I've noticed that since I started following your method, rather than being downtown spending money, I'm at home being ultra organized and on top of my finances. I'd like to hear more about your monthly savings challenges: E.g. pack a lunch month. Thanks!!

I really enjoyed all that information my friend! You are one smart cookie...I have started my budget back in January and so far I have went over for both months...Jan over by 250.00 but started month overdrawn. *Heavy Sigh.* Feb was better, I wasn't overdrawn! Always good. I still went over budget 200.00. Convenience store sodas and snacks add up QUICK! I am not giving up. I will master this budgeting thing. Thank you for all the work you put into this. You are inspiring and amazing! Terri

I love how creative you are! The house savings fill-in sheet blew me away!

I absolutely love your coloring sheet for your house savings ♥️ totally inspired!!

Very helpful explanation! Thank you. I’m probably going to have to rewatch several times but it’s starting to make sense. ❤️❤️❤️

This is my first month budgeting. It’s a challenge and actually fun!

I would love to see a grocery haul! I’m trying to stick to a budget, but food is just my downfall

I clicked so fast! Love your videos❣️

Thank you miko for all your input and help! I tracked my spending last month and now i know where i need to improve and already i feel March will be a better month financially!!! 🤞🏻🙏🏻❤️

I want to thank you for the free printables it's awesome my goal is able to save so I can buy your actual book I think your great and I can't wait to use your work book in the future thank you for all you do 👍❤️

I love your videos!!! What wallet do you use to storage your cash envelopes?!

I love those envelopes

Hi!! I have been following you for awhile and thank you for sharing your knowledge and experience and being true to your finance management. I have a question and i have been doing the cash envelop for few months now and i am still learning and making mistakes and ending up i am owing money to myself everymonth. Anyways, I categorize my envelopes by the names of our family members instead of doing how you are doing but I am not sure if its smart to do like that? Just need an advice. Thanks.

Hi Miko! Are you releasing a 2019 budget workbook in a downloadable form?

I have a question on the Debt Payment Plan page. For the credit card balances up top, do you put the balance at the beginning of the month or the balance at the end of the month (after payment & interest charges)?

Do you have any advice on what to do if your budget isn’t zeroing out??

Is all this in your budget book? Also if this can be simplified for beginners, it would be a great tool for ppl that are being released from jail after a long term. I mailed the free expense tracker sheet & they were surprised how much they spend while serving time. Any-who thanks for all the videos💗 we should have been learning this in high school 🤦🏻‍♀️ before we blew every penny.

Hi I love your way of organizing your budgets and finances, though I'm not that great of organizing finances on paper, is there an app that can do this for us?

When are the watercolor envelopes going up in the shop??

I am very new to this my pay cycle is weekly. Do I need to have new cas envelopes for every week?Please help I am confused😬

Do you pull from your beauty for shampoo or toothpaste?

With the savings category , is that the money you put into savings or the money you spent from savings ? Let's say I budgeted €200 for my savings , I put it into savings and I didn't spent anything fromt that €200. Do I then put €200 or €0 in the actual column ? Am I making this too complicated ? 😅

Why wouldn’t you make your beginning balance always $1000? And assign the “left over” to something?

Hola, me podrían decir dónde compro estos sobres, gracias.

Why does budgeting have to be so complicated? 😩 Feeling a little overwhelmed with all of the different forms and highlighting.

@j.made92

5 жыл бұрын

Maria Miranda Just start by tracking your spending. If you use only debit/credit you can print out the past 2-3 months’ statements as a starting point to see if you have any trouble spots. If you do have trouble areas, that’s where you want to try to cut back and use cash if possible. For creating a budget, look to see when you get paid and what bills are due when, in order to see which paychecks need to pay for which bills. Then use your previous spending (or you may just need to guess) to figure out how much needs to go towards other needs- such as food, clothes, car expenses, etc. Then take what’s leftover and put that towards your goal- usually savings first then when your savings is built up, paying off debt, then saving for a house or other larger expenses like a new car. It’s takes a few months of practice and trial & error to get the hang of it. Just stick with it and you’ll get there.

@dogerogue6621

5 жыл бұрын

I agree, just looking at how she budgets gives me a headache. I'm much happier just budgeting with cash envelopes and stopping spending once an envelope is empty so I don't have every waking moment updating spreadsheets

What highlighters do you use?

@cortneywise3314

5 жыл бұрын

tiarebabygirl same question!!

@SarounaUchiha

5 жыл бұрын

She uses the Sharpie Liquid Highlighters (specifically the 10 pack) she has an article on her blog stating all her budgeting supplies, that’s how I figured it out

Do you include the amount you have in your sinking funds for your starting balance?

Why can't you just take out balance left over at end of month & start out from 0?