trades earn more than what he is making now. Parents paying for their kids to take karate lessons is a luxury. Parents paying to fix a leaky pipe or to get the hvac unit working is a necessity. I would also imagine he has a lot of down time during the weekday hours as being a martial arts instructor usually occurs after school and on the weekends. So yeah, he could get a part time job as a security guard, or he could learn a trade and set his family up for financial security for a career that is not going to get shut down the next time the government creates the next "pandemic".

@megalodon1726

Ай бұрын

@@lkj0822g She didn't express her intention to quit her job and be a stay-at-home mom before they got married. Her intention to do that only came up when she had the 4th kid. And she met and married him as a martial arts instructor; it shouldn't be on him to ditch the line of work he's trained for his whole life for the sake of a change in her postpartum feelings.

When are you hosts going to ask her what she does to make $150k a year. That is also important.

@gregorypeterson9

Ай бұрын

Once they heard four kids they stopped asking questions and it just became emotional conversation.

@blackworldtraveler3711

Ай бұрын

@@gregorypeterson9 Yup, it all went straight to “feelings”

@marcenelj

Ай бұрын

I think she said 115k

This is an example of emotions taking over logic

He's a martial arts instructor, increase your rates, teach more classes, take on more high end clients

@miketheyunggod2534

Ай бұрын

Wow, that easy huh? 🙄.

Who is taking care of the kids while they both work? And what is that costing?

I work a full time, season specific job. I miss my wife a lot and cannot attend family outing for holidays in the summer. 80-90 hour weeks are what makes our life so smooth financially. Sacrifices need to be made sometimes and she’ll have to make some for the good of her family. Hopefully his business can expand soon so she can find fulfillment at home instead of fulfillment at work!

If the caller was a man who made $120K with a wife that made $60K, but he wanted to "step away from work", I wonder if the advice would be the same.

@terriesmith2616

Ай бұрын

The advice would be for the man to SUCK IT UP AND CONTINUE WORKING. MAN UP.

@Sheryl777

Ай бұрын

@BrianW211 That's the difference in today's world versus what things in the past had usually been like. Men in the past were expected to be the breadwinners (no stepping away from that obligation unless perhaps there were some type of health problems) with women taking care of the children and home duties. Granted, due to inflation and expenses being so much higher now, a lot of times it really does take 2 incomes to make it, but to have the idea that men and women's roles should be the same with no discernible difference between them at all is a major change in society now versus what it used to be, and most got their ideas about what that "should" be from what the bible says about it quite honestly. Oh, but today people don't care about what the bible says so much, they only care about how they "FEEL" as being important to them. There is nothing wrong with women making an income, and many women prefer to work outside the home, but it's still not really considered by many a manly thing to do to make only the woman work while the man doesn't, and I think that's the main difference even though many men today don't like the idea that it isn't manly if a man doesn't provide for his family, (even if the wife also brings in an income). It doesn't matter to me what other people decide to do with all of that, that's their choice, but I'm just trying to tell you why things aren't the way you would like to see them portrayed. Basically, men and women are not the same not only physically, but mentally and emotionally, and IF we go by what the bible says (which many do) it clearly defines men and women's roles in their married lives.

@BrianW211

Ай бұрын

@@Sheryl777 I not interested in "today's world verses the past" or "what the Bible says", I just want to know if the advice from Jade and Rachel would've been different had the caller been a man in an otherwise equivalent situation. To be frank, I've watched this show for a long time and I know the answer. Let's be honest, she said "step away" instead of "quit" to soften her side of the story and gain sympathy. I'm not saying that her husband should have the right to keep making babies with her while living his childhood dream, but the concept of her "stepping away" is clearly a different dream... for her. This couple is really bad at planning and intentionally cutting their income from $180K/yr to $60K/year for a family of 6 means they are intentionally becoming a burden to the rest of society for the next decade or more. I'm not really OK with that.

@Sheryl777

Ай бұрын

Brian, I agree with you that the couple seems to be bad at planning. If people are at all interested in why some people in society believe that men and women have different roles, then even if a person isn't interested in the bible, it's still educational to know why and where the idea of different roles came from.

If he stayed home they would save money. Her first sentence is her not wanting to ask him to do this. What about 2 adults that sit down and willingly give up for the best of the family? She sounds depressed and he is selfish. The numbers only work if his income is his gross business not his income. Child care for 4 kids will eat all of his income after tax. That is stupid. If one of them stays home they will have more money

Quick answer: it’s not feasible unless he starts making way more. Going from 175k to 60k without insurance is insanity, especially for a family of 6 now!

I think it’s funny that Rachel said “oh man should i go back to this work thing.” You work for your dad’s company. 😂

Four under four. Little kids. Baby. Take your time

He doesn’t want her to quit. He said it in a round-about way.

i like how the personalities keep callers on the line until the call is over. dave keeps his finger poised on the mute button and wants to hang up within the first minute since he thinks he’s heard it all

Sounds like her husband is in his soft life era. How utterly ridiculous that his needs come before the needs of his family. This doesn’t dissolve the caller of any responsibility. She choose this man and choose to have another child with him without discussing the finances. So she needs to step up and provide for the family and no they can’t afford for her to quit her job.

He has a hobby. If it doesn't even offer health insurance in the US, it's not a job. Just so you know. America already pays the most for healthcare as is, and there's no NHS or analog option. It's kind of a dealbreaker. He's just a boy

@danieljohnson4418

Ай бұрын

My company doesn't offer health insurance. Tomorrow I'm going to tell my boss I don't have a job.

@1stLtDavis

Ай бұрын

Good. Then go get a job or a spouse that'll get one to cover you, like this guy has.

Separate the budget, put the necessities at the top and lifestyle categories at the bottom, so easier to assess the numbers. I feel the cost of daycare should be subtracted from the sum of both the parent’s income, not just the moms. And if the mom is contributing to a retirement fund, what could be the impact of stopping those contributions. And the impact of career development. Edit: i didn’t notice the part where she said she makes double her husband’s pay, do not leave work imo.

How can someone afford to work for a company that offers no benefits or retirement??? They should pay him double the salary to compensate the lack of benefits.

I support dust at home moms HOWEVER what they are saying is "what she wants trumps what he wants" despite saying they need to talk. Personally i think the dad is a ass clown and needs a real job to supp his family.

@1:30 Forget your feelings, Facts are your friends

Home is paid off and they can't live on $60k?

If y'all house paid off debt free and fully funded emergency fund why can't y'all make it on 60k I'm confused. Bills and food even with high insurance shouldn't eat up 60K

She needs to keep working...making up at least $2k a month is not an easy feat. And i hate it when people equate some jobs to hobbies just cause the job isn't 'corporate' or acceptable in their mind. He brings in $60k a month. He loves what he does...not everyone can say they love their job. Sorry, she needs to suck it up and keep working. Men have to do it when they are the major wage earner.

@DoctorSmartyPants

Ай бұрын

I agree. And in that case, the husband needs to be the child caretaker during the hours she works.

I feel like he's the one 'ruining' their family. He has a job paying $60k a year and he won't do anything else because he likes his work and expects her to work to support the family. Tough sh*t. He has four kids. He needs to step up.

You need to plan way ahead to pull off something like that.

I never understood the "all or nothing" approach everyone seems to have regarding work. What's wrong with simply cutting back the working hours from full-time to part-time? Why can't the caller work part-time and have it just be enough money to get by during the pre-grade school years?

Modern woman get to work

@djpuplex

Ай бұрын

Remember they fought for that. The husband should get the drizzle drizzle life.

@robertacanderson

Ай бұрын

I don’t work my husband and I have a traditional marriage. I stay home and homeschool the kids, it’s a good life knowing God has always provided for us on 1 income.

I am a big believer in moms being able to stay home. With a paid off house, I can't believe they couldn't survive on 60K for a few years. They never asked her what she did for a career. Surely if she is making 120K, there is something she can do part time or from home to fill the gap. My wife mostly stays home. Except she makes 60K working one day a week as a nurse. Its enough to really help, but we avoid childcare and it doesn’t interfere with her mothethood.

They’re cutting their income by 65%. Will this financially ruin your family? If you never go back to work? Yes. You won’t be able to save for your kids to go to college and you will have a very modest retirement, if you get to retire at all (and you won’t have social security because you stopped working). But if you stop for 2 years and then go back, you can survive that.

I’m a strong advocate of people having only one child make life easier for yourself. This economy ain’t built for a Brady Bunch

They have a paid off house? Im not tracking how this is such an emergency? If they had a mortgage, its a different story.

If Dave were here he’d probably say to the husband, “Stop playing dress-up and go provide for your family.” If the husband refuses to raise his income because he _loves_ his gig as Mr. Sensei, then he is effectively forcing his wife to abandon her passion of being a SAHM. Dude needs to own the responsibility of being a husband and father. Martial arts are secondary here.

No amount of money can replace a mum. Kids needs their mum

He can get a part-time job most Martial instructor have another job. She can work in the business part-time to help it grow 😀.

I don't think they're gonna make it on $60k with 4 kids. Probably not even on $115k.

Her husband's life shouldn't be his job, it should be his family. 0:28

How is this even a question? If it was like $200 or even $500 a month. But 2k??? That’s gonna be hard to do

The fact that they have no debt and own their house and have an emergency fund… my husband would be getting a new job. I feel bad that her husband doesn’t feel that pull to be the provider (I say that at the current breadwinner, but my husband has hustled to increase his income since we’ve had kids). It doesn’t matter who makes more, it’s just important for both married people to have drive.

So to be clear, they want to work less for the same money. With 4 kids you need to both make income improvements

If she wants to stay home, as a man he should step up and get a second job, or switch entirely. Time to get a real job and stop playing martial arts instructor. Or do it on the side. Aren't all martial arts classes in the evening anyway when kids are out of school? That frees up the entire day to bring in additional income.

60 is not a bad income what they on about

Keep the job lady. Medical insurance alone makes it worth it. Hire an in home nanny for three years.