Unlock Your Financial Freedom: Getting Rich with Vivian Tu

On today’s episode, Valeria welcomes Vivian Tu, better known as Your Rich BFF online. Vivian is an ex-Wall Street Trader, Strategy Sales Partner at a Tech company, and the face of YourRichBFF. She started YourRichBFF as a passion project to share digestible lessons on financial literacy and lifestyle. Since then, she has built a community of over 2,500,000 besties helping one another get rich and stay rich. Together, Valeria and Vivian dive into how being smart about money is not just a practical skill; it's a cornerstone of a secure and fulfilling life. They also explore the belief that financial literacy empowers individuals to make informed decisions about budgeting, saving, and investing, and fosters a sense of control over one's economic stability.
Vivian’s book is available now! Order here: Rich AF: The Winning Money Mindset That Will Change Your Life
You can find Vivian on:
/ your.richbff
/ yourrichbff
www.yourrichbff.com/
What We Talked About:
00:00 Intro
00:21 From stock market trader to full-time content creator
03:55 Having the sense of belonging to the society of rich people
06:03 The mindset of rich people and how they handle money
11:17 Not all debt is bad
16:39 “How I lost $4000 to break off a lease.” - Do the STRIP method
23:23 The truth about having emergency funds
28:27 Everything, when comes to finances comes down to time
31:48 What is an FU number?
34:57 The influencer lifestyle and being smart with money
39:45 What in your workplace can and cannot be changed?
42:17 How does the Brag Book works
45:05 Asking for a raise isn’t being greedy if you deserve it
47:36 Two things to remember when negotiating
54:22 Handling finances while in a relationship
58:25 Money is just a medium for what people value
01:00:00 Who pays for the first date?
01:03:06 “You aren’t bad with money, you weren’t thought about it”
01:05:33 Money can buy you the ability to be happy
#valerialipovetsky #notalone #podcast
Check out the podcast at: www.notalonepod.com/
You can also access this podcast through the following platforms:
Spotify: open.spotify.com/show/5O3UovT...
Amazon: music.amazon.ca/podcasts/074b...
Google: podcasts.google.com/feed/aHR0...
Apple: podcasts.apple.com/us/podcast...
Pandora: www.pandora.com/podcast/not-a...
❤️ Subscribe for more vlogs kzread.info...
Shop This look 🛍️ : liketk.it/4rddS
❤️ Where else you can find me:
Instagram: / valerialipovetsky
TikTok: / valeria.lipovetsky
Facebook: / valerialipovetskyblog
Podcast: www.notalonepod.com/
Amazon Storefront: www.amazon.com/shop/valeriali...
LTK: www.shopltk.com/explore/valer...
Disclaimer: The links in this description are sponsor or affiliate links. If you make a purchase through these links I may earn a credit or commission at no additional cost to you.

Пікірлер: 583

  • @Riggsnic_co
    @Riggsnic_co10 күн бұрын

    Rate cuts commence in June 2024, taking 6-8 months to complete. A potential crash, if any, might occur by March 2025. The soft landing narrative is gaining traction, making this big recession everyone is calling for less likely. With $1 million from a business sale, I'm seeking profitable investment opportunities for the next 3 years.

  • @JacquelinePerrira

    @JacquelinePerrira

    10 күн бұрын

    The financial market is a reliable choice. Diversify your portfolio with I-bonds, stocks (ETFs, REITs, dividend-paying stocks), and bitcoin. Given your budget, I recommend hiring a fiduciary to ensure you receive professional insights for a fee.

  • @Ashley186fre2

    @Ashley186fre2

    10 күн бұрын

    Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

  • @kevinmarten

    @kevinmarten

    10 күн бұрын

    this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

  • @Ashley186fre2

    @Ashley186fre2

    10 күн бұрын

    Finding financial advisors like ‘Carol Vivian Constable’’ who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

  • @Ashley186fre2

    @Ashley186fre2

    10 күн бұрын

    Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

  • @JackHudson.
    @JackHudson.4 күн бұрын

    As an avid investor, I often mull over how accomplished investors are able to amass fortunes through their investment endeavors. Presently, I hold equity exceeding $545K from a recent home sale, yet I'm uncertain about my next investment move. Should I consider buying stocks at this time, or should I await another opportunity?

  • @JenniferDavis7630

    @JenniferDavis7630

    4 күн бұрын

    The present market conditions could offer chances to enhance earnings quickly, yet to implement such a plan, expertise is essential.

  • @danieltaylor--65

    @danieltaylor--65

    4 күн бұрын

    Undeniably factual. Despite my absence of prior investing acumen, I ventured into investments pre-pandemic and managed to amass a profit of about $450k within that year. Essentially, I solely relied on professional counsel.

  • @champhallier8468

    @champhallier8468

    4 күн бұрын

    Lately, I've been researching advisors, but the market updates I've encountered haven't been very positive. Who's your guide?

  • @danieltaylor--65

    @danieltaylor--65

    4 күн бұрын

    'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

  • @Angelinacortez495

    @Angelinacortez495

    4 күн бұрын

    I searched for her complete name on the internet and located her page. I then sent an email and scheduled a meeting to converse with her; now, I'm awaiting her response.

  • @Stephine-un5zs
    @Stephine-un5zs7 күн бұрын

    Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.

  • @SirBenjamin-oq1wd

    @SirBenjamin-oq1wd

    7 күн бұрын

    the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

  • @Manselus-mn1mn

    @Manselus-mn1mn

    7 күн бұрын

    Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.

  • @MablePauls

    @MablePauls

    7 күн бұрын

    impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

  • @Manselus-mn1mn

    @Manselus-mn1mn

    7 күн бұрын

    Angela Lynn Shilling is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

  • @MablePauls

    @MablePauls

    7 күн бұрын

    Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

  • @CameronFussner
    @CameronFussnerАй бұрын

    Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.

  • @leojack9090

    @leojack9090

    Ай бұрын

    Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor.

  • @fadhshf

    @fadhshf

    Ай бұрын

    This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?

  • @hasede-lg9hj

    @hasede-lg9hj

    Ай бұрын

    I stopped trying to predict market outcomes based on chart studying after 5 years of uncertainty. Not having a mentor caused me 5 years of pain. I learned to follow the market's direction and keep it simple with discipline.

  • @parrish8386

    @parrish8386

    Ай бұрын

    @@hasede-lg9hj Please pardon me, who guides you on the process of it all?

  • @hasede-lg9hj

    @hasede-lg9hj

    Ай бұрын

    I won't pretend to know everything, though. Her name is Amber Angelyn O'malley but I won't say anything more. Most likely, you can find her basic information online; you are welcome to do further study.

  • @graywilliams_77.
    @graywilliams_77.3 ай бұрын

    Its quiet interesting how we reject the reality of our situation and expect to be able to observe it, control it and even change it. I used to be financially depressed until I read a book that made me realized that the secret to making a million is making better investments.

  • @user-xp6sc6su9c

    @user-xp6sc6su9c

    3 ай бұрын

    investment requires good coach and knowledge to carry out a good and successful result....

  • @daleshaddick5790

    @daleshaddick5790

    2 ай бұрын

    What was the book

  • @letsdomath1750

    @letsdomath1750

    8 күн бұрын

    It's not rejecting it and pretending that things are different than they currently are, but acknowledging that the physical world is subject to change, and if we maintain awareness, we can intentionally choose a new response and a new outcome. Effectively, we can guide the direction of change for our own lives, not just in finances, but in all aspects.

  • @austinbar
    @austinbar2 ай бұрын

    Though everyone loves the luxury lifestyle but many don't want to take the risk to invest or work for it.. Now's the best time to buy the dip and it's an opportunity that will grant you all the luxury you crave for.Very interesting content, i would also be glad if anyone here can explain a few things for me, this is 2024 and I believe it's my time to invest and shine for a better future.

  • @jcurdrayeric243

    @jcurdrayeric243

    2 ай бұрын

    I think the one thing most investors miss when calculating intrinsic value, is that they look solely at the history to estimate growth in the future. The growth rate is very important, it arguably should take the most time in valuation. The past 10 years could be unusually good/bad due to acquisitions/dispositions affecting financials. Look to the future and make your best judgements.

  • @rogerwheelers4322

    @rogerwheelers4322

    2 ай бұрын

    There is one thing I have learned in recent months it is to remain calm, especially when it comes to investment in Stock. Learn not to sell in a panic when everything goes down and not to buy in euphoria when everything goes up. I advise y'all to forget predictions and start making a good profit now because future valuations are all speculations and guesses.

  • @joshbarney114

    @joshbarney114

    2 ай бұрын

    I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.

  • @FabioOdelega876

    @FabioOdelega876

    2 ай бұрын

    I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

  • @joshbarney114

    @joshbarney114

    2 ай бұрын

    Finding financial advisors like Natalie Noel Burns who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

  • @ingababy5196
    @ingababy51964 ай бұрын

    Being DEBT FREE is so important. When you have no debt you can SAVE and INVEST more.

  • @omowhanre

    @omowhanre

    4 ай бұрын

    For you…for you

  • @YMM09

    @YMM09

    Ай бұрын

    @@omowhanreit’s not just about being debt free but being able to pay off that debt. Living above your means will be the end of Americans.

  • @dietzyfly
    @dietzyfly4 ай бұрын

    I literally just deployed my FU money!! As a 56 year old woman, I have spent the last 20 years or so living a frugal (but extremely rich in my mind!!) lifestyle---focusing on amazing solo travel all around the world and my health. I have lived well below my means but have never felt lacking---and invested and saved. For many reasons I was recently being pushed out of my decade-long position at work, and before they could terminate me, I pulled my ripcord and bailed. It was SUCH an amazing feeling to have the power to make the decision before they made it for me. I had enough money to take an early retirement (though I will likely work in the future) and embark on an adventure I have dreamt about---walking across America with my dog! I implore all of you to do what you can to make your life yours. Start now!!!!

  • @bbb_888

    @bbb_888

    3 ай бұрын

    Why would you have to work in the future?

  • @dietzyfly

    @dietzyfly

    3 ай бұрын

    Not having to, but wanting to...@@bbb_888

  • @grechelestrada4846

    @grechelestrada4846

    3 ай бұрын

    that’s amazing! i’m 44 and just starting over with my finances and student loans … i just need to focus and save so i can be fortunate to be more than good in my senior years

  • @dietzyfly

    @dietzyfly

    3 ай бұрын

    You got this!! Focusing on your health is the most important....or why bother having money anyway? @@grechelestrada4846

  • @n.c.467

    @n.c.467

    3 ай бұрын

    Cool YOU!!! So glad you're really living your life now. Kudos to you!

  • @MiaDavis001
    @MiaDavis0012 ай бұрын

    I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.

  • @NoahAnderson3000

    @NoahAnderson3000

    2 ай бұрын

    In fact, despite having no experience or prior knowledge when I began investing in 2018, by the end of 2019 I had made a profit of over $750k. I had merely been adhering to the advice that my financial counselor had given me. This demonstrates that all you really need is an expert to assist you; you don't even need to be a great investor or put in a lot of work.

  • @JanAlston-kd6yl

    @JanAlston-kd6yl

    2 ай бұрын

    I've been in the red for the past couple months, lost 12k last week alone, Indubitably I've got good companies but profit is still stalling, how did you go around finding an investment-advisor, I wouldn't mind looking yours up.

  • @NoahAnderson3000

    @NoahAnderson3000

    2 ай бұрын

    NYCOLE CHRISTINA VANNATA is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

  • @Invierteconmente

    @Invierteconmente

    2 ай бұрын

    Diversify your money, do not put it all in stocks. You could put 25% in stocks, 25% gold , 25% bonds, and the other 25% in real estate investments or a new business

  • @Invierteconmente

    @Invierteconmente

    2 ай бұрын

    There is no way to predict the market, also, the timing of the market influences the result, we could invest in the same asset but if I invested today and you invest tomorrow we could obtain a very different result

  • @JairoTrujilloTrujillo
    @JairoTrujilloTrujillo3 ай бұрын

    Great video. Im a huge Blcktken300 fan and love your videos on it.

  • @eleaserobertsonjoeyplumley5142

    @eleaserobertsonjoeyplumley5142

    3 ай бұрын

    this will easily x2

  • @dylanmoris6211
    @dylanmoris62113 ай бұрын

    Looking at the US Bureau of Statistics, under the Consumer Price Index, one can notice that in the last quarter of this year, stocks are not really doing well, especially energy stocks as they seem to be below the zero point. However, I don't know if stocks will quickly rebound as I have no clue the direction of the market. Can I get an advice on any other stocks that I can acquire to diversify my reserve of $300k across multiple markets while creating a comprehensive portfolio.

  • @KelvinWallace

    @KelvinWallace

    3 ай бұрын

    Consult a fiduciary counsellor; these professionals are among the best in the business and offer individualized guidance to clients based on their risk tolerance. There are undesirable ones, but some with a solid track record can be excellent.

  • @LionTowercoporation

    @LionTowercoporation

    3 ай бұрын

    For you to grow your portfolio in today’s market, you really need to be coachable and willing to get off your high Horses. I for example, have managed to grow mine from $150k to 300% of my initial deposit within the past 8 months just by copying trades from a broker that has better skillset and technical know-how than me.

  • @williamsbrown4026

    @williamsbrown4026

    3 ай бұрын

    @@LionTowercoporation I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

  • @LionTowercoporation

    @LionTowercoporation

    3 ай бұрын

    Finding financial advisors like Colleen Janie Towe who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

  • @williamsbrown4026

    @williamsbrown4026

    3 ай бұрын

    @@LionTowercoporation Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @whirlpoolbook6730
    @whirlpoolbook67304 ай бұрын

    One can tell the guest speaker is a knowledgeable, solid, no BS, no fluffy stuff lady. Her advise and experience is very valuable. Not just marry an established guy who set up everything for you

  • @frankstudent

    @frankstudent

    3 ай бұрын

    *advice*

  • @EMPOWEREDPINAYS
    @EMPOWEREDPINAYS3 ай бұрын

    This episode is not just informative but empowering! Ladies, we can do this! 🎉

  • @leonardoislas5216
    @leonardoislas52163 ай бұрын

    Blcktken300 anticipation is building to a fever pitch! 😥

  • @eleaserobertsonjoeyplumley5142

    @eleaserobertsonjoeyplumley5142

    3 ай бұрын

    this will easily x2

  • @ReubenAxelson
    @ReubenAxelson4 ай бұрын

    Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains.

  • @MasonLangley-qt6cv

    @MasonLangley-qt6cv

    4 ай бұрын

    You are right. However,i think people who invest should exercise caution with their exposure and when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

  • @DerrickMansard

    @DerrickMansard

    4 ай бұрын

    It gets quite difficult to handle all of this, and staying informed is a major cause, how do you go about this, are you a pro investor?

  • @MasonLangley-qt6cv

    @MasonLangley-qt6cv

    4 ай бұрын

    I have been in touch with a Financial advisor. With a startup of $ 100 k, my advisor chooses the entry command of my portfolio which has grown to approximately $ 450 k in some weeks.

  • @virgilludwig

    @virgilludwig

    4 ай бұрын

    I’m intrigued by your progress. Could you share some insights into your trading strategy or perhaps recommend any specific resources or mentors that have led to your success.

  • @MasonLangley-qt6cv

    @MasonLangley-qt6cv

    4 ай бұрын

    I consult with :-

  • @mayisms
    @mayisms3 ай бұрын

    Years of watching finance videos, and this is the first time I've come across a video that's an all women panel chat that's informative and truly empowering. Can't believe it's taken this long to get here! Also, throwing my 2 cents in: on my first date with my now husband, I insisted on splitting the bill. He made double my salary at the time, but I insisted because it made me feel empowered as a woman. I think my husband liked me for that because he didn't feel like I wanted his money. I know that's not for everyone, but I'd do the same today! Anyway, thanks again for this video ❤

  • @bbb_888

    @bbb_888

    3 ай бұрын

    You are definitely a keeper ;)

  • @katarinafarinicova1289
    @katarinafarinicova12894 ай бұрын

    Women talk about the money 💰 Love it! Thank you, very educational ❤

  • @LuvOfLalaland
    @LuvOfLalaland5 күн бұрын

    Thank you for having Vivian on.❤ Thanks Vivian for sharing authentically. The question you've asked Vivian is absolutely brilliant.

  • @bridgetteteapp
    @bridgetteteapp4 ай бұрын

    I love the way Vivian speaks!!!!! My type of woman

  • @toralayous8500
    @toralayous85004 ай бұрын

    Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 10 grand weekly and this has improved my financial life. Great piece!

  • @richardgoose695

    @richardgoose695

    4 ай бұрын

    Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!

  • @amelianathan4076

    @amelianathan4076

    4 ай бұрын

    Do you mind sharing info on the adviser who assisted you? I'm 39 now and would love to grow my portfolio and plan my retirement

  • @toralayous8500

    @toralayous8500

    4 ай бұрын

    She's OLIVIA SULLIVAN FINANCIALS

  • @tomclamp591

    @tomclamp591

    4 ай бұрын

    She's definitely going to help you. All you have to do is look up her full name and reach out to her on her webbsite...

  • @christianahooks6369

    @christianahooks6369

    4 ай бұрын

    Getting Olivia Sullivan to help me really helped me clear all my debts. I started with what I have left and it's been the best decision I ever made

  • @AnastasiiaEger
    @AnastasiiaEger4 ай бұрын

    Such a great episode! Educational yet easy to understand with all the real life examples. I love Vivian’s attitude, she’s so confident & well spoken, it makes such a difference when you listen to “boring finance stuff”:) It’s so important to shed light on those uncomfortable topics like managing money in a relationship or asking for a raise. Just want to thank you for your work, absolutely loved it!

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    Couldn't agree more! Thanks for listening in ❤️

  • @gunelagayeva1148

    @gunelagayeva1148

    4 ай бұрын

    Well said 👏

  • @javiertabira3219
    @javiertabira32193 ай бұрын

    OMG, what a great interview, thank you for this. Coming from a poor immigrant family, getting myself to a middle class and trying to strive for the rich upper class, what Vivian said about my business meaning something, I am valuable and not looking down on myself for being middle class just made me appreciate the honor of being where I am now and made me reflect on just how far I’ve come from the dirt poor place that I came from. I won’t stop until I get to the place I see myself in my dreams.

  • @sheenam677
    @sheenam6774 ай бұрын

    Effing amazing closing statement. She knows her brand and she delivers a great message. 👏👏👏

  • @zachbyers7111
    @zachbyers71113 ай бұрын

    “Investing over years” 100000000% agree perfection!

  • @kimberlychin1996
    @kimberlychin19963 ай бұрын

    This is one of the best videos interviewing Vivian Tu! You both are aspirational queens!

  • @StudyPositivityPhD
    @StudyPositivityPhD4 ай бұрын

    I love Vivian!!!!!!!!!! She is such an inspiration

  • @kcflaca07
    @kcflaca074 ай бұрын

    Loved this podcast ❤ instant buy of her book. My #1 goal for the year is to get out of credit card debt and put more into my savings. This completely opened my eyes and I am so excited to read the book. THANK YOU!

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    Best of luck towards achieving your goal! Sending so much love ❤️

  • @lazeecandles
    @lazeecandles4 ай бұрын

    First of all, Love this! I appreciate how Valeria brought value to her audience by ensuring a variety of backgrounds received important knowledge. Additionally, witnessing the podcast’s progress and your increasing comfort with it makes us incredibly proud! Congratulations, and here’s to more episodes! We love them 🤍

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    🥹❤️ Thank you so much!!

  • @hannaeveelina
    @hannaeveelina4 ай бұрын

    I love her personality, empowering, uplifting. Girls, we can do this ❤️

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    👏🏻👏🏻👏🏻

  • @innajohnson5166

    @innajohnson5166

    4 ай бұрын

    She didn’t say ANYTHING new Besides, her comment about Asian woman is not good, I’m for sure LOVE my Caucasian women even more now

  • @marlen7255
    @marlen72554 ай бұрын

    Man this is 🔥🔥 there’s still so many episodes I wanna sit down and listen to Valeria but seriously LOVED this interview

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    So glad you enjoyed it ❤

  • @jjq9360

    @jjq9360

    4 ай бұрын

    Vivian is so smart..

  • @natifranco7170
    @natifranco7170Ай бұрын

    I love this video. So tired of being told that my Starbucks & Netflix (my ONLY subscription service) is keeping me broke/poor. I set a monthly budget on Starbucks & i increased my income and figuered out how to stop trading my time for money.

  • @lyssac889
    @lyssac8892 ай бұрын

    As a 21 year old business owner this gave me so much perspective. I make a lot more than others but since I’m not that 22 year old with a lambo sometimes it’s easy to feel behind . However after watching this I realized I am not behind and the fact my business pays my bills and I can afford a vacation or two a year is amazing just have to keep growing it to get to the f you point ! Thank you

  • @alan_drees
    @alan_drees4 ай бұрын

    I’d be retiring/working much less in 5 years and curious to know best how people split their pay, how much of it goes into savings, spendings or investments. I earn around $250k per year, but nothing to show for it yet.

  • @Adrian_misterblue

    @Adrian_misterblue

    3 ай бұрын

    you should consider retirement planning, never can tell what the future holds

  • @speak2selwyn

    @speak2selwyn

    3 ай бұрын

    I'm quite lucky exposed to personal finance at an early age, started full time job age 19, bought first home 28, got laid-off work 36 amid covid-outbreak, and at once consulted an advisor. As of today, I'm only 25% short of my $1m goal after subsequent investments.

  • @pluto1of1

    @pluto1of1

    3 ай бұрын

    @@speak2selwyn bravo! i am 36, inherited money from a childless relative, traveled overseas, and got married to a lady almost my age, but the only issue is how to preserve and grow my wealth in this shaky economy, can your advisor be of help please?

  • @speak2selwyn

    @speak2selwyn

    3 ай бұрын

    I take guidance from 'Katherine Nance Dietz' a renowned figure in her industry with over 16 years of work experience. I'd suggest you research her further on the web.

  • @fromthebirchwood

    @fromthebirchwood

    3 ай бұрын

    thankfully came across the consulting page of Katherine Nance Dietz just after inputting her full name on the web, i'm super impressed with her qualifications and it was easy to schedule a call session with her

  • @zolambithi5786
    @zolambithi57863 ай бұрын

    I absolutely loved this. Absolutely fire. I'm in tears. THANK YOU!!❤

  • @gunelagayeva1148
    @gunelagayeva11484 ай бұрын

    Most useful podcast of 2024! Thank you V and Vivian!🌸🌸 Vivian got one subscriber😊

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    thank you for watching 🥰❤️

  • @vi7094
    @vi70944 ай бұрын

    25 from India and I love how Valeria’s content is still relevant 💕

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    🫶🏻 glad it resonated with you!

  • @Yurojess
    @Yurojess3 ай бұрын

    Girl, I love love love everything about you! Wealth building is key, it's not about looking rich is about maintaining that lifestyle and leaving a legacy.

  • @wellsHannahh
    @wellsHannahh3 ай бұрын

    I'm considering investing around $700,000 in stocks as I've learned that savvy investors can still profit during challenging times. Do you have any solid stock market strategies for this year?

  • @geraldcoleman3596

    @geraldcoleman3596

    3 ай бұрын

    It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.

  • @eastwood224

    @eastwood224

    3 ай бұрын

    Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m

  • @Patatkevin

    @Patatkevin

    3 ай бұрын

    I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

  • @eastwood224

    @eastwood224

    3 ай бұрын

    ’Nicole Desiree Simon’. is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

  • @tonicruger

    @tonicruger

    3 ай бұрын

    Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.

  • @Aarrenrhonda3
    @Aarrenrhonda33 күн бұрын

    Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

  • @Elkemartin213

    @Elkemartin213

    3 күн бұрын

    Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.

  • @Davidstowe872

    @Davidstowe872

    3 күн бұрын

    It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

  • @Jamesbrown1126

    @Jamesbrown1126

    3 күн бұрын

    Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.

  • @Davidstowe872

    @Davidstowe872

    3 күн бұрын

    I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Amber Dawn Brummit turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

  • @Jamesbrown1126

    @Jamesbrown1126

    3 күн бұрын

    Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.

  • @Missytar
    @Missytar3 ай бұрын

    Loved your show and the special guests. Thank you for sharing 🙌♥️🙏

  • @verb7571
    @verb75714 ай бұрын

    Amazing ladies!!!! Thank you for sharing your girls wisdom! ❤❤❤❤❤❤❤❤

  • @CameronFussner
    @CameronFussner4 ай бұрын

    These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.

  • @leojack9090

    @leojack9090

    4 ай бұрын

    Although stocks are now rather volatile, you should be okay if you perform the proper calculations. There have been stories of people making over $250,000 in a matter of weeks or months, according to Bloomberg and other finance media, so if you know where to look, I believe there are many wealth transfers during this recession.

  • @hasede-lg9hj

    @hasede-lg9hj

    4 ай бұрын

    The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that’s the most effective way to enter the business at the moment.

  • @lowcostfresh2266

    @lowcostfresh2266

    4 ай бұрын

    @@hasede-lg9hj Could you kindly elaborate on the advisor's background and qualifications?

  • @hasede-lg9hj

    @hasede-lg9hj

    4 ай бұрын

    The advisor that guides me is Vivian Carol Gioia, most likely the internet is where to find her basic info, just search her name. She's established.

  • @manniesreactionchannel3808

    @manniesreactionchannel3808

    3 ай бұрын

    @@hasede-lg9hjyes we need you to elaborate more please.

  • @leamikusic1348
    @leamikusic13483 ай бұрын

    Honestly I love the content you create lately, you always had a great personality but now you pair it with real value... Great stuff... You gained another subscriber from Switzerland /Austria ❤

  • @mihoiimuro
    @mihoiimuro4 ай бұрын

    I looooved the episode. I learned so much and made me want to continue learning about money. Also I loved the you said eww to equality. I believe woman and man have certain roles in universe. That’s why woman are good at doing certain things, and man are not. It goes both ways. Love you ❤

  • @doveo1111
    @doveo111111 күн бұрын

    This is pure gold. I love Vivian's work. She is honest, genuine, and generous.

  • @stevewang2049
    @stevewang20492 ай бұрын

    Such a great interview! It took me decades to understand what you talking about. Great thanks ❤

  • @pamelascottAZrealtor
    @pamelascottAZrealtor3 ай бұрын

    Thank you ladies for blessing me with your knowledge and insight!

  • @gradualuprisintheory
    @gradualuprisintheory14 күн бұрын

    Vivian Tu, I love hearing your story and come up. Thank you! This helps me a lot. ❤️‍🔥

  • @aarondaniels5525
    @aarondaniels55254 ай бұрын

    These are very valuable info for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $109k now to put in the market.

  • @sophiehernandez4108

    @sophiehernandez4108

    4 ай бұрын

    Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.

  • @donalddavis4387

    @donalddavis4387

    4 ай бұрын

    It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say l've made more progress within a year generating 6figure profit.

  • @mateosantiago5795

    @mateosantiago5795

    4 ай бұрын

    That's truly remarkable. I hope you don't mind pointing me towards their direction.

  • @donalddavis4387

    @donalddavis4387

    4 ай бұрын

    She's 'Olivia Maria Lucas' The best I've seen so far. Simply do your diligence.

  • @josephhughes9583

    @josephhughes9583

    4 ай бұрын

    She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

  • @sagerich3912
    @sagerich39123 ай бұрын

    Hi Valeria, Excellent Podcast and excellent questions. Very proud of you for taking this step ...you are a natural and these are very interesting and intelligent. Thank you

  • @cindygranger4712
    @cindygranger47124 ай бұрын

    You both are absolutely beautiful, strong, incredible women! Thank you!❤

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    thank you so much 🥹❤️

  • @darkchocolategirl51
    @darkchocolategirl514 ай бұрын

    This was an incredible conversation. The content is very valuable. I had to get the book. Looking to change things and be richAF. Thank you.

  • @user-vm8ux5hj5r
    @user-vm8ux5hj5r4 ай бұрын

    Vivian you are great and thank you for this important information! Great show Valeria!

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    Glad it was helpful!

  • @xoPatti
    @xoPatti4 ай бұрын

    "ulta is bad" 😆ily! great episode xx

  • @sonmi4848
    @sonmi48483 ай бұрын

    Thanks so much for the word, not all debt is bad!!! My thoughts towards debt changed a lot suddenly💖And I’m a single mum❤

  • @lissetefernandez2022
    @lissetefernandez20223 ай бұрын

    8 things I learn just by watching this one hour video and 8 life changing notes I wrote down to move forward 🙏

  • @audrey_023
    @audrey_0234 ай бұрын

    Dream collaboration

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    ❤️❤️❤️

  • @mila2207
    @mila22073 ай бұрын

    I absolutely loved the conversation in this podcast. It kept me engaged from start to finish, providing a digestible and enlightening approach to discussing finances and the mindset needed for financial independence. It's incredibly reassuring to hear that it's never too late to start investing. This episode not only educated me but also inspired me to take action towards securing my financial future. Thank you for making such a complex topic approachable and for the valuable insights. Keep up the great work!

  • @melissab8653
    @melissab86533 ай бұрын

    Wow I’m happy I came across this channel! Savy, informative and pleasing to watch! ❣️

  • @724moon
    @724moon23 сағат бұрын

    Amazing podcast, it change my mind, thanks for you bought 🙏🏻🙏🏻🙏🏻

  • @ellecooperco
    @ellecoopercoАй бұрын

    You have no idea how many people you're helping by rebuilding your life. God is doing a new thing✨️ Keep thriving and taking on opportunities. Man, I'm so happy seeing your story unfold. You're making great progress in healing and rebuilding. One day, we shall be able to say we remember how far you came.

  • @accordingtogloria1942
    @accordingtogloria19423 ай бұрын

    Vivian is a champ. Just ordered her book

  • @manlihmanlih
    @manlihmanlih4 ай бұрын

    LOVE IT. Needed this in my life ❤

  • @hippiecrowhub
    @hippiecrowhub4 ай бұрын

    Ladies... You are such a force ❤❤❤

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    💪🏻✨

  • @shanacookthecanukgypsy9527
    @shanacookthecanukgypsy95273 ай бұрын

    Luv the podcast Valeria Congratulations 🎊

  • @lunajj1944
    @lunajj19444 ай бұрын

    I’m so lucky to hear this. I wish someone told me early. Now I make my plan. Thank you .

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    Glad to hear it 🙏🏻 thanks for watching!

  • @rossannarivera6711
    @rossannarivera67113 ай бұрын

    Loved this video from minute one till the end!. Thank you girls🎉

  • @DaniellaAruina
    @DaniellaAruina4 ай бұрын

    Really good interview, so great to see the 2 inspiring women I've been following together!

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    ❤❤🙏🏻

  • @yalostaya
    @yalostaya4 ай бұрын

    Incredibly inspiring! Thank you both ❤️

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    Glad you enjoyed it!

  • @embracingabundanceglobally1465
    @embracingabundanceglobally14653 ай бұрын

    Love the talk. Thank you for sharing your knowledge.

  • @wildchildent2153
    @wildchildent21533 ай бұрын

    Valuable information I love this interview thank you.. ❤🙏🏾

  • @presentlivinghk
    @presentlivinghk3 ай бұрын

    I knew all the things you shared in the podcast. I am not rich now (or is already =rich to have an apartment in Hong Kong...), but my money didn't limit me to chase for my dream. I started my business and try to share better ideas among people and within the community. I am doing something I think worth for, I can live for a good and simple life and then create wealth and network for myself.

  • @glenn06
    @glenn063 ай бұрын

    Great interview! Thank you so much for sharing!❤

  • @optimisteco
    @optimisteco3 ай бұрын

    Love this episode. Very powerful words thank you Vivian 🙌

  • @larrywatson3479
    @larrywatson34794 ай бұрын

    Hello Valeria! This is such a wonderful, and inspiring podcast.Such great advice. Loved listening to this.Love you so much Valeria! Love, Janice and Larry Watson Pittsburgh PA USA

  • @strawberriesncandii
    @strawberriesncandii4 ай бұрын

    I really enjoyed listening to this interview. Vivian is correct about influencer economy. The some of the original KZread gurus I watched who were making millions are now broke because they didn’t know how to budget at the height of their earning power. That’s a lesson for anyone who gets big commission, inherits money, won a settlement, or is a major influencer.

  • @mariacamilacepedacuellar7831
    @mariacamilacepedacuellar78314 ай бұрын

    Thank you for this episode!

  • @K_Y615
    @K_Y6153 ай бұрын

    Loved this episode so much. For someone who earns a meagre salary, this episode gave me a head start to my personal finance goals for this year, the number one on my list of which is to open a high yield savings account.

  • @mohlagomabale9327
    @mohlagomabale93274 ай бұрын

    ❤❤❤❤wonderful educative and inspiring.Loved it!

  • @Cristian_M_
    @Cristian_M_Ай бұрын

    Wealth is built in both bull or bear market and also wealth transfers from the impatient to the patient. One of the best ways to succeed in crypto is by trading your assets with a good strategy.,.,.,

  • @aaronferrell3129

    @aaronferrell3129

    Ай бұрын

    I’m celebrating a $30k stock portfolio today. I started this journey with 6k. I have invsted on time and also with the right terms now I have time for my family and the life ahead of me

  • @chrisholdgate7074

    @chrisholdgate7074

    Ай бұрын

    Wow, this is really amazing. How do you come about it

  • @mohammedrafi8335

    @mohammedrafi8335

    Ай бұрын

    ​@@aaronferrell3129I’m looking for something I can venture into on a short term basis, I have $15k sitting in my savings

  • @tracyholian2944

    @tracyholian2944

    Ай бұрын

    Assets that can make you rich *FX *Btcoin *Stocks *Gold *Real estate

  • @vickia.weaver7488

    @vickia.weaver7488

    Ай бұрын

    You’re right but a lot of people remain poor due to ignorance

  • @isagoldfield7393
    @isagoldfield73934 ай бұрын

    ♥️♥️♥️Vivian, I have learned so much from her, I credit my success to her⭐️⭐️⭐️⭐️⭐️

  • @dariagagneur7543
    @dariagagneur75433 ай бұрын

    Great episode! Thank you ladies!!!

  • @edytastelmach1277
    @edytastelmach12774 ай бұрын

    The best episode!! Thank You!!!❤

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    ❤️ thanks for watching!

  • @giagia3733
    @giagia37334 ай бұрын

    Such a great episode ❤❤❤

  • @chenanigans
    @chenanigans3 ай бұрын

    The point that she makes it the 36 minute mark is so true. You see it all the time with athletes. They have about five good years and they make tons of money within that short window and because they come from a lot of lower socioeconomic classes, they don't have financial literacy hence they don't invest their money well and then fast forward 10 to 15 years they're broke and back at square one. I'm finally in an amazing career where my potential for earning is pretty well and I'm trying my best not to just get rich but stay rich.

  • @danlambert6146
    @danlambert61463 ай бұрын

    Predicting market movements is extremely difficult in reality. It requires the investor to be right twice: Essentially why individuals engage the service of experts who provide proper strategies to navigate the markets

  • @pro.andrebrown9468

    @pro.andrebrown9468

    3 ай бұрын

    Building a good investment portfolio is more complex so l would recommend you seek Theresa Walton's support. This way you can get strategies designed to address your unique long/short-term goals and financial dreams.

  • @aurelielefebvre1365

    @aurelielefebvre1365

    3 ай бұрын

    I am surprised that this name is being mentioned here, I stumbled upon some of her clients' testimonies on CNBC news last week...

  • @SaimirDervish

    @SaimirDervish

    3 ай бұрын

    What I appreciate about Ma'am Theresa is the ability to tailor strategies to individual needs. She recognizes that each investor has unique goals and risk tolerances, and she adapts her advice accordingly

  • @Ariasloeny

    @Ariasloeny

    3 ай бұрын

    Her technical analysis is excellent and her interpretation/projections of the market are so accurate I sometimes ask myself if she is human 😂 . The point is, that theresa is the perfect trader to follow for advice and daily signals.

  • @simonahmed1854

    @simonahmed1854

    3 ай бұрын

    Sincerely speaking. I will continue to trade and stick to her daily signals and guides as long as it works well for me

  • @dealsandcars
    @dealsandcars4 ай бұрын

    Great Interview! I enjoyed it, from beginning to the end! ❤❤❤ you two are Very Cool! 😎

  • @Butishn3
    @Butishn322 күн бұрын

    Thank you for all you do! My goal is to stay consistent with my finances and to track my expenses to watch where my money is going.

  • @rnarzu
    @rnarzuАй бұрын

    She had many future steps covered through her S.T.R.I.P. method AND an emergency fund. THEN... A plan for daily living! Love that control!❤🎉

  • @micapham2295
    @micapham22953 ай бұрын

    Two of my favourite businesswomen together!

  • @americansocks7735
    @americansocks77352 ай бұрын

    Valeria, great podcast! And that is the most gorgeous dress on you!

  • @oucolombo1444
    @oucolombo14444 ай бұрын

    Best episode! 👌🏻

  • @petronadonegal3150
    @petronadonegal31503 ай бұрын

    Thanks for sharing Calum. Watching Arlan Hamilton yourself; I'm truly inspired👏🏾 I will be making a start and focusing on my passion. One day I'll sit infront of you pretty soon and share my journey 👍🏽😃👏🏾

  • @JMICTHEBRAND.
    @JMICTHEBRAND.2 ай бұрын

    i just purchased RICH AF! Can't wait to read it!!

  • @user-sj6tn7nw6b
    @user-sj6tn7nw6b4 ай бұрын

    EXCELLENT ADVICE!!!! THANKS!!!!

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    Glad it was helpful!

  • @lillyh.4505
    @lillyh.45054 ай бұрын

    Mind opening and sooo motivational 🙌. Thank you Valeria and Vivian. It's 11:30pm in Austria and I will order your book before midnight 😂👌

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    So glad you enjoyed this episode!

  • @lillyh.4505

    @lillyh.4505

    4 ай бұрын

    Thank you for taking the time to check and comment. That's why I'm such a huge supporter of you

  • @friedasehorst6587

    @friedasehorst6587

    4 ай бұрын

    Lol also listening from the 8th district of Vienna and ordering the book tommorow 😊

  • @SmaShleeStar
    @SmaShleeStar2 ай бұрын

    Loved hearing your story. Congratulations for a wonderful experience 👍🏻

  • @movewithivy
    @movewithivy3 ай бұрын

    Thank you!!!! For sharing this. Its so nice to hear money advice form successful baddie women. Truly inspiring. I feel a lot of clarity and motivation right now.

  • @juditsanchez3375
    @juditsanchez33754 ай бұрын

    Looooove thissss!! Love you girls!!🩷

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    thank you! Sending love ❤️

  • @ianmaem
    @ianmaem4 ай бұрын

    Valeria x Vivian Tu....I love it let's go girlies!!!!!

  • @ValeriaLipovetsky

    @ValeriaLipovetsky

    4 ай бұрын

    🥰✨