I’m Marissa! A mom to 2 boys and I’m passionate about budgeting for our family!
My husband and I got married right out of college and had $87,000 of student loan debt. We had dreams for our future which included having a house and a family and we knew we couldn't do it all with so much debt. So we decided to start a budget and make some sacrifices, and within 2.5 years, we became debt-free! Since then, we've saved for an emergency fund, upgraded our cars and bought a house all thanks to budgeting.
I love budgeting because it gives you the permission to spend on things that are important to you all while still working on your financial goals. Here on my channel I share budgeting tips to help you feel confident in your ability to balance life and money.
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THANK YOU THAT WAS INFORMATIVE VIRGIN ISLANDS PEACE 🙏🏽
All that for 1 night, Holly shit
How do you enter your spreadsheet to Simplifi 🤔
I love your videos and it’s motivated me to keep going on my channel 🫶🏼 my goal is to become monetized. I was an elementary teacher and just quit to become a stay at home mama (thanks to my husbands support) ✨ But your budgeting videos are going to be my goto!
Gurl I agree !
The best way to save on a wedding is by never getting married 😋
Same! I finally got my car at 32 and next month it will be paid off. We were a one car family for most of our marriage.
I’m looking at the reverse. Moving from Texas to Oregon.
whats the app?
You only pay for preferred parking Unless they are ripping you off
Money, choices, reasonable comfort, family experiences, makes you content, happy, joyful. An ignorant "Money can't buy happiness" mindset is usually thinking of luxury items.
How much was it to paint the whole inside of the house? I'm also looking to have that done when we go to buy a house too. I saw like $3000 - is that roughly right?
Ah I see - ~$4000 you mentioned?
Yes! $4,200
Well nobody forced you to spread your legs???😂😂😂
Weeeeeeee
People who said that have never struggled with money. They haven't had to put off their dental care because they can't afford it. They don't drive around in a car with no AC when it's over 100 degree's outside, they don't have to calculate every item they put in their cart and weigh all the produce and disconnect that one banana. People who say that have money and aren't happy because they don't know what it's like to not have it. They don't know the joy of going shopping and knowing you have enough to cover it. They understand the peace that comes with knowing that you can afford a car repair AND A RENTAL CAR while it's being fixed. They don't know how it feels to be able to just do what you need to do because you can afford it. They don't cry at night when they get a bigger bill. Or when something unexpected happens that costs money. They have a peace they don't even know exists.
What kind of mini van did you go with? Considering it :) just seems so convenient with the doors and lay out
Kia Carnival!! We love it soooo much
@@TheBudgetingWife oooo we looked at those I like the new ones!
Had a CIT Bank account with funds on deposit for over a year. Then I tried to wire 30% of the balance to escrow to close on a real estate purchase. Wire denied because I changed phone carriers two weeks ago... same number, just a different service. Rep told me this was policy and wires would be blocked for SIX MONTHS. They agreed they had confirmed my identity, but claimed it as policy. I was able to transferred funds out via ACH and get a bank check in the mail which will both have to clear from my local bank. Fortunately I have time on this purchase, but I am closing the CIT account.
That just sounds like good security reasons, I’m pretty sure there’s scams like that where people get the same phone number just different carrier to get access to your banks and for example high yields savings
Money certainly buys you happiness when you use it in a way that aligns with your values! The problem is when people aren't intentional about how they use their money, leading to it being misallocated.
FACTS!! 💯👏
Yes! My art work, greenery and my pots and pans. I love cooking in comfort and having my livingroom set up, making me feel accomplished and just blessed.
Mama I'm so sorry for your loss, I feel you. I found out I miscarried my baby last week, at my 8 week ultrasound appointment. Had a silent miscarriage, my baby's heart stopped at 7 weeks and my body had no idea. I feel like a part of me is gone forever and I miss my little baby every second of the day. I'm trying to continue on with life, praying to God to give me strength, hope and light but the sadness is so heavy. Me and my husband TTC for 7 months until we got that positive test - the best day of my life. We told our family and close friends and celebrated my sunshine's life. Everyone was so happy. Telling all of them the sad news was terrible and I felt like I was reliving that moment time and time again but their support and prayers have given me some peace. I really don't know how to move on from this but I'm hopeful that God one day will bless us with a family of our own. My dogs have been super helpful in all of this, I know they know because they cuddle me all day and lick my tears away. My husband has been my absolute rock in this, he lets me grieve, holds me every chance he gets and tells me he loves all day and night. I'd be lost without him. This, by far, has been the worst experience of my life, the heartache is like non other. I would have loved to kiss and hold my baby, I wonder everyday what he or she would have looked like. The doctors had to do a D&C on me 3 days ago and I am so sad that I never got to know my baby. Never thought I'd be one of four women who go through this. Please pray for me and my husband.
It’s a slippery slope toward idolatry to start thinking money buys happiness bc if you lost a loved one today, nothing you buy will make you happy. Things or “stuff” can spark joy for us but it’s not our source of happiness. Rich celebrities who have everything prove this time and time again. Faith and family over everything.
My faith and family are different level of happiness in my life. But you can have that and also enjoy the things you've worked hard for. Of course my minivan doesn't come close to my love or happiness for my family.
You don’t have to take a vow of poverty to be a good Christian and it’s not idolatry to be grateful for being financially able to buy things that spark joy. All I hear is gratitude, not worshiping earthly possessions. And just because she is grateful for what she has doesn’t mean she doesn’t find happiness in faith or family. Geeze, what a judgy take.
significant financial security is happiness and it makes your family happy and their happiness makes you even happier. i just cant describe how much relief and happiness id feel winning a big lottery and seeing to it my parents and myself never have to work again. that worry of all of us working until we die scares the piss out of me every dam day
Money buys freedom. Freedom= happiness
It means, if you are not already a happy person, money will not change that.
Yes! My car is a 2016 and I still love it! Also I remember watching you when you had an older car.. I think it was a Toyota? While trying to pay off debt. Enjoy your car hun! ❤️
Thank you! We’ve upgraded in cars along the way. Have been very Toyota loyal. Haha from a Camry, Tacoma, Corolla, rav4 and now a Highlander!
@@TheBudgetingWife I’m very proud of you and look up to you a lot! ❤️
FYI, I believe the Kia Carnival was discontinued so I would just recommend looking into it because it may be impossible/super expensive to find parts or do repairs if something were to happen in the future
Hmmmm I’m not sure. They just launched the 2025 version.
I just bought a $5200 road bike, it has all the bells and whistles and I could even use it to race. I’ve spent all spring and summer on my new bike riding 100k’s around the gorgeous Texas countryside and the amount of happiness I feel on my shiny new bike is indescribable!! Money CAN definitely buy happiness! 😅❤🚴♀️
Think of all the pee in the water
great wolf lodge should be renamed to great rip-off lodge
We have the keenz xc+. Absolutely no regrets ❤
I just got back from the one in Georgia and I loved it
Makes sense. :-) Will Jacob have paternity leave again for this baby?
Yes!! He gets 3 months fully paid. So grateful!
@TheBudgetingWife so happy to hear that!!!! Fall will be forgiving in AZ temp wise. It will be a nice time to have together.
We sacrificed and said "no" to a lot for years while we paid off debt and built our savings to build a financial foundation. Which now allows us to say "yes" to spending money on things we want! The point of working on your finances is not to restrict yourself for forever. It's so you can enjoy more in the future. :)
Fr, it requires a lot of discipline to set yourself up for a good life when your older. Live while you're young but don't drain your pockets. This is what I'm going to working towards once I save enough to go to school!!
I want one of these so my wife can push me around at disney while i drink 😂😂
Sounds like a dream. haha but unfortunately wagons aren't allowed at Disney. haha
@TheBudgetingWife in Florida they do!
do you need to have accounting experience or even a degree to do bookkeeping? im soooo interested.
Some people just don’t understand the concept of “our kids deserve the best” and besides it’s your money you can spend with whatever you want. By the way I ❤ the stroller it’s so big 😂❤
We sacrificed for a lot of years in order to live the lives we want and enjoy our money! And we do love spending on kid stuff. haha and YES! It's a wagon. Seats 4. And is huge but really nice. lol
Yeah but where tf did you buy an Amish horse drawn carriage for a stroller. Is the weight limit a Ton? That’s the biggest stroller I’ve ever seen 😭
hahahahahaha it is quite large. Fits 4 kids! It's a Wonderfold Wagon. And we honestly love it.
@@TheBudgetingWife ma’am that’s a mobile apartment. 😭😭
Some people have a hard time with the concept that some people have more money than them 🙄 “I can’t believe you spend that money” usually comes from someone that if they had a bunch of money would buy stupid shit too.
Plenty of people with no money who spend on stupid stuff and struggle every month because of it. Plenty of people with lots of money who are frugal and only buy good deals. Your spending habits aren't correlated to your earnings in my experience.
@@optimchs1 that’s why I said “some people”
I’m going there. Soon…. Last time I went we spent about 500 just on dinner… it’s so overpriced
Do you have a house cleaner? How do you keep up with house chores, videos and work!?
I do not. My husband does a lot around here. I keep up on the day to day stuff and he is always the one cleaning bathroom and doing other chores around the house. We definitely see it as a team effort.
This place need updates!
Chime is the worst I have worked with in terms of transger delays and security. I tried it and then unlinked my accounts. This company will be hacked soon.
I love your new yard!! Im sure your kiddos are loving it!!
We love it soooooo much!!!
Wow , $800 in interest in just one month. Did I hear that right haha.
This is goals ❤❤❤❤ congratulations, looks like a happy life
The koi pond at that mariott is amazing!
Marissa what’s that white clip you have on?
I don't think it's a clip, it looks like a heart monitor
It’s a heart monitor! I have an irregular (but not concerning) heart beat and since I’m pregnant it can be more prominent so I did a heart monitor for a week just out of extra precaution from my doctors. 😊
Do you plan on paying off the house in 15 years ?
Hi! I'm adding transactions in the left side but I don't see dropdowns in the top menu to separate categories and such..What am I doing wrong?