gold rate in US dollars against rupees makes me think more about gold investments. thanks sir!!

One of the best financial channels in Tamil. Very clear and easy to understand explanantion.

very clear, if we study the same subject in the book, it may take more than a month for the average man. The valuable book content is given as Juice here. Thanks to you.

Asset allocation onu earukunu unga video pathu than thayrnjuketan THQ sir,eappa than unga channel play list pathuketurukan,kandipa en family members kandipa teach panuran

Thank you so much! Simple and effective explanation.

Excellent explanation of asset classes and a perfect summary.. good job 👏 👍🏻

Very impressive information. Explaining like a friend/bro/dad. God bless you sir.

Clear explanation!! Your channel will grow bigger heights...

@InvestmentInsightsTamil

3 жыл бұрын

Thank you. Glad you liked the content.

@mvijaysendhil10q

3 жыл бұрын

@@InvestmentInsightsTamil Hi Sir, do you have any template to check the financial planning/level of individuals.

@priyagopal5665

3 жыл бұрын

@@InvestmentInsightsTamil rte r trmememerrrmeereerbbb bbn

@gilly0770

2 жыл бұрын

Excellent content. Could you please do a video on building monthly Dividend paying portfolio as part of asset allocation in US ? I have read about turning ON reinvesting dividend till we retire and turn off after retirement to live off monthly dividends combining with 4% withdrawal rule.

மிகவும் பயனுள்ளதாக இருந்த து ஐயா

Excellent content. Engaging style. Great usefulness. Thanks s ton!

Wow sir! most underrated KZread channel !!plz do more and more videos I became ur fan

Very informative session for Tamil audiences. Great work.

Clear and Simple explanation. Thanks

Very good information Sir. Thank you for the guidance. Good comparison between US and India.Thank you 🙏

எனக்கு நிதி நிர்வாகம் தொடர்பாக அறிவு இருந்தாலும், நீங்கள் விளக்குவது அருமை, இன்றைய நிலை Asset allocation பற்றி உணர்த்தியுள்ளது. தற்போதைய சூழல் விவசாய நிலங்கள் மீது மரியாதை ஏற்படுத்தியுள்ளது, இதையும் Asset allocation ல சேர்த்துக்பொள்ளலாம்

Am from science background,I know nothing about investments now am learning and your's is good in Tamil. Thank you sir.

Very clear explanation sir...nowadays your videos are my favorite...we got better understanding but i don't know how to implement this in real life situation....For middle class people how they implement in our life.. Make videos for us sir.. Thank you...

Thank you sir! Lots of gratitude to you

Thank you sir it's more valuable for youngsters like me

Nice explanation sir👍. Very good tamil . No so much fancy words. All are real words from yours experience 🙏

Good explanation and its helpful to us

Seriously you are best teacher ❤✌

Good content thalaiva!! Refreshed!

Awesome work sir

Sir your video good its useful 👍. I want more videos for middle class people best investment plan.

Gold return info really good

super sir professional teacher

நன்றி.. ❤️

Great info 👍

Great job. Do more videos....please

Clear Explain...

I think In India real estate is depends on location anna. In city its not giving much return but in many village area now its giving double income in 5 years

excellent info.

Clear presentation Sir....Thank you..

@InvestmentInsightsTamil

3 жыл бұрын

Thanks and welcome

Sir. Iam following your channel for the past 2years and my investment knowledge grew from 0%to 50%.I should say.Thanks a lot for inspiring and showing us this path..and also I start my investment journey with lndex fund Since 6months .

@InvestmentInsightsTamil

4 ай бұрын

👏🏽

Hi Very recently i started to watch your channel. Very informative and lead me guide some finance discipline steps. Please share more videos... Very informative.. highly appreciated...

@InvestmentInsightsTamil

3 жыл бұрын

Glad you find it informative.

Real investment insights , outstanding analysis and explanation . A big thank you for all your efforts & time for sharing such a wonderful information which makes layman to understand better than jorgans.

@InvestmentInsightsTamil

3 жыл бұрын

Glad you find it useful.

Excellent explanation 👌👌👌

@InvestmentInsightsTamil

3 жыл бұрын

Glad you liked it

thanks and subscribed

Thank you

Thanks 🙏🙏

Super sir

Nice

Good video sir..How to buy ounce of gold bar in US? How much need to pay for customs if we carry it to India?

Thanks sir

Great

Thank you anna

Dear Mr Vijaymohan Sir, Thanks for your insights and it a big eye opener for ppl like me to know about stock market. one thing u keep stressing about index funds. How do think index fund growth in India,as you explained the Indian index is having more narrow dips when compared to US. When I read some of the articles they are not talking postive about index funds and they say frequent dips or narrow will offset the growth. Pls share your insights....... A big thanks for your service and I wish your channel grow great heights....

@InvestmentInsightsTamil

3 жыл бұрын

Those articles must be sponsored by mutual fund industry.🤣 India is an emerging market and so it will be lot more volatile compared to US. But then also it means, it has more potential to grow in long term. I would say, do not worry about the dips. Invest for long term. As I said in "Risks in Index Fund", the dips not matter in long term.

@sivamurugesh7737

3 жыл бұрын

@@InvestmentInsightsTamil Thx for the response

vijayji , will be helpful if you cover how to buy bonds in india and usa in topic , whereby as a non financial person if someone needs guide on how to check for bond list and how to but and what process and dependencies are there.. looking forward for that video

@InvestmentInsightsTamil

3 жыл бұрын

Good suggestion.

Real estate and stocks for me are the best.. but this is all great information again! Dropped you a sub

sir, In the asset allocation, you didnt mention PPF and NPS in india

Your vidoes are amazing. After I watched your video, I bought some ETF from your excel.Where can I buy index fud ? If you can explain difference between buying ETF and Index will be very helpful

@InvestmentInsightsTamil

Жыл бұрын

They are essentially same. For long term investment, it is no different. You are fine with ETFs.

Great video once again. Do you have a video covering Indian bond market. There isn't much resources available about Indian bond market.

@InvestmentInsightsTamil

2 жыл бұрын

I do have a video about Bonds in general. Check, "Share Market /Bonds" playlist.

Super explantion sir. Sir, also please explain how to buy rental income property

@InvestmentInsightsTamil

3 жыл бұрын

Glad you liked it. I am not really a Real Estate expert. Can't really share much on rental income property. Sorry.

Sir, REITS fund is available in India?

Hi Vijay sir, i am 36 years old, i will achieve my 25x annual expenses when i will be close to 40. I want to know your ideas regarding what percentage should i have in bonds and stocks after getting to the 25x, having 60 percent in stocks seems a bit risky for me...I am looking to quit my job after achieving 25x [for personal reasons]. Your inputs will be much appreciated. Thank you.

US-REITs cannot be classified as High Risk. VNQ Vanguard Real Estate REITs ETF quoted as (4- Risk Rated = Moderate Risk).

really you're a gem to all sir. do more content pls

What about NCD investments Sir Please help me

Sir thanks for your valuable information kindly talk about cryptocurrency

@InvestmentInsightsTamil

3 жыл бұрын

Watch the Bitcoin series in this channel.

Hello Vijay Whats your take on Sovereign Gold Bonds in India.. I thought it is worth investing in it for 8 years since Gold rate has always been on the rise.. But this video jeopardised my thoughts!!

👍

Hi Vijay..i have a doubt in retrns % calculation. Considering I have 2 FDs, I can think like the total amount from the sum of 2 FDs would give a return of 8 to 9% But if I have 1 mutual fund and 1 index fund, how to consider the annual return from these 2... Should I consider 13 to 15 % for each of them or something different ?

@sivag2032

Жыл бұрын

If it is one time purchase it is pretty similar.

Sir clear classification.. one question.. I see many places u mentioned long term in stock market... So what's the figure value of this "long term"..

@InvestmentInsightsTamil

2 жыл бұрын

More than 7 years.

@chandraprakashmc7741

2 жыл бұрын

@@InvestmentInsightsTamil ok sir thankyou

Sir, after watching all your videos, Is it still required for us to approach a financial advisor? (I am taking notes of your videos)

@InvestmentInsightsTamil

3 жыл бұрын

It depends on how comfortable you are with handling financial stuffs by yourself.

Sir what is allocation

Do you recommend investing in Indian real estate (Chennai) while we are in the US? Any pros and cons related to this Thanks!

@InvestmentInsightsTamil

2 жыл бұрын

I don't. That does not mean that it is not recommended. It is personal choice. Do it if you like that.

👍❤🎉

Hello Vijay guru, What is your take on investing in index funds in India vs US? If we can expect 16-18% returns in India, do you expect 10-12% returns in US + rupee depreciation beat the index funds in India?

@InvestmentInsightsTamil

2 жыл бұрын

No one knows how the future is going to be. I would suggest to have both the exposures.

@rajaramsuganya

Жыл бұрын

@@InvestmentInsightsTamil I think where we are going to live matters

👍👍👍👍

Sir, Could you please share your portfolio in percentage??

Hi, you have said bond index fund. I am not clear on this. Are you talking about buying bank bonds / corporate bonds or bond funds (i.e. mutual funds) ? The reason I am asking this, last year I bought some tier II bank bonds. If you give some light on this, it would be great.

@InvestmentInsightsTamil

3 жыл бұрын

I meant bond funds.

@manikandannatarajan6833

3 жыл бұрын

@@InvestmentInsightsTamil மிகவும் நன்றி

We are investing as you said in all aspects. But we don't have enough knowledge about stocks. How can we invest in stocks. I need your help sir. 🙏

@InvestmentInsightsTamil

3 жыл бұрын

Do not invest in individual stocks. Stick to Index fund. You do not actually need anything more than that.

Is it advisable to keep emergency fund in money market?

@InvestmentInsightsTamil

4 жыл бұрын

Sure. Definitely better than having it in checking account that is not earning any interest.

I am revisiting these videos and had a doubt Vijay guru. Would you consider retirement funds like 401k, PF in your asset allocation? I am asking because one has to make decisions like contributing to after tax 401k vs other assets.

@InvestmentInsightsTamil

Жыл бұрын

Yes, definitely.

@rajukamal

Жыл бұрын

@@InvestmentInsightsTamil Thank you for the response.

Vijay Mohan, In USA, Does paying mortgage considered as real estate investment . Also mortgage 15 years vs 30 years tenure, your feedback on that pls .

@InvestmentInsightsTamil

3 жыл бұрын

It is better not to see that as an investment, but as an utility for our stay. 15 vs 30 - totally personal choice. 15 - if you do not like to be in debt for long. 30 - if you think 3% loan is very cheap for paying it off soon.

@sangeethaselvaraj1949

2 жыл бұрын

@@InvestmentInsightsTamil Sir for FIRE you mentioned to have corpus of 25X or 30X. In that can we consider the value of our house too if mortgage is completed.

@InvestmentInsightsTamil

2 жыл бұрын

@@sangeethaselvaraj1949 Sure. But it is better to exclude illiquid assets as we will not get cash flow from it after retirement.

@sangeethaselvaraj1949

2 жыл бұрын

@@InvestmentInsightsTamil Got it Sir. Thank you so much for clarifying.

Do you have REITs in India ? If yes what are they?

@InvestmentInsightsTamil

4 жыл бұрын

REITs are at early stage in India. I see just Embassy Office Parks as listed REIT in India: ir.embassyofficeparks.com/investors/investor-overview/default.aspx

What are the trading apps in India with zero commissions? Like in US we have Robinhood and Webull!!

@InvestmentInsightsTamil

4 жыл бұрын

I am not that familiar with Indian brokerages. But I am hearing lot of good things about zerodha.

@yokanandthirupathi9087

4 жыл бұрын

@@InvestmentInsightsTamil I recently came across Kuvera. It is also good. Zero commission and we can do direct investment. I'm investing in index funds using this app. But, still buying stocks or bonds are not possible. It is suited for Mutual fund investments.

Bro index fund video poduga

@InvestmentInsightsTamil

4 жыл бұрын

Its already there: kzread.info/dash/bejne/ppqCuralZpeue5s.html

sir is it possible to buy US bonds in INDIA??

@InvestmentInsightsTamil

3 жыл бұрын

I believe you need International (Global) account to buy US bonds. Fees could be hefty.

@KanagarajNarayanasamy

3 жыл бұрын

@@InvestmentInsightsTamil thanks sir 🙏

Can you explain about bonds in a video

@InvestmentInsightsTamil

2 жыл бұрын

It is already in the channel. Check Share Market/Bonds playlist.

Hii sir.. in which financial firm u had ur career..?

@InvestmentInsightsTamil

3 жыл бұрын

Check my Linked in profile.

@freshfilings

3 жыл бұрын

@@InvestmentInsightsTamil Unga Tamil keka romba nalla irukku sir.. Unga knowledge share panrathukku romba nanri...

How to invest in Bonds...? In which platform

@InvestmentInsightsTamil

2 жыл бұрын

Buy debt funds rather than individual bonds. You should be able to do it just like the equity mutual funds.

@adhithyagovindasamy1675

2 жыл бұрын

@@InvestmentInsightsTamil Thank u

Sir How to contact you? Sir small small doubt sir

@InvestmentInsightsTamil

3 жыл бұрын

Send me an email to vm.investment.insights@gmail.com

Neenga osho follower ahhh!!!!

@InvestmentInsightsTamil

2 жыл бұрын

Yen?

Sir I will meet you sir?

@babuanandarajduraipandian610

3 жыл бұрын

Sir Is there any tax or fee need to pay while withdraw money from mutual fund? Pls clarify.

All your videos are very good but one negative feedback... Neenga adikadi america pathi pesuringa it diverts us and losing track, relate pannika konja kastama iruku... I hope your target audience is indian tamils.

@InvestmentInsightsTamil

3 жыл бұрын

Target audience is Tamils, both in Tamilnadu and America and also anyone who dont mind reading english subtitles. America ku vara first generation makkalaana engala maathiri patta aatkaluku, financial guidance kodukka yaarumey kedaiyaathu. Athunaala thaan oru concepta explain pannum pothu, athu yeppadi America ku fit aahum nu sethu solren. Ungalauku relate panna kastum nu enaku theriyum. Just antha parta skip pannikonga.

I think u invest the u tube

Subtitles neraya edathula chart details ha marachiduchi next time atha konjam adjust pana parunga But content worth 🔥🔥🔥🔥🔥

@InvestmentInsightsTamil

3 жыл бұрын

Subtitles is overlay on video. I cannot control it on where it displays. If you are Tamil, disable the subtitle and watch without it.

@RamKumar-so7sr

3 жыл бұрын

@@InvestmentInsightsTamil ✌️

Who is here after choosing wrong answer in the poll 😅

U r carefully ignoring the gold growth from low points..entha kenayan peak la irukaappa Thangam vaanguvaan..y r u not taking lowest points

@deepaks3570

2 жыл бұрын

If u say so buying something on d peak will blow u off even for stocks .

i am 21 years old😀

@sureshkumarmukeshkumar9454

3 ай бұрын

Enjoy Ur investment journey