BEST Money Moves for Millennials in 2021 | Money Advice for Your 20s and 30s
The #1 question I get asked is "AO what money moves should I be making right now?" Today, I'm answering that question! Here is my money advice for your 20s so you can make smart money moves as a millennial.
Do more with your savings and sign up with PrizePool to get an account that treats you the way you deserve to be treated: bit.ly/3kmDkKU
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*GET YOUR KIDS INTO COLLEGE WITH NO DEBT: amzn.to/3CZRqsG
And if you send me a text at 615.930.3431, you’ll get connected to me and my team so we can help you get out of debt and build true wealth. This is our year!
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Hey, fam! I’m Anthony. I’m fired up about meeting you where you are in a real, relevant, and relatable way. Here on this KZread channel, we’ll be having honest conversations about finding our authentic selves by living life based on spiritual, financial, and mental freedom. At the age of 19-homeless and deep in debt-I turned my life around by becoming debt-free, and I decided to spend the rest of my life helping people avoid the same money mistakes I made. Today, by the grace of God, that’s what I’m doing every day with AO Enterprise. You can rock with me on Instagram @AnthonyONeal or online at anthonyoneal.com.
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1. Live below your means 2. Put your money to work 3. Stay away from debt 4. Dare within your budget 5. Don't eat out 6. Don't purchase depreciating item until you are out of debt 7. Invest into your family and not theirs Thanks for this AO.
@anthonyoneal
2 жыл бұрын
Love it!
The most important thing I learned about budgeting is to actually look at it *before* I spend.
I’m only 19 years old and what’s crazy to my family is that I say I’m gonna be the first millionaire in the family by budgeting. It’s all about the mindset people. Have learned so much with your videos!!
@andretheinfluence5623
2 жыл бұрын
Yo got this!!!
@musicpro7278
2 жыл бұрын
I just turned 24 and im the only one in my family with a budget and the only one that saves most of the money I make. Ik I will be the first millionaire in my family and its sad cause I wish they were millionaires as well but I won't be able to take care of all of them especially if I get a family of my own in the future
@leahmcdermott4189
2 жыл бұрын
Omgg, yassss girl! I know I don’t know you but I’m so proud. 19 is an amazing age to start. I started on my financial freedom journey last year at 23 and now I’m 24, still so excited and pumped about the day I become a millionaire but I definitely wish I started earlier. Good luck girlie 😜💕
@stacked3112
2 жыл бұрын
You can do it!!!!
@shaynaholmes
2 жыл бұрын
Do it !!! Claim that and make it happen! I’m so proud of you and I don’t even know you. I wish at 19 I would’ve thought that way, continue to save sis 💕💕
I'm paying nissan $595 a month. Never again once this car is paid off. I practically work for nissan
@zeal4god402
2 жыл бұрын
The feeling is soooo amazing when that weight is finally lifted. I paid $399.75 a month for 3 years to Ford for a lease for a new car. One of the worse financial decisions of my life.
@charletfoster8917
2 жыл бұрын
Me too never again👎🏿
@jkkennedy8919
2 жыл бұрын
They got you to. I’m paying the same for my 2018 maxima I never had a brand new car I always drove lemons. After I pay this blood sucker off I’ll go back to buying lemons if I need a car
@Snacks1991
2 жыл бұрын
@@jkkennedy8919 mine is actually a rollover with negative equity its 2 cars. I learned from my mistake. F nissan
@Chijyd
2 жыл бұрын
Save and buy a cash car
I made my first million investing in stock as a beginner, excited , now I can focus on my kids and other things in my life.
@dovieursery7130
2 жыл бұрын
@Kenzi Thanks
@delindahove7700
2 жыл бұрын
I'm new to stocks ,,, and I have lost part of my current portfolio trying to trade my self,,,maybe you're a professional ,do you trade yourself ?
@dovieursery7130
2 жыл бұрын
@@delindahove7700 No I don't, I hired a Pro who does this for me Mack Daron Wilson look him up for his info
@delindahove7700
2 жыл бұрын
@@dovieursery7130 Alright I see his Profile on web , impressive , Thanks
@jonathandillon1524
2 жыл бұрын
last year I was at Macks conference with my wife, it was very informative , I recommend him , he is doing a great job
Stop showing off is something to stop doing after listening to u.. Freedom is wat am learning
That 25% (or less) of take home pay figure for housing is the magic number. I've lived on both sides of that number and the difference is astounding. It's a fantastic recommendation.
@anthonyoneal
2 жыл бұрын
It sure is!!!!!
@JustinCase780
2 жыл бұрын
Rock on AO!
" Vision gives us direction " !!!! So true
A.O. I.m a seasoned adult😊 that enjoys listening to your show & I share your info with our children . Thanks for your passion, honesty & caring for our future well.being/wealth. You are making a difference & its so worthwhile!!
@anthonyoneal
2 жыл бұрын
My pleasure
Can't wait to watch and, learn the money advice from AO.
I love that! “Your budget as a Vision” ❤️
A.O, Thank you, this is good informations to keep in mind, body, and soul to stay focused on this journey to get it done. 🙏🏼👍🏼💯
Anthony u are really laying gems down thank you for the knowledge keep up the good work
I used to binge watch Dave Ramsey’s show…No i found a new channel to binge watch! Great show!!❤️
You’ve helped me so much😫 your such an inspiration
Love every show
The last 4 minutes hit so hard! That is such a great point!!!!
Just listened to you for the first time yesterday, and immediately I adjusted my budget. I canceled every purchase I should have made, that is above. Thank God I saw your video, you inspire me. keep up.
Wow! So much information that I NEVER considered. I'm definitely going to start emplementing this advice. I'm almost finished paying of private student loans. I'm even more motivated after watching this. Thank you!
Thank you , this video was well needed!
Thanks for continuing to pour greatness into the minds of millennials!
AO, preach it! 🔥it’s time for the underdogs of this game of money to win!!!!!
Good morning ☀️ from Memphis! I’m 48 and I’m playing catch up!
I needed this confirmation. I'm doing this.
You went hard at the end man 🔥! Preach!!!
WISDOM!!!!!! I absolutely love your channel & I share this wisdom with my students. We are going to be a household out of debt soooo soon… and saving & living within our means meant we had the money for the necessary surgeries for our son plus give me a 12 week maternity leave. Living below our means = FREEDOM!!!!! It is freedom minus all of the fancy extras- but our home is beautiful, well kept and we have automobiles that work. Thank You Jesussss
The ‘I own it!’ rant is taking me out. Lol 😂
Ao's collab with Roommates and this episode was dope.
Key points I took away from this video. 1.Debt robs you from your future 2. Your credit score does not equal your true wealth 3. When it rain it pours so have money saved for a rainy day 4. Date within YOUR budget 5. Purchase groceries when your not hungry 6. Have a fully funded savings account (3-6months) before investing into assets 7. Stick to your vision (budget) 8. Stop putting money into others pocket before putting money into yours
All this! 🙌🏾 thanks 🤙🏾
love from england! Such good reminders that I need constantly!
Loving this channel, you just got yourself a new subscriber. The hard truth alot of people cannot handle.
Great Questions. For me I ask question 10 First as this question will reveal a person's priorities. Thank you. 👍👍
Because of you and the Dave Ramsey show I have so much awareness with my spendings.. thank you so much for all the free info you give us on a weekly basis.. I am beyond proud of my discipline and learning how to budget! Let’s get if fam🙌🏽🙌🏽🙌🏽🙌🏽🙌🏽☺️
@anthonyoneal
2 жыл бұрын
Wonderful!
Good advise, good show keep doing ya thing
great content, thank you ^^
gold actually appreciates
Love the passion you have for your community. You are appreciated, you are changing my life one video and one word at a time. You are amazing 👑. I’m going to win with my money!
@anthonyoneal
2 жыл бұрын
Thanks fam! I love my community and GODS community.
So good bro!
Powerful! Loved this video.
My student loans have robbed me out of a lot and I don’t even work in the major I went to school for.
Thanks for all this Anthony, your videos are always awesome to listen to. Do you have a podcast available on Spotify ? :)
I love this channel and the knowledge that is brings. Thank you so much AO.
👏🏼 preach it man !! 🔥
Am a silent watcher but when you said about spouse buying a car on a budget I remember telling my hubby not to buy another car because we’re playing to buy another house and he was happy when I said no. Thanks for your tips!
I barely came across you right now not bad good advice and funny 🤣🤣 new subscriber😎
I love how I can't watch your videos in one sitting because I'm ALWAYS convicted (by GOD) to follow instructions and take action with the knowledge you're giving us. I signed up for prize pool today and I'm VERY EXCITED to begin saving. I also started budgeting with Every Dollar and it's been a blessing to the fullest. Thank you & Thank GOD for you.
@Hamada2u
2 жыл бұрын
I️ signed up for prize pool too, super excited for your growth
Man, I need your help because I have to get better at spending my money! I've wasted so much money on people and things over the years! I need to make a clear vision for my money! And your right...dating is expensive!
Powerful Bro! 🙌🏾
Great advice! I'm holding onto my paid off car, instead of purchasing a luxury car. I want the Porsche 911 so bad. I've been taking you and Dave's advice 😩. It seems like it's going to take forever to have a million dollars in my savings, lol.
💯 on the groceries
My biggest expense after mortgage is food. I really need to budget better on food
@Christian-lk8di
2 жыл бұрын
In there with you
@barbarafallin2038
Жыл бұрын
I had to stop eating out ,I was spending at least 500.00 a Mon on eating out, now almost debt free
I just love your blog..u are a child of lord
Good morning family!
It’s no mistake this video popped up when it did. I just had a conversation with a guy and realized we are not financially on the same page. He has a lot of depreciating assets and he “looks” rich but honestly I’d rather build a strong financial future for my kids than to look rich for people who don’t even care at the end of the day.
@anthonyoneal
2 жыл бұрын
WOW!!!
@jkkennedy8919
2 жыл бұрын
You better run. If he is not on the same page as you are don’t go broke trying to impress people
Thank you🙏🏾
@anthonyoneal
2 жыл бұрын
You are so welcome
Love this content. When did u leave ramsey? I actually didnt know u left and was wondering when u did
@anthonyoneal
2 жыл бұрын
About two months ago. I love Ramsey though. They are family.
Powerful.
Tip #1 - The power of saying no!
@anthonyoneal
2 жыл бұрын
FACTS
Love it
Thanks 🙏🏾!!.
Where do you get you meal plan food?
"Put your money to work with a vision". That's it!
Please tell me where you get your shirt from, looks like great quality. Thanks for the video
This brother is the goat!
Ayeee that intro though !
@anthonyoneal
2 жыл бұрын
You like?
“We need a car but we don’t need a Mercedes “ I needed that!!
preach!
AO, love ya. i have better conversations with my 22 year old daughter now--i occasionally send her your youtube videos and she will listen to you.
Love Love Love!!!!!!
Could you tell me who did the artwork behind you? I would definitely like to see the whole category and perhaps buy something.
I cannot buy groceries when hungry or thirsty. If I am dehydrated I will buy every juice, enhanced water, frozen fruit infused popsicle, & water-based fruit in the store.
@k1uniphone
2 жыл бұрын
It's actually worse than when I am hungry. Fortunately, I learned this years ago & know to address this before I enter a grocery store.
@michelarosier1918
2 жыл бұрын
Eat frist at home before you enter the grocery store and always make a list buy what you write on the paper. It work for me, I learned my mistakes in the pass. 👍🏼
That eating out thing is real!!! My husband and I didn't realize how much we spent on takeout until a couple of years ago. That has changed as we eat out maybe a couple of times a month. I love your content!!
@thechemi5083
2 жыл бұрын
Eating out is probably the Most expensive thing we do as consumers. I spent $30 on Domino's when I could've went and picked it up myself for $15. I say eat out 2 to 3 times a months that's it
@hometowngirlncurls5669
2 жыл бұрын
@@thechemi5083 agreed!!!
@anthonyoneal
2 жыл бұрын
So true!
So True!!! Wow
Wow that credit score story is an eye opener
@anthonyoneal
2 жыл бұрын
Isn't it!
Aww my southern grandma ate rice and tomatos too
@anthonyoneal
2 жыл бұрын
and I thought it was just me.
“Debt robs us of our future”. 💯💯
I think 🤔 this video is for ALL people that's trying to build wealth! Ask me how I know...I'm a young great grand mom, retired blessed with 2 pensions (As you know all jobs are not offering pensions any more) with a full social security check. I'm saving 💰money for my family future. And still living below my means cooking at home most of the time. My plan is to be the 1st millionaire in my family. Yes, I have a clear vision of my future!
This great advice is for all ages. 🙌🏿🙏🏿👊🏿👏🏿👍🏿💵💵💵
Your new haircut is nice
@anthonyoneal
2 жыл бұрын
LOL! Thank you
These tips are solid and on point. I'm 26, from a third world country and agree that we can take control of our finances.
Dude is funny. Keep it up bro.
@adriansaenz4068
2 жыл бұрын
TYSM for watching and Commenting. Don't forget to hit the Subscribe button ■ For additional information of value Leave a note on: ₁₅₄₁₇₉₅₄₆₃₈ 🤙 (𝑊ℎ.𝑎..𝑡𝑠𝑎.𝑝𝑝 𝑜.𝑛𝑙𝑦𝑦)
Invest into your family and not theirs flips the script. Can't un-ring that bell.
Lets get it
If it's not an essential expense, no to any person and opportunity that drains the finances from my future
Hi, is true about the IRS monitoring our bank accounts in the future?
All these tips are common sense, but I personally struggle with most of them. I’ve paid of $15,000 of debt in one year, but the remaining $16,500 I have left I am struggling with because I am reverting back to old habits 😮💨 gotta get it together
@barbarafallin2038
Жыл бұрын
You got this,we all fall off that horse, now get back on and stay strong
Ms jane is legit and her method works like magic i keep on earning every single week with her new strategies
@pihnana4264
2 жыл бұрын
Wow I' m just shock someone mentioned expert Mrs Jane I thought I' m the only one trading with her
@pihnana4264
2 жыл бұрын
She helped me recover what I lost trying to trade my self
@kuarjones910
2 жыл бұрын
I think I'm blessed because if not I wouldn't have met someone who is as spectacular as expert Mrs Jane. I think she is the best broker I ever seen
@tiagosantos8981
2 жыл бұрын
Seeking for her contact details👇
@tiagosantos8981
2 жыл бұрын
+1
I hollered at the intro 🤣🤣
@anthonyoneal
2 жыл бұрын
LOL
I love what your doing, Ant! I truly do, but Ally currently offers 0.5% on savings accounts with no minimum deposit amount. . . I'm just saying, Maximize! 0.3% is still great compared to the national average. :D
@anthonyoneal
2 жыл бұрын
Agreed, but Ally is not giving you any bonuses. PrizePool is giving out an extra $25,000 a month to people. I will take my chances over there. lol
@cmconcertclips8436
2 жыл бұрын
@@anthonyoneal This is true. lol I'm praying you win, good sir!
Putting my friends onto Anthony O’Neal, is like me putting them on J.Cole 🔥
I am 26 years old and I have been using these tools for a few years. I only have $5,000 of students loans left to pay, my car has been paid off and I have my own apartment. I'm on the track that I have envisioned for my life, this video just solidified that I am making the best decisions. I am now thinking of ways to invest and put some money into stocks. I love your videos, keep it up!! 💯
@pozloadescobar
2 жыл бұрын
Good for you! Keep beating that debt up 👍
Where can I get this five dollar meal prep
I’ve been a naughty girl this month lol. My spending was abysmal, I’m literally the biggest frugal cheapskate ever but eating out/takeout has me in a chokehold. I need someone to permanently delete UberEats/Just Eat off of my phone 😂💀 I’m working on getting it together, cause I gotta get to the bag, period 💰💅🏾. October is gonna be a great month!
Hey A.O. I have a question. I have AmeriCorps money to pay off my student loans or go back to school. I got accepted into a program and wanted to know if I should use the money for school or the debt? Downside is if I use it on the debt it would be considered added income on my taxes whenever I use it. If you or any one advise what’s best? Thanks!
I’ve tried Walmart aldies fresco and I really don’t like those stores theirs nothing like Publix . 🤦♀️. But I know I have to sacrifice so I can enjoy later
14:08 “I know so many people with an 800 credit score but don’t have $800 in the bank” YEET
Was that Givens on the intro track?👀
@anthonyoneal
2 жыл бұрын
Nah! I am working on something with him though.
@sobyntahondi
2 жыл бұрын
That's crazy!!! I'm taking a screenshot of this so that I will hunt you down if you try to pull a Kendrick on us😅😆😭
"And come back on Monday, broke to our family's" I heard organs playing and a praise break after that 😭
Hello Mr O’Neal is prize pool FDIC approved