Jade Warshaw: $460k of Debt Eliminated by Taking Ownership
We've got Jade Warshaw from Ramsey Solutions!
Jade and her husband Sam became debt free after paying off $460,000 of debt in less than 8 years.
We’re going to learn how they accomplished this family financial goal and what they’re doing with their money now.
CHAPTERS
0:00 - Intro
0:45 - Why Did You Want To Become Debt Free?
1:20 - How To Accumulate $460K in Debt
3:45 - Increase Income vs Decrease Spending
4:55 - The Beginning of Jade's Business
6:00 - Multiplying Yourself In Business
7:00 - Avoiding Burnout
7:48 - Working Together As A Couple
9:15 - Paying off $460K In Debt
10:38 - Working For Dave Ramsey
11:45 - What It's Like After Paying Off $460K Debt
13:17 - One Step To Start Paying Off Debt
14:33 - Outro/Where To Find Jade Warshaw
#DebtFreeLiving #DebtFree #DebtFreeCommunity #FamilyFinance #personalfinance
RESOURCES
Jade Warshaw (Website): www.ramseysolutions.com/jade-...
GUEST BIO - Jade Warshaw
Ever since paying off over $460,000 in debt with my husband, Sam, I’ve been coaching others on how to pay off their own debt by shifting their mindset, beliefs and actions around money. I absolutely love talking to people about all things finance (especially if there’s food involved), and I can’t wait to get to know you!
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MARRIAGE KIDS AND MONEY:
This award-winning blog, podcast and KZread channel are dedicated to helping families build wealth and thrive. Each week, Andy Hill shares actionable advice and tips for family financial independence. Also, he interviews personal finance experts, families who've achieved financial independence and debt-free parents to inspire you to do the same.
BIO - ANDY HILL:
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys being a Soccer Dad, singing karaoke with his wife and watching Marvel movies.
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Subscribe to my KZread channel today to strengthen your family tree and live financially free!
DISCLAIMER
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CREDITS
Research & Writing: Andy Hill
Video Editing: EditVideo.io
Thumbnail: Ardi, The Thumbnail Wiz
Channel Management: Josh Doering
Пікірлер: 108
I ❤Jade. She is so awesome. Love the way she talks, just straight. I was $320k in debt, we started Dave baby steps at the beginning of the pandemic, and now we are $60k left. We are exhausted, happy, emotional, and proud of our hard work.
@MarriageKidsandMoney
10 ай бұрын
That's incredible progress! How are you going to celebrate? What will be different for you when you're debt free?
@mariorta5017
10 ай бұрын
@MarriageKidsandMoney We are planning a trip to Alaska and watch the Northern lights. After we finish the debt, we will continue living within budget and planning for purchases, trips, and house renovations. Most of our snowball is going to investments and retirement.
@MarriageKidsandMoney
10 ай бұрын
@@mariorta5017 Love your plans!
@Clauds71
6 ай бұрын
Wow 😅
@MattyLiam333
4 ай бұрын
Wow great job!!
denying yourself things and waiting for them actually can increase the enjoyment. As Jade said: she hustled and sacrificed for 7 years, and then it felt so good to enjoy Black Friday and shopping (within a budget - but they made it high). She still remembers and she still feels the joy. It lasts longer !
@MarriageKidsandMoney
4 ай бұрын
Great point!
Jade is absolutely BEAUTIFUL! Beautiful skin, smile…etc! 💓❤️💕🥰😍 Love her quick thinking & her outgoing personality! 💕💓❤️
So proud of you Jade 💚👏🙏
@MarriageKidsandMoney
6 ай бұрын
Isn't she inspiring!?
I'm happy for her. She's quite lucky because having that much consumer debt often destroys a marriage. I wish them the best. Nobody should ever carry a balance on a credit card or take on a personal loan. Car financing shouldn't ever be longer than the warranty period (3-4 years), with the overall payment being
Beautiful story Jade! Thank you for the motivation!
@MarriageKidsandMoney
4 ай бұрын
She's an inspiration for sure!
Great video , thank you for sharing. I just love Jade😀. I really enjoyed watching this video 😀.
@MarriageKidsandMoney
Жыл бұрын
She’s an incredible example for all of us!
@keekee8760
Жыл бұрын
@@MarriageKidsandMoney She sure is😀
Another great interview! I think I started watching you around 2k subs. Great to watch you grow. I feel like you’re about to explode! Keep giving us great, inspiring content.
@MarriageKidsandMoney
Жыл бұрын
Thanks for being a subscriber for so long! I'm happy you're enjoying the videos and getting inspired! :)
Amazing video, Andy. I liked Jade first time I seen her on the Ramsey Show. It's so Amazing what they went through to pay off a huge amount of $$$
@MarriageKidsandMoney
Жыл бұрын
Jade and Sam are inspiring! Thank you for watching!
What do you think of the advice from Jade Warshaw?
@judithgrace9850
10 ай бұрын
I do not like her. And feel she is a side piece of hypocrite Dave.
@MarriageKidsandMoney
10 ай бұрын
@@judithgrace9850 You don't like her or you don't like her advice? There's a big difference.
@hikerhobby1204
10 ай бұрын
@@judithgrace9850Why is Dave a hypocrite, please?
@tiberiajames5997
10 ай бұрын
@@judithgrace9850why do you think Dave is a hypocrite? He knows what it is like to be living paycheck to paycheck but also to be financially stable. I remember he went from wealthy to losing it all at one point.
@lynnroberts76
4 ай бұрын
@@judithgrace9850please explain the hypocrite part. Strong word with no basis in fact . That would imply they actually have debt and do not live the Baby steps.
Such a great interview from both sides. Thoughtful leading questions and enlightening insights and answers!,
@MarriageKidsandMoney
10 ай бұрын
Great compliment! THank you!
Great story! But many times people just want what they can't afford and the banks make it so easy to get loans or credit cards.
@MarriageKidsandMoney
4 ай бұрын
Absolutely. It's a major problem for many.
Andy, criminal that you only have 9k subs at this point. I think your subs will snowball pretty quickly though at some point and take you over 100k
@MarriageKidsandMoney
Жыл бұрын
Too kind! I’m too stubborn to stop so you’ll keep seeing more of me in your feed 😂
I love Jade! And that tee… man, it rocks!
@MarriageKidsandMoney
10 ай бұрын
She's inspiring for sure!
Great interview, and so motivating.
@MarriageKidsandMoney
10 ай бұрын
Glad to hear it!
JADE is such a "breath-of-fresh-air". She is MULTI talented and she has a rich and vibrant personality that draws people to her like a magnet. A wonderful, wholesome, strong and bright individual who gives very sound financial and Life advice. Always a joy to watch her. Looking forward to viewing some of her musical talents as well. Thanks for sharing your most interesting life story. Greetings from Ontario, Canada.
@MarriageKidsandMoney
11 ай бұрын
Absolutely! Jade is inspiring us all to win!
Awesome interview Andy. To me Jade seems like the most relatable of the Ramsey personalities 👏
@theadamblock
Жыл бұрын
Jade brought me back for a short time then Dave lost me again.
@MarriageKidsandMoney
Жыл бұрын
Jade is dynamic, personable and FUN!
@mranderson8725
10 ай бұрын
@@theadamblocklol😂😂
When I see Jade Warshaw, I immediately click. She’s the real deal.
@MarriageKidsandMoney
Жыл бұрын
She absolutely is!!
@anthonywilliams9415
3 ай бұрын
Fine AF too.
Phenomenal 👏🏽 ❤ Jade!
@MarriageKidsandMoney
9 ай бұрын
Isn't she inspiring!? I'm excited to see how she takes off with the Ramsey crew
She reminds me of Karyn Parsons
"You cannot blame your way to a better life" ... such wisdom.
@MarriageKidsandMoney
11 ай бұрын
Agreed!
People need to give their teenagers the truth that they must make financially responsible choices about education. Don’t tell them that they should just follow their dreams and hope that the government will someday relieve them of their debt. Tell them to say no to the immense greed of the universities. Find a better way to get the degree. You don’t need to live on a campus and party and drink for four years for $200K. No. Use the community colleges and online courses, work full time for companies that reimburse tuition. Say no to the usery.
@MarriageKidsandMoney
2 ай бұрын
Absolutely!
I would like to know if their degrees truly helped them. This was a lot of money to spend if you play in a band.
@noreenn6976
10 ай бұрын
That is a huge amount of money to spend to be a musician
❤❤❤
@MarriageKidsandMoney
Жыл бұрын
Thank you!!
She's a Gem! 💎💖
@MarriageKidsandMoney
10 ай бұрын
For sure!
Beautiful lady!
@MarriageKidsandMoney
10 ай бұрын
With a beautiful message too!
Jade is a great example of how fighting the good fight, going from deep debt to saving for the future and financial freedom changes a person or couple and installs a confidence that even those with high incomes but big debt...lack.
@MarriageKidsandMoney
10 ай бұрын
Absolutely! Jade is very inspiring!
that look like a movie !!
@MarriageKidsandMoney
Жыл бұрын
Glad you enjoyed it!
$280,000 in student loans wow 😮
Would like to know how they did it. Of course you need to take ownership before you start.
@MarriageKidsandMoney
10 ай бұрын
Check out 3:48 -- it's all about increasing income (for her it was business ownership) and decreasing expenses
"If you want to be effective in leadrship, you have to learn how to multiply and duplicate yourself." 🤔🤔🤔
@MarriageKidsandMoney
10 ай бұрын
Sage wisdom right there!
I want to be out of debt. I know the pain of over $230,000 in student loans. I am going to listen and make the steps they did. Wish me luck!!
@MarriageKidsandMoney
10 ай бұрын
You've got this!
She looks like a younger Whitney Houston.
@MarriageKidsandMoney
10 ай бұрын
She sings like one too! An incredibly talented woman all around.
@anthonywilliams9415
3 ай бұрын
She looks like Karyn Parsons
It was saying no to oatmeal 😅😅😅
5:01
@MarriageKidsandMoney
4 ай бұрын
Great points made there by Jade!
She so beautiful
I was paying 0% on a loan for a year and a half. I still had more than year left to pay it off but paid it off a few months ago. Sure I could invest the money, but I just got tired of paying debt.
@MarriageKidsandMoney
11 ай бұрын
Love the dedication ❤
I like how Ramsay is hiring POCs
Love Jade!! She’s so dope and FINE 😍😍😍😍😍
@MarriageKidsandMoney
24 күн бұрын
Agreed!
I knew her husband would be
Student loans $280k To earn a cumulative income of $30k Wait….. What🤔❓❗️
@Onlinetheatreandvoiceacademy
2 ай бұрын
Yes! I wish high school seniors were taught return on investment by their counselors
Her story is encouraging; however, I thought she and her husband heard of Dave Ramsey while driving in the car with her brother and they became interested. That's the story he told 5 yrs ago. I just saw the video. Weirdly she and her husband's story never line up. It happened on a Dave Ramsey episode recently when her husband was a guest. They may need to get their stories straightened out before being interviewed.
@BloomByCC
10 ай бұрын
Couples remember events differently ALL THE TIME… all the time…
@MT-yx5cu
10 ай бұрын
@@BloomByCC I understand that completely, but in these two instances the stories were very different. Someone was flat out lying 😄. I got second-hand embarrassment during the 1st incident on Dave Ramsey .
@gonzaga45377
10 ай бұрын
It doesn't matter how they heard about Dave Ramsey. 10 people could watch an incident happen and all ten would have different stories. What is relevant is how they got out of debt.
@MT-yx5cu
10 ай бұрын
@@gonzaga45377 it matters to me, which is why I mentioned it. Thanks for sharing and have a nice day.
@samuelwarshaw1948
10 ай бұрын
Not that it matters one bit, but yes we heard Dave on the radio in 2007 Together. Jade gave a quick answer - seems you missed the point of the interview here.
Well no you know better yourself people cant think their way into something without a mathematical way of getting there!!! I know because you commented to me making 200K a year "helped" you reach 1 million. Well by my math 200K is about 2 million dollars! So exactly how is someone making 50K doing to reach 460K without taking 10 years at minimum. You yourself must understand math has a lot of way of not working out because it is math!!!!
Haha. I thought Jade had a channel. I immediately subscribed then realized she was a guest.
@MarriageKidsandMoney
9 ай бұрын
She's on a Ramsey team! So you can find her there too :)
She’s NOT wearing a Wedding Ring 💍…hope she didn’t sell that to be one Debt Free….😳😮😕
@sharondalynnewton7562
4 ай бұрын
I sold mines. We are still married and live and respect and carry ourselves as a married couple.
Receipt 🧾 or it’s all show 🎭