Everything You’ve Been Told About Money is WRONG | Ramit Sethi on Impact Theory
Simple and practical financial advice sounds familiar, but is rarely ever truly given. Maybe you have access to financial advisors you trust and maybe you don’t. Understanding for yourself that money, investing and living a rich life is much simpler than you could imagine is the most important thing for you to remember. Ramit Sethi has joined me twice before to bring you sound financial advice and he delivers again. He shares investing strategies worth considering if you are looking to create wealth. Even if you’re a modest investor, you’ll want to hear how he breaks down the truth behind hidden investment fees, advice for couples to understand the root of their money problems and solutions for those never-ending disagreements around finances. This episode will give you the tools you need to reconsider your investment strategy, how you approach money and why, and the best way to move towards living the rich life, however you define it!
Check Out Ramit’s 1st Interview on Impact Theory: • This Is the Most Impor...
Check Out Ramit’s 2nd Interview on Impact Theory: • This Is the Most Impor...
Order Ramit Sethi’s book, I Will Teach You To Be Rich: amzn.to/2VmKbKk
SHOW NOTES:
0:00 | Introduction Ramit Sethi
1:42 | Current Financial Situation
2:31 | Low Fees Exposed
5:13 | What Great Investing Is
7:28 | Investing Isn’t Quick Money
10:53 | Understand Compound Growth
14:44 | Protecting Your Wealth
16:04 | Wealth Accumulation Strategy
26:51 | Low Cost Low Fee Funds
31:22 | Gamifying Investing
33:34 | Investment Journey
35:47 | Love and Money Solutions
42:35 | Couple with Separate Accounts
44:35 | Women Having Higher Income
49:09 | Pivotal Financial Conversations
53:43 | Spender Saver Couples
QUOTES:
“Investing is not about excitement. You want excitement get a dog [...] Investing is boring. It's like watching concrete dry and it should be” [12:23]
“The best investors are humble. They know that nobody knows anything.” [15:13]
“Trading is the enemy. For real investment returns. We want boring, simple, that's where the real money is made.” [16:58]
“Be humble enough to recognize you do not want to be a professional money manager [...] [most people] spend more time looking at a Yelp review for dinner on Sunset than they do picking their investments.” [23:45]
“Most people would rather pay $250,000 in hidden fees, then pay $10,000 out of their pocket.” [28:04]
“The $30,000 question [couple] should really be asking is, how do we set up a system that lets us honor each other's financial desires.” [43:40]
“When partners think about money, the way that they usually relate to it is they know something that they disagree about. They try to [put] a Band Aid over it, paper over it until it blows up.” [52:46]
Follow Ramit Sethi:
Website: www.iwillteachyoutoberich.com/
Podcast: www.iwillteachyoutoberich.com...
Facebook: / iwt
Instagram: / ramit
Twitter: / ramit
Пікірлер: 788
Which personal finance tips resonated with you the most?
@citaprevia9833
2 жыл бұрын
Si Hay Dinero En El Medio Es Un Engaño! reclaim the *Scapegoat* or remain lost!
@MikeBarnhill
2 жыл бұрын
Automatic investments in low cost index funds compounded over time will change your life AND you need to set aside part of that to play and buy what you believe in. My Vanguard accounts over the last decade have been a life changing investment but also discipline and practice. But having a business background, learning about and understanding business allowed me to make some investments early in into Tesla, Square, Apple, Amazon and Peloton that have grown asymmetrically, but having the decade of compounding index fund growth keeps me sane even when the market dips. “The most important organ in making good investment decisions is not the brain, but the stomach “ Peter Lynch
@rabiaboksmati4406
2 жыл бұрын
This is PRICELESS! THANKS TOM!!
@moneytalkwithbrian9950
2 жыл бұрын
Keeping it simple and low cost. The excitement should come from the wealth being created, not by exciting swings in the investment choice.
@dmgerard1980
2 жыл бұрын
Still waiting for his response on what to do when rates are low?
Getting rich easily absolutely exists and happens everyday. Getting wealthy is hard work ☹️.
@TheresaDiana12
6 ай бұрын
I prefer the Kings GBP Sterling, far more genuine currency if you take into account the Trillions of debt the US government owes ✌️
@NwachukwuEdithN
6 ай бұрын
Money invested is far better than money saved , when you invest it gives you the opportunity to increase your financial worth.
@Gloriajessica725
6 ай бұрын
People prefer to spend money on liabilities, Rather than investing in assets and be very profitable.
@PatriciaMary11
6 ай бұрын
Most People fail to understand that living a life without passive income isn't worth much except trying to payoff debts and loans.
@KaylaAlexis.
6 ай бұрын
You're right, Crypto has become a lucrative way of earning now a day's if trade well. My spouse invested heavily in it and her weekly returns are guaranteed.
When I was young, I was poor. Now after 30 years of hard work, I am no longer young.
@InnerGrooveStudios
2 жыл бұрын
🤣
@baixu
2 жыл бұрын
Nice, I genuinely LOL'ed.
@alfredoj1349
2 жыл бұрын
I relate to that hahaha
@RobertSmith-zy4ys
2 жыл бұрын
😂😂😂
@HabitsForHappiness
2 жыл бұрын
🤣🤣🤣🤣
Building wealth and achieving financial independence is more achievable than commonly perceived. With access to accurate information, establishing lasting financial stability and prosperity becomes attainable. Engaging in prudent investment remains a primary avenue for generating substantial income and sustaining enduring wealth.
@Kim.beneteau
8 ай бұрын
To begin building wealth, define your goals and assess your risk tolerance, either independently or with a financial advisor. By gaining insights into savings and investments and creating a clear plan, you can attain financial stability and effective income management.
@hunter-bourke21
8 ай бұрын
Hiring a skilled financial advisor like Mary Onita Wier can lead to success, as evidenced by my seven-figure gain in just the first quarter of this year, despite market concerns.
@james.atkins88
8 ай бұрын
@@hunter-bourke21 I've been thinking about going that route. I have a lot of stocks that I have maintained, but they are beginning to lose value, so I'm not sure if I should hold onto them or sell them. I feel hiring your investment coach would make it easier to restructure my portfolio.
@hunter-bourke21
8 ай бұрын
Many lack access to insightful knowledge, causing anxiety due to information gaps. Personally, I've earned $65k in passive income with Mary Onita Wier, unaffected by market fluctuations.
@james.atkins88
8 ай бұрын
@@hunter-bourke21 Thank you for this tip , I must say, Mary Onita Wier, appears to be quite knowledgeable. After coming across her online page, I thoroughly went through her resume, educational background, and qualifications, and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.
It really made a difference for me when he said investing should be boring. I didn't know I needed him to say that.
Big part of money management is peace of mind.
I love this! What really stuck to me is how psychology and one’s own upbringing play a major role into how we manage money! Definitely would love to see him talk more about that
I watch a lot of Tom's content, but Ramit was kind of new to me. It's now stuck in my mind "low cost, long term... low cost, long term"
If you're reading this I'm praying something amazing happens for you today. 🙏🏻❤
@adafridi
2 жыл бұрын
Why
Amazing. Finally, I have got to listen to someone direct, on point, fast, clear, natural. Many thanks.
Aye man, this is the 3rd interview I've watched of yours. I just started watching u about 3 days ago. I started with the Wallstreet trapper interview. Now I've always listened to podcasts and watched interviews and I must say.... you have to be 1 of the best interviewers I've ever seen. Your interview style and questions are top tier. Love the page
@malcolm7640
2 жыл бұрын
same here, i started with Wallo, this my 3rd video too....good content here!
@kenny4952
2 жыл бұрын
I agree
@MrGejonewsom
2 жыл бұрын
Yep me as well, Must be time for those that are now "Woke" to "Rise"!
@rdrsean
2 жыл бұрын
Agreed
@jeffhoffman7362
2 жыл бұрын
I started with wallstreet trapper also and since I’ve watched so many! Great information and awesome interviews
This is a great interview with very valuable information. The TRUTH has a certain ring to it! Promises of quick, large returns are a big red flag... boring and consistent savings/investing will usually win out from my life's experience. Great guest as usual Tom!! Thank you.
Have followed Ramit’s content for several years. Sensible (maybe boring) advice and keeps it real. Thanks for bringing him on Tom
Wealth is the ability to fully experience life with the people you love.
@scottpatterson8443
2 жыл бұрын
To do that you need money though
@solomonasine
2 жыл бұрын
@@scottpatterson8443 I agree with you. I also believe that the best things in life are free. Taking the time to explore and enjoy places around you, with the people in your life can be fun. I was at Warren Dunes State Park, Michigan with my family recently. We had an amazing time. We spent basically nothing.
@scottpatterson8443
2 жыл бұрын
I get that also but my life revolves around working 7 days a week to pay the bills and watching my kids grow up on Facebook photos as I'm hardly ever not working. Which is why I watched this video about investing as I need more money
@solomonasine
2 жыл бұрын
@@scottpatterson8443 wow!!! That’s a lot of hours. But the truth is that you have to do what have to do to take care of your family and pay the bills. But I also think it’s critical to develop key relationships, because having solid relationships is very important when you stop working.
@janpeterbennett9122
2 жыл бұрын
@@solomonasine I agree with you H.o.I. I have been poor and I have been rich - rich is better. I have been alone and I have been loved and loved is better. I have been selfish and I have been kind and kind is better. I think most people would agree with these three points. BUT when we wake up our inner voice is trained to ask "how do I get more money ?(or meet the boss's targets)" and "how do I get more love? (or less trouble in the next meeting)"... Very few of us put time into thinking "how could I be kinder?"... The third one of these good things is seriously under-explored. God bless you H.o.I.
I like this man when he said ppl predict the markets are idiots or lying.
I like this guy. He's 100. SO TIRED of people saying this is going to happen and that is going to happen. It's following patterns, market trends, and speculation.
2 years ago, I was jobless, homeless, and broke. And I remember at the time telling people, all I want to do is be able to walk in the whole foods and not worry about my bank account. 2 years later, in a job that literally pays me twice what I've ever made before, and I'm there. Mostly. I still look at my bank account if it's more than couple days after payday. Habit, probably a good one 😂
@4cuttime
2 жыл бұрын
That is amazing!! I am happy for u!
@summer7529
2 жыл бұрын
What kind of job is that?
@skyelincoln7296
2 жыл бұрын
@@summer7529 I work in Healthcare IT
@summer7529
2 жыл бұрын
@@skyelincoln7296 what specifically? Healthcare IT is very broad
@Chimoko4reall
2 жыл бұрын
How did you do it
I enjoyed this interview but my only complaint is how frequently Tom interrupted the guest. I’ve noticed when people aren’t quote “financial people” and they talk to someone in the know about investments, it seems like they always try to interject to “prove” how smart they are about money and investing. It honestly seems like a subconscious thing, but personally it’s very frustrating to me. Enjoyed it but please word of advice to any interviewer who sees this, let your expert speak on the subject matter, especially in the realm of finance.
@HappyCleanersWA
2 жыл бұрын
Tom is probably top 5 interviewers in the world, he seemed off his game on this one with all the interruptions.
@MT-yx5cu
2 жыл бұрын
Exactly!
@KingSB187
2 жыл бұрын
I think Tom chimes in because it's as if he's piecing together what ramits saying, but he saying it out loud, and because he's saying it out loud Ramit can correct him if he's wrong, that's just my opinion , good interview never the less
@MT-yx5cu
2 жыл бұрын
@@KingSB187 True-but then he goes on to make it about him and adds in a story as well. It's really offputting when you really want to hear what the expert is sharing
@Aguero237
2 жыл бұрын
Tom's networth is about 15 times that of Ramit. I would think he knows a thing or two on finances. Fair enough he interrupted, but u can't bash him for trying to be savy. He is f'en rich.
Amazing interview. Eye opening.! 🔥🙏🏼 thank you for sharing.
Excellent show! The truth about the industry, marketing, and how you can be better than 80% of the Street.
People can’t trade because self discipline is extremely lacking. You can’t trade without a pretty damn adherence to tight rules and be able to stick to them. It can be done, but for the most part I do see your point and I’ve experienced both sides of the coin. Great talk!
@uchihadeity1158
2 жыл бұрын
Yeah I've been Forex trading for almost two years and quickly realized the times I failed at it was when I was undisciplined. Almost as soon as I created a strict regiment, I started to see consistent results which allowed me to create my own income. But man, it wasn't easy to get over that societal programming I had earlier pertaining to mental indiscipline.
Much LOVE and THANKS to you all involved in this show! 🙏 ❤ 💙
Impact Theory is my Jam!!! Thank u for such rich content!! And I love the consistency of greatness in all the guest u invite!!
We love you. Thank you kindly for all the love !
“I only do things that elevate her”. That’s an amazing simple principle.
The key to successful investment is not to over-leverage nor expose oneself without being able to ride the crashes. Play it as a marathon and use time in your advantage as opposed to fighting it as a day trader.
Fantastic interview love your grounded no fluff style Tom
Wow this was epic! I'm the spender & hubby is the saver. Loved this episode!
stoked....following the podcast for sure
Illuminating conversation. Thank you both.
We live in a time when a house costs $1 million in most cities. The strategy they're talking about in this video worked 30 years ago. If you do it today, you'll be eating ramen noodles your whole life and at the age of 65, you'll be able to buy a house and a decent meal. No thx. I'd rather take extremely high risks to get rich today. Get rich or die trying.
@treetop711
2 жыл бұрын
That's my motto too!
@thaboabisinia8958
2 жыл бұрын
Well said buddy!!
Wow thanks a lot! This opens up a new perspective for me!
Great conversations and learning a lot 🙏🙏
Great episode, thank you.
Love the information and tips, thanks for the video!
Ayyeee my man finally getting Ramit on the show! Gonna Ramit into my brain right now
This was amazing. I wish Tom didn’t talk over him so much in the beginning though.
@mso008
2 жыл бұрын
Totally agree. Tom talks too much. Let the guest talk.
@pixel8edexpression
2 жыл бұрын
@@mso008 I agree. I've almost turned off his videos because of this, and until this stops I won't subscribe....good questions but you interrupt before the speaker gets to their point and to the gold of their knowledge (noticed this on Jason Fungs interview)
This is fantastic, thank you!
Ramit is smart for what he is comfortable believing in and many of his “hacks” should be considered. Problem is he has a slick schtick that gets him on programs like Tom’s but he has failed to scale his thinking for current financial shifts that are inevitable. You can tell from his generalized concepts that his models are based on limited knowledge of alternatives that will be necessary when it come to the ending debt cycle. He even groups all “cryptos” together and probably doesn’t understand the difference between Bitcoin and Dogecoin.
@rob_cd
2 жыл бұрын
I'm new to the money game but sensed some of what you said, and his "generalized concepts" left me with questions.
@truthaboveall7988
2 жыл бұрын
Saying everyone in gme is in mom’s basement in RH app sounded funny. I have 250k invested there, own a home am retired at 40 & use fidelity. Plus, the most successful hf in the world just bought 99m worth of shares. It’s the media that is brainwashing not those invested.
@user-sq5mv4ix5r
2 жыл бұрын
I think the way his advocates the idea of investing in a safe manner. People can take risks at different age in their life as mentioned in the video. However, the risk tolerence on crypto may still be too great for his investment ideology. Lets just pretend majority of the people who invested in crypto understands in-depth on what they are investing in, can you really group crypto to "risky investment"? My perspective is that, Ramit probably grouped crypto a new emerging market where even the fiscal regulation on them can be changed overnight. So crypto is not just "risky", it probably is extremely high risk and is not suited to his investment ideology. Someone mentioned about GME investment comment down below. I think Ramit just generalized that there's a large group of so called investors who have no idea what they're buying into. It's great for you to not fall into the group of "mo's basement in RH app etc etc". But just because you don't, does not automatically make the statement false. He ain't targetting you, and it's ok. Media is doing the brainwashing, but also who's funding those media to push for the narrative they're trying to get out to the public?
@blockminingsolutions
2 жыл бұрын
@@rob_cd his whole premise is based on persuading others to dump their money into “safe investments” with historical 7% returns… the problem is he neglects to mention the risk of the ending debt cycle and the one ruble collapse of our debt based currency controlled by a private bank. The truth is, nobody knows if the market will collapse in a year or 10. Nothing is guaranteed anymore, except there are only 21 million Bitcoin. Checks and balances. Accountability will come someday.
@livingaboard
Жыл бұрын
Crypto is all the same. It's all a fucking pyramid scheme
Thanks 🙏. Most people don't understand the value knowledge R Sethi sharing.
Good to see you meeting in person again!
Really love this video. Must say, I've been heavily addicted to investing and saving for the long term. Compound interest is probably one of the most under rated topics when talking about investing.
Family is amazing!! Thank you so much for this podcast.
I wish he was on for another hour. Got to check out his podcast now.
Ramit, I've heard you on a few podcasts now. Definitely appreciate your wisdom. This podcast was phenomenal because y'all were genuinely passionate throughout the entire discussion.
@Houcnc
2 жыл бұрын
Just read his book
Tom, you inspire me - wish I could do what you do!
Incredible person reading this, you have everything is to succeed in life, whatever that is for you. Go after the life you truly want NOW! ✨ I believe in you! Love - Nat ❤️
@hii.positivity
2 жыл бұрын
hav a peaceful day NAt
@NathalieLazo
2 жыл бұрын
@@hii.positivity Thank you, you too 😘
@Thee1stMikeC
2 жыл бұрын
Thank you
Tom, you are the best interviewer, seriously. I love how you constantly clarify what your guests mean. You da best
@tdub4855
2 жыл бұрын
💯💯💯💯💯💯💯
@Fibonacci4ever
2 жыл бұрын
Yes
VERY insightful discussion about investing and what’s happening in the markets. Thank you for your AMAZING content, Tom!
Great interview! Ramit is amazing.
This was great! Thank you
Great episode Thanks Tom and I relate to the code of ethics in relationships you shared. Love to u and Lisa. Thanks for introducing Ramit, great approach that he shared.
This is so discouraging for traders who are trying to make it and make it a full time business.....but this people need to know that its the person who loose money not trading makes u loose money.... i mean with proper discipline, risk management and consistency.... trading can be a good source of income …inspite of waiting 10-20 years and loose or make ....that sounds more risky to me....
@mohammadnasseri2836
2 жыл бұрын
yes that's true. I'm a consistently profitable (highly profitable) day trader. the only thing he said that I have found very true is that in the markets consistent money can only be made in a boring and simple way. if it's not boring your risking too much and if its not simple your not trading in a consistent way with your system/systems
I like Ramit and think he has a lot of great advice for many people. I do think that he is a little too old school in which some of the older advice does not work in this environment. Inflation in June 2021 was over 5% according to cpi, which most think its actually higher than that, bonds at the same time is 1.5% that's negative 3.5%
Love this guy. Great advice.
Can't wait to listen to Ramit's podcast. 🙏
Thank you brother!
Nice vid!! Great insights 👏, samit rethi is a great communicator!!
Thank You! ✨😃
Suuuuuuper helpful, thank you 🙏🏻💖🌹
Ramit got me started in investing, after I read his book it was super easy to understand his plans in the book and he had a couple of different ones
Just landed on your podcast. Good stuff.
Take a shot every time Tom interrupts Ramit after asking him a question.
@Isa-jr9en
2 жыл бұрын
It is his show!
@abzy3k1
2 жыл бұрын
@@Isa-jr9en his show or not.. you do not interrupt someone when they are speaking. Basic human interaction skills
@TrustInTheShorts
2 жыл бұрын
@@abzy3k1 Right
@ashleyelizabeth1173
2 жыл бұрын
I'm drunk AF and he's rude AF
@TrustInTheShorts
2 жыл бұрын
@@ashleyelizabeth1173 lol
Great logical information i wish I knew 25 years ago
This was so helpful thanks heaps!
Love this guy sound advice.
Great interview!!
Thank you guys
*_If you know how to spend less than you get, you have the philosopher's stone._*
@ryderclashable
2 жыл бұрын
van morrisons philosophers stone album is amazing. check it out
@jeremyking3986
2 жыл бұрын
@@ryderclashable thank you, I will
@SonictheHedgehogInRealLife
2 жыл бұрын
I only wear 4 Sonic outfits I bought and I only eat raw vegetables I save all my money
Hi Tom, I really enjoy your channel, could you please add CC to this video? Thank you for all your videos. They are amazing!
Hmmm.... I read and appreciate Mr. Sethi... but when he talked negatively about crypto, sorry, I tuned out. What a great debate it would be: Mr. Sethi and Mr. Saylor.
@matthewhyndman88
2 жыл бұрын
Same here
I love you Tom but please for the love of God let the man talk! We missed out on quite some nuggets of valuable information because you cut your guest off. The questions are great and can be asked once the other person is done saying what they want to say. Please let your quests speak 🙏🏼 best wishes
@flickwtchr
2 жыл бұрын
Nothing new, it's part of his schtick.
his advice only makes sense if you've written a best-seller book on how to get rich and got rich on it, so you have a bunch of cash lying around, you want to spend no time maintaining it and you want it to be safe. I.e. it applies to just him and like three guys in the world lmao.
I'm so freaking glad I watched this 😀😀
The hole in Ramits advice is the incoming stock market crash which will erode 30% of those funds he recommends. Tom you are spot on.
Thanks guys
Amazing video !
This advice is spot on for average Joe. I started what this guy is advising in the early 90s. Set up automated investing in low cost ETF and continue through the ups and downs of the market. Dollar cost average your way to becoming multi millionaire...never forget..when the market is down...everything is on sale...this guy says an hour month....an hour a year is plenty...follow this strategy for life and you're going to be fine...finally, live below your means. Ps. Financial advisers are only for wealthy people..if you are a ham and eager like me...don't waste your money
@rpmrpm8716
2 жыл бұрын
@Tom Can u elaborate?
@gambit3228
2 жыл бұрын
Can you expand on this bro
@Ahenian
2 жыл бұрын
@@rpmrpm8716 It's a spam bot, just ignore it.
I love how the first thing he says you can do with 300k is go out and have a blast
Awesome content! I love your channel so much. I have a question for you, do you have any advice to give for someone who's trying to create a KZread channel that has a similar niche to yours?
@TheBluefairy93
2 жыл бұрын
@Tom really? And what is that
Checking in from the DMV
That was a juicy talk 👍
Powerful❤️
I have had a account with fidelity for a few years and I’ve only contacted a representative on two occasions specifically to get put in the Vanguard 2050 but they have no idea what I’m talking about the second time I called The young guy made me feel like my money was not enough for what I was trying to do. It was a very defeating moment. How do I even go about getting help with this. I have heard all the podcasts I know where to put my money, I just need somebody to put it there for me.
@gloriamariadc7757
Жыл бұрын
If it's at least $50K, u can try Creative Planning. (based on Tony Robbins bk Unshakable). Worth looking into.. although, they are financial advisors, they are fiduciaries.. meaning they only take 1%.. rather than way more. But Ramit just said this was bad too. So I'm at a loss myself.
I read his book excellent
I prefer the Vanguard ETF VTI and VOO Do it yourself. Also add KO, BOH, MO as dividend kings and buy and hold.
I really recommend "The simple Path to Wealth" book by it talks about the same, stop trying to time the market and just pick a good vanguard index fund, and do not touch it.
@altondawsey343
2 жыл бұрын
Vanguard is great for those who can afford the high minimum investments; however, charges $20 per account otherwise. Also, most people do touch it. With the rise of index investing brings short term traders which defeats the purpose. In other words, too many short term traders tip the boat.
There is a lot of inaccuracies here in this convo.. I'd love to challenge and join this conversation!
@nickacelvn
2 жыл бұрын
Go on then whats he got wrong?
@mauricelyle62
2 жыл бұрын
I agree Brandon
46:45 if (Lisa?) hates how messy your areas can get, totally fair! especially with a women's closet. I have a fix idea for a win- win for you both. the best solution is to seperate the conflicting zones... Give her a spare bedroom or (bigger) other area for a DIY walk in closet, and you can have the whole closet and keep it as messy as you want lol I understand the friction that would create though, ....or can bring in cleaning service thats how Anthony and I handled it
"This is the root of my obsession with you" - NUGGET OF A MOMENT!!! 29:00
“I listened to Michael Saylor” 😂😂😂😂😂
Ramit is good but my personal opinion is Tom is right about market crash coming. Anyways good guess and happy to see Ramit doing so well and helping alot of us.
@Ahenian
2 жыл бұрын
The difference is that Ramit's advice doesn't care if there's a crash coming or not, it will come someday, again and again, but nobody knows when or how. Automated DCA into indexes will easily endure any crashes and thrive afterwards, completely on autopilot while living your life, instead of spending time stressing about market timings.
Capital Preservation/Knowledge = Sustainable Success
I bought my home in 2015 at a 2.25% fix interest now the home is more that double for what I pay , I say this because sometimes the even call expert are wrong each situation is diferent, if you can buy your home low with good credit you will pay less than renting , if you buy the wrong home is expensive and also realstate condition in every state are different, California and new York are broken in my opinion
If I had to choose best options it'll probably be being a business owner, cash value life insurance, digital real estate (no not meta verse), index funds
I love this dude. And he’s my age! 🧠 💫
Money is the exchange of value. Look for whatever brings value in you, in others and to the world in general
@Zimboprenuer
2 жыл бұрын
@Tom Bílyen i watched james jani and i am fully aware of this
Tip by tip Dip by dip Save by save Step by step Money by money Money grow money
Any thoughts on unique finance compay???
Hello, is targeted fund = mutual funds???. Also, the difference that you are saying about mutual and index funds is that Index its based on AI? Thanks