5 Rules of Money: How to Make It, Save It, & Be Smarter About It
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In this episode, you’re going to learn the 5 rules of money.
Whether you want to build credit, pay off debt, increase your income, or have more money in the bank, this episode is a must-listen.
It will surprise you.
It will move you.
And it will help you live a richer life.
Tiffany Aliche (@Thebudgetnistablog) is THE money expert.
Known as The Budgetnista, she is a New York Times bestselling author who has helped 2 million people just like you save, manage, and pay off massive debt.
This is not your usual “make-a-budget-and-stick-to-it” advice. Tiffany’s take on $$ will help you see your money in a completely different way so that you understand how to make more of it and save it with ease.
After you listen, you’ll have THE 5 money skills you need to gain financial freedom.
For more resources, including links to Tiffany’s book, the links Mel mentions, and Tiffany’s social media platforms, click here for the podcast episode page: www.melrobbins.com/podcasts/e...
Follow Tiffany Aliche on Instagram: / thebudgetnista
Follow The Mel Robbins Podcast on Instagram: / themelrobbinspodcast
I’m just your friend. I am not a licensed therapist, and this podcast is NOT intended as a substitute for the advice of a physician, professional coach, psychotherapist, or other qualified professional. Got it? Good. I’ll see you in the next episode.
In this episode:
00:00: Intro
03:30: This is how Mel handles her money. Can you relate?
08:00: How Mel helped her family start getting out of debt.
08:50: Mel’s #1 rule about money after having been bankrupt.
09:15: How Mel passed her relationship to $$ down to her daughters.
14:45: How to incentivize your kids to turn out the lights.
18:10: The first and second BIG financial mistakes Tiffany made.
23:10: After the recession hit, things got even worse for Tiffany.
25:45: What to do when you feel shame about your finances.
29:05: Here’s how to prioritize your bills if finances are limited.
29:55: Why is it so hard to open your bills?
33:15: The #1 Rule of Money.
34:35: Reframe your 5-step budget plan so it’s doable!
39:30: What concerns Mel about how easy it is to buy stuff today.
42:00: Put your money into these 4 buckets automatically.
45:20: How do you know if an online bank is legit?
48:20: What percentage of your income should be for living expenses?
51:22: Rule #2 of Tiffany’s Money Strategy: how to manage debt.
53:40: Use the Snowball Method to pay down your bills.
55:08: Or use the Avalanche Method to hit highest interest rates.
55:30: The Tsunami Method is best when one particular debt causes stress.
56:30: Rule #3: How do you save when you’re just making ends meet?
58:15: Use “dreamscaping” to motivate yourself when debt gets you down.
1:01:00: Do this so that you don’t go debt-free alone.
1:03:18: The 4 questions to ask yourself before you spend.
1:06:20: How much money should be in savings before you start losing?
1:08:25: Rule #4: How do you improve your credit score?
1:10:33: The 3 ways to boost your credit score quickly.
1:14:35: What to do before you ask your boss for a raise.
1:17:45: How to value yourself when you own a small business.
1:18:15: Tiffany’s favorite side hustles and advice to earn extra $$.
1:21:55: The tragic event that made Tiffany realize what’s most important.
#money #success #makemoremoney #moneytips #budgeting #savemoney #podcast #financetips
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The last few minutes of this hit hard. My husband was a financial advisor for a large firm and he had a lot of similar philosophies as Tiffany. My husband also passed away last year. when she broke down I felt it hard. She is so right about spending money on memories. I’m planning a big trip (expensive) with my sons because we’ve gone through a lot with the loss of their dad. It will be so worth every penny bc we will remember it forever. Our family was so focused on saving and paying off debt that we didn’t make those amazing family memories when he was alive. I don’t want to leave this earth without my kids having those memories.
@dragonflymagictarot1180
2 ай бұрын
💯❤️
@marcellaolave2547
Ай бұрын
I'm deeply sorry for your loss. My husband passed away this past Thanksgiving and I also felt the pain the last 10 minutes. Wealth is having the fortune to love and be loved. One of the greatest gifts.
❤️❤️If you quit listening before the end of this podcast.. you may very well miss the key to the rest of your life. I hope I never forget this. Thank you both so very much for this podcast today.. I’m not sure I will ever hear anything more important and real Wow ❤️❤️❤️❤️❤️
@astersadler5462
2 ай бұрын
So true, I had to pull over because I felt the raw reality of her inspirational words 😢 What a gift she is ❤
@emmaopuche3097
2 ай бұрын
Pp😊
@shelleykitching
2 ай бұрын
Totally agree. With your comments
@frostedpurple26
2 ай бұрын
You’re right. The end deeply touched me.
@emeraldhealth.wellness1657
2 ай бұрын
Tears rolling down my face.
“Shame shields the solution”, that is my new mantra.❤
@christoffescott
2 ай бұрын
Repent and receive Jesus Christ as your lord and savior and inherit salvation
@coach.mercedesalden
2 ай бұрын
It was beautiful
@michaelaltom1324
2 ай бұрын
I love this
@anarguedas
2 ай бұрын
❤❤@@christoffescott
@saashaj7649
2 ай бұрын
So simple yet so freeing! 🎉
Can we all just agree that we all love Linda?
@ModdyPuppets
2 ай бұрын
My take away is to try to be someone’s Linda
@christinawellington88
Ай бұрын
Love 💕 Linda
@Chrissanthumum
21 күн бұрын
No,we don't all love Linda.Some of us want to remain in denial sometimes and avoid being depressed for a little.Avoidance is not the key,I know,but someone who reads this will understand. Linda is useful though..
@Chrissanthumum
21 күн бұрын
Being someone's Linda is more doable...@@ModdyPuppets
@SharonBirdwell-cv7vw
14 күн бұрын
Yes. Yes, we can!
Thank you Tiffany for your vulnerability at the end and thank you Mel for supporting her so well 😭❤️ such valuable wisdom thank you.
@williamchampagne2684
2 ай бұрын
Heart filling💓
Please take the time to watch the entire video because if you just skip to the very end, all you’re going to hear is a sad story, but if you watch the entire video, everything will come together, and you will understand the meaning and the impact on life itself.
@shayemoore
Ай бұрын
I was just about to skip to the end until I read this comment.
@jodiesalm2869
7 күн бұрын
Agree
When she broke down crying it really got me. Truly inspiring this podcast.
The last 10 minutes is actually the knowledge we all really need! Wow!
@cristinaradu9773
2 ай бұрын
ABSOLUTELY!!!!
@hollyatkinson3940
2 ай бұрын
You would think people would know it
@dunsbeautifulpeople
2 ай бұрын
Thank you for this comment. Because of your comment I fast forwarded to the last 10 minutes and based on that I determine I needed to watch the whole video.😊🙏🏾
@angelah8656
2 ай бұрын
Depending on what you already know. The whole interview was a lesson on mindset. Someone who doesn’t understand money, and how it works to benefit them, watch the whole thing.
@missm3999
2 ай бұрын
Thanks for sharing this comment. I listened to the entire training. I think it’s a training. The last part was indeed profound.
“You listen because you know it can make your life better.” Gave me chills
@theNDnutritionist
2 ай бұрын
Me too ❤
The last part got me crying, we are obsessed with chasing more money we neglet people who are important to us, almost a month I have not talked to any of my family members and damn I feel like a terrible person, I just needed the last part so badly thank you
I am one of those women who lost the love of my life at age 61, and also lost about everything financially when he passed. We were not prepared for a major event and were just hanging on, paycheck to paycheck. We were so happy together and thought there would be time to get our finances together. Its been 5 years now and i am hanging in there, still have my house, working 2 jobs, worried about ever being able to retire. I love what I've learned in this video and just love Tiffany. I will get her book and follow her blog. She's given me hope (and more than a few tears with that ending). Thanks so much for the inspiration, Mel and Tiffany 💕
Seriously, as a 65 year old artist - I have taken myself for granted - not charging enough for my artwork!!! Thank you for the eye opening inspiration!
This woman is a living life lesson. God bless her and her message. She really got me at the end ❤❤❤❤
OMG Budgetnista and Mel together?!!! Yes! You both have been helping me gain power back in my life... So excited to watch!
Ive listened to you from the beginning but I don't think any episode has had such an impact on me. An important and insightful podcast to hear but the last 10 minutes is what it is all about and the honesty and raw emotion is important to hear.
WOW! Thank you ladies for this amazing episode, One of the best I've heard in a long time!! I'm 54yrs old trying to build myself from ground zero after a narcissist abusive relationship and this episode was so powerful & inspiring that i can't say thank you enough... and those last 10 mins oh WOW, that is actually all the knowledge you really need. Mel & Tiffany, Thank you and I Love you both ❤
@kathpercy7941
2 ай бұрын
I can do relate 30 years in narcissistic abusive marriage financially abused and at zero only worked part time looking after his sick family my salary was controlled by only having enough to put food on table while he lived like a king me and our daughter was kept like paupers but the illusion to the outside world was I was so looked after still fighting a divorce that his father is paying his costs I’m in so much debt and feel like no way out 😢🙏
@thehautergroup
2 ай бұрын
Agreed!!! You've got this.
@MindReaderAudios
2 ай бұрын
Wow-me too ! In my empty nest days and trying to build my life back up through KZread, budgeting , and hopefully to invest soon!!!!
@yuvalgal-shahaf2782
2 ай бұрын
We all are. ❤
@deezahm9143
2 ай бұрын
❤Me too, Virginia, I’m praying for you and all other women who suffer this relationship disease. 🌹
What a gift Tiffany is. Such heartfelt, grounded advice. Her parting words were gold - 'meaning is everything'
The budgetnista helped me tremendously just by watching her interviews. When I was laid off, my credit was good with very low balances, I had money saved and I was living beneath my means. Things still got challenging but if I didn’t learn money basics things would’ve been worse. Thank God ❤
When you don’t understand money and you are scared about where you are, it’s clouds everything that’s important. And you spend all of your emotional energy in that shame and you are not present in your life ❤️ Thank you so much Mel & Tiffany.
Mel, I just want to say thank you. I’m wiping tears as I’m writing this and I thought I had to let you know that this episode resonated so much with me. Yes, I do my dishes at night as a gift to myself in the morning, I give myself a high five in the mirror when I remember. As a single mom of three, building a baking business from my small kitchen during covid, with three kids under 9 at home, now getting to be in a brick and mortar, money was always a topic I would put aside in my brain for ‘later’. And you’re right, no one is coming, I have to do it for myself and my kids! So slowly, I will be making that list tonight and facing the money music.
@teresa28ist
2 ай бұрын
This message blessed me.
One your best guests so far Mel. I have not heard other finial experts give the tips she does. No shaming, no unrealistic savings goals.
8 mo’s pregnant & been going thru thru! Watching this while making runs & caring for my 6 yr old autistic son I made no excuses not to listen! Tiffany & Mel thank u sm for sharing this!! I cried like a baby & I took it all in, I feel lighter, more empowered & I can see some light in this tunnel that I have been trapped in! I’m on my way out 🙏🧘♀️😓🤧🥹🖤🤰
@AmberCaprie
Ай бұрын
Awe you got this mama. My toddlers have autism so I know it's not easy. one day at a time.
@MzJoniLove
Ай бұрын
@@AmberCaprie amen to that & thank u sm!!! Same to you we are blessed to be chosen parents to care for an autistic child! They are truly a blessing & I’m learning from him everyday. He was an identical twin, my other son passed away & I think about him everyday as well 🫂🥰
@Cat-es9rq
Ай бұрын
You got this❤
@MzJoniLove
Ай бұрын
@@Cat-es9rq THANK U SM!!!!
So many golden nuggets, diamonds and rubies dropped by Tiffany. I’m in a much better place because of all the knowledge and wisdom she’s shared in her interviews, books and actions. I truly appreciate you Tiffany! Mel, great interview!
First I cried with you ladies! Such a way to connect on a deep level. This advises are pure gold, even if you are not in debt.
WOW ! This ranks as one my faves of your podcasts ! I'm rebuilding after a divorce. Bless both of you for being so transparent. Wonderful really wonderful !
@dunsbeautifulpeople
2 ай бұрын
Amen 🙏🏾
@dunsbeautifulpeople
2 ай бұрын
So powerfully informative. You both are my new cyber friends!
This is such a robust conversation. It isn't just about money. It is about loving people enough to "show up fully" in all aspects of your life, even with money. They are two of my favorite people on this podcast episode. Thank you, Mel and Tiffany!
Tiffany Aliche, The Budgetnista, shows us the power of genuine laughter. Her joy makes finance fun and lights up any room. It's a rare gift that makes you pause and smile. Here's to laughing more like Tiffany does-authentically and joyfully.
My problem is that I spend too much on groceries; I need to work on that one. I already working on not buying clothes I don't need, my closet is full of clothes.
@shenekabrown6306
26 күн бұрын
Me too
@ShamyraC
26 күн бұрын
Plan, plan, plan your meals. - Check what you already have in your pantry. - Make a grocery list. Do Not go in the store without a plan. - Focus on a Weekly Meal plan. Sometimes Monthly meal planning gets overwhelming. - Plan breakfast, lunch, and dinner (plus 1-2 snacks for the week if you like) - Check ingredients for meals. Sometimes you can buy one thing that can be used throughout the week (ex. 3lb of ground beef vs going back and forth to the grocery store buying 1lb of ground beef multiple times a week.) Hope this helps!! 🫶🏾
@shenekabrown6306
25 күн бұрын
@@ShamyraC yes! Thank you
@diamonddesigns5141
16 күн бұрын
I don’t have time to plan my meals but Every Plate has been a God send for this one issue that tore my nerves to pieces… I feed my family of 5 104-130.00 per week Versus my old $70 per day
@tanitrarobinson7477
10 күн бұрын
I meal plan. I went on Pinterest and found affordable 30min meals...I only bought what I needed. I meal plan in my head, got tired of writing on meal plan worksheets because it felt like I was doing lesson plans lol...(I'm a teacher)
Whoa! What a great guest! I'm so impressed. This was the best budgeting talk I've ever heard.
Tiffany's friend Lisa is my friend Mary! We all need that friend that helps with perspective.... loving this podcast! ❤
@vimbaisibanda9446
2 ай бұрын
🎉thank you so much dear girls..greatly appreciative...thumbs up
Thank you so much for having Tiffany. She is such a light. I know she missed her late husband so very much. He touched our lives through her as well ❤
So I’m cruising through Walmart picking up some things that I needed then I walked over to the book section which I never ever do and I was like I wonder if anything’s gonna call out to me… Her book caught my eye ..I purchased it and told myself I was going to utilize it. This morning when I woke up and opened KZread to find some motivational type conversation this channel popped up, which I’ve never watch before with the interview featuring her. this is a great interview and I’m just grateful to the universe for always guiding my steps.
Thank you for discussing the idea of ENOUGH! My partner also passed a couple years ago, my daughter had a TBI, two of my kids were severely abused - success for me is being able to care for my kids so that they feel loved and cared for. That’s having a clean warm place to live, eating and moving well and TIME TOGETHER.
What an amazing…and empowering…episode! I suspect that I’m not the only one, but I had to dry my eyes before I could hop on here to comment. 😉 Tiffany taught me more than I had anticipated, WHILE learning that I have a natural aptitude for living a well-budgeted life. Who knew?!? For about 20yrs, I’ve kept separate accounts...exactly as advised here. (I’m also a former teacher!) Presently, I’m unemployed and jobhunting...and know that so many of us are in this financially stressful position. This episode reminded me to BREATHE through it all. #om Thank you, Mel & Tiffany, for guiding us through life. You are both doing SO much good in this world. ❤ Wishing everyone a day of GOOD THINGS!
@yvetterodriguez9411
2 ай бұрын
Wow. Amazing interview. Thanks guys. I needed this. TIFFANY you are beautiful. Mel thanks ❤❤❤
Thank you for your vulnerability, Tiffany. You didn't bring the energy down. You needed to let that out. Someone was listening that was dealing with the same loss, and you blessed them. They cried with you. Bless you and your family.
This ENTIRE podcast is NECESSARY ‼️
My favorite episode of all time! I laughed, I cried, and the ending! No actual human words! Tiffany’s honesty and vulnerability slapped! I mean… wow! She took my literal breath away! Thank you both for being so real for us! We love you both and appreciate you sharing all the things with us!!! ❤
Best interview ever. I always love your podcasts, but I love her and her energy and message!
“A budget is there to find the ‘Yes’ in the safest way possible” is exactly what I needed to hear today. Love it! Thank you both for sharing this convo. I’m so pleased to hear two women talking finance. I never saw that growing up, it was always about depending on a man and now my man is burnt out from over working and I feel it’s my turn to step it up and find our “Yes”. Thank you!
❤My heart goes out to you, Tiffany, in the loss of your beloved husband. I am a “grey divorce” survivor-married 30 years, together 35, until his narcissism really took hold and then took everything from me. I’m 68, a clerical worker background but had to take a retail job when I was scammed out of my “home sale” money - my life savings. Now I’m $30,000 in debt, my retail store job went backrupt and it’s harder for me to find employment. Do you have any tips for senior workers??? I need a job to pay down my debt. God bless you and anyone who has any suggestions for me and others like me. You are a Godsend, Mel - thank you from my heart 💗🌷💗🌷💗🌷💗
@madant22
Ай бұрын
Try making money on social media becoming a social media influencer. Take your talents and skills and display it in the internet on KZread and Tik-Tok etc. get a younger person to help set up a social media account or platform for you and make money off KZread and Tik Tok. I think that would work out best for you as a senior, especially If the job market is trying to age you out. Social media won’t. Take one of your ideas or skills, open a social media platform, build an audience and make some money. The internet is your best bet to pay off that debt and make money.
There have been many wonderful Mel Robbins episodes - but this one is my favorite ever. Thank you both!
Absolutely the best podcast that I've heard in a very long time. Thank you for this great information!
I can’t believe how empowering Tiffany is like what you said, in the first 5 mins of this podcast I made a list and set up an auto payment to my credit cards. THANK YOU for giving your viewers a hope to rise up from debts.
YAY!! TIFFANY AND MEL!!!!! LOVEEEEEE
Hands down one of your best episodes ever. Brava to both ladies!
Tiffany is a gift, thank you.
Had me crying in the coffee shop. I really appreciated this episode. Thank you Tiffany, Thank you Mel.
NOT A DRY EYE IN THIS AUDIENCE!!!😭 THANK YOU….♥️♥️
Sooo excited about this one! 🎉 let me get my notebook out 🤓 Thanks Mel! ❤
You always know what I need to hear, and when I need it, Mel. If noone has told YOU today, I love you and I appreciate you. Have a wonderful day. Thank you for all you do ❤
I love all of your episodes but this one was far more special than I could ever have anticipated. The end about her husband was such a powerful reminder of what really matters in life. Thank you both!
Love these two women❤❤🎉🎉 Powerful women!!!
Getting to the end was worth every second that built up to it. I loved it so much!! Thank you Tiffany for sharing your grief. ❤ it was so beautiful to see how you have handled it. Thank you for acknowledging it and discussing it on this open forum. It really is seen appreciated.
The last part is a gem.
I love Tiffany...... she's wholesome and has been through a lot. I celebrate you and the rest of the listeners, ladies. 🎉🎉🎉🎉🎉🎉❤❤❤❤❤❤
This episode is SO important. I am the budgeter of our family, always have been. Excel spreadsheets, all of it. This changed my perspective on all of it and I will begin to implement this work into my budgeting practice. Already working on my lists and will certainly be using this “Snowball Method” moving forward. Love to all. ❤️
I pray God covers Tiffany with His strength, His grace, His love. I pray He truly heals her heart and fills that empty space of loss with the Holy Spirit. I pray that he surprises her with love again one day and that it's a wonderful genuine man of God who will be the very man God wants for her.
The best part is really the end. :-) Money is just a vehicle for you to achieve your goals but they are not as important as spending time with your family, making memories, and living a life with connectedness, purpose and love. I love you Tifanny and Mel. Truly a great episode!!!
Omg I love this lady😢❤
This was AMAZING!! The realism at the end brought it all together. Life. Relationships. Meaningfulness.
Honest UK feedback: The ‘it’s your friend Mel’ grates a bit. But it’s worth it as your interviews are great and so helpful. x
what an amazing human. the spirituality part of it at the end, and the personal story Tiffany shared really resonates with me. I'm very grateful for this episode!
So, I've listened to this TWICE. My favorite podcast to. the. end. When it was over, I thought "Girls Trip!" I realize that's a long shot because you don't know me. LOL God bless you both. (And, Tiffany, you loved your husband so well here. You really honored him. Well done.)
She’s so strong . Gosh bless her ! Made me Tear up and I’m at my 9-5 figuring out how to get my money to work for me .
I cried when she said she missed her husband .❤😢
@wendybennett2513
2 ай бұрын
Me too
Words cannot describe just how powerful this episode is. I have felt shame for my financial situation over the past few years. I have kept it hidden and put on a brave face. The realness of this episode has helped me move into a place of acceptance and empowerment. Thank you, thank you, thank you ♥️
@nimcaanibrahim
2 ай бұрын
I love you ❤
I’m new to the Mel Robbins world of podcasts and this one has convinced me I should never miss another one. Fantastic information and wow! What an emotional connection.
WOW! I have listened to all your podcasts and love them but this is the first you tube recording I have watched. Amazing! I was in tears towards the end. Thank you, thank you, thank you for showing up for me week after week. Now where’s my note book so I can get my money list down on paper xx
@lyndi9082
2 ай бұрын
Truly inspiring!! I'm doing the same!
Truly an amazing episode and the importance of spending time with our friends and family while becoming financially free. Love Mel and Tiffany 💕
Thank you, Mel, for bringing Tiffany to us ❤️
This was one of your best Podcasts EVER on so many levels!!!
Oh gosh! 😢Love you Budgetnista❤I felt those tears. Hugs from Durban, South Africa❤
What a show!!! Thank you both. So many lessons. I have your book now I will work it. I lost my husband four years ago and it was like you were telling my feeling. I hold onto the love and care that we shared. Thank you for the show. I’m just back on my money healing. Overspent to sooth the void of lost. Back on track. What a show. Thanks.❤
This is spot on, Shame shielding needed to hear this, the ex left me in debt working on getting to the other side 😊
That was powerful. Her story, her testament, and her vulnerability about her husband...thank you Mel for telling her "don't apologize" at the end when she shed those tears. It was beautiful. You allowed her space to just be.
Tiffany, you’ve yet to show up without blessing everyone around. Thank you for being you-Showing up as your full self, being transparent and helping others selflessly yet intentionally. Mel said it best-YOU ARE SUCH A BLESSING Sis! ❤❤❤ Add this to your “Go Me” folder-you’re a GEM! 💎❤
Amazing!!! Tiffany doesn't stop giving. I came to this because Tiffany is was here...I now have to see who is Mel Robbins
This was an absolutely wonderful episode for so many reasons . Thank you Mel for and Tiffany for opening my eyes not only to the importance of debt, budgeting and saving but making me aware that Money doesn't equal love or happiness,. Time is so precious !
Mel said it perfectly, she lifted the energy up and made it way more important. This was an awesome episode and I am so thankful you gave me the opportunity to enjoy this
Awww the whole time all I kept thinking was Tiffany’s dad & husband must be so proud ❤
This has been one of your best podcasts I’ve listened to! I laughed, I cried and I learned so much ❤️
I loved her, she’s sassy and hilarious. I always enjoy you Mel, but I usually just listen in the background but I enjoyed this so much, I had to stop what I was doing to watch it.
Wow! I am blown away and emotional in a good way... I woke up to this and got up even if it was 4:30AM. I started declutering my office while listening. Lol don't ask... just felt right. I have also gone through financial hardship supporting someone dear to me with mental health issues for 24 years of my life. I am finally out of it but wished I had know about this 7 years ago. Even if I got out of the financial whole I was in, I am not great with money. I make ok money for the middle class here in Canada sonI know I need to manage and budget better. You can bet on me re-watching this again and putting it to practice. You two took my anxiety related to money away. Wow! What a relief. Thank you and have an amazing healthy and happy day. Rachelle Downton, Ottawa, Ontario, Canada
Wow. This is my first time watching Mel Robbins and am I glad this is the video I landed on. What an empowering interview. Both the guest and the host were fantastic. Tiffany, you're a rock star. The information provided is invaluable and the compassion shown is nothing short of endearing.
What a great podcast. Tiffany is awesome.
This was such a deep episode and what an inspirational strong woman. Love the raw reality of this episode ❤
Dang it! I was planting flowers and crying listening to this! Thank you so much!
what a wholesome, healthy discussion for the everyday man to be intentional about money acquisition and mastery, Thanks Mel and Tiffany .
This episode touched me so much. I got a lot out of it with regards to the financial information. I’m so empowered by this show on a regular basis, but today… the authenticity about each of your mistakes and where you are now, and then, Tiffany talking so authentically at the end about her loss and the reason why caring for your money is so important and how you make your loved ones a priority being even more important. Wow. Just wow. Two amazing women inspiring the world through information communicated with heart. Thank you. This episode is a gift.
Wow!!! I never comment on anything, but this moved me. Thank you both for such engaging and energetic episode.
All KINDS of empowering. Thank you Mel and Tiffany 🙏🏽🤞🏾❤️
Best episode yet! I appreciate how direct Tiffany’s advice is and thankful for her vulnerability.💕
Such a great talk.🥰 You ladies are awesome.👏 And that ending...😢
THANK YOU SO MUCH! This video could not have come at a better time. I did not want this podcast to EVER end! I wanted to watch and hear you both forever. You both shared such valuable/ relatable experiences and ultimate life lessons. I sobbed because I often feel I lose myself with the mentality of "not doing enough" or "being enough" and at the end of the day life is short and I want to be surrounded by those I love the most
Why am I just seeing this? Oh my goodness this was the best episode ever! I followed Budgetnista for years and just stopped watching for no particular reason. I guess I have been too busy online shopping 😊. Seriously, I am in a very good place financially now because of her and Dave Ramsey. But just listening to her again today gave me so much joy and happiness. Her story and journey is truly amazing 🤩! And yes the end of this podcast had me in tears 😢. I was not expecting that and it was heartbreaking to hear. Be encouraged sis and no that God is too wise to make a mistake🙏🏾🙏🏾🙏🏾❤
One of my favorite episodes. Thank you both!!!!!❤
This was the most beautiful interview ever. Two amazing women . May God continue to bless you both. Thank you
Wow. Not only was the financial advice she gave beautiful but the last minutes of this video give such a powerful feeling and message. Must watch! One of my favorite Mel podcasts…
This was not just logical, & simple steps about managing money, but wow, so empowering, touching, & inspirational! God Bless
I don't know why I decided to put on this episode, it had been on my pending list. I am so glad I did. Mel I've listen to some time, in my head, she is one of my home girls but first time listening to Tiffany Aliche. I am going through so much she is talking about and I am so glad these two talk about how shameful and scary debt can be when you are in it. It most definitely clouds you but lately I am finally clearing those skies and just going, going, going. I feel watching this video was another "keep going". Adore these ladies, the message and educating people on money and their relationship with it. Most of all, I love that Mel always ends all her messages with "I love you".