This episode with @Ramitsethi genuinely made me think in ways I never had before. Hit the like button if your mind was blown 🤯like mine was!

@regcrowder9010

4 ай бұрын

Good stuff indeed! 😁

@MINISTERKOPA

Ай бұрын

😅😊😅😅😅😅😊😅😅😅😅😅😅😅😅😅😅😅😊😅😅😊😅😅😅😊😅😅😅 25:53 31:16

Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.

@KarlyNoorda

16 күн бұрын

Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor.

@leojack9090

16 күн бұрын

This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?

@hasede-lg9hj

16 күн бұрын

I stopped trying to predict market outcomes based on chart studying after 5 years of uncertainty. Not having a mentor caused me 5 years of pain. I learned to follow the market's direction and keep it simple with discipline.

@hasede-lg9hj

16 күн бұрын

I won't pretend to know everything, though. Her name is Sharon Ann Meny but I won't say anything more. Most likely, you can find her basic information online; you are welcome to do further study.

@fadhshf

16 күн бұрын

@@hasede-lg9hj Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé

Mel, I think it would be helpful if you include a picture of the person you're interviewing in your thumbnail. For one, it visually differentiates each video a bit more. Secondly, on the off-chance that someone doesn't follow you but they follow your guest, you've got a new listener/subscriber when your video pops up in their feed. It would also help to put their name in the title. All this to say, I really appreciate & enJOY your podcast!

@heidikamrath1951

Жыл бұрын

Great points! Agree!

@LedgerAndLace

Жыл бұрын

@@heidikamrath1951 Thanks! 🙂

@verorsosa100

11 ай бұрын

So true. I was wondering who this gut is, now I know he is already famous. I just don't watch TV

@bonnieblack7448

11 ай бұрын

We'll thank you on behalf of Mel since she's busy. 😅 hope she takes your suggestion!

@1979France

5 ай бұрын

Also, the name of the person should be in the video’s title.

My Mother once told me that I was very good with my allowance. Our allowance was $.50 cents a week! That was one of the best things she could of told me! My Grandmother once said “ nothing like making your OWN money as a Woman”! Thank you Mom & Nana❤

My first experience of feeling this was when I bought clothes for my kids at Target for the first time with my own paycheck. We had been living for so long off the generosity of others, which was such a blessing, but the feeling of being able to buy new clothes for my kids is a feeling I will never ever forget.

@godisgood3764

11 ай бұрын

I completely understand you, I lost basically everything I had including my house and my 2 oldest kid, were very young and in the mist of everything I Survive a very, very difficult divorce, so, I was too in the mercy of others, and is been a long journey, but I never forget buying food from Olive Garden for my kids and seeing them so happy!! I believe there is more in store for you and your family.

@sherryw3484

5 ай бұрын

It is a great feeling! Been there…. Congratulations! Stay on top of your dreams, don’t let anyone rain on them!

@Raphaelfa

2 ай бұрын

That’s beautiful and inspiring to read!

I can tell you that psychology of money is so real. When I was little our neighbor put in a beautiful pool and frequent outdoor parties that we did not attend, so I asked my mom if we could put a pool in. She told me the only reason they put that pool in was because her dad died and the life insurance paid for it. Not sure whether that was the truth or not, but ever since my subconscious told me that to have a rich life, unfortunate events needed to happen. Later, as an adult when my own father died the inherentance was used for a down payment. Subconsciously I felt so undeserving of that house that circumstances caused me to foreclose within 5 years. My whole life has been one financial struggle after another. I am grateful for this podcast episode.

You’re not alone Mel! I saved nothing in my youth and now I’m 65 and still determined to live my most extraordinary life!

Affirmation/mantra: "I haven't always been great with money, but now I'm learning."

Almost 2 years ago, my marriage ended, 6 months after I lost my job. Since then I have immersed myself in anything that can help me create a better and expanded life. I deeply desire to create my dream life. This episode has in it the most personally relevant, inspiring and practical advise I have gotten so far. I am very excited about developing my 10 year dream list, doing my CSP and my GFFS (guilt-free f***ing spending) list. This was a transformational piece.

@marjn1030

10 ай бұрын

Read the book of proverbs and psalms.👍🏽

@sherryw3484

5 ай бұрын

You can do it! Stay on top of your dreams and don’t let anyone slow you down or tell you no!

@ShizaMunir-dc6iy

2 ай бұрын

​@@sherryw3484very good advice ❤❤❤❤i love it .

This episode gave me so much hope & inspires me to dream bigger! I had to start over at 53! Horrifying! Divorce, at beginning of a pandemic! I’ve been through so much alone the last 4 years , but proud of how far I’ve come & I’m stronger! Not near where I want to be financially but working hard & this has given me relief & hope! Joy about my future not dread! When you said I love you I almost started crying! 😢 I hear it from my friends & family of course but it just touched me! I know you are rooting for us all! 🙏💗

@lindsayklouser

8 ай бұрын

❤❤❤❤❤

@harrisona.4654

7 ай бұрын

Be encouraged! This podcast was indeed Refreshing and Empowering! And yes, something about that "I love you", turned out to be SOOOO immensely, intensely, and impactfully well received!!! ;)

@mariad.hernandez2868

4 ай бұрын

❤❤❤❤❤

@Mary-yx9pt

4 ай бұрын

Starting over at 53! I get you. We got this.

@bsidesjess

4 ай бұрын

You’re in the right place!!

What is it that they say... when the student is ready, the teacher appears. You have no idea how much I need to hear this message today. Thank you for giving me back my ability to dream and to be excited about it!!

I am 44 years old with 3 kids, and I dream almost everyday to go to college, I know it’s sound stupid in my age even to talk about this subject, but I just couldn’t help myself when you both we’re taking about dreams.

@Ariana_Amour

11 ай бұрын

It doesn’t sound stupid. I am in my late 40s and want to go to college as well. Just take one class at a time… Best of luck !

@samanthajoy5143

11 ай бұрын

It doesn’t sound stupid at your age at all!! There are people who start studying in their 50s and get their PHD in their 60s. You can go to college and you can finish at any age ❤ I believe in you guys

@godisgood3764

11 ай бұрын

@@Ariana_Amour that’s true, thank you so much. One class at the time!!! Love it. Good lock to you too😀🙏🌺

@godisgood3764

11 ай бұрын

@@samanthajoy5143 that means a lot to me every word!! I don’t think I heard lately that someone believes in me!!! Thank you so much very much!! 🧡🥰

@godisgood3764

11 ай бұрын

@@Janice277 that is amazing!!!! Thank you so much for sharing that with me, with us all!! Be Blessed.🌺🥰

Mel, thank you for stopping the chat, slowing down, clarifying, saying when you freak out and zone out. I did too, at exactly the same points. I would have left the video early, because of my triggers. I appreciate that you have been through the trenches, that you keep it real and relatable. Your approach made it graspable and doable, for me and I feel like this could actually work for me. Before, I felt guilty for every single purchase including basic groceries...now, my paradigm includes GUILT FREE FCKIN SPENDING!!! WOWZERZzzz!!! How did I get so lucky? Thank you both (and your teams) for your contributions! 🙏💥👌

Ramit is a national treasure. His free advice can definitely get people to a better place. I can't wait for Season 2 of his show on Netflix.

I love everything about Mel except her over use of the F word 🤣

@jat6547

24 күн бұрын

AGREED !!! Totally Inappropriate !!!!

@ItsMeRobynMarie

13 күн бұрын

Same, because I often watch these financial podcasts in front of my son. And I was doing that this morning and I had to apologize to him about her language. It's almost to the point where I need to turn it off, but also it's almost acceptable, right there in the middle. He's 12.

@stacyjaye6350

8 күн бұрын

​@@ItsMeRobynMarieI couldn't talk that way at work.

A lot of psychological issues regarding money. That has to be dealt with first. This was a great podcast. Thank you.

@mikediz5900

Жыл бұрын

❤

When Mel talks about how hard she was hit with the debt when the liens on the house and family invested I just said a silent Thank you to the universe that she is still here. That would literally have killed anyone to be under that much stress. So blessed she overcame and can help us on our life journey.

@nurhayat81

7 ай бұрын

Amen.

@naomironda

4 ай бұрын

Mel is a strong cookie!!!!! ❤❤❤❤❤

Great video. We are all seeking for financial independence and a better way of life. This is not difficult to achieve with savvy investing, a frugal lifestyle, and cautious budgeting. I'm glad I learned early on to work hard for financial independence. As Warren Buffet said, he has seen this happen many times in his life. Not an investor, My husband and i never earned more than a middle class salary. We plan to get retired at 58 with a stock portfolio worth $1.7M. We have never sold so much as one share of stock

@lisaollie4594

9 ай бұрын

Most people don't understand the power of compound interest or are just impatient. However, I think it's better for the average person to invest in the S&P 500 and wait, which is reliable, albeit extremely long: many years, or just hire an investment advisor and accelerate wealth accumulation. Most people underestimate the power of the latter.

@anthonyrussell5718

9 ай бұрын

That's right, I've been backed by a financial advisor for almost three years now, I started with over a hundred thousand and I'm just $19,000 away from making half a million profits from compounding and dividends.

@anthonyrussell5718

9 ай бұрын

There are a lot of independent advisors you might look into. But i work with "LISA ELLEN SHAW" and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.

@JuliaFreiberger

5 ай бұрын

Q

This conversation is a MAJOR GIFT ~ Thank You!!🙏🏽🙏🏽

I have to have a budget. I do not have much money after all my monthly bills. If I spend too much on one thing, it could leave me without something else. I actually budget "blow" money. I can use it for anything I want. I do not go over. It has helped me so much.

I have attempted to meditate many times in my life and prior to this CD the only success I've experienced is with live guided meditation. kzread.infoUgkxzpa8CIfZcihW4Z0F_ja0QF3W9KIatrsq This is the first CD I've used that cuts through my unmedicated ADHD and enables me to truly relax and experience a quiet and energizing interval. The instructors voice is very soothing and pleasant to listen to. I am easily able to sit successfully through the entire CD, and for quite some time after. I cannot adequately express how tremendously helpful this CD has been on my spiritual journey!! Two thumbs up and 10 stars!

My rich life is me allowing the sun to kiss my eyelids awake daily. It's an annual vacation in Europe for 21 days and visiting my favorite countries with someone(s) I love. It's buying my son a car so that he can get to college and work without the expense of Uber. It's making homeownership possible for my son. It's funding my son's entrepreneurial dream. It's learning to play the piano on a new baby grand. It's smiling ten times more than frowning in a day. It's being excited for the day versus being afraid.

Mel is salt of the earth, real. One of the few out there who cares about people's well-being. I recently discovered Ramit and like his approach. He's sincere and to the point. Love it.

My big goal is to help my daughter walk again and use her left arm again. The rehab program for TBI that is near us costs $30,000 a month. Because she has had the injury since she was 15months old and is almost 13 years old now, 5 years of this program would be really valuable. That’s $1,800,000.

@mollipruitt6078

Жыл бұрын

Look into hyperbaric oxygen treatment :)

His positivity lead me to my credit and immediately payed them off during watching this. His mentality of deserve a rich life- made me aware I’ve been in this lack mentality of not wanting to spend the money I have. He also expanded my thoughts and wants for living my own rich life. He’s amazing !

@sdhilal

11 ай бұрын

that's what they say in INDIA, :) : you will go to heaven, keep living your minimalist lifestyle. so he knows psychology of money easiest way that's what you learn and see from family. financial freedom, money managements all from family

When I was a child, I remember going to the beach and most of people in the restaurants were Americans. Me and my family didn’t have money, so while I was eating my watermelon y visualized myself going to those restaurants. Few years ago I went back and I invited my best friend to eat at a nice restaurant closed to the beach. I told him, you can order whatever you want ( it’s my treat). I ended up drank and singing with the musicians. My friend said “ the money they you spent on a dinner, that’s the money I make in a whole week of work. I felt great being able to invite my friend:)).

Mel….I really loved this particular topic and the opportunity to DREAM again! My only complaint if I can be honest, is that using the “F” word several times during the interview wasn’t necessary to make the points you were expanding upon. I understand that it may not be a big deal to some, but I play your podcasts as I get ready for the day and I have children in my home that are listening in. I think you are an amazing and courageous woman and I feel that you don’t need to use those kinds of words to make an impact. Keeping it clean allows me to relax and enjoy having other family members and friends listen in as well.❤ Happy New Year!

I love the action of buying every item on the dessert menu! It’d not about the money - it is the decadence, the exuberance, the community element if there’s a group at dinner!! 😀 I can’t wait to try this myself.

Oh Mell, thank you for sharing this gift of desserts with us. My husband and I are celebrating our first anniversary this week and are going to a fancy restaurant in our area. He loves sweets and all kind of desserts. I’ve learned he bought me a gift. I’m not into gifts or giving. It’s just not me, but I’ve made plans to pay for the meal as my “gift”. I’m gonna add in desserts. .. several. It’s going to be such a special surprise for him. I love it. Thanks again for the idea.

My grandmother and grandfather raised me. My memory of 💰 Money, my 2 sisters and I split $150 A month to buy clothing for our selves. My grandmother told us, we couldn’t get anything extra because she didn’t have it. She stressed Poverty. She told me I had to Work when I was 14. Therefore, my teen years were a complete nightmare. So I’m working at 14, up until today, I’m changing the way I THINK about Money. I do not believe in the system that I was unfortunately brought up in. I felt robbed. For this negative mindset as a child, this carried on in my 20s and 30s. I am well aware it’s due to the fact that I grew up in a poverty mindset house hold. This will Stop TODAY.

@julianneard9220

5 ай бұрын

Your grandparents sound like remarkable people. How lucky you and your sisters were to have that kind of love, especially during a time when they were likely planning on retiring.

@italyparis6975

5 ай бұрын

@@julianneard9220 thank you for your positivity 🌎❤️🌹 they were AMAZING people, with huge hearts. God bless you. 🙏🌎Thank you. 🌎🙏

Mel, you are speaking my language!!! This is amazing. I just shared it with my husband. I feel like I have financial hope for the first time in my life…at 55. Thanks friend!

This talk gives me hope. After a crushing divorce, then a sudden cardiac arrest and all of the complications involved in that. I am in the shit atm and this has given me a starting point. Thank you

Just found Ramit last week- watched his entire Netflix show- this was great!! He makes me feel much hope to become more empowered when it comes to understanding money!! THANK YOU MEL AND RAMIT!

I learned something. Listen to the people who resonate with you and who can uplift your frequency. Last night I listened to Robert Kiyosaki, amazing man but the way he delivers is what gave me anxiety and it demotivated me. I felt like i ll never be successful or rich because I dont ve enough knowledge but when I listened to this podcast, I feel so motivated. I feel like yes! I can do it. If mel can do it, Rajit can do it, so can I . The way you guys relate to people are not there yet, its amazing

@GNGU247

Жыл бұрын

Hi Maria. I know exactly what you're saying about not being able to listen to someone because of how they are coming across even though you set your intentions on soaking up their information. It's frustrating to say the least. What I do is keep looking until I find someone else like Mel to explain it. Just thought I'd throw that out there. Have a great day💜🙏🌞🦋🌻

@laurieclarkson9180

Жыл бұрын

omg I have that problem with Robert Kiyosaki too! He is kinda scattered in the way he talks about things. It's not you..he could do a better job of explaining things. I think he speaks to people assuming they have already seen/read all of his content, so if you haven't..there's a lot that doesn't make sense.

@Toyworldplay

Жыл бұрын

@@laurieclarkson9180 all I hear him saying is become an investor, use others’ money but the question is how? No practical guidance at layperson’s level

@ruzannamorgan8278

Жыл бұрын

I stop watching him ….

@gigicoogler

Жыл бұрын

So on the same page Maria. Couldn’t resonate because it was general and talking in circles.

The dessert thing hit home, my family was eating out and the restaurant had a GIANT TIRIMISU it was a lot of fun. And another thing my husband and I do is share a dessert and as it comes to the last bite he pushes it to me and then we each take a fraction back and forth until it can't be divided. It becomes a funny contest

I never thought about money at all when I was young or in my 20’s. Barely noticed my bank statements and now I’ve gone the opposite extreme. I don’t find money talk boring at all. I love reading about money, and finding ways to budget or invest/save. Every day I’m rechecking balances and credit cards, etc and calculating what to pay off before I’m charged interest and how to do it! With that said, I still don’t spend or do much and feel poor! 😭

Mel and Ramit- couldn't ask for more! So many good lessons here to implement. My Nigerian parents say 'Money doesn't grow on trees' 😂

This is interesting. How does the advice work for people in their 60s or beyond who have long struggled with money, have debt, haven't saved adequately (or at all) for retirement and are scared and regretful? Is this exercise more for people in their 20s to 50s?

@user-eh7vm7ry7n

Жыл бұрын

I guess the advice work for all age groups. Whether they're 20, 40 or 60. Linear thinking usually limits us. If we just look around more and more day after day we can change the vision.

Loved this chat! My money dial is indeed a bit odd - it’s health / wellness treatments. That’s the number 1 thing that excites me most. We’re talking ozone therapy, infrared light, hyperbaric oxygen chambers, acupuncture, salt rooms - oooooh, it gets me SO excited 😆😜 There are so many spectacular ways to turn this dial up too!

@heart2listen1

Жыл бұрын

Totally relate.

@shirlkue

6 ай бұрын

Yes!! I have so much invested in health tools, any supplements, massages, and I can’t wait till I can buy any organic food I want, try tons of new healthy Restuarents 😍

This is the first time I am listening to this podcast. I am amazed by the host; she seems so bluntly authentic and is good at asking clarifying questions. It’s as if she knows exactly what I want clarity on.

I grew up hearing “ money doesn’t grow on trees “ and once I really wanted to go inside a new store just to look around & I was told - you can’t even afford to stand in the doorway of that store (I believed that too / that I had no right to even think about doing such a thing

@ShizaMunir-dc6iy

2 ай бұрын

Same here . Yesterday my mother said to me money doesn't grow on trees... and more

OMG!!!! Thank you both for coming together to break down these scary but simple concepts of rich life Please, KEEP DOING more of it, bring the money conversations to "normal" people. Maybe yet in this generation we will bring these conversations and exercises to the primary schools; budgeting, saving, investing, dreaming, setting up systems!!! THANK YOU!

I heard nothing from parents & knew nothing. I never thought about money & bought thousands of dollars of hair extensions, had big car payments. I bought my son anything & everything he wanted (like a $300 tortoise etc) Today I have older beautiful cars like 2004 BMW SUV & ❤ my older Jaguar both paid off 100% & have natural hair, do my own nails m, eat at home etc. Knowledge really is power! Thanks for another great video.

Totally love, "I'm going to live my rich life today and an even richer life tomorrow." 🔥

1:02:20 says it all addressing the theme from so many financial gurus! It is refreshing and less heavy hear this perspective than the typical Dave Ramsey approach of "Beans and rice and rice and beans" until your debt is paid off.

Mel and Ramit, I feel like I want to give you a big hug. This podcast was amazing for me. I had watched before Ramit’s Netflix show and I learned a lot. First thing I made after watching it was going to the computer and make a very simple financial planning. I had also watched Mel’s videos on KZread and I love them, because I learn a lot and practice my English. I feel like I want to take control of my money and dream about a rich life, thank to you. I watch you from Mexico City 🤗

For a house, they don’t tell you about the phantom costs. They actuaLLY ALLOW THE COST TO BE 38% OF YOUR GROSS INCOME TO GIVE A MORTGAGE AND THEY DON’T REALIZE THAT PEOPLE MIGHT GET INTO MORE DEBT AFTER THEY PURCHASE THE HOUSE FOR THOSE THINGS LIKE REPAIRS, YARDWORK, ETC.

This talk is pure gold. I've never heard anyone talk about money & finances in such a positive & refreshing way. Thank u Mel & Ramit ❤

I never knew about this man. Thank you for this interview. I will definitely follow and learn. I'm 62 in a few weeks, former popcorn company business owner, widow, and still having mental money issues. Feeling hope ❤

The truth is when you hear the word 'Money or Finances' your body literacy shuts down and your mind leaves the room. This episode was so calming I felt rich and successful already. The Netflix episode is a blast. It makes you want to change your money language and live your rich life. Thanks Mel, for bringing Ramit onboard. One of the best so far on finances. Love you.

We love you Mel! You look particularly radiant on this episode! Thank you for all you do!

Buying a muffin in my early 20s sometime in the week. I lived on a cabbage black pepper for at least a month. 3 jobs. I walked to each from downtown. Later affording oatmeal. I had blankets on the floor of a studio apartment. I was raised, upper middle class. Investments, hard work all relative etc...

Hey Mel my name is Jon I’m a lot like you the same thing happened to me. Last year I fell in love with a woman that taught me this psychology. It didn’t work out and when she left I lost my security. I’ve spent 10months working everyday from when I woke up until I went to sleep to start a business because I knew I needed a business to be around other people like me. After all the hard work and months of fighting I have created something. I’m going to see someone today to see if they will help me. I’m a big fan Mel and if anyone hasn’t told you lately your a total babe. 😜 Always great to hear your content, Keep it up. Best regards, -Jon

My mother used to say to me when I would buy an outfit at Saks after Christmas when the sales had markdowns as high as 80% off in late January and I would buy a classic suit that I knew would last for years and she would sarcastically say, "Well, look at Miss Saks Fifth Avenue on a Beer Budget." That was so annoying and I still shop the sales because I like to get a great deal.

This is one of the most relatable, understandable and encouraging conversations I’ve heard regarding our relationship with money. Will be sharing it with others for certain. Thank you both!

Camping is my rich Life. I love being nowhere all the time I'm camping. All the outside business stuff is a hard pause to relax and you have no out. It's the time to tune into relax and quiet.

I went out of my way to talk about how poor we were around my 3 sons, mostly because I really really wanted them to believe in Santa. But it also helped when I had to borrow my 6 year olds paper money to buy milk ☹. There's 9 years between my oldest and youngest and it's like they completely grew up in different houses because obviously and very very slowly, the money issue gets better. Child support is hard. I received $25 / month for my oldest. I married my friend who had a son, and we paid $250 a month for him. Then we had a son together. Anyway, thoes 18 years were hard because if my husband made more, we'd have to pay more. So I alone was stuck grabbing overtime and putting money in a savings bond just so our boys could have a decent Christmas. My mom always commented that our boys didn't get much for Christmas, and it was sooo hard to explain why their cousins got TONS more. Money sucks 😢

@emilylewis7642

7 ай бұрын

I hear you. I am in a similar situation. I'm glad your life got better. I'm so depressed. Don't know what to do. don't see a way out. Feel like a bad person for being poor, but I haven't done anything bad.

@sharondavis3535

4 ай бұрын

I am sorry you haven't been able to live your life richly. I can understand how impoverished my parents felt when they borrowed.

Absolutely loved the conversation! No blame and shame here, only learning and support. We watched the Netflix show and bought the book! Also shared it with our children who are both at university currently. Many thanks Mel and Ramit. Your biggest fan from Singapore ❤

@muzerhythm2242

Жыл бұрын

Was wondering if the show was helpful, did he give more useful tools? I will check it out.😁

Fabulous episode! I listened twice and am using the CSP and have told all 3 of my kids to listen and implement. They are 19,24,26 and this will change their lives! Thank you thank you thank you! So simple and such a huge benefit to, not only our bank accounts, but our spirit and our overall relationship with our finances.

THIS IS GOLD! They should be teaching this at schools. I have had a very bad relationship with money where I spend without a budget, without looking at my finances... and sometimes landed in debt. This has made me feel more at ease and comfortable when dealing with money, learning to divide it into the 4 steps makes it less scary, more tangible and gives me more control over my life instead of going at it blindly.

@nooralmadani5686

Жыл бұрын

Im 20 but im grateful im finally learning about money the correct way!

@kimboost9686

Жыл бұрын

He said nothing. Really nothing. He said no budging then he makes a budget. Bs video

@sherryw3484

5 ай бұрын

YES THEY SHOULD! And the reality of what things cost and how to get out on your own….

Always been a bit of an overachiever so hubby and I are doing our 10th anniversary in France in June 2028 for our "10 year" plan in 5. He loves cars so we will go see le mans 24 hour and then go to Paris and Versailles because I love history and want to see Versailles and Notre Dame. I can't wait.

I’m newly separated from my husband and headed for divorce and my biggest dream is to make so much money that I’m not only comfortable, but that I won’t have to rely on any alimony from him

@successinsandiego

2 ай бұрын

So shall it BE! ⭐️⚡️⚡️✨✨✨

@jennoury249

2 ай бұрын

@@successinsandiego ❤️🥰❤️

@Diamondbeach

2 ай бұрын

U can do it. I’ve been thru similar. No alimony. Work in sales w residuals income. Example life insurance sales. High income.

@90Swampfox

2 ай бұрын

Or you could just not divorce him:)

@jennoury249

2 ай бұрын

@@90SwampfoxWithout going into details, staying married to him was no longer an option.

This is unbelievable! Thank you for having Ramit on your show. I am the spreadsheet guy that watches our money. This is one of the most freeing episodes I heard. Thank you thank you thank you!!!

That Housing percentage is impossible in some places. A gross bug infested 1bed appt in my area ($1,200 in 2020) is 40% of an common office salary. Denver metro. Yeah, you can have roommates, or rent a basement for 20 years, like I did. So living in a real home paying what normal ppl pay here feels like a Swearword LUXURY. I’d love to see new percentages based on real housing costs. Ps. Been following you both for many years and I still gained an insight!

@Themajesticloot

Жыл бұрын

It’s impossible in Miami too. Especially being single parent with one income.

@coco-mauaqua

7 ай бұрын

I agree. In NYC too. I think like 20 years ago it was expected not to exceed 11%. Well, times and numbers change.

@coco-mauaqua

7 ай бұрын

Also for me living in Manhattan lux penthouse is my dream life. It gives me so many opportunities to make more money, creates amazing opportunities etc. Not the Disneyland or travels nor food. No offense. I just used to travel so much that staying in with my beloved is my thing. And living in the middle of the city gives me all entertainment I could dream of. Great podcast anyway. Mel, love u and ur fam .

My car is 15 years old!!! It runs great 😊

Hi Mel, I would like to say that at 68 years young, a female in semi rural Australia, co-own a cottage with my now I’ll husband, and on a pension, I feel rich. The thing I have spent a lot of money on is premium bibles because I love the word of God and I also love to gift them occasionally when I know someone has never had one before. But the big thing I want is to buy my own house and live alone just to have my own space. I have wanted this most of my life! Also, having a bit of money put away that I never touch means I know there’s a back up, and it may only be a thousand dollars, not a massive amount. Basically, I do not worry about money at all. It will always be coming in and I keep utilities down so I can buy the best meat because I have done keto carnivore for 7 years and my health and vitality is everything, and a simple life without mod cons everyone thinks they need is not for me. I have not had a washing machine in 23 years and don’t want one! Making choices where your money goes means it is thee for what you love!

@emilylewis7642

7 ай бұрын

I would take one of those Bibles you're sending people. I'm about all out of hope.

@artistocracy

7 ай бұрын

@@emilylewis7642 Emily, I am listening. Firstly, do you read the word of God, and do you believe that Jesus Christ is the Son of God? And do you live in America because I am in Australia.

@emilylewis7642

7 ай бұрын

yes I do@@artistocracy

@emilylewis7642

7 ай бұрын

I am somewhat like you. I live in a rural area, on a farm. I used to read the Bible a lot, but I guess I am losing hope of life getting any easier. So I don't read it anymore. Things are so hard. I am alone, and it is very cold here and going to get much colder soon. I am sorry your husband is ill. Be careful wishing for your own space and living alone. It is not that great. It was nice to hear someone say "I am listening". Almost didn't feel so alone and scared for a minute. But it's ok. I am used to it. God Bless.

@artistocracy

7 ай бұрын

@@emilylewis7642 Emily, I do understand what you say. We have both been through a difficult and possibly traumatic time. I do hope that the bible will bring you comfort as it does for me. Psalms especially help a lot. Would you like a nice bible, as you spoke of before? Btw, I have a Christian channel on KZread if you wish to get to know me a little. I shall see if I am able to help you. Please feel free to talk. God’s blessings, Jae.

I love Mel's transparency. This is what makes me enjoy listening to her.

Love this episode!!! I will start a new relationship with money !!! Thank you both....😊😊😊❤

I literally was like I’m doing this! I’m going to take her class. Starting over with nothing at 48 years old and was like oh it’s 1k! lol! Don’t even have that in my checking account, thank GOD for these podcasts! ♥️

That was amazing. I really feel motivated! But what's more I feel rich! I'm living my rich life today and tomorrow it will be even richer! YESSS !!! Thank youuu !!! Btw so many greetings from Italy to you all

❤ I'm liking your new guest speaker Ramit Sethi "What a tragedy to defer the rich life to a Mythical day" to working with tools to see money differently, with a new pair of glasses that see "I'm going to live my rich life today, and an even richer life tomorrow!" I paraphrased so don't quote me, but looking forward to working with the tools he shared.

Hope I am at the restaurant when Mel passes out dessert for everyone !! 😀

This is law of attraction and visualization. I have a whole notebook where i write all of the things i want with no limit - mansions, travelling the world, cars, businesses, relationship, everything. It feels great to let yourself dream big. I realized how small i was thinking

Mel I am a new fan and subscriber of yours. And I just bought a winning lotto ticket the other day after listening to your podcast with Jay Shetty.🎉

Loved Ramit's clarity on money and human behavior. I'm left feeling inspired, and strangely empowered. I'm subscribing to netflix, just to watch this show. Thank you Mel and Ramit.

The conversation is more about psychology of money rather then the ways to get rich. But it’s important part on the path of getting rich eventually. I value Ramit Sethi’s views on money.

This was fantastic! It feels great not to punish myself for being in debt.

I love to buy things for my dogs. It makes me feel rich. I want to have my own plane to travel with them everywhere.

Hey Mel! Great interview! Can you tell your story of how you turned your life around financially and how you got out of your financial hole later in life. I wish that you could have Remit back with advice for people that are close to retirement and started saving late in life.. Thanks!

Good interview with Ramitsethi. We learned important tips about Handling money. Now I know how To handle money wisely.😊

Hi, Mel! It's your new friend, Kat. I just wanted to show some love and appreciation for the content you put out into the world/universe!! I've been letting KZread choose which videos play next after I select one. As, I'm a new subscriber & there's so much content I want to ingest! I am 43 & finishing my BA in psychology. As it's been a life time goal that I've thus far been thwarted from achieving by allowing large obstacles to knock me off my path. I've been a healer & LMT for the past 13 years & I know I can do more. But I struggle to set these very kinds of goals for myself. As my past traumas and learned behaviors and life hardships have allowed me to become unmotivated. Well, I'm tired of listening to the *naysayers* that *currently* reside in my head. Working on those evictions hardcore this year and facing some hard truths, hard challenges but with amazing resources like KZread, podcasts and people like you, it's the exposure people like me need to move in more personal cheerleaders. I want to be more like you soon in my journey to also help people figure out and manifest their best!

I literally had goosebumps! Wow. Love Mel’s revelation. She’s so amazing. Keep your fixed costs low, save and invest and ridiculously spend on guilt free spending. It’s that easy.

We take our 3 kids and their families on annual trips. We just got back from CA Disneyland. WE CAN AFFORD IT BECAUSE OF WHAT WE DRIVE!! I STILL drive my 2000 Acura TL, almost 300,000 miles. My wife drives her old Camry. We have saved a FORTUNE in transportation and all of its associated costs (car payment, interest, gas & insurance).

I'm so sick of worrying about money. My son asked me why I live like it's the Depression. Because I have to and I hate it!

Such an amazing podcast, best of all I should say. Thank you so much Mel for looking out for us and connecting to so beautiful people just to share all that knowledge through your podcast. Glad most of the things I do related to finance yet it gave me a whole new view towards money and my connection linking to childhood. Will be sitting n working on the guidelines this weekend. Thank you so much once again and you have such a soothing voice which makes the listener so calm and enjoy till the end.

Mel hi, i luv you're Podcasts, but the one about adhd really inspired me the most at the moment and I'll tell you why, with adhd i have such a hard time staying focused and I've been so depressed and I've been in disability for well over 10 years and i just want to get off disability.. it's too restricting kinda like adhd and I've been looking for remote work and it's so hard cause being out of work for 10 plus years i don't have experience in much..i luv to talk and i do have gifts and I've helped people with those gifts but when they're so many people out there giving gifts people bad names well people are not as trusting.. I've been scammed outta alot of money and I'm paying back that debt but disability pays once a month Amma$1000 isn't much to live on so i have to live with people just to try to stay afloat.. I like to think of myself as a spiritualist Christian and received the gold Holy ghost and you inspire me so much but with adhd I'm so fatigued asks tired all the time and i do try to keep my mind busy .i don't know if you can point me in the correct direction that u could try and find a remote job i would appreciate it.. thank you and God bless

The dessert thing from Mel was super cool. I love dessert and my mom always had several different kinds of ice cream in the freezer. I’m going to start doing that one. Especially when we’re out with family or friends ❤

What Ramit is explaining.. is called "manifesting".😸 We need to remind ourselves..that we do not need permission to dream and imagine our best life. We need not know the "how"..just the "why."..which can be.. "just because it would make me happy".😽💖

Good morning Mel…you once said on one of your podcasts that you read every comment, so I wanted to share this helpful concept as you continually strive to reach the vast in this world… I believe you, and you bringing variety to help people in many areas of their life. And many times I would love to share your content, but what I have found personally is your choice of words can be offensive to some, and because you’re audience brings all kinds , it would be so helpful if you stayed neutral with some of your language. I am a believer in Christ and I can’t forward this information to other believers because they would be hugely offended by your “F” word often. Your reaction may be it’s just language, Debbie… But I believe that words are powerful, and they have double meaning and we have to realize that our goal is to help everyone not just people who will not be offended by your language. I speak from the heart, and from a nonjudgmental Place but from one entrepreneur to another the saying, is you get more with honey than you do vinegar. From the bottom of my heart, I urge you to take that word out of your vocabulary when you’re talking to the world and you will touch more lives. ❤️🙏

I finally find someone who thinks like me... I often times thought something was wrong with me for thinking like that 🤔 I love system too and function well with it... definitely will try those 4 steps.😊❤

Wowwww….YES! A message I and so many needed to hear! Grew up in Nigeria with my parents as missionaries. As a success single professional, who also raised my children as a single parent for many years, with many struggles I STILL have this fear of not having enough money in the bank. I do spend and enjoy the wonderful necessities of life, but always wonder how my money can work better for me and my future. Thank you so much for sharing soooo many wonderful moments Mel!

There's things to learn and appreciate on this episode on the other hand me and my husband have followed Dave Ramsey for years and have now been debt free completely for almost 5 years, we OWN everything we have and it is very empowering. Now we have the ability to bless others because of that. I pray the same for others as well. Be bless

❤ I needed this SO MUCH today!!! I’m drowning in debt & feel so alone (although I’m not) …. I need to see that beacon out there right now. I was started to lose sight of the positive things I have 💖 My visualization will be on fire 🔥 while I get my shit together, Mel & Ramit!!!!! 🫶🏻🫶🏻🫶🏻🫶🏻🫶🏻🫶🏻🫶🏻 My Rich Life looks like treating my husband to a cruise for a couple weeks -taking care of some R&R for him for a change. 🥰

How come I just learned about your podcast today? ❤❤❤ omg I'll be on this for days. Love your content and this video is just amazing, thank you so much for sharing. Abundance ❤

Oct 17 2023; approx 930am, Bago Just saluting you Mel! I've watched countless episodes of you, and am convinced that we connect psychologically. What I love, particularly, is your determination to extract from your interviewee, or your prevailing message from a solo podcast is: what can a person do NOW & HENCEFORTH! Very often persons get caught in the loop of SHOULDA, WOULDA, COULDA, and become overwhemed with inertia then subsequently paralysed. Keep on being that Lighthouse and Beacon of Hope, continually providing alternative, empowering perspectives to those who have the courage to recognize that adopting a mindset-shift is the ONLY way to progress meaningfully. Keep up the great work! ;)

Great episode!!! Remit's perspective on finance blows my mind. I absolutely love Mel's honesty and the use of the f word!! My favorite word!!

@andrewzaltman6934

Жыл бұрын

Her cursing is a sign of deep , strong emotions to her discussions.

@megansatterlee3946

Жыл бұрын

@@andrewzaltman6934 agreed!!

@dixierjohnson2769

Жыл бұрын

I find her cursing unnecessary-not very attractive on a successful woman.

This is the best financial advice i have ever heard! thank you!

Mel, I love your story about the painting and have had several experiences just like this. I'm trying to integrate the principle to lead me to my desired state. Currently broke, but still claiming the feeling abundance of my future life of generosity and abundance.

You Both are caring individual’s with a huge heart. Thank you both so much for this inspirational video. We are rich if we just learn to believe in our selves. Thank you for sharing!!!! I Love you both for all you do and continue to do!!!🙏🏻🙌🏻😇🥳🎉🎊🍰❤️😎

Thank you so much for saying that about a budget. You’re right all the money advisors advise you to keep a budget. I have never wanted to do that. How many of us shop at one stop shopping places where we buy a variety of stuff? Do we sit there and break the receipt down into different categories, groceries, cleaning products, etc?