Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. - I am not selling any product or service through these videos. - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7 Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/ My Money Apps: bit.ly/3Zg56eR My bestselling books: ‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone ‘Do Epic Shit’: ankurwarikoo.com/doepicshit My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 Useful links: 20 books for your 20s: bit.ly/WarikooBooks 20 online courses for your 20s: bit.ly/WarikooOnlineCourses Gadgets that I use: bit.ly/WarikooGadgets The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.

@user-fq6su5rj1o

3 ай бұрын

Sir make video about personal portfolio management services and pms vs mutual fund

@shivamsharma-vq3ts

3 ай бұрын

Sir I am 19 year old please gide investing

@faizannu

3 ай бұрын

Can u please take a look on my finances and guide me

@vijayk9457

3 ай бұрын

but, their situation is continue to be same as right now, since they are Investing the whole amount from Land into MF bulk/SIP right? They can keep some emergency fund of say Rs. 5.0 Lakhs. Because, she said the whole income is matching with the expenses right now.

@swapnilkute00

3 ай бұрын

Hi ankur how to get correct person for investing in mutual funds

This lady husband and in laws are great. She, a home maker, yet she knows everything about her husband finance. Most home maker had no idea. I'm sure her husband shares everything with her besides she's well educated which makes sense. This is amazing.

@warikoo

3 ай бұрын

I loved that bit!

@shivanshmishra25

3 ай бұрын

More credit to husband as well to keep his lady aligned. Most women’s don’t know because men’s don’t want to share😂

@kaival

3 ай бұрын

I don’t know about others but where I come from It’s usually the female who controls all the money even though she’s not educated ! I learnt most of my personal finance from my mom

@laasyasvlogs2696

3 ай бұрын

I'm also a warikoo follower,same here I'm only the financial planning person from 16 years,my husband is a hard working person,but he don't want to do financial planning,he is enjoying his time with family outings& OTT platform 😂😅 but after watching warikoo videos I'm improved myself so much better than before , thanks Alot Sir,💐🙏🙏🙏, you are my Guruu in financial planning upto our retirement, with out anybody's Support, just we are planning with our hard earned money,so much Satisfaction we can't forget your help regarding financial planning 🙏🙏🙏😊

Thanks sir for starting this series. you are doing a wonderful job by spreading the much needed financial awareness

People charge money for such in-depth financial consulting which you are doing free for people in need. Good job Ankur, keep up the good work for people. People’s love is ur real achievement rather than the monetary growth of ur own assets. Good show AW.✌🏻

Hey Ankur, Its a very good way to interact with real people directly and fix their financial issues by guiding them. I really liked this approach! This will definitely help us INDIANS become financially free. KEEP THIS SERIES ON!!

Banker here. Don't sell the ancestral home. Approach the bank and submit a request to increase the loan tenure by another 5/10 years. The housing loan EMI will be reduced and you will have breathing space to manage current expenses. Then whatever additional income the lady or her husband generates, she can pay the bank which will reduce the principal amount. Housing loan does not have pre payment or part payment charges at least in govt banks. This approach will save her from selling and ancestral property, her current housing loan EMI will be reduced and the amount she saves can be utilised in investing in MF or any other savings assest.

@ketan_digital146

2 ай бұрын

How it possible, if they increase the loan tenure then intrest money also increases, And if they repayment the some money every year , will bank reduce only principal amount? I think bank will reduce that repayment amount from outstanding amount, Will bank reduce tenure fro that repayment amount? Please answer

@user-nc7bd6nj9m

2 ай бұрын

​@ketan_digital146 yes, if they increase tenure interest will increase. The prepayment we will pay will be directly reduced from Principal amount not from outstanding. You have the option to either reduce tenure or reduce the EMI during prepayment.

@ServicePot

Ай бұрын

Need more insights did they took the home loan on the interest of fixed rate or floating rate ? And the issue was they didn’t paid even a single amount of down payment 😮

Im not huge fan of watching financial videos as it stress me so often avoid but i do watch sometime by forcing and one things is very clear having financial knowledge can create lot difference making money is different thing but utilising it is a different things and he proves it everytime..

I am from US and follow your channel diligently. I think this kind of common peoples financial problem solving makes more sense then solving first world problems … love this series !

This is one of the unique shows in the world I have seen so far.who is working for middle class mentally blocked due to bad financial decisions. I wish more power to Sir.. please coach us as always❤

This is probably the most helpful show series available.... Very relatable and helpful for all.

You are simply great Ankur, I always waiting for your now magical financial advice...

Good evening Sir. Thank u very much to organize such program. U r a very honest and humble human being who shares all his tit bits ideas along with the viewer. Great job. Keep it up please. God bless u and entire team

Your explanation is best I am waiting for your videos 🙂😊

I love watching your videos. You are very transperent, pure soul, curious and hard working personality. You are enjoying what you are doing and we love and support that from bottom of heart. Keep doing such great job will be helpful for people who are unaware of financial management and specially series like this for people in financial stress. Thank you very much.

Basic things; 1. Selling In laws or ancestors property in not a good idea, it looks like a dumb thing. She is not thinking by value of their hard earned money. Also sure that her inlaws will not aggreing with her thoughts. 2. Instead she can work & or minimize with the expenses. 3. 3 Lack is a good ammount which she has, can prepay partial car or home loan. She can invest it & earn more money will cover other expenses as well. Conclusie thought: One should not buy expensive cars for status symbol when you are not able to pay it's loan ammount. Instead you buy wagon R alto or Tiago which does the same work for travel, rent Or sell it.

@jagadishchalageri6885

3 ай бұрын

Sell inlaws hard earned property is not a good idea 😂😂😂😂

@naman881

3 ай бұрын

Yes you are right Maa baap ne jo property banayi use bachho ko behne ka koi haq nahi hai

@jigaradhiya7289

3 ай бұрын

Alto is far better option...!!

@eliasahmed7487

3 ай бұрын

@@jagadishchalageri6885 Why?

@eliasahmed7487

3 ай бұрын

Why selling is not a good Idea?

Great suggestion

Absolutely amazing analysis❤

Thanks God u have given very helpful person.who give solutions to our financial problems..ye series chalati rahe world record Bane ankur ji.if you can charge we are ready to pay.kitane achche se aap sun rahe the.mai to fan ho gaya aapka

Really, Its a great step taken by Ankur Warriko...He is really a very simple man & a gem💎.. Thanks for helping us woth these episodes...we really need this...♥️

Thank you Sir 🙏🙏🙏🌹🌹

Money matters series ke liye mei wait karta rehta hu.. please aise videos ko continue rakhe, I request you ankur

Great initiative sir, much appreciated for these sessions.

Thanks , I was really waiting to learn something

Love this series. M a regular follower. Sir you rocks

This is the only knowledge one/world should have at an early stage then your life would be organized..!! KUDOS to ANKUR..!! 👃

Dear Ankur sir I am big fan of you. I have sent the google form last episode. Thank you so much for the nice series. I learn a lot from this

Thank you Ankur Sir, this was really helpful🙂

Your explanation is very good ☺️😊

Respect sir… all straight from the heart❤

Gem of a person, he presents finance with ease. Just keep doing good work. Would like to see an episode with 50-55 year , Working/ Retired person. I m ready to join if needed.

Hey, Ankur, you have raised your level of likeability by doing this great job by live examples and relatable to every person, otherwise people just motivate which is very easy

अब Money Matters Episode का बहुत ही इन्तजार रहेगा जी ❤❤❤

@user-qx2uk2di7j

3 ай бұрын

Fix your fininance

Plss do not stop this series we can learn who others mistake and learning❤❤❤❤

Getting rid of debt is really challenging.Personalised suggestion and guidance are extremely required.

This was very helpful, thanks Ankur

thanks for making this video sir i want to also come on your channel for improving my personal finance journey hats off to you sir you are really doing great work this thing really needed for every indian citizens

Great way to suggest the manner in which the loan can be repaid and corpus built. I would have also thought of repaying the car loan first. But hearing this conversation my perspective changed and it is unbelievably manageable in the manner the it is presented 👍👍

great session,wariko..

Awesome series. ❤❤

Excellent well thought of series.....

The guest speakers provided valuable insights. It's great to hear from experienced investors.

Really really great of you sir to bring some hope and positivity in Komali mam’s life… ❤❤❤ I wholeheartedly wish her all the best and thank you once again for helping out others in their life changing simple decisions which will going to impact them in a big way…❤

Best part of Ankur is he never puts down the person while suggesting the solution.. kudos to his efforts 😊

Very nicely explained...lot of ❤❤

Thank you sir for sharing knowledge...

Hello Ankur sir. Very nice suggestions by you to get rid of debts. God bless U

This is great. Speaking with commoners You are so unassuming and you made her very comfortable. Keep rocking Ankur

Great conversation with komli 🎉

You are wonderful sir

Extraordinary ❤❤❤ keep up ur suggestions it's really inspiring towards financial freedom

Nice explain guru ❤❤

@Ankur You are an amazing Financial Advisor. The way you decode the proper use of money is so helpful. Keep sharing such videos. Thankyou

Great insights Ankur

It's a very educative and motivational video series. Thank you, Ankur and Team. Please create a video on how to take a Home Loan/Personal Loan or points to check while taking these loans.

Excellent 😊

Please give me a chance to attend the money metter - filled the form Waiting to meet India's best lovely finance teacher Warikoo Sir

I wish I had such one person who advised and helped to come out of issues. I am waiting for one such suggestion to change my life to better me and future.

Great❤

Amazing

It's really amazing and inspirin... You jst remove mah all the doubts for prepayin loan...

@madhurimachakraborty4307

3 ай бұрын

V

The car loan EMI for 2 years @15k p.p comes to 3.6 lakhs and she's saying that the outstanding amount is Rs. 6.5 Lakhs. This is not adding up and I'm surprised Ankur didn't notice this.

You are an inspiration and a lovely person.....

Ankur I could be wrong, but if she's earning a 15% return annually: 72/15 = 4.8 years (nearly 5) So, it would take approximately 4.8 years for her investment to double at a 15% annual return.

Love this series

I'm a big fan of your podcast that fixing middle class financial planning. Last night I brought your recent book "Make epic money" Book and awaiting for delivery.

Simple and polite lady. This episode was quite helpful.

Thank you for the english sub title

Really appreciated Ankur Sir, you solve financial problem chutki me. Jaise gale pe debt ki churi lagaii thi n usko ice banake jaiise melt Kiya Aram se 😅🎉

Nics video!! These are very good suggestions Ankur. Thank you 👍🏻 please continue this series

I agree with the solutions, 4.8 crores in the bank account would not might grow in old ancestral house. And there’s also no need for another property and living like at NIL position with so much stress in head. Instead they would sell the property, start investments and live a little stressful and better struggling and earning ultimately. Great 👍

Thanks so much Sir for shating this conversation... An eye opener for us to have clarity on money mnagarment...

Sir, you are superb

Nice information series

Very informative video. Thanks😊😊

Amazing episode, Ankur!

Awesome Ankur bhai, to start this series. A similar one had already got a lot of attention, FYF (you know!), and I was waiting for you to come up. Congrats!

Whatever Ankur sir suggested, please follow and I would suggest that you have good command over English and obviously over chemistry also so please try to engage yourself in private tuition in chemistry /English and that may fetch some additional income. Best wishes.

The caring of using money of his husband and lawd In this woman is really appropriated 🌸

Amazing @Warikoo!

What a grt conversation

Sir you are very great, I Am Your Daily viewer, Love You Sir

Sir you are the best guru ❤ nice explanation thank u 😊

Basically the younger generation need to understand finance since it is easily manageable now. But lately they are not into saving but spending.

Ankur sir, hats off to you ❤

Great conversation

I love the way you explain ankue really 🙏 Making such video is part of social help which you doing by put your self in our shoes 🥰

Your videos are very nice 👍

Great Ankur. Looking to get insights on financial planning n strategy

sir u are the great i learned from u lots

This can help thousands who are in this sort of situation ❤

@warikoo like to see you practical ground I like very well.... If you this type prctical ground. It will be helpful

I am totally against clearing home loan. My home loan interest is 8.5%, if I discount tax return, it is giving effective interest ~7% after factoring in the volatility of interest. So this is cheap money and keep on continuing the loan and that extra money you are planning to put in home loan, put it in index fund if not mid cap or anything more agressive. This will appreciate much faster and by this snowball effect you will get enough money to clear the home loan. Yes I know a huge loan adds pressure and sleepless nights, I do have only home loan of 42Lk, but get used to it and focus to increase the available amount at a rate faster. 7% effective interest in home loan vs ~15% return from equity. Do your excel math.

Thank you so much Sir....You are my inspiration for the SIP but always i have a question about what happen if i die between the years of investment? My family needs to withdrawal it or continuously invest? Please help

Sir...bhai warikoo...your SOUL trying to get..approval of masses a ordinary people.. nice of you, u may do something big for nation in future...my expectatio ...namaste. ❤

Lovely

Great session with Komali..

i just loved when you said "why don't you have a career not just to help your husband but why waste a talent beautiful as yours"... i think that's a problem in India where girls (not to mention pressure from society parents family) leave career for marriage only to come back few years later to help their husband .. rest of the video is really practical and insightful

@gowris7397

3 ай бұрын

Can you mention the time of this part

Instead of increasing emi its always good to pay of to the principal because usually it will incur charges to increase EMI.

Komali will be Crorepati till end of the video 😂😂😂

@AnujNeogi-ih2db

3 ай бұрын

😂😂 bro I almost choked

@sv5723

3 ай бұрын

​@@AnujNeogi-ih2db😂😂

@sameerpradhan768

2 ай бұрын

😂

@debojyotibanerjee8330

Ай бұрын

I threw water I was drinking 😂😂😂😂😂

I am always wait for these episodes..just awsm