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@richardbroo6354

Ай бұрын

Wish you guys would research who you feature she's straight up a fraud. the card isn't even available anymore. Their credit building products don't even work.

@christina-xv6ny

Ай бұрын

@@richardbroo6354 you are a troll.

@christina-xv6ny

Ай бұрын

Love it. Great quality video. Love watching your videos- all great quality and speakers. keep going! 😀

@richardbroo6354

Ай бұрын

@@christina-xv6ny google for yourself if you don't believe

@MitchVazquez

Ай бұрын

Good video

I have followed many inspiring individuals in the fintech space for many years now. I must say, Kristy Kim is truly one of the best. Her super power is...Excellence! 🙏🏻

Pure gold. This is a story of a true entrepreneur, who never gave up because what she is building is something that really, really matters to people.

@TomoBoost

20 күн бұрын

THANK YOU!

By focusing on an underserved market, Tomo Credit not only fosters financial inclusion but also paves the way for more equitable access to essential services. 👏

I never heard of this before but I just have to say this is so awesome to help people who are immigrants! Love this ❤️

@TomoBoost

20 күн бұрын

THANK YOU😃

Inspirational story! Amazing entrepreneur. Looking forward to seeing this company grow!

@TomoBoost

20 күн бұрын

Thank you @ninjadancin

Wow! Kristy kim is very inspirational. It is amazing to see young ambitious businesspeople make a difference in people lives.

Fantastic!! Well done to TomoCredit and this amazing Founder, so authentic and so on top of their solution to such an important problem. I hope they go global.

Tomo's CEO, Kristy Kim, embodies the epitome of the American Dream, rising from immigrant roots to establish a groundbreaking company. Their journey is a testament to resilience, determination, and the power of unwavering belief. Through sheer perseverance, Ms. Kim has not only built a thriving business but has also become a beacon of hope for aspiring entrepreneurs worldwide. Their story inspires us to dream big, work hard, and never give up.

Brilliant woman - wish them all go the best 🎉

Amazing case. She is a genius.

@poojanpatel2437

Ай бұрын

Lol

This was a really good watch.

@Nutrisof

Ай бұрын

An Apple Watch indeed.

@MitchVazquez

Ай бұрын

Love her story. I am Mexican, same happened to me. it is hard to get credit as immigrants and banks dont care about us unfortunately

This is awesome, congrats! Would love to hear more about how you acquired the 10k users on day 1

@adarshrai1390

Ай бұрын

Truth is It is failing startup , this is just a PR stunt.

@adarshrai1390

Ай бұрын

Truth is It is failing startup , this is just a PR stunt.

@jjdorig9712

Ай бұрын

from her fanclub

Thanks for the inspiring interview!

@christina-xv6ny

Ай бұрын

Immigrants rock!

@MitchVazquez

Ай бұрын

cool lady

Amazing

Love her story. I am Mexican, same happened to me. it is hard to get credit as immigrants and banks dont care about us unfortunately

@malcomgreen4747

Ай бұрын

Go to Bank of America they have a system to build your credit, I put $500 dollar and use it and after 2 years they give me my $500 and give me $300 I continued to use the credit card for another year then they raise it to $500 than $1k it took about 3 years to get to $1k and now after 14 years i have credit card with $20k max and i don't want to raise it more and I have credit score 810

This is inspiring

@adarshrai1390

Ай бұрын

No, it is PR stunt , the reality is her company is failing so bad if you study financials of her company

@Wittgenstein.

Ай бұрын

​@@adarshrai1390 Source?

Immigrants are visionary

@MitchVazquez

Ай бұрын

Immigrants rule! 😁

Love the ambition of the founder, Ms. Kim! I'm wondering, though, what method the company uses to measure the creditworthiness of a person without a past credit history. Obviously, using the FICO score is out of the question for your business model. What measures (legal or financial) are (or can be) taken for those who default and disappear from the US? Another question is how credible the claim of difficulty in getting a credit card is for foreigners. When I came to the US as a graduate student from Korea, I was able to get a credit card pretty quickly.

@jaaypex

Ай бұрын

She talks about the method starting at 7:40

@NanheeByrnesPhD

Ай бұрын

@@jaaypex thanks, but the method sounded flawed to me.

@lizziethelemon

Ай бұрын

@@NanheeByrnesPhD what exactly is flawed about it?

@adarshrai1390

Ай бұрын

This is a PR stunt, truth is tomo is failing startup if you go through their financials ,facts don't care about emotions.

@jaaypex

Ай бұрын

@@adarshrai1390 I believe that. I looked at some of their reviews on Reddit earlier today out of curiosity and came across a few sketchy stories.

The US banking industry indeed has a tendency to be a top-notch problem creator.

@ninjadancin

Ай бұрын

US banks don't like immigrants... cool to see immigrants starting a company to fix this. great idea.

@Bashanganyi

Ай бұрын

😂

Because Spanish is the most spoken language by foreigners in the US, and Tomo means "I take", I thought the TomoCredit name meant "I Take Credit" 12:24

@christina-xv6ny

Ай бұрын

Wow! thats super cool. didn't know that

@AkireMaru

Ай бұрын

Does she look Spanish to you?

Great business model

@Wittgenstein.

Ай бұрын

1. Network of banks 2. Network of data providers & algorithms 3. Network of regulatory compliance 4. Anti-fraud Tech 5. High changing costs 6. Counter-positioning 7. Branding

@richardbroo6354

Ай бұрын

Fraud isn't a business model. The card doesn't exist anymore and their new products does not work

@Wittgenstein.

Ай бұрын

@@richardbroo6354 Yeah just researched the regulatory affairs of this company and I think they completely fucked up.

I wonder if the owner of this channel receives payment from interviewees to be featured on their KZread program?

When do you expand to Europe? Maybe Poland?

@richardbroo6354

Ай бұрын

The company is a fraud it won't be around for long

immigrants make amazing entrepreneurs!

창업하면은 비자를 주나요 그래서?😅 저도 곧 석사 유학 가는데 궁금하네요

Why does it take so long to report to the 3 major credit bureau

goat

Please add time stamps. Cant watch 19minute videos if the first few is not catchy enough. So it would be helpful to have time stamps

GOOD JOB...PROUD OF YOU... GOD BLESS YOU...

I love your videos, Forex trading is the best investment one can do right now though stocks are good but ever since I swapped to Forex trading , I've seen so much difference, thank you for your support

900 Twitter followers and 225k website visitors per month after all these year?

I researched and found some reports about Tomo. It appears that they experienced some legal issues last year.

@firewatermoonsun

Ай бұрын

Also reviews are terrible.

@Wittgenstein.

Ай бұрын

​@@firewatermoonsunWoah, wanna expand on that?

@richardbroo6354

Ай бұрын

It's a massive fraud and the card doesn't even exist anymore

...next Theranos?

Tomo support never responds. I thought the company was dying. lol

@richardbroo6354

Ай бұрын

They pivoted to acredit builder offering that doesn't report to credit agencies. just fraud on fraud

Fintech AI startup, buzzwords buzzwords

Man, to be honest. All previous interviews were great quality and very insightful. But this one feels shitty, the speaker is too boastful about building a website and having customers, but if you dig a bit, those are just blank words