Why the Chase Trifecta is the BEST Credit Card Setup for FREE TRAVEL

In this video, we go over the Chase Trifecta credit card setup which I think is the best credit card setup to travel for free in 2021. Chase has some of the best credit cards for travel in this Chase Trifecta which include the Chase Sapphire Reserve, the Chase Sapphire Preferred, the Chase Freedom Flex, and the Chase Freedom Unlimited. If you want to learn how to travel for free with credit cards, then this video about the Chase Trifecta will help you to do that!
Throughout this video, I go over all of the points earning categories and benefits for the Freedom Flex, Freedom Unlimited, Sapphire Reserve, and Sapphire Preferred. Depending on what you want to pay and how you value those benefits, you can have either one of those Chase Sapphire credit cards along with both of the Chase Freedom credit cards.
After I go over why I like the Chase Trifecta so much to earn points to travel for free with credit cards points, I also talk about some of the downsides to this popular credit card setup. And at the end, I finish by talking about the welcome bonuses that you can earn on all of the cards in your own trifecta setup which can be insanely valuable!
What do you think of the Chase Trifecta? Do you have a variation of this setup or do you prefer other credit cards instead? Let me know down in the comment section below!
Timeline:
0:00 - Chase Trifecta Intro
1:13 - Chase Freedom Flex
2:16 - Chase Freedom Unlimited
3:33 - Chase Sapphire Reserve
6:51 - Chase Sapphire Preferred
8:49 - Why I Like the Chase Trifecta
10:53 - Downsides to the Chase Trifecta
13:06 - Welcome Bonuses
Check Out Some of My Other Videos:
Chase Sapphire Preferred Credit Card NEW 2021 Review (NOT Impressed?): • Video
DO NOT APPLY for the Chase Sapphire Reserve (2021 Credit Card Review): • Video
Chase Freedom Unlimited Review (NOT A Good Credit Card For YOU?): • Chase Freedom Unlimite...
#ChaseTrifecta
#CreditCards
#Chase
DISCLAIMER: I am not a financial advisor and the opinions in this video are my own. This video is for entertainment and educational purposes only, it is not financial advice. You must do your own research and should talk to professionals before making any financial decisions for yourself.
More Videos From My Channel: / @daniel_braun

Пікірлер: 195

  • @seananderson2195
    @seananderson21952 жыл бұрын

    So glad I ran across your channel and video. I’ve always been one to shy away from credit cards as I’ve only gotten in trouble with them in the past. Recently I jumped onto the “travel with points” train and I haven’t looked back! My credit thanks me and I’m excited to see where it goes. I just recently applied for and was approved for the CSR and have had the Freedom Unlimited stowed away for a few years now not being used. Perhaps the best thing though, is having the annual fees waived as a military member, so this is an absolute win! Keep up the great content and take this sub!

  • @TylerSinden
    @TylerSinden2 жыл бұрын

    Solid information as always Daniel! Really cool how you can combine the points and just use the ones that have the highest bonus that month. Dang, those welcome bonuses are real nice and pay for the cards for quite a while!

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks Tyler! Yeah I love this credit card setup and hope that more people get it. For sure, those welcome bonuses are great and easily pay for the cards!

  • @JacobKustra
    @JacobKustra2 жыл бұрын

    Perfect sum up of the trifecta! Keep it up Daniel! Can't wait for some of the restrictions to get lifted, hopefully next summer, so I can take advantage of these cards benefits!

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks so much Jacob! Appreciate the support as always 👍

  • @HannahEldridge14
    @HannahEldridge142 жыл бұрын

    Great video I’ve been loving your content recently! I just got the CSP last month to finish up my trifecta!! Also have my original freedom, CFF and CFU. Excited to double up on 5% PayPal to finish this year 🙌🏼

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks so much, I love to hear that you’re enjoying the content! Cool that you’ve got the chase trifecta completed now too. I have the original chase freedom card too and will be picking up the flex soon as well. That 5% PayPal category is a great one for the holiday shopping season!

  • @RaggityDoll
    @RaggityDoll Жыл бұрын

    I just subscribed. You're good at explaining stuff 🙏 best out of all the KZread videos out there

  • @deanskibinski
    @deanskibinski2 жыл бұрын

    Thank you so much for this; what a thorough explanation of this set-up! I currently only have the CSR; the two Flexes are next on my list. :-)

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Awesome, good to hear that Dean! And glad to hear that you liked the video as well, I appreciate the comment 👍

  • @nicanzalone1
    @nicanzalone12 жыл бұрын

    The ultimate setup🔥, definitely would be interested in a video about transferring UR points to transfer partners and/or finding deals to really maximize value

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    You know it!, gotta love the classic Chase Trifecta setup! Yeah I think I'm gonna do a video like that soon then. I'm hoping to book some flights soon so a few places so I'll document the whole process and look for the best value!

  • @nicanzalone1

    @nicanzalone1

    2 жыл бұрын

    @@Daniel_Braun that’d be awesome man, looking forward to it. There’s only one thing better than travel…free travel🎉😂

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Absolutely! That’s my motto haha. Travel is always going to be an expense for me that I’m willing to pay to experience new things and new places, so I might as well eliminate as much of the cost as I can!

  • @ItsMeCJ
    @ItsMeCJ2 жыл бұрын

    Solid setup, I’ll have the same in a few months. Like you said, you have to make sure you’re able to hit that $4k spend requirement. If it wasn’t for my planned 100k mile maintenance on my car, and being able to pay my car insurance policy in full, and paying off the (small) balance on my iPhone XS (i was determined to squeeze every penny out of the $200 credit T-Mobile split over 36 months 😑), I wouldn’t have hit that requirement. Be strategic folks, but all in all, great card setup especially with the signup bonuses.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    That’s the most important thing to take away from getting any credit card for it’s bonus! Great to hear that it worked out with your spending to hit that requirement. It takes a bit of planning but it’s worth it!

  • @anandr1385

    @anandr1385

    Жыл бұрын

    This 💯

  • @InvestingNerd
    @InvestingNerd2 жыл бұрын

    Honestly had no clue about the power of these together, great video man!

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks man appreciate it! Yeah such a powerful setup with all 3 of these cards together. And even better when you add Chase business cards to it as well!

  • @NCKyle1980
    @NCKyle19802 жыл бұрын

    I'm proud of ya for mentioning throwing in an alternative card to capture other high spend categories. :) Great details for earning the most return on spend. Take care, sir.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks you, glad you liked the video! For sure, always a good idea to look at some other options to add to the setup as well

  • @danielmurphy8218
    @danielmurphy82182 жыл бұрын

    Great video Daniel, super clear. I got the 100K CSP, but unfortunately now I’m in 5/24 jail for another year. 1 awesome hack to get around the lack of a good grocery store multiplier is with a 4th card in the no AF chase business cash ink card. 5x on office supply stores, load up on gift cards and your set. Especially with the $750 SUB

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks Daniel! Yeah I like that hack a lot too. I have the ink cash but I am careful sometimes with buying too many gift cards just because I don’t want to set off any alarms that chase may not like with buying gift cards. But still a useful tip that I know many people do!

  • @eddiemurray3978
    @eddiemurray39782 жыл бұрын

    Stuck gardening for two years…. But I can’t wait to start pulling the trigger on some of these cards. Great video…

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Haha too bad, but yeah they’re great cards for whenever you’re ready to get them! Thanks so much for the continued support here Eddie, means a lot to me!

  • @Oneeyefroggy
    @Oneeyefroggy2 жыл бұрын

    I was happy I went with Unlimited over the flex, for the very reason that I didn’t want to have to remember to activate the categories eachquarter. Turned out that the unlimited offers 5% back on groceries for the first year. Yeay! I have noticed that some cards only offer points for either groceries (not sams, target or Walmart) OR online groceries, but not in store grocery. So I’m glad I snagged this deals when I did

  • @sage0112

    @sage0112

    Жыл бұрын

    i did the flex w/ 5% groceries, and this quarter it's 5% off groceries, so i get 10% combines.

  • @drewski91
    @drewski912 жыл бұрын

    Daniel - i love you man. I just got approved for the Chase Freedom Flex and I agree with you! I’m 3/24 right now… i can complete the chase trifecta 😎

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    That's awesome Andrew, congrats! Great job getting the Chase Trifecta, I think its really a great credit card setup!

  • @ramonsuarez1051
    @ramonsuarez10512 жыл бұрын

    Good video. Great job explaining the setup and honest review of the few drawbacks. I'm considering this setup sometime in the future when I get freed up on the 5/24 rule. My biggest hangup is Chase doesn't cover everyday spending (gas and groceries) as well as the other major credit card companies, although my Sam's Mastercard covers much of that for me. Still, it makes me consider other setups seriously. If Chase addresses that, it would be a slam dunk.

  • @jonny4509torres

    @jonny4509torres

    2 жыл бұрын

    Agreed. A 2% cash back card on everything and/or a solid card for groceries/gas from Chase would be the ultimate setup. Those are the only areas Chase is lacking in my opinion.

  • @ramonsuarez1051

    @ramonsuarez1051

    2 жыл бұрын

    @@jonny4509torres Citi already addresses it on their trifecta. If they ever manage to get better travel partners, they would have a killer setup.

  • @stephen-finance
    @stephen-finance2 жыл бұрын

    Great video man and well explained! Definitely some great rewards from Chase.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks Stephen! Absolutely, I love Chase and their cards!

  • @ColemanBassett
    @ColemanBassett2 жыл бұрын

    Very helpful! Right now I only have the Freedom Unlimited, but this seems like a really good setup.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks Coleman! That’s a good place to start, definitely a good setup if you’re looking to earn points for travel

  • @anthonygardner400
    @anthonygardner4002 жыл бұрын

    Really clear, helpful information, Daniel (surprise surprise! 😉) I have had the Trifecta with the CSR for a couple of years, and I really like it. Other than using the Amex Gold for groceries, I use the Trifecta setup as my workhorse group of cards. Take care.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Haha thanks Anthony! Yeah that’s similar to what I think a lot of people do with the trifecta. Definitely one of my favorite setups to have. Appreciate the support here!

  • @anthonygardner400

    @anthonygardner400

    2 жыл бұрын

    @@Daniel_Braun My pleasure! Hope your channel is a big success.

  • @alejandromorales5822
    @alejandromorales582211 ай бұрын

    Good info 🤙🏼🤙🏼 ty

  • @BartMazur
    @BartMazur2 жыл бұрын

    Again Killed it. Great info.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks Bart, appreciate it man! 👍

  • @Ryan__F
    @Ryan__F10 ай бұрын

    Good video. Forgot to mention the priority pass for the Saphire Reserve. Prefer the Reserve because of the priority pass i travel a lot wife works for the airlines and the priority pass is clutch.

  • @SonnyChanhvongsak
    @SonnyChanhvongsak2 жыл бұрын

    If you are willing to prepay your groceries, go to your local drug store to buy a grocery store gift card. That's what I do to get 3x on groceries

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    That's another great trick! I'm always a little careful though with buying gift cards. First because they're just more things to keep track of and second because I don't want Chase to flag me for buying gift cards for points. I do think its fine to do that though as long as you're not buying like crazy large amounts of gift cards!

  • @SigmaPr1nc3

    @SigmaPr1nc3

    Жыл бұрын

    Does this trick still works as of today?

  • @SonnyChanhvongsak

    @SonnyChanhvongsak

    Жыл бұрын

    @@SigmaPr1nc3 Yup I do it all the time

  • @dennislopez6044

    @dennislopez6044

    Жыл бұрын

    @@SonnyChanhvongsak would it work with prepaying for gas ? As in buying gas gift cards?

  • @itswillielugo999

    @itswillielugo999

    Жыл бұрын

    Not sth I knew, thanks

  • @edwinjavier4614
    @edwinjavier46142 жыл бұрын

    Hey man, I’d love for you to make a video about the comparison of different flight platforms 🔥 love the videos man. You’ve been my day one credit mentor💯

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks so much for saying that Edwin, I really appreciate you watching and I'm glad that my videos have been useful! I'll definitely add that video idea to my list!

  • @arey256
    @arey2562 жыл бұрын

    Great informative video. I would add a fourth just as a catch all since I already have wf active card I might as well use it with the trifecta.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Nice! Yeah there’s a lot of ways to change things up and supplement with other cards as well in this setup

  • @mdub2517
    @mdub25172 жыл бұрын

    Finally a comprehensive video that breaks everything down! Thank you for your straight forward video:)!!!

  • @MMuniz
    @MMuniz2 жыл бұрын

    Dude you make such good videos. Not much else to say.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks Matthew, means a lot man! Definitely spent way too much time editing this one because it’s a long one haha

  • @sjg6158
    @sjg61582 жыл бұрын

    Excellent Daniel.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks! 👍

  • @OtherKindsofMoney
    @OtherKindsofMoney2 жыл бұрын

    Trifecta sounds great! Good way to maximize points here

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Yeah for sure! One of my favorite setups

  • @KonstantinosPoints
    @KonstantinosPoints2 жыл бұрын

    I absolutely adore my Chase cards. They are the best all around credit cards fit for really everyone. They made me thousands of dollars - literally!

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    I love my Chase cards too! I totally agree, they are great for anyone really. Those bonuses on all of the cards combined with the points that they can earn are so valuable!

  • @frankfeng2701
    @frankfeng27012 жыл бұрын

    I haven't booked a flight or hotel, or traveled much at all since COVID and so the Unlimited card is the only card I still keep.

  • @diorgeslomba2242
    @diorgeslomba2242 Жыл бұрын

    I have this combo except for I also have the old Freedom card that’s no longer available. I can combine the 5% quarter points between my Flex card and my Freedom card. For instance this quarter I maxed the $1,500 limit of my Flex buying gas and I was able to use the Freedom to keep gaining 5% back on gas after.

  • @Rawafication
    @Rawafication2 жыл бұрын

    Hey Daniel! Thanks for making such a good video, you have a new subscriber! Quick question: how long do you recommend me waiting to apply between applying for the cards? I was just approved and an Amex platinum. I’m interested in setting up the chase trifecta but am worried about the 5/24 rule you mentioned in another video.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks you so much for subscribing, welcome to the channel! So I always think it's a good idea to take it slow with credit card applications. Usually I wait maybe 3 months or so between applications, but sometimes a little longer - but 3 months give or take can be a good range to aim for. Thanks again!

  • @DidIDoThaat
    @DidIDoThaat Жыл бұрын

    Great video! If I got the freedom flex a couple of months back would you recommend getting the freedom unlimited now or wait for there to be a gas sign-up bonus again?

  • @rasheeda5353
    @rasheeda5353 Жыл бұрын

    Great video! Thank you sooo much! I have the Chase Sapphire Preferred card currently, is it wise to apply for both the Freddom Unlimited and Freedom Flex on the same day? Will this negatively impact my credit score too much? I’m wondering if I should space the applications for each out. I’m already pre approved for both so does this mean it won’t impact my credit score at all? Sorry for soo many questions, this was very helpful 😊

  • @arvinassam
    @arvinassam2 жыл бұрын

    So very nice....... keep up here going ♥️🥰👍👍👍👍👍

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks so much!

  • @1996eherrera
    @1996eherrera2 жыл бұрын

    Great video! Could you talk about the other Chase Credit Cards that are specifically oriented to a specific company (Southwest, United, Hyatte) and whether any of those are a good option or not

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks! Yeah I definitely plan to make some more videos about cards like that. In general, I prefer getting cards that earn flexible points currencies first because of the options they give you. But getting the right hotel or airline cards that make sense later on can be good as well

  • @AveryHeilbron
    @AveryHeilbron2 жыл бұрын

    Chase has some great cards and this is definitely a great set up

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Yeah for sure! Thanks for watching and commenting Avery 👍

  • @brettoncole7052
    @brettoncole70522 жыл бұрын

    Chase Trifecta is incredible. I’d love to see a video on transfer partners with Chase. 👌🏼

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Agreed! Yeah I think I will be making a video on that soon, especially since I should be booking a few flights soon so I’ll try to document that for a video. Thanks so much for watching and commenting Bretton 👍

  • @antoniovillanueva2000
    @antoniovillanueva2000 Жыл бұрын

    Good video. I am not sure if you mention this in any other video but it would be great to know how soon can one apply for each card. for example: I just got approved for the Flex, how soon can I apply for the Unlimited and the Preferred? Thanks!

  • @ChaseYokoyama
    @ChaseYokoyama2 жыл бұрын

    haha it's weird hearing my name so many times in a single video 😂 . Even though I don't have the Chase Trifecta yet I really love this setup. The cards you mentioned, Freedom Flex, Unlimited, and Sapphire Preferred are such great cards on their own. But when they are working together, you really open up their potential. I love the flexibility of Chase's points and the travel category. Best part is, you get the Chase trifecta for just $95 a year. It's literally a no brainer. Another great informative video, Daniel! 👏🏽

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Hahaha you've got a name that's great for the YT algorithm to talk about Chase credit cards! Yeah its a really inexpensive and great setup to get some free travel points! Thanks as always for the support Chase 👍

  • @JavierGarcia-hd7xm
    @JavierGarcia-hd7xm2 жыл бұрын

    It may not apply to everyone but the priority pass lounge access comes handy while waiting at the airport. Saves you more than $45 in food and drinks while traveling.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Yeah priority pass can be good for some! I’ve never really used it before but depends on the airport what the lounge is like. Thanks for watching and commenting!

  • @somestuffithoughtyoumightl6985

    @somestuffithoughtyoumightl6985

    2 жыл бұрын

    Depends on your lifestyle and if you are traveling with and can bring a guest for free. I wouldn’t normally spend $45 on a meal for myself while traveling. I come to the airport prepared with snacks etc. I’ve had priority pass for almost ten years and it’s often not very good or in the wrong terminal, or last night it was closed at 8PM, right when my connection arrived. It does have value if you can use it often enough and you’re not on a company expense account.

  • @ox.xii_3413
    @ox.xii_34132 жыл бұрын

    Hi! I been seeing your videos great vds. But I still im having trouble on which of these cards I should use since I al trying to apply for my first card, so I have a question which of these cards are best for beginners?

  • @brettwhitlock1181
    @brettwhitlock11812 жыл бұрын

    Quick question, if I can redeem points at 1.25% on the CSP and the categories are the same as the CFU - Why would I need to use my CFU and then transfer the points? Instead of simply using the CSP in the first place. The CFF makes sense with the rotating categories but just curious since the CFU has the same points/dollar as the CSP. Thanks!

  • @mckainharper9997
    @mckainharper99972 жыл бұрын

    What are your thoughts on putting the Amazon card in there as well since it is technically through chase and 5% back on Amazon purchases?

  • @clauaome25
    @clauaome252 жыл бұрын

    great card!!

  • @dongpengli7758
    @dongpengli77582 жыл бұрын

    Great video (again) Daniel! The only thing that I'm currently concerned with the CSP as someone who has already joined the Amex bandwagon is that I anticipate to have most of my spendings with Amex cards given how useful the gold is in everyday spendings and the platinum is in traveling. With that said, I probably won't spend much with Chase. In that case, would you still recommend going for the CSP and paying the $45 annual fee? Thanks for the great video again!

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks for that, I really appreciate it! Some good points you bring up because if you're not earning as many points with Chase, then is it really worth it to get the CSP? In my opinion, the CSP can work for anyone because even if you do have a $45 effective annual fee in year 1 after the hotel credit use, you will still get at least 60,000 points to use for travel. Then after year 1, you can downgrade to a no annual fee CFF or CFU which you can just keep open and hardly ever use if you don't want to. The downgrade options to no annual fee cards with Chase make it a zero-risk option in my opinion because you are guaranteed a positive return in value for year one, but have the option for no annual fee with the same account and different card in year 2. If you end up liking Chase and get the Chase Trifecta, then the CSP is still great to keep open to redeem those points! Plus there's also great Chase business cards with high UR point bonuses if you have a business which I like. So yeah, lots of options and its up to you, but that's what I think of the CSP!

  • @dongpengli7758

    @dongpengli7758

    2 жыл бұрын

    @@Daniel_Braun Thanks for the reply, Daniel! The CSP now seems like a super promising choice for me.

  • @Margueritetchek1
    @Margueritetchek12 жыл бұрын

    Super cool infos

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks so much!

  • @davidessex1239
    @davidessex1239 Жыл бұрын

    Omg dude I love you lol

  • 2 жыл бұрын

    Nice. Thank you so much for sharing my dear friend ❤ 👍

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks so much for watching!

  • @Avnish021
    @Avnish0212 жыл бұрын

    Hey Daniel, great video. Just have a question- how can I transfer my reward points from chase freedom card to my chase sapphire preferred?

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Hey Avnish, good question! So if you login to your Chase Ultimate Rewards account page and click at the top where it shows your points totals, then you should see an icon to "combine points". Go there and you can move around points from one card to another

  • @permitted_277
    @permitted_277 Жыл бұрын

    I have the unlimited card and was just accepted for the preferred, looking to switch all of my monthly bills/utilities to one of the cards to increase my purchases to receive points. Wouldn’t it be more beneficial to use the preferred since it’s 1x per dollar as opposed to 1.5% cash back for the unlimited ?

  • @richardpark0691
    @richardpark06912 жыл бұрын

    Nice video

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks so much!

  • @tomion1221
    @tomion12212 жыл бұрын

    If you don't reach the $1500 freedom usage, you can buy gift cards from whatever category (walmart from today) and save it for later :)

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Yeah that’s a great tip! I’ve done that before but I’m careful sometimes to not buy gift cards too much. I’m just worried that chase may see that and not like it in the future

  • @HaYourReadingMyName
    @HaYourReadingMyName2 жыл бұрын

    I was debating between the CSP and the Amex Gold for a while now. Since I already have other chase cards would you recommend finishing the trifecta first before moving onto AMEX? Only reason I was hesitant was because the CSP doesn't really offer any other cash back incentives that the freedom unlimited and flex offer. But it seems like the 1.25x point redemption is worth it if you plan to use the points for travel.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Great thoughts there! I have the same concerns about the CSP not being the best card to use everyday and truth be told I really don't swipe it that much ever. But the benefits and points are too good to pass up which is why I recommend that card over the Amex Gold right now. 100,000 Points with Chase is $1,250 towards travel at a minimum and your other Chase cards will earn you even more. Then after a year, if you really don't want to pay the annual fee for the CSP anymore then you could always downgrade to another no annual fee Freedom card (even if you already have them). The Amex Gold is great too but the opportunity cost of not going with the CSP is too high in my opinion with that value. Then you could always get the Amex Gold after completing your Chase Trifecta which is what I did. I hope that helps, but both of those cards are really great!

  • @cryptodev2615

    @cryptodev2615

    2 жыл бұрын

    Yes. Finish the trifecta. Because chase does a background check to see how many credit card applications you have submitted. If it's something like 5 within 48months, automatic rejection.

  • @MortalHuman
    @MortalHuman2 жыл бұрын

    should I apply for the freedom flex first, since the sapphire preferred is only offering 60k bonus at the moment?

  • @vikingengca9878
    @vikingengca98782 жыл бұрын

    Awesome video Daniel. I’m getting into applying for credit cards now that my score has reached 700. Would you recommend getting the chase flex, unlimited and reserve/preferred trifecta before an Amex trifecta? I have a large immediate family so I spend quite a bit on everyday purchases and also travel a couple of times per year. Let me know what you think.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks Rob! Personally, yeah I would say that going for a Chase Trifecta of cards is better to get before going over to Amex cards. I have both Chase and Amex right now but typically most people like to start with Chase because of the 5/24 rule that they have if you are familiar with that. By getting the 3 cards in the Chase Trifecta over the course of a year or so, you'll definitively be able to earn a ton of points for travel! Then you could always move over to a card like the Amex Gold after that which would be great for grocery spending if you are feeding a large family! Hope that helps, but yeah I definitely recommend starting with Chase

  • @vikingengca9878

    @vikingengca9878

    2 жыл бұрын

    @@Daniel_Braun awesome. Thanks for the advice.

  • @ChrisJusticeHK
    @ChrisJusticeHK Жыл бұрын

    Question: which rental car insurance benefit is better - Chase Sapphire Reserve, or AmEx Platinum?

  • @BimmerWon
    @BimmerWon2 жыл бұрын

    Do you know of any loopholes in the Chase point transfer system that would allow me to transfer my Chase points to my brother without breaking the terms of service so we can book a hotel splitting the point cost 50/50 even though we don’t live at the same address? Otherwise one of us is going to have to pay the other back in cash and I don’t know if it would be fair to pay back half of what it would have costed without using points or the cash back value of half the points used to book it with.

  • @audrierivera4831
    @audrierivera4831 Жыл бұрын

    Hi question I was thinking of getting the chase cc's how much time in between do you have to wait get the next card?

  • @bleron_26
    @bleron_26 Жыл бұрын

    I just got the Freedom flex card. 1/3 down so far.

  • @matthewfelix5626
    @matthewfelix562611 ай бұрын

    I have the original freedom, the freedom u limited and I'm looking to get the sapphire preferred. Would this trifecta still be just as good even if I decide not to do the freedom flex?

  • @DavidGarciajrtx
    @DavidGarciajrtx Жыл бұрын

    I currently have csr but like how you can’t get points with groceries through csp. Do you recommend downgrading to csp?

  • @nayeliandjelychanel
    @nayeliandjelychanel Жыл бұрын

    Great video! Are you required to apply for all three cards separately? Does that count as 3 inquiries on your credit?

  • @Daniel_Braun

    @Daniel_Braun

    Жыл бұрын

    Yeah usually it's best to just apply for all 3 separately with several months in between so it would be 3 hard inquiries that way

  • @dlinsanity
    @dlinsanity11 ай бұрын

    how long should I wait in between getting cards? I've had my sapphire preferred for 5+ years, but just got approved for the unlimited one today. But now I also want to get the flex for the trifecta. Should I wait a week to apply for the flex? I have 800+ credit score

  • @kenjiang21
    @kenjiang212 жыл бұрын

    I think when you book hotels through the Chase UR portal, they don’t honor loyalty right? i.e. Qualifying nights, or qualifying miles etc? and you’re also dealing with third party instead of directly which can be a hassle in case things come up before or during the trip

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Yeah correct, you won't get the same benefits of earning those things if you are a member of a hotel/airline program usually. But I've had situations where I've cancelled and rescheduled both flights and hotels that I booked through the portal and Chase has been really great at making the process easy

  • @permitted_277
    @permitted_277 Жыл бұрын

    Since freedom unlimited is 1.5% Cashback , wouldn’t it be more valuable to use sapphire preferred at 1x value for all purchases ?

  • @chrisbell0
    @chrisbell0 Жыл бұрын

    Did this recently change? I only see that the freedom flex/unlimited give cash back and not points.

  • @timmh5257
    @timmh5257 Жыл бұрын

    Can the Amazon Prime Rewards Visa Card be used with the chase trifecta? Aka. Does it earn the same UR points?

  • @gbaby783
    @gbaby7832 жыл бұрын

    Can I benefit if I only use the preferred and the flex? Do I need the ultimate rewards card?

  • @hbonthetrack
    @hbonthetrack2 жыл бұрын

    Quick question. I’m starting with the freedom flex. how much time in between each cards 💳 would you give yourself to complete the trifecta.

  • @goku48071

    @goku48071

    2 жыл бұрын

    3 months is the rule of thumb

  • @GabrielPerez-zv6gm
    @GabrielPerez-zv6gm2 жыл бұрын

    I just have a Discover secure card but I'm trying to learn for the future

  • @JOSHUAjoshuaburtongmailcomfixm

    @JOSHUAjoshuaburtongmailcomfixm

    2 жыл бұрын

    if you need help about credit lines joshua will do a very marvelous job for you and you will be happy....he really helped me he is reliable 100% guarantee his details is above_____

  • @billwright2176
    @billwright2176 Жыл бұрын

    My unlimited came with 5% on groceries first year incentive.

  • @betovital6468
    @betovital6468 Жыл бұрын

    Quick question is how do I transfer points if I only receive cash back on the cards

  • @SonnyChanhvongsak
    @SonnyChanhvongsak2 жыл бұрын

    Can anyone confirm if you can book rental cars via the portal using the CSR for the 10X and also use the status you get with visa infinite cars?

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    I don't have the CSR so I can't confirm from my own personal experience but look around online and some people should be able to know more about it! Great questions though

  • @theALmighty66
    @theALmighty662 жыл бұрын

    If my credit score is in the 800s, which should I get first?

  • @derrickbrown7955
    @derrickbrown7955 Жыл бұрын

    i love my chase cards

  • @rickybobby9885
    @rickybobby9885 Жыл бұрын

    Nice cards but rotating categories and an annual fee is not for me! Interesting video

  • @maellpierre-louis647
    @maellpierre-louis6472 жыл бұрын

    The only chase card I have is the chase preferred, so I need to get the Freedom Flex

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Yeah I think that's a good idea and what I would do! The Freedom Flex works great with the Sapphire Preferred, especially since the Flex has no annual fee. Just use them responsibly and you'll be set to earn some nice cash back or points for travel 👍 Thanks so much for watching and commenting!

  • @codryatho10
    @codryatho10 Жыл бұрын

    What is the point of having both the flex and unlimited when they are essentially the same?

  • @raylopez1384
    @raylopez1384 Жыл бұрын

    Would this be a good first credit card?

  • @fozzebear7983
    @fozzebear79832 жыл бұрын

    I have the Freedom Unlimited for 9 months now and had a Slate Card for 22 years. How long would you wait to apply for the next card in the trifecta? Would you wait until the 0% for purchases is up or does that really factor in?

  • @abebaybay609vlog2
    @abebaybay609vlog22 жыл бұрын

    Hey sir im trying to fly newark to manila layover in japan which chase card is good for points on japan or ana airline?

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Great question! Unfortunately I don't really have experience booking a long international flight like that to Manila or Japan. There's probably some options with Chase but I believe American Express has even more options to do that as well with its travel transfer partners!

  • @tlonnan84
    @tlonnan842 жыл бұрын

    I have a score of 789. Applied for the CFU and was approved....then applied for the CSP and got denied?? Why is that?

  • @sjg6158
    @sjg61582 жыл бұрын

    Outside of not being able to shop at Costco with it, I think the Flex in general brings more value than the Unlimited.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Agreed, it’s unfortunate it won’t work at Costco but yeah I think the flex is the better option to go for first over the unlimited!

  • @jESSAhhh

    @jESSAhhh

    2 жыл бұрын

    Use the flex to purchase Costco gift cards🤘🏼

  • @bobithpopit3193

    @bobithpopit3193

    Жыл бұрын

    @@jESSAhhh is this hack still viable? Where do you buy the gift cards from?

  • @jamieginn4927
    @jamieginn4927 Жыл бұрын

    But is it worth it to burn a 5/24 on a card you only get 20,000 bonus points for?

  • @philfitial1090
    @philfitial10902 жыл бұрын

    Nice explanation. Im thinking to get the CSP. But I'm over 5 credit cards. Any chance of me getting approved of the CSP. Ive been eyeing that card for awhile now because of the welcome bonus of 100K Chase Points.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Have you received all 5 of those credit cards within the past 24 months? If you so then you're over the Chase 5/24 rule and will be denied. But if you've received 4 or less of any credits cards from any issuer within the past 24 months, then you'll likely be approved for the CSP (assuming good credit score, income, etc.)

  • @juansuarez-nose6635

    @juansuarez-nose6635

    2 жыл бұрын

    Hi Daniel, I just got denied for the CSP most likely the 5/24 rule . When can I apply again and get approved after a year ?

  • @jacksonbates208
    @jacksonbates2082 жыл бұрын

    Great setup! Which card is best to apply for first?

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Thanks for watching Jackson! I would say either the Freedom Flex or Freedom Unlimited is best to go for first. Personally, I think the Flex is better than the Unlimited with its points earning potential so I got that card first

  • @jacksonbates208

    @jacksonbates208

    2 жыл бұрын

    @@Daniel_Braun Thanks for the reply Daniel! Just subscribed to your channel :) since watching your vids I got the Freedom Flex and already have 25,000 points from the bonus and grocery / gas spend. Pretty insane! Can't believe I didn't start doing this sooner. I'm going to apply for the Sapphire Preferred next so I can combine points. Any recs on how long I should wait to apply for it? I got the flex on feb 15. My credit is good at 759

  • @hugoc4910
    @hugoc49102 жыл бұрын

    Chase flights are expensive so it comes to be the same thing, rather have the cash

  • @matthewfelix5626
    @matthewfelix562611 ай бұрын

    If I have the original freedom and the freedom unlimited, I don't really need the flex one right?

  • @Daniel_Braun

    @Daniel_Braun

    11 ай бұрын

    No you should be good with just the older Freedom card! I just got the Freedom Flex as well now because of a good sign up bonus I was able to get for 20,000 points plus 5x on groceries for the first year

  • @LalitDevraj
    @LalitDevraj2 жыл бұрын

    Do you have an Instagram/how can folks get tin touch with you outside of KZread? 😊

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Hey Lalit! I have an old IG that I barely use but am going to start using soon again so I’m planning to link that here on my channel in another few months. But feel free to reach out to me over email as well! That should be on my about page

  • @goku48071
    @goku480712 жыл бұрын

    Hopefully somebody that has the answer reached my comment.. Can my Amazon prime Chase credit card be used as well

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    You can definitely use the Amazon card to compliment the Chase Trifecta, but it won't earn real Ultimate Rewards points that you can redeem for travel. I believe all Amazon points are worth a fixed value of 1 cent each, so really whatever you earn from the Amazon card is just going to be redeemed for cash back

  • @minafletcher1508
    @minafletcher15082 жыл бұрын

    Hi Daniel, I am going to apply Chase unlimited and get chase Trifecta you're suggest, please let me know which link you provided can get me most benefits, Thanks.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    This link here should get you the best Chase offer for the Freedom Unlimited with 20,000 UR points and 5% back on groceries for the first year of having the card: www.referyourchasecard.com/18a/6HKURH53R7

  • @minafletcher1508

    @minafletcher1508

    2 жыл бұрын

    @@Daniel_Braun Thank you, i got approved.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Awesome, congrats and enjoy the card!

  • @Stonks93
    @Stonks932 жыл бұрын

    Did you get a new camera? Something looks different 🤔 whatever it is it looks great.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    I got a new camera for the past few videos but also just got a better lighting setup too. Glad to hear it looks good, thanks!

  • @LLMiller1
    @LLMiller12 жыл бұрын

    What kind of light is that on your countertop?

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    It's called the Philips Hue Go light! I really like it and it changes to whatever color I want

  • @pbweinstein
    @pbweinstein2 жыл бұрын

    Is it worth the trouble to have all 3 cards and remember when and where to use them? Why not just use Sapphire Preferred?

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    The Sapphire Preferred isn't the best for everyday spending with it's categories. I like the Freedom Flex for it's rotating 5% categories (which includes gas stations for Q3 of 2022) and the Freedom Unlimited's 1.5% back on everything for miscellaneous purchases. Then I pool all of my points with my Sapphire Preferred to use it's feature to transfer the points to partner programs like Hyatt (my favorite and a lot of value)

  • @Elfguy91
    @Elfguy91 Жыл бұрын

    What if I don’t travel?

  • @Jordan-sq1oo
    @Jordan-sq1oo2 жыл бұрын

    Does chase group discount stores as drugstore?

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Probably not, usually drugstores are just things like CVS, Walgreens, Rite Aid, etc

  • @andreclark2472
    @andreclark24722 жыл бұрын

    I have the Chase Trifecta, but I’m always worried they’ll shutdown my accounts. I might quit them before they quit me.

  • @JOSHUAjoshuaburtongmailcomfixm

    @JOSHUAjoshuaburtongmailcomfixm

    2 жыл бұрын

    if you need help about credit lines joshua will do a very marvelous job for you and you will be happy....he really helped me he is reliable 100% guarantee his details is above_____

  • @zzzarkka
    @zzzarkka2 жыл бұрын

    It looks like the Flex and Unlimited cards don’t offer those 20k bonus’ anymore.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    They should still offer that 20k bonus. I just checked Chase's website and its still there

  • @JOSHUAjoshuaburtongmailcomfixm

    @JOSHUAjoshuaburtongmailcomfixm

    2 жыл бұрын

    if you need help about credit lines joshua will do a very marvelous job for you and you will be happy....he really helped me he is reliable 100% guarantee his details is above_____

  • @yujianzhang3482
    @yujianzhang34822 жыл бұрын

    Chase only serves US and UK... not available in other countries.

  • @Daniel_Braun

    @Daniel_Braun

    2 жыл бұрын

    Its too bad that they aren't in more places, but credit cards are also a little different in each country