1. Social Media Trends 2. Aspiration Beauty Items 3. Fast fashion 4. Groceries

@RightToFreedomGirl

5 ай бұрын

@Emmel You will no longer buy food???

@RobinNatural1

4 ай бұрын

Groceries??

For lips: Vaseline at night. For makeup removal: unscented lotion, then wash face. For kids toys: rotate or exchange toys with friends. Don’t shop in thrift stores, not good deals. Costco/sam’s: prepare food, freeze 1/2. Fruits getting bad, freeze for smoothies. Vegs, turn into tomato souce for pasta. Buy in bulk, not space? Use those spaces on your kitchen cabinets that you can’t reach as food storage. Keep a track in exp dates. Don’t have Costco card? Ask a friend to buy you $50 gift cards. You can buy without membership and pay for the difference if went over $50. Don’t use debit cards, always cc and always pay your cc full balance, never pay interest fees and use those cc benefits.

@kettanistar

4 ай бұрын

Great ideas! I'm using some of these! Adding to my minimalism lifestyle!

@reverselee3218

2 ай бұрын

The final one about credit cards is a perfect tip. You can build your credit score and earn reward points, which is basically free money. Just always, always pay your statement in full every month.

Oh my gosh, I love the no buying groceries idea. I meal prep for the week just to have food go bad.

you might call it stupid, but There’s nothing sweeter than being able to afford the luxury of having anything you desire 😊

@RahulNagar-oi2xt

4 ай бұрын

I like the sound of this guy, I am also a travel enthusiast but sadly I don’t have the financial power to live my dreams of a n adventurous life, if it’s possible I would also like to do business with this guy, what is the best way I can use to reach out to him

@judyhuynh8352

2 ай бұрын

@haoning2269 😂 only the readers know

Got your book! So excited for 2024 changes for me, myself, and I. My super selfish year. Yeah, I'm going there. I'm tired of being a doormat. So "selfish" here I come 😅.

@roserosa8276

5 ай бұрын

I hear you and kind feeling the same 🤝

@formerlyknownas123

5 ай бұрын

Same, I allowed too much to carry on for too long. Selfish here I come.

@kayc2934

5 ай бұрын

Yes, same here. I am living for me, myself & I. 2024 the year of Me.

@esb143

4 ай бұрын

Same!

This year I'm also being more intentional in not planning so much so far ahead. Believe it or not, this helps me save money as planning always to go somewhere means more laundry, more gas spent, and more impulse buying. Now, I find myself spending a third less per week than in previous years. Well, except on groceries; inflation there is ridiculous!

Love your content! It’s so informative, entertaining, and encouraging ❤ Can’t wait to dive into your book. Congrats and Happy New Year! 🎉🎉🎉

Hey bestie! I have been watching your videos for a while and it has helped me use my end of year bonus each year. As a Teacher who teaches abroad who makes a very neat sum while travelling around on my employers tab, I am now documenting my experience on my KZread channel with hopes that it would inspire someone out there just as your videos have inspired me.

Newbie here. Love your advise and channel. Your enthusiasm is contagious 👏🏼🙌🏼

Love your high energy & inspiring messages. I am reading your book & already bought tickets for your tour! Can't wait to meet you & book signing.

Vivian!!! You are simply wonderful! I have always loved your content and this particular detox is great. One of my favorite videos that I saw this week was our tongue-in-cheek handbag dupe hack on Amazon. Love it and found a dupe for a bag I have been wanting forever! One thing I am super sad about is that I missed your tour in my area! Will you be touring/book signing in SoCal again any time soon? I hope so! As always thank you so much for your honesty, content and for never shaming those about when they may have started their financial journey...no matter how old they are!

I just got your book today! I'm excited to read it $ learn. God bless you!❤

Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 10 grand weekly and this has improved my financial life. Great piece!

@harrisontye1680

4 ай бұрын

Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!

@amelianathan4076

4 ай бұрын

Do you mind sharing info on the adviser who assisted you? I'm 39 now and would love to grow my portfolio and plan my retirement

@kevinandrew8932

4 ай бұрын

She's OLIVIA SULLIVAN FINANCIALS

@lampwhite8855

4 ай бұрын

she's a known advisor. I actually did look her up curiously and went through her credentials on her webbsite... Top-notch! I wrote her an email, hopefully she's accepting new intakes.

@christianahooks6369

4 ай бұрын

I'm definitely gonna check her out. Do yo have any idea if she manages family fund?

Totally with you on fast fashion and random beauty products!

Vivian, excellent content! Very timely. You are my FWSG!!

Great video, Baby you are not lazy your busy! 💖Happy New Year make it the best one

Oh yeah and I bought your book! Looking forward to reading it 😁

Agree!! Glad you mentioned it 🎉 food is exactly same as going out these days , and i always look for rewards in apps and always support mom and pop local restaurants instead of cooking myself . Always get delicious food while not wasting time going to grocery store and cooking 🥰 I got into reselling my old clothes that actually now paying for my credit card bills! It’s like a sport to me now 😂 i am always looking for things to sell and get rid of at home and loving how clean my house is with less stuff i don’t need 🎉🎉woohoo

I agree with the groceries. Going from living in a house with 3 people and now to living alone again, I have to change the way I shop for food. I cannot afford to eat out often so I still have to cook at home so I have to change the way I cook. It is a struggle. As for the fast fashion, I have started asking myself if I have any need for it. I have bought stuff from fast fashion stores but I also wear them for years. I bought a shirt from Pennies (their version of Target) when I was in Dublin 9 years ago and I finally had to get rid of them last year. So even though it was only €5, that shirt was well worn and well loved. Most of my clothing are like that.

In 2022, I didn't spend money on Tuesdays and didn't buy anything other than necessities: food, gas, rent, from January to May. 2023 was a different story lol, but I hope 2024 can mirror 2022!

I just bought your book. I love how you break down savings and investing for the ladies!!!!

Been hearing about you everywhere. Ill be sure to invest in buying your book🎉

Girl love ur energy

Perfume is a big one point. Something I wasted money on.!! Thank you for all of your content, beautiful, rich, BFF

Thank you, I love your channel!

I 100% feel you on the groceries. I travel about 50% of the time for work, and occasionally I like to cook and put the extras in the freezer, but hot bars and trader Joe's frozen meals are really helpful in keeping me from eating out all the time but also not leaving things to rot when I go away.

Susan Graver liquid knit clothing on QVC will literally last you 15 years 😂. I can buy a black dress or a pair of black pants and they won't shrink, fade, wrinkle or fall apart. They're definitely not 100% organic cotton but they get the job done lol

Thanks for sharing! 😊

very helpful. Thanks and more power to you.

❤❤❤❤❤ love your enthusiasm ❤

So glad you added fast fashion & choosing more sustainable clothing! Good for the environment and the world. Fast fashion uses sweat shops to produce their clothing

I'm happy you got your own book. AWESOME

I am a teacher that will be downsizing to a condo from a 3 bedroom house this summer. I have decided not to purchase any new clothes this school year. I will donate/throw away many items when I move. I plan on buying clothes more intentionally in the future…maybe capsule wardrobe.

love it - all for mindful choices :) !

I started thrifting. Love getting designer clothes, bags and accessories at low discount prices. Many of the items I buy have the original tags.

Love the Book 📖 Thank you ❤

Thanks Vivian 😊❤🎉

I agree with you on the hot bar at a good grocery store.

My rich BFF. Agreeable insights

Getting your book today

Re: groceries. Yes to keeping a few frozen and canned things around. Also, even if you’re not a traveler, if you can, don’t stockpile. For example, I have a ton of grocery stores within a small radius from my house. So I have no need to buy a case of green beans. One or two cans at time is totally fine. Enough so that I have what I need to cook dinner on a Tuesday but not for the next 6 months. I’m so much more likely to use what I buy than I was in the past and the lack of clutter in my pantry is so soothing. Now, around skincare, I totally just failed that. I just stress-shopped a Sephora order. 😂

Unrelated to the video topic but love your top! It’s so cute

LOVE YOU!!!!!

Love the fast fashion one. I'm learning some things aren't worth spending because they fall apart fast. I rather spend a little more but have it forever.

A great channel and style. Id love to replay some of your shows on my online radio station. With your permission of course.

I totally agree with your list! The Stanley cup thing is just nuts to me. Thats coming from someone who “collects” cups. I have rules though. My cups are Starbucks cold cups from Disneyland. So each cup has a memory attached. I only have about 4 and one only cost me $5 and is my main water cup since it’s insulated, 32 ounces, AND has Star Wars characters on it. I also collect Disney mugs from my visits. I use all of these at least once a week, so I’m using them. But the Stanley cups in different colors just to be “trendy” seems so wasteful to me UNLESS you’re someone like me who uses all your cups at least once every couple of weeks. If you just have them just to have them is such a waste of money.

My to go are individual frozen steaks and chicken breasts , takes few hours to defrost, never goes to waste

I was thinking about #1 lately too! I admit that I have been influenced to buy a few products but recently I really sat and thought about it and realized I really didn’t “need” these products as they haven’t proven to me that they really are the “game-changers” as the influencers push them to be. 😂

@leternadia

5 ай бұрын

The worst part if that probably you haven’t check your products expiration dates, everything that you open over a year ago may be expired and is bad for your skin.

👍🏼👍🏼👍🏼👍🏼I’ve been buying quality pieces for years - it’s better to save for a quality 👍🏼

Ms Vivian. Can you do a video on the concept of “by now pay” the companies are offering for example, Wayfair. Thank you !! 🙏

I love your content I purchased your book on audible. I know you upcoming woman, but do not forget about us, man too. We can learn a lot from you. I am give us a mention once in a while.

Thank you for this!. I'm a team member at target and I just walked past some beauty clearance and your video stopped me.

I am planning to see you in Chicago

Love & agree with all of these ideas! 😅. Most of us are guilty!!

Toe spacers are actually decent. Better to avoid confining shoes in the first place though!

your videos and content are great and helpful. is there an option of watching without the background music?

I love the flash food app from stop an shop. It allows me focus and smart ways of making budget friendly meals.

I’m considering whether to retain $3 million in single-family rentals, we have $900,000 left on mortgages. What is the possibility of maintaining $70,000 annual income by selling and investing in stocks and bonds?

@RafetMert-qs3kw

4 ай бұрын

Real estate, while a solid investment, demands effort and lacks liquidity compared to stocks and bonds. Long-term market trends should guide decisions.

@bradlucass

4 ай бұрын

You can sell and invest, but it is essential to seek advice from a reliable financial planner who can estimate your income based on your objectives.

@bradlucass

4 ай бұрын

7:41 Monica 7:41 Mary 7:41 Strigle

@Javier_Rodri

4 ай бұрын

It is harder to convert real estate into cash than cash-like assets, or even stocks and bonds. I prefer the latter. Real estate can be very demanding, as you are finding out.

@Urla..

4 ай бұрын

To boost your other resources, look into reliable money market funds or mutual funds for your rainy day fund. Evaluate the interest rates on your home loan and use any extra money wisely.

You still can di groceries just do it differently. You still can have a few: like frozen ready meals, frozen vegetables, frozen berries, frozen desserts. Some coffee / tea. And items that you can to use right away. I agree.. it’s better first you to dine-out, most of the time Will be looking forward to your new videos

It’s maddening there’s no spaces irl or online anymore we aren’t advertised heavily too. No wonder people have spending problems

Your book is coming today, I can't wait.

Please Come to Toronto!!!University of Toronto students need youu 😫😫😫

I’m a year into buying better quality clothing, starting with denim salvage jeans. Although they are more expensive, better material that last much longer than mass factory produced jeans, and I wear them way more. I’ve broken my habit of impulse clothes buying 🎉

@elenalaoriginal

5 ай бұрын

Im coming to realize id rather have a few things that I love of good quality than a bunch of Amazon clothes I’ll never wear.

See you soon on the 18th, BFF!

Be$t thing I did was delete my amazon app!❤

Are there any dupes for Dr. Jart? :)

Sound Advice x

Are you coming to Florida?

I don't think I've ever responded to any of these things but I do really like and respect her and I do fully agree with her on all of these especially the groceries. It is just me and I do work a lot so I'm rarely even home and I will buy the little salads from the grocery store weather in avocado and tomato and there's my meal. Or a runa packet with Avocado. The avocado helps the tuna be moist so you don't need to add anything else. You can add a healthy bread which I'm not a fan of I don't like bread at all but I have found a dark rye that I'm completely in love with. I think I switched my thought a little bit there but have a wonderful day everyone

Agreed, I don't need a Stanley cup that bad! 😄

I save money by buying groceries and making my meals from scratch. I also noticed I am not craving junk like I did and if I want something, I bakenit at home. Again, I noticed it takes me many days to eat that cake vs 1 or 2 days. We don't have the same lifestyle however.

I really relate to the hot food bar at the grocery as a happy medium. Kale in the supermarket: intriguing, healthy, versatile, does not spoil *that* fast Kale in my fridge: annoying, bitter tasting, never right for the meal I want, spoiled yesterday OMG HOW? Kale in the salad bar: healthy, high value in vitamins/weight, DELICIOUS OK, so maybe *I'm* the problem, it's me. Not kale. But I'm glad it's not *just* me!

@ohenenana4392

5 ай бұрын

😂😂

Me and my husband didn’t have much time to see each other only once a week because the time we were working is different. Should I get rid put him on sale too ?

I also stop buying groceries ….much cheaper and less waste …yupp I live alone….my friend is a chef and i buy from him and it is way less than buying at. Cafe lr restaurant plus I’m supporting a friend’s business

Another option for groceries, find 3,4, or 5 meals at the deli and have it catered for 15. Then, divide and freeze.

@LookingupinJA

4 ай бұрын

Good idea

@flaggov6949

4 ай бұрын

Thank you!

Hi ,how to order your hard cover book? Please let me know .thanks

What sets your book apart from the other books that promise the same? I’ve noticed other writers actually share what licenses they hold. Do you have a CFP (certified financial planner) license? If so what states? If no why should I buy your book instead of a professionals?

@mariesbudgets8814

5 ай бұрын

Because she was a day trader on Wall Street and had made over $1 mil before she was 30....why does everyone think that only people who have licenses are smart enough to take advice from??

@ngf5077

5 ай бұрын

@@mariesbudgets8814 managing $1B AUM and making 0.1% = making $1mil. Why would a wall street entity hire someone without any credentials?

@flaggov6949

4 ай бұрын

Because she explains things in ways that are approachable.

Would love to hear how you balance your luxury purchases (Hermes, Van Cleef) with your passion for saving, investing and getting rich AF! 😊

No buying books pitched on SM.

I need advice. My grandson is 11-years-old. I want to set him up with a "savings account" or "investment" so he has funds for either college, car, etc. after I die or when he reaches 18 years old. I am 66 years old and retired on Social Security. What about mutual funds?

@Lexfeder72

4 ай бұрын

Index funds is the way to go. Read JL Collins book “ the Simple Path to Wealth” to learn more about mutual funds and index funds.

I wish I could just not buy groceries, but my life looks nothing like her’s so I cook at home all the time 😂 I’m onboard with pretty much everything else though!

From a fashion perspective, this works for me. Buy one new complete outfit Every Spring and every fall, excluding shapewear.

Here’s a financial tip you might appreciate: Skip the elaborate skincare routine and just wear and reapply sunscreen every day. You’ll save so much money on all the goops and lotions and potions and procedures people pay for to address their skin concerns as they get older. Maybe you already know this but I can’t assume because you just listed a bunch of products and none of them are the one product with the greatest, proven, impact on our skin.

@hannah60000

4 ай бұрын

It spends on your skin issues. If you have cystic acne - that’s not going to cut it.

@anamandic4540

4 ай бұрын

@@hannah60000 I mean. My tip assumes there are no medical skin concerns here. But even if you’re treating acne, dermatologists don’t give you a 15-step elaborate skincare routine, generally speaking. They prescribe either oral meds or a topical retinoid (or both). Whatever the case, the main message is that you really don’t need much more than to wash your face daily and wear sunscreen, and *maybe* use a retinoid and/or moisturizer if your particular skin needs it. You don’t have to spend a fortune or invest lot of time in skincare. Toners, essences, eye creams, 2nd-step cleansers, exfoliants, face masks, rollers, patches, and other goops and toys promising whatever are usually unnecessary. And preventing skin damage from the sun is so much more economical than paying for chemical peels, lifts, injections, lasers, etc.

The equation hourly pay is Gross or Net Pay? 😅

@poliscigirl

5 ай бұрын

She said take home so I would think that means net

Im doing a no buy year. If it’s not a necessity, I’m not buying it.

@ohenenana4392

5 ай бұрын

💪

I just started feeling that all social media influncers are just pushy use car sale people

First!

Another thing to stop buying in 2024, stop buying huge desktop PCs. They're $3000 and value deflates quickly. Either get a cheap $300 laptop, or a $500 mini pc from minisforum or geekom. NEVER get a tower PC

❤

❤❤❤❤❤

Are you OK 🤚✊️🤚✊️🤚✊️

I am in trouble. I am 58 no retirement no assists. I would like to hire you to help me.

5. Taylor Swift concert tickets

Im no longer buying books written by KZreadrs !

So the Stanley Cup isn't worth buying ? 🤔

But they say that wages are up! Lol!

I'm seriously wishing the money KZreadr with great attitude and good intention, like Vivian Tu, would study bitcoin to the core. They will get it eventually (and quickly) and they will help many many more people for generations. Finger crossed!

💙💙💙💙💙💙💙💙💙💙💙💙💙💙💙💙💙💙

Ooooh, so you're about to be let on a little secret. Tower28 is ripping you off big time!! The Simpleaf Clean Multi-Purpose Surface Cleaner is the same product and is significantly cheaper. It's not marketed as a skincare product but the concentration, pH level, and ingredients are identical!

@anotheryoutuberperson38

4 ай бұрын

One product is electrolyte and one isn't. You can get a USB dongle for $12 to make it electrolyzed and then it's the same as Tower28.

Are we pregnant?