Just made my February budget using your template! We’ve got this!!! ✨

Beautiful new home! Enjoy Arizona! I pretty much have a similar banking setup. I put my credit cards on auto-pay, and I agree it’s good to leave a couple thousand dollars in checking to auto-pay those balances.

I budget like you because I’ve been using your spreadsheet. It’s so easy and gives me a great overview and I can plan ahead

I've been using your budgeting spreadsheet for over 2 years now and I loveeee it!! ❤❤❤

I have a 2 joint checking, 1 joint savings, and 2 personal accounts. wage hits first bank account, bills come out of the second, and sinking funds go into joint savings. Any money left over gets split into our personal accounts to be spent/saved however we please.

Great video!!!

I keep syncing funds and emergency funds out of my main checking account and in different savings accounts with another bank. Too hard to keep track of in one account for me.

Great video. I prefer some other savings accounts over cit, but love the content!

Beautiful home 😊 Great tips! I’m taking diligent notes bc I struggle to keep the smaller sinking funds funded 🤦‍♀️ Our car and house sinking funds are in hysa.

I have mine set up pretty similar except i keep sinking funds in my savings acout that is with the same bank as my checking account. Then emergency fund in an online bank hysa.

@summerjoy247

6 ай бұрын

Ha I never thought of that. I’m gonna look into this…

First comment! Thank you for the video, Marissa!!!!

@TheBudgetingWife

6 ай бұрын

Thanks for watching!!

Thank you for this video! I really need to simplify my accounts I have way too many and it can get overwhelming sometimes.

@TheBudgetingWife

6 ай бұрын

So glad that it was helpful for you!

What do you allow yourself to put in your wallet? Husband? I never see this mentioned in any budget scenarios?, weekly, monthly?

Can you talk about cd in a Roth IRA cd taxes income taxes from interest if Hysa cd and etc you earn and how much taxes you pay? I want to learn more about taxes thank you!

We do it pretty similar to your method but for sinking funds, we just opened a free savings account with the same bank that we have our joint chequing account so we won’t accidentally spend it 😂😂

Hi Marissa. Please how do you record your videos with screen recording? What equipments do you use and what do you use to edit your videos?

Hello. Sorry if you said it in the video but does Cit bank have the buckets feature? I know Capital One and Ally does.

Hi ❤

Why not open a checking account with your hys account? That way if you need your emergency funds right away you can just transfer to your checking immediately and use as needed Not having to wait days for your money.

@martinguldner3990

6 ай бұрын

Most high yield savings accounts are with banks that do not have physical branches so you can not walk into a bank and withdraw money. Even though I am not getting the highest rates. I have online high yield savings accounts with both American Express and Capital One both currently 4.35% APY I can make payments from both credit cards right straight from each savings accounts. Also Capitol One has a limited branch and cafe network. The nearest Capitol One Cafe to me is 15 miles away at a local mall.