Investing in Roth IRA can be a good choice since they are funded with after tax dollars, your contributions can grow tax-free over time. When you withdraw money from your Roth IRA in retirement, you won’t have to pay tax on it, which will help you keep more of your hard-earned money. Compounding is the process of earning interest on your initial investment, as well as on the interest that investment earns. This means that over time, your investment can grow exponentially. So the earlier you start investing, the more time your investment has to grow through compounding

@kurttSchuster

10 ай бұрын

@@Margaret22- A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

@Mcllwain

10 ай бұрын

@@kurttSchuster my 401k has particularly lost everything gained since 2019, who is your coach if this is not too much i'm asking?Been doin sum research lately.

@kurttSchuster

10 ай бұрын

@@Mcllwain My advisor is NICOLE DESIREE SIMON , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

Is it a good time to buy stocks right now? How long will it take for us to recover? I know everyone claims that equities are now inexpensive. Although there are tactics to be applied in this market, the common person cannot access these strategies. Would I be better off investing my money somewhere else? I have about $50k to invest.

@Americanpatriot723

10 ай бұрын

If the market has taught me anything, it's that it usually bounces back, but I can't seem to concentrate on the long term, especially because important variables like my retirement and my reserve are having a disastrous impact on inflation. I need a reliable data trajectory as well as a solution as soon as feasible.

@sommersalt88

10 ай бұрын

It's not that you're doing anything wrong; it's just that you don't have the knowledge to profit in a down market. The only individuals who may earn greatly during tumultuous times like these are experts with considerable knowledge who must have observed the 2008 catastrophe. Their whole skill set is based on trading long and short at the same time, using profit-driven strategies and reducing risk as a buffer against unavoidable downtrends, thus they are well-suited to do so.

@MIchaelGuzman737

10 ай бұрын

@@sommersalt88Due to the significant falls, I need advice on how to rebuild my portfolio and develop more successful tactics. Where can I find this person?

@sommersalt88

10 ай бұрын

The thing is that I really don't like making such recommendations. But there are many freelance wealth managers you could check out. I have been working with ''Jill Marie Carroll'' for about four years now, and she's made decent returns. If she meets your discretion, then you could go ahead.

@MIchaelGuzman737

10 ай бұрын

@@sommersalt88 Thanks for the info, i found her website and her background is really impressive.

Anthony is providing much needed knowledge for society. He is a blessing, so listen everyone and put his wisdom to work in your life.

@adriansaenz4068

2 жыл бұрын

TYSM for watching and Commenting. Don't forget to hit the Subscribe button ■ For additional information of value Leave a note on: ₁₅₄₁₇₉₅₄₆₃₈ 🤙 (𝑊ℎ.𝑎..𝑡𝑠𝑎.𝑝𝑝 𝑜.𝑛𝑙𝑦𝑦)

@PedalToTheMetal61888

2 жыл бұрын

@@adriansaenz4068 ...DUDE i LOVE your Style...Keep ''em coming ...finally someone that speaks my ...Language ...Not Broken ENGLISH...

My black brothers are on KZread spittin the game that black folks need. Salute 🖖

@VinylSkillz

2 жыл бұрын

@Zachary Morris i was referring to his overall message on financing.

Crypto is also a long term deal. Crypto space is volatile but everything you could of invested in last year has almost 10x today even with March 2020 crash. Ex Bitcoin was 3k now at 60k, Eth $300 now $3800. You gain when you dont panic sell

Anthony, thanks for the knowledge bro! You are a true financial leader! Stay BLESSED my friend!

Thank you young bro for dropping them gems much appreciated

The youth need to hear this, fam👍🏾 Great work, breaking it down

Bro, this is so needed. You started from zero, very basic. Thanks for this

I love your knowledge and how you keep it interesting though I’m forwarding it to my son

Excellent presentation. Superb clarity. Thank you for having a professional bearing and polished oratory skills. You’re neither overbearing nor annoying. I like your style.

I knew most of these things but you make it so much easier to understand for some reason. I hope everyone watches his that has no clue what investing is. Great stepping stone

Thank you so much for having the patience to break this down slowly for us I’ve been researching how the stock market works for a few months and most of the white guys that speak on it just move a little too fast

Thank u so much for this video Anthony. U kept it REAL AND RELATABLE. Love u for this. Im 24 and gonns use all this advice. Im applying my wisdom

I’m just realizing where I remember you from! Glad to see you branching off to your own thang👍🏾 You got a new sub!

I like you...you break everything down so clear and straight to the point...new subscriber🥳😁

Thanks for the vid. I'm in that early 30s sweet spot that you mentioned but between student loans and a car note I don't see myself being completely debt-free no time soon to be investing. I think overall this vid has taught me to just focus on paying off debt 🤷🏾‍♀️

Thank you bro for helping me change my financial life...dave is my financial farther an ur financial my brother lol keep up the great work

Ok. I give up about being on the fenceabour your channel. Am now subscribing. Great video AO

This is the first breakdown for this sort of stuff thank you

Great information! But that table is soooooo beautiful!

Within 2 minutes of watching the video I pressed that sub button quick! Thumbs up sir keep up the great work. 👍🏾💯

New watcher and this was an awesome video. I’m 28 and finally buckling down on my future and finances. Investing talk was always another language for me. This video helps you understand the basics.

Thank you so much for explaining this. I’ve never heard the S&P, Nasdaq, and Dow explained this way and it has honestly been over my head. Thanks for explaining it.

Thank you! I am an immigrant and never understood all these things despite having a very good job!!! Now I know. Thank you so much AO. God bless you.

@unclebenzng

2 жыл бұрын

My Sister! Well done :)

@elevationx7579

2 жыл бұрын

You are beautiful

So real relevant and relatable. Thank you. You're so understandable.

Thank you big bro, I'm about to hit 30 yrs and got to get back to investing

Visuals are so important! Thank you

Thank you I definitely needed this information.

This is excellent information and love how you explained everything.

14:08 you killing it!! You made that so simple bruh.

Love the knowledge!! N believe I will apply. Btw has anyone ever told you that you sound like a grown up Kevin heart?

I just love AO, is there anyone like him who talks property investments?

Learned a lot, I was lost and needed to know the basic fundamentals of investing. Thank you Anthony 🙃

Great video! I love when the information is coming from one of us.

@MattGatts

2 жыл бұрын

It's the same information whether it comes from a black, white, brown or yellow person. All giving information on how to make more green

@gabeeskridge8291

2 жыл бұрын

@@MattGatts Listen stay in your lane when it's not for you. The woman is 100% correct because we as a people have the longest road to equal the playing field , period. When it comes from a relatable source it increases the positive impact.

@videostoviews2262

2 жыл бұрын

@@gabeeskridge8291 I was about to same the same thing. Pointed noses always has something to say when it comes to appreciated one another.

@gabeeskridge8291

2 жыл бұрын

@@videostoviews2262 Tell me about it... The frequency is getting real old real quick. Wanting Nubians to feel guilty for expressing racial pride. I'll destroy it anytime I hear and see it. If you want to build reach out. Be safe...

@Tex_Strong

2 жыл бұрын

Doesn’t matter who said it, always come down too do you walk the walk. Actions speak louder than words. The playing field doesn’t seem to equal in most NFL And NBA league and don’t see too many players being good stewards with Gods money. 🤷‍♂️

Thanks for keeping it real you have me as a follower 🖤

Thank you for this content!!!

Right here from the sweet city of Nashville Tennessee baaabbbyyyyyy!! 💙

this 💯 love listening to you.

Thank you for this information!!

Thank you so much for this I’ve been trying to understand all of this

I tell people, "it ain't cool, it ain't sexy, but it works."

This was a great segment. Lots of knowledge! I find that there is a particular part of financial planning that is often overlooked. “Financial planning for parents with children that have special needs”. What options do we have as our kids may not need an Education Savings Plan. We are looking for what is out there to support their lives in general and medical expenses. It would be nice to hear something on this and how it fits into the baby steps. In Canada we have an RDSP (registered disability savings plan). What should the financial picture look like for this group of people?

Is it a good idea to have a stock broker in Uk.

@robbie6028

2 жыл бұрын

Yes Mate. It is.

@nicollete5447

2 жыл бұрын

@@robbie6028 Please why do you say so. I wanna know. I have lost a lot. Trying to manage my stocks myself.

@ralph6310

2 жыл бұрын

@@nicollete5447 Same I’m too tied up with work. I have no time to actually analyze which stock to buy.

@steven5650

2 жыл бұрын

Getting a these people will ease a lot. And at last you’ll realize you have safe your funds. The money we throw into stock without even taking consideration to weather it’s good for holding or not is our hard earn money. So it’s better we accept someone professional to make good management of it for proper growth.

@robbie6028

2 жыл бұрын

Talking about my broker I met her sometime last year in Manchester. Her name is Samantha Lee Ward. She have helped me grow my money from £60,000 to £400,000. I am able to afford a house now, is her help.

Thank you Anthony!

Good intro to investing but it’s hard to find an asset that produces 10% for 40 years. It is a good example to illustrate your point. A mutual fund fee of 3% and inflation plus taxation have to be taken into account.

@richoffDAXchange

2 жыл бұрын

Voo and spy s&p 500 etf annual growth at least 29% this year while traditional bank account is 0.01

@elitewayez1026

2 жыл бұрын

Crypto & small cap companies w/ growth potential 🤷🏽‍♂️

@richoffDAXchange

2 жыл бұрын

@@elitewayez1026 🎯

Thank you for this video. I tried to tell as many as my young cousins to start investing early. I also tell him to listen to your KZread channel. I wish I had this when I was a young guy. By the way I'm still kind of young

This was great much needed

so much free game. brotha I thank you sincerely

I like you don't beg you good money I will share because you HAVE A GOOD PLATFORM THATS FACTS SO RELAX....THANKS FOR YOUR CONTENT AND ALL THAT YOU BRINGING TO PEOPLE. YOU ARE APPRECIATED.......PEACE!

I love your KZread channel because you give excellent content and I am 56 years old.I don't care about age because I give credit where credit is due and I am going to learn something I like and benefit me no manner what it is as long as I am still alive and breathing.

I think you have to take into account the fees involved with money managers, and realize over the long term they perform LESS than the s&p in returns.

Thank you Anthony

I like the teaching vids 🔥💪🏾

Please do a podcast about EFTs.

Thank you very much Anthony O'Neal that is very helpful tips loved keep it up good God bless you bro..

I subbed the Intro was 🔥

That table though

My father told me to invest in mutual funds years ago. Wonder where I would have been at if I'd done what he said then. Ugh😒. Never too late to start!

Thank you sir.

This was one of your better shows- thanks

Soon as I can brake from this workman's comp grinding off 190 a week, I can get back to a normal pay rate I'll take your advice. Till then. The grind is real.

You just gain a new subscriber 🤞😊

Thats a really nice Table 👌

I love this channel

I’m in debt! I overstand the assignment!

"That's good math to me!" Instant Classic.

Thank you for this info!!

@elainestout4744

2 жыл бұрын

Invest in a secure platform and broker where you will not lose your funds. I'm new to trading, but i met Mr. Steven Kurt here on KZread where he teaches people to trade forex and stocks. which he guides me with a super platform and amazing strategy. I thought it was a scam, but finally I cashed my first $ 57,000 profit last week, he is very reliable and honest, he always tells me the actual time for buying and selling with 100 profit from his one-on-one master training...Stay bless

@elainestout4744

2 жыл бұрын

Steven Kurt 32 at gmail

Your calculations on 401k doesn’t even include employer matching portion. So your investment will far exceed$2M.

@isaelcarrasco9221

2 жыл бұрын

I was confused on the 401k portion of this video. If I’m 33 years old and start investing 15% of my monthly income until 65 that’s $8,700 a year X 32 (the years I have until 65) =$278,400. Where the $2 million come from? Even with employee match that’s $17,400 X 32 = $556,800. If I’m missing something please enlighten me I genuinely want to know. Parten my ignorance.

@babs4luck

2 жыл бұрын

@@isaelcarrasco9221 employer only matches 4% to 5% of your contribution not 100% like you did in your example. The power of compounding interest is what makes you have about 2 million if the market averages 10% during the 32 years which is highly possible. Your money will double in the stock market between 7 to 10 years on the average. That is a fact.

@isaelcarrasco9221

2 жыл бұрын

@@babs4luck ahhh okay. Thank you so much for explaining. I did not know that about a 401K working like a stock. Thank you

@joshuaavila8401

2 жыл бұрын

@@babs4luck does compound interest happen on it's own ? Or is that something I have to look for ? Using his example and company matches how do I get to 2 Mill. My bad I'm just a tad confused 😅

Right on time🤝

@adriansaenz4068

2 жыл бұрын

TYSM for watching and Commenting. Don't forget to hit the Subscribe button ■ For additional information of value Leave a note on: ₁₅₄₁₇₉₅₄₆₃₈ (𝑊ℎ.𝑎..𝑡𝑠𝑎.𝑝𝑝 𝑜.𝑛𝑙𝑦𝑦)

Knowledge!

Thanks for this insightful video and knowledge you share....can you share some useful Books or materials that helped you through your journey as an investor ?

Anthony I'm beginning to learn Investing stocks, ETF's, REITS, Metals, and much more! I'm currently also looking into foreign exchanges and importing/exporting. Thank you for the insight you have provided, I hope to learn more from you in the next upcoming episodes!

@willr2189

2 жыл бұрын

I stay away from mutal funds because of the management fees can chew on your wealth over time.

Essentially it’s more beneficial to invest money than to just put it into a savings account

@brysoncain7488

2 жыл бұрын

And sometimes it's more beneficial to just put it into a savings lol my dad put 100 grand in to crypto and now that 100k is at 72 k so no essentially its not always better to invest then to save

@GhostZombieLife

2 жыл бұрын

@@brysoncain7488 Investing in crypto isn't the safest investment. There are alot safer and more sure investments than crypto and if he put all that money into it he was trying to get rich quick which is a bad strategy

I like your shirt G ! Where can I buy one if you don’t mind me asking?

This boy is anointed. love it....

@adriansaenz4068

2 жыл бұрын

TYSM for watching and Commenting. Don't forget to hit the Subscribe button ■ For additional information of value Leave a note on: ₁₅₄₁₇₉₅₄₆₃₈ (𝑊ℎ.𝑎..𝑡𝑠𝑎.𝑝𝑝 𝑜.𝑛𝑙𝑦𝑦)

You my friend need more likesss!!!! I’m 18 thinking about investing in mutual fund. Do you have any advice on financing a car

I am ready for it

Hey AO, I am 42 and watching

Nashville 💪🏾💪🏾💪🏾

Love it Anthony, you gotten so much better 🙏🏽🙏🏽🏀🏀

@adriansaenz4068

2 жыл бұрын

TYSM for watching and Commenting. Don't forget to hit the Subscribe button ■ For additional information of value Leave a note on: ₁₅₄₁₇₉₅₄₆₃₈ (𝑊ℎ.𝑎..𝑡𝑠𝑎.𝑝𝑝 𝑜.𝑛𝑙𝑦𝑦)

Great video......and title btw

Awesome stuff.

I have a good question for you I cannot find this anywhere but when we calculate the average wages is that based on each person working 1 job or 2 jobs? Cause if its based on people working 2 jobs it would mean that the average would be significantly lower between $15 - $25k.

This was informative, but still engaging! Good job!

Wish I knew this info when I was 18! But I’m glad I’ve learnt about it through you and the Ramsey crew.

New investors; You live and you learn! Having a diverse portfolio makes the learning curve less steep. Build your knowledge, build your wealth! Thanks AO for putting this info out to us. It’s a blessing to see somebody that looks like me to be thinking about the future. 💪🏾🏁

Thanks for the knowledge!

@royalcendicott2656

2 жыл бұрын

knowledge is power i lost alot of money investing on BTC if not for my friend that introduced me to a broker by name Mary freed lorenz who allows coping trades from her i would have been in debt, thanks Anthony for the video.

@ashokkurian2685

2 жыл бұрын

@@royalcendicott2656 how does copying of trades works and how can i get in touch with your broker? she seems solid; to have made you survive the bitcoin crash.

@royalcendicott2656

2 жыл бұрын

@@ashokkurian2685 look her name up online for questioning/guidance.

@dathip

2 жыл бұрын

@@royalcendicott2656 disgusting bot

very informative

I've become addicted to investing. I'm heavier on dividend investing over growth. The idea is to get to a certain goal with dividends and then use the income to passively buy into growth stocks for the long term.

@faithwalk.

2 жыл бұрын

@@thomasbarker6443 I contacted her. Thanks for sharing

The YES at 17:51 😂😂😂😂😂😂

This was the easiest I've seen someone break down the stock market. Cool video.

Thank you !!

@adriansaenz4068

2 жыл бұрын

TYSM for watching and Commenting. Don't forget to hit the Subscribe button ■ For additional information of value Leave a note on: ₁₅₄₁₇₉₅₄₆₃₈ 🤙 (𝑊ℎ.𝑎..𝑡𝑠𝑎.𝑝𝑝 𝑜.𝑛𝑙𝑦𝑦)

Thank you AO!! This is after watching the first 5 mins !

Thank you for this AO, this really helped me. Looking to establish my foundation now. Loving the content all the way from South Africa.

Need teaching on what to do in this stock market "correction." Buy? Short? Pray more? Hold?

Anthony what do you recommend to invest in????

Great video and content! Very professional!

Great video !!

How does one start investing, what are some good company to hire for helping me start my investing????🤔