English Version is here kzread.info/dash/bejne/mHaEr9VweNuol5c.html

I saw this video 3yrs ago and it changed my life for ever.. I was zero when I saw this video now am in track for financial freedom..

How did i miss the prof's lecture all these years? 😂 he explains it well. no gimmicks. pure objectivity.

ஒரு மனிசனோட சாவை excel ஷீட்டில பதிவு பண்ணாத இப்போ தான் பார்க்கிறேன் 😂

I'm 32. Thank you so much Mr.Pattu. Much helpful. I have seen many retirement planning. But this is indeed!

It made me to think die before 70.. 😂

@ashwathgamingyt7542

3 жыл бұрын

😅😅😅

@velmuruganganesan7979

3 жыл бұрын

why before 70 and why not 60???? Situation is such Bro...No salary hike on year by year but inflation is sure going up

@sridharjee9096

3 жыл бұрын

@@velmuruganganesan7979 it's OK bro.. lets face it with 10 years buffer 😉 if we get better salary without inflation.. Life looks bore.

Excellent explanation.... that to the way you projected “Saavu” .....it’s hilarious

@HHP2022

4 жыл бұрын

Ha ha.. I too noticed

Before seeing this video, I took retirement planning lightly, but now i need to consider it serious than other financial goals.. And I'm going to create my own excel sheet.. Thank u Sir... u made our lockdown days very informative..

@sulthanalavudeen9281

4 жыл бұрын

Definitely you may get Diabetic & BP, Life should be a cool

@deepalakshmi8400

4 жыл бұрын

@@sulthanalavudeen9281 - I wonder what made you come here then?

2:52 is the maas, SAAVUU.hmmm. 85 ... Sir, u are very realistic person and your words are very practical. People hesitate to think talk about their old age, u nailed it sir.. but i cant stop laughing by seeing 2:52 for a long time.

Haven't expect an IIT prof will speak close to heart, and particularly that saavu , love it. Very beautiful and clear analysis, sir.

Very sensible and smart work.... Nobody talks about this.... only in social media is good for knowledge sharing

I never knew you had so much of sense of humor! I had seen most of your videos in English which made me think you were a very serious guy. This certainly gives us a definite number we need to invest. Thanks Professor!

Very good Mr Pattu. I am now 72. I did not have a chance to see such plan in y previous years. Further I had to support to my parents. Somehow I managed to make a good format. As o today I am able to invest in mutual funds every year. Now I try to make an excel sheet for my future. Thanks

Saw your video today. Still unable to come out of this. Thanks for making me to understand where I am standing at this age.

Luckily Quicktime didn't crash!!! Very useful video.

Dear Pattu Sir, Thank you for this video. No one else can explain better than this..👍

Namaskaram Pattu, I just constructed my retirement Calculator just the way you did. Thank you now i know how much i require to invest to achieve it. Nandri...

Thanks Pattu Sir for guiding us on our retirement planning. Wish I had this information 10 years back 🙂

This video is eye opener for me. Everyone must watch the video. Thank you for sharing your knowledge. God bless you and ur family🙏

Very simple and clear way to showcase complicated planning. Very well presented. Thanks

Not just financial planning i learned excel tips as well. very thank u sir

Thanks pattu sir. I never projected expenses according to inflation. you opened my eyes!

A real eye opener, Pattu Sir 👍 Simple and Powerful 😎

Such a casual but very thought provoking session Sir. Thanks a lot for guiding us

Thanks for this one in Tamil. Able to catch the point more clear and easy to share with friends n dears

Sir, really it's such a simple but at the same time very powerful calculator. Hats off to you sir for your service and support... 🙏 🙏 🙏

Super தலைவா! Never seen such simple and practical plan!

Thank you sir as always, its nice to watch it in tamil :)

Excellent Explanation Sir Very clear..... Thank you

Excellent video. He mentions in the video Investment p.a = EPF+PPF+NPS+Stock

Hi Pattu Sir, very good video. Day by day your videos are becoming easy to understand. Thanks for the illustration.

Well explained sir. Very useful info. Thank you very much.

Great Sir, Your explanation is awesome, common man could understand easily . Very useful 🙏🙏

Hello sir, more of financial planning, I liked your advice for having fear. I am 27, and have put 20K per month in my expenses with 7% as inflation. Need to build corpus of 5.5Cr. This will really help me to invest in a disciplined manner every month. Thank you so much.

Inflation is the real enemy sir. When I kept inflation at 6 % for a monthly expense of 40k, the monthly investment required is only 20k but when I changed inflation to 8%, the required investment amount is 52k/month. For now, I am keeping it at 7% where the monthly investment required is 33k and the retirement corpus is the magic number - 7 crore

@MrSmarthunky

4 жыл бұрын

Sir.. for the same monthly expense of 40k with inflation 7%, the required investment for me is 63487.47328 per month. Getting confused if I am missing anything

@liveandletlive5045

2 жыл бұрын

Age boss? What age input?

Thanks a lot sir..well explained and great useful vedio

Thank you very much for your detailed simple lecture about retirement planning

Amazing lesson with full clarity data Thank you sir

Very nice explanation sir, everyone need to plan this!

This was an interesting video, and I learned a little bit about planning my retirement.

மிக மிக சிறந்த ஒய்வு கால திட்டம். வாழ்க வளமுடன்.

Enjoyed a lot... Thank you so much professor. Really helpful 😊

Excellent explanation. Thanks a lot Sir

Hi Sir, Watching your video for the first time. KZread suggested my your video. One good suggestion that KZread gave for me. An eye opener video. The same genric explanation will be charged nearly 1000 to 2000, If I consulted a financial planner. Thank you so much. Will be a regular follower and provide my support. All the best for your future endeavours.

I love the way explain....Tnx sir

Thank you Pattu sir. Very well explained.

First time seeing your video..very practical and nicely explained..thanks for this awareness

Very nice video... One of the best video for financial analysis...

Just 1 word- Beautiful! 👌

Hello sir If we receive LIC returns in intervals of 10 yrs and 15 yrs. How shud we include them to this calculation sir

Excellent!!! Thank you Sir !!

Thanks for Creating this very informative video sir. God Bless 🙌

Extraordinarily simple explanation sir thank u

Excellent Mr.Pattu ! Well explained

வணக்கங்க, மிகவும் எளிமையாக உள்ளது. அனைவருக்கும் புரியும். நான் இதை ஏற்கனவே உங்களின் Goal based Investment குழுவில் பார்த்து செய்து விட்டேன்.

@aravinthara4096

4 жыл бұрын

Thanks sir .Very well explained about the retirement calculation.

Thanks for starting at 30 years of age!

very useful sir my age 36, iam first time think retirement future you teach very useful sir

Very nice and very well presented ..Like you said inspirational video

Thank u. This is good one.

Very useful. Thank you!

Thank you. Really eye opener for me

Thanks for the initial video. I think this is a baseline retirement plan. I would like to see a followup video, on how to adjust the excel sheet after sudden windfall during the period say a lottery or something to that effect or a major financial emergency that drastically reduces your investment would be more useful. That will give more realistic view.

Kalakkal concept sir!!! Idhuku dhan AMC fellows saying "SIP podungo and forget the amount" I think :-) That said. this is a extremely clear presentation..... kudos!

Very informative and eye opening

Good One Pattu Sir

Super Sir.. Very good explanation

Very good sir. Nice explaining style

கண் திறந்த தெய்வம் நன்றி 🙏♥️💞💞

Hi Pattu sir / Mr. Professor I had already created my financial plan on my own, but I thought I would consult fee-only financial planner to validate it. However, after watching your series of videos on child education and retirement planning, I can easily rearrange my financial plan and validate it on my own. You are doing an excellent job; educating people about financial knowledge will change their lives. ❤

@pattufreefincal

2 ай бұрын

Thank you

Videos uncut makes it real. Sema worth Video 👍😀

Never had an idea we need this much corpus.. Had a fanatastic clarity on retirement planning.. Thanks pattu Sir. Hope ur health is fine and good. Retirement ke paathi salary invest pannanum pola naa .. Matha seleavuku ena panrathu yosikuren ipa ...

தமிழில் பகிர்ந்தமைக்கு நன்றி ஐயா

excellent knowledge sharing Brother

Mass as usual , thanks sir

Hello Sir, Just got the time to watch the video. Excellent content. I already did my calculation from your English videos. I am 8 years away from financial independence. Regarding inflation, I strongly agree with you..! However, I did a small case study in my home town (Almost Village). Expenses in Village is exponentially small in comparison with expenses in city like Chennai. Also, I am from Agricultural family. My parents still do farming. Their expenses are extremely in control(Increasing very slightly each year though) what ever the GDP of the country. After the study I understood that, India has two kind of economy. One is GDP based economy (City). The other one is farming based economy (Village). Luckily in India still many people does farming. So, the other way to manage inflation apart from investing more is doing farming..! :-) Interested to know your thoughts on it.

@jaganathanchandrasekaran6027

2 жыл бұрын

@Tamil Audio - Great point to overcome inflation, other option from my sense is we can reduce/zero our wants and plan only for needs. we can move to place where to drive our passion driven career (agriculture, teaching, etc.) This would lead happy retirement at the same time peace and happiness which we cant buy from monetary aspect.

@TalesofDe

2 жыл бұрын

amazing idea :)

Cool Sir..first time I am seeing your video...subscribed too...keep continue your efforts

Broad mind good advisor, vazhga. Valarga.

Excellent explanation Sir!!

True still Pattu sir didn't want to frighten others, so sir didn't tell medical expenses after 55 which is a MUST happens for everyone. Also the interest rate at 5% after 60yrs too can't be expected. FD in reputed banks now itslef have already dropped to 5-6%. So in another 10-15yrs this rate will drop further. Factoring all these, the target will be much more and herculean.. 😐😐

Very informative sir. Regards Wealth India Movement

Savu.....Ultimate expression Sir.

great video, thanks professor , making 10% is the difficult part.

Thanks a lot for your efforts. This video is truly a eye opener. Please share such valuable information as much as possible. I know you won't have time but we are also not intrested in edited videos with background musics and all. Instead we are intrested in value info like urs.

We like your way of talk 😊

Awesome. People's are blindly going for pension policies. If they watch this video they won't go for any pension related policies available now. I am going to share for my friends. Thank u Mr Pattu sir

Thank you so much Pattu Sir. Watched again after 3 years. Happy to see I am in track towards my retirement planning (Which I did in Google sheet before 3 years). Crores of thanks to you. 😃🙏

@pattufreefincal

Ай бұрын

Thank you

Practical information thanks

Excellent! eyeopener

excellent sir...

Very nice explanation. Should we not include any assets into consideration. Like additional hose rent or income from Lands. If so, the rents we collect generally wont increase like you mentioned.

Awesome talk sir!😂😂😂 Can't stop laughing at 2.52 (Saavu) & 10.36 (maalaiyalaam potu veetuku anupuvaanga)

Useful sir..

Sema Super explanation.

thanks bro very useful

Inflation is a highly over rated one in India. Inflation for basic commodities max to 6 percentage only. The issue is we have expanded our needs apart from basic ones.

Sir, idha vida yaarum theliva villa mudiyathu, thank you

In simple.. 75% investment for 20k earner will be 7500.. where your expenses(mukiyamana) should be 10k only.. if your overspending. Than you have to find new maths to calculate your retirement..

Very nice tips 👍

Nice

Hi sir 👋. Nice content 👌.