--- 💳 Learn More - Amex Platinum: danielbraun.me/AmexPlatinum --- 💳 Learn More - Venture X: danielbraun.me/VentureX --- 💳 Learn More - Sapphire Reserve: danielbraun.me/SapphireReserve

I know most of your audience isn't in the military, but for active duty military and their spouses the annual fees for Chase and Amex are waived. It's an awesome benefit, and why I stick with Chase and Amex lol.

@Lilhouligan

Жыл бұрын

Only active duty? Are reserves and guard included as well?

@onielmcdonald2099

Жыл бұрын

@@Lilhouligan you can try.......just call the number on the back of your card and ask about the SCRA benefit.

@JC-rp6sp

Жыл бұрын

Yessir, I’m getting so much free stuff just because I’m in the military

@pilotcons017

Жыл бұрын

@@Lilhouligan Pretty unlikely unless you're on active orders.

@Daniel_Braun

Жыл бұрын

Thanks for your service, and definitely a smart thing to take advantage of for getting annual fees waived!

This was a really great comprehensive comparison. You mentioned the simplicity of the Venture X... This is really what I like about it. Since I only travel a couple times per year, getting full use out of it will be easiest for me. It would be fantastic if Cap1 opens a lounge in PHL or EWR!

@Daniel_Braun

Жыл бұрын

Thanks so much Joshua, appreciate it man! Yeah I think Capital One did a good job with keeping it simple. And I would love to have a Capital One lounge in one or both of those airports! PHL is my home airport so any more lounges would be great

Found this video, and thanks for your hard work. I have all three of these cards, and use each of them for their specific benefits. I had overlooked the 2x on everything else for the Venture X, and after watching your video, I'll be saving some extra cash. I appreciate it.

The free excel sheet and honesty won me over. This man is legit a beast for spreading wisdom. Thank you sir!

Premium travel! Let's go! Thank you for this insanely value packed video!

Love the charts with everything laid out. Thank you from the visual learners.

@Daniel_Braun

Жыл бұрын

Thanks so much for watching Ronald, glad it was helpful! Yeah I'm a visual learner with many things too so I like laying stuff out like that!

2) Great Video, lots of very useful information. 3) Thanks for the spreadsheet, very helpful. 4) Links to other helpful videos also greatly appreciated!

Great comparison video Daniel, I personally went with the Capital One Venture X Card due to its “free” annual fee!

Premium Travel !! Thanks for this in depth review Daniel ! You deliver great content on your channel love watching your videos! Currently have the CSP looking at possibly upgrading after year one !

@Daniel_Braun

Жыл бұрын

Thanks so much for saying that Eduardo, and thanks for catching that "Premium Travel" phrase at the end too! Good plan you have with the CSP

Premium travel brother 💪💪 Your videos are unmatched man, thanks for the info!

Thanks for your video Daniel made the decision to apply for the Venture X after watching and got approved! Let's gooo

Really well done video and spreadsheet!!!

@Daniel_Braun

Жыл бұрын

Thanks so much for saying that, glad you liked the video and the spreadsheet!

Premium travel. I have both the Platinum and CSR. Just picked up the Venture X! Love the content Daniel. 🙌🏼

@alikhalid2888

Жыл бұрын

How are you maximizing both cards ?

Thanks for all the great research and advice.

Premium Travel! You covered everything so well in this video. Answered all my questions. I want to force myself to travel a bit more over the next couple years. My partner will get the Amex Gold and I’ll get the Amex Platinum. We both have the CSP right now. Lounge access is huge, and I might downgrade to the gold or get the Venture X in a year or two once they have their lounges more widespread. Thanks again!

Great breakdown young man! Really appreciate the effort you put into this vid! All your vids actually! I’m about a year into the “credit card” game and I’ve learned a ton from your content. Keep at it✊🏽

Thank you very much for this. Excellent job.

Great video.Helped me make a decision what the card I was debating getting.

@Daniel_Braun

Жыл бұрын

Love to hear it was helpful, thanks so much for watching Yohana!

premium travel! Great work Daniel!

Premium travel. Thank you for the great content! Really helpful!

Thanks for the breakdown

Premium travel 😃😃. One day it’ll make sense for me to get one of these cards….I think the VX makes more sense for me but I want that platinum card! When that day comes, I’ll be sure to refer back to this very detailed and thorough comparison. Excellent job 👍🏾

@mightylaidlow1

Жыл бұрын

How? Casino play time?

Premium Travel. Great video breaking these down!

@Daniel_Braun

Жыл бұрын

Thanks so much for catching that "Premium Travel" phrase at the end Mathew! Appreciate the support!

Premium Travel, my frequent travels constantly pulls value out of my Amex platty. It’s just unreal the value that you can get even if you travel just once a quarter!

@Daniel_Braun

Жыл бұрын

Thanks for the "Premium Travel" comment Chad! And nice, yeah traveling even once per quarter gives you a chance to really get some good use out of the Platinum card benefits!

Thanks for the excel sheet, Daniel! I was able to quickly blend some annual fees and credits based on my lifestyle. That was very useful in validating my decision for my upcoming card combo strategy for rewarding some premium travel for the family.

Got the venture x last July and already met my 75k bonus miles. So far I’m loving my venture x especially with its 2x on everyday purchases!

@lustr678

3 ай бұрын

The bonus comes along with miles of the 4k dollars or you only got 75k miles after spending 4 k dollars?

I’d love to see a more detailed video about transferring over to travel partners. I have the Amex gold and chase sapphire preferred. Cheers

Premium travel! I really like your videos i remember when you were at 20k subs keep it going! Also i wish they had a better trifecta for Amex business blue is tough for those who don’t own a business.

@Daniel_Braun

Жыл бұрын

Thanks for the "Premium Travel" comment Michael! And also thanks for watching my channel for so long, haha yeah I can't believe it's doubled from 20k to 40k now - lots of videos planned to keep it going! I agree, I wish Amex had a personal card that earned MR points and maybe had the same 2x points per dollar on everything. That would probably be very well received by a lot of people

Premium Travel. Great video. Currently have the CSP & AmEx Gold, and partner has the AmEx Platinum and CSP. Definitely going to get the Venture X. Will try to wait to see if they offer their initial 100K bonus sometime again within the next year.

@Daniel_Braun

Жыл бұрын

Thanks for catching that phrase at the end! And nice, always good to have a 2 person game going with credit cards like that!

Premium Travel… By far the most informative and easiest to understand video. Thank you for dumbing it down to make all this nonsense make sense for guys like me

I was denied for the Cap 1 VX so I decided to upgrade my CSP to CSR just in hope that Chase will revamp the CSR in the very near future since there’s so many competitors out there.

Premium travel! Love your videos thank you

Just came across your channel. You are doing a great job. Good Luck. .. Oh a.. and Premium Travel :)

Premium Tavel. Always love learning more about personal finance especially anything around credit and credit cards!

"Premium Travel" Excellent analysis. Thank you.

@Daniel_Braun

Жыл бұрын

Thanks so much for catching that phrase Sanjay! Glad you liked the video!

Great vid!

@Daniel_Braun

Жыл бұрын

Thank you so much @ari pisa ! Glad you liked it!

Thank you I love all of them

@Daniel_Braun

Жыл бұрын

Awesome, thanks for watching @Mo Jenks !

Great breakdown. I might consider valuing the Venture X $300 credit a tiny bit lower since sometimes the same options booked outside of that portal would be cheaper, so you’d have to go with the additional price on portal.

@ericho3895

Жыл бұрын

They do price matching for Venture X

@brett233

Жыл бұрын

They do price match and from what I’ve seen the portal is very close if not cheaper than outside options.

The best thing about the venture x is that's its a flat 2x points per dollar regardless of category rather than the lower return of some of the other premium cards. Chase does 3x or 4x on specific categories but when people are honest with themselves it's pretty clear that most people's spend isn't all in those categories. Not to mention if you get the cap on savior or savior one you can get 3-4x back on all those same categories that chase has and than just transfer the points to the venture x for travel booking.

Hey Daniel, I literally just found your channel last night and have already watched three of videos. Great work. I have the Chase Sapphire Reserve. My wife wants to get the Capital One Venture X. I was wondering, is the Caputal One Venture X card a Visa?

Premium travel! Awesome explainer. ❤

premium travel!!! great video

Good comparison. They are all solid cards. For me, it's the Platinum without debate. And I can't give points for Capital One and Chase Lounges that don't exist yet.

@Daniel_Braun

Жыл бұрын

Thanks, appreciate the support as always @SledgeIncTeam ! Yeah I'd have to say that the Amex Platinum is my favorite out of these 3 too. And I get it, yeah I'd like to see more lounges for Chase and Capital One before I make a full judgement on how they are

@delphinedjomo

Жыл бұрын

Why the Platinum without debate? I’m curious

This is awesome! how about a video on Hotel Credit Cards. Example. Hyatt, Marriott...

Premium Travel! Great video!

@Daniel_Braun

Жыл бұрын

Thanks so much for watching and commenting that!

I'm considering getting the Venture X as my first premium travel card because, as you said, it does seem like the simplest to use. Plus, having it practically pay for itself is certainly nice!

@if-not-now

Жыл бұрын

Same! Although, I've heard Cap1 does a hard pull on each credit bureau... which will be hard for me to come to terms with. Other than that, it seems great to me

Premium Travel. Currently have the CSR trifecta. I wasn't offered a retention offer after year one so I'm gonna use the card slightly more this year.

@Daniel_Braun

Жыл бұрын

Thanks for catching that phrase at the end of the video Cedric! And nice, hopefully it'll bring you more value this year then if you're using it more

Premium travel! These 3 cards have each made a name for themselves in the premium travel space. Overall, I completely agree with your summary of each of the cards. I think of the Amex Platinum as a truly luxury travel card that only makes sense if you travel frequently every year and are going to take advantage of enough credits to cover that annual fee naturally. The Venture X is the best option for most people looking to get started in the world of luxury travel cards in my opinion. The lower AF and ease of use of the credits make it a really solid card and the lounges they're building are an added benefit! The Chase Sapphire Reserve just hasn't distinguished itself enough from the Chase Sapphire Preferred, so I have a hard time recommending it when you can get 80% of the value from a $95 annual fee card instead. At the end of the day, all 3 of these cards provide great value for specific people, and great job breaking all of these down so thoroughly yet succinctly Daniel!

@Daniel_Braun

Жыл бұрын

Thanks so much Spencer - and thanks for catching that "Premium Travel" phrase too! Yeah all 3 have good things going for them but you pretty much summed it up right there - I love my Amex Platinum and excited to try out the Venture X soon as well

@SpencerJohnsonOfficial

Жыл бұрын

@@Daniel_Braun Of course man! Always love watching your content. Once I'm applying for personal cards again, the Venture X is one of the ones at the top of my list. By then though, there may be some more premium travel cards out there that rival it (Citi??) so we'll have to see.

@Daniel_Braun

Жыл бұрын

Would love to see what Citi has in the works! Sounds like a solid plan for you 👍

@SpencerJohnsonOfficial

Жыл бұрын

@@Daniel_Braun Thanks man! And dude CONGRATS on 40k!! Very well deserved!

Not sure if CSR has this, but CSP has a 10% anniversary point bonus. Adds a little bit. Being a spreadsheet man myself, I'd like to see the final numbers assuming an annual spending on purchases you'd already make in various categories and add that value to the annual benefit.

Premium travel! Great video

Premium travel... Thanks for sharing that comparison tool

Great video and very insightful. Can you include a link to your Travel Credit Card Comparison google doc sheet?

Good comparison. Talked me out of a mistake

Premium travel. Excellent video.

I would like to see a video comparing the travel insurance in depth for all 3 and in particular the evacuation insurance.

Excellent summary - just looking at the overall benefits vs. cost is a great way of profiling which card is best for your lifestyle. There's nothing worse though than being stuck with card that carries a high fee and you cannot downgrade or at least offset the fee after year 1. Cancelling a card isn't great for your utilization ratio and downgrading carries the risk of denial and/or a lower credit limit. So we definitely have to think about these risks before we apply on Day 1. If nothing else, you want your cards to at least have a place in your "sock drawer" where you can at least use it a few times per year to offset any fee or gain some kind of value from a targeted offer. As an example, I just upgraded (via product change) my Southwest Plus Card to the Southwest Priority Card. The latter has a $149 annual fee but comes with a $75 annual travel credit (including flights) and 7.5K per year anniversary points (which values >$100 since Southwest generally yields $0.013/.014 per point). So, just holding the card more than pays for the cost, plus Companion Pass is a possibility. The Plus card has a $69 annual fee and offers only 3K points / yr. Plus it has a foreign transaction fee while the Priority Card doesn't. And, Chase is known for making targeted quarterly offers for 5x points on many spend categories to add more value. So, it's totally worth keeping this card. I should have done this a long time ago and Chase sometimes has offers to upgrade the SW card with a bonus point incentive to Rapid Rewards (Southwest's Reward Program). I'd definitely recommend the card as Southwest is still a very affordable domestic carrier. Other than the Venture X (thanks to your illustration), the others carry a much higher risk of dead weight in your wallet long-term.

@Daniel_Braun

Жыл бұрын

Thanks so much for sharing all of that Scott! Agreed, always good to look at these things and plan ahead of time to avoid having to cancel later on if possible. Great example with that Southwest card too!

The Battle of the 3 Premium Travel Cards! 💥 Really looking forward to seeing if Citi gets back into the game. Awesome rundown Daniel! 💯

@Daniel_Braun

Жыл бұрын

Thanks Mark, appreciate it man! Yeah I would love to see what the next move for Citi is!

Premium travel. I just got the platinum card. I think it provides the best overall value as far as pros and cons go. Military folks get the annual fee waived though. That's the best perk. 😂

I definitely plan to make the Cap1 VX my premium travel card. However, i will also keep the Chase SP or Ink P for access to their travel portal & transfer partners. I also have the Citi Premier in case they get more competitive in the travel game.

@Daniel_Braun

Жыл бұрын

Nice, yeah I think it makes a lot of sense to keep a $95 per year card on the Chase side like that! That's what I'll be doing with my CSP as well

Regarding the Amex platinum authorized user, you said additional annual fee, I know it's $175 for unauthorized user, but is out of one time fee or annual fee?

premium travel! thank you!

I love my coupon book! 1 month and already save $142 from offers and that doesn't include phone, internet and insurance savings which is about $70 in statement credits so far(This goes into December) >> Auth users get to double up on offer btw. About 5k in Amex points on Rakuten. Did I mention that I get paramount free with the Walmart plus that they pay for (I watch a lot of soccer) and the digital credit pays for my entire HULU bill (with student credit of course). Also I put all my bills on the card invested in MULN and made a 60% profit on the cash I would've spent. At this point I don't even care if I travel and yeah that 125,000 bonus is just sitting there.

Premium travel. Of course we’re still here! 😊. BTW - I’m curious why on the CSR you used a .015 dollar value per point in year one, but a .01 value in year two. Take care. Hope you’re enjoying your summer.

I was considering changing to the Amex Platinum or the Venture X…but after using the Chase Medical coverage for a hospital emergency room visit…I think I may keep the Chase Sapphire Reserve.

@perfect478

Жыл бұрын

Did you have to payback the emergency room visit?

Gotta love the venture X. So easy to use and doesnt have to force myself to use all the services offered like the Amex Platinum. Also 2X for everything! And the Capital 1 Travel has such good priced plane tickets and hotels. Got it for 2 weeks and have nothing to complain!

Premium Travel It will be a couple of years before I increase the # of cards I have but it's fun to learn about the features. 🙂

Thank you for the video . I have the MS Platinum. My wife and I are at the point in life where we travel about once a month. But I also plan to get the Capital One card it seems like a no-brainer

Just picked up the Venture X and I love it. Might pair it with the no annual Savor One in the future. With the annual $300 credit from the X it basically pays for itself if you plan to book at least one trip per year 🎉

I have plans to save up ALOT of points in chase ecosystem for a future big trip. That’s why I don’t mind using a diff suboptimal card for my present travel

Premium travel. Great summary. Still debating premium travel vs cash back…

"Premium Travel" I have the Gold Delta Skymiles card and they gave me the a 90k miles welcome bonus it being my first amex card. I would like to get the Venture X one day or upgrade this current card to a platinum Skymiles card after building up my credit more.

@Daniel_Braun

Жыл бұрын

Thanks for catching that "Premium Travel" phrase for the comment @J Claiborne ! And nice, sounds like a good plan for you

I upgrade my Venture card to the Venture X back in July 2022 on the phone with a representative. She stated i wont be able to downgrade back to the Venture card but to the VentureOne. Unsure why, but i think it could of been because my original Venture card annual fee was $59.

Can you review the Hilton Aspire Card?

Hi I had a couple of questions. Related to Amex, can you transfer points between accounts. Also, between spose accounts? If you have amex platinum can you also get a Charles Schwab, gold card, etc and get the welcome offer? How does that work, I've heard that amex is very restrictive on welcome offers, etc.

PREMIUM TRAVEL!!! Love My AMEX and Chase Trifecta. Really want that Venture X!!

@Daniel_Braun

Жыл бұрын

Thanks for watching until the end to see that "Premium Travel" phrase Nio! I really like my Amex and Chase Trifectas too!

Premium travel. Got the amex platinum and cap venture x. Trying to figure out how to keep sw companion with all this

Premium Travel! Torn between CSR, CSP, VX, AMEX, or some combination of two. Real goal is the X1, but not sure I’ll get the greenlight!

A little late, however, I am torn between the Chase and Cap1. I like that Cap1's portal is more useful with price matching and typically better deals, which helps with getting a lot of points. However, Chase points are typically worth more with the Hyatt partnership on top of the addition of domestic partners.

Premium Travel! I'm likely to go for the Amex Platinum as my next travel card as I already have the Sapphire Preferred. However, I need to complete my Chase Trifecta with the Chase Ink Business Unlimited as I'm close to 5/24. Great video!

@Daniel_Braun

Жыл бұрын

Smart to optimize for 5/24 while you can! Sounds like a good plan - thanks so much for watching!

Love the venture X how easy the credit is to use I don't have to jump through hoops to get value form it

@Daniel_Braun

Жыл бұрын

Agreed, one of the best reasons to get the Venture X is for the simplicity!

Premium Travel! I think I'll go with the Venture X after we meet all the MSRs on our Chases.

Thanks

Premium Travel! There might be some additional value with the Capital One VX since it gives you access to Priority Pass restaurants too.

@DCGEMINI202

Жыл бұрын

So does the csr

@Daniel_Braun

Жыл бұрын

Thanks for catching that phrase at the end Miguel, I appreciate you watching that far in the video! And thanks for adding that, I haven't been as familiar with that minor detail on Priority Pass so that good to know for when I get the card!

@seanvanhelden9429

Жыл бұрын

So does the platinum

@DCGEMINI202

Жыл бұрын

@@seanvanhelden9429 no it doesn’t. Only lounges

@airolika9092

Жыл бұрын

@@DCGEMINI202 Does CSR give you access to Plaza premium lounge?

Are there cash back cards with annual fees? That offer better reward vs standard cash reward cards? I don’t like point card simply because am not rich enough to have multiple vacations a year. I mainly just go on vacation once a year to either a cruise or travel to a city. Are point card worth it to me knowing I just have 2 weeks a year for personal vacations?

I’ve only been on the credit card game for 5 months and already have a chase trifecta unlimited, ink business cash, preserve and a Amex gold my next will be the venture x because I have a family and travel on a budget

@Daniel_Braun

Жыл бұрын

Nice, lots of great cards! Those should be a solid foundation for earning points for travel going forward 👍

Premium travel. I have the Chase sapphire preferred and want to get another travel credit that offers lounge access. I have been debating which one to get but don’t know which one to choose.

I’m so torn on this one. Both my wife and I have the Sapphire Preferred - I’ve been planning on upgrading to the Reserve on my renewal - but now we’re thinking of getting her the Venture X so tha we can all get lounge access - she gets TSA Pre Check - and we can bring our kids to the lounge. i’m the one that travels most for work - but we’re mapping out a big vacation with our Chase points next Summer so lots to think about. But great video/breakdown man

@Daniel_Braun

Жыл бұрын

Yeah sounds like you have a lot of reasons to potentially get good value from having more than 1 of these 3 cards! I think you can't go wrong with any of them if you're traveling a lot for both personal and work. Thanks so much for watching, glad you enjoyed the breakdown!

@DJ-rk6wh

Жыл бұрын

Get the VX and add all your kids is authorized users for free so they'll have excellent credit history when they grow up lol

@Americanomondays

Жыл бұрын

@@DJ-rk6wh Yeah man! We ended up applying - and getting it. It arrived yesterday. Our kids are young - 5 and 8 - but we'll be adding them to this for sure later on.

@DJ-rk6wh

Жыл бұрын

@@Americanomondays dude nice and adding your kids as AUs is such a wild hack that I only recently found out about.

@Americanomondays

Жыл бұрын

@@DJ-rk6wh The moment they can be added - we're doing it. I WISH my parents had been able to help me build up my credit from a young age and educate me on how to utilize credit/money properly. That's something I'm hoping to be able to do wit our kids.

Is there carry over with the 300 dollar credit or is it a yearly use it or lose it?

Hey Daniel, new subscriber here! Great video! Had a quick question regarding the CSR and the VentureX I currently have the AMEX platinum and have been thinking about adding another travel card to my portfolio. One thing that hinders me from getting the VentureX is the limited amount of travel partners. Although it has two times points compared to the one point on chase sapphire , I value Hyatt as a better transfer partner than the ones I’ve seen from venture X. What do you recommend should be more of a priority: 2x points from VentureX or the ability to transfer to Hyatt with Chase Sapphire?

best travel card for everyday care to rack up miles?

I am trying to decide if to go the Amex vs chase route to build points. Is comparing amex vs. chase points equal value? For example they both share British airway as a transfer partner. Is me transferring 50,000 amex point equal in value as transferring 50,000 Chase points?

Premium Travel- thanks!

I'm glad cards are starting to limit lounge access to cardholders only. It's gotten so bad over the past year.

@Daniel_Braun

Жыл бұрын

Yeah I think the guest access really impacts the crowds, especially in the really busy airports at peak times - hopefully the crowds will go down a bit over time!

Premium travel. One Amex benefit I don’t hear being talked about is the personal credit card credit toward Gold and premium If you already have a corporate business card. I get $100 yearly credit for my AMEX gold 😊

@Daniel_Braun

Жыл бұрын

Thanks so much for commenting "Premium Travel" @Niche Magui ! And yeah I agree, that's a great Amex benefit to take advantage of - I mentioned it in this previous video about the Amex Gold: kzread.info/dash/bejne/goF4mpNsdru0nco.html

Thanks for your videos - they’re super straightforward and helpful. I’m currently devouring your content as I have to pay > $25k upfront for a cruise I plan to take in 2023, so hoping to pay via various cards to create maximum rewards. It seems to get the most value from Amex/VentureX/Chase, one must book travel through their portals. 3rd party reservations are to be avoided in my book. Have you addressed the pro/cons of booking travel via these 3rd party portals vs direct?

@DJ-rk6wh

Жыл бұрын

25k for a cruise 🤮🤮 I thought I was paying alot at 3k lol. You must be going around the world lol

@lilafitzgerald4742

Жыл бұрын

@@DJ-rk6wh Wait till your 65 - you'll be ready for a big European cruise as well. (It is for 2 btw), and includes airfare. Yeah, so trying to strategize cc's to earn points on this splurge.

@DJ-rk6wh

Жыл бұрын

@@lilafitzgerald4742 that sounds like it's going to be an amazing trip. And if you have to drop 25k all at once then maybe go with the VX. They do 2x points for everything (you'll rack up 125k in points with that one purchase). Sapphire is only 3x point for the first $300 and Platinum is only 1x for everything. But I haven't had an issue with Chase's portal so far and I've done a few flights with them. In preparing for my cruise in January I'm using C1s portal to fly to MIA. And from the looks of it the flights are either on par or cheaper than booking directly with an airline. My only disclaimer is I only will use those portals for flights and nothing else as I'm part of a hotel loyalty program with a different CC. But to me the only big difference with the Reserve and the VX is that you get 50% more value on your points when you use the Chase portal. I guess a big thing to look into is what kind of travel insurances are offered as well. I personally have never had to use them and I hope I never do lol. I don't have an amex so I can't really speak too much on them. I personally did the VX because I only travel 2x a yr and the card will pay for its self without to much thinking on my part.

@lilafitzgerald4742

Жыл бұрын

@@DJ-rk6wh Great thoughts - much appreciated. Prob should have done the VX vs Platinum, but too late now. 3rd party portals are fine unless something goes wrong, then you've got a hurdle between you and help, imo, but 50% more lift may be worth the risk. Yeah, travel insurance is the next investigation. NerdWallet has a decent article on the topic. Thanks again. You should expand (further) into personal finance - you have a good, clear approach.

I believe the best travel card is the AMEX Platinum!

@Daniel_Braun

Жыл бұрын

Definitely one of my favorites to have! Thanks for watching Manny, appreciate the support here as always man!

Just heard that the 150K referral offer of Amex Plat is back!!

@Daniel_Braun

Жыл бұрын

Nice, yeah I've seen a few people mention that so if that offer is out there then it's great value!

Question for the welcome points: If I buy something via my venture x card (example, a $4000 sofa from Costco) and get 75k points and end up returning that item after 1 year, what would happen to those welome bonus 75k points?

@DJ-rk6wh

Жыл бұрын

Oooof idk... C1 is quick as hell to take back points when I do a return. My suggestion...... use them before the return and don't find out haha

I think an important point that got overlooked is that you can have a free gold card w/ the Amex Platinum, which gives 4x points at restaurants and grocer stores.

@Daniel_Braun

Жыл бұрын

It’s actually not a regular Amex gold card so it does not earn 4x like that which is why I didn’t mention it. Here’s an article explaining the difference: www.businessinsider.com/personal-finance/amex-gold-vs-amex-gold-authorized-user-card?amp

@mikeiscool69

Жыл бұрын

@@Daniel_Braun Learn something new everyday, thanks for sharing!