Tesla Insurance? | 1 Month Experience

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I explained what Tesla Insurance is and shared my experience!
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Пікірлер: 81

  • @Rich28448
    @Rich284488 ай бұрын

    the idea of being able to access feedback videos that affected the score seems like a really good idea.

  • @outdoorevofficial

    @outdoorevofficial

    8 ай бұрын

    We hope our feedback will be heard because ultimately we want improve the software and product!

  • @thisdjdj

    @thisdjdj

    2 ай бұрын

    Yeah like they really care. Dont be stupid. The system is rigged and the reason why Tesla beiing sued.

  • @skoluh
    @skoluh7 ай бұрын

    Now it all makes sense why most Teslas drive like a Prius

  • @outdoorevofficial

    @outdoorevofficial

    7 ай бұрын

    😂😅😂

  • @renesantos_
    @renesantos_8 ай бұрын

    Very informative, Thanks!!

  • @outdoorevofficial

    @outdoorevofficial

    8 ай бұрын

    We’re glad you found it helpful!

  • @chenweicui7887
    @chenweicui78879 ай бұрын

    Very helpful! Thank you

  • @outdoorevofficial

    @outdoorevofficial

    9 ай бұрын

    No problemo! We're happy this helped.

  • @TNTullis
    @TNTullis9 ай бұрын

    Whoa! Great idea with the feedback for them to send you clips, that would be really great! 2:24

  • @outdoorevofficial

    @outdoorevofficial

    9 ай бұрын

    Thank you! It would help out a ton.

  • @kernalrom
    @kernalrom9 ай бұрын

    Great Video! Good job!

  • @outdoorevofficial

    @outdoorevofficial

    9 ай бұрын

    Thank you! Glad you enjoyed it :)

  • @racksbilliards6364
    @racksbilliards63649 ай бұрын

    I have a plaid I didn't buy it to go slow...so no thanks

  • @outdoorevofficial

    @outdoorevofficial

    9 ай бұрын

    I don’t blame you! Tesla insurance isn’t for everyone.

  • @TheMadmax0609

    @TheMadmax0609

    9 ай бұрын

    acceleration is not monitored. I have a plaid too.

  • @Kareem-cx4fi

    @Kareem-cx4fi

    8 ай бұрын

    ​@@TheMadmax0609 top speed limited to 85 mph or below, hard breaking, aggressive turning. All these are monitored and will ding your safety score if you are driving fast.

  • @maxumiliuss

    @maxumiliuss

    5 ай бұрын

    @@TheMadmax0609how much is it for you. im thinking about getting a performance model 3. no way its more than a plaid

  • @kdelete4949

    @kdelete4949

    2 ай бұрын

    Not being able to go over 85 defeats the purpose of a PLIAD

  • @tshook0912
    @tshook09129 ай бұрын

    Another great review. Thank you! I chose the performance Y and drive it accordingly, so this definitely isn't for me.

  • @outdoorevofficial

    @outdoorevofficial

    9 ай бұрын

    Of course, we appreciate it! Totally makes sense. :)

  • @kquintana
    @kquintana9 ай бұрын

    Awesome video! I wish Indiana had it tho!

  • @outdoorevofficial

    @outdoorevofficial

    9 ай бұрын

    Thank you! Hopefully one day 🤞

  • @fredman1956
    @fredman1956Ай бұрын

    Thanks

  • @vampov
    @vampov2 ай бұрын

    The late night driving is extortion. Late night the roads are not crowded and highways are lit. I've had a lot more close calls in the afternoon traffic commuting.

  • @outdoorevofficial

    @outdoorevofficial

    2 ай бұрын

    I agree. The late night factor is frustrating to deal with.

  • @PeiqiLi-RealLove

    @PeiqiLi-RealLove

    11 күн бұрын

    It depends, in the countryside there’s not so much lights

  • @chanhyung88
    @chanhyung889 ай бұрын

    Can't wait tesla insurance becomes available in NJ

  • @outdoorevofficial

    @outdoorevofficial

    9 ай бұрын

    Heck ya! I’m glad it’s becoming more available in other states.

  • @Blizzei
    @Blizzei6 ай бұрын

    My driving score is 72, primarily due to night driving as I work the night shift. I frequently receive forward collision warnings, even though I am yielding for the oncoming traffic since the road was very tight. however current tesla insurance is still considerably more affordable compared to other insurance companies. Other insurers have quoted me nearly $300.

  • @outdoorevofficial

    @outdoorevofficial

    5 ай бұрын

    I'm glad it's still cheaper than other options. I really dislike some of the metrics and data Tesla insurance uses. Some of them aren't even that accurate, but it's hard to beat a cheaper policy.

  • @IG_Playglenthomas

    @IG_Playglenthomas

    5 ай бұрын

    I get off work at night too bro. Can you give us an estimate on how much your insurance is? im buying a Tesla soon

  • @outdoorevofficial

    @outdoorevofficial

    5 ай бұрын

    I can’t speak for Blizzei, but I have a score from 97-99 and that usually is around $90-118 a month

  • @Blizzei

    @Blizzei

    5 ай бұрын

    ​@@IG_Playglenthomas Despite driving late at night, my score remains around 85-88, equivalent to 150 bucks on Tesla Insurance, even though my current score is 72 right now and my current estimated future price is 220.14$. I am sure my score will go back to the 80s

  • @americanegale697

    @americanegale697

    5 ай бұрын

    Im sure they raised the expectations on purpose

  • @rafman8889
    @rafman8889Ай бұрын

    Tesla insurance is cheaper but unfortunately customer service is horrible

  • @Francis__D
    @Francis__D3 ай бұрын

    The forward collation score is my most frustrating part about tesla insurance. There is an intersection on the highway of my commute where crossing traffic have to use a flashing red light and yield before crossing. My tesla panics almost every single time no matter how far the crossing vehicles is.

  • @outdoorevofficial

    @outdoorevofficial

    3 ай бұрын

    I 100% agree. It’s been really frustrating and I’m planning to make an update video.

  • @dylanbaker5766
    @dylanbaker57667 ай бұрын

    So out of curiosity will Tesla have a diversity of risk issue. Generally insurance companies build a portfolio that's balanced that's why they do business in many geographic areas. For example if you insure Teslas, Ford's, Chevys and Volvos then if Teslas turn out to have a faulty locking mechanism that causes them to be easily broken into we may only pay for car break ins under comprehensive on a quarter of our insured book of business. But If we only insure Teslas we're exposed to the same risk across the whole book of business.

  • @outdoorevofficial

    @outdoorevofficial

    7 ай бұрын

    That’s a good question. I’m not sure.

  • @Trillville43
    @Trillville435 ай бұрын

    Progressive and a few others already provide something like this also a lot of drivers have bad habits and are not good drivers.

  • @srinivasasunchu255
    @srinivasasunchu2558 ай бұрын

    Will the insurance premium go up if we add all 4 members of a family?

  • @outdoorevofficial

    @outdoorevofficial

    8 ай бұрын

    It probably will. It depends on each person’s driving record.

  • @juanmorgan9160
    @juanmorgan91608 ай бұрын

    I also obtained Tesla auto insurance after purchasing a MY LR. However, driver unpredictability and "unsafe" following tended to lower the score through no fault of mine. The Tesla insurance software monitoring works well however, it needs updating.

  • @outdoorevofficial

    @outdoorevofficial

    8 ай бұрын

    100% Agree! I hope the continue to improve.

  • @americanegale697

    @americanegale697

    5 ай бұрын

    Its like they do it on purpose,

  • @JacksonWalter735

    @JacksonWalter735

    5 ай бұрын

    Yeah there's not much you can do about that. If you're on the freeway going over 50 while still leaving space, a random driver can merge into your lane and boom "unsafe following". If you randomly hop on the freeway to exit right away, a second or 2 of unsafe following could tank your score for the day if you don't drive over 50 mph behind someone else. It all averages itself out though. My gf doesn't even look at her safety score and just pays the amount each month. Usually it's around $107-138 which is significantly cheaper than the $300+ a month Geico, State Farm, State Auto (they wanted $411 a month), and Progressive wanted to charge her for being an 18 year old driver in Texas. It's still significantly cheaper for her to use Tesla Insurance and have similar or better coverage compared to what she would pay with the other insurance companies.

  • @MichaelsJohnDeere

    @MichaelsJohnDeere

    2 ай бұрын

    @@JacksonWalter735 Geico wanted around $400 a month if I added a model Y, I currently have a Prius, I'm almost 50 and a Class A CDL license holder no accidents. Ill be going with Tesla insurance.

  • @frankm7254
    @frankm72547 ай бұрын

    Does the Tesla insurance factor in the city and state you live in? Does it factor in the age of the driver?

  • @outdoorevofficial

    @outdoorevofficial

    7 ай бұрын

    I believe it factors gender and age. I'm not sure about the city or state you live in. Possibly?

  • @frankm7254

    @frankm7254

    6 ай бұрын

    @@outdoorevofficial Ok, thank you

  • @Cgreen218
    @Cgreen218Ай бұрын

    While Tesla Insurance offers an attractive solution to potentially high premiums, my driving habits may not be optimized for their real-time pricing model. Exceeding the speed limit during passing maneuvers, even to minimize time in oncoming traffic, could negatively impact the quoted rate. The insurance cost for a Tesla Model Y Long Range, particularly for my age group, presents a significant hurdle. Traditional insurers' quotes range from $600 to $800 per month, exceeding my budget. I am torn between pursuing my dream of owning a Tesla and the financial reality of potentially high insurance costs. Tesla Insurance appears to be a potential solution, but my driving habits might not be fully aligned with their model. I would appreciate any insights or recommendations from the community to help me navigate this decision.

  • @outdoorevofficial

    @outdoorevofficial

    Ай бұрын

    Comparing to other insurances, I’ve heard that Costco auto insurance isn’t too bad.

  • @masonedmondson6185
    @masonedmondson61857 ай бұрын

    My Tesla insurance is $237 a month with score of 97. Next month start my new 6 month policy and it says it’s going up to $287.. what is yours at and how is it so low?

  • @outdoorevofficial

    @outdoorevofficial

    7 ай бұрын

    Our insurance stays around $80-110 a month with a minimum score of 97. I’m not sure why ours is significantly cheaper. It might be because of the location, model, and driver history?

  • @MichaelsJohnDeere

    @MichaelsJohnDeere

    2 ай бұрын

    throwing this out do they use credit score?

  • @chrismendez4684

    @chrismendez4684

    2 ай бұрын

    I pay 76 bucks a month with a score of 98 on my M3. I live in Las Vegas

  • @markthomas7279
    @markthomas72798 ай бұрын

    Be clear though. Other insurers are making assumptions on all these issues based on what they no. Hence some indirect aspects like age are correlated with speed and competence. Tesla makes more informed suggedtions. Not 100% informed but way wsy mire informed due vision data. When cutting and dicing them on points you think might be incorrect that the alternatives are 100% wrong because they do not know anything about your driving.

  • @outdoorevofficial

    @outdoorevofficial

    8 ай бұрын

    Good points.

  • @NaderAbdullahK
    @NaderAbdullahK5 ай бұрын

    How were you able to find the simulator I can’t find it? 1:04

  • @outdoorevofficial

    @outdoorevofficial

    5 ай бұрын

    Go to Safety Score Beta > Daily Breakdown > (at the bottom) Safety Score Simulator Beta

  • @VishalRaoOnYouTube
    @VishalRaoOnYouTube3 ай бұрын

    Is this available in Texas?

  • @outdoorevofficial

    @outdoorevofficial

    3 ай бұрын

    Yep!

  • @VishalRaoOnYouTube

    @VishalRaoOnYouTube

    3 ай бұрын

    @@outdoorevofficial Yay! Thanks.

  • @nicolebradley3959
    @nicolebradley39596 ай бұрын

    My score is either a 93 to 94 maybe 95 not 100 yet!

  • @outdoorevofficial

    @outdoorevofficial

    6 ай бұрын

    NIce!

  • @ILoveMusic20mg
    @ILoveMusic20mg7 ай бұрын

    Song?

  • @outdoorevofficial

    @outdoorevofficial

    7 ай бұрын

    What song we used?

  • @forestrf
    @forestrf6 ай бұрын

    Late night driving, awesomw for those working at night and sleeping during the day

  • @outdoorevofficial

    @outdoorevofficial

    6 ай бұрын

    That’s one of the biggest downsides. I wish Tesla didn’t use that metric…

  • @thisdjdj
    @thisdjdj2 ай бұрын

    Go $$ yourself Tesla Insurance! I went through the same experience especially the false front collision warning. My rate went from $200 $285 $344 in a 3 month period even though I was extra careful on that last month. I talked with my Insurance Agent who told me her clients have issues with Tesla Insurance where they were scare to even drive their car cause they are afraid they will do something wrong that cause the ding. I don't need an AI to tell me how should drive when I know I'm a good driver.

  • @outdoorevofficial

    @outdoorevofficial

    2 ай бұрын

    It’s been about a year with Tesla insurance, and I’m going to switch. Lately it’s been randomly dinging me for forward collision warnings. I’m planning to create an update video soon.

  • @tomgroszek1933
    @tomgroszek19332 ай бұрын

    What if you use your car to commute to a grave yard job? (11pm to 7 am) no bueno

  • @outdoorevofficial

    @outdoorevofficial

    2 ай бұрын

    Ur score will be unfortunately rough…

  • @Quickcat21MK
    @Quickcat21MK6 ай бұрын

    Im all set with getting gaslit by the insurance company. Its one price, standard coverage. Not “you deove the car at night to work huh!? Well have to bump up your rate.” To many metrics overlap, no matter what ykh do your doing something wrong. Especially the early collision warning, it should be against the law for tesla to use that system to strike your policy. Tesla is pulling “non surchargable events right out of their circuit board. Little put off by this model. It does not fit.

  • @outdoorevofficial

    @outdoorevofficial

    6 ай бұрын

    There’s always a price for anything related to insurance. It’s a tough one for sure.

  • @jimjr9143

    @jimjr9143

    5 ай бұрын

    Suppose it’s up to each person if they would rather pay more money for insurance with virtually any other insurance company . Illegal? No . They are not forcing anything . You pay knowing what they are monitoring

  • @Thaprince85
    @Thaprince852 ай бұрын

    This video is false. They don't do the safety score to determine what your insurance premium will be. If you go into the app, it tells you that.

  • @outdoorevofficial

    @outdoorevofficial

    2 ай бұрын

    Your comment is false.

  • @americanegale697
    @americanegale6974 ай бұрын

    Not driving a tesla will lower your score due to a lower milage

  • @outdoorevofficial

    @outdoorevofficial

    4 ай бұрын

    It won't hurt your score, for sure.

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