Your videos are great, so complete and detailed. You are the only you tube person to do such an awesome job. Most you tubers are very private, but yours are totally informative. Very interesting and helpful.

Love the budget strategy. I have done this in the past, though my envelopes were plain white :/

What cuuuuute envelopes! I love your system and logic with your budgeting! Great video, and I know you'll reach your "future house" goal!

Miko you are awesome! You have changed my life. And...I have 4 other people who are now following your page and plan.

just found you,, binge watching your videos. Thanks for giving me the hope its never to late. I'm on my 1st step into being a more financially responsible mom.

Thank you for sharing such a helpful, detailed video! I always look forward to your new content 😊.

I love how in depth this is .

Love her system. Changed my life.

This is literally the most helpful video Ive seen ahhhhh

Love your videos sooo much ♥️

I like the way you broke everything down. Good explanations 😁👍

Wow. This is so thorough!!

Thank you for teaching others your style of budgeting. My husband was on board with me to take budgeting seriously he had some worries. But after doing it for a few months he is seeing the benefits. We budget paycheck to paycheck because my husband's income is irregular and mine is salary.

Woo hoo my birthday!!! I just started and decided with leftover I'm distributing it between 5 items .. credit lines I'm paying off/savings. I'm keeping it simple for myself

Thank you for these videos! You are so inspiring ^_^

I love those cash envelopes with the writing on them!!! Please add them to your website shop! 💜💜💜

Thank you I got a really good ideas 💡

Brilliant, clever girl😘

Love your videos! I just finished filling out my workbook for June. I am so pumped up about budgeting now 🙌 I hope you can do videos on business budgeting too. I am the worst at keeping biz/personal expenses separated, keeping receipts, paying quarterly taxes on time, etc... please help! 🙏

Miko, can you please do an "office" space vlog? I would love to see the organization and any tips you have for maintaining a smooth home office, please.

Awesome! I have a question: Do you invest the money you save or does it just stay in the checking account? 😙👏

Just found your channel and I love your videos! I'm wondering if you could do a video explaining your expense tracking using the cash envelope system. Do you write down what you deposit in your sinking funds? If so, how do you track when you spend those funds out of the envelopes...do you track again?? Can't thank you enough for the detailed videos, they've helped me start my budget journey!!!!

What’s the best way to track the cushion? Love your videos!

Love this system! Starting to try to implement it. What do you suggest for large, once a year payments? Like land taxes, home insurance, things like that? Add it as a savings plan in the bank, or as a sinking fund?

Very nice video I like your plan. The only thing that kind of bothered me was that the money was in different directions but that's just my order showing ^_^

What do you do if your son needs new shoes or has a spirit week at school and you need supplies or clothes and or you have a birthday party and need a gift? Do you use just your atm card? How do you keep track of those random expenses that may come up?

Great video just started following you on IG looking forward to this new journey i am going through. What happens if i get paid weekly, do I do this every week?

I’d also love to know what makes up your TBM paycheck. Is it just your product sales or do you also do consulting, etc?

Which video title is it where you show how to get to an amount to save towards each envelope per pay period ?

This is sooo amazing! Can you please do a video on how to make your own successful business and how to create revenue out of it like you? Also can you put those envelope designs on your site?

Hey love! What did you do with the money that was leftover from last periods pay check that you were able to save? Did you put that in your savings for your new home?

Do you have a video on how to budge if you get paid weekly. I just found your channel today and love it.

I enjoyed your video. I'm working toward financial health. Where did you get your envelopes and wallet?

Thanks for sharing! I’d love to know how you made your goal trackers that are behind you on your wall??

@kittyp979

5 жыл бұрын

Laura Aridgides Debtfreecharts has them for you to download and print. 😊

@afaithfilledlife

5 жыл бұрын

Katie Pirri thank you so much!!!

Is there a sinking funds tracker? I bought the most reagent budget by paychex book and printed myself and I don’t see one. But to track each bit you set aside towards the total goal or whatever? Or is that a separate download?

Hi miko... March will be my 2nd month of budgeting and I'm struggling with the envelope system ..my food envelope is working out..but i just dont know how much to put away for additional envelopes..how am i suppose to know what to budget and hpw much to budget for?..sorry I'm feeling confused.

I might have missed it, but where is the mortgage/rent payment....?

How do I do this if I get paid once a month and my brother gets paid once a week? His money goes into my acct. do I do weekly budgets or keep his money separate and use for sinking funds ?

Any chance you could add those cute sinking funds envelopes to your website? I love those holiday and back to school design! So happy I found your channel, really helped me piece what I was doing together.

@kittyp979

5 жыл бұрын

Tamera Dolph those are on the website. Just an FYI. 😊

Do you factor your fixed costs for mortgage/rent, 401k, health insurance, etc. somewhere else?

Do you have a regular savings that you take out before your sinking funds that you take out before you pay bills? You know what people call paying yourself. You do savings last most people do savings first.

Can I just ask why you have 2 intro sections?

Is this available to buy now , thanks Mary

Which paycheck covers the appointments highlighted in purple? *confused*

@TigerLily_YT

5 жыл бұрын

@@thebudgetmom thank you for your prompt reply and for a fantastic content!

I am thinking about implementing this but wonder about how it looks with Debt? Shouldn't we budget the debt payments before doing envelopes and savings?

@nicolefinner3744

5 жыл бұрын

@@thebudgetmom That makes perfect sense! lol Also I would love to buy a set of your "Holiday" envelopes because I think that is GENIUS!!

I’m having trouble and getting confused with the monthly bill tracker bc I have leftover money in my account. I almost feel like I need to put all that in a separate account to just work with my paycheck money but I’m afraid I’ll go over and overdraft.

@kati501

5 жыл бұрын

Hi, so this is where the buffer she talks about comes into play. I have one, and it just sits there to make sure I never overdraft, even though most of my bills are due at the beginning of the month. The buffer (you can use $500 or $1,000 or whatever else works for you) becomes your new "0". So let's say you keep $1,000 as your buffer. On the last day of the month, you should plan to get your account down to $1,000 instead of $0. Everything over $1,000 is part of your income.

question. if i haven't spent the money on the envelope from my first paycheck, what do i do to it? is it ok if i dont touch it from that envelope

@stephaniejane306

5 жыл бұрын

Yes if you have leftover money in your cash envelopes then just leave it there if you know you will eventually spend it. If you aren't touching it for like 3 months and it's a big amount then consider moving it to savings or debt.

How do you decide what amount you put for each sinking fund? Just curious is you have a percentage of your income etc?

@luvotis27

5 жыл бұрын

THE BUDGET MOM awesome I’ve been loving your system and still getting my monthly plan on track as the first 3 months of the year I have extra expenses and taxes are an unknown that I’ll find out about mid March 🙈

So how many saving accounts do you have?

My Hulu account is $ .99 cent per month. Is your Hulu account a premium account? I see that it is $14 per month. Do you get movies that are still in theaters?

@christinarivera5198

5 жыл бұрын

I think .99 cents was only a special so most people who have the account pay more and if you have multiple viewers you pay about $14.99.

What it’s your profession? What bachelor do you have?

I need your budget book can I get it at Amazon?

Very informative :) but is it just me or the video is shaky?

I’m new here so idk if this has been mentioned, do you currently rent? I noticed there wasn’t a bill for it 😝

@BeautyBlabber08

5 жыл бұрын

THE BUDGET MOM gotcha, I do Envelopes so I didn’t even think about that method ! Thanks for replying 🥰