2:27 Hearing that the Venture X and SavorOne are designed to work together knocked Aunt Connie’s socks off. 🧦

@LukesPointsandMiles

6 ай бұрын

She can’t get enough of this duo!!

@chadpennycuff

6 ай бұрын

@@LukesPointsandMiles one of these days, Aunt Connie has to come to a meet up to greet her super fans.

@LukesPointsandMiles

6 ай бұрын

@@chadpennycuff haha. Question is who’s gonna ask her?

@chadpennycuff

6 ай бұрын

@@LukesPointsandMiles sounds like a content creator challenge to me. Who got the best Aunt Connie meet up video?

@LukesPointsandMiles

6 ай бұрын

@@chadpennycuff haha. Aunt Connie light be down on Nola this year!!

That thumbnail is 🔥🔥🔥👆😎

@LukesPointsandMiles

6 ай бұрын

Thank you sir. I was very pleased with it myself!!

@jonathanmoncada3177

6 ай бұрын

​@@LukesPointsandMiles Looking swole, soon to be Lukes bi's and tri's 💪🏼

@LukesPointsandMiles

6 ай бұрын

@@jonathanmoncada3177 hahaha! If only I was still in my 30’s!!

From one KZreadr to another, I want to commend you for being humble in your opinion about all of the listed cards you mention on your channel. Salute to you, Mr. Luke!!!

@LukesPointsandMiles

6 ай бұрын

Wow, thank you! I appreciate the kind words!

Just gotta say Luke...I love the new silhouette for your thumbnail. The old one was in need of a refresher!

@LukesPointsandMiles

6 ай бұрын

I agree. I’m a one man show so it’s tough to find a free photographer! I want to get more photos taken though.

Great video! I recently got my VX and am waiting 6 months to apply for the Savor One. I made up my mind after you mentioned how difficult it is to use AMEX outside of the US. Appreciate you Uncle Luke!

@LukesPointsandMiles

6 ай бұрын

My pleasure! Have fun racking up the cap1 miles!!

@2011carp

4 ай бұрын

I applied 4 months after I got my Vx and was approved for savor1

I have both cards and was lucky to land the 90k bonus for the Venture X .. I'm doing research for my first flight redemption and I'm truly happy with this Dynamic Duo Card Setup. Love your channel Uncle Luke... Big Thanks from NYC !!

@LukesPointsandMiles

6 ай бұрын

Thanks for watching, sir!! Good luck on your redemption.

I always have a drink at the lounge. C1 has some great signature cocktails too.

@LukesPointsandMiles

6 ай бұрын

I’m going to start!!

Thanks for doing this video Luke, this is my primary setup because I actually travel and use the miles, not just earn and collect them. When you travel, the fee is nothing really. And Cap1 has been great to me with customer service and having more than 2 cards. 🙌🏻

@LukesPointsandMiles

6 ай бұрын

My pleasure. It’s a great set up

What!? Never had a drink in a lounge!? I get just short of hammered at the lounge.

@LukesPointsandMiles

6 ай бұрын

I will try it out soon!!

@gilbertnicholas1582

6 ай бұрын

Absolutely I have at least 3 drinks 🥃🥃🍺 😁

@Adiscretefirm

2 ай бұрын

I thought that is what they are for?!? Any lounge visit is worth whatever the equivalent cost of food and beverage in the airport or onboard would have cost you.

Hard to knock a simple but effective low cost setup. Thanks for the info + video!

@LukesPointsandMiles

6 ай бұрын

You bet!

Appearances are everything when you're trying to be bold, this lad won't touch this until there's a Capital One Gold!

@LukesPointsandMiles

6 ай бұрын

Capital one Gold!!!

Love this! Glad Capital One joined the race. Nice to have some more options and make it competitive. Now we just need Wells Fargo and Citi to catch up 🤯

@LukesPointsandMiles

6 ай бұрын

I really like the Citi cards - fingers crossed for wells!

I really enjoy this setup. As you said, it's just simple. Yes, you're leaving money on the table, but sometimes that's worth if you don't want a binder of credit cards, or need an app to track all the credits. I just like how simple this is, I think that's a big draw of this setup. I used to use this setup exclusively, but since the CFU had the 2x points SUB, I've been using the Chase trifecta for the past few months. After that's done, I think I'll go back to C1, and maybe dip my toes in Chase just to have access to two different ecosystems. Use the CFF for rotating categories, and the CSP for the hotel credit, and the occasional dinner out if I want to earn Chase points instead of C1 points.

@LukesPointsandMiles

6 ай бұрын

I can understand. I think I’m going to switch between Chase and cap1 this year as well.

This is my dream duo and what I’m working towards now. And I also found out by accident that the Savor One grocery store 3% cash back includes international stores as well… 👍🏾👍🏾

@LukesPointsandMiles

6 ай бұрын

Yup. That comes in very handy!!

Regarding the gaps in the set up, you listed travel and gas and phone protection. The WF autograph addresses all three and looks like it or the new journey card will be getting transfer partners. I do have to push back a little on the travel category gap. The VX bonus being tied to the portal is annoying, the thing is because of insurance I still think that it makes sense to put flights, and rental cars on it when booking direct even if you have a card with a better bonus. That leaves (non prepaid hotels). A gap but not as big as all travel, and if your spend is high enough that the points on all your paid travel is a big deal (or you go on expensive cruises) then you really should get the CSR not the VX. You need the higher insurance limits.

@LukesPointsandMiles

6 ай бұрын

Great points!

I'm getting 5X on grocery spend until August on my CFU which I pair with my CSR. After that I'll go for the Savor One to pair with my VX, unless something better comes along. Great Video

@LukesPointsandMiles

6 ай бұрын

I like those set ups!!

Ì have P2 running this setup just for simplicity. She loves it for that reason. Happy wife happy life kids. Thanks for the video sir

@LukesPointsandMiles

6 ай бұрын

PhilMo - that is actually brilliant. It’s the perfect set up for a non compliant p2!! (Or semi non compliant)

For me, I think the C1 Duo really shines because of two things. Yeah the lack of incentive to use the portal over transfer partners is a bummer, but I try to stock up on points and just pay cash when I book domestic trips. The one great peace of mind of the portal is the price match ability to lock in the cheaper, direct booking price for hotels (haven’t price matched a flight yet) while also reaping the 10x benefits. The second thing for me is the broad entertainment category for the S1. Getting 3% back at concerts, movies, tourist attractions, record stores (big one for me), and more just really makes the earnings optimized for me. I pray there will be a way to earn elevated gas earnings with C1 one day….

@LukesPointsandMiles

6 ай бұрын

yeah the entertainment category isn't all that common and it can earn well.

I’ve had the VX since launch. I just got my savor one! C1 is a strange bank, I had to apply twice but the second time I got the card. It’s clear that a computer is making the underwriting decisions.

@LukesPointsandMiles

6 ай бұрын

I had to apply for the savor 1 twice as well. Very strange.

If I were looking for a weakness in the setup I’d say it’s in a weak mid complexity usage. On the simple end, quasi cash back is great, you get one cent per point and don’t even have to use the portal outside the credit (erase travel expenses). On the other hand the setup enables high complexity high value, through transfers to a wide array of foreign airlines . What the setup is missing is a Southwest Airlines that would let you get a 30-40% increase in value with dead simple redemptions.

Very nice Uncle Luke! Wish I had the opportunity to PC into the C1VX like you, but I have to go in the front door since I don't have any card with C1 as of yet. I'm thinking if I ever get a chance to hold this card, it will be through my P2 who has significantly less cards than me.

@LukesPointsandMiles

6 ай бұрын

Not a bad strategy sir. My P2 just hit the chase trifecta!!

@shawn.credit

6 ай бұрын

If they lifted their sensitivity to large profiles C1 would be clutch, decent lender still just a little behind the competition imo.

Great video Luke. I’m about to apply for the VX and already have the SO so I appreciate hearing your thoughts!

@LukesPointsandMiles

6 ай бұрын

Good luck on your app!! Thanks for watching !!

I feel like if it wasn’t for the dependence on the C1 portal (which wasn’t too bad booking a hotel with my SavorOne) and the lack of domestic airline and valuable hotel transfer partners, the Capital One duo would be a powerhouse. Hopefully Wells Fargo doesn’t make the same mistakes with their transfer partners.

@LukesPointsandMiles

6 ай бұрын

Those are definitely negatives but I’m always able to book domestic flights with these airlines.

Excellent video Luke! The Capital One Duo is very strong, just not the right setup for everyone.

@LukesPointsandMiles

6 ай бұрын

We are living in the golden age of set ups! There should be one for all of us!

You've never had a drink in a lounge. The first thing I do is walk to the bar in order two drinks. One for me and one for my wife who doesn't drink. I got the saver one earlier this year. I plan to get the venture x at the end of the year. I think I could find value there even though I use amex primarily. Thank you for the video and have a good day

@LukesPointsandMiles

6 ай бұрын

You guys have me convinced. Sunday morning in Dallas I’m ordering a drink!! Haha

I agree Luke! The only reason I don't ditch Chase is because I live in a market where Southwest is easy and prominent for my family. We take trips on Southwest multiple times a year - and while it's not luxurious by any stretch, it is the place I'd be spending the most if I didn't play this game. No other issuer competes with Chase for this reason. So, I've been running a dual setup. One for Southwest flights and the other for any international flights. Typically pay for hotels since I don't earn enough apart from signup bonuses. Good topic!

@LukesPointsandMiles

6 ай бұрын

I’m curious how you book SW. transfer point to SW or UR points through the portal?

@ghgilland

6 ай бұрын

@@LukesPointsandMiles I transfer them with the CSP. I can consistently get 1.4 cpp vs. only 1.25 through the portal. Plus is easier to shop the cheapest “Wanna Get Away” prices.

@LukesPointsandMiles

6 ай бұрын

@@ghgilland I always wonder about transferring points to SW when booking them through the portal earns SW points ans status but maybe there is no status incentive?

@ghgilland

6 ай бұрын

@@LukesPointsandMiles I don't know. I've never given much thought to status with SW.

Excellent video Luke. I am highly considering adding the Savor One before my trip to Paris & Amsterdam to use towards the SUB and no interest for 15 months is also nice. Plus no foreign transaction fees like you mentioned. Just not sure if I would be approved with the all the cards I have now. We shall see 😂

@LukesPointsandMiles

6 ай бұрын

Risk it for the biscuit!

The stock image around 2:31 😂

@LukesPointsandMiles

6 ай бұрын

Ha! Thanks for watching!!

No Resy? My core setup is now Venture X + Hilton Surpass + IHG. Restaurant, grocery, travel, gas, and general spend all covered. We considered Savor as a replacement for Gold, but at $15K spend, the Surpass is more rewarding. IHG picks up the restaurant slack, with a boost at $20K.

@LukesPointsandMiles

6 ай бұрын

Very unique set up.

Pretty sure I'll never get approved for the Savor One. I only have the Venture X because I upgraded my Quicksilver. If I ever stop bonus hunting I could see this as a good setup. If I can't get approved for the Savor One I could see a strong trifecta with Citi Premier, double cash, and custom cash.

@LukesPointsandMiles

6 ай бұрын

I love the Citi set ups!!

I love this duo. Its just simple. And per year I gain a whole lot if value. I dont have to order groceries online unless.i want uo, and there are no revolving categories and you dont have to activate them. I do wish C1 would put a gas category on the card. Until then use my no AF Hilton Amex card for gas as it gives 5x!

@LukesPointsandMiles

6 ай бұрын

Yeah gas is missing but I feel like 5x Hilton points is good value as well.

@kevinonthank

6 ай бұрын

@@LukesPointsandMiles I'm glad you say that because I wasn't too sure. Do you by chance know how much Hilton points are worth?

@LukesPointsandMiles

6 ай бұрын

@@kevinonthank oh that’s a hot topic of debate around here. The consensus is .5 cpp but there is more opportunity than that and I often get around 1cpp

Capital One looks good one paper, but isn't all that it's cracked up to be in practice. I have had lots of problems with them. Chase is still the bank to form a base around. Then go for Capital One as a supplement system.

@LukesPointsandMiles

3 ай бұрын

I’ve been with capital one since like 2009 and never had any problems but I can understand what you’re saying. A cap1 / chase combo is solid

@IkaikaArnado

3 ай бұрын

@@LukesPointsandMiles I've had them for a few years multiple problems with them at a lot of different facets. Their customer service is awful and booking flights and hotels through them is a gamble. Chase is just a better overall company. I don't have to fight with them. If things get scewy they fix it with no questions asked. There's value with Capital One, but it comes with a bunch of headaches which is not the case with Chase. If you don't mind getting transferred around and having to fight with customer service agents with no resolution, then Capital One will suit you. Seriously, Capital One's motto should be "everything is a fight."

I'm bouncing on the VX as soon as I can find a cheaper alternative for lounge access.

@LukesPointsandMiles

6 ай бұрын

Bouncing on the card that doesn’t really cost much? I mean it could always just be a “non bonus categories” card.

@ExtraGuac007

6 ай бұрын

@@LukesPointsandMiles True. But it bothers me to fork over $395 for a 2% CB card.

@LukesPointsandMiles

6 ай бұрын

@@ExtraGuac007 not sure I follow. But I trust you know your optimal system!!

@dannyanderson6189

6 ай бұрын

There isn’t a cheaper option for unlimited access!

@LukesPointsandMiles

6 ай бұрын

@@dannyanderson6189 this is true

Luke, The Capital One Cards along with the Bilt Card… you can go wrong using them internationally… 💳

@LukesPointsandMiles

6 ай бұрын

I agree big man

Hello uncle Luke nice information on C1 card lol when you said 19 inquiries I think that why I get turned down by C1 for the venture X card so many times but nice point on AU users an how many can be added . When is the next live stream coming Looking forward to it

@LukesPointsandMiles

6 ай бұрын

Should be going to twice monthly and on Thursdays. So I’ll put it out soon.

I enjoy watching you on youtube❤

@LukesPointsandMiles

6 ай бұрын

Thank you Vickie!!

U can convert from cash back to miles and move it to venture x for x3 points right?

@LukesPointsandMiles

23 күн бұрын

@@Marcky606 yes

I don't know Luke. I think for regular people. Outside of social media. The Capital One setup might be just as popular as the other setups. Good stuff though Luke 🫡

@LukesPointsandMiles

6 ай бұрын

You might be right!!!

What about the regular venture (not the venture x) combined with the savor one

@LukesPointsandMiles

24 күн бұрын

@@dhiyaesmail1297 yeah I still think that’s a great combo.

@dhiyaesmail1297

24 күн бұрын

I have the venture and savor one and I’m 5/24 I’m patiently waiting to be able to apply or upgrade To the vx

@LukesPointsandMiles

24 күн бұрын

@@dhiyaesmail1297 I like the venture but I think the VX might be the best card on the market

Oooo early enough to catch the "no views" tag!

@LukesPointsandMiles

6 ай бұрын

Thanks for being my first!!!

Just got my 6 year old Francesca her own Venture X

@LukesPointsandMiles

6 ай бұрын

Nice move, dad!!

Great video. I already have the savor one, and looking into this card to finish a simple duo. One question about capital one tho. I am moving overseas permanently in the next 1.5 years. Do they send replacement cards when they are about to expire overseas. If it does, it would be great, and not have to rethink my whole setup.

@LukesPointsandMiles

4 ай бұрын

I’ve never moved overseas but I’m sure you can ask for a replacement when you need one

SMH ….. I just realized lax doesn’t have any lounge for the venture x… I guess I gotta buy business class 😅

@LukesPointsandMiles

4 ай бұрын

Lax and ORD are very weird places lounge-wise

Personally I'll do FHR with AMEX for my hotels and resorts. Wyndham, meh.

Just not willing to hook myself into a system that depends upon using a crappy travel portal to get competitive value.

@LukesPointsandMiles

6 ай бұрын

I will only use the portal once per year. Maybe twice if I need to stay at some fancy boutique hotel. I think the lack of a broad travel category hurts the set up though

@jarrod499

6 ай бұрын

All I do is check it when I’m booking a flight or hotel, and if the price is competitive given the value of the points, I use it if it isn’t I don’t I’ve never had trouble using the credit

I have the quicksilver with annual fee and platinum and they have me bucket listed 😢😢😢. Wish I could get this duo.

@LukesPointsandMiles

6 ай бұрын

Oh man. I would call and ask.

@jarrod499

6 ай бұрын

It’s kind of odd, but the fact that the VX and the saver one exist make me think that when starting out your credit journey, you might want to stick with Discover or some of the other issuers. Their bucket policy means that you can be very hard to get there more desirable cards if you were a customer with them previously.

Carlos and my 8yr old son (also a VX card holder) will both have an 800+ credit score before college if the VX doesn’t get nerfed !😂

@LukesPointsandMiles

6 ай бұрын

As they should!!

It's a solid duo for sure. Tryna get my hands on it but C1 needs to lighten up on applications with a tons of accounts 😢

@LukesPointsandMiles

6 ай бұрын

Hey - I got approved

@ChaseYokoyama

6 ай бұрын

@@LukesPointsandMiles let them know i want in too. I tried the pre approval tool 2 weeks ago and got denied for too many new accounts

Great Thumbnail!

@LukesPointsandMiles

6 ай бұрын

Thank you sir. I’m finally doing something right?

Thanks for the great info. Question regarding travel portal, if you redeem with points to United will it be considered paid earning status? Or only when you pay for the flight on the portal ?

@LukesPointsandMiles

5 ай бұрын

In that case you would be purchasing the tickets and paying with points. That ticket will still earn. But a better idea is to purchase the ticket with the VX and then just use point to erase the purchase. That way you earn with the VX and with United.

I’ve got the Venture Card and Savor One not the Venture X. Hoping this is a useful Duo as well.

@LukesPointsandMiles

5 ай бұрын

I think it would be a pretty good duo!

I keep hearing that you can't move points from the SavorOne to the Venture X anymore to use for Travel, is that not the case?

@LukesPointsandMiles

5 ай бұрын

If I understand correctly that was some type of temporary IT glitch. I move the cash back over all the time

Hiya Uncle Luke. Any idea of the VX pre-approval tool is reliable. It pre-approved me for VX and I have 16 cards, even though I haven’t applied for one in almost 2 years. I’’m currently 1/24.

@LukesPointsandMiles

6 ай бұрын

Yeah I think it’s probably accurate. I would fire away!

Great video! Will be using your link to apply for the savor card. Just wondering why you don’t mention the 15 month 0% intro bonus? Is that just a temporary thing?

@LukesPointsandMiles

5 ай бұрын

I do mention that sometimes but I always preach about paying your balance and I don’t want to give any of the youngsters ideas to carry a balance. Obviously most watching are super responsible

@louiedeguzman5409

5 ай бұрын

@@LukesPointsandMiles haha ah that is true! Sadly I was rejected. It’s weird credit wise shows I have a 780 and I’ve had the venture x going on 3 years now. Guess they really are strict with the application process

@LukesPointsandMiles

5 ай бұрын

They are just straight up weird. They really make it hard to get the duo!@@louiedeguzman5409

Uncle Luke if you don’t like the portals how do you book your trips just curious ??

@LukesPointsandMiles

6 ай бұрын

I generally book my trips with points. I tranfer points to the program and book it with them.

Capital. One, throw up the three like the NBA player after he hit a three-pointer Equifax , Experian & TransUnion

@LukesPointsandMiles

6 ай бұрын

Hahahaa. Yeah you’re right!!

Great video thank you! My question is, isn’t the savor one card a master card ? I have called capital one and they have said it’s a 50/50 chance of it being visa or master card. They told me they couldn’t tell me what it was in tell I got the card in the mail. Can you please confirm if this is correct. Thank you in advance

@LukesPointsandMiles

6 ай бұрын

Mine is definitely a Mastercard.

Hey Luke will my authorized user on my card get the global check in reimbursement also?

@LukesPointsandMiles

4 ай бұрын

Negative

That is a fact I’ve been turned down for using the Amex card and was such a disappointment. But I have this duo and I love it. The venture x is a beast of a card

@LukesPointsandMiles

5 ай бұрын

💯

Did you end up receiving the new redesign for the Savor One card that resembles the Venture X card?

@LukesPointsandMiles

6 ай бұрын

I got the orange card. I’m not aware of any new disigns

@shawn.credit

6 ай бұрын

Nice, the new one has small font under the chip whereas the older design has Savor One in the middle of the card in huge letters.

@LukesPointsandMiles

6 ай бұрын

@@shawn.credit ah I see. Yeah I have the new one with small font. I never really paid attention to the looks of this one. Haha

Thanks for the video Luke. Maybe I am misunderstanding and someone can correct me. If I put $300 of groceries on my savor one card and earn 3% cash back on that, I will get $9 in my cash back bank. I can then transfer the $9 to my venture x miles and the transfer nets me 90 miles. Why not just put the $300 of groceries on the venture x and earn 2X yielding me 600 miles.

@LukesPointsandMiles

5 ай бұрын

900 Miles..... $9 will be 900 miles.

@russellrice7117

5 ай бұрын

@@LukesPointsandMiles Well, now that makes more sense. LOL, thanks Luke

@LukesPointsandMiles

5 ай бұрын

@@russellrice7117 no worries, sir!

Question: is Mastercard on par with visa in terms of international acceptance? My set up wound up being all Mastercard

@LukesPointsandMiles

6 ай бұрын

I think so. I don’t remember ever being turned away with a MC

@jarrod499

6 ай бұрын

Visa and MasterCard generally have the same acceptance. I’ve never noticed a difference when traveling internationally Amex is a constant problem outside of large chain hotels.

Do you think having banking relations help get approved for their credit cards?

@LukesPointsandMiles

5 ай бұрын

Yes

They literally decided to close my accounts for no reason, not about capital one anymore

@LukesPointsandMiles

6 ай бұрын

oh wow that's strange. Sounds like amex!

How come no one talks about the free Quicksilver?

@LukesPointsandMiles

5 ай бұрын

If you have the VX there isn’t much reason for the quicksilver.

I was a capital one venture guy from day one, grandfathered in to the $59 AF. But with my families spend habits I can get almost 100,000 more UR points a year just from daily card use than I can with capital one. I wish they had a rotating category card too.

@LukesPointsandMiles

6 ай бұрын

Wow 100k “more”? That’s substantial and we all really like UR points.

Has any one done the “price match guarantee” for hotels in The capital one portal? A Marriott hotel I wanna book is more expensive on the portal then on the Marriott website (of course 😂). I want to book through the portal to use my travel credit, but I also want to pay the cheaper price that’s on the Marriott website 😂. So I’m wondering exactly what Capital One will price match to?

@LukesPointsandMiles

4 ай бұрын

I do not have much experience in this.

@desteniemayo7626

4 ай бұрын

Sorry for the late reply but it does work. They go by what the price is after taxes tho. But I called, they looked, and I got the credit within 10 minutes. But it does only go as a credit and not cash back.

@LukesPointsandMiles

4 ай бұрын

@@desteniemayo7626 good enough if you ask me

@luckylee5026

3 ай бұрын

🙄 it does work but if the deal that you've found is good, cap1 operator will say "i cant find it" and thats it😂 Even before booking flights through the cap1 portal, i used to see way better pricing through google flight. I'll book through the portal and call for price match. If it is over 100 difference, many of them would go "mm i cant find that flight and pricing"😂 so dont bother unless if you are going to call for $10 price match.

Savor one us cash back, right? Can u turn it into points?

@LukesPointsandMiles

4 ай бұрын

Yes you can convert the cash back to points but this is a one way conversion.

2022 Luke travels to future and finds 2024 Luke no longer an Amex fan boy and dumping Hilton. Mind blown. What's 2026 Luke...a Browns fan, Motel 6 loyalist, an inability to bench 225 and crypto influencer? 🤣

@LukesPointsandMiles

6 ай бұрын

Oh jeez. I don’t have anything against the browns and there are actually some nice Motel 6 properties!!!! Crypto? 🤣

Brilliant

@LukesPointsandMiles

6 ай бұрын

Thanks for watching!

Are these Visa?

@LukesPointsandMiles

Ай бұрын

@@gsp427 venture x is a visa and the savor one is a MC

@gsp427

Ай бұрын

@@LukesPointsandMiles thanks. Think this could be a good setup for me but do a lot of shopping at Costco so need that visa

@LukesPointsandMiles

Ай бұрын

@@gsp427 yes the VX is a decent Costco card at 2x

Great tip on giving your kids authorized user cards. Going to do that too. I am at a loss on how i got approved for the Venture X use it a ton but get rejected for the Savor 1??

@LukesPointsandMiles

6 ай бұрын

Who knows with cap1!! I had to try twice.

@chadpennycuff

6 ай бұрын

Same boat!

@jarrod499

6 ай бұрын

Same story here VX card holder since launch rejected the first time I applied for the saver one I waited eight months applied again same income, same other factors instant approval. I have no idea what their approval process is.

@chadpennycuff

6 ай бұрын

@@jarrod499 Did you open any other cards? I waited 6 months between VX and Savor. I got pre-approved for secured card. That's a C1 sign you ain't getting it.

@chadpennycuff

6 ай бұрын

Update - I just got approved 2nd try. 6 months post VX denied. Month later pre-approved. One-third credit limit of VX and sky-high APR.

I have a platinum card, they offered me an upgrade to a savor one. What happens to my platinum card when I upgrade?

@LukesPointsandMiles

5 ай бұрын

I’m not sure what you mean? Your platinum card will turn into a much better card. Credit history will stay the same.

@fallin4676

5 ай бұрын

Will the platinum card become inactive or does it still have a credit limit?

@fallin4676

5 ай бұрын

I mean will they deactivate the platinum card when I get the savor one card?

@LukesPointsandMiles

5 ай бұрын

@@fallin4676 yes.

@LukesPointsandMiles

5 ай бұрын

The platinum card accont will become a savor one account - same CC number, same credit limit. It just changes to a different product. the platinum card will no longer be @@fallin4676

Teach us how to book delta! lol

@LukesPointsandMiles

6 ай бұрын

Airfrance or Virgin. I have videos showing exactly how to do this.

@Phillylima

6 ай бұрын

@@LukesPointsandMiles searching now! Thanks

@LukesPointsandMiles

6 ай бұрын

@@Phillylima might be in the maximum value section

👍

@LukesPointsandMiles

6 ай бұрын

Thanks for watching!!

First

@LukesPointsandMiles

6 ай бұрын

🥇

51st thumbs up

@LukesPointsandMiles

6 ай бұрын

I appreciate you!!

The easiest big league setup to justify! Capital One show me no love and denied me for the Venture X when it came out and never bothered to apply again 😂 I agree 100% with the positives and negatives you mentioned! Keep up the great work brother!🫵

@LukesPointsandMiles

6 ай бұрын

Thank you sir! They really need to square away their application process!!

I wish that I could get the SavorOne to pair with my VX

@LukesPointsandMiles

6 ай бұрын

I had to apply twice

@krs1905

6 ай бұрын

@@LukesPointsandMiles it sucks when you’re gardening and have a perfectly good QS that they won’t give you a PC offer on.