They just wanted to hear themselves on radio.. smh

@JustinCase780

26 күн бұрын

Yes! And, it would have been hysterical if Dave scolded her and their moment of fame was a moment of shame. 😂

@patty109109

25 күн бұрын

Yep, damn I HATE these humblebrag calls. Utterly insufferable.

I live in Northern California, expensive area, trying to invest in the south part of bay area with the program Housekeys, if you know something about that or any advice will be appreciate it, thank you.

@GeralynWinnifeld

20 күн бұрын

Housing costs will come down eventually, but for now; get your money (as much as you can) out of the housing market and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes.If you are in cross roads or need sincere advise on the best moves to take now its best you find an independent advisor who knows about the financial markets.

@chriswalter92

20 күн бұрын

This is exactly why I like having an asset manager look over my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitabIe downward turns, their skiIIset makes it nearly impossible for them to underperform. I've been utiIizing a manager for more than two years, and I've made over 85% of my initiaI deposit

@JalenBooekr

20 күн бұрын

This is exactly why I like having an asset manager look over my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a manager for more than two years, and I've made over 85% of my initial deposit

@Williamesq12327

20 күн бұрын

I hope you don't mind if I ask you to recommend this particular coach you using their service...

@JalenBooekr

20 күн бұрын

'Angela Lynn Schilling, is respected in her field. I suggest delving deeper into her credentials, as she possesses experience and serves as a valuable asset.

You need Dave to tell you to pay it off? That's not a reason to call in.

What the hell is with people that have tens of thousands in savings, but then also have non-mortgage debt?? Like, is your brain broken?

@aolvaar8792

26 күн бұрын

For me $50K car loan at 0% interest rate. Take the $50K out of brokerage account and stop making 11% on it.

@KM4me

26 күн бұрын

​My fellow Eagles Fan love you ​@@J-wu8sc

@adamseidel9780

25 күн бұрын

Makes no sense to pay down super low interest debt early. I pay 1.5% on my car and get 5% in a high yield savings, why would I pay it off?

@music9521

25 күн бұрын

​@adamseidel9780 if you pay off your car that $500/month is money you can put into your high yield savings (or other investments). Also, you save the money that would have gone to interest for the next 4 years.

@itguru2037

23 күн бұрын

Savings is liquid

You can hear the husband listening in by his heavy breathing.

@businessacc179

25 күн бұрын

😂😂😂

I won't go to the bathroom unless Dave gives me permission😂

@itguru2037

23 күн бұрын

He will give you an enema and tell you to hold it

Talk about calling in trying to flex having only 40k in your savings account 😂

I feel like this was a sarcastic comment like “whatever, you call Dave Ramsey and have HIM tell us what to do.”

Those babies just come out of thin air. Omg right?

@RamseysolutionskitgmaiIcom.

24 күн бұрын

Due to privacy reasons you will need to foward this comment over there

I'm favoured, $27K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America.

@zackwillem9077

25 күн бұрын

She is really a good investment advisor. I was privileged to attend some of her seminars, that's how I started my crypto investment

@zainabmuntari3444

25 күн бұрын

I'm glad to write her tay I do hope she will help handle my paycheck properly☺️☺️☺️

@zainabmuntari3444

25 күн бұрын

Can I start with as low as $1,000?

@YnezAlcala

25 күн бұрын

Please who is this Mrs Sonia

@YnezAlcala

25 күн бұрын

This sounds so good andI would like to be a party to this, is there any wayl can speak with her?

I like how Dave gave this caller no excitement over such a dumb question

@RamseysolutionskitgmaiIcom.

24 күн бұрын

Yup well deserved!

@RamseysolutionskitgmaiIcom.

24 күн бұрын

For privacy reasons and basically because of KZread’s new policy, fwd your questions to my, e - mail

"Combinded"?

I have $600 left in a CC that I use for my vet bills. I have six months to pay it off.

Dave, i make about 35K a year and i qualify for a 2% fixed rate for the new Bugatti. Should i proceed?

@veramae4098

26 күн бұрын

Not for you. You could buy me one.

@nickwwp12

26 күн бұрын

Simple. Invest the 35k in a high yield savings and the interest income will make the Bugatti payment. Just arbitrage the interest rates!

And that's the bottom line because Dave says so!

@nathenleelewis

25 күн бұрын

🍻🍺🍻🍺🍻🍺🍻

I know people will be critical but this was the final push I needed to dip into my savings and pay off my car note. Once everything clears, my only debt in the world will be my mortgage.

@RamseysolutionskitgmaiIcom.

24 күн бұрын

Hold on before you do that!

@RamseysolutionskitgmaiIcom.

24 күн бұрын

For privacy reasons and basically because of KZread’s new policy, fwd this comment to my, e - mail

Something about paying off your car and having that title in your name only feels oh so great!!!

Dave should we pay off our HELOC? 😂

@veramae4098

26 күн бұрын

Yes!!!!!!!!!!!!!

@JustinCase780

26 күн бұрын

​@@veramae4098Not so sure. The rate isn't so bad.

@aolvaar8792

26 күн бұрын

HEL or HELOC?

@JustinCase780

26 күн бұрын

​@@aolvaar8792No idea because my wife did the details and we rarely talk about this stuff. She loves the loan guy and he gifted us specialty cookies so all good.

@JustinCase780

26 күн бұрын

@@aolvaar8792 They both lead to spelling HELL per their acronyms.

They didn't ask important questions... What's the interest rate and do you have any large purchases you are saving for? If i needed the cash for something (like a new roof) and the car loan was 2% ... don't pay it off. I know goes against the Ramsey message but it's reality. Not everything is black and white.

@RamseysolutionskitgmaiIcom.

24 күн бұрын

For privacy reasons and basically because of KZread’s new policy, fwd your questions to my, e - mail

The debt-based system has created an environment where the pursuit of profit often takes precedence over people’s well-being. This has led to an incredible buildup of debt, which can no longer be sustained. The consequences will likely be far-reaching, impacting individuals, businesses, and governments alike.

Hubby was stalling, and just drove home in a Brand New Big Ass Truck.

i wont payoff my car because the interest rate is 3% but my savings interest rate is 5%. makes no sense haha

@lionmangolf

25 күн бұрын

My house is 3% my investment are making 10-12%. So I'll keep the mortgage for the time being.

These people are stupid. Don’t you know you pay more than 14k over time than just paying it off right then and there. Smfh

@RamseysolutionskitgmaiIcom.

24 күн бұрын

For privacy reasons and basically because of KZread’s new policy, fwd your questions to my, e - mail

Children.

"All these things came at us" or you chose to do those things

3:22 not gonna lie that father-daughter unison was slick XD

I honestly don't understand why you're discussing these dubious schemes. There are plenty of options like Eledator and similar ones that are fast and profitable.

What was the point of this call? 😂

@gengarjuice69

25 күн бұрын

pretty sure the whole point was to promote that app lol

@RamseysolutionskitgmaiIcom.

24 күн бұрын

Lol why u have to say it like that

@RamseysolutionskitgmaiIcom.

24 күн бұрын

For privacy reasons and basically because of KZread’s new policy, fwd your questions to my, e - mail

This is like asking Dave if George Kamel is an idiot for suggesting the industry standard 4% SWR.

@amireallythatgrumpy6508

25 күн бұрын

Which he is. Any WR above 1% is asinine.

Having a baby is easy raising a baby is hard duh

The thing is I feel Dave Ramsey can only deal with people who make a decent income. Plus I feel like Daves baby steps expect that you want and will have a kid( saving up for college) okay well what happens if you don't have kids or want kids.

@Bethelgal42

26 күн бұрын

People call the show and do Debt Free Screams with lower incomes all the time. This program works no matter the income. If you don't have kids, then you just skip Step 5.

@thewewguy8t88

26 күн бұрын

@@Bethelgal42 yeah well in my situation if I was to ask for advice I feel Dave would just yell at me for choosing to not make enough income to afford to live.( For the record my question would be what is the best way to get a car with a a budget 10,000) and yeah it would turn into a lecture on why I am working a minimum wage job at 36 years old and why it is only now that I can "afford" a car and tell me the simple fact that until I increase my income and work at least 60 hours a week and make six figures I can't afford a car period.

@Bethelgal42

26 күн бұрын

@thewewguy8t88 Save up by finding room in your budget, get a side job for a short time, sell things around the house are some ways to build a "car fund." My husband and I actually just did this. We knew our van was close to the end, so we starting piling up cash in a Savings Account. The account got to about $10,000 before we went looking for used cars in the $8000 budget range. We ended up finding a 2009 used Honda Odyssey through our network of connections for under $4000. My husband did test drive a few cars around our budget though. They are out there. It's possible. You can go it. We are in our lower 40s and do not make close to 6 figures or work 60 hours a week. My husband works 40 and I work 30. Up until 3 years ago, I was a stay at home mom with no income at all.

@penguin12902

25 күн бұрын

​@thewewguy8t88 why are you 36 and making minimum wage? You been working 20 years and haven't learned a single skill? To be clear you can buy decent cars for $5k get an old Camry in an ugly ass color. An independent mechanic should inspect it before you buy it.

@jodylarson4697

25 күн бұрын

@thewewguy8t88: Then you won't have those expenses and can save and invest more. This isn't rocket science.

Yo

Paying off early for what

@penguin12902

25 күн бұрын

Because interest is a thing.

@johndone8045

25 күн бұрын

@@penguin12902 like that 20k worths of cars really got that much interest

Me and my ex-wife never combined our finances my lawyer actually praised me for not doing that why because if don't have documentation how much money you have in bank I kept $500 in bank that it but I had $40,000 cash at my mom house at divorce my exwife attorney ask for my bank accounts and there was only $500 in there so guess what she got nothing at divorce no car no house because I rent

@jodylarson4697

25 күн бұрын

Great, you cheated your ex-wife. What a man.

@LawrenceTimme

25 күн бұрын

Yet you are still dumb for marrying her in the first place, so not so clever.

Dave, Just sold all my Tesla stock ($200,000 all in retirement) and bought all NVidia. Someday I might write again to smirk.

@frankcb11

26 күн бұрын

Did y’all actually do this?

@aolvaar8792

26 күн бұрын

Tesla is almost half of its 52-week high. Buy high, sell low?