Great video! I hope you’re planning for a long and relaxing maternity leave! 🧡

@TheBudgetingWife

Ай бұрын

Awwww thank you!! I’m hoping to get a little break in. 😊

I would love to see what you eat in a day because you spend SO little on food!! We make a lot but spend a lot

@Heydrayheyhey

6 күн бұрын

She uses credit from hello fresh through people who buy from her link. So most of her dinners are free and not included in the budget

@JC-wc1bs

4 күн бұрын

@@Heydrayheyhey did she mention that and I missed it? Seems dishonest

@Heydrayheyhey

4 күн бұрын

@@JC-wc1bs she responded to some comments in past videos.

Great video!! 🎉

Great video!!

Impressive as always! You should do a video about HSAs and high deductible plans vs the low deductible plan and how to choose the best option for you. We have an HSA and “mid” deductible plan bc I’m scared of the other two options 😬 But sometimes I do wonder if I should switch…

@Natalie_11188

26 күн бұрын

I’m a single person, but generally a high deductible plan is best for people who have little to no medical costs, and statistically aren’t going to utilize the plan much, i.e. this is for something catastrophic, so I’d rather pay less each month because my chance of utilizing it is low. OR the flip side- I know that I’m going to hit this very high deductible regardless, so let me save on the premiums (if you have a chronic health condition, are a woman in your reproductive years, very small kids with uncertain health care needs etc).

Congrats!! I figured you got a big boost in pay after your launch of new products this year especially with your bookkeeping course and booking clients.

@TheBudgetingWife

Ай бұрын

Thank you! I’ve shifted my income streams and it’s honestly been more fulfilling and profitable!

The wonderfold wagon is amazing! We have the older version of the W4 and it fits 3 kids plus a diaper bag plus a small cooler.

@TheBudgetingWife

Ай бұрын

We just took it to the zoo and it was amazing!

Hi always love your videos. Its always good to evaluate emergency funds dollars and see if enough. As prices and costs have gone up i have had to change goal amounts. I don't have that wagon but I have a nice wagon from Target and I love love it. A wagon makes everything easier. For me it's to carry my elder dog I'd she doesn't want to walk as far.

Can you explain the process of whole house painting with young children? I am interested in it for my house!

@TheBudgetingWife

Ай бұрын

It was a 2 day process. We vacated for 2 days to give them space and not breathe paint fumes. The company moved all furniture and wall art and put it all back!

@user-vn6xo2tc9r

Ай бұрын

@@TheBudgetingWifeappreciate the response, thank you!!

I have a question! I have forgotten how to account for using my sinking fund money in my expense tracker. I have deducted the amount of money I need on one excel line, but how do I show I applied it to an expense category? For instance, I went over in my travel budget for the month, but knew I had the sinking fund to account for it... now I pulled it from my sinking fund, but now what? Thanks!

Also curious who you go through for car insurance? I am in Phoenix and feel like your rate for the cars you have is really great!!

@TheBudgetingWife

Ай бұрын

We have USAA!! I know a lot of people have seen huge rate increases recently but I’m thankful that we really haven’t.

I just signed up with CIT bank but my platinum APY is only 4.8%. Is this normal?

curious where you calculate your interest earned on high yield savings... into your monthly income? At the end of the year?

@TheBudgetingWife

Ай бұрын

It gets deposited each month! Right now we're putting it to our emergency fund since that's our big goal right now.

How much was it to paint the whole inside of the house? I'm also looking to have that done when we go to buy a house too. I saw like $3000 - is that roughly right?

@jaredalbin5658

Ай бұрын

Ah I see - ~$4000 you mentioned?

@TheBudgetingWife

Ай бұрын

Yes! $4,200

Tried to go through your link for cit but it wouldn’t work.

@TheBudgetingWife

Ай бұрын

So strange! I double checked the links and they work for me on my end. Here's the link again if this works for you: bit.ly/cit-platinum

I’m having a hard time making a budget as my income is different every paycheck… 😩

@brittany3946

Ай бұрын

If you’re able, try and take an average of your paychecks. My income is different every time too and I started by looking back on the previous year and averaged it out. So if you average $1000 a paycheck but you make $1300 this time, save that $300 in a buffer account, and only use it for the paychecks that are less than $1000. If your next paycheck is $800, pull $200 from that buffer account.