Dear sir your Tamil videos are easy to understand please continue to post more

I am north indian but learning tamil as well with some financial knowledge you share. Thanks Pattu sir. Its awesome language.

Sure sir. Thanks for your valuable feedback .

I am a fan of your ‘karumam’ . It makes me laugh every time .

@MisaSelva

4 жыл бұрын

😀😀😀

Your speech is so practical...very natural 👍

Really you are great sir..... we gaining more knowledge on individual financial planing by your videos... thank you very much sir.....

Super sir. Thanks for your dedicated videos

i watched lot of NPS video but no one explain clear to us whether invest or not as you explain. Great explanation .I think you are working as professor if i am not wrong,,because the way you explain shows like that.

Annuity part is the drawback..Nice video sir..! 👍

Great information Sir!!

expected video. thanks sir

Thanks for your valuable input Pattu Sir! Would you share your about ELSS in a long time view? I understand 3 yrs locking time, but it's worth considering OR plans other scheme. Share your views which is really helpful to all. Thanks in advance!

Thanks sir 🙏

Sir, I request you, kindly give your insight about small finance bank..plz...

Great Info! After your video. I minimize my investment in NPS Tier 1 considerably. Requesting you to brief pros/cons about Tier 2.

@pattufreefincal

4 жыл бұрын

Tier 2: not necessary. Stay away

சகோதரரின் வழிகாட்டல் போல் உள்ளது

Great

Sir please do the same about NPS in English

Please tell about govt employee

Why we should not consider "equity" option in NPS ?

Sir wat abt CPS TN GOVT Services..please explain details sir...

👍

If I exhausted 80c benefit , it's time option NPS?

Is it advisible for a Self employed ?

Super sir. Tamil la super

Sir I am planning to self contribute 50k alone under NPS section 80CCD(1B) based on market fall condition. Even though my employer has option of NPS, I am choosing VPF to contribute monthly. Is this a good decision?

tier 1 and tier 2 is there., before 60 also we can withdrawal the amount . correct sir?

Can I increase my pf contribution

Hi Sir. I am 23 working in Corporate and I started to worry about what I will be doing in 60. Is it only academicians and government employees work till 60s. Any one know someone who are in 60's and working in Corporates.

i agree sir, but if i invest 44000 i could save 22000 from my tax (as per my income), around 50% tax saving and 20% even if i get out of it before 60; if i continue i will get at least 3 times my money at the age of 60.

@pattufreefincal

4 жыл бұрын

I appreciate how sure you are about the future

Hi sir My mother wants to invest her savings in NPS and she is 55 . And she wants to withdraw the 60% after 60 and remaining 40% as a pension Will this works?? Thanks in advance Is this a good idea

I thought NPS is great option ?

VPF பத்தி சொல்லுங்க. எல்லா கம்பெனியும் vpf option தருவாங்களா?

@YogNav

3 жыл бұрын

Yes

sir what about tire2 please explain

@pattufreefincal

4 жыл бұрын

Vendam!

@saravanansubramanian4884

4 жыл бұрын

@@pattufreefincal how to choose a debt fund or we can use tire 2 as a debt portion my wife has tire 1 government employee contribution thanku

Sir, its January 2004 not April 2004. Thank you.

@pattufreefincal

4 жыл бұрын

Thank you

Wherpther the Pension from NPS taxable ?? Ayyappa 61 years

@pattufreefincal

4 жыл бұрын

all pension = taxable!

Ellaa "elavum" varum....moodittu irunganu solreenga? :)

sir after 80C and 80Dsection 1.5L and 20K. Even though 100K Clash with Slab 20%. then how to avoid tax amount instead of NPS. pls suggest to us better one

@pattufreefincal

14 күн бұрын

Pl switch to new tax regime

@Deenanthiru

14 күн бұрын

@@pattufreefincal yes sir. tension free

Hi Sir, How about the private sector people? Is it good to invest in NPS? I believe for govt, 40% employee and 60% by employer, so they can do.. But for private it's 100% we need to pay. So pls suggest on that..

Hi sir if the annual salary is 14L+ ? is it ok to take more debt + gov bonds with minimum equity ?

@pattufreefincal

3 жыл бұрын

If you reduce equity, you will have to invest more; do a proper goal based calculation

@user-cf5su4te9s

3 жыл бұрын

i meant in NPS allocation.

தமிழ் வீடியோ இயல்பா இருக்கு ஆங்கிலம் வேண்டாம்

Please make tamil video’s more

@shaggy100

4 жыл бұрын

I'm using Tier 2 as a MF and bare min investment in Tier 1 . As far as my knowledge is right I was Advised I can remove the complete money from Tier 2 anytime I need , is that correct ? If that's the case I feel Tier 2 is a decent investment .

@thirumalaikcse

4 жыл бұрын

@@shaggy100 yes, tier 2 have no restrictions and benefits

What are the benefits will I get from employer contribution towards NPS🤔

Sir if NPS is like mutual funds only then, how they are able to give Compounding interest in calculation as per their website ? Because you said in your mutual funds videos that interest calculation in MF is weighted average over a period of time and is practically not possible to calculate interest for MF in ups and downs market (which i understood). Also in your other video: You are asking to TREAT NPS not like a Equity/Market linked investment of 60% but treat it like a PPF/EPF fixed type income (40%). So in that video you mentioned NPS does operate like a mutual fund. So this conflict in view points in TWO video is confusing!!!

@pattufreefincal

3 жыл бұрын

What they claim is wrong