Super !! முதல்ல என் மாமனாருக்கு இந்த video அனுப்பிடென் !! 🙏 இனிமே தொல்லை விட்டுது

@InvestmentInsightsTamil

5 ай бұрын

🤣

@kalimuthusamy8010

5 ай бұрын

😂

@karthickselvaraj736

5 ай бұрын

😂😂😂

@prasannasrinivasan4258

5 ай бұрын

எங்க போனாலும் மாமானார்கள் தொல்லை😢

@jeevakannan_u

5 ай бұрын

Haha

Thank you Vijay 😊 It seems you are engaged enough in the life even after FIRE and we miss your regular videos

Thank you for making this video and Congratulations for 200k subscription reached 🎉

Vazhthukkal sir. Big respect

Super Sir, stock fundamentals EPS, PE, PB ratio, ROE, ROC pathi oru stock ah example ah vachi explain pannunga ellarukum useful ah irukkum. Neenga simple ah ellarukum puriera Mari explain pannurenga. Keep up the good work.

Brother, appreciate your great initiative educating common man on wealth creation and management. வாழ்க வலிமையுடன்!

Thanks Vijay for your insightful videos.I enjoy watching your videos as i learn something new everytime !!

வாழ்த்துகள்! 💐💐💐

Great worksheets. One thing that is missing is that tax needs to applied to income which will be at the marginal income tax rate.

நன்றி , 🙏 மிகவும் தேவை இப்போது

Thanks Vijay! Simple and clear explanation!

Watching your videos with English subtitle, worth watching. My portfolio is also growing like anything.

நீங்கள் சீக்கிரம் 1M subscribers வருவதற்கு என்னுடைய வாழ்த்துக்கள் sir 🎉🎉🎉🎉

Great video. Few things missed, tax pros/cons of rentals, vacancy rate usually 10%.

❤thanks Vijay I am also Tirunelveli your videos very useful my investment journey thanks.

Second part interview after your retirement ( fire journey) very very useful for me thank you great interview

Congratulations sir 👏👏👏 I Wish you get more subscribers soon.. Thanks❤❤❤

Congratulations Vijay and thanks for sharing wonderful information. In Australia we have tax benefits for investment properties like interest paid, all expenses, council rates etc we may need to consider that as well.

Congratulations on 200K and more! Love from Chennai ❤

Namaskaram. Congratulations Sir. God bless you all. Good luck.

Thanks Vijay.... need a super like icon for this.

Your videos are very helpful and good .pls continue to post such .

Another informative video as usual ❤

Sir great work and effort. Thank you for the insights 👍

Well done sir. Your channel is precious. Congratulations for the feat. Way to go. Cheers

Thanks Vijay! Prior to start watching your videos purchased rental property in NC around mid 2022. Its break even for now using your calculator but started my investment index funds last 2 months! Thanks for all your wealth of financial wisdom from your experience!!

@InvestmentInsightsTamil

5 ай бұрын

Thanks for sharing your experience.

Thank you Sir. I was waiting for a video like this to justify myself if rental home investment is worthy as it sounds. I hear lot of ppl around me buying homes & renting..

வாழ்த்துக்கள் சார்💐💐💐(2lakhs followers)

அருமை 💐💐

Super sir congratulations 🎉🎉🎉👍for investment insights hardwork

Congratulations for 200K subscribers🎉🎉

Most underrated Finance channel!!

Thanks for sharing with actual numbers. In going to show this to my father 😅

Vazthukal Vijay

Congratulations Sir for reaching 200k subscribers.

Watched your interview in finance boosan chennal,,, very useful information about you sir ,,, nice interview 🎉🎉🎉

Cheer up sir. Keep on educating us💯🔥👍

Nice video. Few points to add, One can deduct home depreciation, maintenance expense and mortgage interest from taxable income in the US. This will bring adjusted gross income which may help bring other credits such as child tax credit.

Thank you so much for all the knowledge you imparted to us! I've been watching all of your videos (some repeatedly) to train myself on proper financial planning. Wish we learned these concepts at an early age, or in school. Funny how we grow studying specialization topics early in life and close to zero financial knowledge (atleast myself). This channel fills the gap profoundly and we're grateful to you!

@InvestmentInsightsTamil

5 ай бұрын

You are so welcome!

Wonderful video Vijay ! It has to be noted that while you can buy 2nd or 3 rd homes and build a portfolio of home through leverage ,this is not possible in the stock market scenario /investing in a REIT or Index. While margin can be utlized , margin. calls is a huge risk vs hard assets in the housing market. (Housing melt downs are rarer than stock market meltdowns)

Thank you VijayMohan 👍🏻👏🏻

Good information vijay!🎉

Very well explained Sir !

Congratulations sir for 200k subscribers

Good video. One thing you need to cover also is the tax difference. Post tax income is important since rental incomes are in the highest tax bracket.

@InvestmentInsightsTamil

5 ай бұрын

Good point!

If they were already staying on rent, then the rent may disappear as soon as they buy the new house. So, the rent that's cut off & and the money you save on tax should also be taken into account. If added, the cashflow will improve and result in a higher IRR.

Good day, Sir, Darshan here. I cant think anything, It's like more of a coincidence. I was planning to buy a home and you uploaded a video. Thank you, Sir, for sharing your thoughts on this.❤ P.S. Congratulations on reaching 2Lakh subscribers, Sir. Wish you still reach even more. 🎉

வாழ்த்துக்கள் விஜய்மோகன் சார்🎉

thank you vijay mohan sir

Hi Sir, I am kiruba. One personal request. could you create a video on comparing salary ranges in USA VS India. why people moving to USA rather staying in India ? what are the benefits we get for us and for our kids financially ...

Good explanation. but if we invest in index funds we can enjoy return in future, but we have to pay our monthly rent till we enjoy that return on that end of 15th year.. we have to consider that point as well, Vijay

Congratulations sir🎉

Sir I m waiting for this video and this topic without watching

Congratulations sir 🎉

Congratulations 🎉🎉🎉

Congratulations 🎊 👏

Guys sir given interview to finance boosan ... happy to see sir with boosan...

சூப்பர் சார். ஒரு சில மாதங்களுக்கு முன் வரை எனக்கு குழப்பம் இருந்தது. தெளிந்தேன் நன்றி. நீங்க சில வீடியோக்கள்ள சொன்ன மாதிரி இங்க எமோஷன்ஸ் தான் அதிகம் ப்ளே ஆகும். சாதி மதம் பார்த்து நம்மள யாரும் வெளியேற்ற முடியாது. கொரானா காலத்துல வீடு கிடைக்காம அலைஞ்ச பல பேர் இருக்காங்க. இருந்தாலும் அந்த எமோஷன்ஸ் பொருளாதார ரீதியில் வர்த்தா அப்படீன்னு நம்ம இந்த கால்குலேட்டர் வச்சு தெரிஞ்சுக்களாம்

First view and comments for gurunathar

Thanks sir.. it’s really helpful and informative… I have a request: could you please make a video on Recurring deposit and சீட்டு பணம்… ? Thanks in advance

Nice video!!!

Very informative Sir. Can you pls share info about how to invest in index fund for a beginner who don’t know anything about stock market and provide your suggestion on where to invest in the current market or to wait.

Nice video. One thing missing in this. We can reinvest the rent into equity similar to how one would reinvest dividend income . If we are talking about long term investment return, we should factor investment opportunity using liquid cash(rent).

@InvestmentInsightsTamil

5 ай бұрын

Good point.

@srenathr2521

5 ай бұрын

No but most people buy homes on loan, so they would only be able to repay the loans

@signalssp

5 ай бұрын

அதுக்கு பருத்தி மூட்டை குடோன்லயே இருக்கலாமே.. You can invest the capital in equity market.. Risk is everywhere.. Depends your age... In building rental also its depends on various factors like tenant, Building is also a bell curve.. It also losses its value in lon....g term.

Congratulations 🎉

Thank you Sir.

First of all good Information thank you sir❤ please share the idea of loan against empty plot to construction of rental house without downpayment

Congratulations on reaching 2L subscribers. Thank You Vijay Sir. Excellent explanation. But to keep it very simple even bank FD rate of 7.2% interest per annum would give an interest of 32400 per month even after subtracting 10% tds. By rule of 72 60L will become 1.2C in 10 years. So rental income can't even beat bank FD rates. Correct me if I'm wring. Definitely lower than Equity. Another factor is if the individual takes bank loan to purchase this then needlessly to say the return will be very very low. Yes all other challenges neatly explained by you Sir.

@InvestmentInsightsTamil

5 ай бұрын

Nothing is wrong with your take. It is called personal finance for a reason. I am like you. I would prefer equity growth over real estate and I am OK with the volatility it comes with it. But I cannot expect that from everyone. There are many who would trade the equity volatility for RE stability. There is nothing wrong with that as well.

Any property you invest always has to be in right location and price point you purchased it , interest rates also adds in . You gain from investment property via equity build up and not getting passive income from day 1. I purchased an investment property and have gained 10% within first 3 months . Your tenant is building wealth for you no wonder it has its own pitfalls via maintenance and good tenants but still worth it .

Good one 😊

Congratulations sir u reached quickly 1 million 🎉🎉

@InvestmentInsightsTamil

5 ай бұрын

Muthala 300K ku povom. 🤣

@sainikpraveen5293

5 ай бұрын

Sir. Pothuva ippudi comments poda Matan. I would say. 1Mn deserve ur Channel 😅

Sir pls post at least two video every month.

You forgot to consider multiple things in the video. for rental houses -Tax benefits, house deprecation & vacancy rates. And for Index funds - Taxes & dividends

HI Vijay. Thanks from UK. Useful video. I believe the mortgage options considers repayment option. Can we have tab with interest only mortgage? Not sure if it will make a difference.

நாம்வாங்கும்வீட்டின் வாடகைதவிர அந்த இடத்தின்விலைஉயரதேசார்.

Thanks sir ❤❤❤❤

For Indian brothers I advise renting is better than buying. If you bought before 2010 you are good. There is no real estate appreciation in India after 2010. I have flat in India which is renting for 20000 but the call of the asset is 2 crores in t nagar

Buy house with corpus , looks decent investment. But equation drastically changes with home loan which people fall into trap

Salute!

Please give idea on Buying land as Investment. Does it more worth compared to rental income ?

Sir, can you please a video on Stock Options ie receiving company stock as pay and how it is taxed. Pros and cons. Thanks you!

Sir please put regular videos😍❤

Tenure of investment is infinite, non TDS benefit, Rental income is linked with Real Time Market inflation

There are major differences in rental between India and USA. Also depends on whether you are paying down cash or loan. with current interest rates at 8% we might end up doing some cash from hand every month. But yes, appreciation will be there

Congratulations 🎉🎉🎉 For 200k 🎉🎉 Very useful information video.. Sir Home Loan options missing in calculator

@InvestmentInsightsTamil

5 ай бұрын

It is in separate tab.

Super

Thanks

Once more fact concern also to be noted,after 15 or 20 years of time,building value start decreasing…at final, you possibly earned the constructed coat only from rental

Thank you sir. Can you do a video about value trap. Companies like Alibaba and PayPal have good fundamentals but not performing. Can you give some methods to find and avoid such companies. Thank you.

Hi sir, all your videos are very informative and useful. I have a doubt in your house rental calculation on mortgage. In india house loan interest can be shown in Tax old regime. for an amount of upto 2 lakhs. I believe even that should be considered as we are saving on the interest paid. If I am wrong, kindly clarify it.

Congrats Vijay sir, subscribed when your channel was 1k. You deserve to be honoured for the service to society🎉🎉 Glory to you❤

@InvestmentInsightsTamil

5 ай бұрын

So nice of you. Thank you for the continued support.

In investment calculator, if we assume a 30 year mortgage, should we not include the remaining mortgage to be paid at the end of 15 years as part of expenses to calculate cash flow?

USA Index fund la Epdi investment panradunnu sollunga sir ?

Congratulations Vijay on 200k 🎉🎉🎉, I have a doubt, when covid hits the market, everyone will be thinking like life is going to be not sure let us sell all our equities, saving and prepare for the covid right? did you also got the same feel or how did you stay invested even at covid time. If you can share your investment psychology, you managed at crisis time that will be very much helpful for others like me, Thanks 👍

@InvestmentInsightsTamil

5 ай бұрын

If it is the end of the world what good is the money going to do for me? So that was not a reason to sell for me. But flip the premise. What if it is not the end of the world as everyone fears? I will be positioned to gain. That was my rationale for staying invested during COVID.

Sir, if we would have invested the rental income either in Mutual fund or Stocks. Then it would give better results. Please share your thoughts

Thank you Vijay. All your videos are very useful. Can you post some content about Wash sale? and how to better manage it.

@InvestmentInsightsTamil

5 ай бұрын

Watch the Tax loss harvesting episode. Some of it is already there: kzread.info/dash/bejne/Z6Bstc9xoq-9ZJc.html

@rarun0080

5 ай бұрын

Thank you so much Vijay! I have listened to most of your videos. As a matter of suprise we both were traveling parallely in career life. Infact was in Chicago area around 2011 to 2015 wish I was in your network during that time to rejoice my FIRE now. 🙂@@InvestmentInsightsTamil

Please talk about covered call etfs

Thank you for this video. If possible, please post a video on housing market forecast. Is it okay to buy own house in this high housing price and interest rate market?

@InvestmentInsightsTamil

5 ай бұрын

Follow Paarthathum Padithathum series for that. I do update housing market every now and then.

Can you post a vedio about tesla and the managent gossips??

Sir, net of tax on rental income (assuming 30%), the IRR would be 8.11% for the loan scenario.

Good one .. but if we keep as land investment it’s a loss ?