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Retirement - Paying For Children's College

An expense that can take away from your planned retirement income.
Thanks for watching.
My website southernfrugal.com

Пікірлер: 344

  • @1943ofour
    @1943ofour5 жыл бұрын

    Miss Phyllis, you’re a treasure. You’ve no idea how much I enjoy listening to you speak. It’s as if I were listening to a good friend. I’m sure I’m not the only one.

  • @dodijames6801
    @dodijames68014 жыл бұрын

    You are missed Miss Phyliss and Mr Bucky too............….RIP my sweet friends.

  • @1943ofour
    @1943ofour5 жыл бұрын

    I pay for everything when I visit my mother. It’s what I expect to do as her child. She took care of me; now it’s my turn.

  • @applejellypucci
    @applejellypucci5 жыл бұрын

    My parents didn't pay for anything, I joined the Army at 19. At the time I looked around and hated the fact that everyone around me was younger and being helped by their parents, but now at 34 I am grateful-- and debt free.

  • @jenniferalicie6346
    @jenniferalicie63463 жыл бұрын

    Wish I could have known Phillis! She is DEAR! I make her recipes & love to listen to her chats. Thank you Phyllis! Your gift keeps on giving. Thanks to her son for keeping these going. I share them with many. 😊

  • @PhyllisStokes

    @PhyllisStokes

    3 жыл бұрын

    Thank you!

  • @lrische62
    @lrische626 жыл бұрын

    You are a great story teller! I am binge watching these videos.

  • @irisespindola2868

    @irisespindola2868

    3 жыл бұрын

    Great advice!

  • @tamirine1434
    @tamirine14345 жыл бұрын

    LOL ..... I'm not going to name any names ..... oldest child ... Stephen Stephen Stephen Stephen Stephen ... You crack me up!

  • @sallywasagoodolgal
    @sallywasagoodolgal9 жыл бұрын

    You were (and are) one smart Mama.

  • @mistycgrimm
    @mistycgrimm6 жыл бұрын

    I moved out as soon as I turned 18. Struggled with three jobs just to live. Ended up with a great husband, job and home of my own. Everything I have, I earned myself. I appreciate everything I have and don’t take anything for granted.

  • @galecopp5578
    @galecopp55784 жыл бұрын

    I just love this, Stephen your mom is special and I’m going to miss her and Mr. Bucky!

  • @susanlang7144
    @susanlang71444 жыл бұрын

    Such a precious woman your children were very blessed to have a mother like you

  • @jgarland3581
    @jgarland35814 жыл бұрын

    R.I.P Miss Phyllis

  • @beckymccreary592
    @beckymccreary5927 жыл бұрын

    This is so very true. I have friends who are still giving money to their kids who are now 42 and and 44 years old and they expect it still. They even use their kids (grandkids) as leverage. You don't give the money -- you don't see the grandkids. Disgraceful.

  • @lisareaume3857

    @lisareaume3857

    4 жыл бұрын

    WOW, horrible.

  • @MsMst12

    @MsMst12

    4 жыл бұрын

    Thats dumb your fault

  • @bleebleeblahblah

    @bleebleeblahblah

    4 жыл бұрын

    @@MsMst12 you can't call HER dumb, it's not her. She said a friend, it's not even her situation. Now you're the dumb one for calling her dumb. lol

  • @sandycastro4922
    @sandycastro49225 жыл бұрын

    My kids were working at 16 years of age. 2 went on to college paid through financial aide, their earning, scholarship and and resources out there. They paid for their own cars, insurance and any extras. They and we survived. All 4 are successful adults, married with children of their own. 2 teachers, 1 business owner and 1 in management. God is good

  • @yolandaramos9575
    @yolandaramos95759 жыл бұрын

    I could have used this video 24 years ago. All of your don'ts, I did. 😥

  • @lindynunnenkamp9349
    @lindynunnenkamp93499 жыл бұрын

    Miss Phyllis, ARE YOU EVER SO RIGHT. When I was growing up my parents had two boys (who were 9 months apart) & then me 5 years later. My parents always paid for everything for my brothers, sports, outside activities, church functions like camp every summer. I worked since I was 10 yrs. old. My first job I sold greeting cards door to door. Then started babysitting after school & every Summer. When I was able to drive, I got my brother's hand-me-down car & paid for my insurance & gas. When I was able to drive, I worked in an office filing, answering phones, etc. I ALWAYS had my own money & at that time my father worked hard. My parents had a budget to spend on us kids & if we wanted more than they could provide, we had to buy it ourselves. We went to church on Sundays & were taught at a young age to tithe 10% of our money every week. That was probably one of the greatest things we learned. But since I did have money, my brothers were always borrowing from me so of course I let them but charged them interest!!!! No do dumb after all. Long story short, I now have a son who sounds a lot like your Steven. However, he is 42 with 2 kids & still acting like he is 18. Even though we tried to instill our good work ethic in him he still does not seem responsible when it comes to money. But like you, I think to myself, "oh well". He has said more than once, "come on Mom don't be so tight", " you can't take it with you when you go". I think today the young people have such an "entitlement" to what their parents have worked for their whole lives. I agree with you 100,000 %. There comes a time when we need to think about ourselves & our spouses. With the Medicare situation & not knowing what each one of us might need medically we do need to put a halt to our kids & stop giving in to them & giving so much. I love watching your videos. You are a very wise woman. I'm going now so I can watch another one of your videos, It is so nice to see that there are other people like you in the world that share in the same thoughts about children. God Bless You.

  • @peggyhavard1126

    @peggyhavard1126

    4 жыл бұрын

    AMEN🙏🏻

  • @miratay3221

    @miratay3221

    3 жыл бұрын

    Giving 10% of your income to the church i think is wrong!! All that money goes to preacher pocket.

  • @Once1111-o8l
    @Once1111-o8l4 жыл бұрын

    Oh Stephen, it sounds like you were a handful! We were all young once. I love your mom’s videos and now that you are making your own, these old ones make more sense!

  • @SHillFowler
    @SHillFowler5 жыл бұрын

    My grandchildren went to state colleges, worked 20 hours a week,were well scholarshipped, lived at home and graduated with no debt. It can be done.

  • @bleebleeblahblah

    @bleebleeblahblah

    4 жыл бұрын

    They were smart to get scholarships. Unfortunately, nowadays they don't pay for much but I still agree with you, it can be done. But, parents will always want to help out. It's the guilt thing.

  • @thomasgronek6469
    @thomasgronek64696 жыл бұрын

    Great job with attending to your children, their needs, and their maturation process. I had a deal with John (my son), that whatever he saved from work or side jobs that he and I would do together, I would match dollar for dollar, everything that he wanted to put into his account or C.D. would essentially be doubled... (this was from 8 years on). When he got a job at the farm down the road, I almost choked to death on the amount of money he saved over the Summer...... Yes, I had to pony up with almost 4 K. I honored the deal... It hurt,,,, but he is now as cheap as I am. (LOL), true story.

  • @karahamil3657
    @karahamil36577 жыл бұрын

    Five star video!!!! My husband and I have made many of the listed mistakes.. we made them all work though pay for their own car too but it's now in our later years we are spending our money on them "helping" them and our grandkids... it's got to stop ! Great great video!!!

  • @kleineroteHex
    @kleineroteHex6 жыл бұрын

    You are pretty much spot on. Though I do babysit my grandchild after mom went back to work after 19 months. Mind you, I get paid for it. They realize they'd have to pay for crappy day care and this way we keep the child somewhat bilingual. It is also extremely enjoyable to just have time for the child, no housework, no cares, just teaching, loving and yes disciplining, certainly not spoiling in the generalized grandparent way! Oh, I love the car stories!!! I think I got away with less there, yet they do sound familiar. My children learned in gradeschool to budget, complaining that they were the only ones who had to balance a checkbook. It was a blessing in disguise they realized by the time they went to college!

  • @rtk9630
    @rtk96304 жыл бұрын

    Miss Phyllis I know you are in heaven, and you were Rocketed up there!!! So real, so generous, so wise!

  • @bleebleeblahblah

    @bleebleeblahblah

    4 жыл бұрын

    Yes, I agree. It's been a gew months but I can't help but miss her. Whenever I finished watching one of her videos, I would find myself talking like her. She was so infectuous (is that even a word). I've never seen this video but I'm going to watch it now. I have a bad habit of jumping right to the comments section first. Thank you for your comment. It's nice to know that her viewers all miss her and Mr Bucky too.

  • @donnaleekidd4988
    @donnaleekidd49884 жыл бұрын

    I love this woman. Never saw her prior to today but watched videos. So very sorry she passed away. What s waste of human kind. RIP sweet lady.

  • @bleebleeblahblah

    @bleebleeblahblah

    4 жыл бұрын

    Welcome. Mrs. Phyllis has a wonderful following of kind people, even upon her passing. Her son is carrying on the challen. She would be proud. It seems, always the good ones are the first to go. I said. Then Someone told me, "it's because God only surrounds himself with goodness."

  • @mandyharrison6390
    @mandyharrison63907 жыл бұрын

    Phyllis, you have certainly knocked this one off the charts ! I have not seen a better video from anybody, on these subjects! My granddaughter's father passed away on April 30th, 2016, and her mother, (which is my daughter), hasn't seen my granddaughter since 2006. of course, I love and care about her so much, that I find myself spending on her(to give her everything), money that I should've used to fund my retirement. I am 62. So, this video is so important to me, that I watch it time and again, for guidance. Thank you, from the bottom of my heart !

  • @patsytate7182

    @patsytate7182

    5 жыл бұрын

    Mandy Harrison nbbbb

  • @javableu9457
    @javableu94575 жыл бұрын

    How could anyone give a thumbs down on such an informative video. She said many things my mother did. Love her channel.

  • @elizabethw.454
    @elizabethw.4545 жыл бұрын

    Anyone else watching all the past videos?

  • @bleebleeblahblah

    @bleebleeblahblah

    4 жыл бұрын

    Me. I'm having a hard time finding some of them. This KZread algorithm is skewed. Luckily I came across this gem. I miss her and Mr. Bucky. ♥️

  • @angelaangell8523
    @angelaangell85239 жыл бұрын

    I think you and Mr. Bucky did right with the children. Plus, they turned out alright didn't they? I think families tend to criticize no matter what you do, but as long as they are not the one's paying for it, it's none of their business really so I would just ignore it. We all want a better life for our children than we had when we grew up. Sometimes that makes us spoil them a little too much. I think we all look back and think we wish we had done some things differently, but at some time or another, every one of us have to grow up and be responsible. Life has a way of doing that. I do wish young people would want to help out their old folks more. I think the trend is to go live your life the way you want and not even think about what your parents sacrificed to help you coming up, or that they might need your help a little bit. I tend to babysit my grandson whenever I get a chance. I enjoy him so much. We just have so much fun together. He's all I have anyway, & we miss each other a lot while he is in school. He will be 10 yrs old next month and you know I have to enjoy him while he's interested in me. When they get to be teenagers they want to hang out with their friends, not family so much, so I'm going to enjoy every minute with him, trying to teach him about God, gardening, being self sufficient, etc.. Whatever I can teach him that might help him get by in the world. As long as he will listen, that is. So far, he's listening to me pretty well. I won't get another grand child, so he is my posterity & I want to make the most of it. =)

  • @PhyllisStokes

    @PhyllisStokes

    9 жыл бұрын

    Angela Angell Great comment Angela, you are one smart lady.

  • @angelaangell8523

    @angelaangell8523

    9 жыл бұрын

    So are you! ;)

  • @Forkemdvls

    @Forkemdvls

    7 жыл бұрын

    Phyllis you have a lovely soul. Your videos showed up in my suggested videos I should watch here on youtube and now I can't stop watching. God bless you and Mr. Bucky.

  • @ModernPioneers
    @ModernPioneers9 жыл бұрын

    when I graduated high school, I paid rent to my parents and my college tuition with my part time job until I was married - I started out going to community college at first. I also had to come up with 1/2 the money for my first car at 16. So I did the same with my children - :) both of them have great work ethic and they are both employed at 25 and 26th. My dad always said; you have ONE shot at teaching independence - start when they are little and give them a little breathing room along the way - That was the best advice I received from my late father. When they took too much, I was able to retract some along the way. LOL Live and Learn and certainly teach what you know! Growing up is never easy but a must or you will not be able to handle life struggles.

  • @nancyreece969

    @nancyreece969

    5 жыл бұрын

    Modern Pioneers ... I wish I had heard this advice when my children were young. I wasn’t brought up this way either. But both of my children are working and successful. Thanks 🙏 from the Lord and Many prayers.🌺👏👏🇺🇸

  • @robinbradley2229
    @robinbradley22293 жыл бұрын

    I enjoyed Ms Phyllis's storytime so much. I had to giggle a bit when she spoke about "the first kid "being a learning experience! Thanks for carrying on your mom's traditions of cooking, shopping, and most of all the sharing of life stories with us channel subscribers. This morning I've watched several of y'all's videos, re-watching a few of them that I watched when I first came across your mom's channel. Phyllis, Mr Bucky, & u are certainly blessed with the gift of retelling experiences, making imto an interesting story. As well as entertainment, I always get a learning and positive message from the story. Could you update us on Ernie? Do y'all still keep in touch. Myself & many of the followers of the channel would love to hear Ernie & you do a story time together. Even a story time recorded together on Skype would be great. 15 years ago, before the days of reality TV, I would have never thought I could become so invested in hearing stories about other people's lives. It touches my heart to hear honest stories of how Phyllis , Bucky,& kids blended together with discipline and love to form a sweet relationship & a successful family. Bittersweet watching Phyllis & Bucky's last videos, makes me smile and tear up at the same time. A beautiful documentation of lives well-lived ❤️ Hoping when you return home from the Middle East, you can talk your wonderful wife into doing home videos somewhat like your mom & Mr Bucky have done. God bless you & yours, hoping you're having a blessed Sunday morning.

  • @purespirit9
    @purespirit94 жыл бұрын

    I think you've done well Mrs. Phyllis, you & Bucky did good.😊👍 💝 I have yet to have my kids to be on their own & learn to be responsible & yes been trying to teach them to cook too. Thank you. 💖

  • @bleebleeblahblah

    @bleebleeblahblah

    4 жыл бұрын

    Spot on. Couldn't have said it better. Your situation is like me. I always hated being told what to do by my parents, but I did listen to them. Thanks for sharing. ♥️

  • @kdrinnin1
    @kdrinnin19 жыл бұрын

    All I can say is AMEN, and AMEN again! Adult children will ruin you financially if you don't put your foot down. I know this from experience. What amazes is me is that when my children had children they automatically assumed that I would be their babysitter! I mean while they worked 8 hours a day, which meant I would have these babies for what, 10 hours a day! I remember what my mother said when that came up between me and her when my kids were small. She said "I raised my kids and I'm not raising anymore!" I really understood what she meant then and wasn't resentful. Seemed fair to me! But my kids, and their spouses, think I have some kind of obligation to do that. Besides being in my mid 60's and having a very bad back (I can't lift and carry babies and their stuff without severe pain), it's my time to do all the things I couldn't do while I raised my kids and worked. Am I being selfish, I don't think so. No one asked me ahead of time if I would do that, before they got pregnant. If they had, they would have known better than to ask!

  • @PhyllisStokes

    @PhyllisStokes

    9 жыл бұрын

    dachsie mom You are so right. Excellent comment - thank you.

  • @Yogirliej4dee

    @Yogirliej4dee

    7 жыл бұрын

    Phyllis Stokes Yes, now a days some young people just aren't interested in marriage or kids. I'm a single parent with two kids and I have lots of cousins from 14 and up till 35. My kids still have family even if none their own age. My sisters love the freedom to be tied down and my youngest sister who is 27 is living common law with her boyfriend but they aren't getting married and known each other since HighSchool.

  • @skinnydolldiana4398
    @skinnydolldiana43989 жыл бұрын

    Hi Phyllis, Love the vid...You reminded me- I'm so glad those days are over! My son once told me, when his son was 16, he's 28 now, "Mom I'm getting it all back". I laughed till I cried. My daughter was pretty much an angel. Probably, did things I didn't know about. We bought both our kids cars, nice cars and paid car insurance for several years while they were in college. When they turned about 18 I told them the "money tree" had died, except for college. They were 8 years apart. It amazes my husband and I the grown children that still live with their parents. Our neighbors have two children out of college for several years and they both are home full time. Only the mother works in this family, I don't know how they make it. Kids now a days aren't willing to live with less. We know people whose daughters and new babies live with them. I wouldn't allow my children to live with us full time, only temporarily, in a rough time. I'm so thankful that they are successful, independent adults now. That's just my opinion and I'm sticking to it.

  • @05BabyReg

    @05BabyReg

    7 жыл бұрын

    Please don't judge too harshly without knowing their circumstances. Luckily this is not my circumstance, but I know that there are very few jobs available to support a middle class lifestyle without a skill that requires a degree. Waltzing into a factory with a high school education and supporting a family on that one salary simply doesn't exist anymore. The kids you know that live at home, just a few years out of college, may have astronomical debt and are unable to afford housing or are having trouble finding a job that pays well without having to go back to school. Hey, they may also just be lazy. But my sense is they're not. I'd be happy to point you to numerous articles that explain the unique circumstances of the new generation's challenges finding work that pays a living wage, not to mention a middle class lifestyle. Take care!

  • @sherryssweetsensationz2623
    @sherryssweetsensationz26234 жыл бұрын

    I really enjoyed listening to this beautiful lady. I’m sure she’s missed greatly. Her words are so true.

  • @kendramoon4722

    @kendramoon4722

    2 жыл бұрын

    I sure enjoyed this video and all that I’ve watch so far. I didn’t find you until about a month ago. I’ve enjoyed your videos and your calm demeanor and voice. I was so saddened when I realized you and your husband had passed in 2019 and 2020. But I am so thankful for these videos. You and Mr. Buckey are missed so much.

  • @sandpebble54spencer63
    @sandpebble54spencer634 жыл бұрын

    One of Phyllis’ BEST informative videos! Sorry, Steven, but you were a help on being the focus of most of these stories. Ppl need help in such as this with parenting. Good you are willing to continue sharing. Thank you, Phyllis!

  • @scruffy281
    @scruffy2817 жыл бұрын

    We began our "college savings plans" when our children were literally born. That was very important to us. We felt it was our responsibility as parents to help them to help themselves in life. To give them the tools they needed to make their way in life. The truth is, that the better you equip your children to take care of themselves the less YOU will have to later on. AND the bonus is that they will also be better equipped to help YOU out if God forbid that day ever comes. So when the time came for college the funds were there for both our girls. We have helped them out here and there the whole way and would do it all again if we had to. They are both on their own now and working hard and enjoying their lives with all it's ups and downs and they always know beyond a shadow of a doubt that they will always have a home to come to and a place to find comfort, love , and shelter if they ever need it. Both my husbands parents and my own parents did this for us and we in turn did it for our own children. My mom and dad are in their middle eighties and STILL try to buy me lunch, dinners , gifts and etc... when I visit!! HA!! My mom STILL sends me "care packages" at literally EVERY HOLIDAY for goodness sakes!! HA!! HA!! I guess old habits die hard. We have been very blessed with our girls , I guess they knew that children were a blessing and a gift from God right from the get go !! HA!! We have been very lucky in our lives and BECAUSE of our parents, we were able to start out or lives better than most. We are going on our 38th year as husband and wife (together for 41 years) and it is a debt that we can never repay our parents and it meant the world to us that they felt we were important enough to sacrifice for us so that we could have a better advantage starting out in life. In our case it is not a financial burden for us to help our children to make better lives for themselves. I have to say though that neither one of our girls has ever taken advantage of this. We always said that we have been so blessed in our lives and we have felt not only the need but also the desire to spread that around a little while we are STILL ALIVE and can see them enjoy it!! We are not taking it with us after all..... And of course they are Daddy's Little Girls and they will always be just that. We do have a cute little sign embroidered on a little pillow that hangs off of one of the coat hooks in our mudroom that reads "The National Bank of Mom and Dad is Closed"!! HA!! HA! HA!! Really???!!

  • @marlenemcmillan8891
    @marlenemcmillan88916 жыл бұрын

    You're not harsh...good points...live and learn.....we've raised our children....

  • @MiaSonoma
    @MiaSonoma8 жыл бұрын

    Never ever put a young driver on your personal insurance policy, ever. Take out a separate policy in their name completely separate from yours. You can make the payment to the child or to the insurance company. If not and the child gets in an accident and there is a lawsuit they can go after all of your assets. It happened to a neighbor - their son hit a motorcycle cop and paralyzed him. The parents were sued for millions of dollars. Huge no no.

  • @jamsng

    @jamsng

    7 жыл бұрын

    I agree first off i am not buying a car for my child because my parents did not buy me one I had to work and buy it ok second I am not paying any child's car insurance sorry they will have to be responsible like me. I sacrificed alot to have my own and not burden my parents they paid for college thats more than enough.

  • @paulawhite2546

    @paulawhite2546

    7 жыл бұрын

    Sonoma Mia We have an umbrella policy. After all, we are older drivers now and our son is 21. Umbrella policies aren't expensive considering you get piece of mind. Helps protect you from major lawsuits and gives you more liability coverage.

  • @peggyhavard1126

    @peggyhavard1126

    4 жыл бұрын

    P P my husband sold insurance (AGENCY MANAGER)for > 30 yrs. we also had umbrella policy for our 2 children. Have them emancipated also!

  • @vickiesanford5505
    @vickiesanford55055 жыл бұрын

    Phyllis, we are close in age, but I loved this post..some of your Stephen stories, sound way familiar Thanks for your great vlog, happy to have found one from our age prospective.

  • @MissBurr1

    @MissBurr1

    4 жыл бұрын

    I think Stephen was her heart.......She always glowed when she spoke his name.....

  • @caroldeaton619
    @caroldeaton6194 жыл бұрын

    Wow Wish I could have done half of that stuff for my children. And wish I could have taught them that lesson. Because here I'm a widow and have very little income coming in and barely make it week to week. You children were gifted. I come from the Poor Side of Town And now live in that side It's again, and it's hard. Not knowing where your money is going to come from month to month just to pay your bills. Mrs Phyllis and Bucky had wonderful parents their self to be so educated and fortunate to have the money to do all this not only for there children but their selfs also. When my husband was alive I didn't have to worry about nothing. But now he's in heaven and it all lies on my back to pay everything And fight not to lose my little home that I live in. God bless you miss Phyllis fly high Because you are a beautiful angel now.

  • @bleebleeblahblah

    @bleebleeblahblah

    4 жыл бұрын

    I'm sorry for your struggles, I really feel for you. I know there are Govt assistance programs for quite a few things. I always thought that being a home owner would disqualify from them. Nope, they go by your annual income. Turns out they help with paying for heat, electric, and food. Depending on how your health insurance is set-up they even pay for meds. I'm hoping you try and get some kind of assistance. If you don't qualify well you haven't lost any thing. But, I urge you to try. I Kno pride gets in the way but I figure it's there might as well use it. I'm sorry this is not meaning to preach to you. I hope to help and I've gone on for too long. Sorry about that. May the good Lord and your husband watch over you. you hang in there.

  • @suzanneribas2796
    @suzanneribas27967 жыл бұрын

    If I had only met you sooner and heard this advice......

  • @ashantiarnold7315
    @ashantiarnold73156 жыл бұрын

    All I can say is thAt I am blessed and still is. My parents paid for my college education and I am sooo thankful for that. They paid for my youngest brother too. All I can remember is my mom telling us those days were her proudest days. My dad was in a car accident when I was 12 and my younger brother 4. He survived and he made sure we got everyday to go to skool and even called the school to make sure that we were there. No student loans on either of our end and I am so thankful for that.

  • @rhyman01
    @rhyman016 жыл бұрын

    It’s a hard transition to cut them off, that’s for sure. You don’t want them to suffer like we suffered growing up, but it turns out to be the best option. They do need to learn from their own mistakes. You just hope and pray that they can come out of it without being harmed.

  • @stew9stew
    @stew9stew5 жыл бұрын

    great sensible parenting (teaching kids the responsible way)!

  • @janettesinclair6279
    @janettesinclair62796 жыл бұрын

    I have just listened to this one, and have to admire the sensible and patient way you helped your family to grow up and take responsibility as young adults for their own lives. Very good advice for any parent.

  • @merlehester113
    @merlehester1134 жыл бұрын

    Girl if you think you had a hard time Thank God for your headaches. I had a daughter with a dui and she is on my insurance. My adopted son wrecked my suv right up the road from our home and then my birth daughter got into drugs omg you have no clue because whatever went wrong I took care of the problem . You are so so right

  • @Momtocam1997
    @Momtocam19974 жыл бұрын

    Before I moved away from home, and was just starting my working life, I chose to pay my Mother (she was widowed) rent. She didn’t like the idea, but I continued this until I moved out a year later. Looking back, it was a great move, as I have had good and bad times in my life financially, but always bounced back in the end. My son is now 23 and has been working full time with Fedex for 3 years. He was cutting grass at the age of ten, and started his first real job at 16, all the while keeping up his grades in high school. Graduated with honors in 2016. He lives at home with us (Mom and Dad), and yes, he does too, pays us rent. We anticipate he will be leaving the nest within the year. So much has changed from back in the day when I was young, compared to young adults now..many (in my family) (cousins) who remain in their 30’s, no job, and living with their parent...the icing on that cake is said parent is raising those grandkids..I could write a book, but will leave it at this. Phyllis and Mr Bucky, you did well..faithful servants. I cherish now looking back and watching these memories here. Go rest high on that mountain....

  • @bleebleeblahblah

    @bleebleeblahblah

    4 жыл бұрын

    ♥️

  • @tonibroussard8452
    @tonibroussard84527 жыл бұрын

    I love your story, especially Stephen.

  • @annetteapelu6783
    @annetteapelu67834 жыл бұрын

    Miss Phyllis gave some great advice about teaching kids responsibility. Kids do think they know more than the parents, it's quite funny really. I will help out my kids but I tried to teach them the art of self-reliance and it has worked.

  • @douglasperkins6062
    @douglasperkins60624 жыл бұрын

    Nuggets of Wisdom, all parents should be like Phyllis, helping too much causes them to be dependant, and not growing up.

  • @pennyc7064
    @pennyc70644 жыл бұрын

    I found Phyllis's YT channel by searching for how to make a peach cobbler. Now I'm checking her other videos. She had some good common sense and great values.

  • @jeanleasure3623
    @jeanleasure36239 жыл бұрын

    All the things you went through.....we went through them, too. We have four sons and it seemed like I was hearing an account of our life with the 4 of them. I sure am glad they're grown and on their own. Thanks for the walk down memory lane.

  • @40jamieful
    @40jamieful6 жыл бұрын

    Oh, Phyllis, I hope this makes you laugh at how naughty I was. My parents gave me a gas station credit card, until they found out that I was also buying beer from the gas station, lol! Thank you for sharing your wonderful stories.

  • @nichellex8829
    @nichellex88296 жыл бұрын

    So much wisdom! I love your videos.

  • @brendabenton4999

    @brendabenton4999

    5 жыл бұрын

    You are so smart and can do anything. When you are all feeling better, I have Ideas on future videos. You do different things. Reupholster a chair, painting areas in the home. So many things. Making a garden. Starting a compost bend. I got ideas Miss Phillis.

  • @Rob_430
    @Rob_4305 жыл бұрын

    This video hits the nail on the head. Sounds like my Sons! I had totally realized this growing, but Dear Wife had a different idea. My Wife had baby sat 3 days a week, but it sought of tied us down. We not only baby sat, but cooked dinner when when they came home from work. That ended after a while. After all we did, one Son thought we don’t get involved enough, which wasn’t true at all. They do always expect if you keep giving, but some may be more considerate. As a Son myself, I never took advantage of my good natured Mom & Dad. Great advice here, and I so admire Miss Phyllis, and I started following for the cooking and baking breads, which I do. Miss Phillis is an exceptional lady that does a lot! Rob

  • @sbn49ajc98
    @sbn49ajc985 жыл бұрын

    How right you are. In fact just this week I told my husband "its over"

  • @teachingwithheart2512
    @teachingwithheart25126 жыл бұрын

    Work ethic is what you're aiming for...immaturity is what is normal. Parenting isn't for sissies. Glad you (and I) survived. Allll parents (mine too) get a medal! What a blessing to give to children-legacy...😙

  • @joeypleasants4014
    @joeypleasants40142 ай бұрын

    It is interesting how young people may not seem interested in learning some things but when they’re out on their own they start seeing that it will serve them well to know how to do some of them very things. Like Phyllis here mentioned about Renee not being interested in cooking but obviously when Renee got out on her own she realized how valuable other is to know how to cook.

  • @debstephens6308
    @debstephens63085 жыл бұрын

    Deb from Idaho~~~~ You are such a blessing to us all, and such wise advice you offer!! Thank you, Miss Phyllis

  • @gmicela1
    @gmicela15 жыл бұрын

    I tried to teach my daughter to cook as well..she would get so upset..the moment she married she wanted to know it all..everything you mentioned is so true

  • @LadyLinda248
    @LadyLinda2485 жыл бұрын

    Wonderful advise.

  • @kiminkc7058
    @kiminkc70585 жыл бұрын

    Best video I have ever watched on KZread!!! I love your videos, Phyllis!!!

  • @nottthereyet4872
    @nottthereyet48725 жыл бұрын

    We couldn't agree with you more. Recently had a sit down with our adult kids to explain the changes in our retirement financial status. It will get better, but for now, each to there own. We simply cannot provide as we used to do. Good videos.

  • @peggyhavard1126
    @peggyhavard11264 жыл бұрын

    2-2020 O MISS PHYLIS, what a jewel you were ❤️miss your guidance 😞

  • @bleebleeblahblah

    @bleebleeblahblah

    4 жыл бұрын

    ♥️ same

  • @maryannsilverman5218
    @maryannsilverman52185 жыл бұрын

    Phyllis...you are a level headed woman. I so enjoy watching and learning from you. I'm an avid watcher. Hello to Mr. Bucky.. PS...I love your southern drawl !!😀 I'm from Connecticut, I don't think we have an accent. Keep informing us on things. God Bless the two of you. Sincerely, Maryann

  • @rosejackson8670
    @rosejackson86709 жыл бұрын

    GOOD DAY I ALMOST WANTED TO CRY. OUT OF THE MOUTH OF A VERY WISE WOMAN. THAT YOU ARE.THIS IS A BIG INSPIRATIN TO MY SISTER AND ME. THIS VIDEO IN IN A BLESSING I JUST WISH I COULD THANK I PERSON. GOD BLESS YOU. MUCH LOVE, FORM THE NORTH WEST

  • @PhyllisStokes

    @PhyllisStokes

    9 жыл бұрын

    Rose Jackson Thank you Rose, you always have such nice comments.

  • @roseobrien1425

    @roseobrien1425

    6 жыл бұрын

    I just love your videos and all your shows wish i had you as my neighbor so much i could have learned from you Phyllis

  • @donnajean5288
    @donnajean52887 жыл бұрын

    Awww I was going to say, Poor Stephen, then I saw his comment. lol I LOVE your videos especially cooking.

  • @rosemarie741
    @rosemarie7419 жыл бұрын

    Fascinating. My mouth literally dropped open a couple of times when you talked about your older son ... the nerve!!!! lol My son did some very similar things but I haven't thought about them in years. I'm like you, I wouldn't want to raise teenagers again! I can relate so much to all you said. Your children turned out well and mine did too! Thank you for sharing part of your life with us.

  • @Yogirliej4dee

    @Yogirliej4dee

    7 жыл бұрын

    Rose Marie Morton wow. I'm 30 and I laugh at some of these things. Steven seems like a funny guy!

  • @darlenebeeman4617
    @darlenebeeman46177 жыл бұрын

    My Dad also watched the mileage on this car so he knew if I was following the rules!

  • @sheilaregister4128
    @sheilaregister41285 жыл бұрын

    You are wonderful parents!

  • @theoldfarmerswife5915
    @theoldfarmerswife59157 жыл бұрын

    Another great video, I'm going to listen to your advice about retirement, as we are newly retired. I still enjoy giving to my children (all are grown), but I think it's time we slow down. Time to think of ourselves

  • @deltaboy767
    @deltaboy7674 жыл бұрын

    My grandfather wanted to pay for my college, but fortunately I got a scholarship due to my voice and graduated from Lee University in 2001, and I sang with Voices of Lee well after graduation and wrote a song which became a hit for the contemporary Christian group Avalon.

  • @jamieorr4526
    @jamieorr45267 жыл бұрын

    I know this is an older video but this message you just gave hits home so much right now. I needed to hear this. Thank You

  • @grabandgoadvice1694
    @grabandgoadvice16943 жыл бұрын

    A very wise woman. So thankful she made these videos.

  • @karenreuss7432
    @karenreuss74329 жыл бұрын

    are you sure your not talking about my kids lol

  • @alicehernandez3990
    @alicehernandez39904 жыл бұрын

    WISE WORDS MS. PHYLLIS.

  • @SageTheRage
    @SageTheRage4 жыл бұрын

    For those that din't already know, sadly, Ms. Phyllis did not recover from her cancer and died 6 mos after diagnosis on Jan 25, 2020. Stephen broke the heart wrenching news to all of us here: Rest In Peace Mom at: kzread.info/dash/bejne/en6fso-eg9yukqQ.html Stephen has made 4 more videos since: 2 memories, one called: What's the Big Deal About Hot Dogs and French Fries hound at: kzread.info/dash/bejne/qmuq2rpmf93FnpM.html and one called: Where Are They Now - Update on the Grandchildren at: kzread.info/dash/bejne/poJk1qiFhcnRfaw.html (Btw: they are Stephen's 4 children; Ms. Phyllis and Mr. Bucky had 11 grandchildren). He made 2 cooking vids: one called Miss Phyllis' Buttermilk Biscuits uploaded at: kzread.info/dash/bejne/e2GhsqiyeZWakrA.html and one called Quick and Easy Scrambled Egg at this link: kzread.info/dash/bejne/qK1q1JaDibixlJs.html You can find all future videos he does via Subscribing AND clicking the Notification Bell on her channel as it was one of her wishes for him to keep it going if he could. I hope I copy/pasted all the links correctly for you but if I made any mistakes you can easily find them on her channel by typing in the titles as I copied them exactly and in the correct order. Peace Within and Peace Without, Sage

  • @yescandles
    @yescandles6 жыл бұрын

    I am so grateful I am not a breeder......most of the time. Seems like if you have boys, they become whatever their wives want them to be (and it never includes bringing old mom or dad in their home when they need care in their older years, so people better hold on to the money to pay for it!) If you have girls, you might have a better chance if you need them depending on their husbands. When old people lose their spouses, they can be in bad shape in they have no money. No one WANTS to be dependant on their children, but the time could come.....or pay for care (which is more expensive than college!!!). Very few people can afford LTC policies.

  • @flossy4802
    @flossy48025 жыл бұрын

    Such wise words Miss Phyllis!!! A fabulous vlog!!! Thank you!

  • @sharoncrawford3042
    @sharoncrawford30424 жыл бұрын

    I was expected to get a job right after high school. I also paid rent when I stayed with my parents. A couple of times I moved out on my own. Finally I got married. There were some lean times, but I never asked my parents for anything as soon as I turned 18. Im 63 today. But I am different with my daughter, because there were times I needed help, but wasnt offered. If my daughter got in a situation beyond her control, and she was in need, I cant see myself not helping. She is very responsible. If I had a lot of money, Id by her a better home to live in.

  • @bleebleeblahblah

    @bleebleeblahblah

    4 жыл бұрын

    This is so nice and lovely story. Atleast I've come across one that is a happy one. ♥️

  • @maggiebridget126
    @maggiebridget1264 жыл бұрын

    You gave such great advice. I will certainly miss your videos.

  • @bleebleeblahblah

    @bleebleeblahblah

    4 жыл бұрын

    ♥️ me too.

  • @jjunesimo
    @jjunesimo7 жыл бұрын

    I'm going to have my husband watch this one. He will enjoy it and agree, I think. :)

  • @serling3520
    @serling35203 жыл бұрын

    I wish I could play this in my husband's sleep, over and over. Tell it, Ms. Phyllis.

  • @CashAndSpanglish
    @CashAndSpanglish9 жыл бұрын

    I got my first car when I was about 22, and I had to pay for it. My father just helped me by putting it in his name because I did not have enough credit experience at the time, but I paid for the car and for the insurance on it. I think it's great that you provided cars for your children, it probably made life a lot easier for them and for you also.

  • @Mousearello

    @Mousearello

    6 жыл бұрын

    I over indulged my teenage granddaughter with anything she really wanted until the day she threw a fit and went into an uncontrollable rage when I told her I'd just treated myself to a designer handbag. She screamed at me "how dare you spend so much money on a handbag, I want to see it show it to me, I want to see it now" it was a clear case of how dare you spend my inheritance. So sad but I'm glad I found out what she really thinks of me early on. I love watching your videos, I live in central London and I find you so relaxing and laid back, just the thing to help me unwind. Thank you.

  • @Aurelia642
    @Aurelia6429 жыл бұрын

    My 15 year old freshman just got his permit a few weeks ago. Your stories...ugh! I am in my early 50s and my husband is in his early 60s...we are just starting all of this. We only have one child. I do agree...we don't give our son everything either. Everyone should work for things that they want...means so much more....plus who wants to raise Peter Pan...no way! I told him we would match the money he saves for a car...but he is not getting a car for a year or two....and it won't be expensive. His grades are very good, so we expect scholarship money too. College is so expensive these days. My son's name is Stephen too...the stories about your Stephen made me laugh....fun video! Wish us luck. Thanks for sharing - Lori

  • @philippichurch6649
    @philippichurch66499 жыл бұрын

    Hi Phyllis, I enjoyed your videos on retirement .It brings back memories of raising my own children and how fast time flay. Carroll Roberson, an evangelist from Tn. sings a beautiful song called A WONDERFUL LIFE. Yours seems amazing. I pray you and Mr. Bucky have many many happy, healthy and prosperious years ahead. Rachel

  • @doglover5381
    @doglover53813 жыл бұрын

    I've always told my kids, "you will always have a place to stay, but this is not a hotel!"

  • @pakaza
    @pakaza7 жыл бұрын

    Excellent video!!!!!! So honest and to the point!! Love that you tell it like it is!!!!!

  • @Ann.M79
    @Ann.M793 жыл бұрын

    Such precious and wise wisdom! This brings back real memories for me. I’ve learned many of these exact lessons in my time as a teenager (So don’t feel alone Steven), as well as being an adult with my own children (as the parent’) in many of these same areas. It’s like deja vue bringing back memories! Thanks Ms Phyllis for always keeping it real and meaningful when you shared in your videos. So greatly appreciated.

  • @Miriam-fk9wr
    @Miriam-fk9wr5 жыл бұрын

    Word’s coming from a wise woman

  • @Cindy7777777
    @Cindy77777779 жыл бұрын

    Great information!!!!!!!! Thank you so much for your wisdom!!!!!!!!!!!

  • @trevapowell9193
    @trevapowell91936 жыл бұрын

    thank you that was a lot of words of wisdom I hope all the mothers and dads are able to see this and learn not only for their sake but for their children you are a wonderful inspiration God bless you and keep on cooking and smiling we love you here in Biloxi

  • @lynhanna917
    @lynhanna9179 жыл бұрын

    Wise advice - I found that when they are given things it may not be fully appreciated or maybe it is that they don't realize that in order for them to get something you have had to do without to give the gift. It took me a LONG time to realize this, I am a slow learner, but I have less resentment when I visit and see that if something is being wasted it isn't my money that bought it. They need love and emotional support more than things that is for sure.

  • @onekerri1
    @onekerri14 жыл бұрын

    College is over-rated these days. There use to be a time that I would have considered college education an asset; today it is nothing more than debt and gross indoctrination.

  • @Karreenna
    @Karreenna4 жыл бұрын

    i agree with you 100%...when my mom watched my son i paid her cause i would be paying someone else . when my parents gave me money for something i had to pay them back. once my older sister went to fill out a job application and it ask why you wanted this job , she wrote cause my mom and dad are making me

  • @bleebleeblahblah

    @bleebleeblahblah

    4 жыл бұрын

    Haha I love that 'be ause mom and dad are making me' Thank you for the laugh. 😁

  • @robinrubendunst869
    @robinrubendunst8694 жыл бұрын

    First the “Terrible Twos”, the the “Terrible Teens,” and finally (hopefully), the “Terrible Twenties.” If you’ve done your job right, your kids will finally transition fully to adulthood. Based on Steve’s following up with your posts, I think you did well. My parents, whom I loved dearly, were never able to “put their collective foot down,” and many of my siblings always had their hands out. “You HAVE to help!!l. They never had the heart or strength to say “No!” And sadly, they never had the resources, either. And now, four of us, all over 50, two over 60 are still enmeshed in each other’s finances/living arrangements, and clinging to the family home, which was never that happy a place.

  • @marymack4105
    @marymack41059 жыл бұрын

    Love these stories. I think every family can relate.

  • @icyfire6879
    @icyfire68792 жыл бұрын

    This video popped up on my feed at precisely the right time!! (Congrats, KZread algorithm!)

  • @deniscarroll5135
    @deniscarroll51355 жыл бұрын

    Oh Phyllis what a story , I Love it and do another one in this time of your life on how the Chilren are going . Make sure you and Mr Bucky use all of your money , don't let them think tattslotto is coming there way after you and Mr Bucky are gone. Love Chris a d family.

  • @elainehochstatter160
    @elainehochstatter1605 жыл бұрын

    I started watching you by accident looking for recipes, but I really love your approach to parenting. So sorry for the loss of your husband, you two are the cutest!

  • @johnnychavez3740
    @johnnychavez37403 жыл бұрын

    Heart of gold.