I'm Calling From The CarMax Bathroom!

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Пікірлер: 633

  • @TheRamseyShow
    @TheRamseyShow2 жыл бұрын

    Say goodbye to debt forever. Start Ramsey+ for free: bit.ly/3g11A2V

  • @brandonbrewer6808

    @brandonbrewer6808

    2 жыл бұрын

    Only problem with AO's advice is she may no longer be able to do Uber with a 2-3 thousand dollar car. Not saying it can't be done, just need to make sure it's within their guidlines.

  • @MillionaireMindsetClub
    @MillionaireMindsetClub2 жыл бұрын

    These salesmen are soo clingy, he is probably outside the restroom listening to your phone call lol 😅

  • @TheeMrsChampion

    @TheeMrsChampion

    2 жыл бұрын

    Exactly! Like a creeper 🤣

  • @Reallychris_

    @Reallychris_

    2 жыл бұрын

    🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

  • @Krais3r

    @Krais3r

    2 жыл бұрын

    More TP Ma'am?

  • @elchapojr6219

    @elchapojr6219

    2 жыл бұрын

    Lol 😂 do whatever to make the sell

  • @jusplay7309

    @jusplay7309

    2 жыл бұрын

    He needs that commission to get out of debt as well. Its a dog eat dog world

  • @anniesshenanigans3815
    @anniesshenanigans38152 жыл бұрын

    she did good!! Call BEFORE you make the big financial mistake!!

  • @Mr.Rogers91

    @Mr.Rogers91

    2 жыл бұрын

    It's kind of funny when they call in and say "I make 12k a year and I just bought a Ferrari yesterday. What should I do?"

  • @disccovered6392

    @disccovered6392

    2 жыл бұрын

    @@Mr.Rogers91 What is it with cars, man? I work remote due to the pandemic, and hardly see the thing. How much to people drive that they think it's worth putting their entire financial security in danger?

  • @labornurse

    @labornurse

    2 жыл бұрын

    @@disccovered6392 some people put alot of their self worth in their "public" image. Cars are still status symbols. I don't agree with that mentality, though.

  • @blackworldtraveler3711

    @blackworldtraveler3711

    2 жыл бұрын

    She was a financial mess before she called.

  • @mikenelson8377

    @mikenelson8377

    2 жыл бұрын

    @@blackworldtraveler3711 most teachers are; not all but most.

  • @JessNova
    @JessNova2 жыл бұрын

    This lady sounds like she is really hustling - proud of her!

  • @chantellcoyour7877

    @chantellcoyour7877

    2 жыл бұрын

    Thank you!!!!

  • @jeremiahmeade710

    @jeremiahmeade710

    2 жыл бұрын

    That is weird, her comment is back. Well I suppose the thing I'm bringing out of the shadows is this platforms glitches then?

  • @Audrey-fu7bi

    @Audrey-fu7bi

    Жыл бұрын

    @@chantellcoyour7877 hope you are continuing to do well…or better! 🙏🏻

  • @BlessedbytheKingofKings
    @BlessedbytheKingofKings2 жыл бұрын

    Well people selfie from bathrooms so why not call the Ramsey show from the bathroom. 😂

  • @gbisho0

    @gbisho0

    2 жыл бұрын

    It's like an emergency debt hotline

  • @BrokeMillionaire1

    @BrokeMillionaire1

    2 жыл бұрын

    😂😂😂😂😂

  • @genxx2724

    @genxx2724

    2 жыл бұрын

    @@gbisho0 There should be a red phone handing on the wall in there.

  • @flipvdfluitketel867

    @flipvdfluitketel867

    2 жыл бұрын

    I watch these on the porcelain throne so full circle.

  • @mikenelson8377

    @mikenelson8377

    2 жыл бұрын

    Very good point. lol. And this call is actually meaningful. lol.

  • @1LElife
    @1LElife2 жыл бұрын

    No wonder I can’t find a woman like that, they’re all hiding in bathrooms lol

  • @woodside4life

    @woodside4life

    2 ай бұрын

    Go get em tiger!

  • @TeamSwagGod
    @TeamSwagGod2 жыл бұрын

    You can hear the echo of her being in an empty bathroom loll

  • @planetmooola
    @planetmooola2 жыл бұрын

    I really like this guy. This is Dave's best associate

  • @skip123davis
    @skip123davis2 жыл бұрын

    you can't uber in a hooptie car. straight up. they have minimum standards.

  • @MB-gd6be

    @MB-gd6be

    2 жыл бұрын

    fo real

  • @SmazzitSEOTrainingInstitute

    @SmazzitSEOTrainingInstitute

    2 жыл бұрын

    Lol right

  • @MsPbass

    @MsPbass

    2 жыл бұрын

    He did not specify a timeline in which the car needed to be sold. She could keep the car, make $2000 per month during the Summer, pay down the debt so that she isn't upside down anymore. When the school year starts sell the car, and take a small personal loan (if needed, other use leftover cash from Uber) to purchase a $2000 - $4000 vehicle and then add the loan to the snowball. Apart from that, it's NOT impossible to find a used vehicle to do Uber Eats, Doordash, Grubhub, Instacart, Postmates or Amazon Flex. He offered very good advice, but I also understand not everyone is a solution focused thinker

  • @_Francois1

    @_Francois1

    2 жыл бұрын

    You can do uber eats the standard is different

  • @heatherbrenner8275

    @heatherbrenner8275

    2 жыл бұрын

    Do doordash or grubhub instead, you don't have to have people in your car then. I hated driving people around, but food doesn't have anything to say and it doesn't care what I listen to on the radio.

  • @Meemee-mo5it
    @Meemee-mo5it2 жыл бұрын

    We need a follow up call with the caller to see how this all turned out. 👏

  • @Meemee-mo5it

    @Meemee-mo5it

    2 жыл бұрын

    @Ziggy Sobatka Simply trying to have some fun as was the call.

  • @chantellcoyour7877

    @chantellcoyour7877

    2 жыл бұрын

    @@Meemee-mo5it I sold the car and am currently looking for a new one 🙂

  • @Mr.Black529

    @Mr.Black529

    2 жыл бұрын

    @@chantellcoyour7877 Congrats! To carmax or private?

  • @fbhaze7446

    @fbhaze7446

    2 жыл бұрын

    The salesman convinced her into trading in her old vehicle to finally get that new beamer she's always wanted.

  • @unnamedchannel1237

    @unnamedchannel1237

    2 жыл бұрын

    Result was explosive, lucky the car sales person was outside the door listening and offered extra toilet paper

  • @michaelatchison2325
    @michaelatchison23252 жыл бұрын

    The car loan doesn’t seem like the problem here, $60k in consumer debt is eating her lunch. A single person should be able to live on $50k a year in Texas.

  • @midkort

    @midkort

    2 жыл бұрын

    I think she said the consumer debt is about 6K, the 60-ish K is student loans.

  • @zacht9805

    @zacht9805

    2 жыл бұрын

    Depends what area of Houston she lives in. Might want to think of moving somewhere cheaper and commute

  • @nickbroadhurst5924

    @nickbroadhurst5924

    2 жыл бұрын

    Exactly. The student loan debt and her intense focus on a non-productive business is the problem. That focus should be spent on frugality and paying off those loans, not finnagling vehicles that actually produce an income stream. They missed it on this call.

  • @jayanthony0814
    @jayanthony08142 жыл бұрын

    Hold on, if she gets a $2000-$3000 car, she won’t be able to Uber. Uber car needs to be 10 years old or less. I highly doubt she can get a car less than 10 years old for $2000-$3000. She can prob do Uber eats or doordash. To substitute for Uber rides..

  • @MSH3423

    @MSH3423

    2 жыл бұрын

    Uber and DoorDash…. If you really calculate the cost of the 🚗 car, depreciation, all that…. Drivers don’t come up a head. Your mileage might vary. You better use every dollar calculator on your side hustle and see if you are making. Time spent, Car Depreciation, Income earned Tax, Gas spend…… Opportunities cost 💲 As school teacher it might be work as online tutor. No upfront cost…… just time…. There are people who will pay American just to learn English overseas… over online. Fact that she is a teacher is big plus. Online tutoring, on subject to a she knows, Be tutor for english for foreign students… I hope she leverage the skill that she already have. She sounds like kind, understanding, and patient person who has capacity to listen. She is worth more than uber driver who barely makes minimum wage.

  • @sadkfjasdkl4543

    @sadkfjasdkl4543

    2 жыл бұрын

    I’m on Uber with a 13 year old car

  • @Rooot-username

    @Rooot-username

    2 жыл бұрын

    She could get a car she could use for Uber with that price or slightly more. VW are cheap

  • @NikolaiCherepanov

    @NikolaiCherepanov

    2 жыл бұрын

    @@sadkfjasdkl4543 you cannot sign up for Uber if the car is not within 10 years of age of the current year

  • @kingknog9318

    @kingknog9318

    2 жыл бұрын

    @@NikolaiCherepanov you can just don’t tel them

  • @amandawalker1196
    @amandawalker11962 жыл бұрын

    I LOVE her. She is clear and concise, she has her details down and she knows what she wants for her future. On top of all that- she called BEFORE making the decision.

  • @blackworldtraveler3711

    @blackworldtraveler3711

    2 жыл бұрын

    She’s also broke.

  • @johnc2438

    @johnc2438

    2 жыл бұрын

    ...which would simply be the latest in a string of bad decisions. Hope she "turns a corner now" and takes the portion of the advice that makes sense. Uber and Lyft -- out, unless you're driving a shiny new car. She may know what she wants for her future, but she's clueless as to how to get there.

  • @chantellcoyour7877

    @chantellcoyour7877

    2 жыл бұрын

    @@johnc2438, that was the reason I called the show. I truly appreciate such kind and encouraging words.

  • @chantellcoyour7877

    @chantellcoyour7877

    2 жыл бұрын

    Thanks Amanda for being so kind ♥️ I’ve reduced my debt by 20k by making one decision. I think that’s pretty freaking dope and smart, regardless of what those two guys below said 😀

  • @amandawalker1196

    @amandawalker1196

    2 жыл бұрын

    @@chantellcoyour7877 that is FANTASTIC!!! There will always be naysayers but you are the one getting out of debt. Doesn’t matter how many bad decisions were made before, you’re making the right ones now and those are the ones that count.

  • @Fiery154
    @Fiery1542 жыл бұрын

    She is desperate to get out of debt calling from the CarMax bathroom. It is the best sauce for getting out of debt

  • @eastpak2g6

    @eastpak2g6

    2 жыл бұрын

    She had good intentions but going about it the wrong way.

  • @QueenStylin

    @QueenStylin

    2 жыл бұрын

    I understand. My breaking point was I borrowed money from a friend. A LARGE amount. Albeit they had it but if I had my act together I wouldn’t have to ask on a short period of time and a large amount. I was mortified since I never want to treat friends as a ATM. I paid it back but it was stressful owing the money more than my regular bills.

  • @blackworldtraveler3711

    @blackworldtraveler3711

    2 жыл бұрын

    Nope. Just avoiding it worked for me.

  • @AdamVenturesTravel
    @AdamVenturesTravel2 жыл бұрын

    Sounds like she spends way too much money on coaching for an MLM business. I think that's the root of the problem right there

  • @EmpressMermaid

    @EmpressMermaid

    2 жыл бұрын

    Exactly, and I'm surprised Anthony didn't go more into that. She needs to just set all that aside.

  • @chantellcoyour7877

    @chantellcoyour7877

    2 жыл бұрын

    I’m not in an MLM, I’m a certified nutritionist and personal trainer. But thanks for the advice!

  • @EmpressMermaid

    @EmpressMermaid

    2 жыл бұрын

    @@chantellcoyour7877 Best of luck to you! You got this. As a teacher myself I identify with alot of what you are going through. BTW, I think this is the first time I've ever seen the caller in the comments.

  • @FlamingEmber

    @FlamingEmber

    2 жыл бұрын

    @@chantellcoyour7877 what did you end up doing with your car? I know you can't Uber with an older model. My husband has negative equity in a truck he got before we were married that we are trying to pay down/sell off.

  • @chantellcoyour7877

    @chantellcoyour7877

    2 жыл бұрын

    @@FlamingEmber go to car fax and get an estimate.. then go to dealerships and see what they will offer. When they give you their estimate, if it’s lower than carmax, tell them you have a higher offer with carmax and they will pay you. There is a chip crisis right now and they can’t make many new vehicles so they are paying top dollar for used cars. Now is the time to do it.

  • @Pandorash8
    @Pandorash82 жыл бұрын

    I’ve also heard Dave recommend a more lucrative side hustle for teachers like tutoring. Good luck Chantel! You can do this 💪🏻

  • @mekverseedits

    @mekverseedits

    2 жыл бұрын

    Or substituting in the summer

  • @alphanoob7947

    @alphanoob7947

    2 жыл бұрын

    @@mekverseedits Ive heard of tutors making 100/hr per student. She could probably make some good especially in the summer. I don't think substituting pays that well.

  • @YummyFood454
    @YummyFood4542 жыл бұрын

    So if she gets a car for $2k she won’t even be allowed to Uber. Sooo that might have been important to discuss.

  • @zacht9805

    @zacht9805

    2 жыл бұрын

    That's what I was thinking lol 😆

  • @annawitte8041

    @annawitte8041

    2 жыл бұрын

    I agree!! She could possible do Uber eats and doordash but Uber wouldn’t allow her give rides with a 2,000 car.

  • @randymorrison1761

    @randymorrison1761

    2 жыл бұрын

    Depends on what she buys. I spent a grand on mine, and I could sign up for uber and lfyt with it

  • @timberlyncarthins6096

    @timberlyncarthins6096

    2 жыл бұрын

    Uber eats, make less money but still some side hustle

  • @longarmsgiraffe0955

    @longarmsgiraffe0955

    2 жыл бұрын

    THANK YOU! I was going to say she can't get a $2k car and still drive for uber! There are plenty of other side hustles out there but come on, they need to realize this and bring it up. Otherwise its one more speedbump that could derail this whole thing and convince her that its not worth it.

  • @sflake02
    @sflake022 жыл бұрын

    It just goes to show we don’t the social supports needed in our community to teach us about financial choices. Listen to your body, if it feels wrong just pause. People (too many) want to take advantage of you not knowing better, to make you in debt forever.

  • @philmarsh7723

    @philmarsh7723

    2 жыл бұрын

    "Teach about financial choices" Really? What about the personal responsibility to train thyself? There are PLENTY of free and low-cost resources to learn finances etc... People just don't care, that's the real problem.

  • @shannonzittlow8462
    @shannonzittlow84622 жыл бұрын

    Maybe Tutoring would be a better income option with her skills and know how of Teaching

  • @genxx2724

    @genxx2724

    2 жыл бұрын

    Better than being a self-proclaimed “health coach”, too. This newly-coined term “coach” is a loophole for people practicing things without the required education and licenses. It reflects poorly on a teacher, and if she were to get in trouble, she could lose her teaching credential.

  • @esthersfaith

    @esthersfaith

    2 жыл бұрын

    Great idea and safer. I kept thinking "single pretty young lady driving strangers around? No thank you!"

  • @justinallen3037

    @justinallen3037

    2 жыл бұрын

    Especially online!

  • @ericstewart517

    @ericstewart517

    2 жыл бұрын

    Not a bad idea....but like it or not, it might not be as reliable as Uber or IMO more desirably UberEats/DoorDash/Instacart etc ( I'd perfer the non ppl INSIDE my car with me thing) The reason the delivery-for-hire is higher on the list, for the RIGHT-NOW time being vs the slow-maybe build up gig....is More reliable, steady right-now opps to CREATE 💸 It's also less mentally taxing, just to GRIND it out for said 💰 Once the Debt KILLING stage is over that's a "cute" side stream but right now is hands DIRTY n Deep time... Perhaps not "pretty" but what can be DONE, no "hope", no 'try', what shovel can be picked up and used to DIG, Deep between Tomorrow & X-mas, period! Making nice Quilts & Tutoring might be 'cuter' but we're PAST, cute....it's time to Grind

  • @justinallen3037

    @justinallen3037

    2 жыл бұрын

    @@ericstewart517 Facts! People crazy out here.

  • @dalefrolander3583
    @dalefrolander35832 жыл бұрын

    The problem with this plan is that uber requires you to have a newer car.

  • @ducks-on-quack

    @ducks-on-quack

    2 жыл бұрын

    Doordash, Postmates, and Instacart are great options if you don't fit the car requirements for Uber.

  • @TheeMrsChampion

    @TheeMrsChampion

    2 жыл бұрын

    Amazon Flex too!!!! You can do that as long as it’s not a coupe.

  • @plants4thewin

    @plants4thewin

    2 жыл бұрын

    Thats what I was going to say. She might want to do Door Dash or Instacart.

  • @lucasmitzel

    @lucasmitzel

    2 жыл бұрын

    I was thinking the same thing, I believe your car has to be within ten years and can't have rust, big damage etc.

  • @Mr.Rogers91

    @Mr.Rogers91

    2 жыл бұрын

    @@lucasmitzel yeah but the requirements stop there. You gotta see some of these Ubers in the Bronx. They have these slammed Hondas with like $10k rims lol 😆 I always thought that would've been an issue but apparently not.

  • @DemetriPanici
    @DemetriPanici2 жыл бұрын

    *This is the best title of the year*

  • @And1one757

    @And1one757

    2 жыл бұрын

    More cringey then anything

  • @nickbroadhurst5924
    @nickbroadhurst59242 жыл бұрын

    The car is not the problem. Her student loan debt and her intense focus on her failing business is.

  • @CaseyBurnsInvesting
    @CaseyBurnsInvesting2 жыл бұрын

    Poverty in a developed country is the culmination of bad financial decisions that the individual is unaware of.

  • @sadkfjasdkl4543

    @sadkfjasdkl4543

    2 жыл бұрын

    Exactly, our country has virtually NO financial literacy or financial discipline

  • @appleforever6664

    @appleforever6664

    2 жыл бұрын

    SPAMMER, SPAMMER, AND MORE SPAMMING FROM CASEY!

  • @trevoraugustus2249
    @trevoraugustus22492 жыл бұрын

    She can’t do Uber with a $2k car

  • @teekaybe4016

    @teekaybe4016

    2 жыл бұрын

    I think Uber eats is a better option if she has an old car.

  • @trevoraugustus2249

    @trevoraugustus2249

    2 жыл бұрын

    Good thinking

  • @jamglowzy
    @jamglowzy2 жыл бұрын

    Oh gosh, I loved that! She was serious about getting help! She is on her way! I love when y’all give hope and help and encouragement! There is freedom when you are out of debt!

  • @ThatCho
    @ThatCho2 жыл бұрын

    I am HOLLERING at her calling from the CarMax bathroom. I know that’s right! Lol she’s putting the effort in. She’s gonna be alright in due time.

  • @edhcb9359
    @edhcb93592 жыл бұрын

    Car Max is a horrible place to buy a vehicle. In most cases you can buy a brand new car at a dealer for the same or less money than CarMax wants for one of their two year old vehicles.

  • @Dan16673

    @Dan16673

    2 жыл бұрын

    Buy from friends and family. Never buy from stranger

  • @alinatamashevich3354

    @alinatamashevich3354

    2 жыл бұрын

    It caters to the lazy and ill informed. The car industry has blown smoke for so long about how they are the only way to buy and sell a car, that we accept it as fact. Lots of fear mongering in there as well.

  • @That-Wanderer

    @That-Wanderer

    2 жыл бұрын

    I find it hard to trust those 2nd hand car lots

  • @Lon1001

    @Lon1001

    2 жыл бұрын

    @@Dan16673 avoid doing business with family. If the car ends up with an issue it will cause stress on the relationship.

  • @Dan16673

    @Dan16673

    2 жыл бұрын

    @@Lon1001 maybe if you have a garbage family. I have only had good experiences. If you buy what you know and how it has been used, you will be better off.

  • @rachelgee7894
    @rachelgee78942 жыл бұрын

    "health coaching" and not making any money, sounds like she's in an mlm.

  • @chantellcoyour7877

    @chantellcoyour7877

    2 жыл бұрын

    No, I’m not. I’m a nutritionist and personal trainer.

  • @Ratkill9000
    @Ratkill90002 жыл бұрын

    Problem is though, Uber and Lyft will not allow you to use a cheap vehicle. It has to be only a few years old and cannot be beaten up. So she will have to find a different side job that isn't Uber.

  • @pep590

    @pep590

    2 жыл бұрын

    Excellent point!

  • @infiniteclutchgaming8206

    @infiniteclutchgaming8206

    2 жыл бұрын

    Uber eats or doordash. Car doesn’t have to be that new. I bought a 2012 for 2k (80k miles) and I do it.

  • @Cbv1914
    @Cbv19142 жыл бұрын

    She prob won’t be able to Uber with a $2-3k car unless she’s only doing Uber eats. She will likely have to do instacart or another delivery service. Also right now $2-3k cars almost don’t exist. You might find one but it’s going to either need work or have a salvage title plus a ton of miles.

  • @user-ec6ej4dp6t

    @user-ec6ej4dp6t

    2 жыл бұрын

    This is horrible advice they gave. You can not do any delivery service with a used car for that cheap honestly. You are looking at huge repair bills if your not able to fix the car yourself. What a nightmare. Uber money = car money...its that simple..

  • @beaubrown7571

    @beaubrown7571

    2 жыл бұрын

    @@user-ec6ej4dp6t Nah, there is no uber money. Or very little. The wear and tear on the vertical will depreciate it to the point that you about break even at the end of the day. She'd be better off tutoring or just about any other side hustle.

  • @minkaaa7

    @minkaaa7

    2 жыл бұрын

    @@user-ec6ej4dp6t I disagree. I drive for DoorDash and UberEats/Postmates. I don't believe the age or value of your car matters at all for food delivery. I've seen some really beat up cars delivering food. Heck, mine is only worth $4k too lol

  • @RD-nc8xt

    @RD-nc8xt

    2 жыл бұрын

    @@minkaaa7 i hear of them breaking down all the time lol

  • @matthewwilliams9200
    @matthewwilliams92002 жыл бұрын

    56k in Houston you should be paying down debt. she needs to look at her budget again

  • @arturotorres6437

    @arturotorres6437

    2 жыл бұрын

    Indeed! She's probably traveling while out of summer instead of buckling down and focusing on that debt!

  • @jdstep97

    @jdstep97

    2 жыл бұрын

    matthew williams. That's exactly what I was thinking. Would be different if she were somewhere like L.A., San Francisco or NYC. She needs to consider her budget better definitely.

  • @Chief_5

    @Chief_5

    2 жыл бұрын

    @@jdstep97 me too! 🦄

  • @miguelangelguerrero351
    @miguelangelguerrero3512 жыл бұрын

    My wife just completed what Anthony advised as far as selling our fairly new truck and getting personal loan for difference. In our case vroom gave us highest amount for our truck. Not an ad for them but really just encouraging to look around for best price our swing was $5k in the amount we were upside down. Get it Chantel

  • @alinatamashevich3354

    @alinatamashevich3354

    2 жыл бұрын

    You are rare! Most people cannot understand they have to eat the negative equity, not the buyer.

  • @floridalife7564

    @floridalife7564

    2 жыл бұрын

    So I sell to vroom and pay the difference that I owe left and boom I’m out the loan ?

  • @DragRacingandCarStuff
    @DragRacingandCarStuff2 жыл бұрын

    Lol love it. Wondering how long she sat in the bathroom trying to get through.

  • @TheeMrsChampion

    @TheeMrsChampion

    2 жыл бұрын

    The salesman probably thought she had the bubble guts lol.

  • @chrisfamos

    @chrisfamos

    2 жыл бұрын

    You can hear the echoing!

  • @bape520
    @bape5202 жыл бұрын

    She said she’s gonna make it quick yet takes FOREVER to get to the point 😂

  • @unnamedchannel1237

    @unnamedchannel1237

    2 жыл бұрын

    That was her quick

  • @chantellcoyour7877

    @chantellcoyour7877

    Жыл бұрын

    Lol I know. I am very long winded. Even still!

  • @davidturk6170
    @davidturk61702 жыл бұрын

    A “cash car” may not qualify for Uber or Lyft. But I do agree with the concept.

  • @Vostro123

    @Vostro123

    2 жыл бұрын

    For 2-3k definitely not…

  • @LowOutput

    @LowOutput

    2 жыл бұрын

    There’s an Uber driver in my town with a Crown Victoria that looks like it was attacked by velociraptors

  • @SmazzitSEOTrainingInstitute

    @SmazzitSEOTrainingInstitute

    2 жыл бұрын

    @@LowOutput 😂😂😂

  • @gtaoceansprings
    @gtaoceansprings2 жыл бұрын

    I love you guys, but this is terrible advice if you’re going to ask her to drive Uber. You can’t drive Uber with the $2000 car

  • @billmiller2308

    @billmiller2308

    2 жыл бұрын

    Exactly. Keep the car, make $2000/month all summer, pay down the debt so she isn’t upside down anymore. When the school year starts sell the car, and buy a cheap car with leftover cash from the summer of Uber-ing.

  • @rrennnerr

    @rrennnerr

    2 жыл бұрын

    @@billmiller2308 Exactly.

  • @jorget.924

    @jorget.924

    2 жыл бұрын

    Beat me to it. There's not gonna be any cash car that would meet Über/Lyft requirements. Unless she happens to find a super generous person, possibly an older person/ someone who does not have a need for the car and much less the money..

  • @THEENERGYINHALER

    @THEENERGYINHALER

    2 жыл бұрын

    can you do Lyft in a POS car?

  • @marciabrown2418

    @marciabrown2418

    2 жыл бұрын

    sean michael im pretty sure you can because I’ve been picked up in a POS car.

  • @DebtFreeDad
    @DebtFreeDad2 жыл бұрын

    Bruh the title had me dead 😂🤣

  • @TeamSwagGod

    @TeamSwagGod

    2 жыл бұрын

    You can hear the echo of her being in an empty bathroom as well ☠

  • @DebtFreeDad

    @DebtFreeDad

    2 жыл бұрын

    @@TeamSwagGod lol, every sound magnified. Lol.

  • @marylai3555
    @marylai35552 жыл бұрын

    Uber requires new vehicles. She can’t qualify to be a Uber driver Anthony.

  • @billmiller2308

    @billmiller2308

    2 жыл бұрын

    That’s one big problem I notice with the advice given on the Ramsey show. Seems like they always talk so generally rather than look into the specifics of the situation, and in doing so, often miss out on details that make their advice impossible. “Just go deliver pizzas at night and make an extra $20k a year”, is not very helpful advice if you don’t look into the specifics of the situation.

  • @surferman911

    @surferman911

    2 жыл бұрын

    She can do Uber eats, door dash, grub hub, or instacart though with a older car.

  • @bettysmith4527

    @bettysmith4527

    2 жыл бұрын

    Uber driving also requires you buy commercial insurance, which is very expensive, which means she would be better off doing another side hustle.

  • @StephanieBogart

    @StephanieBogart

    2 жыл бұрын

    We use a 2007 car to Uber 🤷🏼‍♀️

  • @StephanieBogart

    @StephanieBogart

    2 жыл бұрын

    @@bettysmith4527 not true. We use our regular insurance and when you are actually Ubering, their insurance kicks in.

  • @edblaskowski81
    @edblaskowski812 жыл бұрын

    If she’s a teacher, she works 182 days per year and has another 183 days to work another job. No excuse to be broke with so much time on her hands.

  • @2k3SteedaGT
    @2k3SteedaGT2 жыл бұрын

    She’s not gonna be able to drive for Uber with a $2,500 car..

  • @surferman911

    @surferman911

    2 жыл бұрын

    She can do Uber eats I do it. Just get a cheap Civic or Toyota. I'm doing Uber daily with 262k miles. Don't make excuses. Uber eats, door dash, grub hub or instacart.

  • @Dexion845

    @Dexion845

    2 жыл бұрын

    @@surferman911 problem is earnings are gonna be a lot less…. Talking from experience.

  • @huppdaddy2

    @huppdaddy2

    2 жыл бұрын

    Uber sucks so hard they truly don’t care anymore

  • @-AnonymousUser
    @-AnonymousUser2 жыл бұрын

    I been watch and listening to this for many years from Canada..

  • @rachellawrence702
    @rachellawrence7022 жыл бұрын

    I love he took his time to help her.

  • @WhiteWolfBlackStar
    @WhiteWolfBlackStar2 жыл бұрын

    I loved this segment! Fabulous! I hope she did well.

  • @MrSJSEE
    @MrSJSEE2 жыл бұрын

    Solid advice, well done!

  • @southernjulip2403
    @southernjulip24032 жыл бұрын

    Great conversation.

  • @grantguy8933
    @grantguy89332 жыл бұрын

    It’s both comical and educational about this show. Eye opening.

  • @kristenhills
    @kristenhills2 жыл бұрын

    Best call ever!!!!

  • @devoncalhoun9749
    @devoncalhoun97492 жыл бұрын

    This was my morning coffee ☕ great advice !

  • @musicessexx
    @musicessexx2 жыл бұрын

    $2000 a month driving for Uber part time is not guaranteed, or even likely.

  • @somedude2492

    @somedude2492

    2 жыл бұрын

    It's 2k a month doing full time she said. Not part time.

  • @rolandocano5332

    @rolandocano5332

    2 жыл бұрын

    She also can't Uber with a $2k car

  • @zacht9805

    @zacht9805

    2 жыл бұрын

    I know people making 3500 a month or more doing doordash. Maybe food delivery is a better option

  • @Icicle999
    @Icicle9992 жыл бұрын

    Uber requires the car to be above a certain year. A better option to do with an older vehicle is doordash ubereats grub hub, etc. there is no minimum year for your vehicle on those platforms.

  • @hicstudios
    @hicstudios2 жыл бұрын

    This was awesome! One of the best episodes I’ve watched haha I’m in the car max bathroom let me call them real Quick hahaha

  • @DarthFurie
    @DarthFurie2 жыл бұрын

    I'm a Special Education teacher and I make good money on the side doing remote tutoring. The bare minimum rate I accept is $55/hour which is extremely generous, you can charge $100+/hour for specialized tutoring

  • @bhflute
    @bhflute2 жыл бұрын

    So many teachers feel this way. It can be hard

  • @BrokeMillionaire1
    @BrokeMillionaire12 жыл бұрын

    Absolutely classic!!!

  • @barbm8974
    @barbm8974 Жыл бұрын

    This is GREAT!!!

  • @vicwiseman6038
    @vicwiseman60382 жыл бұрын

    She won’t make $2k extra per month working Uber AND teaching!!! During the summer she can make $2k which means $6k total after which she can maybe make $1k/month on top of her teaching job. Also, she can’t Uber in a $2k car because one, it’s not reliable enough and two, I wouldn’t get into a $2k car as a customer. Unrealistic advice based on unrealistic information. She needs to sell the Cherokee to a private party and use the money to buy a NEW reliable subcompact car like a Corolla. Why? Because it’s reliable, has very low maintenance, AND is presentable to Uber customers. Basically, her solution is to work, either for Uber OR find a better paying teaching job. BUT perhaps what’s more important is how she manages to spend so much money on living expenses. Sounds like she can downsize and cut back on expenses. Also, she shouldn’t have a business right now.

  • @cinnaminstixx

    @cinnaminstixx

    2 жыл бұрын

    That’s exactly what I was thinking, she can’t Uber in a $2000 car ……. It can’t have any cosmetic damage and be a 2006 or newer … unless she does deliveries?

  • @amyconwell5612

    @amyconwell5612

    2 жыл бұрын

    That's what I thought too! I've only ubered one time but I don't want to get picked up in a jalopy that might break down on me. I think this was terrible advice this time. Unrealistic.

  • @IsaidIt_2
    @IsaidIt_22 жыл бұрын

    This was a great call.

  • @Lon1001
    @Lon10012 жыл бұрын

    If you are going to sell to get out of an upside-down auto loan, NEVER go to a stealership and avoid the wholesellers. Sell it privately using the classifieds. And buy the next one off the classifieds too (just make sure to look for obvious issues and if it still looks good pay a local repair shop for a mechanical inspection)

  • @hotandsoursoup2664

    @hotandsoursoup2664

    2 жыл бұрын

    I did. Took a used Honda accord, mechanic said it's losing oil & power steering going out. Next car, a Corolla, all good-driving it right now

  • @TAPPChannel
    @TAPPChannel2 жыл бұрын

    Yeah yeah yeah... Great idea guys for this epizode :D

  • @kofori321
    @kofori3212 жыл бұрын

    She should consider tutoring or writing papers for college students.

  • @machintelligence

    @machintelligence

    2 жыл бұрын

    Ghost writing papers is hardly an honest thing to do.

  • @Chief_5

    @Chief_5

    2 жыл бұрын

    Students always need tutoring

  • @Chief_5

    @Chief_5

    2 жыл бұрын

    @@machintelligence hopefully meant reviewing papers😆

  • @kofori321

    @kofori321

    2 жыл бұрын

    @@Chief_5 yup lol

  • @cletusthemysterious

    @cletusthemysterious

    7 ай бұрын

    The second part is unethical

  • @doupnetwork
    @doupnetwork2 жыл бұрын

    She did right. She got advise before she tried something she thought might work. Always best to consult a person you can trust to give beneficial info

  • @jill9606
    @jill96062 жыл бұрын

    Get out of that hunbot MLM “health coaching” pyramid scheme and get a dignified side hustle. Anything but that disingenuous preying on other people.

  • @chantellcoyour7877

    @chantellcoyour7877

    2 жыл бұрын

    I’m not in a pyramid scheme. I am a certified nutrition expert and personal trainer and run my own business. But thanks for the advice.

  • @pep590

    @pep590

    2 жыл бұрын

    @@chantellcoyour7877 Good for you. Pray all goes well for you Chantell! Blessing to you.

  • @edb484

    @edb484

    2 жыл бұрын

    @@chantellcoyour7877 How long did it take to get on the show? Was the line busy or long hold etc… just wondering. I want to try to get one one day

  • @galenstarrs
    @galenstarrs2 жыл бұрын

    Anthony gonna lose his job not knowing the facts. Dave is gonna be angry haha

  • @caitlincunningham8354
    @caitlincunningham83542 жыл бұрын

    Awesome!

  • @carolinel2530
    @carolinel25302 жыл бұрын

    She knows what to do, she just needs confirmation.

  • @MRLEE-of5fj
    @MRLEE-of5fj2 жыл бұрын

    Respect.

  • @mitshua
    @mitshua2 жыл бұрын

    Don't you have to wait on hold for a while to get on this show? They're probably worried she's blowing it up

  • @edb484

    @edb484

    2 жыл бұрын

    I tried calling in twice before and it’s always busy

  • @ademd7099

    @ademd7099

    2 жыл бұрын

    Well, it was only Anthony on the show. People usually wait until Dave is the host.

  • @youcanquoteme2
    @youcanquoteme2 Жыл бұрын

    You stay right there in the bathroom!!! 😂😂😂

  • @larsen7682
    @larsen76822 жыл бұрын

    I think he made a mistake here. The potential income from Uber won’t exist anymore if she sells the car, so it sounds like a step in the wrong direction to me

  • @robertcraft1030

    @robertcraft1030

    2 жыл бұрын

    Uber isn't worth it anyways. She could tutor for $50/hr.

  • @And1one757

    @And1one757

    2 жыл бұрын

    Uber is approx 40 to 50hr been doing it 3yrs right now the demand is crazy right now would the absolute best time to do uber

  • @milenasings
    @milenasings2 жыл бұрын

    I never had debt in my life, but somehow I find myself on this channel looking up all this videos. I guess it is helping me not to ever get so far... :)

  • @SIP612
    @SIP6122 жыл бұрын

    Big brother AO: no boys, pay off debt!!!! 🤣🤣🤣🤣

  • @jeffdorris5321
    @jeffdorris53212 жыл бұрын

    Nice work 🎇🎆

  • @victorcapetillo2070
    @victorcapetillo20702 жыл бұрын

    You can tell in her voice she really wants to get her life free if debt and is desperate for help. God help and give her strength and wisdom to increase her finances

  • @TheHoriginal

    @TheHoriginal

    2 жыл бұрын

    Amen 🙏

  • @janes7227
    @janes72272 жыл бұрын

    Nice content.

  • @ThunderChasers
    @ThunderChasers2 жыл бұрын

    One issue is, if she buys a cash car, and it doesn't meet Uber's requirements for condition, age, etc, she won't be able to do Uber with that car.

  • @greggalletta8679
    @greggalletta86792 жыл бұрын

    She’s going to use a $2000 car for Uber? How long will that work?

  • @neilbrookins8428

    @neilbrookins8428

    2 жыл бұрын

    Gregg, it won’t. Uber does not allow old cars to be used for their services.

  • @surferman911

    @surferman911

    2 жыл бұрын

    Uber eats as long as she can keep it running.

  • @And1one757

    @And1one757

    2 жыл бұрын

    Good luck keeping a $2000 car running

  • @jbirds87
    @jbirds872 жыл бұрын

    She probably could private sell the Jeep for more money than the dealer would give her.

  • @bradrigsby8808
    @bradrigsby88082 жыл бұрын

    How is a $2000 car able to Uber! This is so unrealistic. I’m shaking my head

  • @jonathansanchez8499

    @jonathansanchez8499

    2 жыл бұрын

    I was just thinking about this as well. Maybe uver eats or something

  • @Ka_Gg

    @Ka_Gg

    2 жыл бұрын

    Uber eats

  • @brenolad
    @brenolad2 жыл бұрын

    That's one call Anthony will never forget :D

  • @BudgetingandSavingswithVe
    @BudgetingandSavingswithVe2 жыл бұрын

    Shontel you can make 1000 a week Uber eats only 40 hours 8-10 hours a week sis

  • @suttsd

    @suttsd

    2 жыл бұрын

    Thats probably before gas and other expenses. What about when school starts back?..she probably won't be able to do it as much

  • @StevenBuchanan

    @StevenBuchanan

    2 жыл бұрын

    Ya her being in Houston. I think thats what she said. Uber, Lyft all of them are desperate for drivers. She can bank all Summer long. Make that money all Summer than dump that car maybe?

  • @karinhansen4281
    @karinhansen42812 жыл бұрын

    Saw the label and had to listen

  • @ENigma-es7td
    @ENigma-es7td2 жыл бұрын

    I love the idea but everybody at Ramsey make it sound like private selling a car is easy…it is not easy at all when its expensive

  • @floridalife7564

    @floridalife7564

    2 жыл бұрын

    What’s the easiest way

  • @_shubham_s
    @_shubham_s2 жыл бұрын

    I don’t think it’s possible to Uber with a car worth 2-3k. They have guidelines on what the car has to be

  • @tw1876
    @tw18762 жыл бұрын

    That’s awesome

  • @armchaireconomist8648
    @armchaireconomist86482 жыл бұрын

    $ 2,500 dollar cars are rarely reliable transportation. Keep the jeep.

  • @ld4974
    @ld49742 жыл бұрын

    Buying from CarMax is lazy. Use them to research prices or test drive and negotiate a better deal with someone who will negotiate.

  • @pep590

    @pep590

    2 жыл бұрын

    Possibly, CarMax has a great reputation of quality cars vs so many crooked lots.

  • @ld4974

    @ld4974

    2 жыл бұрын

    @@pep590 A big part of that is because their cars are only a couple of years old. Regardless, if you are buying a used car, it's smart to have a trusted mechanic look it over.

  • @pep590

    @pep590

    2 жыл бұрын

    @@ld4974 Yes, I totally agree.

  • @GDS_Michelle
    @GDS_Michelle2 жыл бұрын

    The thumbnail of Anthony’s face is priceless!!

  • @justinallen3037
    @justinallen30372 жыл бұрын

    H-Town in the House! You got this sis!

  • @chantellcoyour7877

    @chantellcoyour7877

    2 жыл бұрын

    Ayyyy H town! And thank you!!!

  • @vashtibascombe701
    @vashtibascombe7012 жыл бұрын

    Hilarious, love it 😊

  • @beckylilly4749
    @beckylilly47492 жыл бұрын

    This is great! 😂

  • @Overly_Hydrated
    @Overly_Hydrated2 жыл бұрын

    They probably got that bathroom bugged listening to every word.

  • @joehosack7115
    @joehosack71152 жыл бұрын

    What are the odds of finding a $2,500 car that will NOT BE A PROBLEM? Or a $2,500 car that works for Uber? So what happens when she needs to fix the car and has another emergency and then has NO EMERGENCY FUND? She has a brain - that is plenty in her life! Get out of Carmax was the best advice.

  • @arturotorres6437

    @arturotorres6437

    2 жыл бұрын

    and she's teaching America's youth when she herself can't make wise decisions, Oof!

  • @mikeb5352

    @mikeb5352

    2 жыл бұрын

    @@arturotorres6437 Dave said in another show the people who are worst with their money are doctors. Plenty of people are good at what they do, but bad with money.

  • @GabrielGomez-ur2rc

    @GabrielGomez-ur2rc

    2 жыл бұрын

    There is NO chance of finding a $2500 car that is roadworthy and doesn't require another $2500 of service.

  • @arturotorres6437

    @arturotorres6437

    2 жыл бұрын

    @@GabrielGomez-ur2rc thousands of parents all over the U.S. purchase or hand down vehicles worth $2,500 to their sons & daughters. Then the parent's either fix whatever issues come up or make it a teaching moment and fix it together with their kids. $2,500 roadworthy vehicles are out there.

  • @GabrielGomez-ur2rc

    @GabrielGomez-ur2rc

    2 жыл бұрын

    @@arturotorres6437 Wow, cool story bro -that all seems relevant since this video is about a working adult. For anyone still living in 2007, just got to your local Craigslist set the max price at $2500 to see what happens. All you're going to find is, "Needs to be towed out. Needs Battery. Ice cold air. Tires newer."

  • @McDad-ix3jm
    @McDad-ix3jm2 жыл бұрын

    I wish it was as easy as this. Most people want the title when they buy a car. They don't want to wait for you to get approved for a personal loan & then wait for the other bank to send you the title

  • @yayyareaa2997
    @yayyareaa29972 жыл бұрын

    Better watch that echo in the bathrooms 😂

  • @davidmilhouscarter8198
    @davidmilhouscarter81982 жыл бұрын

    4:06 My 2014 Ford Focus has 10,800 original miles. I purchased it brand new.

  • @MrJuice-ik5ru
    @MrJuice-ik5ru2 жыл бұрын

    Uber requires a newer car. So that’s out of the window now with the Cherokee sold and the cheap car purchase. She needs an alternate way to make extra income.

  • @minkaaa7

    @minkaaa7

    2 жыл бұрын

    Driving for Uber may be out the door, but delivering for Uber Eats, DoorDash, Postmates, and GrubHub is still an option!

  • @shikha5246

    @shikha5246

    2 жыл бұрын

    Doordash doesn’t care about the year of the vehicle as much. Ubereats and grubhub are other options

  • @warikplaya
    @warikplaya2 жыл бұрын

    Uber on a car that costs 2k? I doubt a car like that would qualify. Even doing delivery service can end up costly because the car could need many repairs due to extensive use.

  • @theAppleWizz
    @theAppleWizz2 жыл бұрын

    The question I have is how much was the interest rate on the car vs that personal loan that your asking them to take.

  • @apeacefulmcadory1627
    @apeacefulmcadory16272 жыл бұрын

    My husband just bought a 43k vehicle so he can do the premium rides. He claims it is going to pay for itself. We will see. Don’t do it. There are so many other jobs hiring that are offering bonuses and you won’t have to get into more debt.

  • @fallingstar1019
    @fallingstar10192 жыл бұрын

    She would make more money working summer school during the summer than driving Uber.

  • @mekverseedits

    @mekverseedits

    2 жыл бұрын

    Exactly. Here in Dallas my girlfriend (first year teacher) is doing summer school and they're paying $30/hour for 2-4 weeks. They're practically begging for summer school teachers. Could be better than driving for long hours picking up strangers