Simple, humble, genuine and informative !!!

Perfect answer sir happy to see ur videos always :) thanks for your support

Thank you professor for sharing your experience. It helps me...

Sir, simple domo & effective way. Thanks. I would like to expect from u to post one video that just an overview info analysis to be considered in order to pick any mutual fund.

Enjoyed this video. Appreciated.

Lovely video sir.. thanks much for giving genuine suggestions..

You are always welcome sir....please don't stop sharing your knowledge...i request you to put more videos...atleast 2 daily...

thank you for the guidance sir

Super sir. We are very eager to watch your financial education and personal finance videos. Please do regularly.

Knowledge is wealth sir you are sharing your knowledge more than that your experience will be a learning for people like me

Nice and good.... Please give regular updation.....your experience will make us plan better

Fantastic sir all your videos and great info for beginners in investment like me 👍🏻👍🏻✨✨

Thanks for the info sir👍

Thanks for the guidance

Dear Sir, Thanks for making this video in Tamil , Your videos are very useful Expecting more videos in tamil.

Sir as always u are simple awsome 👏👏👏👏👏

Super Sir.... My eyes open vedio

I am making your tamil video playlist as podcast mode during browsing time these days to listen...

Big salute to your organic speech 👏👏👏

Thankyou sir your advice 👍👍👍👍👍👍

Thanks for the ever growing interest on Tamil videos and practical nudging Thiru.Pattu... Have a request. Pls could deep dive video of Bond interest change impact on Fixed income returns. Of course you had mentioned in your videos and i understand inverse effect on return. But further detail session woukd help. 1. Investing in FIx. Income funds, how can we negate the intrest change. 2. What is the effect of RBI interest rate of issuing bonds. Is it not discrete decion of Bond issuer. 3. How can we know what is the interest rate in which AMC buying. Just to understnad how it works, not asking to over research investments.. Can you please?

நன்றி அய்யா

Am watching your video for the first time but subscribed. Your way of talk is very casual I feel like you are sitting next to me and talking to me 😊😁😁

Pattu sir, you have made me feel bad in most of your videos 😂 because of the my investment mistakes done so far in life. Thanks for making the video, now I see some hope and slowly I shall fix my investment mistakes.

Thanks bro, you helped me

Excellent video for beginners like me.

Pattu sir.. you are so practical... sema

Sir u really a great selfless teacher and guide fa every class of investor. What u imparting is selfless life education. Thank you very much sir.

Nicely explained Sir. I have become one of the subscribers of this channel today having watched a couple of videos of yours. I too have 3 mutual funds and would like to discuss with you and please give your valuable suggestions. Thanks.

Simply one shot nailed answer... awesome idea... very rare people admit their mistakes openly..... u r one among them.....how for you the interest has come in finance being you as physics professor? as i asked u before what are all career prospects in this finance filed ? like can i do ICWA course or something like that ? pls do post one video on this topic as well.. if u can.. well done sir

This is absolutely realistic and pratical video. Excellent.

Sir, Your videos are simple to understand and very informative,I have a doubt Which one you prefer multicap or index fund for long term investment of minimum investment period of 5 years via SIP

Hi Sir....Superb...After watching your videos I have started investing from.last month .Currently iam holding parag parikh ...but the pe ratio was 21 when I bought ..Should I add any index fund?

Very good information sir very usefull for me sir ji 🙏

I love your approach sir. You simplicity is your biggest strength. Good to follow you.

Thalaiva nee Vera levelu

8 fund choose panni vachan, now i plan for only 3, thanks a lot sir

Thank you Sir

Very Good Advice Sir

Good Video Sir!!!

Good explanation... Could you please expain about taxation of mutual funds. Its usfull for my retirement portfolio. Please...

Sir wishing yoy for your long life

Attagaasamaana.pathivu.vazlthukal

sir .I have delisted company shares how to sale ?[ pincon sprint] please make video

Dear sir, I watch your all Tamil video U explains many think about savings, safety, Market, MF. My fav ur pension plan , education plan, ass allocation mainly life insurance video demo. My request can u upload how to select broker very safe what are think I must watch before select broker. Which are the registration done my broker.

I'm going to start nifty index based on your input .I'm a fd,ppf guy just going to enter mf and later stocks

Sir I am a new bee to investing . Your videos are very guiding . Can u pls tell me if investing in nifty 50 stocks directly is better or investing in mutual funds are better ? In case of investing in stocks what about the debt investment portion since my risk appetite investing only in equities would be high ?

Super sir But oru dubai nri ya na earlier ye midcap start panniten ippo nifty index la yum hybrid layum start panalama illa mid cap la continue pandrathy enough ah! Plz advice

Suppose my goal is 7 years apart and if there is a market correction at 5th year , should I continue my SIP till 7 th year or should I sell all units as soon as I sense a gradual decline in my profit ? Please share your thoughts sir

Sir u have said one mutual fund is enough...but for example if I have 3 goals like short term, mid term (child's education) and long term(retirement) how many mutual funds I can invest? Or how can I manage with one mutual fund?

You are a 💎 sir

Sir oru doubt clear panna mudiyuma Neenga sonna antha word oru thadava yosichu invest start panita pina atha disturb pana koodathu nu atha na 3yrs follow pandren sir from 2017.ICICI MID CAP la invest sip la but from the beginning showing lose becoz of market recession started from 2017. Anth doubt enna na should I continue or not ?

Sir, hdfc mutual fund invest pannanum na endha website la invest panradhu better.... different platforms iruku like Zerodha coin, niraiya mutual fund apps um iruku so romba confused sir.... please suggest which platform is better to invest mutual funds

Hello Sir, can you please help to understand how any income into NRO account should be handled ? I am an NRI and I am planning to get some income (but it will be irregular as it is freelance) and have to direct it to my NRO account, because I cannot hold SB account. So I want to know how tax matters have to be taken care. Please advise....

Sir how about Franklin India Dynamic Asset Allocation Fund of Funds

Sir, there are many online apps/ banks providing platforms to invest in MF.. how to choose the right one for long term investing ?

Hi sir. Will the impact cost affect Motilal Oswal bank index fund.

I have a doubt. So, if one invests in Balanced Hybrid Equity Fund, then he/she doesn’t have to worry about asset allocation, correct? Within the fund itself, there is an internal allocation between equity and debt, which is adjusted continuously by the fund house. Is my understanding correct?

Sir if we invest in just one MF, how will it work for goal based portfolio? With different goals needing withdrawal at different periods of time

MF SIP Route: 3 index funds [sensex & nifty50, nifty next50 ], 1 thematic [IT]. All covered and best.

Sir. I have a doubt. Suppose I get some good money once in 3 or 4 months, I can't invest this in sip as I can't pay the same amount every month. In lump sum I can invest only at the beginning or can I add the money whenever I get it down the lane? Please clarify, sir.

Hi sir should I invest regular or direct mutual fund please suggest me

If that one mutual fund should not end up like Franklin’s sir:(

@8:14 sema sema :-)

Hi I am beginning in stock market please suggest the some stock for long term

Excellent

Dear sir If I am investing in 1 index fund for 2 reasons which are at 2 different stages of my life, how do I get the amount back for the first reason? Can I sell partial units for the first need and continue investing for the second need? Kindly clarify. It will be of great help as am completely new to this. Thankyou

Hi, So far you have been discussing about investment, for a change why don't you talk about give away, good organisations to consider for donation.Hope you must be doing only if you wish to take this topic no compulsion

Sir motilal s&p 500 index fund best? Can I invest sir.. pls suggest

Sir na, uti nifty index fund la monthly 4000 sip panren sir. 10 percentage nifty dip vantha 10000 lump sum pannalama?

Thanks sir, what about focused fund?

Please explain about ethical mutual fund

Sir ,Please suggest i have already invested Rs 5000/month long term 15 years in 3 MF totalling to Rs 15000/month, is anything to be done here.

nice video sir

Namaskaram Pattu, amazing video yet again. For a unified portfolio 1 aggressive hybrid fund should do, but for someone who is having multiple like retirement, children education..what kind of funds to be chosen?

@logiverse

4 жыл бұрын

Shall I answer? You should maintain separate mutual funds for all your goals. Because every goal will have their own time limit and risk appetite.

Currently I can see pe ratios are high..What do you suggest?

Which infex fund is best for long time?...

Hi sir, My age is 30 I am planning for my kids college expenses he is just 9mobths old. I am investing in SIP 2500 monthly in two funds. SBI SMALL CAP FUND AND NIMF GROWTH PLAN. Is it good. Else I can invest in nifty 50 as u said for 3000 monthly. Pls suggest.

Pattu sir, Ivlo naal unga video kanle padave illaye... Financial consultant kitta poi advice kettu invest pannittu irukkean... unga style la, "Yelavu, ethukku avanga kitta ponean nu therila"

can you please post your videos in English. I cant understand this language. regards

ரெப்கோ பேங்க் வங்கியில் பணம் போடலாமா? இது தணியார் வங்கியா? மணி, பொள்ளாச்சி

Technology sector fund invest panalama...

Sir how find my broker is safe

Pattu sir, the best video in tamil for Mutual fund. No confusion hereafter. Kindly start Q&A daily in Tamil by answering 5-7/day. You have covered on Asset allocation, Retirement and Child Education portfolio, DEBT allocation(EPF, PPF, VPF) and finally NPS not necessary for corporate employee like me. The next topic in Tamil we expect is on STOCKS. Under Equity allocation, how much percent can be in Stocks and Mutual fund.? pls explain us the ratio on this and some best stocks. If it stops to list out stock names, atleast give us clear knowledge which stock segments is suitable. (ex: IT, pharma, PVt Banks) and which segments to be avoided.?

As usual good video in start of the day.. If we have single or two funds in the portfolio, to plan for separate goals as retirement, child edu.. Etc, how we can plan the amount in single fund? Also will it be risky if we have crash and it will be for all the goals simultaneously..

@pattufreefincal

4 жыл бұрын

You can use different funds for different goals

@kannanrev

4 жыл бұрын

@@pattufreefincal Thank you for the response. But again it might be blunder question to ask, as normally everyone will have Retirement and child education as minimum goals, and in the filtered funds, which will be opted for which type of goals? Meaning for child higher education will be nearby 10-12 yrs roughly and retirement will be long time to go,.. You will not entertain and suggest on the funds, however in my case I've UTI N50, UTI NN50, PPFAS and Nippon Arbitrage for Debt.. In this can we consider passive funds will be ok for Child education?

Hi Pattu Sir, I have done XL work as you advised for each goal (Retirement -13k), Child Education (2*5k - 10k) House Building (14k). For achieving all these, totally i have to invest 37K in equity and reduce equity exposure stepwise as per plan for each goals. I can invest 37k comfortably from my total Investment amount of 40K which is a 30% of net income. But I have to invest all this 37K amount only in equity for achieving. But as you also said equity -70% & fixed income -30% for diversification for reducing the risk. If I do this asset allocation, I am not able to achieve my goals because of reduction in equity. Sir, Can you please reply or make a video for clarify it?

@logiverse

4 жыл бұрын

The answer is simple: *You have to increase your salary and apply diversification and asset allocation.*

Index nifty50 or index nifty100?

👍

👍👌

Sir u r too rough, tough and upfront. I started following u like my big brother. Am 31. Please suggest some best way to pick up mutual fund Monthly 8000 as I already pick direct equity investment. Feel free to blast me if am wrong in asking question ☺️. 1. Is gilt fund good. 2. Is floater fund good 3. I did not find much videos on definition about floater fund. All I need is a honest opinion. NOTE: I donate 2% of my monthly salary to charity as well.

Sir, I'm 37 and I had spent all my savings and even closed my EPF to clear my family debt. I knew it's a big mistake, unfortunately I didn't had any other choice to handle the situation. However now I started new EPF along with VPF. Additionally I started a PPF and a RD . Also I started five different SIP. Kindly advice, should I reduce my 5 SIP to 2 or 3. Also I'm thinking of investing 1 lakh in large cap fund and Debt fund. Please advice.

@logiverse

4 жыл бұрын

Should I say something, closing your family debt is not a mistake. It is the right choice made by you. Debt and interest will eat all our money. Hope Pattu sir will answer for your rest of the questions.

@varunkumar-uy8lw

4 жыл бұрын

@@logiverse Thank you for your positive words. I'm eagerly waiting for sir comments.

Sir please educste us about index fund

@InvestmentInsightsTamil

4 жыл бұрын

Try "Mutual Funds, Index Funds and ETFs" video in my channel. That would help.

Thanks sir I watched this video but I forgot. I have two index fund nifty 50+nifty next 50. I have plan to start either one multicap or hybrid aggressive fund un necessary lucky I saw gain this video I dropped my foolish plan

@undhinesh

3 жыл бұрын

hi how to invest in index fund nifty 50 ,where

@ramachandrans2051

3 жыл бұрын

How to invest in N50 and NN50 index fund.

Please continue tamil

Ah how did I missed this video 😇 I just started with one nifty fund and flexi cap fund sir .my capital is 50 k per month am I doing it correctly sir ?

@pattufreefincal

Жыл бұрын

Yes go ahead

@itzmegokz1199

Жыл бұрын

@@pattufreefincal thanks sir ☺️

Elss fund performance

Bro, my age is 23 my family has a debt of 40lakh... I am working in an MNC .. I am contributing 15k per month to reduce our debt... Pls give me suggestions for improvement....my salary is 30k...how to reduce my debt over the years...

@pattufreefincal

4 жыл бұрын

You will have to increase your income in some away by taking up additional jobs. Sorry to hear this. You are right in focusing on debt clearance

@logiverse

4 жыл бұрын

As you are working in MNC, upskill yourselves in niche areas. Increase your demand and be relevant. You may need to switch to a product based company for an increased salary. One day surely you will close your debt. All the best.

How to choose in nifty and nifty 50 to invest for long term?

@parthasarathyea5649

4 жыл бұрын

Plenty of articles regarding this are a available in freefincal sir. Also there is separate playlist for index investing in free fincal you tube channel

ELSS fund not required sir? if I'm not under tax bracket?

@pattufreefincal

4 жыл бұрын

no

Sir, What about investing of lumsum amount (20lakhs) in MF . please advise for the period of 3 years

@SuperFender777

4 жыл бұрын

ubab 133 for 3 years dont come for equity, go for debt, as on time debt fund is risky and u can’t predict. So, place ur fund in FDfor 1 year. Once Covid -19 situation revives back park in debt fund

@nandakishore671

3 жыл бұрын

@@SuperFender777 is short term debt safe or not

@SuperFender777

3 жыл бұрын

Nanda Kishore for personal or for a organisation

@nandakishore671

3 жыл бұрын

@@SuperFender777 for personal only bro!

@SuperFender777

3 жыл бұрын

@@nandakishore671 Frankly speaking even short term debt too is bad for financial health. These habits will make us pleasing to be in a debt trap. So, avoid all kind of debts bro