Girl there’s no trimming the grocery budget down with two growing boys 😊

@PurpleRose8725

4 ай бұрын

If we were able to trim with 5 giant boys, you can with 2! It's about what you get where, when you shop, planning,...

Great video and inspiration!!!

Thank you for the video!

I live in Ohio and food is not taxed, but everything else is taxed. If you go to a restaurant, if you eat in the establishment, you get taxed, but if you do carry out, it’s not taxed. 🤪 Confusing, I know! Haha

In CA the distinction for food is prepared food is taxed but groceries aren’t. So even prepared food at the grocery stores, like the hot food bar at Whole Foods, would be taxed. If someone else cooked and prepared it for you so you just have to eat, it’s taxed. So freezer meals and stuff wouldn’t be taxed but deli sandwiches would be.

With sales tax thinfs that are considered necessities like food at a grocery store, clothes, etc are not taxed. Everything else is

Sales tax in Phoenix AZ is 8.6%, so your $150 eating out budget in Portland would be $162.90 in Phoenix. Maybe increase your eating out budget to $165 to compensate?

Do you track your purchases each day or as you jake them? If you are waiting until the end of the month to add everything up- then yeah you won’t find out until the end how far over budget you are. If you do it daily you will realize once you’ve hit your limit and stop spending on eating out, fun, etc.

Love your budgeting videos!! Just curious if you have any kind of TV streaming in your budget? One question, when you are transferring out of sinking funds savings do you add it into one lump sum to transfer or send individual amounts out of savings directly towards CC bill every month? I’m still trying to get the flow of transferring from my sinking funds so was curious how you do it so it doesn’t get confusing. Also super jealous of your property taxes! I live in Vermont and they are double yours😢

Yes I am with you ! Sales tax is weird cause it’s like “ what Gets taxed “ but I love our property tax …. It was 14k / year in CA ( bigger more expensive home ) but 2.4 k here !!!! I can budget !!!Glenda

@jcto6013

4 ай бұрын

dude that much in property tax in CA is a house well over $1 million dollars. Bigger house... that was a McMansion!

@williamwarren9448

4 ай бұрын

@@jcto6013 kind of ??? It was 3400 sq feet on a 10k lot east of San Francisco about 60 mins with no traffic 3 hours with traffic … welcome to the Bay Area ! Thanks been there done that !!!

lol my food budget is 1200 I spent 2800 instead and really because we have huge extended family nothing we can do. It’s insane

I’m so jealous of these numbers 😅 in New Orleans our property insurance is $1200 a month, property tax is $900 a month, car insurance on two cars $675 a month and we pay 10% sales tax and 7% state income tax. Wish our parents and family would move! California was cheaper to live in and had better schools/social safety nets.

@summerjoy247

4 ай бұрын

Wow those are monthly?! What’s driving up the rates there

@jcto6013

4 ай бұрын

@@summerjoy247 flooding and hurricanes lol

@maddie6492

4 ай бұрын

Yes, hurricanes and flooding, although our house has never flooded and was built in 1958. We get hit hard by “wind and hail” coverage because we live near water. The car insurance is high because there are no laws regulating injury lawsuits. That plus a high rate of uninsured drivers equals higher premiums.

In AZ there a not a grocery tax but cities can implement. Phoenix does my tax grocery. Glendale does.

I'm shocked you can feed your family for even $686. We can't get below $1200 and we are all hangry and unhappy at that point, and cost of living is not high where we live! My kids just EAT I guess.

Do you have any recommendations on where to open a Roth IRA?

@PRETTYMSJAY23

4 ай бұрын

Fidelity because they allow fractional share on index funds. Vanguard does not allow fractional shares on index funds.

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Of course you have an affiliate link 😉

I just want to know how you only spend 600 in groceries 😮

@jcto6013

4 ай бұрын

We are a family of four. Two kids ages 4 and 2 and live in CA. We pay around $1,000 a month for groceries. Sometimes a bit more if we purchase beef. I cannot wait for grilling season! Marissa has always been a tightwad with her grocery budget. I watched her when she was around $250 a month for groceries. $600+ must be making her head spin off camera haha

@moniquecastelo

4 ай бұрын

she has said before that she gets free hello fresh boxes because she has a promotional link with them so that $600 would probably look more like $1200 without those "free meals"

@samanthaweathers8683

4 ай бұрын

@@moniquecastelo I didn't think of that. I have 3 kids and a husband. We spend 12-15 hundred a month. Makes me sickkkk how much it costs to feed us.

@PurpleRose8725

4 ай бұрын

She has eating out separate as well, which is typically included in a food budget. (As a line item)