Anyone who thinks that having a coffee shop is a calm, low-key job has clearly never worked in service.

@kellikakes81

9 ай бұрын

She said maybe in Montana so perhaps she means in a small slow town, so it won't have the same energy as running one in a big city

@baanalzoubi2989

8 ай бұрын

I hate how everyone is attacking having that as a fun project to maintain. What everyone is failing to see is that what she is saying is that she wants to have enough funds for her to pursue projects without needing them to succeed. Drawing is fun, becoming an animator for a living is a nightmare. Working as a barista in a hectic low paying business that couldn't give a shit about you with assholes for customer is completely different than owning your business that is your fun project where you really can kick out a customer or work from 8-2 because it's not your livelihood. It's your project. You are living off of interest and you own your house and it will still be hard work to get it to not being an absolute sinkhole for your funds but all rich people have fun little projects and jobs because they can afford to not rely on their jobs for it to become stressful. Give me the fuck you money and I can guarantee you Ill have a completely different experience to doing the same job for my livelihood.

@phillipsnichole2857

7 ай бұрын

​@@baanalzoubi2989 if she wants a fun project she should roast her own beans, not open a business where she employs other people who depend on the livelihood. You said ' not worry about wether it succeeds'...😂 Opening a business is not cavalier "fun" it is work and responsibility. I reject your animator-drawing comparison.

@ang5035

5 ай бұрын

@@baanalzoubi2989i find it problematic that this person is on the show as an expert whose opinion is presented as such, not just some Schmuck off the street. It is dangerous. We need to be better at not promoting these views that are not supported by facts.

@freshfreshfreshfresh

14 күн бұрын

I have watched many sitcoms. It's clearly a very relaxed and fun job.

Also, Michela.. How did you get into a college right after graduating without taking out loans? How were you able to get such a great corporate job right after college? I respect what you've done, but it appears as though your ability to save is in large part by your societal privileges.

Michela described EXACTLY how I've felt about money in my 20s. I was on her end of the extreme - anxiety over spending money, saying no to social events to "save" money (at the expense of saying no to friends, emotional happiness), extreme anxiety over spending on anything impractical or that I did not want to spend, etc. Still working on this because it truly can be a miserable way to live.

"I would like to have a quiet life, maybe own a coffee shop" is one of the more delusional sentiments I have come across.

@SpecialKel66

9 ай бұрын

Why is that delusional?

@elizabethnovak8518

9 ай бұрын

because working a service job is really, really taxing and owning one is even harder@@SpecialKel66

@anniefromspokannie

9 ай бұрын

@@SpecialKel66 The entire statement was off, but the red flag for me was the “buying a ranch in Montana part”, the state is overrun with people like her that no one wants there. A ranch will run you into the few millions (the median ranch price is upwards of $5 million) and it is extremely hard work. I worked for a bakery/coffee shop in Montana and there were 2 owners there that worked 50 hour weeks to make sure their business was successful, the stress was constant. So yeah i’d say the statement was delusional

@JAH-iu3yh

9 ай бұрын

Unless she means a Dunkin Franchise, you’re 💯 my friend.

@nerdmommy7114

9 ай бұрын

I’d say, innocent. Not everyone knows how hard it is to sustain a business, and we don’t really get to know everything. I think we need more people talking about the delusion of running a business or being an “entrepreneur”.

As someone in my 40s, I still get a lot of value from these conversations. I had a slower start to my professional life as I was chronically ill in my teens and 20s.

@FireSilver25

3 ай бұрын

That’s too bad! I was struggling with CFS for the first 7 years of my 40s and that really set me back. I’m still trying to get caught up since I’ve been feeling better in the last few years.

I would love it if you interviewed @accordingtoNicole. She saved $100,000 by the time she was 25 and bought a house, but she came from a low-income background. She has a really unique and relatable perspective. I love her channel.

I worked in a coffee shop for a couple decades. My body is broken & my finances are nowhere near where I need them to live in moderate comfort.

@laprimo21

9 ай бұрын

Same...I worked ~15 years in coffee shops with some time in between doing other jobs, and have permanent damage to my feet (hurts to stand, walk). I wasn't able to get stable housing until I left the industry, let alone any kind of savings. This guest is in a lot of ways like some of the shop owners I worked for...no coffee or service background but opens a shop cause it seems fun, no idea of the level of stress their employees are under managing lines out the door of rude people, on their feet for 8 hours straight with no break. Thinks coffee is chill time. I remember a customer once saying "your job is so cool, you get to sit around and drink coffee all day".....wait, who gets to sit?

@theresagarza1578

8 ай бұрын

@@laprimo21 Totally relate

@thepragmatist

8 ай бұрын

Exactly. I got the same thing when I worked in healthcare from patients who said, "You must love your job." I think it's a way for people to romanticize back breaking work so they don't have to think of the consequences of said work.@@laprimo21

@Bandwagons

6 ай бұрын

The number of people that I interviewed for barista positions who thought the entire job was chatting with people and reading books between cups was astounding. My knees still hurt almost a decade later.

@lucia-di-lammermoor

Ай бұрын

Being an owner and being a shift worker are... Two completely different things.

I am a big fan of TFD because Chelsea so often includes a critique of the context in which we are living: late-stage corporate capitalism. In this conversation I found myself so frustrated by the repeated emphasis on personal choice. Of course we all make choices and are responsible for those. AND, "choosing" to earn more money is not an option for many people who are already working two jobs. Balancing one's necessary expenses with savings may not be possible for a person with a chronic illness in a society that does not provide universal health care. The failure to address these very common problems was really alienating and insulting, frankly.

@BKupchuck57

7 ай бұрын

I am feeling a little of the same I think. I don't know if this really presents an average experience trying to save 6 figures by 25. Considering medical bills, non-corporate jobs, living in any other place other than SoCal, yeah I wish we had more of an expert who had actually had to rebuild out of some deep struggles instead of someone who admitted in the very beginning that she didnt have something to bounce back from.

@TatexLy

5 ай бұрын

I agree. This interviewee was definitely coming from a very privileged POV.

@cairaellis6911

3 ай бұрын

Wonderfully articulated! I literally had to make a payment plan with the collection agency for them to release my meds for shipment. I had already gone without for several months and if I have flare up then working at all is completely out of the question. Getting through the rest of this video is like pulling teeth lol. I’m waiting for some gem to be dropped but it just isn’t coming 🙃

@thifanny7298

Ай бұрын

I really can’t understand why someone would feel insulted by this. What is insulting about providing advice that is not applicable to everyone? Why would I feel offended if something doesn’t suit your reality?

I really liked her calm voice. I just found it very calming. Also seems she has done a ton of self work on her patterns and habits and I appreciate that. Especially at a young age. I am the same way and making healthy changes at a young age is so hard because it felt like I was alone in doing that. So I am happy for her. 💛 I wish for her continued peace

My parents were struggling with money, and sometimes that was a big source of unhappiness, because it was creating practical problems. This is because they were maintaining a lifestyle that they couldn't really afford. What I do instead, is keeping a minimal lifestyle and only strategically spend for the things that I know will make me happy and always compare how happier will each expense make me, against how expensive it is. After the activity is over, I ask myself if it was worth it, and I learn from past mistakes. Then after some months, I check how much money I have in the bank, and if it increased a lot, it means I can worry less about spending, if it increases only a little, it means I have to spend less, to make sure I can sustainably keep this lifestyle. Some examples: Invite many friends over and offer dinner for everybody - yes, it makes me happy. Go to the club and get drunk by buying drinks there - no, because I don't like that. Have a fancy hotel on a trip - no, it has a massive cost and doesn't impact happiness that much. Spend 100-200 euros per year in board games - yes, because I know I will play them over and over with friends.

These videos would be great if concrete advice was given step by step rather than generic fluff. Of course it’s easier to save 6 figures when you earn a six figure salary which the majority don’t.

@LadyCoyKoi

8 ай бұрын

Exactly! These people have unrealistic expectations and bs. It takes money to have money and make money but these ret@rds still have the backwards mentality of the 1920s that if you work hard you too can make it. Nope! You have to have the look, the charisma, the resources and know people, on top of education and determination. These f^

god, all this stuff about time tracking and documenting the value that you're adding makes SENSE especially for people who are career oriented and driven, but just listening to it made me exhausted. i don't want to do any of that!!! the constant self surveillance and productivity and always needing to prove worth... i hate capitalism basically, how can i have a job where i can, y'know, contribute to my community but not have to constantly be micromanaging my own output?

@vulpixelful

6 ай бұрын

You'd have to get a job in the public sector, so a profit doesn't need to be made. The trade-off is that the compensation is typically lower. But they don't have to quantify your output in dollars, like in the private sector. But tbh, I have a "for profit" job in a small business but I don't track myself to that level. I take notes on the big things before I forget (ADHD here) but I pretty much wing it in performance reviews 😅 I don't lie, there's just very basic things about functioning at work that I end up repeating over and over

Thank you for this episode. I am going into 6 years at a job that I got after my college graduation. I was privileged to be able to purchase a small home in my hometown with a low cost of living. But I feel like I've maxed out my pay at work (grant employee) with no upward mobility at my employer. I've decided as though I love my job and all the good it does (natural resources), I don't like the manager and I am making moves to find work elsewhere. It took me a lot of self reflecting to understand that though I like my job, it is no longer serving me, teaching me, etc and that it's ok to move on.

@darrenoconnell9716

9 ай бұрын

Don't sell your house. If you move to another town/state try to rent it.

Please start again “making it work” videos.They were awesome. It’s a request. Please consider it.

@asadb1990

9 ай бұрын

They are nice when the women are individual and working hard to survive. But very out of touch when they have a high earner hubby working in tech

Love a transparent video. Growing up low income a scarcity mindset hit me HARD. Even after having every major life event go right the last ten years I’m still working on shaking the scarcity mindset. Keep putting in the work and you’ll slowly heal from trauma.

Thank you for sharing this information. I am 32 years old, a first-generation immigrant, and I wish I had this conversation 10 years ago with my family.

@ConnectedLightsCoaching

9 ай бұрын

Another first generation immigrant and feel the same way. A lot to unpack but in a season of examining my money mindset. Ramit Sethi & money psychology are two more helpful resources.

I feel like this wasn't about what the title promised at all? Just vague platitudes and generic advice you can find in a fortune cookie. I also hate the idea of having to monetize passions or hobbies. It's also very clear that she's very, very privileged. Not very relatable for people who are dealing with financial trauma.

@Fyndh3678

9 ай бұрын

TFD posts content for folks from a upper middle class(UMC)/wealthy background. I can’t relate to it most of the time. Chelsea herself did not grow up poor, but UMC. She calls it poor bc she grew up around wealthy people who had more money than her family. Her family wasn’t truly below the poverty line or wanting for anything. The content isn’t going to resonate with everyone and that’s ok. Money is just a plaything to people who have never been broke.

@andratoma9834

3 ай бұрын

Cheese’s mom was a teacher- this means she grew up in a solid middle class financially, AND SOLID UPPER CLASS culturally, educationally… thank God! Sometimes one’s education far exceeds their current financial situation

I don't get it. There is a scarcity of resources. It is literally by design under our current system. The vast majority of workers will never be able to save money in any significant amount, especially when adjusted for inflation. Most people don't have the power to set prices, including the price adjustments to their own wage (getting raises). What am I missing?

@mchlle94

9 ай бұрын

You're not missing anything, you're spot on. I guess these vids are for upper middle class +

@Fyndh3678

9 ай бұрын

@@mchlle94bingo. Target audience is somewhere between trust fund and middle class.

@channelpersonal6172

9 ай бұрын

​@@Fyndh3678 and the reason why they cannot change the narrative is basic - its either capitalism OR socialism. And while at capitalism they ALREADY have priviĺeged position, they are not in need for change. So write down your 4 line budget and stop buying weekly lattes and invest 3.5 every week

@toin9898

9 ай бұрын

Privilege and getting a 60k job right out of school

@JAH-iu3yh

9 ай бұрын

This is exactly why I skip the majority of TFD’s new videos😔smh

I honestly feel so seen right now. I'm an individual who also has intense OCD feelings around money and struggle with hoarding it. Seeing Chelsea so successful and positvely work on her goals and accomplishing them. Everyday feels so tiring but seeing someone on the otherside of things makes me feel so motivated. Loved this.😊

She made 62k in her first job out of college? That’s more than most of the country. How can she give advice when she has more to work with than everyone else?

@cometasporelcielo

3 ай бұрын

because she recognizes that she is a high earner and didn't come from that. also keep in mind that 62k in Nyc is tough in a place where a 1 br apartment regularly costs 4000 a month

@VictorKinzer

Ай бұрын

She also did that in Boston where expenses are radically higher than most of the country. It's not NY or SF, but it's not that far behind. Quoting the 900 in rent for a glorified closet several years ago, which would have been before the pandemic rent explosion should set a yardstick for what that salary represents. 60k is hardly destitution in Boston, but it's less than it sounds like.

Great video! I thank myself for never giving up even when it was very hard I kept pushing through until I made it out. My advice is that If you do your own investing, have you ever thought whether you should turn things over to a financial advisor? If you have significant assets, you have probably felt anxiety when making choices with your money. Perhaps you sensed that you might make better investing decisions if you knew just a little more and could invest without emotion. If this is the case, consulting a financial advisor makes perfect sense.

@michaelfranklin.

8 ай бұрын

You’re right! Working with a financial advisor will genuinely set you up for success in life. I’m delighted I was able to hire a financial advisor named John Desmond Heppolette, earlier this year. Because while others were grumbling about the downturn in the financial markets due to the state of the economy, I was busy learning from him and eventually made over seven figures in the first quarter of the year.

@-Pamela

8 ай бұрын

John Desmond Heppolette has been a significant step in my financial life journey, providing valuable knowledge, actionable advice, and motivational content. His supportive community has boosted my confidence, work engagement and has inspired me to strive for excellence. His assistance is a secret weapon for great financial growth, and his online presence is a must-see for anyone looking to improve their financial situation.

@williamculligan

8 ай бұрын

John Desmond Heppolette, really seem to know this stuff. I found his web-page when I made a google search of his full names, read through his resume, educational background, qualifications and it was really impressive. I left him a note and booked a call session with him..

@angelicstennett

8 ай бұрын

Absolutely! A financial advisor can help you create a tailored investment plan that aligns with your unique financial situation and goals.

I job hopped! And doubled my salary in 3 years best advice I’ve ever got

I wish Michela discussed the steps between college and the >63K job right after college. Did she took loans for tuition or how and by whom was that paid? Was she living at home/on campus? All the advices are great, but I need to understand if and how much of it is coming from a place that could be somewhat out of touch. For instance, the comment on the "only 200$" left is all about refrasing and finding where things can be moved within expenses and financial goals; many people have nothing to move around and that 200$ is the final number.

It is always good to have a financial plan. I work with a portfolio manager and fixed income planner in the USA. The fixed income portion of your portfolio won’t simply serve as a buffer to the volatility of the equity portion of your portfolio, but will provide legitimate income.

@leonardblavatnik2690

9 ай бұрын

This is very true! A lot of people downplay the role of a financial planner until burnt by their mistakes. After my last job layoff, I had to stay afloat, hence researched for licensed fiduciary advisors. Thankfully, I came across someone of practical knowledge and experience. My reserve fund of $225k has yielded nearly $1.3 million after subsequent investments so far.

@leonardblavatnik2690

9 ай бұрын

I’ve shuffled through a few financial experts in the past but settled with CHRIS RYAN STEWART.

@leonardblavatnik2690

9 ай бұрын

His strategy is recession proof, more specifically profit-oriented and most likely you’ll find his basic information on the net. He’s a very well known advisor.

@PeterSchneider-os4zj

9 ай бұрын

I have turned over more than $250k investing with Chris Ryan Stewart on a wide array of options and finally sticking to a few that have been favorable in the past 2 years.

@KarenOpenda

9 ай бұрын

who is this Chris Ryan Stewart you speak of? Can I get a contact?

This is so helpful, thanks for posting!

wooohoo i have a hella scarce money mindset. Always love your thoughts on this

I love your channel. Thank you for all you do!

I truly can’t keep rewinding enough times to grasp what she’s saying. I do think it’s just me but all I’m hearing is talking in circles…using a lot of words to say a lot of nothing. 😅 It’s also a huge assumption that people have “leftover” money when so many don’t even have enough to cover basic expenses. A more accessible reframe that prioritizes values might be having a potluck and clothing swap at your or a friend’s place- fosters community and quality time, but a fcking uber out AND back, on top of whatever venue cover, drinks there, etc….I mean come on.

Your wisdom is stellar!

People's first jobs after university in the UK can be 29K in US dollars. 62K!!!!! To be honest, my job in the USA is at the very least 20K more (after the currency conversion)

the scarity mindset yes i would love more about this

This has been one of my favorite conversations and are all the same challenges that I am tackling from all fronts.

I have all the same anxiety driven behaviors around saving money--denying myself anything that isn't essential, sacrificing social activities for saving etc. I made a lot less than her starting salary in my first job requiring a college degree, working for the park service studying ecosystems. My expenses were definitely less, but I made less than $40k a year (essentially half that because the job is seasonal for 6 months). I feel like I do have to deny myself a lot to keep on track for saving for a house because things have gotten so expensive but it is definitely detrimental to my happiness. I guess the point of this is I don't know what to do. Also working in a coffee shop is very stressful and customers are often mean to you.

❤this content!!

Some of this advice is super inaccessible for many people. Like, my 25 is over and wasted on terrible chronic health problems. What should I do as I go into my 30s with 0 assets? I think more concrete info than "track money on your smart phone" is needed, and I would suggest more interviews with people coming from lower economic backgrounds.

I got very lucky that I was still living with family when I was in school and a few years after graduation. I followed Suze Orman while I was in school so I developed a good savings mindset. It wasn't until the pandemic that I set a goal of switching to part time work in my 40s so my savings became very intentional as opposed to just saving for retirement. Once this goal was set, I had to get very disciplined because the amount I was going to have to save by 40 was now a huge chunk of the money I had thought I needed by 62. Lol but I definitely went through many of what she described where I didn't want to go out for fear of spending. Thankfully I kicked that fear out once I switched jobs and made a lot more. But there is definitely a period of adjustment.

Cheers from the Pacific West Coast of Canada

I am still trying to understand my system. I just put it all in savings, but this is not ideal either since I have to move a portion back to checkings. At the moment I am experimenting with "no purchases for myself"- so household food, restaurants where I invite, errands, gifts, etc. is ok. I want to see how much this is by end of the month, so I am intentional in my expenses.

Hi Chelsea! Do you have a podcast, or is this video/episode available in podcast form?

I saved 6 figures by my early 20s too. Don't know why people think it's so hard. All I had to do was get a full scholarship to university, have my parents help with living expenses and win a reality TV show. Easy. :-P

It's very kind of you, thanks for your beautiful presentation.this is a good idea.⚘️⚘️🌹🌹🙏🙏👍🇲🇦

Geez, I wish I had been as cool and smart as this young lady in my 20s.

I would love to see Tori Dunlap - Financial Feminist or Nicole Victoria - No Budget Babe on the podcast!

Wait?! How did she get 6 figures saved by 25?!

@StorytellingHeadshots

9 ай бұрын

Good fortune.

@Jenna_LM

9 ай бұрын

She lived in a stranger’s closet. Follow her for more tips! 💁‍♀️

@wistfulwriter7

9 ай бұрын

Seems like she lived in that $900 a month place. Making about 4k take home per month. And probably spending 1,100 or less on other expenses. So saving $2k a month for 4 years gets you 96k without investments/savings. Wild!

@laureness

9 ай бұрын

High corporate salary, which also is the only way I managed to save 5 figures.

@hypersynesthesia

9 ай бұрын

Right?! She gives sensible, practical advice, this was a good talk. However it so often feels like this advice comes from people who high-earned early on in lucrative corporate iobs. As someone who worked hard in low-paying jobs in the arts (because I loved it!) through my 20s & 30s, it’s less than relatable. I’m a solo homeowner, careful & responsible with my money (pay yrself first, emergency fund, regular small investments, no debt except my mortgage) but it feels v hard to make significant progress, and I’m not in my 20s with 40-odd yrs of earning potential ahead of me. It would be super helpful to hear some advice for that situation.

Love this crossover between The Financial Diet and Break Your Budget 🎉🎉

Great interview thank you! And I love her accountability and also I wish the commentators to expand their world view beyond "mememe i used to work in a coffee shop i know better" and perhaps listen with ears and some discernment

Great video, I feel like she is describing the unhealthy relationship with money as a form of 'financial an0rexia' (I apologies if this is triggering in any way to anyone). I think it's so important to have a balanced approach to savings and living well, just like it is to have a work/life balance. Extreme approaches will get to to your goal but it's also so necessary to choose those goals carefully (and not be extreme) and decide if the approach is actually worth it and whether it's really healthy for you.

@cometasporelcielo

3 ай бұрын

holy canoli....i've had actual binge-restrict anorexia and i behave similarly with money.

The whole time I was listening I thought to myself, and sorry for offending, "that's freakish". Like, graduating, getting into college and landing a high earning job right after college AND not spending at all?? How did you maintain your friendships? How did you have a social life? Oh wait- Also, there is something about this person overall... I won't risk being too rude but iykyk.

I would love a video on how chelsea was raised where she thought about saving money and investing it for future self. Im on board w saving and would love to learn how to plant that seed in my son

@JAH-iu3yh

9 ай бұрын

She has videos about her past and mistakes she made. For example, the Ugg story😳

Save six figure by 30! It's easy! Just live in a closet, get a soulless corporate job, and don't have any crushing student loan debt! Anyone can do it! Usually I love this channel, but this video came across as soooo tone deaf.

I am in my 30s and have saved a good amount of despite only making 44k a year, in my 20s I always tried to save super hard but its very hard to nearly impossible when you are stuck in a part time retail job making barely $900 a month. I appreciate her input but this is very specific to those who are lucky enough to be working professionally making over 60k without any student loans.

62k as a starting salary after college? Wow! The US wages always seem crazy high when compared to the UK

@devoidcolors

9 ай бұрын

The cost of living is extremely high, so 62K doesn't equal much in high cost of living cities. For example, in New York City, this is poverty.

@gangliaghost8720

5 ай бұрын

In my city, 80k is considered adequate for financial stability. 62k is actually quite a bit for immediately out of college. Many people my age (late 20s) are living in multi generational homes now. Eg I know perhaps 2 friends who have their own homes.

@brushedandblowdriedbabycow

4 ай бұрын

I wouldn't say $62k is common. I made about $35k right out of college, before taxes. My take home was closer to $24.5k 🥲. Three years out of college and I make $40k and take home about $30k. I think it's delusional to think that I'd be able to save $100k in the next 2 years, especially in an expensive city. My really optimistic goal is $20k.

@starsoffyre

3 ай бұрын

Wait till you subtract off all the taxes lol. Though I know it's not any better in the UK

Schweppes - beverage of my childhood.

I am a big fan of managing money, but felt like this was a bit tone-deaf to many. It should me named "Overcoming A Scarcity Mindset & Saving Six Figures As A College Graduate Female In Your Twenties" .. That prioritizes going out to eat

@Fyndh3678

9 ай бұрын

Most content here is tone deaf, but when the main content creator grew up in the upper middle class it’s expected. Poverty is ugly and raw, and most financial gurus will never understand it. That’s fine, they don’t have to. I’d give anything to be that delusional.

@SageAspen12

9 ай бұрын

@@Fyndh3678 Haha totally true

@erima4270

9 ай бұрын

​@@Fyndh3678Uh do you watch this channel? Chelsea has spoken many times about growing up low-income.

@Fyndh3678

8 ай бұрын

@@erima4270 I do Watch this channel. Chelsea conveniently leaves out some key info about her privilege to be more relatable

I have Dyscalculia (inability to estimate or do simple calculations in my head). Existing with this condition causes me to over-save and invest, rather than letting go and enjoying life more with the money I have saved away. I feel insecure about money because I don't know if I will be able to maintain the balance if my income sources change. Do you know of any tools that could provide a financial road map I would give me confidence in my financial security?

wow she sound so much like me. i used to skip social events and now i regret it

Oof. Couldn't watch this one from the title alone. There is so much thing as "obsessive" vs. "sustainable" saving. At least not anymore. At least not in our lifetimes.

When she said she is 27 and wants to move west and own a coffee shop, you lost me. Why does everyone want to "retire" and run a coffee shop? For me this guest was not it.

@elizabethnovak8518

9 ай бұрын

I've had both kinds of jobs and i worked wayyyyyyyy harder in food service than I ever have at my corporate job.

@JAH-iu3yh

9 ай бұрын

Lmao right?

This is a very interesting topic, I also covered it in a video on my channel, but from a different perspective

What makes this girl any sort of authority? She is saying a whole lot of nothing. What the hell is she even talking about?.

Sorry cant listen to the uptalking

L

The fact that I work 40-50 hrs a week as an employee and as a small business owner but I can't afford to eat 3 meals a day, have to live with parents, and haven't been able to qualify for even the most limited healthcare plans for the last 7 years has nothing to do with my personal choices and literally everything to do with late stage capitalism. Love this channel but this entire video really makes me wonder if we're missing the point here. Disappointing.

Loved this! Great questions to ask yourself during a weekly money routine. Can’t wait to implement them and see how my money relationship grows.

Could you do an episode on your upbringing? But with full honesty this time. Poverty line stats included, all the privilege disclosed, all generational wealth laid out for us to see. If people knew where you were speaking from they might be less skeptical. Honesty is the best policy, Chelsea.

@jeanneobbard

9 ай бұрын

You seem to have quite a weird axe to grind with this channel. Did she bully you in high school or something?🥴

@channelpersonal6172

9 ай бұрын

TFD is one of the most seethrough and honest financial resorces on YT lol. Yes she don't use the marxist dialectical analysis nor view economy as class struggle, but for the mainstream neoliberal capitalist view its best you can get, so pls get lost comrad ❤

@pisceanbeauty2503

9 ай бұрын

Chelsea has talked about her background, she grew up lower middle class in a more affluent area. I think this channel does its best to balance discussing practical financial advice with acknowledging more systemic financial issues (weighted toward the systemic issues).

Firstly I love this channel, but does anyone else get the feeling like Chelsea hates everyone she interviews? Maybe hates a strong word for it lol, but I alway get a hint of disdain from her.

@devoidcolors

9 ай бұрын

I feel like she's doing the job of interviewing in a meaningful way. Maybe we're used to seeing a lot of bubbly & upbeat podcast girlies these days, but Chelsea talks about serious topics and asks complex questions so I don't know that showing likability is top of mind while interviewing per se... I feel like she is neutral - what reason would she have to hate the people she brings on as guests? That kinda makes no sense lol

First comment 👀

Second 😂