I think this is a process of weeks/months, at least for me. I’m still figuring it out. It’s like every paycheck i find something else new about my spending. But one time I had 600 left over! Untouched! Not every time but if I put my mind to it I realized I could do it. I’m still figuring this out

@magomago7819

3 жыл бұрын

Jenny J it took me about 6 months as well.....now its all good. Hope the same is for you as well.

@candy2325

2 жыл бұрын

I agree it takes time to know your habits. And even after you nail it down there’s still gonna be changes in the future because life is never static

I'm so blessed to have found you! I have the paycheck to paycheck workbook and I'm heading in the right direction. I feel my mindset changing. I know this is the beginning of my life changing forever. I have my WHY and I'm going to do everything I can do to make a better life for us all. Thank you!

Thanks to ur workbook...my new hobby is budgeting!!! 👍🤣

@michellemorales401

3 жыл бұрын

Haha SAME!

Thank you for saying that the emergency fund isn’t just for a “rainy day” nor just for when the furnace blows up. I quit the Dave Ramsey method because I got so depressed when I wanted to fund “wants” but didn’t feel like they were justified. Not like his way is the law.

Love this! You're such a great public speaker 😊

writing everything down instead of a spreadsheet really opened my eyes. I do a weekly budget.

Only just found this video and I think it is the best one yet! I've sent it to a friend as it encompasses in a short space of time TBM method. I would love to see Miko do another version of this that hasn't been filmed from the side of an auditorium lol

Thanks to you Miko, I’ve learned to be able to budget by paycheck. Before you, I didn’t come across anyone teaching paycheck budget. The monthly paycheck never worked for me and because of that I stopped budgeting for months. Since I started again I have been able to save more and feel at peace and find the feeling of security I have been seeking. Thanks so much Miko. Xoxo

This is awesome!! You are such a great presenter!! Every time I watch one of your YT video or read an Instagram post, it contributes to my motivation to my financial freedom!! Thank you so much Miko for sharing your story!!

I am excited to start implementing your method next month! This is the first budgeting program that I can actually relate to and I am very hopeful that it will work for my one income family of 5. 🙏🏻

@rimurutempest3204

5 жыл бұрын

Best of wishes to you on this journey! I started 2 months ago, but my husband wasn't cooperative. This month he was all in and we saved 100s!

@sesil0060

4 жыл бұрын

How has your journey been? Where you guys now?

@stefanmitrovic973

4 жыл бұрын

This is just superb, I've been looking for "taking control of your finances" for a while now, and I think this has helped. Ever heard of - Ferapt Freedom Fanboy - (do a search on google ) ? Ive heard some incredible things about it and my friend got excellent success with it.

I love your passion and your drive! You are helping so many people out, and you are well respected because you are what you preach! Go Mikooooo!

You are so passionate about helping us reach financial freedom. Such a great motivational speaker! You are about to change my life when I purchase the new workbook and envelopes this weekend! I can feel it in my bones! Thank you for sharing this! I am so excited for my new journey! 💜😁

We did an envelope method when we were newly weds. Because my husband earned $200 a week and i had 3 jobs😅 just barely making it. Today i am a stay at home mom and my husband is on a salary position and we are budgeting to pay off our car🙂and hopefully our home we bought on july 2021. In january we had cc debt we paid off, we had 0 in savings but we budgeted so hard that in just 6 months we saved enough for our down-payment and closing cost in july. Even our lender was surprised, looking at the numbers she couldnt belive it. And during that time my husband wasnt on the salary pay yet, he was paid per hour.... It was soo hard and honestly thats where all our pandemic gov income went to. Thanks to that extra cash we were able to budget extra hard and meet our goals... specially because the market for our price range was/is supper saturated. So keep faith, budgeting paycheck to paycheck works. And keeping your why present makes success tangible!

OMG!!!! You are a GREAT SPEAKER!!! I love your videos and have to admit I think I watched this like 6 times, you are really inspirational, thanks so much and keep up the great job!!!!!

Amazing! So inspirational and I definitely can relate with you being paid multiple times a month and trying to fit yourself inside the box being told to budget monthly when it just doesn't work. I can't wait to start my financial freedom journey after watching this video! :D Thank you Miko for being a huge inspiration to me as a single mum of two young children (3&5 years old) and to many others out there too!

That’s so exciting that you got to share in a public speaking engagement. Seriously my goals for one day! ❤️

Important information. I paid off debit twice & lost my way. Never thought to start a budget. Wish I woke up sooner. Thx Miko!

You are keeping me motivated on my debt free journey! I watch your videos every day and I’m making steady progress paying off debt. For the first time in my life I’ve established a starter emergency fund of a month of expenses. Thank you, you’re very inspirational!!

Watching this on my commute to work. It was a great use of my time. Miko, you are an inspiration. Thank you for your words of encouragement.

I hope you can do a similar seminar or budgeting training (i don’t know what to properly call it but something similar to this video) online especially for those who want to start budgeting and be disciplined and good with their income (like me). you are such an inspiration. God bless you and your family 💐

@melissahoopes1860

Жыл бұрын

2 years later and we has a whole course ready and waiting for women to use!

I loved it! It was real and in your face honest and motivating. I started my budget in February and did well it was hard but I did better than I thought I would. March has been difficult because I’m still trying to figure out how to make it work for me. I am on a once a month income but it doesn’t always come on the same day I just know it’s coming near the end of the month so that makes it hard. I’m not going to give up until I figure it out. Looking forwards to the new workbook coming out. I hope it will be available for download too. Thank you Miko for your hard work and your guidance!!

Thank you Miko!! I am so happy I found you!! You are so articulate and passionate. Thanks for inspiring me to get out of debt!!!

So good to hear that the thing that matters is to find what works for me. It's taken a long time and finally it's starting to make sense. Thank you.

This was so awesome Miko!! Wow!! Your energy and passion was transpired in that room, no 1 fell asleep I’m sure. 🤣😆. Congrats !!

I can't get enough of your videos! I love your approach, it seems so realistic. I finally have hope.

A great presenter yes but the information your sharing is so spot on! It’s honest and real and can be applied because it’s something that works for...everyone...including ME! Loved how personal, honest, and transparent you were during this presentation! Back to the notepad and pen I go because I’ve already started my cash flow envelopes and am currently using your budget pdf file. Thank you! My credit cards will be gone by the end of April! I control my money, period!

You are great at public speaking. This was a great presentation. I learned so much and thank you for confirming that I need to figure out a method that works for me.

Great job! You are so passionate about budgeting. It is very inspiring. Thank you for sharing 💕

I’m still trying to tweak my budget. But also looking for another job to get this debt down. I’m not getting it OT so this was a set back for me. Still working at it. Thank you for your videos.

You presented this information well! You are helping and can help so many more people! Thank you for sharing your passion!!

I used the paycheck method even used highlighters to match the bill to the payday too haha! I stopped for some reason for the past year or so then started watching budgeting videos today for ideas when I found you and you made me realize that what I was doing worked so I’m going back to it. I’ve never tried the envelopes but I’m excited to. All of your videos are great, thank you!! ❤️

Bravo Mama, Bravo. Every time you talked about James, I started to tear up. I am a boy mom and Bear changed me forever. He is my WHY also. Thank you for sharing your journey and being so honest.

Love this!

Thanks Miko! I can see your passion helping others.

Amazing presentation!!! Can’t wait for the workbook to be released. 😊😊

That was awesome! My wife just sent me this link and, God! I've enjoyed it! Thanks for the great tips!

Love this! Well done 🌟🌟

LOVE THIS VIDEO!!!! Soooo inspiring!!!! Thank you!

This presentation was PERFECTION!!!

Absolutely awesome information. Thank you so much.

Love this one! Very motivating

Loved it!! Well done! 👍🏻🎉

the Miko method. I love this.

I loved your presentation.

OMG where have you been all of my life?? This makes soooo much more sense!! Im going to give this an attempt. You way makes a lot more sense than what I have been doing! I kept creating a budget and I'll fail, then I'll say next moth I'll get it! Im just coming off of maternity leave, so I'll start tracking my spending the beginning of next month. Wish me Luck!! oh and Thank you!

im so glad I found you! YOU are exactly what I need in my life- Thank you friend. #subscribed #followedIG

Thank You , your method is so helpful.

Wow...love your passion!!! Awsome job.

This was so good! Extremely helpful and motivating

I loved the video!!!! Awesome

Thank you so much! This lecture was very inspiring!!!

Great job Miko 👍🏻

Well done! Love your method

This was a great!

I love paying my bills monthly and I'm down to just my car and mortgage with a 1 year emergency fund in the bank...excited to save more:-)

Love this!!!!

Thank you for this!! ♥️♥️🙏🏻

I have no debt thanks to parents who paid for college, but my goal is financial independence from my parents followed by the continued freedom to do what I truly enjoy and value.

This was really great!

Truly a great video, well done 💞

Great job and can't wait the April 1st release 💟

This is soooo helpful!!

My firstborn was born Feb 24th and it’s time for me to go back to work unfortunately but i realized that his dad and I need to get out of DEBT for HIM! My son is my WHY! this video appeared on my suggestions just in time! Thank you!

Girl u r going to help me so much. I enjoy ur videos. If u have classes coming please let me know

So much I can relate with!!!

Love this

Enjoyed this video immensely

Awsome video!!!

I feel like I should be only subscribed to you ! you are amazing

I loved this video! It made me cry so much thinking of how much James inspires you! You are an inspiration to us all, thank you for sharing!!!!

I definitely enjoyed this video and I’ve shared it..😎

Your amazing miko 💘

thank you for allowing me to participate in this "class"

I just watched this seminar and you are so inspiring. In order to stsrt this journey do you need to the monthly spender first then work on the budget. Like I have said before I get paid pretty much daily and I just don't know where to start. I'm so tired of struggling. My want and why is to just know that all my bills house, utilities, car and food will be paid and I'm not struggling to make them.

Thank you for saying that you couldn't do the baby steps and pay off debt the way Dave Ramsey say to. I have try is way different times over the years and failed at it. I always thought it was just me. I have to write down my budget and where my moneys on paper. For sometime my husband had me log the stuff for our checking account online. I hated it. Then end when our laptop stopped working and I went back to writing it out on paper. I was,so happy doing it that way.

I absolutely loved this video miko.. my grandmother is now coming along on my financial journey and this was a perfect way to show her how I was inspired by you. We have really gotten into the happy planners from me and my big ideas. I bought some og your printables and I intend to put them into our planners. I thought it would be absolutely great for others who love happy planners to be able to use your stuff so I thought I would suggest a collaboration for you! Thanks for all that you've shared. You are helping so many people!

I'm still in debt from Christmas. It's March and I'm staring at the credit card bills. I hate this. I did this last year too and got it paid off, swore I wouldn't do it again, and then I did. I've got to break this cycle.

Hey love your videos!! I get kind of overwhelmed with all the Numbers at the end of the budget (i have your workbook) is there a simplified way to do it?

Are the budget worksheets in this video on the resource library? I would love to use them to start a new budget tracking method!

Can I do R and both E's at the same time or do i need to track my expenses first..?

💖💖💖

Children understand how to spend their allowance and save.

👍 ✌

If you EVER want to branch out and employ people under you to create seminars in different areas of the country to teach your method, PLEASE hire me!! I am consumer debt free and started using your method 3 months ago and "your budgeting method changed my life!!!!" LOL. Since I started I have been able to put $8,000 extra towards the principle on my mortgage which is my last amount of debt I am tackling. . I am obsessed with budgeting and your method. Thank you!!! Anne -Marie

@lynnryan393

5 жыл бұрын

J

Bravo👏👏👏👏👏👏 .....🤔and there it is.. That my friends is how it's done 👏👏👏👏👏👏👏

I am 55 years old with very little set aside for retirement at this point. I have always been curious about the stock market and have witnessed some people who played the game right and retired early because they used the stock market. When I ask them, most said that they invested very little to start with, but their portfolio grew. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make decent returns.

@errolkingston6546

2 жыл бұрын

Buy index funds if you wanna be safe, though you are probably be better off just going to Vanguard or something for that

@jaluriaja6294

2 жыл бұрын

Even with the right technique and assets some investors would still make more than others, as an investor, you should've known that by now, nothing beats experience and that's final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I'm buying again

@santiagoagustine3749

2 жыл бұрын

@@jaluriaja6294 who is your financial coach, do you mind hooking me up?

@jaluriaja6294

2 жыл бұрын

@@santiagoagustine3749 "My consultant is *Loretta Wilkinson* I found her on a CNBC interview where she was featured and reached out to her afterwards. She has since provide entry and exit points on the securities I focus on.

@jaluriaja6294

2 жыл бұрын

@@santiagoagustine3749 You can look her up online if you care supervision. I basically follow her trade pattern and haven't regretted doing so"

They are like doctors who cant earn anything by actually helping you not need them anymore.

I don’t get why the people in the US pay so much with credit card. If you can’t afford it you can’t and point.