Just made it through all the baby steps last year. It feels so good to be debt free!

Why do people say they are following the baby steps when they clearly aren't? 8k in debt on car with 15 in bank?

@MrFunkadeIic

Жыл бұрын

Stop judging

@dougprentice1363

Жыл бұрын

@@MrFunkadeIic did you read the question?

@MrFunkadeIic

Жыл бұрын

@@dougprentice1363 Did you read my answer?

@elainamaxwell1011

Жыл бұрын

IKR!!! Totally judging ***silently LOL while typing***

@Secretelover12

Жыл бұрын

Because they're silly!!

When I worked from home. I worked longer than I did at work.

@marnarenteria5542

Жыл бұрын

Me too... and got stuff done during breaks, like laundry and home repair estimates, etc. I don't agree with his blanket characterization of working from home. In one job I had, all the people I worked with except two were in Ohio, Illinois, Canada, Mexico, Florida, Australia, New Zealand, South Africa...

@ChompZael

Жыл бұрын

Well you need to learn to seperate work and life. As soon as the clock hits 5pm the laptop is off, and you go live your life. If you cannot keep track of time, then set a timer for 5 pm to remind you. It is very simple.

@nomafmaroga6827

Жыл бұрын

Me too. It's crazy but I like the flexibility.

@mjbaronlcswconsultant8335

Жыл бұрын

I disagree with old belief we have to work 9 to 5. Having flexibility in your schedule allows you to be less stressed and more intentional. I like Dave but on some topics he goes to the extreme. He sounds like an employer who does not trust his staff to produce and therein lies his issue with remote work. 🙄 there are always going to be outliers however they probably don't work at work either.

@josetteteneus66

Жыл бұрын

Yup

Props to Dave for wrapping his arms around Katie and not just yelling at her. Something is definitely wrong with her budget. She probably has Netflix, Amazon, Disney +, etc. All those should be dropped asap. She probably is paying $60-80 for her cell phone bill, that can be cut in half to a 1/3 for the same service with something like Mint mobile. She's definitely go this with that income, she just needs a plan.

George and Dave Best duo on the show. Hands down. Who thinks otherwise is ludicrous

@noidbusta1

Жыл бұрын

would be better if george brought his whole beard

I love when Dave rips this inept white house a new one. 😂

Love Dave and George. I’m addicted to this show ❤️

James and Ashlara's story is amazing!!!

I love George and Dave and all the team!

Holistic Economics! 🤔 🙄 😂 Dave's reaction cracked me up.

Its so hard to go against the culture norm and be debt free ♥️

I could not stop laughing watching the 'holistic' segment.

Agree hold extended family accountable in writing, saves a lot of headaches, As for used cars , there will be fine ones to buy if you look for single owner. I will be selling one day my 2006 Hyundai Sonata LX, had Mobile 1 its entire life as well as Klasse AIO twice a year...over 205K on it, love it. I will sell it under $7K when I do. Super relaible. Still looks new apart from some minor imperfections if you get really close, on the road looks great. Well cared for like all my cars I ever had.

Dave likes to say it's "barely" a recession but it's the inflation that's killing the budget.

@devenmurray3580

Жыл бұрын

Inflation and recession are definitionally different.

YES! We really need more mushrooms in the tank.

sometimes toxic algae... yes, perhaps buying the tank at such moments isn't a good time.

My ex wife hates it when I come home early from work in our paid for house.

@bettedavis9261

Жыл бұрын

I guess you have a choice. Don't come home, or kick her out.

@patricksimon8943

Жыл бұрын

🤣

@ffrnando4388

Жыл бұрын

Go to the bar for a pit stop before home, that should do the trick 😎

@bettedavis9261

Жыл бұрын

@Linda he probably doesn't have an ex. He posts crazy, random stuff here to get a reaction.

1:35:26 Dave!!!! Don't go there... The Palestinians are being pushed of their lands, oppressed, by a unfair neighbour, with very wealthy support from their US betherin. Just sayin'.... Not a good example... I'm a Australian of Greek Orthodox decent and have seen and felt injustice. Sydney, Australia.

George!

Isn't it $16K on the gift tax-exempt limit?

dave bro im 22 gang i be trynna put the gang on but they dont wanna listen Dave tell me what to do 😂😭

place a tip on a catfish! WOOOO imma high.

Scott sold propane and propane accessories

@hankschraderontheshitter5593

Ай бұрын

I was really wanting him to say that 😂

I knew Dave was a robot

People please dont get rid of your cats just bc dave said so. Already the 🌎 is so overran with unwanted pets... 🐱 ❤

@ryancampbell9605

Жыл бұрын

Yeah lost a lot of respect for dave after that

@MrJerry160

Жыл бұрын

@@ryancampbell9605 forsure bro

The first caller - they're going to live there for free... That's a lot of free money saved because his parents are letting them stay for free ... I'm not sure it's such a bad deal. It's his parents and not some strangers.

Lol, living mortgage free for 3 to 5 years is a great deal! Save your mortgage payment every month in the market and get 8%.

It's April 2023 and most economists agree we are in, have been, and will be in a recession.

Im 20, currently serving active duty in the US Army. I am gonna go to college debt free. Im never going to borrow money (other than a mortgage someday) Does anybody have any advice for me?

@brookelondon8029

11 ай бұрын

You're young, and if you're in the service for four years, the job field is going to be very different than it is today. Dave says that if you get into IT, and you take a four year course, by the time you get out everything you learned is obsolete. So we want you to be very careful choosing your career path. Even though it's free, act as though it's your money you're spending. Don't pick a college based on how attractive the campus is and if it's near the beach or a big city. Talk to guidance counselors there and talk to alumni who will tell you whether or not you're going to learn something in the field that you choose. George has a test that is called the career assessment test. I would suggest that you take that. and I appreciate what you're doing for my country.

James and Dave look like they could be relatives.

32:00 holy 62 having student debt car loan and 16k in retirement

In the two weeks since this nonsensical rant the s and p went up 10%. Still want to cry about the definition of recession?

Love listening to Dave Ramsey, but for a couple of things. He constantly preaches we all should save and invest...but part of the reason why investments work for those who save is because Domestic Consumption helps capitalism. So, if people didnt overspend, those who save and invest wouldnt have as much as they do in the long run. Just keep that in mind; criticizing the normal to be weird is kind of crazy when you profit from their poor choices (collectively anyway). Second, you have to remember Dave is a salesperson (what made him a millionaire many times over - sales and real estate)....so dont put him on a pulpit (though he likes to preach from one) - listen to what he says but if everyone listened it wouldnt work anyway (like saying go to this hospital because they give you greater one-on-one attention - only works if their clients are low to steady). And finally, if he were to read this and criticize it, his response would be 'my net worth is higher than yours' (another reason to keep the sales part of this message at bay).

Why does Dave say he's 62? He is still 61, if his date of birth is listed correctly on the sites that show this on his profile.

@britneeg

Жыл бұрын

Because he’s almost 62.

@jrwntctv8091

Жыл бұрын

@@britneeg He's not 62 yet though. He is 61. Dave has forgotten how ages work.

@brookelondon8029

11 ай бұрын

I can only speak for myself but once I hit 45, no one ever asked me how old I was and I am much older than that now and sometimes I actually have to think about it. Nowadays of course people are politically correct so instead of asking how old you are, they ask what year you graduated. I tell them when I was a senior.

Dave was off about guy staying at parents house. Just stay there. Not burnt.

Dave could have said those that work security job at night and do another job during the day just to get by are thieves. You wrong for saying people who work two jobs are thieves. You are the thieve by taking advantage of the labor market enriching yourself and starving your worker to death. It's so funny how you preach handwork and getting out of debt but when it's not favoring you as an employer of labor they are thieves. It's no crime to work for two employer in united state why calling people who are trying their best to be the best version of their self thieves. If people don't work two job how do you think employer will have overcome pandemic? how? You wrong for that statement.

@fourdayhomestead2839

Жыл бұрын

When working from home, not doing honest hrs & actually doing the work hired for, (I think he mentioned 2-3 fulltime work from home jobs) that would be theft.

@BuiltonGODSrock

Жыл бұрын

It went over your head. Listen again! Hes talking about the people who has a job but doing another job while they’re supposed to be doing the first job

@sXePunkV2

Жыл бұрын

@@BuiltonGODSrock it's not possible to take 3 separate full time WFH jobs and not do any of the work and stay employed. He's talking nonsense to fit his narrative because he lost so many team members who left to WFH

@jrwntctv8091

Жыл бұрын

That's not what he said. People who are on the clock for two jobs at once are thieves. If you're working one job during the day and the other at night, you're not stealing because you're only on the clock for one job at a time. There are some people exploiting remote work and being on the clock for two or three jobs at a time. Even when you have two or three jobs, you should only be on the clock for one at a time. Work them one after the other without overlapping shifts and you're fine.

@55:00 “every econ101 class” hey Dave, maybe go beyond Econ 101. Always amazes me people brag about oversimplifying a topic then pretending to be an expert. The economy is not defined by 2 plus 2. Honestly baffling.

Oof not the palestine comment. Israel STOLE their assets!

I think Dave needs to have 2 separate shows and just start a political Podcast.. Every day it's something politics related 🙄

@koribriggs

Жыл бұрын

You say this as though they’re not related

Caller at 1:24:00 is bizarre to me. I don't understand the American work culture at all. Work your whole life, poor wages, no benefits, and pay for healthcare too?! And what the flip does this have to do with religion? Its an interesting mentality, but the rest of the developed world looks at America and shakes it head

@benjaminallen5114

Жыл бұрын

Its bizarre to me that the rest of the "developed" world thinks we care what you think.

@jrwntctv8091

Жыл бұрын

@@benjaminallen5114 It's bizarre that the rest of the developed world cares what (if anything) Americans think.

@sXePunkV2

Жыл бұрын

@@benjaminallen5114 Okay. Great comeback Bro...

@DB-gr7zb

Жыл бұрын

People that work their whole life for poor wages and no benefits choose to do so.

@user-uj5qr6he2v

Жыл бұрын

Gonna jump in. Where else can you build wealth as easily as in America? Tax rates and average salaries are much lower in Europe for example. What countries provide better conditions?

Move in dude houses are going down not up

Saddens me how Dave can hold Israel in such high regard and yet ignore the suffering of Palestinians even though he preaches Christian teachings on loving each other and justice (there are plenty of Christian Palestinians)

Actually, thought that the market had crashed already. Is the chat lagging? Think we might need to consider placing in more aquatic animals in the tanks! woots hehe

it's all good, the seahorses are out. it's good... woots!!!!