I’m a professional for 11 years in finance… I’ve never seen any speaker who was more real world accurate and effective information and direction than this man. Watch this all, everyone!🤙🏾

For your life to change you must change. Life is an inner game my friends.

@Daniel_Olivieri

4 жыл бұрын

- Jim Rohn

@sukiatwal3762

4 жыл бұрын

So true! What do you do?

@sukiatwal3762

4 жыл бұрын

@@Daniel_Olivieri i love him!

@marc1047

4 жыл бұрын

Self control or discipline is the key. Don't put money in your house, putting money in your house is dead money -Grant Cardone

@joshmatthew9319

4 жыл бұрын

@@Daniel_Olivieri Amen

I agree with Ramit. Tom's audience are the best as they're mostly positive audiences and watches the entire video always. I even watch at least trice especially when the guest is great.

How to get raise: 1. Ask 4 meeting on becoming top-performer 2. Come up with your own plan 3. Show plan on meeting 4. Implement & get results 5. Show results 6. Ask 4 raise

@theguynextdoor5995

4 жыл бұрын

I think this was said by Dan Lok

@lucs6666

4 жыл бұрын

@@theguynextdoor5995 That's where I heard it from! Couldn't remember.

Came here to see if Tom said suuuuuper and reeeeeeeally. Was not disappointed within the first 5 minutes.

@BrunetteGiant

4 жыл бұрын

Lol don’t forget “fuck” 😂 Can never forget that one

@stanleyrampedi5006

4 жыл бұрын

"That's so interesting"

@feliscuragi4779

4 жыл бұрын

Cracks me up every time

@vvvlad

4 жыл бұрын

I violently agree with this :)

@RubenPerez-jf9yq

4 жыл бұрын

" i want to talk about the Notiong around..." 😅🤣

Great f*king conversation! To the suggestion of running just once a week... I had a friend start running with me just on sundays for a year and at the end of a year he was able to run a marathon and now runs all the time. Thanks Tom for the gems over the years! You're a legend.

I don't want to get rich quick, I want to get rich for sure! 🔥💪

@realbobbyaxel

4 жыл бұрын

Same here dude

@sukiatwal3762

4 жыл бұрын

I love that

@MoEMoE-oo9gw

4 жыл бұрын

Nicola - Business Tips For Success legend!

@mairena2000

4 жыл бұрын

Batshit Crazy y

@designwizard8138

4 жыл бұрын

*For sure and forever

Pay specific attention to 25:00 - 30:15 Those words are powerful as fuck! Thank you Tom for this awesome interview!

@simonkubeka394

2 жыл бұрын

It hit hard

Ramit has so much valuable money about finances and money. Appreciate that you had him on the show Tom.

The best way to make money is to deserve it. Money follows value, always!

@shahn78

4 жыл бұрын

As someone who doesn’t care to collect material things i.e spend it on myself - money isn’t a driving force for me. But the good i want to do for others does require money...lots of it. So this comment about deserving money for altruistic values really resonated. Thank you.

@AndreasWaatz

4 жыл бұрын

Yes true :)

@Inspirattio

4 жыл бұрын

@@shahn78 Thanks really cool Shahn! I hope money finds you and you're able to go do those things :)

As a black man I totally get that we can get in our head and try to fight a bigger fight then needed. Losing sight of our own place in the world. The prejudice and struggle does create a callous heart and mind. During the video I was doing alot of the things they said. Playing victim and making excuses for why them and why not me. As I continued to watch I took a self inventory and that ball in my stomach that was resisting the belief that I will prevail if Im put the work in went away. I am going to continue to push forward and not lose myself in societies issues. I have a goal and a family that means more to me then any things else. Staying Hard. Thanks!

@wib6044

4 жыл бұрын

Could have written this myself, with exception to being black. Lol. Poverty is a mindset, not a race.

@tatertae5730

4 жыл бұрын

@@wib6044 Facts my brother. Us has human have the ability to transcend any label or category we put ourselves in or the world. Keeping my head high and staying hard. Happy Friday!!!

@Radykall1

4 жыл бұрын

Couldn't have expressed this any better.

@feliscuragi4779

4 жыл бұрын

@@wib6044 thank you for that, was thinking what does being black have to do with anything.

@cbcbmail1125

4 жыл бұрын

I feel you. There are many examples of black excellence even outside of sports and entertainment. It can be done. Even in this country and society.

Wow. Loved the psychology talked about in this interview... rather than just another "tips to get rich" kind of advice. The part about people racing to be the victim was very interesting. Some golden nuggets I'll take away is things like "it's much easier to go from 15 to 30% than it is from 0 to 15, but people would rather dream of doing 30% than even start with 15%" so true! Thanks Ramit and Tom, really enjoyed this interview! Impact Theory is really the place to be if you want more than just the generic advice! Really grateful for this channel!

@Inspirattio

4 жыл бұрын

We resonated with this too! Even slow progress is still progress!

Tom one of my entrepreneur goals is to become so successful I can be a person on your show sharing my story talking to one of the people who help motivate me daily

@thehautergroup

4 жыл бұрын

can't wait to see you on!

I called all, got fees back, contacted all utility providers to see how they could support me in case I needed it, saved money and put into my emergency fund and now saving to pay off my credit card with the highest interest, another month and I’ll do it. The second credit card will be paid off by the end of the year. Together combined is under £5,000 and I am making all my minimal payments. My next goal is Target day funds, already did my research and know which one I’m getting. Ramit, you’re incredible. Such practical advice. Thank you!!

You are the best channel on youtube!

@daphnecorry974

4 жыл бұрын

No doubt. Tom you ARE pulling people out of the Matrix and much, much more.

@SelWatts

4 жыл бұрын

Aggressively agree!!

"Competitive suffering" Something I heard from an Alan Watts talk. The part about the comment section reminded me of that idea.

@atticuspoet

4 жыл бұрын

Could you explain more on this topic?

Ok I literally downloaded his audiobook a few weeks ago and just picked it back up today and now I'm seeing this!! WOW! Alright I heard you universe.

toms the best interviewer ive ever seen. this is one of my favorite guests.... he almost starts to interview tom at points. great conversation overall.

Love Ramit, he has taught me more than anyone about finances, budget and investing. Appreciate that he explains things so well and that buying a house isn't always in someone's best interest.

Thanks for the quality guests and information Tom/IT!

Love Ramit's enthusiasm & humor.. It keeps things interesting and not dry. Super helpful. Thank you!

One of the best interviews I've ever heard.. definitely buying his book!

Damn! I love how Ramit laid down how to ask for a raise - by providing value. Amazing.

I can relate to Ramit's suggestions on how to be happy and successful. My husband and I were taught by our parents (Silent Generation), to always pay yourself first no matter what circumstances you are in. You will ALWAYS have bills and will ALWAYS have to pay them to survive. But if you don't pay yourself first, then you will miss out on self fulfillment. Greatest advice we could have received. We've been in the work industry for over 40 years now and it still holds true. Pay yourself first. We started out paying ourselves at least 10% of our gross pay each pay period. That wasn't much but it was a start. Once we saw the benefits of this, we started contributing more each year that passed. You make adjustments in your lifestyle just like you do in any other area. It can be done if you work at it. Thanks for another great guest Tom.

My favourite part of this interview was the bit were him and his wife want the life that could make family- still comfortable in and around thm, the way thy personalised to different people it made me a little emotional, beautiful way of making those who are important to u feel important

Wow those topics flowed easily from one to another yet all connected to the aspect of being rich at every level. Truly enjoyed getting all my golden nuggets of knowledge from him.

Hands Down this is the best channel on KZread! I watch every eposide 🙏🏾 #Salute

You guys are most definitely my kind of people. I am so excited to realise that there are men out there who think like me. I looooove the part about the discussions with your wife and checking in on how things are. Thank you so much.... Now I know I am not crazy....

I am so overwhelmingly thankful for this KZread channel! What impactful, amazing content. Thank you!

Ramit and his wife should write a relationship book. It's amazing how they flow... 😁

Tom you're an amazing interviewer. I don't know how you do it

I loved this episode. Thank you Tom and Ramit for sharing so many insights around all the important aspects of life including marriage. I loved the part where you give so much importance to investing fun and quality time with family and creating beautiful memories; the discussions you have with your partner about money and core values. I learnt a lot from this episode. Thank you so much!

I would listen to a bunch of different financial advisors online, but I think Ramit is my favourite! I love how he integrates psychology and finance!

Oh God! Ramit had finally made it to your show, Tom. Please bring James Clear, the author of the amazing "Atomic Habits"

@daphnecorry974

4 жыл бұрын

Yes!!

@ggll5240

4 жыл бұрын

Yesss!!!!

@benbrophy6905

4 жыл бұрын

Yes - James is amazing. Brilliant content

Wow, Ramit is such a captivating storyteller. First time I watched, I had to pause and absorb all of the mic drops. Second time watching it and now taking notes!

As always, loved this episode. Thanks for sharing some of your story as well Tom.

Another excellent interview! Thank you both for this.

I used the credit card negotiation line just now...and it worked! Bravo! Going to spend a small amount of what I saved by buying his book :)

We underestimate the power of movies, series, magazines etc. Basically being exposed to ideas that are beyond your current environment. That is the power and the role of the media!

Everytime I listen I’m like no THIS one is the best one. But... this... is the best one 👏🏼 so much gold I can’t thank you enough for these interviews. Literally changing my life with every one 👏🏼❤️

Absorbing quality information in 3..2..1...

@sukiatwal3762

4 жыл бұрын

What was your fave part?

I appreciate Tom's honesty and transparency...being poor sucks but you have to WANT to dig yourself out at all costs. I just re-watched this since 2019 and it's still very relevant.

Finally an expert who isn't an guru and gives realistic honest and practical finance advice !

Finally!! This guy is real!! Keep it practical and make it work for you!

There is nothing wrong with having a polite conversation that leads to a mutually beneficial solution.

I just want to say Tom, I’ve only recently started watching your KZread vids and O.M.G I’m stunned and amazed at how these extract intrinsicly relevant core content and fresh concepts/ principles/ “cutting edge” ideas to raise the bar and grow further from for all. The interview with Ted Herman uploaded in 2019, for me seeing this 12 mths later, has so much powerful content for me to process, that was like “manna” that video. So I’m eager to follow/ see contemporary progress developments in new understandings/ techniques unfolding in your 2020 media and beyond into the future [ my own biggest personal inner-war, is sustaining goal-worth & value, I’m really fighting to be passionate, it’s hard to get back on that horse when you’ve been smashed so many times. And you talk about all this kinda stuff throughout your interviews/ media series - thank you hey ] --- unfortunately regarding today’s host, he really hasn’t shared any new material/ techniques; when I see his advertisements come up on the Internet, I just get an immediate sense he [ solely (or soulessly) ] makes his wealth by sucking people into paying for his courses and seminars Soz but he just comes across as a hype scammer. The fact that he tells you how to strategise a salary raise out of your employer, and then uses a similar psychological strategy to raise his personal businesses profile by saying “I have 40k positive written testimonies that my system works”, honestly feels like he is harvesting from eg 800k paying participants with 95% of his (lost) audience not even bothering with a genuine review - “tweaked” statistics. “I can make you rich *in 23 years when you’ve got a terminal illness and someone else benefits from the {$400k} you saved through self-deprivation except coffee & clothes, {meanwhile inflation sees the average house cost at $20mil but you can afford to rent forever}”. The saying goes “there’s lies and there’s statistics”, the only difference is how you use them From a psychological perspective, I find his “authoritive-command” type dialogue style interesting. Sometimes Ive seen “professionals” bluff and scam people’s attention just by confidently sounding knowledgeable ...I think there’s a uni degree for that called PR But what I’ve learned from you Tom, and other “rich” people (eg Oprah Winfrey) is the moral value of “love”/ agarpe etc love of fellow man and healthy self-love, as opposed to negative exploitation and stepping on people to unconscionable-greedily get your goal (accomplishment should be about the journey, achieving the goal is the bonus) As you don’t have time to read emails/ viewer comments, perhaps I just contributed this as a “journaling” exercise for myself lol “Stay legendary”!

My rich life would start in the morning, helping homeless people finding ways to help them find work, to empower them to become self-sufficient, to help them start again with their lives, that would be the focus of my morning :)

@CamsPurpleCorner

4 жыл бұрын

💜😊👌

@cptseagull

4 жыл бұрын

AussieHeroes go get it! 💪🏼💪🏼💪🏼

@carlcoleman5762

2 жыл бұрын

Awesome

Tom, Keep up the AMAZING work man!! I have been an avid viewer of your show over the past couple of years and aspire to be as great as you one day! I recently left my engineering position at a world leading automotive manufacturer in luxury and performance last week to pursue my dreams of starting a financial education and coaching business. As you would say, I have been plucked from the matrix. Ramit is on point with everything he said, and I'll definitely dive deeper into his world. We share the same view point on how psychology determines your lifestyle. LOVED IT!!

I love Ramit's answer to the first question! "Focus on what we can control right now" - this is exactly why my channel exists

Could not agree more! Create value and take responsibility.

Please look into having the holistic psychologist on your show! She’s amazing and her name is Dr. Nicole Lepera

Wow! This was amazing insight. It was my favorite Impact Theory conversation so far. Thank you for the want and desire to help others improve their lives.

I love you tom - when I was flat on my back sleeping on the sofa i never forgot the john hughes movies! I reckon those movies inspired a lot of people in more ways than we know x

I found Audible through Tom, and found Ramit through Audible (found David Goggins first!). All life changing! I automated my savings and payments the day after listening to the book and I am heading to my rich life! Thank you both so much for this incredible content.

I love this content, thanks for such a thoughtful and useful interview. I'm watching a range of Ramit's videos right now and this one is especially good, which is down to your questions.

Thanks for sharing Empowering teachings (videos)! 🎓

Tom’s shows are amazing .. Least fluff of any channel app ever seen on KZread. Just nuggets of info

Thank you so much Tom. I just heard about this guy last week. I ordered him book online it arrived last night. I am enjoying reading his book. I have a mind of millionaire woman. I give myself 5 years to accomplish my goals.. I thanks again 🙏🏾🙏🏾🙏🏾

i say this about most your gusts and i will say it again, I LOVE THIS GUY. The best interviews as always. Keep it going. UK

That is dope! I just loved it. Tom you’re are always improve and make your company better than it was before! You are awesome!

Thanks for sharing 👍🏼 Amaizing information 👌🏼blessings 🙏🏻

Go Tom!! Over a million subscribers now. I can see why, you’re one of my favourite interviewers!! Well done!

Boosh! I have been avoiding my finances for too long. Like he said I don't even know how much I owe. The great poet Owen Hart once said " well enough is enough and it's time for a change". Finally time to tackle what I've been running from!

Great video, thanks for sharing :)

Perfect freaking timing with the video and my life situation 🤩❤️🙏

@sukiatwal3762

4 жыл бұрын

I agree. What do you do??

@artsvanberg

4 жыл бұрын

@@sukiatwal3762 videographer and photographer 😊 always looking for opportunities to grow 💪 and you 😁?

@arturoramiro6448

4 жыл бұрын

that also happens to me when I get to watch these Tom-s videos

@Inspirattio

4 жыл бұрын

Funny how that works, isn't it?

16:18 Ramit says: "Take it from the clouds to the street" Like this quote!

THIS TALK! This f***ing talk! Everything! Thank you BOTH x

Found the book in the library and downloaded the audio book 💪🏾 now im here before I start them both...its lit in 2020

Love this discussion of having clarity on the rich life. I spent so much of my life spending money on things that I didn’t care about because I felt guilty about spending money on things that I wanted. What a reversal! I’ve been changing my habits but hearing this here is helping to put it into words and making this tangible. Thank you!

@cdsiado

2 жыл бұрын

9

wow this such a powerful episode. cant wait to read his book.

I just watched the preview.. This video is on time. I want to ask for a raise. Now watching the video.

Awesome as always! My fave Tom comment I have stolen... ‘I aggressively agree’! Love it!!!

When I first read Ramit's book I called my bank to renegotiate my fees and succeeded. It was the first time in my life I thought "I got this, I can manage my money". I'm still young, but since then all got better. No debt and every money my investments grow. I have a healthier relationship with money. I will be rich because now I think rich. So, thank you.

@heshamaldhahiry95

4 жыл бұрын

If you dont mind me asking and i dont want to go back to this long video which i do appreciate. But what did you ask your bank about?

@MNoelMusic

4 жыл бұрын

@@heshamaldhahiry95 I got rid of some credit card annual fees and some late fees

Holy crap this series is great. Thank you Tom!

How i love this channel. Thanks Tom for that interview

Such excellent advice. I always enjoy your podcasts, and I apologize for not leaving more comments. I often listen to you as I work and absorb all of your insights (or attempt to anyway.) You really are an asset to the community, and I appreciate what you're doing. Keep at it!

@beshwo

4 жыл бұрын

yea such an impactful person

@beshwo

4 жыл бұрын

can we meet on insta jenna ?

@spankingfemme

4 жыл бұрын

@@beshwo absolutely! Follow me on Twitter or Instagram at imtherealjennaj

Tom bortha I loved this interview with Ramit!! Great immediately useful wisdom people can apply! I watch ur content daily and add your guest on my IG and go purchase their books. Btw cant wait to read that book ur working on! Thanks for all the good u do!👏💪

My dream is that you’ll be interviewing me one day. Because I watched your content every morning for the past four years, am a life has been on an uphill climb ever since. I was in a general military job then I sought into a special operations program and made it, I lived in Hawaii in a beach home (everyone wondered how), and now I’m on my way to becoming a physical therapist owning my own business helping people recover and become the best version of them selves

Omg, I ❤️ this. Going after my "rich life".

one of the best talks ive heard, top info really good stuff

Thanks for the great video!

Thanks Ramit. I am not great with money and this really opened me up to dreaming again. Thank you

for me this came out at the perfect time. it's time to renew my work contract and wanted to ask for a rais. thanks man you have been inspiring me for the last few months I wish I got to know your channel earlier.

Love the concept of creating a truly rich life! Ramit's point of view was one I hadn't considered. Great interview, Tom!

@arturoramiro6448

4 жыл бұрын

Hi Lisa, I know that people watching Impact Theory we are in the persuit of the best version of ourselves. Hughes from Mexico

this is absolutely riveting. Thanks for sharing!

That was 1 of the top 3 interviews ever! Interactive, insightful, hands on approach for dealing with a daily subject that is one of the most pervasive topics in people's lives, money. Thank you forever Tom. Your program changes my life ever time I see it.

What an unbelievable interview. Going to add this to my favorites.

@sukiatwal3762

4 жыл бұрын

Yes! What was your fave part?

@cainpork

4 жыл бұрын

@@sukiatwal3762that he talks about the best people to surround yourself with (This fine audience was one example), to often we keep to the people that aren't the best for us, but we still stick with it from the comfort levels. The fact that he stated you need to do the work before you can expect an increase. You can't take without giving, we don't see this enough in the marketplace.

I've heard a lot of things in my time but this is really some good advice... Fresh and new and it's right under your nose. I never even seen it coming

This was so enriching thank you for this video!!!

“When winning is actually losing most people chose not to play the game at all” God this speaks directly. I pulled out of the game. Oh baby Make fucking room because I’m comin.

Just learned about him. Before this video ended I already downloaded the book. Will listen at the gym :)

I love Ramit! I will consume and implement the rest of his content. Originally, I thought he was a spammer only interested in leveraging his mailing list to make himself money. Now, I totally see his true passion! Thanks Ramit! Thanks Tom!

Great guest! Thank you!

Crazy thing I just started actually putting money in envelopes so it can start adding up... but I've "wanted" to do this for years, took me long enough to execute. Your channel has been my Matrix/superhero movie (in addition to watching the matrix and superhero movies as a pick me up) :) I appreciate you and your wife and all your guest. and Quest bars are #1 lol

I love this show so much. I’ve been following Tom for a while and I don’t know why it never occurred to me that the beauty of this show is it’s on a public forum with a comment section so we can give and receive feedback. Right now I’m taking a course on public speaking. As an entrepreneur myself I want to reach out and support young entrepreneurs (under 30) in their journey. I want to give them the tools to get their first momentum and show them they can do it without sacrificing everything in the process. Don’t get that last part twisted. We all have to sacrifice a lot and I’ve done without a lot of things, but we still deserve to be happy.

@emmkay80

4 жыл бұрын

All the best! You will do well 👍

@apdupuis1

4 жыл бұрын

Monal Kulkarni thank you brother 😁

@emmkay80

4 жыл бұрын

@@apdupuis1 make that sister 😂 😛

@apdupuis1

4 жыл бұрын

Monal Kulkarni my mistake I’ll own that 😂 thank you genuinely 🤗

@emmkay80

4 жыл бұрын

@@apdupuis1 Watched your video on KZread. It was nice. Subscribed as well. Are you on LinkedIn? Do send me an invite there if you are. It's another powerful platform.

finally getting some courage and using this comment section here to see if i can get any advice from anyone on how to be a public speaker/influencer. thank you to all that decides to help me!

Best episode of Impact hands down !!!

Thanks Ramit A lot Thanks tom for thats such a good interview

This is so powerful and a life changing. Now we should take first step toward financial freedom

Great content!!! Thanks so much! Subscribed!👍😍