In my 50s, I'm focused on investments for retirement. I've heard of people generating substantial passive income, like someone who earned $650K in under a year on a podcast. What's the strategy for such returns?

@AddilynTuffin

28 күн бұрын

Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

@louis71350

9 күн бұрын

Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2023

@SageMadsen

9 күн бұрын

I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

@louis71350

9 күн бұрын

*Jennifer Leigh Hickman* has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend her if you want excellent collaboration.

@SageMadsen

9 күн бұрын

Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info

She is right. I stayed at a job for 12 years with a bachelor's and master's degree without a promotion. Eventually, I made the salary of a manager, the job was secure so I stayed, but I now realize I could have made $100k to $200k a year more if I would not have been afraid to move on & this is not an exaggeration.

@lq6424

4 ай бұрын

Wow with a bachelor's and a master's without a promotion?! Wow. Some companies are evil, they could be more proactive at promoting within, but rather hire from outside.

@javier.alvarez764

4 ай бұрын

Secret to high salary is job hopping. I have been job hopping every 2 years.

@theofficialblackdirectory

4 ай бұрын

I just kept getting told I need to put myself out there or come off my island sometimes. I guess do these things & job hop as see fit.@@lq6424

@Stephaniefarrah

4 ай бұрын

Facts, I stayed at my first adult job for 5 yrs with only a 5CENT raise, I finally got areal raise my last year. Everyone told me to job hope every 2 yrs,I didn't believe them. I final got so fed up I started job hopping and in the 5 yrs I did that I went from $31,600 to $96,000. Now changing careers I am doing the same. Yr 1/2 down I'm gone next yr if the raise isn't 5% min. But taking advantage of the tuition reimto get extra training the company pays for 😂.smarter not harder🎉

@javier.alvarez764

4 ай бұрын

Guys don't afraid that HR will see your resume as not hireable if you are a job hopper. If the company, manager sees you are valuable they won't really give a fuck. They need your skills within that moment. Sooner or later all of them will go to another company. Funny shit is that an HR was making me stay with the company saying I have not stayed there long enough, 2 months later she resigned and found a better company lol. People will also say shit like you shouldn't do this or that, but when the opportunity comes they break their own words. Another benefit with job hopping is that you have a lot more skills, can socialize better to other people since your colleagues keep changing. Don't job hop to other company if you are just gonna do the same shit, it should at least be a different kind of specialization, or different kind of field while still similar to your job. Also aren't any of you get bored when you do the same shit over and over again, and already have mastery over it?

Became a millionaire at 48, now 53 and still learning new things such as info from this channel, proving that one should never stop learning.

@dominionrealestatellc52

4 ай бұрын

What did you make it in? Care to share?

@happilydivorced3235

3 ай бұрын

👋🏿👋🏿👋🏿👋🏿

@robertsonfarm1284

3 ай бұрын

I started investing in the stock market because of dividends. What matters, in my opinion, is that if you invest and earn more money in addition to dividends, you will be able to live off of dividends without selling. It implies that you can pass that on to your children, giving them a head start in life. I've invested over $600k in dividend stocks over the years; I continue to buy more today and will continue to do so until the price lowers even further.

@nicoleaba6142

3 ай бұрын

It's always inspiring to hear from a veteran investor who has weathered the storm and come out on top. When your portfolio turns from green to red, it might be unsettling, but if you have invested in great companies, you should just keep adding to them and stick with your plan.

@Yowan-hm9cg

3 ай бұрын

I wholeheartedly concur, which is why I appreciate giving an investment coach the power of decision-making. Given their specialized expertise and education, as well as the fact that each and every one of their skills is centered on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable developments, it is practically impossible for them to underperform. I have made over 1.5 million dollars working with an investment coach for more than two years

My favorite thing about Vivian is while she’s incredibly smart, driven, and hardworking, she’s also acutely aware of her privileges. She accepts while understanding that’s not everyone’s reality.

@esb143

3 ай бұрын

Soooooo many financial influencers are absolutely clueless about real life for most people

@changveronicas

3 ай бұрын

yesss she provided much needed nuance to that questions. props to her!

@alona724

3 ай бұрын

Brilliant and classy response. She didn’t take the bait but didn’t need to put him down either. She just spoke the truth… which doesn’t take away from her success at all. But, to omit that privilege is to do harm to people.

@the-fantabulous-g

3 ай бұрын

What bait? She came from a place of privilege, which a lot of other Asians don’t come from. A lot of other Asians work super hard, and will be waved away the same opportunities that others would get. I’m for equality, and I can stand behind that to an extent. I feel a bit slighted that she didn’t address how some of us fear walking in the streets though, because of how bad violence against Asians are. Some Chinese elder just decided to head back to China after being assaulted/hospitalized for the third time in Oakland, yet no one’s willing to start that hard conversation. For one of him, there’s dozens if not hundreds/thousands that have no means to leave a bad environment. She plays it safe, which I can respect because going against a whole narrative is hard, but I won’t be applauding her stance of pandering to a narrative. It’s good to see her succeed, but I don’t think her addressing of the racial issues is to my liking.

@marcvac

3 ай бұрын

@@the-fantabulous-g Good thing nowadays all it takes is a willing body to go online and spread their opinion/message. If it's a subject that speaks to you, then you should start start speaking on it. I'm sure you'll find other who will relate to your message.

That confidence and self-awareness is badass! Root for her!

@auraarias1398

4 ай бұрын

She is just amazing and a boost of energy!!

@lionrock2023

3 ай бұрын

this kind of "confidence" is pretty standard in 2024 america.

@SueChef100

3 ай бұрын

WALL STREET🔥🔥🔥🔥🔥🔥🔥🔥🔥

Whattttttttt?!?!?! She’s in her 20’s 😮 her awareness and intelligence…… 👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻

I like Vivian's perspective. Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

@ohioveteran

13 күн бұрын

Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .

@emmaarmando

13 күн бұрын

Exactly ! That's my major concern and what lucrative investment can one venture into with the current rise in economic downturn

@noah-greene

13 күн бұрын

In fact, I had no prior experience or understanding when I began investing in 2020, but by the end of 2023, I had made a profit of almost $850k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.

@spacecadet6

13 күн бұрын

@@noah-greenewho is your advisor please, if you don't mind me asking?

@noah-greene

13 күн бұрын

"Gertrude Margaret Quinto" is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

Vivian is such a breath of fresh air. She’s so in touch with many issues (biases, racism, classism, sexism). And, she’s selfless and doesn’t have to be! Thank you for all that you do. I hope to one day impact others the way that you have 🥂

@SueChef100

3 ай бұрын

💯💯💯💯

Wow she’s so smart and sharp. She was able to come up with the perfect answers for every question in like 0.2 seconds. Very inspiring woman and such a killer outfit! Loved the interview

10-yr working here. I did the 2-year up or out. One factor you need to consider besides the 10-20% pay bump each job change is that your $/ hours of work. Working 40 hour workweek on a $100k salary is significantly better than 60-70 hour workweek on a $120k... A $48/ hour versus a $38/ hour. Get a 40 hours workweek, and start your side hustle that can potentially become a profitable business is well worth it

@adriennethiery5432

4 ай бұрын

One shouldn’t have to start a side hustle. The billionaire class is hoarding the working class’s wealth. I understand it’s the reality now and I’m contemplating starting my own but it’s disgusting

@ManifestOptimism

3 ай бұрын

​@@adriennethiery5432I agree but this is also our reality, especially if you want a comfortable life.

@yuelu3314

3 ай бұрын

Absolutely, I took a job with the same salary, but I have to work 39 days less a year, which is almost 2 work months less

@akiramiyazono

Ай бұрын

I would argue to say that it's better to have a better job that makes more money for the same amount of time than having a side hustle. You will be putting a bunch of hours in your hustle, and unless there's real potential to exceed what you are earning in your 9-5, it will suck you dry and time will pass. Better to use that time to use in meaningful time with friends, family, and hobbies. At least that's how I see it.

@htr1610

Ай бұрын

@@akiramiyazono agree with the hobbies. I know plenty of friends who turn their hobbies into side hustles though. For example, a friend loves collecting legos. She now collects legos for fun, and also flip them to other collectors

It took me about 8 years to smarten up with the salary thing. Once I figured that out, I jumped just about every two years and 3.5x my salary over 10 years. I am very aggressive with my career moves now.

I am an Asian immigrant, moved age 31 with 4 kids. We don't say i love you as frequent as Americans of hugs every time I see them. But you are right, we will die for our kids, we would starve for our so they can eat, we make it they have better lives than us growing up. This is our culture.

@MeenaMonjazeb-kn8dq

3 ай бұрын

And the kids will take care of the adults in old age differently than Americans on average.

I appreciate Vivan’s pushing back on the concept that meritocracy is the sole determining factor for achievement and success. 👏🏾👏🏾👏🏾

@blackknight9558

4 ай бұрын

Lots of Asians / liberals mad at her right now for her saying that.

@adriennethiery5432

4 ай бұрын

@@blackknight9558liberals? lol both sides are pushing the meritocracy myth. Don’t think for one second identity politics isn’t being weaponized to keep the working class from uniting.

@please150

3 ай бұрын

He didn’t expect that at all!

@CH---

3 ай бұрын

👏🏿👏🏿👏🏿👏🏿👏🏿

@111_23

3 ай бұрын

well why wouldn't they be? Imagine ensuring generations of your ethnicity have worked hard to develop a reputation of intelligence and discipline for it to be shrugged off as privilege; maybe if certain communities focused their efforts inwardly their children could benefit from said privilege but its much easier to blame some "structural" issue. why do you suppose those exclusionary practices were put in place!!@@blackknight9558

Thank you for your response to “being a minority and the lack of success-skin color”Viv. You couldn’t have made more of a point and I really hope the question was just for the interview because it’s truly disappointing that Eric may not acknowledge these differences in SKIN color. Thank you BFF 💕

@happyhappyjoyjoy7594

3 ай бұрын

Totally agree. I wanted to thank her for recognizing the intrinsic biases . She said it beautifully.

@ekjordan

2 ай бұрын

Best part of the interview!

@Loongrange

2 ай бұрын

yea that response by her was low key super high level and aware

Honestly this video is awesome, Which Financial-_ professional Do you work with or is best suitable to work with, You seem to be doing well in this ?

@tomaszcz_k

4 ай бұрын

Financial professionals like John Desmond Heppolette often bring a wealth of knowledge and experience to the table, helping clients develop and implement sound financial strategies tailored to their specific needs and goals. It's crucial for individuals to recognize the importance of seeking expert advice, particularly when it comes to managing investments and mitigating risks....

@WiolciaMrozowska531

4 ай бұрын

Thanks to the guidance of Sir John Desmond Heppolette, my investments have thrived. However, it's crucial to note that the ultimate factor influencing returns is the amount of capital invested. A substantial initial budget enhances the potential for greater gains.

@MatgorzataZielinska

4 ай бұрын

John Desmond Heppolette truly appears to be knowledgeable in this field. After conducting a Google search of his full names, I thoroughly reviewed his web page, including his resume, and qualifications, which were truly impressive. I took the initiative to leave him a note and have booked a call session with him....

@stanleyzac1648

4 ай бұрын

John Desmond Heppolette's approach is pivotal for achieving success in the realm of online commerce. His management group has showcased outstanding effectiveness, and I also value the content available on his KZread channel....

@lisar.2549

3 ай бұрын

She’s married to a financial guy and studied it herself.

I had doubts about her content (something to figure out why) but watching this, I am an instant fan. Her mindset, confidence, and realistic take on making money, DEMANDING her own space in the content creation world AND finding fulfilment is so inspiring. Congratulations on your success and cheers to $25M!

@radical8039

2 ай бұрын

Same here

@sanman31

2 ай бұрын

yes and no. I dont buy into "cutting cost, ask for 10k raises" thats not realistic, maybe if I had a Harvard MBA etc.

Gosh - I love her!! Her transparency is everything. Her mindset, thought process, her openness to reality and how to approach it, reality to relationship challenges and how easy it’s supposed to be in order to compliment one another. Love this, thank you to both of you!

This interview got better and better each minute! This is an all the way through listen, no doubt! Love the dialog and her responses! Thanks for this episode and being a great host, allowing her to speak and not filling in her blanks. You made space for her narrative and the chemistry of this overall discussion is top tier! Will definitely be following both! #cheers and #thanks

@LevelingUpOfficial

4 ай бұрын

Thank you!

@IoannisHodgesMameletzis

4 ай бұрын

I agree, as a public health professional who is keen to understand his retirement options, Vivian Tu is actually very informative, and as a kid of immigrants, I really appreciate her perspective. And thank you Eric for being a brilliant interviewer.

Oh my God when she busted out the conversation about how an all traditional husband wants an all traditional wifey material to do everything around the house when he isn’t the traditional husband that provides and both wife and husband have to get up at the crack of dawn to work and on top of that I’m sure she makes much more than she does that is Super relatable. Can’t expect the wife to do it all, and have, and be the traditional wife when she gets up at the crack of dawn to work as well.

This girl informed me about how much I was getting ripped off in the corporate sector. Thank you.

I love how you broke down your actual take home pay after expenses. It's easy to think on the surface how flashy starting a business is when you hear how much the business made. Thanks for sharing your reality.

Such a great interview, more in depth than I’ve seen anywhere else! Love it.

Want to give a shout out to how well organized this video is with the time stamps!! Thank you so much!!! 👏

I agree with her on "risk assessing" friendships! Trust me this is important! And in the same vain, do be friends w/ people who can't handle their money well, because they will end up acting like parasites and you will be drained on way or other!

@christopherchan2623

4 ай бұрын

don't be friends*

@ingababy5196

4 ай бұрын

I agree with you 💯!!

@Kalamolng

4 ай бұрын

@@christopherchan2623 sorry

@lisar.2549

3 ай бұрын

Good advice!

Glad to have found her long form content. She's great

Amazing interview! I love Vivian’s honesty!

Girl you are PREACHIN. It is NEVER 50/50 that's not a marriage. meet halfway when you can and if they cant you go to them vice versa

I also love how she says it’s not new information. She is making it fun. So awesome 😎

One of the best interviews I've ever seen! Congrats to you both🎉

Honestly just love listening to Vivian talk in long form!

I love this interview!! Thank you so much for sharing ❤

Excellent interview, great questions and even better answers to the questions! She is coming to my town and now I'm definitely going to see her.

I just randomly found this channel and i have to say this is the most well structue interview ive watched in a while.

Great interview. Love Vivian’s sincereness. The friend aspect is spot on. Stay away from energy vampires!!! 🤙

I love her very raw answers

This was an awesome interview!!!! Thank you!!!

Thank you for your insight and helping others!

Super transparent! Thank you for this great episode!

Wow, Vivian is absolutely brilliant. This was one of the best podcast episodes I've heard. So glad I follow Vivian, thank you so much Vivian.

So well-spoken.

I really like her detailed explanation & she's a case in point of you've to work hard to achieve objectives.

I work in the Wall Street world / Sales world. She is the truth 🔥

I think it’s great how she broke down everything she pays for.

This interview was everything

Love listening to Vivian talk. Shes so knowledgeable for someone whos in her 20s

RESPECT for her statements that start at 59 minutes. Thank you for seeing your privilege and the lack thereof which exists as a reality for the entire melanated world.. There's definitely LEVELS to this building wealth and success thing, when it comes to the ease of doing such when not in a white body.

@cloudstrife7840

4 ай бұрын

She talks a good game about melanin but take a look at her husband/fiance and lack of melanin. Big disappointment if you ask me.🙄 This isn't even a never meet your heroes thing, it's becoming don't even look into their background or actions or you'll be disappointed.

@Calm02

4 ай бұрын

she is so mindful, love it

@lisar.2549

3 ай бұрын

Always use what god gave you to the best advantage. Sun Tsu

@resa574

2 ай бұрын

@@cloudstrife7840 It's a mutual relationship. He's white so he authenticates her. She provides for them both monetarily. I mean her fiance is probably gay, but that's another issue entirely.

@haute03

2 ай бұрын

That was honestly so cool and great of her to say. She is really self-aware and a critical thinker, which are both traits that I think are lacking in the personal finance influencer space.

Great interview! Great information! I read her book a few weeks ago and now I'm learning everything I can about becoming financially healthy! Thank you both!

Yes! Everything, every choice and everyone is a cost benefit analysis in this world. Everyone gets something out of every interaction, you need to decide if the interaction is good or bad and act accordingly.

Well done! Clear! And easy to understand!

How can you not lover her ! Transparent, bright & so positive ❤

I really enjoyed this talk. Saw clips of it every now and then on instagram. Finally came across it on youtube. Ty!

another amazing convo w vivian!

WOW!!! These are great questions

Love Vivian's wisdom and brilliance. She deserves the best.

Great interview!

First time hearing of Vivian. Bought her audiobook after watching. Thank you🙏🙏

I love this interviewer. One of the best!

Great video! Love her realness and being super witty. Def encourages me to go for that promotion or onto the next job while my online business is still growing.

I heard about her today and I really like her. I've been following Nathalia Arcuri, the Brazilian financial expert youtuber (Me Poupe channel), for years and was hoping to find someone like her, but in English. And that person is Vivian! It's really interesting how Vivian's content, her business goals and the way she works with her team is similar to Nathalia's. I'm very happy someone is doing that for the people in the States now. ❤

Wow amazing interview this girl is so amazing she deserves everything!

"It's my American dream" - Vivian Tu. I will forever remember that as I carry this new belief. Thank you!

Great interview - so much knowledge she’s shared here. Thank you!

Wow, came across this because I follow Vivian. Very impressed with Eric's interviewing skills. You gained a new follower.

WOW vivian is so quick and knowledgeable!! you can tell she’s an expert at her niche and an expert in communicating in an engaging way. amazing.

Nobody can become financially successful overnight. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals. you have to contend with inflation, recession, decisions from the Feds and all. I was able to increase my portfolio by $289k in months. You have to seek for help in the right places.

@TheJackCain-84

2 ай бұрын

I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value

@martingiavarini

2 ай бұрын

I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured some money in value stocks and digital assets,i accrued over $80K in dividends last year

@bob.weaver72

2 ай бұрын

I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you?

@martingiavarini

2 ай бұрын

When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

@bob.weaver72

2 ай бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

Following you on all platforms. This is the inspiration I needed. I might actually use TikTok more now just to watch your videos

What an awesome interview! =) I have been following Vivian on both TikTok and KZread and it makes me so happy that the algorithm suggested her content to me. I have learned so much from her!

I liked her content, but learning about who she is, where she came from and how she thinks made me just love her even more. Thank you, for being such a great role model, Vivian!!!

Yes I agree its never 50 50 when you are a team

I really appreciate what she's doing❤🎉and wear you go girl!

Great interview! I wish it was longer, I could've sat through another interview haha

She is brilliant. I could listen to her all day.

I love her. She is smart and down to earth. She gives great tips!! 😊

Transparency at its finest. Well done. 🎉

Awesome episode!❤

You guys are an inspiration to all the people trying to make it~ Thank you for sharing such an insightful episode~

Thank you Vivian for being honest about the fact that some minorities deal with extra crap because they aren't white adjacent. Yes, merit is important, but there are systems in white supremacy that are against other people that are facts. Also, I agree all non white people shouldn't be competing against each other but be consciously help uplift each other.

@BABEEBEEH

4 ай бұрын

Well I wish minority’s are also as passive with all the errors that beginner and newbies would have

“Leaning while you earn” and Make more money, instead of penny pinch. EXACTLY.

I love that Vivian is outspoken and gregarious. I agreed with everything she said in this interview. I'm looking forward to reading her new book.

I love her! Got her book on listen mode now on audiable!

Vivian is one of my favorite influencers; she’s very relatable

Vivian is a true Queen. One of the top content creators on KZread in my opinion. Great interview!

Loved this

Love this lady

Love it. Shes so smart!

I resonated so much with this video as a Second Generation Haitian American. Wow!!

Excellent interview. I ❤ Vivian.

love it. subscribed to both

you must be either learning or earning.. thats I love her. She is so right..

Man, I love this woman! 🤩

Great interview. Love her!

She is so likeable. Great questions too!

That makes me special : LOVE LOVE LOVE THAT Everyone should KNOW they are uniquely special

I've been following her and her social media work for years and I am glad that she is finally coming to broad attention - shes personable and gives great advice

You are amazing ❤❤❤

I just bought the book on audible while im listening to this podcast.

Such a high value listen. Thank you to both!

I'm in my 40s, I will apply all her sharing....she is great!!🎉

13:26 So so true. One of the biggest things I took away from my Federal Income Tax class.

You literally talk my language. On EVERY NOTE. Still need help to figure out the 25M here though. Great going. Love you!!