Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. - I am not selling any product or service through these videos. - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7 Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/ My Money Apps: bit.ly/3Zg56eR Start your own business: bigrock-in.sjv.io/6eZ1KK My bestselling books: ‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone ‘Do Epic Shit’: ankurwarikoo.com/doepicshit My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 Useful links: 20 books for your 20s: bit.ly/WarikooBooks 20 online courses for your 20s: bit.ly/WarikooOnlineCourses Gadgets that I use: bit.ly/WarikooGadgets The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.

@fbrvlog8027

3 ай бұрын

Mera number kb aayega sir

@ankitghalyan1844

3 ай бұрын

Sir i also want to have a session for my investments

@crazy541

3 ай бұрын

Sir, what about your book giveaway

@sheetalranaut4626

3 ай бұрын

Hii sir I’m a nursing officer in AIIMS and want fullfil my dream to buy car and house for my own but I don’t know maths how to make that happen. Kindly enlighten me

@sohamchatterjee6934

3 ай бұрын

Can you make this kinda video with a college student?

Age - 26..working in IT currently getting in hand salary of 80k..no loans no emi no commitments..started SIP..I currently having savings of 16 lakhs..the aim is to create a portfolio of atleast 30 lakhs in the next 2-3 years by smart investing..😊

@Montudaaa

2 ай бұрын

I wish you all the best brother 😊

Sir...your true meaning of content creator and india needs to. Please continue this series 🙏 best wishes 🙏

Don't buy a car until you have 50% of the required amount as an asset.

@RajeevKumar-iy1cw

3 ай бұрын

Noob

@helloo3384

3 ай бұрын

What noob in that my friend?... everyone has their own different mindset and thoughts... there's nothing wrong in it!​@@RajeevKumar-iy1cw

Wow sir!!!! aap samne vale ko bhot accha motivate krte ho bhot acche se unhe comfortable feel krvate ho ❤

Thank you so much for creating this idea sir. please sir continue this service and series, youre changing life of many. BIG BIG thanks to you.

Very fantastic show.... Very helpful for clear our thoughts about how to manage money.

I love this series it's give th approximate idea❤❤

Buying a car worth rs 10-15 lakh with a salary of 40k is sheer waste of money. Instead start with a hatch back between 7-8Lakh with 2 lakh down payment and rest loan. Don't get stuck in a cycle of loan when you have just started your job

@budhitangu

3 ай бұрын

I also realized it but I was too late..

@kritidipdas8011

3 ай бұрын

i have the same salary i bought a 6 yr old sedan with 4 lakhs the real price is more than 10 lakh and its running like butter .

@pgbeforenext160

3 ай бұрын

Bro I'm earning around 69k, and investing around 18 k and in hand I'm getting around 51k...is it worth to buy a vehicle which is worth around 12lakh Or below..... Since I'm planning to build a small complex 2storey which my mother has started..... I'm 27years old

@fazasiddiqui6654

3 ай бұрын

​@@pgbeforenext160 if your travel to office is sorted by company's car then don't buy a car as you to build a house as well. If your travel is not sorted then buy a car but a cheaper one as it will provide daily convenience. A cheaper one because you yet have to build a house

@pgbeforenext160

3 ай бұрын

@@fazasiddiqui6654 I stay in a quarter, and I'm having a vehicle already... Just to upgrade it because it is 16 years old car

Salary - 30k Car price - 20 lac Home requirements - 10k Save - 20k per month Time - 100 months/ 8 yrs. Middle class Trap 😐 And If Cat price is 60 lac 😢

loving this series

Love this series

Respect wariko ❤

Loving this series

This episode was made for so many hustlers who just have successfully started their career 💙 Thank you so much W🌺

15:54 When putting in interest I think what we can do is substract 6 or 7 that way we can account for inflation as well. Which means 17-6 = 11 is the interest number. This is what I do in all my financial planning please correct me if I am wrong

@raaghavbhatia4543

3 ай бұрын

100 at 10% after 5 years (-) 100 at 6% inflation after 5 years (I believe this is the correct method to calculate?) Yields a different fv of rs.100 at 10-6% after 5 years

@NIHAL960

3 ай бұрын

@@raaghavbhatia4543 I think by doing so you are adding additional compounding every year to the inflation money also that is ideally consumed by inflation. Meaning 100 at 10% disregards the reduction in value due to inflation and adds compounding to the lost money. That is why if you widen the gap from 5 to 30 years the amount difference will significantly increase.

@raaghavbhatia4543

3 ай бұрын

Basically compound for 5 years at 10% and then discount that value by 6% inflation for 5 years

@NIHAL960

3 ай бұрын

@@raaghavbhatia4543 chatGPT ->"Explain Adjusting Nominal Interest Rate vs Discounting Future Cash Flows method for calculating inflation adjusted return in short with easy example" mine is former yours latter. Gives different results , worth looking at. Thanks for pointing that out 😄

Sir I want to also come on your channel for improving my financial journey sir ❤ I have been following your channel since 2 years for learning personal finance

fantastic as always

Sir, can you make a video on how a paramilitary force person can manage his salary and plan for a better future ... how can he become financially strong

Enjoying these episodes by seeing real life application ,ankur

Very good video Ankur and very well explained. But I'm just curious, why would you not recommend someone in early 20s to go majorly in on Small caps and remaining in ELSS to start with (as it will be required anyways). I think that will be a better recommendation to start early for long term in Small caps. And then maybe in later 40s we can switch it to Large/mid caps or others. I would humbly like to know what you think of this approach? And thanks again for starting this series. Keep going 🎉

Wholesome❤

respect to u sir

which smartwatch/band do you use?

Sir his age his low ... Would it be more profitable and advisible to invest in small cap much more like 40:30:30? At this age he can take risk....

Thank You Sir!! इतने कम उम्र मे अगर मुझे भी सिखने को मिलता तो आज शायद ही मेरा भी अच्छा पोर्ट फोलिओ होता. अब तो ऐसा लग रहा हे सब खतम हो चुका हे अब मेरा कूच नही हो सकता. पता नही मे कैसे मेरे माता पिता को, बच्चोंको अच्छी लाइफ दे साकुंगा. फिर भी मे कुच्छ भी करुंगा लेकीन हार नही मानुंगा. जब तक जिंदा हुं मे मेरा १०० % देनेका प्रयास करुंगा.

@Cricket_ka_underworld

3 ай бұрын

Age kya hai bhai I'm currently 18 year old

@yuhantechbytes

3 ай бұрын

38

Ankur ji..30+ walon ke liye bhi ek video banayiye ga😅. Thank you for this content.

Respect bottom ❤

Thanks

Hiii sir...plz make some informative videos on crypto currency

Whether in hand is correct phrase or is it on hand???

Ankur Ji! Not seem many people in your talks investing their health (gyms, etc). Since you are enjoying the benefits of being fit. You can propagate that. Cheers!

WHAT IS BETTER SIP OR ULIP??

Always and forever ❤ warikoo

Vaise jisko bhi khyal nhi aya ho. Yeh ek matrimony series bhi hai. All uncles and aunties are watching to find a financially sound groom/bride. Best part, this web series brings out both aspects - qualitative analysis and quantitative analysis of the person. Some might have good salaries hence a head start, some might have strong will to attain financial freedom. Place your bets😂

But they have not considered the fuel expense, insurance and travel expense for the car if he buys a second hand car and maintenance charges.

@Cricket_ka_underworld

3 ай бұрын

😂 video ban gya free .. jindgi tumari hai tum daikho ... Yadi yai bataya aaisai karaiga toh lagega isse accha band karo sala jindgi bhi toh jini hoti hai bhai 😅

b. MERITS 1. Equality in voting status: The principle of ‘one man one vote’ governs the cooperative society, irrespective of the amount of capital contribution by a member. 2. Limited liability: The liability of members of a cooperative society is limited to the extent of their capital contribution. 3. Stable existence: Death, bankruptcy or insanity of the members do not affect continuity of a cooperative society. A society, therefore, operates unaffected by any change in the membership. 4. Economy in operations: The members generally offer honorary services to the society. As the focus is on elimination of middlemen, this helps in reducing costs. The customers or producers themselves are members of the society, and hence the risk of bad debts is lower.

Sir I want to talk with you in money matters, plz guide me for this. Where I can fill the form for money matters.....

Hi @warikoo PF vs SIP in best ?

Sir, if i uninstall my investment app ,will my same account open another phone? And what will be needed for it? Pls say something.

Hello ankur sir.. You tell how an employed person can do Easely saving. Sips.. But what about the businessman specially who is working in small areas.. And doing the things. Tell about that as well please

Sir please make a full detailed video on SGB ❤

Sir I am a 18 year old when Iam seeing this video you take sips and my sister asked sips were unstable because for example in this month before I am investing my father gets a problem regrading his health and my sip money was spended for my father's health so could you tell me the solution of my sister's statemet

Sir I am from Pakistan, and in Pakistan there is no one to mentor us in this way. Will you please make any video in future about investment plans in Pakistan. About mutual funds and other investments. People who are watching from Pakistan will be very thankful to you❤

@amitchavan8211

3 ай бұрын

I wish Pakistan also prospers like India

@naman881

3 ай бұрын

Bharat aata only 275 rs per 10 kg Aur bharat rice bhi kam rate par

Where have you covered life and health insurance of Mr. Saha

I request you, review these people after one year, because your idea shared everything is utilised by them or not

Sir money management for a college 1 year student from a lower middle class plss sir reply

what is best way to invest through sip ........ less amount in many fund or large amount in limited fund?????????????

@ayushmanbaithaofficial

Ай бұрын

You should watch episode 2 of this series!!

for at least 5 -7 years, invest all the money in small cap MF only

My dream car also verna brother i love ❤️ that car same same ❤👍

Video on US stocks rebalancing 🙂

Sir unable to edit your excel sheet need to check the data as per my salary

sir how can i connect with going through a financial crisis

Sir,if I don't have phone ,will my SIP still be running ?

DEAR ANKUR SIR PLEASE MAKE A DETAILED MYTH BUSTER VIDEO ON POLICY BAZAR'S RETIREMENT PLAN IF THEY ARE TRUE OR NOT AND ALSO TEL IN THAT VIDEO WHICH PERSON SHOULD INVEST IN THOSE PLAN NEERAJ BINDAL नीरज बिन्दल Yours truely follower

Sir mae pakistan mae market place start karna chahta hun as kae lae giad me

Ankur sir the interest on used car loan is minimum 14%

My age 23, old sir can you please help me. How I am starting investment in sip for 5 year plan earn big amount of money. In 5 year, I am also commerce student what be do..

Same dream car brother

Ankur bhai muje ek cheese me confusion he Situation ayse he ki hum ghar banane wale he new abhi jo jamin he vo hamare pass he hame sirf build karna he. Ab dikat ye aa rahi he mere papa government job se retirement hui he to salary and papa ki age k hisab se hamai 10 lakh ka hi loan mil raha he per hamara kharcha 50 lakh hoga aysha humain lagta he ghar ko build karne me. Papa jab retired hue tab unke pansion ka paisha hamne mutual funds me lagaya he to hame vo mutual funds bach dena chahiye ya fir uske against loan leke ghar banana chahiye.

@Cricket_ka_underworld

3 ай бұрын

Bhai loan agar under 10% intrest rate mil rha hai toh lai sakte ho dhire dhire emi dai sakte ho sayad...or accha mutual fund hoga toh atleast 15% mil hi jayega.... Or interest loan ka jayada fund sai lai lo

Now new add is coming of mutual fund with fixed income can u make a video on it sir

Sir mujhe first investing ko help kar sakte ho kya please 🥰

Sir, 30k live on wali video me apne btaya hai ki 6000 per month investment se, 10% step up, 25 years tk , returns 13.65 assume krte h to 25 years bad 4.2cr approx bnega but jb mene same value step up sip calculator pr Dali to 3.2 CR arha h , difference ku arha h ye explain kre ap

What is PPO ???

Ued car ka interest rate Jada hota hai it goes to 13-16% hence don't consider 8.5%

Ankur is happy with him more like he is going to buy his first car 😊..takeways are always my status 😁

Sir army parson ke liye bhi kuch plans hai kya jinka 15 saal mai he job ka the end ho jata hai

17% CAGR in SIP is unrealistic over the years

2nd hand car pe loan milta hai? vo bhi 9%. Mujhe lgta tha personal loan hi lena padega.

Sir inflation check kisi karti ha

Hi Ankur, do you invest in stock market to build wealth or grow your wealth? I thik the answer will be to grow your wealth, and if you are using stock market to grow your wealth then why you are teaching us to use stock market to build wealth? Why don’t you teach us your way to build wealth..not to grow wealth?

Nice❤

pf is 12% of basic salary how is it 6500 when the basic is 28982?

@bibs24

2 ай бұрын

Pf from employer side as well

hello sir i am also student of fiinal year mechnical engineering this session help me too diversify my money

Sir how to join with you in podcast

Mein to kehta Loan hi mat lo

How can I talk to u

How to book a call with ankur wariko

Gdce k privious year qus kra do bro

Can you suggest me small cap fund & equity fund best sip please

@Cricket_ka_underworld

3 ай бұрын

Parag flexi fund

Sir ge ya episode kitna din calaga

It's not to much things to understand in this series overall every video is same but in different ways.but yes u can imagine what kind of services, salary and different stuff that u get in a particular job

Sir pls guide me with financial management of 30's.

@AnkurWarikoo00

3 ай бұрын

+143.

@AnkurWarikoo00

3 ай бұрын

231.

@AnkurWarikoo00

3 ай бұрын

603.

First off all tell me how can anyone complete engineering at the age of 21

How ankur knew his phone bills 😂 before revealing he typed down 5500

i am 28 years old no loan no car no emi Use this age to upskill yourself and save and invest dont go in the trap of the world like ghsr lo gadi lo etc ita not the issue of taking car but with 40k salary paying 10-20k in emi doesnt makes sense 1L + ho fir socho bohot log bolege kya ab zindagi nai jiye etc bhai. sabse sukhi admi hai who has no debt

@shehsinnassar5488

3 ай бұрын

u are absolutely right…i took a bike and iphone on emi…now i cannot resign from my job and take risk for new opportunities…mainly at 20s we should focus on saving and investing rather than going into this bullshit debt trap…

@maan8391

3 ай бұрын

Same age same approach... Buying a car next month after crossing the 1.1 lpm mark... 👍 Hope everything goes well.

@anirudhramesh5604

3 ай бұрын

Age - 26..working in IT currently getting in hand salary of 80k..no loans no emi no commitments..started SIP..I currently having savings of 16 lakhs..the aim is to create a portfolio of atleast 30 lakhs in the next 2-3 years by smart investing..😊

He is already depressed after hearing 40000 in hand salary😂

@bibs24

2 ай бұрын

😂😂first job bro

If I fix 1 lakh rupees in mutual fund, how much money I can earn in how many years

@APEXGAMING99

3 ай бұрын

around 17% per year as he said

3:00 Salt Lake is not a lovely place. Bruh, very clumsy and pumped with IT hubs. Better we call it the worst part of Kolkata

Sir can we have 2 bank accounts or one account is enough for emergency fund.

@theanonworld6633

3 ай бұрын

Bank 1 ho ya 5, adequate fund honestly chahiye, no of accounts ka kya krna

Sir ek 40 walon ke liye video banao

sir CA articals ko bhi bula lijiye

Sir mera age hai 19 mujhe trending start karna best hai or investing

@LittlethingswithAnway2501

3 ай бұрын

Investing karle Bhai

Sir mai bhi baat karna chahta hu aap se

Sir could you help in my financial plan

Sir please Hindi me interview le

Thank god mai ladka nhi hu wrna mere bhi mehngi car kharidge ke sapne hote😂 Though I have dream to buy a home but I will wait and won't be in a hurry..investing tod ke ghr ni lungi

Sir I have a housing loan outstanding of INR 21 lacs with 8.40% interest rate. I have a saving of INR 21 lacs. Should I repay my housing loan or should I put this savings in to Mutual fund as SWP

@everythingmyway5815

3 ай бұрын

SWP

@Cricket_ka_underworld

3 ай бұрын

Bhai parag flexi fund mai daldo paisa taaki minimum 15% cagr milte rhe or salery sai emi barte raho because interest rate only 8%

If you want to become rich from mutual fund or stocks it is not possible because this take many years This is good only for retirement or financially independent in long term

@user-wt8sp5wc3z

3 ай бұрын

bro

Awesome series as usual

@warikoo

3 ай бұрын

Glad you enjoy it!

@naman881

3 ай бұрын

​​@@warikoo Sir I had already filled that form I am 36 and getting 95000 approx in hand, completed 6 years of job in delhi