I swear you’re a mind reader….. I was just asking myself about my Venture X usage and how I need to leverage it more as my 2x catch all card. Thanks for always helping us see the value of the cards we have

@LukesPointsandMiles

3 ай бұрын

Thanks for watching!!!!

Luke, THANK YOU. I can't believe that nobody mentions it's a freakin Infinite card! My favorite perk of this card is using the National Executive status it gives through Visa Infinite. You can also status match from President's Circle to Executive Elite, but before we status matched we used this card to get Emerald Aisle access when renting cars for vacation. We always got upgrades and where we had the Emerald Aisle access, we went from a Corolla to a luxury car or premium SUV. Heck, we even got a Range Rover one time from booking a Corolla lol. I feel like renting cars is the biggest ripoff when booking a vacation, so having the CDW and top tier status with these companies makes that reservation so much better. Having the rental coverage saved us around $200 in Costa Rica when we rented from National because my in-laws rented from Avis and they paid $200 more than us due to needing insurance. That alone paid for most of the card cost. On top of using the $300 credit to book our hotel. It just makes sense.

@LukesPointsandMiles

3 ай бұрын

Thanks for watching. You make some greats points!!

@headlibrarian1996

3 ай бұрын

To get Executive Elite do you just have to pay for a number of rentals equal to the difference between Executive and Executive Elite (13), or do you start from scratch (25) like you do with hotel status received from a card?

@spaethco

3 ай бұрын

Note that you can only status match into Executive Elite one time (per drivers license number) for one year and then after that you have to qualify the regular way.

Subscribed. Actually watched more of your videos and I just wondered why I'm not subscribed yet. Keep it up man, helps a lot telling us what you prefer and give opinion on cards. Thanks

@LukesPointsandMiles

3 ай бұрын

My pleasure. Thanks for the sub.

Yay, Malta! It's my favorite vacation spot.I have both the CSR and VX and feel like they play nicely together. Great vid.

@LukesPointsandMiles

3 ай бұрын

That’s interesting because I’m considering picking up the CSR

Capital One & Venture X getting some ❤❤❤ Thanks for the info + video!

@LukesPointsandMiles

3 ай бұрын

Thanks for watching, sir!!!

Nice concise summary of the benefits! Sent to a friend who already has the card but would never survive reading the card member agreement.

@LukesPointsandMiles

3 ай бұрын

Haah. Thanks, mate!

Just applied for VX with your link great vid❤

@LukesPointsandMiles

3 ай бұрын

Oh snap! Thank you sir!!

Those are some big time protections Uncle Luke! Thanks for the detailed information brother!👍

@LukesPointsandMiles

3 ай бұрын

Thanks for watching, sir!!

THIS is the content I want from CC YTers. I answered your poll BTW and I trust you. Do more of this. I really like that you started with VX.

@LukesPointsandMiles

3 ай бұрын

The boring benefits need more attention!!

Thank you for your video and sharing your knowledge and experience. God bless you.

@LukesPointsandMiles

2 ай бұрын

Thanks for watching!!

Extremely helpful Luke, a lot of people just pay attention to the headliner benefits of the Venture X or any credit card, but the protections can be even more valuable if something does happen.

@LukesPointsandMiles

3 ай бұрын

So true

Great points. Often we don’t think about insurance or purchase protection until we need it. I bought 2 pairs of Nikes. Upon delivery, someone ripped open the package & stole 1 pair or was possibly lost in shipping. I used the purchase protection on my card & got refunded the full amount. No questions asked.

@LukesPointsandMiles

3 ай бұрын

Wow that’s awesome. Thanks for sharing!!

@yurig2530

3 ай бұрын

Some no AF cards offer purchase protection, such as Freedom cards, Ink cards from Chase, many Amex cards, Venture One, some US Bank cards, Costco card

Love the Venture X! It's my go to when renting vehicles as I do that a few times a year. My main catch all card as well.

@LukesPointsandMiles

3 ай бұрын

Thanks for watching!!!

I've used the Visa Infinite concierge a couple of times. The main benefit they provide is that they can make sample itinerary for a trip with recommended sights, experiences, and restaurants. It sounds kind of dumb but I used it for a trip to Maine and it really helped give me guidance on the trip and made the experience overall more enjoyable. You /can/ do that all yourself, but I think it was useful for finding lesser known sights and making sure you don't get overloaded with trip planning.

@LukesPointsandMiles

3 ай бұрын

That actually sounds really cool. Thanks for sharing!

@siumaka

3 ай бұрын

This was a very helpful comment. Thanks.

Great video. We got our VX in January. Just checked. We are paying AT&T $50/month for insurance for 4 phones. Not anymore. $600 savings on a $395 card. Instant subscribe. And yes, we pay our phone bill with Venture X.

@LukesPointsandMiles

3 ай бұрын

Good job, Reggie!!!

I’ve literally been thinking recently how I don’t think the Venture X is that good, so the title of this video really stood out to me!

@LukesPointsandMiles

3 ай бұрын

I think it’s a really good card for a lot of folks.

Thanks for this Luke! Protections go untalked about too often!

@LukesPointsandMiles

3 ай бұрын

Thanks for watching, Jake!!

It's actually good you made this video. The Platinum in Canada has 120 days Purchase protection for loss, damage, etc. I actually really enjoy this perk and extended warranty. And when we travel, I look towards these travel Insurances just incase. Peace of mind for me.

@LukesPointsandMiles

3 ай бұрын

Yes sir!!

The upgraded travel insurance on the CSR is why I went with it over the CSP. When you factor in all the protections on the VX ,on top of everything else, it’s really hard to argue against how powerful it is!

@LukesPointsandMiles

3 ай бұрын

It’s just a great value prop.

@newagain9964

3 ай бұрын

VX > CSR. By a country mile

@LukesPointsandMiles

3 ай бұрын

@@newagain9964 I think they’re different products but I won’t disagree with this at all.

@Nick-1828

3 ай бұрын

@@newagain9964 depends on the person. That PP restaurant benefit can be clutch, the $300 travel credit can be used outside the portal and you get 1.5 CPP in the portal if that’s your thing. I’m sure the cap 1 portal is nice but I’d most likely have to use the travel credit on a rental. It is a PIA that I gotta pay extra for my wife to be an AU but it is what it is

Great video Luke! My dad's friend was almost 70 and got a DUI on a golf trip and ended up in the slammer for the night. I bet he wishes he had the VX that legal advice protection. lol

@LukesPointsandMiles

3 ай бұрын

Haha. Yeah might’ve at least gotten someone to go his bail. Haha

Uncle Luke! Thank you for the great breakdown of perks and benefits that are not really mentioned in other reviews! You know I would love to have it in my wallet, but…. I can’t even get the Quicksilver! lol. Thank you as always for a wonderful video!

@LukesPointsandMiles

3 ай бұрын

Thanks for being here Joe!!

Card rocks! All the way around. Great value. Great add. Great for free AU. Great insurances.

@LukesPointsandMiles

3 ай бұрын

Yes sir!!! Thanks for checking in!!

Had the Amex Platinum and the Venture X for 2 years. Had to outweigh the pros and cons, and what really worked for me. For $395 AF it was a no brainer to cancel the Platinum and keep the Venture X.

@LukesPointsandMiles

3 ай бұрын

That's such a difficult decision. I have to make that one myself soon. Leaning toward keeping all of them!

@katbax55

3 ай бұрын

​@LukesPointsandMiles Been telling u, let it gooooo😅

@LukesPointsandMiles

3 ай бұрын

@@katbax55 I have a couple More weeks to decide!!

I am falling in love with the Venture X, Savor 1 duo, and these perks and insurances are just icing on the cake! Thanks for the video!

@LukesPointsandMiles

3 ай бұрын

Glad you like them! I’m a huge fan as well.

Because I’m FIRST!

@LukesPointsandMiles

3 ай бұрын

🥇🥇🥇🥇🥇🥇🥇🥇🥇🥇🥇🥇🥇🥇

That return protection is rare! It's so valuable.

@LukesPointsandMiles

3 ай бұрын

It can save the day, for sure.

good summary of benfits!

@LukesPointsandMiles

Ай бұрын

Thanks for watching!!

Hey Luke, just a quick tip…the CSP (which as you know is also primary CDW) includes protection in Ireland. When I went recently I found that in the fine print, and you can message Chase and they’ll email you a document that confirms you’re covered in Ireland and that’s the document the rental agencies need to see in order to waive their insurance requirements. So if you find yourself back in Ireland and wanting to drive, book it through the CSP and get the document from Chase and you’ll save a bunch of $. Or should I say € 😁

@LukesPointsandMiles

3 ай бұрын

Awesome tip!!!

I only use points for elevated flights so thinking on that wavelength when comparing card points

Great video Luke! Sounds like this would be a great card to have if I regularly took 1 trip per year.

@LukesPointsandMiles

3 ай бұрын

Well yes. 1 or more. Haha! Thanks for watching, Gary!!

@basnetgl

3 ай бұрын

@@LukesPointsandMiles You're welcome! I enjoy your videos.

I can't picture a guy of your size getting jacked in the worst neighborhoods in this country, let alone a peaceful place like Switzerland. :) Very thought provoking video Luke. I love my Venture X! If they can get some decent hotel transfer partners and add a lounge at my home airport in Newark, look out! This card will be an even bigger game changer!

@LukesPointsandMiles

3 ай бұрын

Yeah I don’t normally worry about getting jacked but hey - stranger thing have happened.

We just returned from a week in Barbados. CDW waiver saved us money on the 5-day car rental. We had flight delays but American gave us 4 food vouchers and covered the hotel, so we didn't have to file for reimbursement this time.

@LukesPointsandMiles

3 ай бұрын

But you could’ve purchased things you needed and been reimbursed

I actually used the Venture x rental car coverage in Portugal, when I brought the car back there was a big long scratch along the side of it and they charged me something like 580 Euros to fix it, I put in a claim with Visa which unfortunately wasn't the easiest thing due to how specific they wanted the documents to be so I had to keep checking in with them but eventually they did pay for it!

@LukesPointsandMiles

3 ай бұрын

Success!!! Thanks for sharing

@siumaka

3 ай бұрын

Helpful comment, thanks. I had a similar experience making an insurance claim with Visa.

@carlinrob

3 ай бұрын

Agreed. Payout can be a nightmare! 9 months before they finally made good on $300 claim for cancelled flight!

@LukesPointsandMiles

3 ай бұрын

@@carlinrob visa infinite took 9 months to pay you?

The reason I got the X was unlimited guest lounge access as I travel with employees/associates couple times a year. I don't go into the lounge if we all can't go into the lounge. My Platinum and Reserve do not grant this. Now I use the card more often than I thought I would. Looks good and it's heavy. Use the link in the description!

@LukesPointsandMiles

3 ай бұрын

Haha. Thank you sir!! I agree the unlimited guests is great.

Absolutely love this channel! Super focused on multiple trips a year with family. Let's say, and go with me here, that my wife was a massive Swiftie and an even bigger Disney girl, would you say the VX and SavorOne combo has more value in a 2 player setup than the CSP/CSR with their support(s)? This would be within the context of taking multiple domestic trips every year and not looking to hold 2 flagship cards.

@LukesPointsandMiles

2 ай бұрын

I’d say use both !!!

I consider the VentureX as a $95 annual fee card for 1 year, then net no-cost from there on. I say this because the 10k anniversary points are only after paying your second annual fee.

I might get the venture one ❤

@LukesPointsandMiles

3 ай бұрын

Venture and Venture 1 are good alternatives

I wasn’t sure about keeping mine another year. Then I got another 25k referral bonus and remembered that it’s probably worth hanging onto for those friends/family that haven’t gotten it yet

@LukesPointsandMiles

3 ай бұрын

The card definitely has a good referral program (for now) and I can't lie - to me it's just another reason it pays to keep!

That's interesting to hear about all the protections that the card offers. My wife and I recently bought two new watches, and let's say they're pretty expensive, so I used my American Express Platinum hoping that the purchase protection would be handy if something were to happen. I haven't dug into the details but I wonder how the Venture x compares to the Platinum and CSR when it comes to purchase protections.

@LukesPointsandMiles

3 ай бұрын

They are similar but I would dig in to see if there are differences.

This card isnt for me...and C1 only wants to give me secured cards LOL. You are right Uncle Luke.....diving into all of the lesser known benefits because they arent really talked about just add to the value of the higher end travel cards out there. People dont realize what exactly their card can do for them or not do for them in situations. Good coverage Uncle Luke. Thank you for sharing.

@LukesPointsandMiles

3 ай бұрын

Thank you sir!!

Trip delay makes it sound like if you’re delayed more than 6 hours for anything outside of your control you’re covered. You are not. If the delay isn’t specifically due to weather, aircraft mechanical failure, skyjacking, or strike it’s not a covered hazard. This doesn’t cover FAA ground stops, crew timeout, late arriving crew, catering delays, or general operation delays (ie, ground crew shortage). There’s a reason they can include this coverage for so cheap, if you read just the marketing material and don’t read the terms you’ll be left thinking it confers more protection than it actually does.

Recently booked a trip to 🇨🇷 using the annual credit, I ended up only paying $88 with fees and taxes. Might not have been the best point redemption, but im still learning about travel redemptions.

@LukesPointsandMiles

3 ай бұрын

Keep learning. Almost all redemptions are good ones!!! Some are just gooder.

Just got back from a trip where the flight on both ends was delayed. Travel protections are serious business and should be taken seriously. Those protections can mitigate the fee of even the most expensive premium card even if you use few other benefits.

@LukesPointsandMiles

3 ай бұрын

Absolutely and they can take the sting off that delay!

I just used it for travel insurance on a cruise I just booked, and I had to pay a portion of the cost with my CSR. Remember, there's a $15/month instacart credit and a $5/month Door dash credit. I don't know why people don't count his as migrating the a.f. but it's $240 to add to the $300 travel credit. Nonetheless, I would still get the VX if I could WITH the sub of course, I would never product change to get it.

@LukesPointsandMiles

3 ай бұрын

If you can use instacart then I guess that’s great. For me I’d rather not because, at least here is it an awful service.

@lewis20002000

3 ай бұрын

@@LukesPointsandMiles It's riddled with fees. I usually can't wait around for a $10 delivery + fees, so I do pick-up, and weird enough there is a pick-up fee of $5 😒☹. I could not believe it, so I am only getting at most $10 worth of goods.

10:03 this was not boring. It was 💯

@LukesPointsandMiles

3 ай бұрын

Thank you!!

VX is a keeper card to me because of the net zero AF and the flexibility it gives me. Most of my flights are on Delta and I put my Delta reserve to work for it. I have found the VX portal useful to find the cheapest times to book flights and its price protections have saved me more than once. All those extra benefits just add to the flexibility. It's a keeper.

@LukesPointsandMiles

3 ай бұрын

Thanks for sharing!!!!

@newagain9964

3 ай бұрын

U to live dangerously. Few rules to this game but One of the cardinal rules is thou shall not book airfare via 3rd party sites. I use the $300 towards car or hotel, esp when hotel includes $100 benefit. It’s less risky and painful if something goes wrong

@LukesPointsandMiles

3 ай бұрын

@@newagain9964 I’ll push back on that one. I would rather book a flight. I can include my loyalty number in the reservation and “control” much of that reservation from the airlines app. It’s a much different story showing up to a hotel and they have no idea you’re coming.

@johncorbett59

3 ай бұрын

@@newagain9964 Booking third party flights credits you loyalty $ and status. Booking third party hotel you can't even use status. It's all about flexibility to me. Price protection + I've even found cheaper flights with the VX portal in the past vs other portals. I only use it 1 or 2 times a year but that is still a net positive value for the VX.

@newagain9964

3 ай бұрын

@@LukesPointsandMiles hmm. Never had to deal with airline issue (book direct). But usually when it comes to cars and rooms, can just get a replacement quick. Just better hope there’s no crazy large event in town at same time. But I usually research b4 I book. As it keeps costs down.

@UncleLuke, I need your wisdom. I’ve got the Amex Platinum and Gold duo along with the Capital VX and Savor One duo. I mostly fly domestic and get value from both duos. Which set would you put at the front of the wallet to earn more points this year?

@LukesPointsandMiles

3 ай бұрын

Those pairs are very competitive but if you have both, you’re going to earn more on the Amex set up. Of course you’re also going to pay more in annual fees. They are Both big league duos.

Even tho you’re correct. Almost everything you mentioned is the same for most credit cards. Even the free ones. Nice video tho

altho both CSR and VX are Visa Infinite cards, Chase actually is slightly better in coverage duration for the primary CDW. VX is Visa Infinite default so 15 consecutive days per rental period within US and 31 consecutive days outside the US. CSR and Ritz Carlton meanwhile is 31 consecutive days per rental period regardless of what country you travel to (except those countries purchase mandatory primary CDW).

@LukesPointsandMiles

3 ай бұрын

I put the csr in a different category due to the fact that almost never AF neutral This video was about the value the VX provides

@newagain9964

3 ай бұрын

That’s a very special use case tho. Fax is CSR is super niche card (bicycle rental discount. Lolz). Pro tip. If ur renting car THAT long. Get full coverage (w/liability)!

The Sapphire Reserve is ditching its restaurant benefit in June or July.

But can it save me 15% or more on car insurance?

My mentor uncle Luke! Do you know if we if we can “hack” the Amex once’s in the life welcome bonus rules by applying twice for the business Gold or Platinum (once with the SSN and once with the EIN) as we can do with the Ink Chase cards? Thanks by advance! 👊🏼

@LukesPointsandMiles

3 ай бұрын

There are several offers that do not include life time language and most of the business cards are churnable

The VX seems has to be very useful to me but I’m a AU card it’s a no brainer for 2x

@LukesPointsandMiles

3 ай бұрын

It makes a ton of sense for a lot of folks

@jamesyu613

3 ай бұрын

@@LukesPointsandMiles ya

@newagain9964

3 ай бұрын

True. And also y I stay away from cap1 lounges 11am-7pm. All those free unlimited guests and AUs and their guests! Ugh. 😯

If you transfer points to an airline and book that way, do the protections still apply?

@LukesPointsandMiles

3 ай бұрын

According to the terms that would be part of the rewards programs and you’d also be paying the taxes and fees so that should count.

Uncle Luke, if I purchase Delta flight tickets via C1 portal, will I earn Delta miles? also, if I also hold AMEX Delta Gold Business... do I enjoy the free checked bag if I used VX for the ticket? thanks

@LukesPointsandMiles

3 ай бұрын

When you book through the C1 portal you’ll be able to attach your skymiles number to it so you’ll still earn as a paid flight and with your number attached you’ll still get the free checked bag. Unless something has changed with the delta gold card.

Venture X is the only card to go.

@LukesPointsandMiles

3 ай бұрын

Dino the big league VX user!! Killing it.

Poor Aunt Connie! Every episode, I feel like she needs new socks

@LukesPointsandMiles

3 ай бұрын

She can’t keep them on. Or much else.

Been denied 3 times in past 2 years for this card with a 820+ score. lol.. been wanting to pair this card with my savor one..

@LukesPointsandMiles

3 ай бұрын

Yeah that’s just plain silly. Cap1 is in their own world

As a family of 4( 2 adults and 2 kids) can qe all enter the centurion lounge with the Amex platinun??

@LukesPointsandMiles

3 ай бұрын

No

hahhah i live in Malta welcome brother 😊😊😊😊😊😊😊

@LukesPointsandMiles

3 ай бұрын

That’s so cool!! Can’t wait to visit!!!

Uncle Luke how about the US Bank Altitude Reserve? Seems like a reasonably affordable way to hold a visa infinite.

@LukesPointsandMiles

3 ай бұрын

It’s ok. I think it’s a bit overrated at the moment but it’s a good cash back card for folks that travel I frequently

Would you still recommend the card if I can't meet the sign up bonus? I can still make use of travel credit and all. Would love your input.

@LukesPointsandMiles

3 ай бұрын

This is one of two cards I would get even without the bonus. I didn’t get the bonus for this card. I did a product change.

LUKE I got approved for the VX last night! I got so happy I was greedy and applied for the Boundless card right after and I’m under review. I haven’t done business with Chase before so I guess that’s normal?

@LukesPointsandMiles

3 ай бұрын

Likely. Just give them a call. Congrats on the VX!!

Hey Luke - are venture x Miles more valuable or just generally better than Amex or CSR points? I.e., because of transfer partners etc

@LukesPointsandMiles

3 ай бұрын

No. It really depends on what you want to do with the points. There are several overlapping partners but I don’t really think any “one” set of points is more valuable since I like to transfer my points out more higher end flights.

What about if you get injured during your international trip? Does Venture X cover any medical expenses? Does any other card do?

@LukesPointsandMiles

3 ай бұрын

I didn’t see that one in the terms. I know that type of insurance is available through 3rd party agencies.

Travel Insurance is CRUCIAL for me in my decision to apply for a card, or which card to use to pay for a purchase. I.e. Don't just look at the card's CDW coverage, look at how much it covers as well.

@LukesPointsandMiles

3 ай бұрын

It seems like a no brainer “if” you rent cars. And it seems like half the people that watch my channel do.

In your opinion, which insurance benefits are better platinum or CSR? 1:16

@LukesPointsandMiles

3 ай бұрын

I’ve only skimmed over the CSR benefits and from what I can remember they have baggage delay and the VX does not. Most are very similar or the same but the fact remains the csr is not a net zero card. It costs much more. The VX has a much lower or no effective annual fee.

$300 credit? Does that mean you get the credit back when you buy from capital one travel portal or you can buy from any airline websites?

@LukesPointsandMiles

2 ай бұрын

You get $300 within the portal

Their cellphone protection is second to none! I submitted 2 claims this year and both were processed within 4 business days and money DEPOSITED into my account on the 5th day.

@LukesPointsandMiles

3 ай бұрын

Wow. Thank you so much for sharing that with us!!!!

@veekahtoh

3 ай бұрын

Hi, could you share more on your cases ? Like did you purchase your phone with your vx so you get the phone protection and they reimburse you? Or ? Thank you 😊

How pleased have you been with Capital One;s customer service for payment dispute, protection claims etc. ? Vs Amex ?

@LukesPointsandMiles

3 ай бұрын

I don’t think I’ve ever really called Cap 1 CS. Nothing I can remember off the top of my head.

Thank you for this video. Just got the card because of you and I’ve booked my first trip. Please don’t make a “why you should avoid venture x” video anytime soon 😅

@LukesPointsandMiles

3 ай бұрын

Haha. The VX is great but it’s not immune to a good roast!!

I travel so much, I'm surprised I've never had to use any of these before. Well, I guess that's what insurance is for, good to have - hope to never use! In any case, sounds like the C1VX has some good protections!

@LukesPointsandMiles

3 ай бұрын

Yeah it’s not just a net zero card. It can actually provide so much more!!

@headlibrarian1996

3 ай бұрын

They may not apply if your travel was paid for by points transfer to a partner.

Buying 3rd party travel/trip insurance is waaay cheaper & easier than u think. And less bureaucracy hoops (and bizarre disqualifications) after u file claim. CSR👀

@LukesPointsandMiles

3 ай бұрын

I’m not sure I’m going to agree with you. If I take 10 trips a year, im not sure I want to buy extra insurance when it’s available on premium travel cards I already have.

@newagain9964

3 ай бұрын

@@LukesPointsandMiles agreed. The Avg person is not taking 10 trips a year. Certainly not several pricey trips/yr. Just wanted to put that out there for 1-2 trips a year folk. Especially if skiing or the like. Medical coverage on travel cards is pretty light.

@LukesPointsandMiles

3 ай бұрын

@@newagain9964 good point.

Do you have any data points about trip delay insurance when booking with points? This could just be my experience, but I flew Air France and missed my connecting flight due to flight delays and had to stay the night in Paris. I called Cap 1 and asked about trip delay insurance and they said I wasn't eligible since I had booked with points. I mentioned that I had paid the taxes and fees with the VX, but that didn't move the needle. I could just have gotten a customer service rep who didn't know the procedures. My wife and I got hotel and food vouchers from Air France, so it wasn't a total loss, which is why I didn't pursue it any further with Cap1.

@LukesPointsandMiles

3 ай бұрын

This benefit is with visa so I would’ve called them

@scottshapiro2795

3 ай бұрын

Ahhh, that makes sense. I thought it was through C1, not Visa. Thanks!!!! I'll do that next time

How do these protections compare against the Plat and the CSR though? I never really considered these benefits before and as a cardholder of the CSR and Plat, I really should know if they have any differences.

@LukesPointsandMiles

3 ай бұрын

There are some differences. For this video though these are benefits of a net zero card. So that changes things. The plat and the car cost more money. The plat does not have primary cdw

@newagain9964

3 ай бұрын

There are detailed article written comparing the 3 cards.

Do you have to book a rental car through the Cap1 portal to get the CDW? Or can you use the rental company portal and just pay with the VX?

@LukesPointsandMiles

3 ай бұрын

Directly with the rental company

@CinemaSteve

3 ай бұрын

We've booked cars twice directly with National and used the VX CDW. Just make sure to decline theirs at the desk when you pickup.

@Adiscretefirm

3 ай бұрын

@@LukesPointsandMiles that's cool, status with car rentals can really help

I think I've repeated the same beginning 40 secs like 5 times .. that's how much I'm just realizing it's like paying for insurance 😅

@LukesPointsandMiles

3 ай бұрын

Haha!

Hi Luke! I have about 16 credit cards. I got denied for the VX twice. What do you suggest I do if I want this card. Already have plat and CSR. Looking to downgrade my CSR since im coming up on the 4 year mark for another bonus, and after my annual fee hits might close down my plat. Looking for a one stop shop to put all my spend on one card. Should I wait to all my inquiries fall off as well as wait a year or 2 ?

@LukesPointsandMiles

3 ай бұрын

It’s hard to understand Cap1. Do you have any Cap1 cards that you could upgrade into the VX?

@SK8R729

3 ай бұрын

@@LukesPointsandMiles Never tought about that!!! I have a savor one Rewards, does that work?

@LukesPointsandMiles

3 ай бұрын

YOu have to call them and ask@@SK8R729

I can’t do the venture x because the portal is powered by hopper but when I look at the hopper portal the hotel choices are horrible for the dates and it doesn’t show me the hotels I would want to stay at when I can book them straight from the hotel.

@LukesPointsandMiles

3 ай бұрын

Interesting. I’ve Not heard anything negative about the hopper.

@Gangrenous_Hank

3 ай бұрын

@@LukesPointsandMiles maybe it’s just my dates and locations but just my 2 upcoming vacations yielded bad results

@newagain9964

3 ай бұрын

It’s depends. Sometimes it cheaper than the alternatives sometimes is more pricey. Just like every other portal in web

@Gangrenous_Hank

3 ай бұрын

@@newagain9964 I just wasn’t able to find a single hotel in Anaheim and I’m Maui that I know have available rooms for end of year

@newagain9964

3 ай бұрын

@@Gangrenous_Hank sounds like I were trying to Marriott’s free night award. Lolz

Hello Luke. I just got my VX approved yesterday. I had my CSP for over 4 years and product changed it to CFU. Do you think it will be a good idea if I sign up for CSP again and get that SUB? That way I’ll have the VX and CSP combo. Thank you 🎉

@LukesPointsandMiles

3 ай бұрын

Yeah I think I’d want the sub again for sure. I’m not a huge fan of the csp but it’s an easy way to get access to chase partners.

@veekahtoh

3 ай бұрын

@@LukesPointsandMilesHello, sorry Luke to bother you again. I’m trying to book a flight on c1 portal but it doesn’t show up. It’s a connecting flight, google flights and chase portal shows the same flight. Any suggestions ? Thank you.

@LukesPointsandMiles

3 ай бұрын

@@veekahtoh not all portals will have every flight. Seems like you found one that is t offered by the engine that runs the cap1 portal. I would suggest booking the flight directly with the airlines if time is an issue.

@veekahtoh

3 ай бұрын

@@LukesPointsandMiles okay thank you for your reply 👌

What kind of points do you get on this card going through toll roads? Would you happen to know?

@LukesPointsandMiles

3 ай бұрын

Double points

@edub0524

3 ай бұрын

@@LukesPointsandMiles thank you sir

@edub0524

3 ай бұрын

Watched a lot of videos on this card. Was sold after watching yours. Got approved instantly! Thank you

@LukesPointsandMiles

3 ай бұрын

@@edub0524 congratulations 🍾🎉🎊🎈!!!

@edub0524

3 ай бұрын

Subbed !

Too bad Capital One won’t approve me for a VX due to too many revolving accounts (I’ve applied 3 times)

@LukesPointsandMiles

3 ай бұрын

I thought the same. So i ended up doing a product change for it a while back

@DidIDoThaat

3 ай бұрын

Possibly a helpful tip. I used the pre approval tool for the VX back in December and was denied even sending me a letter saying I've opened to many accounts recently. They were all on my Experian from Chase in the past year. I was determined to get the card. After a couple of weeks, I looked at reddit posts and came across one stating to try and freeze your Experian report before trying the pre approval tool. Sure enough, I was pre approved and then approved.

@newagain9964

3 ай бұрын

@@DidIDoThaatwow. Haven’t heard that working. Congrats. I hope Chase is as forgiving once I go over 5/24 this year!😂

I think Toro is excluded from Visa Infinite cards for coverage. They are not “true rental car services”.

@LukesPointsandMiles

3 ай бұрын

Ive never used them.

How long have you been training? 💪

@LukesPointsandMiles

3 ай бұрын

25 years.

It was me right? Im the guy? 😂 to be fair I said the protections and priority pass restaurants lol.

@LukesPointsandMiles

3 ай бұрын

There you go!! It makes so much sense!!!

Im annoyed with capital one. Using there pre approval tool I was pre approve and after submitting a full application I was denied....

@LukesPointsandMiles

3 ай бұрын

Oh man. That’s a pain. I had to apply twice for the savor one.

@chrissan6015

3 ай бұрын

@@LukesPointsandMiles how far apart did you wait to apply for the saver one the second time?

@LukesPointsandMiles

3 ай бұрын

@@chrissan6015 30 days maybe. They told me to wait 6 months but I didn’t.

@chrissan6015

3 ай бұрын

@@LukesPointsandMiles thanks for the data points!

Everything about the card is nice except it comes from Capital One.

@LukesPointsandMiles

3 ай бұрын

Yeah. I can understand that.

This guy looks like a Strongman contestant.

@LukesPointsandMiles

3 ай бұрын

I’m way too short. 🤣

No, I prefer Altitude Reserve over Venture X. Much better card. Going to downgrade Venture X to Venture One.

@LukesPointsandMiles

3 ай бұрын

🤣

Capital One has horrible customer service. There are a few no annual fee cards that offer the same 2X. At least three no annual fee cards offer more than 2X.

@duartepaintinghandymanservices

2 ай бұрын

Which cards?

@J0HN_3_16

2 ай бұрын

@@duartepaintinghandymanservices Alliance FCU 2.5% Wells Fargo Active Cash 2% Fidelity Rewards Visa 2% Citi Double Cash 1 + 1% PayPal 3% on their transactions otherwise 2% Sofi 3%

Which Amex card is most used by grifters though?

@LukesPointsandMiles

3 ай бұрын

I honestly dont know. I swear the credit card youtubers I've met are all solid dudes.

@pkmachinegun

3 ай бұрын

@@LukesPointsandMiles😂😂 I’m just messing with you uncle Luke lol

@newagain9964

3 ай бұрын

Probably AMEX gold. Iconic look and feel of superficial wealth and trust me bro sentiment .😂

@pkmachinegun

3 ай бұрын

@@newagain9964 took the words out of my mouth lol

I wonder how you guys in the "CC Game" get around getting rejected due to high number of inquiries in your credit report. Have a >750 score, zero negatives, own home, no debt, very high income, no balances, about $250K in current CC credit lines, and yet got rejected by Wells Fargo for the free autograph due to "high number of inquiries". Seriously??

@LukesPointsandMiles

2 ай бұрын

I’m at the point where I’m getting declined for cards. So it’s break time for me

Capitol one= denied

@LukesPointsandMiles

3 ай бұрын

Sorry for your loss. 🤬

Venture X is useless right now. No one can sign up for Priority Pass.

@LukesPointsandMiles

3 ай бұрын

Not sure what you mean.

@Milburn_Pennybags

3 ай бұрын

@@LukesPointsandMiles People could not sign up for Priority Pass. Took them more than one month to fix the problem.

@LukesPointsandMiles

3 ай бұрын

@@Milburn_Pennybags priority pass is a completely different entity and company than capital one.

@Milburn_Pennybags

2 ай бұрын

@@LukesPointsandMiles Everyone knows that. This was a well documented issue with both companies that took months to resolve.

Hello sir. So I've got a question regarding upgrading to the Venture X from the Venture. When would be a good time to apply? (i.e. the most likely to be approved). It's not showing up on the Capital One pre-approval page although the Savor One does. That being said I have excellent credit and only 3 total cards.

@LukesPointsandMiles

2 ай бұрын

I would just call them and ask to upgrade. And if the savor one is on the preapproval page I’d grab that one as well.

@cfpzona

2 ай бұрын

@@LukesPointsandMiles duly noted! Appreciate it, subscribed