Don't let your Salary CTC fool you! | In-Hand vs CTC! | Ankur Warikoo Hindi

This video comes with notes, check here: bit.ly/3vGTiry
Join me as I demystify the contents of your salary slip, shedding light on terms like CTC (Cost to Company) and how it's calculated. We'll delve into the differences between CTC and your actual take-home salary, helping you grasp the full picture of your earnings.
Throughout the video, we’ll explore the various components of your CTC, from basic salary to allowances, bonuses, and more. By the end, you'll have a comprehensive understanding of what comprises your salary package and how each element contributes to your overall compensation.
#SalaryBreakdown #CTC #warikoo
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My gear for shooting this video:
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🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
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💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
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The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
Let’s connect online:
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Пікірлер: 209

  • @warikoo
    @warikoo3 ай бұрын

    Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/ My Money Apps: bit.ly/3Zg56eR My bestselling books: ‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone ‘Do Epic Shit’: ankurwarikoo.com/doepicshit My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 Useful links: 20 books for your 20s: bit.ly/WarikooBooks 20 online courses for your 20s: bit.ly/WarikooOnlineCourses Gadgets that I use: bit.ly/WarikooGadgets The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.

  • @sumanta3151

    @sumanta3151

    3 ай бұрын

    I order by Amazon now no discount??

  • @rakeshfulzele1112

    @rakeshfulzele1112

    3 ай бұрын

    Qàqa1qawwaqawaqqaaaaaaaaaaaawwaa11q

  • @subhomandi4968

    @subhomandi4968

    3 ай бұрын

    Sir, 1 Lakh mein nifty50 ka 4 stock lu ya 1 Lakh nifty50 mutual fund mein investment Karu????? Which is better and why???

  • @sumanta3151

    @sumanta3151

    3 ай бұрын

    MONEY EPIC just read But it is only for age 20 year

  • @TheMalikTube
    @TheMalikTube3 ай бұрын

    कितना अच्छा लगता है बिना Add चले वीडीयो प्ले हो जाती है 😊😊

  • @foreverqueena1998

    @foreverqueena1998

    3 ай бұрын

    💯❤❤

  • @Prateekspectrum

    @Prateekspectrum

    Ай бұрын

    Hmm

  • @RiseofMasculine
    @RiseofMasculine3 ай бұрын

    I lost my Job in 2023 and Started this KZread channel to move forward in life. Hope I will Make it and Wish me good luck brothers ❤️

  • @nyb_ok

    @nyb_ok

    3 ай бұрын

    How old are you?

  • @naqshsharma6686

    @naqshsharma6686

    3 ай бұрын

    Bakwas band kar

  • @bepositivebehappy-ep4hc

    @bepositivebehappy-ep4hc

    3 ай бұрын

    All the best

  • @abhsin1597

    @abhsin1597

    3 ай бұрын

    Pagl bnana bnd kr

  • @rishiraj1616

    @rishiraj1616

    3 ай бұрын

    2023 se abhi tak bas 3 videos? Serious ho ja ab!

  • @sunakshisanwal
    @sunakshisanwal3 ай бұрын

    This topic is so useful & right on time for me. Becuz I'll be finishing my college in few months & have been placed for my first job. And I couldn't even understand these terms & their differences, CTC, HRA, etc 😂. Tysm!

  • @clashdevil2925

    @clashdevil2925

    3 ай бұрын

    Congrats bro, I am not doing jobs but you can expect your in-hand salary to be roughly about 20-35% less then ctc, I too got an offer for a job (I applied for fun and got an offer letter) which gave me CTC of 3.5 lpa but I was only getting 25k in hand.

  • @IIT-B20

    @IIT-B20

    23 күн бұрын

    @@clashdevil2925 bro 25k per month or per annum?

  • @clashdevil2925

    @clashdevil2925

    23 күн бұрын

    @@IIT-B20 per month ofcourse

  • @-After-Life-
    @-After-Life-3 ай бұрын

    easily one of your best videos so far ❤

  • @jayadevtn1987
    @jayadevtn19873 ай бұрын

    This is good video after a while. Thanks ankur.

  • @Quick_Vibe_Boost
    @Quick_Vibe_Boost3 ай бұрын

    The best thing about this channel. All the knowledge without Ad. ❤❤

  • @nid274
    @nid2743 ай бұрын

    thanks Ankur...this was a shocking surprise

  • @sumitnihalani6100
    @sumitnihalani61003 ай бұрын

    Love the way you act in between and eye opener video for all

  • @phirojshaikh5720
    @phirojshaikh57203 ай бұрын

    Eye opening video for noobs. Thanks for uploading such informative content.. Gr8

  • @warikoo

    @warikoo

    3 ай бұрын

    My pleasure

  • @aniketdhane7571
    @aniketdhane75713 ай бұрын

    Fantastic video, covered good points, Thanks Ankur !!

  • @moneypreacher
    @moneypreacher3 ай бұрын

    Learning about money, wealth and finance is the only education we need.

  • @ab93123
    @ab931233 ай бұрын

    Such a great video! I worked for Amazon for a small while, and it's vesting schedule at that time was 5% - 15% - 40% - 40%. Brutal!

  • @upscinjaipur1556
    @upscinjaipur15563 ай бұрын

    Great person Knowledgeable content ❤

  • @jsrishti
    @jsrishti3 ай бұрын

    Thank you for this video sir. It was much needed for college students ✨

  • @AmitSingh-xc9qe
    @AmitSingh-xc9qe2 ай бұрын

    Thank you Sir. For explaining CTC in easier way

  • @arunbehl7
    @arunbehl73 ай бұрын

    Nice video after a long long time

  • @jitendralakhwani3303
    @jitendralakhwani33033 ай бұрын

    Dear Sir, Thank you for explanation.

  • @csanvi
    @csanvi3 ай бұрын

    Bohot badhiya video banayi ho Sir, although I had a fair idea about this topic, it should be an eye opener to thousands! Stay well.

  • @aquibayub7401
    @aquibayub74013 ай бұрын

    Very uselful information sir thanks for making this video it helps a lot 😊

  • @jaisharma8463
    @jaisharma84633 ай бұрын

    Plz Don't use background music, it irritates

  • @sahilislam6222

    @sahilislam6222

    2 ай бұрын

    Now everyone will notice and feel irritated 🤣

  • @durgakumar6313
    @durgakumar63133 ай бұрын

    Thank you sir aap bahut se samjhate hai bahut acha lgta hai

  • @4ToxicGaming
    @4ToxicGaming3 ай бұрын

    Intro was awesome ❤❤

  • @MVEC_CMRaghavaRakshith
    @MVEC_CMRaghavaRakshith3 ай бұрын

    Thank you so much ankur❤

  • @deveshfinancialadvisor5242
    @deveshfinancialadvisor52422 ай бұрын

    Thank for information ❤

  • @abhisanaVlogs
    @abhisanaVlogs3 ай бұрын

    Very important information brother today cleared the concept of CTC and in-hand ..

  • @Jpd1890
    @Jpd18903 ай бұрын

    Thank you sir for this video

  • @sarthakmehta6122
    @sarthakmehta61223 ай бұрын

    Thank you Sir ❤

  • @Jyotipanditcoach
    @Jyotipanditcoach3 ай бұрын

    thank you ankur sir😃

  • @dec0yofficial457
    @dec0yofficial4573 ай бұрын

    Very very informative video.

  • @ms_0308
    @ms_03083 ай бұрын

    Your videos is awesome

  • @VijjuXingh
    @VijjuXingh3 ай бұрын

    While i was the 1st one to order When you were live That time i had ordered it

  • @ankitmalik3400
    @ankitmalik34003 ай бұрын

    Sir pls make some videos on government employees. How they should make money management

  • @venkateshkrishnan784
    @venkateshkrishnan7843 ай бұрын

    Rightly said, information is necessary to make decisions

  • @Quizwow66

    @Quizwow66

    3 ай бұрын

    Aapka content writing course Hindi language English mai hai ager muse Hindi language buy Karna hai

  • @Shubham_Toshniwal
    @Shubham_Toshniwal3 ай бұрын

    Please make a more detailed video on EOS. I want to learn more about it!

  • @sumanta3151
    @sumanta31513 ай бұрын

    Sir you are 100 percentae true..

  • @NeelamYadav-dr1jr
    @NeelamYadav-dr1jr3 ай бұрын

    The initiation of this video is 😂 nice.

  • @kushluthra624
    @kushluthra6243 ай бұрын

    Would love to be on money matter series if it’s still ongoing.

  • @kateliyadivyesh9903
    @kateliyadivyesh99033 ай бұрын

    Indeed video from you

  • @durgaprasadmoharana9300
    @durgaprasadmoharana93003 ай бұрын

    Hi, Ankur! Please make a video on investment for Govt. Employees.

  • @MMWINNER
    @MMWINNER3 ай бұрын

    Gem video

  • @sluggER96
    @sluggER963 ай бұрын

    Great explanation sir! Just what I was looking for today. I am interested to know more in-depth about company CTC like how to save tax and all.

  • @hmmmmm892

    @hmmmmm892

    3 ай бұрын

    That's why CA's exist

  • @sarthakmehta6122
    @sarthakmehta61223 ай бұрын

    Please make a detailed video on tax benefits schemes and nps

  • @gaminglawyer5132
    @gaminglawyer51323 ай бұрын

    Pls make video on investing in sip

  • @Vinayp-mw5li
    @Vinayp-mw5li2 ай бұрын

    00:02 Understanding the difference between CTC and in-hand salary 02:30 CTC is the company's number, not your number. 04:48 Understanding HRA calculation for maximizing In-Hand Salary 07:03 Understanding special allowance and its tax implications 09:08 Understanding the true value of CTC 11:29 CTC includes hidden expenses affecting your in-hand salary. 14:05 CTC may not reflect actual in-hand salary 16:22 Exercising stock options can lead to tax implications 18:39 Understanding the risks of exercising stock options at a funding or liquidation stage 21:07 New book 'Make Epic Money' offers comprehensive money advice for young adults. Crafted by Merlin AI.

  • @ratan9010
    @ratan90102 ай бұрын

    Even i didn't knew this after qualifying ca inter n filing hundreds of it returns also😅 Thanks ankur😊 Theoretical knowledge is not enough to survive in this world

  • @sijusamuel2974
    @sijusamuel29743 ай бұрын

    One of the most important and big component after certain level is "Variable Pay" , 😁

  • @sarthakmehta6122
    @sarthakmehta61223 ай бұрын

    Please make a detailed video on tax Sir..

  • @knnihar0478
    @knnihar04783 ай бұрын

    That was useful

  • @Englishwithbiswanath3m
    @Englishwithbiswanath3m3 ай бұрын

    Sir, as you said on the podcast, will we be able to do lumsum investment during SIP in the same Mf?

  • @shaukat779
    @shaukat7793 ай бұрын

    Sir, direct tax, gst on purchases with taxed income, and multi level gst from Distributors to dealers to retailers, final price of goods to consumers after adding gst at different level. Please make video on this

  • @arunn_kumar
    @arunn_kumar3 ай бұрын

    Please make video on RSUs wrt Indian taxation pls 🙏

  • @akdutta1977
    @akdutta19773 ай бұрын

    Hello Ankur... Thank a lot for this video.. Can you make one video on " How to calculate PENSION amount you will get after retirement "... Thanks in advance..

  • @theresponsibleuser90
    @theresponsibleuser9028 күн бұрын

    The Government and Capitalists are beating normal people from both sides 😢 That's why i don't believe in anyone 100%ly even in Ankur warikko sir although he is a good person 😊

  • @63_desert
    @63_desert3 ай бұрын

    pls make a video on tax sir

  • @mukeshshukla7980
    @mukeshshukla79803 ай бұрын

    Sir army salary balo ko kaha invest karna chaiye krupya margdarshan kare

  • @jithethunder
    @jithethunderКүн бұрын

    Best part of video : ab meri ctc "pagal caror" ho chuki hai.

  • @Rokey7849
    @Rokey78493 ай бұрын

    Can you make a video on gpf please.

  • @abhijeetpaul9855
    @abhijeetpaul98553 ай бұрын

    Wow! It gave me lotttts of knowledge Ankur sir... I had the wrong thought that ctc means in hand salary ... You have cleared in very simple way... Thank you so much sir ❤

  • @archismanchatterjee6445
    @archismanchatterjee64453 ай бұрын

    Sir please make a video on PPF vs SGB with an Excel sheet. Please please please sir .

  • @Uii479
    @Uii4793 ай бұрын

    सही बात है

  • @vijayyespogu1597
    @vijayyespogu15973 ай бұрын

    Share information related to filing income tax returns..

  • @ramansharma8702
    @ramansharma87023 ай бұрын

    Useful videos but HRA is dicey subject landlord does not give pan number.

  • @yadavg8514
    @yadavg85143 ай бұрын

    Sir Is Policy bazar trustable to invest in?please reply

  • @shiladityachakraborty4372
    @shiladityachakraborty43723 ай бұрын

    Hello.. Can you explain the difference between ESOPs and RSUs..?

  • @vimleshbhagat2587
    @vimleshbhagat25873 ай бұрын

    Ky government employee share market aur crypto me investment kar sakta hai ya nahi... its legal or illegal?

  • @muhazahmed5836
    @muhazahmed58363 ай бұрын

    My consultancy is deducting some amount from my salary in the name of employer fund (not employee fund). Is this allowed? How can I ask if wrong?

  • @WanTonRangyaVlogs
    @WanTonRangyaVlogs3 ай бұрын

    Sir Network marketing ka bare me ky khayal hai .... Network marketing krna chahiye ya nhi krna chahiye..qki meine resently Network marketing join Kia h

  • @user-qx2dd8qe4u
    @user-qx2dd8qe4u3 ай бұрын

    Sir ji apki video useful hai, but please don't use background music.

  • @De5truct0r_YT
    @De5truct0r_YT3 ай бұрын

    Why trade or hold when you can start using Eledator? Copy trading make it easier

  • @subhomandi4968
    @subhomandi49683 ай бұрын

    Sir, 1 Lakh mein nifty50 ka 4 stock lu ya 1 Lakh nifty50 mutual fund mein investment Karu????? Which is better and why???

  • @DirectInformations
    @DirectInformations3 ай бұрын

    I really appreciate sir. You opened my eyes about CTC . I'm a final year student , many companies came in my campus for placement and showings 7 to 8 LPA CTC😅

  • @warikoo

    @warikoo

    3 ай бұрын

    All the best

  • @SameerShaikh-ye4hk

    @SameerShaikh-ye4hk

    3 ай бұрын

    Which college

  • @lovishbhardwaj127

    @lovishbhardwaj127

    2 ай бұрын

    But still better than Govt Jobs which pay only hand to mouth of 85k in hand in metro cities whereas corporate can pay you even 2,3,4,5 lakh per month

  • @gauravsharma9501
    @gauravsharma95013 ай бұрын

    Sir, If we opt new Tax regime, then also we need to submit allowances bills at the end of the year. Please confirm on this. As per my understanding in our old tax regime we need to sumit the allowances bill.

  • @dgr8oneme

    @dgr8oneme

    3 ай бұрын

    Not required with the new tax regime, because you will not claim any deduction

  • @syedfaizan2467
    @syedfaizan246727 күн бұрын

    Now HR's don't ask for CTC, they ask what is your current monthly salary

  • @mohiniagrawal4439
    @mohiniagrawal44392 ай бұрын

    Just to add that medical allowance is taxable now

  • @ishitachatterjee25
    @ishitachatterjee25Ай бұрын

    Will the company will pay the HRA amount in case I don't pay rent for living? What is the procedure for that?

  • @engineerhoon8657
    @engineerhoon86573 ай бұрын

    Mai Amazon me hu…shi bol rhe h Ankur 😂

  • @VijjuXingh
    @VijjuXingh3 ай бұрын

    Sir still Make Epic money is not delivered to me

  • @gaminglawyer5132
    @gaminglawyer51323 ай бұрын

    Big fan

  • @R_16_C

    @R_16_C

    3 ай бұрын

    😂😂

  • @x_man007
    @x_man0073 ай бұрын

    How EPFO pension is calculated?

  • @sonawanetushar3781
    @sonawanetushar3781Ай бұрын

    Disability deduction can you plz tell about that

  • @niveyshak
    @niveyshak3 ай бұрын

    Sir, Nearbuy kya karta thah ?

  • @amitchavan8211
    @amitchavan82113 ай бұрын

    I graduated from IIT Madras in 2014. I work in Panbahar pan masala company as a SDE, my CTC is 1.2 crores but I get only 3.5 lakhs per month. It feels like a scam. I am currently working for them only because of the excellent work life balance and on site postings to Portugal.

  • @AnkurWarikoo00

    @AnkurWarikoo00

    3 ай бұрын

    Whas'app

  • @AnkurWarikoo00

    @AnkurWarikoo00

    3 ай бұрын

    +143

  • @AnkurWarikoo00

    @AnkurWarikoo00

    3 ай бұрын

    231

  • @AnkurWarikoo00

    @AnkurWarikoo00

    3 ай бұрын

    603

  • @AnkurWarikoo00

    @AnkurWarikoo00

    3 ай бұрын

    64

  • @AnantArolkar-xi3cb
    @AnantArolkar-xi3cb3 ай бұрын

    I work in educational field (private engg college operated under charitable trust). After covid started delaying salary, no yearly increments, epf not paid regularly, (my share in epf is 1800 rs and college pays around 550 rs), no arrears given. What can be done? Do I have choice to opt put of epf? To get 550rs from college I lost gain on my 1800rs...is it logical?

  • @darshanpatil700
    @darshanpatil7003 ай бұрын

    APR video banvo sir

  • @abhisheksen8907
    @abhisheksen89073 ай бұрын

    Waise what you benefit of making video on it jab solituon hi nah ho

  • @abhisheksen8907
    @abhisheksen89073 ай бұрын

    Usa m bhi same hal sir kya ?

  • @DhanbadRecordHolder
    @DhanbadRecordHolder3 ай бұрын

  • @meghanavaitla7610
    @meghanavaitla76103 ай бұрын

    Can we consider our parents as landlords for HRA?

  • @sumanta3151
    @sumanta31513 ай бұрын

    How to convert ESOP TO STOCK?

  • @subrataray5561
    @subrataray55613 ай бұрын

    Medical Allowance is fully taxable

  • @I_am_sangita_28
    @I_am_sangita_283 ай бұрын

    I do run a food cart. Give me some tips to grow my money.

  • @casomaygarg7197
    @casomaygarg71972 ай бұрын

    As a CA , Ankur is giving wrong knowledge for HRA calculations

  • @ZeeshanKhan00786KHAN

    @ZeeshanKhan00786KHAN

    Ай бұрын

    Sahi kya h phr ?

  • @AnshumanPratik
    @AnshumanPratik3 ай бұрын

    Not option but Ownership

  • @shubhamsharma5867
    @shubhamsharma586726 күн бұрын

    ❤❤❤❤❤❤

  • @x_man007
    @x_man0073 ай бұрын

    What if you paid 20% tax 4 lac but ESOP price crash to 0 next year🙏

  • @tommyshelby8726
    @tommyshelby87263 ай бұрын

    I'm working in so called MNC named EXL, They give me salary hike of 500rs as per my 2 year previous experience on joining time. My CTC is 2Lac and basic pay is 14000 but they cut 1 side pf from my basic pay and 1 side of pd from my CTC. I got 12 thousand In hand and the shift timings is 9 hrs with 1hr break in it but they force you to do over time for 3hr extra and they pay 70rs per hour. In trapped here

  • @victordutta798
    @victordutta7983 ай бұрын

    Now, if my CTC is 100, my in hand is 130 (I work with Amazon)

  • @dgr8oneme
    @dgr8oneme3 ай бұрын

    With new atax regime all the salary is 100% taxable (except standard deduction). So it's much better to have high basic salary than high allowance. Because remember your PF and Gratuity is calculated on the basic salary, not allowance

  • @manandave8675
    @manandave86753 ай бұрын

    If the companies deduct gratuity from the salary is it legal? If so isn't the company liable to pay the amount when the employee leaves the company irrespective of whether they have completed 5 years or not?

  • @Sachin_LearnandEarn

    @Sachin_LearnandEarn

    2 ай бұрын

    Correct bro.. They should pay because it's our ctc part.. But that's also a scam which company do

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