That’s exactly how I did last year , snowball effect did marvellous to me I’m debt free man now , feels like I own the world yet with my bare hands 😊😊😊 I would recommend this video to everyone .

Thank you, sir. I think this channel is underrated a lot of content and easily understandable language. Last 2 years I'm watching financial-related videos, this channel is one of the hidden gems. I hope this channel will reach within a short period. Today I got your playlist quickly I will complete it all. Simply and Superb.

@InvestmentInsightsTamil

3 жыл бұрын

Great to hear!

Thank you sir. First time watched your video. Real eye opener!! I subscribed to your channel. Keep posting more informations. Love from Kuwait.

Hopefully Tamil NRIs will be wealthy in the future

Last word Ultimate Venumnu Nenacha kadan ha kudukama mudunchatha kudunga✌️

Nice Speech sir, Thanks for your Financial ideas, and yr Voice is very clear & Supper 👏

final touch ! great !!

Lecture very nice. Practical.

Thanks for valuable information 👍

என் அறிவு கண்ண துறந்துடிங்க 🙏🏻 நன்றி I understood that without knowing these concepts I followed the debt snowball method. Really really helpful.. Thank you sir.

Thank you!. Very informative video.

Final statement semma ....its really mean it....

Super topic and semma explanation 👍👍👍👍👍

Hi sir ., I'm n my 27 age and working in IT ... Ur videos inspired me a lot .., I'm planning my life expense and investments like u said ., Ur a financial mentor to us. . Thank you sir 🙏

@InvestmentInsightsTamil

3 жыл бұрын

Great to hear that. My best wishes...

Great Sir. Well said!👍

More usefull information sir..ur channel will reach more heights...

Very well explained Vijay, especially the finishing touch, we can relate that...

@InvestmentInsightsTamil

3 жыл бұрын

Glad you liked the content.

Very good sir started following from yesterday.

You doing very good job ayya Nandrii

Hi sir. Thank you. Ready credit is also an example of bad debt.

Interesting topic and everybody should understand this topic. Thanks for the explanation 👌🏾 👍.

@InvestmentInsightsTamil

3 жыл бұрын

My pleasure

Sir vera level explain ...thq Sir

Watching your videos continuously 🔥 I can't stop

Superb and valuable information ... good advice too ... keep going sir

@InvestmentInsightsTamil

3 жыл бұрын

Thank You!🙏🏽

Sir, All your videos are good, informative and brief. Can you also do a video on home budgeting and savings?

Caption is very good 👍 very helpful

My financial condition slowed down for 2 years, A family threatened me and took over huge money. I feel it is paid for my peace. I follow simple life and don't own vehicle nor luxury item but I have invested right from the time I started earning. Keep posting video, Thank you

Great sir...

Thanks for the excellent content

@InvestmentInsightsTamil

3 жыл бұрын

Glad you like it.

From my side I will appreciate you by making your subscriber round off 1000 all the best for your future

@InvestmentInsightsTamil

3 жыл бұрын

Yay!! Thats wonderful!

It's really great effort and intention what you have. Amazing that you want yo know other peoples to learn from your experiance. Hats off. Ellarukum intha manasu varathu sir🙏🙏👍👍👍👍 Your channel will reach next level bro💞💞💞💞

@InvestmentInsightsTamil

3 жыл бұрын

Thank you very much for dropping such a nice note.🙏🏽

💯 % true about credit card.Many people think that CC is necessary.But it’s not 🙏

Very useful tips

The last punch was super 👏👏👏

Sir Very good experience

Hi Vijay, Happy Holidays :) Though I already have knowledge in some topics you are covering, I will not miss your single video because, you are giving more value in that topic from your perspective and sharing the tools like calculators. Thank you so much! Very useful thing which I got from you is the plan to reach financial freedom. 5 year expense as investment to 25 years expense as net worth :)

@InvestmentInsightsTamil

3 жыл бұрын

Happy Holidays to you as well! Glad that you like the content. Thank you for your support and your kind words.

last ah sonna kadan matter super

Nan unga Vijaya mohan neenga pathukitu irukarthu investment insights......intro enaku romba pidikum

Simply awesome👏👏👏 sirji...

@InvestmentInsightsTamil

3 жыл бұрын

Thanks a lot 😊

GOOD STRATEGY..

Excellent sir, the second one snowball method good ,applied my all debt... yesterday onwards. Your advice cleared too. Great work. Your all vedio useful to Tamil people. Getting free psychologically...to concentrate my new startup business.

@InvestmentInsightsTamil

2 жыл бұрын

Great to hear that 👍

Watching 20th Video in a row from your channel... I liked all your knowledgeable contents. You have sharing priceless information over KZread streaming which we respect Sir!!! Please continue your good work.

@InvestmentInsightsTamil

2 жыл бұрын

Glad to hear that!

Very informative. I use credit card only when I have full cash to pay. - will utilize for cashback or reward points purpose.

@InvestmentInsightsTamil

3 жыл бұрын

Thats very smart.👍🏽

Fun and interesting speech

Super sir 👌🏼👌🏼

Thank you sir

Really got addicted to the bgm....feels cow boy bgm

@InvestmentInsightsTamil

3 жыл бұрын

Yeah, it is western music.

Thankyou sir....

As usual Super Video. Finishing is Ultimate. Kadan Uravai Murikkum. It will be useful for many if you suggest how to get back loan amount from relatives. ☺

@InvestmentInsightsTamil

3 жыл бұрын

🤣

sir u r great

Sir how to pay housing loan shortly

I am using credit card for the past Seventeen years and paying the complete due amount every month. No more amounts carry forwarded to next month. In fact I received points for spending... and from that points... I approximately received more than 25000/- Rs benefits by converting that points into vouchers and gifts. But still I feel we are spending lavishly when buying something through credit card. Be careful while using credit card... because sometimes it ends up with shopaholic.

getting loan vs taking it from investment. which is preferrable?

Old car is a double edged sword 🗡️, I have met people who have bought old car and spent a lot in repairs finally sold it and got a new one. All the expenses they incurred went down the drain.

@InvestmentInsightsTamil

3 жыл бұрын

Did they buy an American/European car? Toyota/Honda should hold up well. But even then, there is no guarantee that a person would not end up with a lemon. Old Accords are known for transmission issues too. Still, the chances of Toyota/Honda giving us repair bills are rather slim.

@InvestmentInsightsTamil

3 жыл бұрын

BTW, the car I mentioned in the video was Mazda 626. I ended up owning it for 12 years. Solid car. That specific model is known for issues. Fortunately, I ended up with a good piece.🙂

@cbeshyam07

3 жыл бұрын

The person I mentioned bought a Nissan ultima and had undergone so much of expense

@InvestmentInsightsTamil

3 жыл бұрын

hmm... with Nissans, it is a toss - just like my Mazda. In general, Corolla, Camry, Rav-4, Civic, Accord and CR-V are solid cars.

Your subscriber base is inflating..👍

Which is the best investment?

I recently started watching your videos and it’s very much helpful. I’m an NRI and I have sufficient bank balance, but I have a disease, I’m mad in cars and bike. Since I work on rotational assignment, every alternate month I come to India, I feel like buying something. Especially when I find some really good deals on used cars or bike. At the moment, I got 2 cars and 5 bikes. How to get rid of this habit

@InvestmentInsightsTamil

3 жыл бұрын

Read "Atomic Habits" by James Clear. He has some good suggestions on how to get rid of bad ones and build good ones.

@vigneshce

3 жыл бұрын

@@InvestmentInsightsTamil thank you Vijay

Kadasi punch dhan mass! "Kadan Anbai Murikum" 🤣

Wonderful sir. Learning a lot from you. One question - is it a good choice to make use of 0% interest balance transfer (3-5% processing fee) to settle higher interest personal loans?

@InvestmentInsightsTamil

Жыл бұрын

Yes, if you can pay off the balance before the actual CC interest kicks in. If there is any risk of paying off, then it is better to avoid that.

@karthicvenkatesh

Жыл бұрын

@@InvestmentInsightsTamil Thank you 🙏 sir

Hello Sir, Your videos are really good. Please share your thoughts about the cryptocurrency currency.

@InvestmentInsightsTamil

3 жыл бұрын

Watch the bitcoin series in this channel.

Sir, can invest TATA AIA Life insurance fortune guarantee plus

Excellent Sir New income generating video podunga Sir

@InvestmentInsightsTamil

3 жыл бұрын

The only income generating strategy I know is "Stock Market". Not really an expert on the rest. But I will definitely share what I know. Thank you!

@victorraj5362

3 жыл бұрын

@@InvestmentInsightsTamil I have two debt one is personal loan and another one friend gave me.. Which I need to concentrate. Note personal loan will closed in another 6 month.please suggest which I need close priority

@victorraj5362

3 жыл бұрын

I have two debt one is personal loan and another one friend gave me.. Which I need to concentrate. Note personal loan will closed in another 6 month.please suggest which I need close priority

Sir, Interesting topic, really Appreciated👌😀👍🏼 One doubt: Pledging loan against gold will comes under which category. Kindly explain

@InvestmentInsightsTamil

3 жыл бұрын

Same logic applies to that as well. If the profit from that loan is higher than 2 x interest paid for that loan, then it is a good loan. If there is no profit or if profit is less than the interest paid, then it is a bad loan.

❤️❤️🔥🔥

Calculator ah epdi use pandrathu nu therla anna indian rupees ku athu dollar la thane varuthu

Super sir

Thank you for the insights sir, learning alot. Shouldnt the loan, which has the highest interest pending be paid out first. Lets assume there are 2 loans, one home loan was just taken and another home loan was taken 8 years back. now the 1st loan should be paid off first right, as the for the 2nd loan, all the interest has already been taken up by the bank... pls let me know your views on this...

@InvestmentInsightsTamil

Жыл бұрын

Yes. For debt avalanche method, loan with highest interest should be targeted first, regardless of how old the loan is. See it as, we pay interest on remaining balance. Regardless of whether the balance is big or not, paying off highest interest loan first makes sure that we pay less interest over time.

Car insurance monthly ? Why monthly ?

♥️♥️

Beginners,those who start to learn about personal finance and stock market in covid times are feeling fear of missing out as stock market are making new all time highs every day. How to approach investing in individual stocks in these times?

@InvestmentInsightsTamil

3 жыл бұрын

No one can do the market timing consistently right. It is not worth trying. Better to keep investing regardless of how the market is. When we see that market is pushed down because of uncertainties like COVID, we should see that as opportunity and try to increase our investments during time like that. But if we have waited too long for the market to bottom out, we will not get a chance to reenter the market - like we are now. So for now, my advice would be to enter the market little by little every month. Keep investing.

@naveens4594

3 жыл бұрын

@@InvestmentInsightsTamil Thank you

Very good explanation I need clarification taking home loan Property value 30 to 35 lakhs Down payment 20 lakhs Balance 15 lakhs loan Is it good decision to take loan Thanks Riyaz Qatar🇶🇦

@InvestmentInsightsTamil

3 жыл бұрын

Totally personal choice. I dont see why not.

Sir question, Example we have car loan $10000 and monthly installment $1000. Let say we emergency fund and have extra cash of $10000. Should we settle the debt with $10000 or invest the $10000 & continues with monthly installment?

@InvestmentInsightsTamil

3 жыл бұрын

Would you be able to generate a growth that is double than car loan interest? that is, if the car loan is 3% and if you can generate a return of at least 6% with 10K, then you should invest rather than paying off the loan. If you cannot, then you should repay the loan.

Sir, magalir loan and seetu podurathu namaku gain ah ? Pls talk about this topic.

@InvestmentInsightsTamil

3 жыл бұрын

Magalir loan pathi enaku theriyala. Aana Seetu podurathu avoid pannikonga.

I have two debt one is personal loan and another one friend gave me.. Which I need to concentrate. Note personal loan will closed in another 6 month.please suggest which I need close priority

@InvestmentInsightsTamil

3 жыл бұрын

Depends on which one has more interest. My suggestion would be to target the biggest interest one.

Sir is taking personal loan and buying gold on the loan amount is considered as a good debt or bad debt ?

@InvestmentInsightsTamil

2 жыл бұрын

That will be a bad debt. We should not be taking personal loans for any kind of investment.

I was waiting for personal loan topic. Unfortunately it's not covered in this video. I am paying my 40% of salary as EMI with 3 more years loan due. As u mentioned I am trying to increase my salary. But how do I manage my personal loan sir. ?

@InvestmentInsightsTamil

2 жыл бұрын

Try to pay it off the same way as suggested in this episode.

Hi Vijay, I'm Ram 23yrs old from Netherlands. I came here for my Master's which costed me an education loan of 32lakhs + 8.5% annually. It has been 2 yrs and I have 10 more yrs. Do you think I should pay this debt faster and finish it off as soon as possible or pay them slowly by investing the rest in Index funds FYI: I'm financially stable with good middle class family background

@InvestmentInsightsTamil

Жыл бұрын

8.5% is a high interest rate. I would pay off that loan first.

I never use my credit card n never exceed a month 150$……even though I can afford to have 10K $…..😃

Sir vanakkam, I have housing loan 8laks ,7.1%, interest sbi, 2020 la than potten,monthly 12500 EMI,I have jewel 20 pouns gold loan pottu housing loan ah finish pannalama

@vigneshrajap

Жыл бұрын

Hello , gold loan intrest rate rmba mukkiyam. 8L house loan ku 7.1% intrest soldringa. But gold loan ku atha Vida kooda intrest abdina, better house loan pay panniralam.

@s.suganyavijay3472

Жыл бұрын

@@vigneshrajap 🙏🏻

If credit card gives you 2% interest loan then it is a good debt.

@sivakumarkandasamy8828

3 жыл бұрын

you mean balance transfer?

@srinathKC

3 жыл бұрын

@@sivakumarkandasamy8828 yes

Volume is too low at source. Please use a better mic sir

@InvestmentInsightsTamil

3 жыл бұрын

Thanks for the feedback.

Friday? Sunday? You upload always on Sunday

@cbeshyam07

3 жыл бұрын

Thanksgiving holidays

@InvestmentInsightsTamil

3 жыл бұрын

Thanksgiving holidays helped to do it earlier this time. 🙂

Credit card is injurious to life

Ohh no... did you pay $600 every month for insurance ? 😱 Thanks sir for the excellent content. Simple n very informative .

@InvestmentInsightsTamil

3 жыл бұрын

I did. And you know some of the mistakes that we did as kids, still come back as nightmares? This is one of them. Have come long way since then. 😂

US MS in 4 lakh ah!! Enna oru 20 years ku munadi irukumo 🤔

@InvestmentInsightsTamil

3 жыл бұрын

ama.

Sir, Need brief explanation about US-Mutual fund selection. From India how will plan and start an investing with viable source. Earlier you were explain about Nasdaq & S&P500 fund but that hasn't suffeciant to understand and initiate. Looking separate details with proper platform. Kindly do me a favour as soon as possible. 🙏

@InvestmentInsightsTamil

3 жыл бұрын

For buying the mutual fund, you can use either groww or kuvera. groww.in/ kuvera.in/ I have not used either of these. But I am seeing good reviews on both of these. After opening the account, you need to buy the following funds. groww.in/mutual-funds/motilal-oswal-nasdaq-100-fof-direct-growth groww.in/mutual-funds/motilal-oswal-s-p-500-index-fund-direct-growth Hope this helps! Good Luck!

Very interesting presentation as usual 🙏; can you please share your Twitter Id to follow?

@InvestmentInsightsTamil

3 жыл бұрын

Thank You! I am not really active in Twitter. But I do have a twitter account - @InvstmntInsght.🙂

Thank you sir

Last dialogue semma sir🤩🤩🤩