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You Must Avoid the Capital One VX!!! (Roast)

In this silly video I will do my best to ROAST the Capital One VX. Please know that this video is meant to be funny and it's not meant to be taken serious unless you have personal issues not related to credit cards. Please check out my other Roast Videos I'll link towards the end of the description:
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Пікірлер: 164

  • @TheDjim49
    @TheDjim494 ай бұрын

    “You can stay with the convicts and ne’er-do-wells” 😂😂 That line got me. I enjoyed the video, keep up the great work

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Thanks for watching!!!

  • @Oasia1996
    @Oasia19964 ай бұрын

    The eclipse is not the only thing bringing darkness today. Don’t make me hate my favorite card, Uncle Luke! I can’t bring myself to pay the AMEX fees.

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Hahaha it’s a fine card !

  • @lancejones5983
    @lancejones59834 ай бұрын

    Super 8 and the convicts…..😂 This was great! I love the VX but so much validity in your roast!

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    I love the card as well! It was fun to roast!

  • @jpknowledge8852
    @jpknowledge88524 ай бұрын

    "I'm not flying to Canada." 🤣🤣🤣 This was great! Love the roast 👏🏾

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Thank you sir!

  • @TheCreditFrog
    @TheCreditFrog4 ай бұрын

    The points made here are funny because they're true 🤣👀

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    I agree. No lies told. But you know I still love the card

  • @MrDubs6000
    @MrDubs60004 ай бұрын

    Just went to the lounge in DFW yesterday. The lounge was pretty nice! Here’s my $395 😂

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    That lounge is the best!

  • @ugoeze7360
    @ugoeze73604 ай бұрын

    That moment when Luke posts “Roast the AmEx Centurion card”… but the video doesn’t start with the roast disclaimer 😂😩

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Haah. I’ll be honest, I don’t even know my about that card! I’ll never have it.

  • @bikolmao6304
    @bikolmao63044 ай бұрын

    I am SO glad that this is a series, especially with an episode for the Venture X (I love my Venture X haha). I didn't expect this video to come out so quickly after I commented about it on your Amex Plat video! Keep up the great work, I love this kind of content LOL

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Thanks for watching. I’ve had requests for the citi premier!

  • @bikolmao6304

    @bikolmao6304

    4 ай бұрын

    @@LukesPointsandMiles Ah yes, the “effective -5 annual fee” protectionless card that requires you to stay at a barbershop hotel for 5 nights? Redeeming 1:2 for a hotel that might have a dead rat in the corner of the bathroom and a gloryhole sounds like great value

  • @JonsCreditAndTravel
    @JonsCreditAndTravel4 ай бұрын

    This was hilarious Uncle Luke!!! I know its roasting but I think with all of the roasts have have a sprinkling of truth in them. Keep them coming. C1 VX has its faults for sure but it is a good card for families. My credit is too good to be a C1 customer so they only want me to have the C1 Platinum and Secured cards LOL.

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Sprinkles? I detect no lies! But yes it’s a great card for sure!!

  • @AnthonyVenture
    @AnthonyVenture4 ай бұрын

    Super 8 with the Convicts 😂😂😂 You know it’s a roast, but this type of video is super needed I think. It takes the edge off of folks who really get so uptight about their favorite cards - we need more comedy in the Credit Game! Yes I actually didn’t know that Capital One doesn’t prorate the annual fee, pretty wild actually, and I haven’t really heard that at all other than you and Chad. This was funny Luke, keep them going!!

  • @chrisoverbey5937
    @chrisoverbey59374 ай бұрын

    Ah come on, Uncle Luke! That peanut medley is criminally underrated

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Especially when all of Adam’s kids stick their hands in it

  • @elliottnixon-wq6sp
    @elliottnixon-wq6sp4 ай бұрын

    This is fun man. If you’re getting heat for the credit card roast vids, it’s worth remembering: people default to the literal. Irony is way hard even when it’s obvious. I’m sure Springsteen feels this every time he’s sung Born In The USA for the last 40 years.

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Thanks for watching!!!

  • @mari-cruz25
    @mari-cruz254 ай бұрын

    Well, at least you know which card will leave the lights on for ya, just like Motel 6. 😂 I am really liking these videos!!

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Thanks for watching!!

  • @Sivic50
    @Sivic504 ай бұрын

    These roasts have all been on point. Good stuff, Luke. 😂😂

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Thanks for watching!!

  • @glennkraft
    @glennkraft4 ай бұрын

    Great video Luke!! Absolutely loved it. And this coming from a Venture X fanboy. I upgraded a Venture to a Venture X with no bonus because it actually costs me less. The $300 spend isn't difficult to hit, and if you do it on Delta (probably others), you still earn your Delta miles and your status carries through, as I was upgraded based on status. Sure, it cost me 5% on that $300, but not a big deal. I recently transferred 120K Cap 1 points to Flying Blue as part of a trip when I got almost 6cpp, so this card earns me money. My wife just got one as well as the 75K SUB will certainly go towards a future trip. 2% catch-all cards to me are underrated, with mine, when I'm not earning a SUB, go towards car insurance, electric, gas, water, trash, and every mundane spend you can think of. I earn more points @ 2% than I do at 5% on flights.

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    💯 it’s a super solid travel card

  • @yurig2530

    @yurig2530

    4 ай бұрын

    I suggest you to use Wyndham business for utilities, or USB Cash+. Yes, I do use for insurance sometimes.

  • @daveek9023
    @daveek90233 ай бұрын

    Haha awesome video! Legit laugh out loud at the Super 8 joke 😂

  • @LukesPointsandMiles

    @LukesPointsandMiles

    3 ай бұрын

    I have to admit I don’t think I’ve ever stayed at a super 8

  • @ctrushfan8575
    @ctrushfan85754 ай бұрын

    Thanks Luke. Still chuckling about this.

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    My pleasure

  • @richardjones4256
    @richardjones42564 ай бұрын

    I have the capital one quick silver and they refuse to give me a credit line increase. There excuse is theres not enough activity on the card. However they keep trying to offer me that savor one card. I wont close the card because it's my oldest card lol

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    I would suggest getting that savor 1 card. It’s a great one

  • @VeganWithAraygun
    @VeganWithAraygun3 ай бұрын

    I can grok your POV. I have the classic 2x miles on everything Venture $95 AF card. If I traveled more than I do these days I would accept a product upgrade if they offered it. But I have no plans to apply for it outright. Other than their lounges at IAD and Denver and international partner's lounges, there's few extra benefits with X that justify the extra $300. It's still 2x points on my everyday purchases...meh!

  • @LukesPointsandMiles

    @LukesPointsandMiles

    3 ай бұрын

    Yes I would upgrade. As long as you travel at least like once a year. If you don’t travel at all. I don’t think I’d even keep the venture. But BX is worth it as long as you can book something in the portal once a year

  • @VeganWithAraygun

    @VeganWithAraygun

    3 ай бұрын

    ​@@LukesPointsandMilesYou're the best, Luke! I value your POV and hope your channel continues to grow. 🙏🏼💯🎯🛐

  • @LukesPointsandMiles

    @LukesPointsandMiles

    3 ай бұрын

    @@VeganWithAraygun thank you for the kind words

  • @johnwick860
    @johnwick8604 ай бұрын

    Uncle Luke, favor... can you log in into C1 VX Priority Pass and Plaza Premium and check the lounge in Manila airports terminal 3 and 1? does it show Marhaba lounge at T3? Paggs at T1 or T3? thanks again

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    I’m actually work. They will fire me if I’m doing personal business. Although that might not be a bad thing

  • @fogrunr5075
    @fogrunr50754 ай бұрын

    One of the first funny things I realized about this card.... VX ... NERVE GAS,!;😂😂😂

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Ha!

  • @trave7644
    @trave76444 ай бұрын

    I almost didnt click on this thinking this was silly, glad I did.

  • @MuscleB3ach
    @MuscleB3ach4 ай бұрын

    The best roast is the one about not getting the card cuz your credit is too good...so fkn true

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Cap1 wants some interest payers!!

  • @docsays
    @docsays4 ай бұрын

    Damn Luke, whats next on your hit list? Chase Sapphire Preferred or American Express Gold?

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Maybe Altitude Reserve.

  • @AnthonyVenture

    @AnthonyVenture

    4 ай бұрын

    @@LukesPointsandMilesThis I would love to see actually haha. Would be good now since there’s still a good amount of hype for it I think.

  • @AnthonyVenture

    @AnthonyVenture

    4 ай бұрын

    @@LukesPointsandMilesOh lawd it’s cooking hahaha, record it!

  • @krs1905
    @krs19054 ай бұрын

    Luke, your video convinced me to take the 30% transfer bonus and move all my points to Virgin. C1 offers transfer bonuses like once every eclipse. I know that they won’t give me a S1 Card so I don’t want to stay in the ecosystem. I’ll get a CSR since I fly out of NYC.

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    I have a lot of virgin points that have sat for a long time. Hopefully you find a way to redeem them so they don’t sit around!

  • @JacobsPointsAndProfit
    @JacobsPointsAndProfit4 ай бұрын

    Lol I like the Venture X, but a lot of this is the truth. I'm hoping the Venture X can get better by Capital One adding more lounges

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Vegas is next and then I think they’re done.

  • @SENDO-X
    @SENDO-X4 ай бұрын

    This series is hilarious!

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Thanks for watching!

  • @EXPRECDJ
    @EXPRECDJ4 ай бұрын

    These are great videos! 💯💯💯

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Appreciate the kind words

  • @0xsbp
    @0xsbp4 ай бұрын

    the hotel partners portion of this is facts tho lmaoo

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Tough to dispute that.

  • @averageperson2659
    @averageperson26594 ай бұрын

    I’ve heard Taylor Swift maximizes her CapitalOne points at the Choice properties 😏

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    How did I forget about Taylor swift!!!???

  • @yurig2530

    @yurig2530

    4 ай бұрын

    Yes, she is staying at Traveloges exclusively!

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    @@yurig2530 trailer swift!

  • @RickBeckOhio
    @RickBeckOhio4 ай бұрын

    I was thinking about your upcoming Amex Gold video. With Resy popping up in the refreshed Delta cards, Gold seems like the perfect place to add a Resy credit. Maybe $15 a month to help justify a fee increase. What do you think?

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Oh boy that is a good possibility. No thank you though!!!

  • @ghgilland
    @ghgilland4 ай бұрын

    You really can't cancel the card after the annual fee hits? Is that right? If so, I may need to get on the phone soon.

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    From what I understand the fee is not waived just by canceling the card. I haven’t tested it.

  • @johnwick860
    @johnwick8604 ай бұрын

    for AUs on a personal CC, it counts towards 5/24 right? how about for employee cards on biz CCs? does it count towards 5/24? thanks

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    AU on personal cards do not actually count towards 5/24. They may initially see them but when you call recon you can clear that up. And no employee cards don’t count either. Neither are facially responsible for the card

  • @RickBeckOhio
    @RickBeckOhio4 ай бұрын

    It’s open mic night at Uncle Luke’s place. I like the convicts at Super 8!

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    I’ve been told that you can’t called them convicts. A conviction is something that happened to you not what you are. 🤣

  • @AnonyMap1
    @AnonyMap14 ай бұрын

    Hot take but I actually like travel portals. You get to see the all the options, you can do mixed bookings, and there's minimal up-sells.

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Interesting.

  • @newagain9964

    @newagain9964

    3 ай бұрын

    I think portals are good for hotels. especially when you have 2 upgrade options (ie FHR, THC) to weigh and compare options.

  • @edub0524
    @edub05244 ай бұрын

    Thank you for the disclaimer. I’m stupid af with good credit now lmao

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Even with the disclaimer, these videos lead the league with thumbs down 👎

  • @De_Guatemala
    @De_Guatemala4 ай бұрын

    This style is better than the wishy-washy vids most creators make. Trash it or praise it, just don't be Luke-warm.😊

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    It generates a lot of down thumbs!!

  • @NewJitsu92
    @NewJitsu924 ай бұрын

    I like the venture X but I like these videos more 😂

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    🤣

  • @SpartanOfFinance
    @SpartanOfFinance4 ай бұрын

    So if you cancel this card make sure it’s before the AF hits? That’s just wrong CO. Be better.

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Yes sir!!

  • @ShawnB321
    @ShawnB3214 ай бұрын

    LOL, great roast. Keep up the great videos.

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Thank you sir!

  • @IanMaschal
    @IanMaschal4 ай бұрын

    Super easy for me to use the credit. Needed a decent hotel for a football game, easy redemption on the portal and same price as booking it direct. I only get this card every few years for the welcome bonus. I will say if you aren’t finding great bookings on air Canada you’ve gotta look harder. Lufthansa, ANA all there at great rates.

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Air Canada is one of my favorites. I was trying to make a funny.

  • @yurig2530

    @yurig2530

    4 ай бұрын

    ​​I'm currently having disaster with Air Canada. 81k miles stolen via known security hole. I'm fighting with them for more than two months to get them back, still missing 9k. Customer service is even worse than C1, it's absolutely useless.

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    @@yurig2530 that’s crazy.

  • @SYS-ky7zk
    @SYS-ky7zk4 ай бұрын

    Nice Roast on Cap1VX Luke! 😁😁 I do prefer to have certain perks taken away and keep the AF of $395 as long as possible. Once Priority Pass Restaurant perk is taken away from CSR, at least all three members: Amex Plat, Cap1VX & CSR will have pretty much the same Priority Pass perks. Which of these three will raise the AF first?

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    That’s a great question. I don’t think Chase can raise it since it doesn’t even come close to mitigating there as is.

  • @yurig2530

    @yurig2530

    4 ай бұрын

    I cancelled both CSR and Platinum long time ago. VX will ne next.

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    @@yurig2530 cancelling them all!!

  • @yurig2530

    @yurig2530

    4 ай бұрын

    @@LukesPointsandMiles no, I'm keeping AR, Prestige, Ritz, Aspire. Want to get more Ritzes and Aspires. On a fence with AA Executive.

  • @divyv20
    @divyv204 ай бұрын

    Hey Luke , really nice video ! I was wondering if I could help you with Best Quality Editing in your videos which visually appeal to audience and would increase average view duration and will also make a highly engaging Thumbnail which will overall help your videos to reach to a wider audience ? Pls let me know what do you think ?

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    No thanks.

  • @Stonks93
    @Stonks934 ай бұрын

    I was considering this card until I saw the transfer partners lol

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    If I’m honest, I like the transfer partners just fine. But I’m not using capital one for exclusively

  • @mostlyfreetravel
    @mostlyfreetravel4 ай бұрын

    Great roast Luke! 😆

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Thank you ma’am.

  • @jimmyjames6492
    @jimmyjames64924 ай бұрын

    🤣🤣🤣 Thanks for the video!

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Thanks for watching Jimmy!

  • @chadpennycuff
    @chadpennycuff4 ай бұрын

    You forgot to mention, most of you won't get approved for the duo. If you're lucky, they'll approve you for one card and leave you high and dry on the 2nd half of the duo.

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Well that’s true!! Haha

  • @vickiarnold7300
    @vickiarnold73004 ай бұрын

    Great job on KZread ❤

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Thank you, Vickie!

  • @Kel.Vision
    @Kel.Vision4 ай бұрын

    4:00 You might be on to something Uncle Luke 🤔 Spirit Airlines might actually be a great transfer partner for Capital One to add. Also, I love these takedown videos! Please add the Built Mastercard to the roster! 😂

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Is the Bilt card good enough to roast??

  • @Kel.Vision

    @Kel.Vision

    4 ай бұрын

    @@LukesPointsandMiles Absolutely! Peekaboo signup bonus, weak travel category and multiplier, annoying verification process during application, weird fascination with soul cycle, hot and cold rent day rewards, and Wells Fargo just to name a few lol

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    I'll be honest - i've never really dove into the card

  • @Kel.Vision

    @Kel.Vision

    4 ай бұрын

    @@LukesPointsandMiles ahhhh, gotcha! Okay, skip that for now 😂

  • @caribdude8151
    @caribdude81514 ай бұрын

    👍

  • @jaysonpadilla9588
    @jaysonpadilla95884 ай бұрын

    The video was fun. But the Amex (roast video) was the best. a $50 bucks for a cereal cup that was hilarious

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    I agree. The platinum is just so easy to roast though.

  • @nubianpwr
    @nubianpwr4 ай бұрын

    😂...true😎

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    No lies detected.

  • @druiz012
    @druiz0124 ай бұрын

    😂... well, I enjoyed it. Also you're probably right that they'll just have 3 lounges for the next 4 years. Especially since they haven't announced new locations and it took them so long to finish IAD and DEN...

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Haha. I would bet on that!

  • @lisanelson3772
    @lisanelson37724 ай бұрын

    😂😂😂 you are hilarious

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Thanks for watching, Lisa!

  • @BradleyHansonPhotography
    @BradleyHansonPhotography4 ай бұрын

    Nailed it!

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Thank you sir!!

  • @Elricky124
    @Elricky1244 ай бұрын

    I didn’t know you had to forgo the annual if you cancelled mid year. I think everybody else prorates

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    I’m not sure the actual protocol for everyone. But from what I understand, capital one does not refund the AF.

  • @Elricky124

    @Elricky124

    4 ай бұрын

    @@LukesPointsandMiles what’s in your wallet!

  • @joshfrank9137
    @joshfrank91374 ай бұрын

    Can't wait for the Citi Premier roast 😂

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Not a bad idea!

  • @alexrod550
    @alexrod5504 ай бұрын

    Awesome !!🤣

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Thanks for watching!!

  • @fogrunr5075
    @fogrunr50754 ай бұрын

    I will say this. Venture X is the coolest named credit card..

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Cooler than the Freedom Flex????💪🏿

  • @fogrunr5075

    @fogrunr5075

    4 ай бұрын

    @@LukesPointsandMiles Oh!! That's a cool one too!! 😎

  • @1bridge11
    @1bridge114 ай бұрын

    Are those 4 gay men in the pool close friends of yours?

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    Are you sure they were gay?

  • @1bridge11

    @1bridge11

    4 ай бұрын

    @@LukesPointsandMiles They definitely look like they are. Don't show this vid to you wife. She may get suspicious.

  • @newagain9964

    @newagain9964

    3 ай бұрын

    You looking for ur invitation?

  • @glenardonia
    @glenardonia4 ай бұрын

    Venture X rules!!! 😊

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    The official card of Filipino executive security worldwide!!!!

  • @Shuoshihua8
    @Shuoshihua84 ай бұрын

    Capital one is much better than American Express.

  • @yurig2530
    @yurig25304 ай бұрын

    Right on point. Absolute junk!

  • @krs1905
    @krs19054 ай бұрын

    First

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    🎉

  • @DavidGarciajrtx
    @DavidGarciajrtx4 ай бұрын

    Yea basically amex is the best

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    They are the best at some things that for sure!!

  • @yurig2530

    @yurig2530

    4 ай бұрын

    The best coupon book.

  • @newagain9964

    @newagain9964

    3 ай бұрын

    Plat is only good Amex card. And even it is very limited in use. Be real.

  • @peterg6638
    @peterg66384 ай бұрын

    Capitol who?

  • @LukesPointsandMiles

    @LukesPointsandMiles

    4 ай бұрын

    One babay!!!