Dave, you are so brilliant & reassuring still after all these years. Your message is the same and I really enjoy it. Thank you!

Dave is so inspirational and John on his show because of them I started doing Uber Eats while looking for my real job. I now have a part time job in my field and do Uber eats along with raising with my three children. Listening to Dave say one of the reasons people don’t succeed is the belief that they can’t had made me believe that I can. John Delaney saying why don’t you believe you are worth it has made me know that I am worth it!! Thank you guys for helping me with my life.

*Powdered Butt Syndrome*😂😂 I LOVE this!

@bettedavis9261

Күн бұрын

Dave has said that for years

I LOVE the Dave and John DUO. So funny together and very wise at the same time

@foxxxybrown555

3 сағат бұрын

Agreed!!

Bro John with the soggy cereal comment and no one acting like he didn’t just tell that where story 😂😂 I’m dead.

When I was younger, I thought my parents were total failures because they couldn't/wouldn't contribute to my college. Now I'm glad that I had to find my own financing (meaning I had to keep my grades up and my nose clean and get scholarships) and that they didn't take out these awful "Parent Plus" loans. Those frikkin' loans are like albatrosses around people's necks!

My first car (that my dad bought me) cost $300. The mostly red car had a blue front quarter panel and black tape to cover the rust spots. When you turned on the vents, pine needles would fly all over the car. When you pulled into the gas station, you had to fill the oil and check the gas. Sometimes you needed 2 feet to start it and to hold your tongue right (it was an automatic) We named it the red rocket. I drove her for over 2 years and sold her for $500. 😂😂. I mean, if you never drive a hooptie, you are missing the opportunity to acquire the life stories that go with it 😂😂😂😂

Chad, I liked your story about how your coworker introduced you to the Ramsey plan. 😂 I also found out about Dave when I overheard 2 coworkers talking about him. Then I looked it up myself and it’s game on. 💙💛 Enjoy your trips you two!!

The smirks on John and Dave’s faces at 1:00:00 had me cracking up 😂. We all know what my guy was about to say on live radio 😅

@mr.g.culinary

Күн бұрын

I’m glad someone else caught that 😂that was a brilliant self-censor lol

@nodsib

20 сағат бұрын

I was just listening with my earphones in, and I had to rewind it 30 seconds to see if I heard what I thought I heard and their reaction was priceless 😂

Just paid off my 2024 Accord Hybrid "Jesus car", now one last loan for 37k which will take 3 months, then the house at 505k which will be about 3 years! Too easy!

I had the same thought as Dr. John about the self managed retired account. She sounded like she was day trading or something. I'm glad he pointed that out!

Happy Birthday America 🥳🇺🇸 🎆

Ohh my goodness… it 2:52 am and hearing Dave say “ heated seats and a sunroof” made me laugh out loud… he is just so awesome..💥💥💥💥💥💥💥💥

That first Convo was great ❤ "Old John the Mule." - Dave's reaction 😂

For the disabled young man, social security disability offers a path toward returning to work. They give the disabled person a two year transition period, and benefits are not completely cut off (depending on how much money the person is making) during that transition. If he were to relapse sometime in that two year period, and be unable to work again, then he returns to his disability payments from the government. It's a little more complicated than this explanation, but I have a family member who is also young and disabled. We tried to transition him to working, but he was not able to work afterall. Vocational rehab in your state is the resource that can assist the young man who wants to work / build wealth.

@myoldvhstapes

2 күн бұрын

Your relative is probably eligible for an ABLE account. He can save and invest without the money being counted as an asset. Best of all, others can gift money into the account and it does not count as income!

Chad and Natalia, congratulations! Thank you for sharing your story. Touched my heart made me teary eye. Lovely humble couple! You're my inspiration! God bless your family!

@user-vc2or6uq5j

2 күн бұрын

Thank you for your kind words!

“A society that puts equality - in the sense of equality of outcome - ahead of freedom will end up with neither equality nor freedom. The use of force to achieve equality will destroy freedom, and the force, introduced for good purposes, will end up in the hands of people who use it to promote their own interests.” -Milton Friedman

Loved that debt free scream from that family! Congrats to them!

I like Dave and John together 😊

I retired a few years ago and I'm doing okay, but I can't help but worry I should have planned more. There's this nagging feeling like I might run out of money someday.

@DavidNarteon

14 сағат бұрын

I hear you. It's scary to think about outliving your savings. Have you considered talking to a CFP? They can help you create a plan based on your goals and risk tolerance

@Andres_853

14 сағат бұрын

Yeah, that might be a good idea. I know a friend who swears by his CFP, Aaron Morgan Bell Apparently, he's grown his portfolio significantly.

@DavidNarteon

14 сағат бұрын

Aaron Morgan Bell? Really? I've heard good things about him too! He seems to be a great resource for securing your financial future.

@Sanchyfab

14 сағат бұрын

That's a good idea. We could also look into some investments together that tend to do well during inflation, like real estate or certain stocks.

@Sanchyfab

14 сағат бұрын

I am nearing retirement, and it seems like i have nothing. My portfolio is not growing. I tried going into trading. It didn't Go well

CHM. The reason there is no network or assigned providers is because its a crap shoot. You always pay in but no guarantee your medical cost are going to be paid. Its up to the other Christians to decide if they want to take money out of the pot for you. Pay for health insurance, not this.

Probably first time Dave saying “sex” on the air 😂😂😂😂 and I love the Biblical reference 🙌

Jennifer from Tampa, good job going to Dave when youre needing sound advisement of these money issues. Best wishes to you

If she won't do counseling before when you have a problem later she won't do it then. Runnnnnn. Speaking from experience!!!! Runnn now!!!

Passing your knowledge onto others is absolutely difficult to the point that I can see the battle you guys have getting your advice out there to complete strangers must be even more difficult

For the 19 yr old caller, the divorce decree most likely is applicable when she is a minor, now that she is technically an adult, he no longer will have to provide any stipulations in the decree

I agree premarital counseling is wise. I would want my kids to complete premarital counseling, financial peace university and do the one year Bible with their future spouse before marrying ❤🙏🏽

Lololol John fighting back

Man, I wish the people calling in, would state their pertinent info, ask their question and then be quiet.....so many of them keep talking over the hosts so you can't hear the host or the caller!!!

Love John and Dave!

If I never get any other advice from The Ramsey show after today I’ll take away “don’t pee on the car” as the best advice thus far.

@beckygeer6480

Күн бұрын

in

Yay! Love DAVE!

Inking it in the morning with breakfast!

Dave the metaphor was perfect

😮 Pole sana. Just make them safe and continue to the next stage. At least they are still functional.

Quite a mingling of terms going on in that one call with “self-managed” and “active trader.”

I LOVE IT !!!!!!

The youth doesn’t want to learn from the wisdom and experience of the older generation and the older generation doesn’t want to learn from the youth because they don’t think they have the experience or wisdom they have because of their age . I wish we could learn from both generations .

Greetings and good tidings

What a great show! So much positivity and knowledge for anyone walking this earth.

@CMBBmc-jd6ur

Күн бұрын

Seriously?

10:23 You have that exactly backwards Dave.

1:41:32 ....There we go again.... Sorry Dr John....

@jaijai1132

Күн бұрын

Yea! Totally uncalled for, even under the guise of a joke.

Who would've thought, a guy that couldn't make it through basic training wants to become law enforcement. I'm a disabled combat war veteran and see/hear this all the time. By the way, my local FPS (federal protective services) wouldn't hire anyone that has no military combat experience. Good luck in your endeavors, high speed.

"Dave, I've been listening to you since Moses parted the Red Sea. I want to sell my first born to arbitrage a mint collection of Garbage Pail Kids and 18th Century wooden teeth. What do you think?"

I sometimes check in on this show to see just how knuckleheaded some people are.

Keep the mercury and get something new. Things an antique at this point.

If someone can’t be a grown up enough to get pre marital counseling, don’t get married to them! Marriage is work, why would you not want to set yourself up to win?

Man Jennifer from Tampa really screwed up her inheritance 🤦‍♂️

1:41:29 had me laughing.

The parent plus loans…..I don’t understand. Let them get their own student loans.

$210k in parent plus loans…? Where are their kids? They should be paying on that for them to help.

Love Dr. Delony’s insight. He approaches problems from different phychological angles which is great at finding the root cause

1:25:20 Dave is dismissive... again... I don't think Dr John will be staying at Ramsey very much longer.... 😞

"shut up John" 😂😂😂

Surprised to learn Tou wrote FINANCIAL PEACE . It was like a Bible to me. However both the financial institutions and my Ex think debt is good.

JD focuses too much on trying to sound smart, trying for these home run comments and analogies and it just doesnt work. I wish someone would tell him just say what you're trying to say in plain english

@juniekalu9340

2 күн бұрын

I disagree. He provides psychological insights on why people behave the way they do. He's actually spot on when he comes to the emotional aspect of behaviors - both good & bad.

@flashthecorgi2053

2 күн бұрын

“Don’t pee in the car” was pretty clear. I have no clue what you are talking about! 😂 In all seriousness though Dr. John is AMAZING and his ability to articulate things and simply them to a level where somebody without a PhD or even a college degree could understand it is pretty impressive. Just love Delony! ❤

@dct623

2 күн бұрын

Very well put. If he did that and quit the dramatic sighs he'd be much more tolerable

@amanirosefoundation

Күн бұрын

@@dct623 I hate that for him 😆

@ClutchSling

Күн бұрын

I’ve caught on, he didn’t start off that way tho

Without a doubt, this year will be worse than the last. I lost a lot of money last year as a result of bad investment choices that I would not have made if I hadn't been so worried about my portfolio. I kept investing, but I couldn't determine whether to start paying for a house. In the end, I sold my positions, and the house needed more work than I had planned. I'm not sure how long I can keep going like this

@AlexClarkcompany

Күн бұрын

We've all made mistakes at some point. You should consider financial planning

@BaileyJames-zv2ddd

Күн бұрын

True. My portfolio was diversified across several markets with the help of a financial planner, and were able to achieve over a million in net profit among high dividend yield equities, ETFs, and bonds. It is vital that you have a variety of exposure, including in firms that are currently generating cash flows.

@LouisMorganxb3

Күн бұрын

Do you mind sharing your financial planner?

@BaileyJames-zv2ddd

Күн бұрын

Leah Foster Alderman

@BaileyJames-zv2ddd

Күн бұрын

You are most likely to find more info when you look her up.

1:02:36 "Old Dave", "John" (Yianni in Greek) are endearing terms for a car.... Calling Dr John a "mule" is rude, especially in Greek where its a very derogatory term, if you want your head removed.... Disgusting... A repressive, submissive, controlling term....

The first caller….”umm umm umm” oh my goodness I lost count and couldn’t listen to her anymore, the umm thing was so distracting.

@alleykeosheyan4779

Күн бұрын

That's because people these days are so busy playing with their phones they don't learn to communicate in real life!

❤

Smh Jennifer from Tampa

@brianivey73

Күн бұрын

I thought she was holding together well under a lot of family and money pressure

$10 Dolla... Hurry up and buy!

It's the same cast again today. I don't recall ever seeing a pair of hosts do three days in a row. Until now!

@flashthecorgi2053

2 күн бұрын

Nobody else is around because it’s a holiday weekend and it’s the summer. Ken is in Barbados with the hurricane, George is in FL, Jade is in FL, and Rachel is also on vacation. Dr. Delony and Dave are the only ones available!

@partyrentalsmallbusiness7849

2 күн бұрын

I’ll take anyone but Ken… no ken.. I literally stop listening.

@debragilley8091

2 күн бұрын

@@partyrentalsmallbusiness7849 I never listen to the show if Ken is a co-host. I find him repulsive since the day he spent 10 minutes picking his teeth on air.

@bettedavis9261

Күн бұрын

​@@flashthecorgi2053we're so fortunate to have you around in the comments section to let us know all the inside information.❤️❤️

@flashthecorgi2053

Күн бұрын

@@bettedavis9261 not inside information, all public. Just gotta follow them on social! :)

RMD age is 73, not 72 1/2! It’s never been 72 1/2.

@isidorolopez265

Күн бұрын

WHAT. IS. RMD. PLEASE????

@merrymerkin

Күн бұрын

Required minimum distribution. It’s an amount of money that must be taken from certain retirement accounts.

Not john....ugh.

@isidorolopez265

Күн бұрын

Why don’t you like John? Why not?

Reese, open an ABLE account.

40:06 You guys only heard one side of the story from a 19yr old and determined dad is a deadbeat

Your advertisement kills your show

Well they ever wake up? This ship is sinking

Uh oh, Natalia wears the pants… still awesome that they’re debt free!!!!!

Oh Joseph, motor mouth....poor candice

Put the baby up for adoption. You’re broke

Turn and run as fast as you can!? Horrible advice! No, not all people need outside council! Honestly, I don't know why Ramsey thinks he is an asset to his show...half the time I don't know what he is trying to say!

Another onesided conversation and bashing the "abusive" father/husband. Get the other side before you bad mouth someone.

@zedalvea841

2 күн бұрын

You wouldn't happen to be the other side of that story by chance? I figure as a Ramsey fan that dad might listen to this episode

@DevHazy

2 күн бұрын

Shocking. A boomer who doesn’t believe 19 year olds

@rnarzu

2 күн бұрын

The responses are based on the caller and the assumption that it'd true. Not absolute. So give some grace here.

@dawnhanley6937

Күн бұрын

Working as a counselor and divorce mediator, there's always responsibility on both sides of a relationship in conflict. "Emotionally ab" is often a convenient accusation for people who don't agree with our opinions or give us what we want. Victim consciousness = emotional immaturity.

Beg to differ Dave, Europe is incredible 😂 free education, free health care and less centric approach to world 🎉 America is not best country anymore - it is scary! 😢

@amireallythatgrumpy6508

2 күн бұрын

America never was.

@myoldvhstapes

2 күн бұрын

"Free" to you means in was paid by someone else- the taxpayers.

@jurgitab3100

2 күн бұрын

@@amireallythatgrumpy6508 good point :D

@jurgitab3100

2 күн бұрын

​@@myoldvhstapes americans also pay taxes... and when get bills for their health in thousands :D I never received a bill from hospital in my life time and will have social security if I get sick :) not to mention 2 years of paid maternity leave :D

@myoldvhstapes

2 күн бұрын

@@jurgitab3100 Same. I have Social Security and taxpayer-funded Medicare, so I only pay cash for medical expenses when I choose to go outside of the system.