Asset Allocation Strategies That Work
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உங்கள் முதலீட்டு இலாகாவை உருவாக்கி சமநிலைப்படுத்துவதில் சொத்து ஒதுக்கீடு மிக முக்கியமான பகுதியாகும். எல்லாவற்றிற்கும் மேலாக, இது உங்கள் ஒட்டுமொத்த வருவாய்க்கு வழிவகுக்கும் முக்கிய காரணிகளில் ஒன்றாகும் individual தனிப்பட்ட பங்குகளைத் தேர்ந்தெடுப்பதை விடவும். உங்கள் போர்ட்ஃபோலியோவில் பங்குகள், பத்திரங்கள், பணம் மற்றும் ரியல் எஸ்டேட் ஆகியவற்றின் பொருத்தமான சொத்து கலவையை நிறுவுவது ஒரு மாறும் செயல்முறையாகும். எனவே, சொத்து கலவை எந்த நேரத்திலும் உங்கள் இலக்குகளை பிரதிபலிக்க வேண்டும்.
கீழே, சொத்து ஒதுக்கீடுகளை நிறுவுவதற்கான பல்வேறு உத்திகளை நாங்கள் கோடிட்டுக் காட்டியுள்ளோம், அவற்றின் அடிப்படை மேலாண்மை அணுகுமுறைகளைப் பாருங்கள்.
ஒரு போர்ட்ஃபோலியோவை உருவாக்க மற்றும் சமநிலைப்படுத்த சொத்து ஒதுக்கீடு மிகவும் முக்கியமானது.
எல்லா உத்திகளும் உங்கள் இலக்குகளை பிரதிபலிக்கும் ஒரு சொத்து கலவையைப் பயன்படுத்த வேண்டும், மேலும் உங்கள் ஆபத்து சகிப்புத்தன்மை மற்றும் முதலீட்டு நேரத்தின் நீளம் ஆகியவற்றைக் கணக்கிட வேண்டும்.
ஒரு மூலோபாய சொத்து ஒதுக்கீட்டு மூலோபாயம் இலக்குகளை நிர்ணயிக்கிறது மற்றும் ஒவ்வொரு முறையும் சில மறுசீரமைப்பு தேவைப்படுகிறது.
காப்பீட்டு சொத்து ஒதுக்கீடு ஆபத்து இல்லாத மற்றும் செயலில் உள்ள போர்ட்ஃபோலியோ நிர்வாகத்தை விரும்பும் முதலீட்டாளர்களுக்கு வழங்கப்படலாம்.
சொத்து ஒதுக்கீடு மாறுபட்ட அளவுகளில் செயலில் இருக்கும் அல்லது இயற்கையில் கண்டிப்பாக செயலற்றதாக இருக்கும். ஒரு முதலீட்டாளர் ஒரு துல்லியமான சொத்து ஒதுக்கீட்டு மூலோபாயத்தைத் தேர்வுசெய்கிறாரா அல்லது வெவ்வேறு உத்திகளின் கலவையா என்பது முதலீட்டாளரின் குறிக்கோள்கள், வயது, சந்தை எதிர்பார்ப்புகள் மற்றும் இடர் சகிப்புத்தன்மை ஆகியவற்றைப் பொறுத்தது.
இருப்பினும், முதலீட்டாளர்கள் தங்கள் முக்கிய உத்திகளின் ஒரு பகுதியாக சொத்து ஒதுக்கீட்டை எவ்வாறு பயன்படுத்தலாம் என்பதற்கான பொதுவான வழிகாட்டுதல்கள் மட்டுமே இவை என்பதை நினைவில் கொள்ளுங்கள். சந்தை இயக்கங்களுக்கு எதிர்வினையாற்றுவதை உள்ளடக்கிய ஒதுக்கீடு அணுகுமுறைகளுக்கு இந்த இயக்கங்களின் நேரத்திற்கு குறிப்பிட்ட கருவிகளைப் பயன்படுத்துவதில் அதிக நிபுணத்துவமும் திறமையும் தேவை என்பதை அறிந்து கொள்ளுங்கள். சந்தையைச் சரியாகச் செய்வது சாத்தியமற்றது என்பதற்கு அடுத்தது, எனவே உங்கள் மூலோபாயம் எதிர்பாராத பிழைகளுக்கு மிகவும் பாதிக்கப்படாது என்பதை உறுதிப்படுத்திக் கொள்ளுங்கள்.
#anandsrinivasan #assetallocation #strategies #investment #investor #moneypechu
Пікірлер: 179
Thanks for sharing info....info is wealth
Dear Anand Sir: Amazing insights!--Raj
அருமை
I am a great fan
ALGO investing .and trading is a new concept .this is where quantitative investing can be done . quantitative finance is spreading rapidly
You are great
You are very intelligent
Super thala
Thanks sir
Thanks a lot sir
*நன்றி 👍🙏*
தல உங்கள நான் டி.வி. யில பாத்தேன் இன்னிக்கு அன்பு தலைவா...தல தல தல தல
Super sir
sir, thanks for your videos. Please talk about piramal enterprises.
My mentor
Sir Indian Post office Schemes Pathi Sollunga and it’s controlled by any control body like RBI for banks?
Sir, tell us more about bank bonds, how to invest, where we can we get, what is the returns.
nice
Sir good morning very good msg everyone...please arrange what's app group for personal discussion every body want useful share with you.
Thankyou Sir, Ippo Gold Coin Vangalam nu irruken, future la gold coin rate less aagumaa, plz sollunga, gold coin vanga bayam maa irruku
1. Sir what is difference between stock and equity? 2. ETF Index funds na yenna sir? Pls reply sir. Love you sir...
@ponraj1026
4 жыл бұрын
1.Stock and equity are same 2.etf and index funds are same but etf is like stock... Index fund is mutual fund...
@abiramisankar24
4 жыл бұрын
@@ponraj1026 hi Etf is safe or index fundx are safe
@ponraj1026
4 жыл бұрын
Both are safe... Etf should buy and sell in demat account and market working time only. But index fund work as mutual fund.
Post office,pli,rd, suganya samitri video podunga detail venum risk or safe ahnu
Sir, you said about 4 class in Asset allocation. 1. Equity, 2. Stocks, 3. Real estate 4. Precious metals. What is the difference between Equity and Stock investments? I feel Both are coming under equity only. Investing in FD comes under which class?
@dineshkumarradhakrishnan3217
4 жыл бұрын
Super bro same dobt
Firstly appreciate your effort in educating us which is of great value. I like the technology of blockchain, my question is- what do you think of the cryptocurrency? Though it’s volatile I see the top 3 coins have market-cap above $12B with Bitcoin dominating with $165B. Is investing long term or trading short term good just to make money?
Sir, please post a video about educational Loan
Sir what’s your opinion about permanent portfolio method?
Sir , please make a video about term insurance
Sir, can NRI invest in bank bonds? If so, can you please let me k ow how to start the process, thanks.
Sir KINDLY EXPLAIN ABOUT DICCGC RULES IN BANK ACCOUNT.
Sir IOB kum south indian bank kum yenna vidyasam Both are in near the same price
Sir what about VPF. Please elaborate. Wouldn't VPF provide higher safer returns than bank bonds..pls help. Will be helpful for salaried class.
Hi dear sir and money pechu team, I have been seeing continuous uptick in FII buys for the past 8 days which is over 50% to 75% more than the domestic investors. Is there any specific reason for their sudden attraction towards the Indian market despite the high valuation?
@indianstoicc
4 жыл бұрын
இதுவும் சரியான கேள்வி..?
Hi Sir, I planning to invest in SIP. Could u pls SU me the best broker (Franklin temple ton, icici direct etc) also on which basket I need to invest like bond or equity or balance fund or hybrid equity? Pls share ur valuable suggestions r tip
Hello Sir, Why it is not safe to invest in Co-operative bank's? Is it more riskier?
You told that retail inverters stay away from market. But small and mid cap side there are good opportunity available . I’m not going to buy a nifty. But I will buy a good business with good management clean BS no corporate governance issue etc.., only bear market can find a great quality company... educate us ... don’t give us fears... u knows better buffet says everyone fearful you should greedy 😊😊😊
@thamaraiselvan7684
4 жыл бұрын
bro model portfolio display pannunga
Sir.. Please explain how to buy Bank Bonds... (is it kind of MF? Index Fund? or Equity?).. i really dont have any idea how to buy Bank Bonds. It will be helpful if you share your guidance.
Sir..can you suggest me any book to learn about balance sheet of an company
Sir am 23 and working with railways, earning 50,000 per month. please elaborate about the bank bonds sir!
What about post office savings schemes. We get 7% and above on many schemes and it is fully secured by Govt of India unlike bank FDs which are insured for only 1 lakh rupees whatever be your deposit amount. I think Post office Term deposits fetch more than 7.4% returns and Post Office monthly income schemes where a person can deposit upto 9 lakhs is also very good option under the present scenario.
@RAVICHANDRAN-qw9xu
4 жыл бұрын
Its not monitored by RBI bro...money s not safe
@aravamudhan8292
4 жыл бұрын
@@RAVICHANDRAN-qw9xu are you talking serious? It is having sovereign guarantee of Govt. Of India, it is as good as Govt of India bond. It is much more safe than bank FDs. With bank FDs, you can only hope that RBI will not allow a bank to fail. But if a bank fails, you will get only 1lakh RS. irrespective of your deposit amount. First learn something about sovereign guarantee from Govt. Please don't give wrong information.
@RAVICHANDRAN-qw9xu
4 жыл бұрын
@@aravamudhan8292 sovereing guarantee na its only for gold and also its not strong as RBI,Do you knw hw many of the post office depositers could nt take back money after completion of tenure...post office is bogus by govt of india
@aravamudhan8292
4 жыл бұрын
@@RAVICHANDRAN-qw9xu Sorry, no point in arguing with someone who doesn't know facts. Sovereign guarantee is for post office savings schemes and LIC policies. That is why private life insurance companies want sovereign guarantee in case of LIC policies to be removed to have a level playing field. Try to educate yourself before giving out information or you may be misguiding so many people.
@RAVICHANDRAN-qw9xu
4 жыл бұрын
@@aravamudhan8292 sorry boss...I am nt an economist ...wat i told was not authentic info
Its not clear where to invest... But you have definitely conveyed where NOT to invest
Sir...SBI Dynamic Bond Fund Growth முதலீடு செய்யலாமா?
Sir could you please to tell about Catholic Syrian bank-
Love you sir...last ah soninga 20 years above money need na ETF and Index funds sonninga.ETF and Index funds na yenna sir ?
Siranta.pativu.postoffice.ppf.pathi.sollunga.sir Please
How to invest the money in bank bonds
HDFC balanced advantage fund dividend
Dear Sir , You said bank bonds can be purchasing from off line with the minimum value of 1 lac . What about the savings bonds issued by reserve Bank of India ,which we can purchase from banks .banks website it's mentioned we can invest 1000 RS minimum and multiples of 1000 there after . The returns are 7.75 % ( taxable ) with in the lock-in period of 7 years .is this the same bond you described in the video? It would be great full if you clarifies the same . Regards, Vijay
ADC APEX company investment pannalama
Diff between Hybrid equity and hybrid debt fund thanks
@newbegining7046
4 жыл бұрын
Hybrid equity invests more in equity less in debt and hybrid debt fund is just the opposite.
@gautahman373
4 жыл бұрын
@@newbegining7046 thanks for ur reply
Sir, Nan foreign la work pnitu iruken. Nan 12% interest la 15L loan eduthuruken. Nan monthly 60000 monthly send pana mudium. Ithula enaku savings plan sollunga sir. Intha 15L loan a inum 3 yrs la complete pannanum
Sir bajaj finance share good for long term
sir, can we invest in small finance bank FDs
Sir how to buy Bank bonds...is it like buying through ICICI securities or through zerodha...can you please mention some examples
@pujaridevanjagadeesan2170
4 жыл бұрын
AJITHKUMAR T you can buy from cholamandalam ... it is over the counter bond . Can’t buy will Zerodha or icici
Hi sir please make a video on how to buy bank bonds
@pujaridevanjagadeesan2170
4 жыл бұрын
murugesan V you can purchase via goldenpi.com and also via cholamandalam finance
I don't know mutual funds.now only i saw your videos. If i inverse sip, which one is best.then i want know pli.already i paid the amount for pli rs.5350/month of 35 years.
@thamaraiselvan7684
4 жыл бұрын
pli is a insurence bro not for investment; post of india some method for investment ex ;ssa, monthly income scheme,etc but growth %fixed
Gokulam chitpand about tell me sir.
which etf best for ten to fifteen years sir.please tell me
@ponraj1026
4 жыл бұрын
A suggestion is, for long term choose low etf price..
@R.Suresh14784
4 жыл бұрын
@@ponraj1026 can't understand pls tell brief
@ponraj1026
4 жыл бұрын
All etf working as same. Maybe differs in 1% of return. So you can choose any etf scheme. If you are going to invest in long term choose etf stock price in lower cost. So you will get more return
@vaishya8018
4 жыл бұрын
thanks sir
Sir, what about kumbakonam benfiit fund?
One small feedback kindly adjust the camera more centre aligned. This video looks more towards right!
Bank bonds means banking mutual funds ah sir?
Nifty 50 nifty 100 lam 12000 points nerungiduchu adha pathi en pesa matinguriga ??
@SuperFender777
4 жыл бұрын
Arrshath Ahamed market booming its a false boom. An Intelligent Investor will do SIP in these days and will be fear in investing, will wait and Nifty will come down that the time for an Intelligent Investor to Invest
Sir i need your books.
Perpetual bonds yield neraya irukku. Yes bank yield 18 % irukku nu soldranga idhu unmaiya Adhula mudhilidu seiyalam?
Sir epo olymp trade nu famous agitae erukae .. is that scam or trustable
Sir, guide to invest in gold and silver by Mike meloney book ah review pannunga, please
ELSS la tax saver poduradhu safe?
Sir yentha bank la current account open pannalam
i put my money in postoffice for 6 years so they give every month interest only
Sir, Epadi irukra amount a double aakrathu...?
நீங்க இத march மாதமே வெளியிட்ட ஒரு videoவிலேயே சொல்லிடீங்களே sir. மறுபடியும் ஏன் இப்போ சொல்றீங்க ? ஏதாவது விசேஷ காரணம் உண்டா ? நீங்க market manipulation என்றால் என்ன உண்மையாண அர்த்தம் சொன்னீங்கனா அது எங்களுக்கு ஒரு புது தகவலா இருக்கும்.
@noc982
4 жыл бұрын
Panatha pottu share rateah yethunavan .. market yerangumbodhu ennum konjam kasa potu shareah yeranga vidama pathupan adhuku perudhan manipulation
Sir., நீங்க ஏழைகள் அதாவது எந்த asset இல்ல..மாதம் 15000 வாங்கும் ஒரு குடும்பதாரர்க்கு சொல்லும் அறிவுரை வீடியோ....வேண்டும்...
@sankarapandian6727
4 жыл бұрын
@@kumarchinnusamy9271 which funds are u suggest
Sir, my salary is 15000 it is safe for investment for pension atal pension yojana for self employees and others
@thileebanc
4 жыл бұрын
APY is a good scheme
@SuperFender777
4 жыл бұрын
Dear Prakash, APY scheme is a risk free scheme where you get both corpus amount and monthly pension amount, but the limitation is maximum pension amount will be 5000 per month. If you really need a good pension scheme, then go for NPS - National Pension Scheme. For further details please contact fender.sharon93@gmail.com
Sir i'm B.E enaku oru sila words la theriyamatikuthu atha epdi find panrathu sir(p/e ratio,mid cap, large cap,intristic value,asset.....) could you help sir?
@srinivasanseenu3952
4 жыл бұрын
Tamil share nu oru KZread channel iruku poi paarunga
Can we invest in E-gold??
@karthikeyansomasundaram1422
4 жыл бұрын
Yes, but not sure how well the schemes are protected by RBI. Best option is to buy physical gold by yourself. But you have keep the gold in locker to protect it from theft and you have to spend certain fee to maintain the lockers. Many banks are offering locker. Small locker costs around 2000 INR per year
Sir காப்பாத்துங்க
Sir can we invest in bonds via Demat account?????
@pujaridevanjagadeesan2170
4 жыл бұрын
tabasir ali some bonds you can buy via Zerodha and it will be reflected in your demat n some you have to purchase from Brokers like cholamandalam but after purchase it will reflect in your demat
Sir post office 5yrs rd scheme safe thana pls any one answer me iam afraid
@satheeshmechs
4 жыл бұрын
Post office RD always Safe
@onlinenature8664
4 жыл бұрын
@@satheeshmechs k thank you
Sir Dubai poi job Pannalama sollunga
@sankarapandian6727
4 жыл бұрын
Can u help me search such jobs
Dish TV share price epdi irukum future la 2/11/2019
Need status of 3i infotech shares
@satheeshmechs
4 жыл бұрын
Don't pick penny stocks
Sir ippo car vangalama
@SuperFender777
4 жыл бұрын
vijayakumar m Sir, What is your salary, Why you need a car?
Ideally the heading should be different asset class available to invest... I don't think you have give any allocation statergy in this video... Heading is very misleading.
LIC தொடர்ந்து பணம் கட்டலாமா வேண்டாம?
@pujaridevanjagadeesan2170
4 жыл бұрын
Renganathan Perumal no ... sir told not to . Look at precious videos
Finally he didn't suggest anything......
I start new one rd for next 5 yrs so that i need answer
@prasathabishek2607
4 жыл бұрын
I too started post office Rd before a year . If u have any doubt ask ..
@onlinenature8664
4 жыл бұрын
@@prasathabishek2607 k tell me sir is postal rd safe for current situation
@prasathabishek2607
4 жыл бұрын
@@onlinenature8664 let me clear u this madam . Postal deposits are safer than any other Banks Rd . Also they won't charge TDS (kind of tax ). After a deep consultation and research I've started Rd in post office and I would suggest you too to start ur saving now . If you are risk taking person you could also invest in mutual funds !
@onlinenature8664
4 жыл бұрын
@@prasathabishek2607 k sir thank you for your kind reply ,i dont need mutual so i select rd only sir thank u sir
@prasathabishek2607
4 жыл бұрын
@@onlinenature8664 🙂
Sir , 5:55 on what basis you conclude bank deposits are safe ? PMC bank failure is a live example and we all watched how RBI is inefficient and How our govt distanced itself from this issue..
@senthil9086
4 жыл бұрын
He said co operative bank is not safe nu. PMC is co operative bank. RBI don't have much power over co-operative bank. State government has leverage in co-operative bank. Better deposit in scb which will have insurance till 1 lakh at least we get if it Bank currupt.
@itsmepsnatarajan
4 жыл бұрын
Sir please listen carefully 4:30. He says banks and saying don't put money in co-operative. Even if PMC stands for Punjab Maharashtra Bank. It's not actually a banks it's a cooperative society. Don't comment before understanding what he's saying.
@master9260
4 жыл бұрын
Ram Kumar @ Yes , correct .this is my question ? Let us say u deposited your 10 lakh hard earned money in HDFC banks , If banks go bankrupt, u will get only 1 Lakh from insurance ,remain 9 lakh gone ...is it safe ?
@parthibankanavu1
4 жыл бұрын
@@master9260 yes. That's what he is saying. Scheduled banks are safe, as RBI is closely watching each bank and will not let it go bankrupt. But if it goes we will get the principal amount.
@master9260
4 жыл бұрын
Natarajan babu @ Bro , a recent DICGC clause stamp on HDFC banks depositors gone viral , it created panic among all depositors , HDFC even clarified that the amount of deposit up to 1 lakh is insured it’s safe , it can be claimed within 2 months by liquidator / account holder ..which means u can deposit money at any maximum level , if bank go bankrupt only 1 lakh amount is safe in ur account . let me remind u ,HDFC is not co-operative bank ,
I bought yes bank 1000 shares@43 and sold@69 rupees today 26000 profit ..with in 2 weeks
@arunprakash1
4 жыл бұрын
senthilnathan jayabal Yes bank is gambling share.monday it will down more due to poor result.
@noc982
4 жыл бұрын
@@arunprakash1 yes I know bro... currently the script is manipulating by giants. ..so I escaped already I mean I sold my shares ..
@arunprakash1
4 жыл бұрын
senthilnathan jayabal 👍
250 crs ah pottuta pochu
Yes bank result pathae peasunga ...
I can't take any advice from this guy, waste because he always says all are waste.
@csravikumar9171
4 жыл бұрын
If anyone telling truth one must accept it, some are like only actors.
@thulsiraman22
4 жыл бұрын
@@csravikumar9171 what do you mean
Allocate 5-10 % of your wealth in Bitcoin. Thank me later.
@G_B_R
4 жыл бұрын
Do you know bitcoin is not legal in India?
@ganesha830
4 жыл бұрын
Do u know Bitcoin works irrespective of that? Governments won't like as it is taking their powers away. Fend for yourself to beat the inflation.
@TradeHow
4 жыл бұрын
@@ganesha830 Can you talk about the underlying asset in bitcoin? Can you tell me whom will you contact if you have issues in your bitcoin or in its wallet? Do you have guts to file tax on the profit earned from bitcoin?
@G_B_R
4 жыл бұрын
@@ganesha830 I know very well. But it is like making money in a fradulent way.. don't loose your hard earned money.
@ganesha830
4 жыл бұрын
@@G_B_R 🥴🥴🥴
Thanks sir
Super sir
Hello Sir, Why it is not safe to invest in Co-operative bank's? Is it more riskier?
@pujaridevanjagadeesan2170
4 жыл бұрын
Sriram Durai yes
Thanks sir
Thanks sir