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Non-transferable & non-refundable is not that rare when you fly economy. It's almost the standard.

@alyssaisnotdoneyet

4 жыл бұрын

Thank you. That's what I came here to say.

@roolyfe

4 жыл бұрын

Exactly! I have never bought a ticket 🎫 online and got a refund

@serafim7779

4 жыл бұрын

Boomer is living in another world

@capnskiddies

4 жыл бұрын

@@serafim7779 Dave still lights a cigar he's travelling that long ago

@kobe0007

4 жыл бұрын

Facts. Dave flies on private jets so he doesn't know. Usually you can get airline credit but they expire in 6 to 12 months.

Paid off $2000 in credit card debt yesterday. I'm officially debt free. Thanks Dave.

@AntiUgg

4 жыл бұрын

Blackbond11 Great job!

@JAMANIJAMANI

4 жыл бұрын

congrats!!! I have ten times that amount and aiming for an xmas debt-free cheer!

@anyviolet

4 жыл бұрын

Congratulations - great work! Now on to the next step!

@vildachaya6462

3 жыл бұрын

How could you be so cruel to your banks?!?!? (Good job)

@MRLEE-of5fj

3 жыл бұрын

Will you be my co-signer?!?!?

And she hung up the phone and boarded the plane

@artz9643

4 жыл бұрын

I don't know...... It sounded like she was receptive to Dave's advice.

@closcaz3867

4 жыл бұрын

dan wheeler 😂😂

@MsMaxinejoy

4 жыл бұрын

I would have taken the trip. She already put it on her credit card, and claims it is not refundable. I would have gone ahead and enjoy my life, returned with memories. Then, do what I need to do to become debt free.

@44fastgun

4 жыл бұрын

@@MsMaxinejoy Amen to that, I would sell stuff, work extra, rake up scrap metal, contract.... Whatever the heck it would take to go on a vacation that I already bought nonrefundable tickets for

@MsMaxinejoy

4 жыл бұрын

@@44fastgun Exactly! her situation might change when she is 30 years old, and finds that she cannot go travel the world. Having children, marriage etc.

Why is it when Dave asks someone how much they make a year, their response is always “ uhh um welll uhhh ya see uhhh golly ugh uhhhh”

@Erika2

4 жыл бұрын

Hot4 Teacherz Hahahahaha!

@greenAbbot

4 жыл бұрын

I’ve noticed that as well. In this case, however, she has some justification as it’s pretty hard to extrapolate from three months of freelancing.

@jamesmoninger1982

4 жыл бұрын

And when this happens there is almost ALWAYS underlying car debt.

@TheLuxeTraveler702

4 жыл бұрын

Right!! You would think by now they'de know their household income and how much debt they have. He always asks those 2 questions🤣

@---cr8nw

4 жыл бұрын

Because people that think about the numbers all the time are less likely to get themselves in this kind of bind.

People, before you call into the show: 1) Know how much you make 2) Know how much you owe. Neither require a story.

@PowerNGlory

4 жыл бұрын

To be fair that is also the call screeners job to get those people on point before they decide if they are going to let that person on the air.

@panpluto13

4 жыл бұрын

A longer youtube video where they hem and haw makes davey more money.

@mattesser5027

4 жыл бұрын

OMG PREACH. Every time he asks a numerical question and the answer starts with "Well, so...." I just grimace.

“Highly unusual” yeah no it’s not Dave. I once tried only SWITCHING the name on a $250 ticket and they told me to “just get the original person to fly”

@KevinGomez-oo4ti

4 жыл бұрын

This happened to my friend once. He called back got a different associate and told them there was an error on his boarding pass, and was able to get it changed.

Dave is totally spot on the travel part, you want to go to travel to enjoy your hard earned money and good situation, not to run away from your current life issues. The best treats are the ones hard earned through labour and sweat.

@numberrunner3133

4 жыл бұрын

Something I haven't heard since college but I needed to hear again.

@bobofthestorm

4 жыл бұрын

I've met a lot of western backpackers who are exactly like who you've described running away from their lives. I'm 30 and from the Philippines by the way, I don't earn as much as westerners my age (especially when I started) but I have a lot more net worth than them. I've met a few Americans who were traveling while they still had student debt. They pretend like they're frugal because they backpack on the cheap but man I could never imagine myself spending 6 months traveling while on negative net worth. I've even met a dutch woman, she was in her 20s and though not as bad Americans but even she had debt. These people basically "save" a whole year to blow it all in 6 months in cheap hostels. Seems like a waste of time, money and work experience to me. I started with a 500usd a month salary, then doubled it by my mid 20s and now I earn around 1750usd per month. I lived with my parents and siblings, drive a used car... Even with my 3rd world salary, I manage to save around 60,000usd while these western kids are running around with negative net worth.

@indiaxlovee

4 жыл бұрын

Bob of the Storm i’d rather spend my youth traveling & learning, you can get your money back but not your time, you can travel in you elder years but your young youthful energy is unmatched 💓

@Mary-rf9tv

4 жыл бұрын

Bruno 45 what if tragically someone dies suddenly just after all the sweat. I am not for blowing money away or encouraging negative net worth. I am more for balance, have little treats every step of the way even if you are still paying back loans, tomorrow isn’t always promised.

@valeriavagapova

4 жыл бұрын

@@indiaxlovee Honestly it's true, I did a lot of backpacking when I was a teen and those are some of the best memories I have. Even now, in my mid-20s, travel just feels different, I just don't feel that desire to gogogo and get into all sorts of adventures all the time anymore. I can't even imagine how different it will be a decade down the line. Not everything is about money in life...

Right after school it’s time for a solo trip to the store to buy beans and rice. Got me out of debt real fast.

@greenAbbot

4 жыл бұрын

Do you have a recipe for Parisian-style beans?

@thesunflowchannel1995

4 жыл бұрын

Haha way to go!

@ibettrivero8925

4 жыл бұрын

🤣🤣🤣🤣

@leadnsteel1428

4 жыл бұрын

I don't get why you need to go traveling... I've wouldn't care if I go or not and wouldn't want to spend thousands of dollars on it

@blackworldtraveler3711

4 жыл бұрын

leadnsteel Don’t have to spend thousands of dollars. Just being in the Air National Guard I flew Space-A hopping flights everywhere. Flying a C-130 or C-5 from Oklahoma connecting in California and /or Alaska to Hawaii cost me $12 one way. And military discount at hotels in Waikiki including Bellows beach cottages near Kaneohe.. And hiking/backpacking on beautiful government owned forest reserves closed to public. And have lifetime global flight benefits at work that allows me to fly free everywhere I go and stay in budget,hotels,hostels,guesthouses,capsules, with families,friends,etc. through the years. Eat and stay more with locals away from tourist areas. And I’ve met many straight out of high school or college and in between traveling the world with savings and/or working odd jobs along the way for 6 months to one or more years. They were pretty good at finding cheap airline tickets among other things like trains and buses. Mostly I meet Europeans,Canadians,Australians,and Israelis doing this. Very few Americans. Meet a lot of Japanese as well but they tend to save/stockpile a lot money then travel. I travel to see and experience the food,people,culture,etc and what I’ve read about and learned in school, watched in movies/tv,magazines,etc. Just watching others experience life on tv, in books,etc isn’t enough for me.

It's better to sacrifice time now, rather than trying to make up for it later. With what she's earning, she can easily get that $500 back!

@kobe0007

4 жыл бұрын

Also, Europe isn't that expensive if you hostel it. And it actually is more fun. I don't want a fancy hotel or fancy food. Edit: should add, I did my trip while at 29. That's the best time to do it and stay in hostels!

@indiaxlovee

4 жыл бұрын

Erika Kullberg: Finance, Investing, Passive Income right, $500 is nothing lol

@agiagiagi6553

4 жыл бұрын

@@kobe0007 No, it's not 😒

@washingtonneves2933

4 жыл бұрын

Corey L. Nope

@thegreatelv6408

4 жыл бұрын

I think the point of calling it off, is to force her to be angry at herself for all the debt and give her a motivation to get through the other 70k (basically I'm sick of living my life this way)

Saw the title and had to click just to see Dave's reaction

@numanuma20

4 жыл бұрын

Gary Host Me too.

@courtneysperfectcafe

4 жыл бұрын

Gary Host same

@MrKijana23

4 жыл бұрын

😂😂same. It's sadistic of me but I just clicked to hear a whooping😂😂

@MRLEE-of5fj

3 жыл бұрын

Will you be my co-signer

I don’t think Dave fly’s economy because they are not refundable

@PassportBrosBusinessClass

4 жыл бұрын

BUSINESS CLASS ONLY for me ✈️

@manunes4598

4 жыл бұрын

If i could i would fly business always. But until i cant, i wont

@tiffanymackey2382

3 жыл бұрын

His company flies Southwest, which has better policies.

Next time she calls, she'll say she just found Dave right after her $3,500 European vacation that all went on the credit card.

@---cr8nw

4 жыл бұрын

She's been bragging to all of her friends and family ever since she bought the plane tickets. No way she's going to tell them all, "I've decided I'm not going. This guy with a radio show talked me out of it because I can't afford it."

@covercalls88

3 жыл бұрын

I only do vacations with extra cash i save from my investments.

I have co workers taking vacations left and right on credit cards 💳 🤦‍♂️

@spatialnose2696

4 жыл бұрын

Yayy Areaa same here. It’s ridiculous because you know how much they make and then make it seem like their lives are something to be envious of.

@yayyareaa2997

4 жыл бұрын

SpatialNose exactly

@beachsnob3424

4 жыл бұрын

I put all my vacations/life on my credit card🤪 thats because i have the jet blue card that accumulates points. I pay my balance IN FULL each month & gets lots of free flights using said points😬

@TheHCGTube

4 жыл бұрын

Yep. They brag about it for days but then they'll stress over a 100$ unexpected bill while you enjoy your meals! Hehe

@MRLEE-of5fj

3 жыл бұрын

Will you be my co-signer

70K in debt! Going to Europe for 2 weeks?! NOPE. Consider that trip CANCELED!

@jondoe5305

2 жыл бұрын

Should still go just don't splurge on anything else.

@Tunechi65

2 жыл бұрын

You can enjoy life while paying down debt if you save. Relax

@renecuevas4128

11 ай бұрын

I tought she said 78000 😢

I've traveled as a backpacker, scrimping and saving. I've also traveled first class. Both can be great. Very different experiences but wonderful memories.

Im sure Dave only flies Business class. He wouldn’t know a thing about economy class and how 99.99% are non refundable. Thats pretty much the standard.

@nuggyfresh6430

4 жыл бұрын

Amett Rodriguez oh my thats cute, you actually think dave flies business class instead of first class or private, oh my goodness thats prescious

Dave has clearly been flying business class for a long time now that he doesnt realize that the rest of us peasants still travel in economy. And yes, the best deals are always non-refundable and non transferable unless you pay a fee of anywhere from $100 to 250 depending on the airline. I know this because I travel 4 times a year but usually fly basic economy because it saves me more money and it's no different than economy if you know how to pack.

@gr8macaw1

4 жыл бұрын

jfloresdrums Yes When I went to Minnesota due to family illness I had to change travel date to return to LA they charged me $200 in business class

@tiffanymackey2382

3 жыл бұрын

His company flies Southwest, which allows you to move your flight dates even on their cheapest tickets.

@chuckbenger8918

3 жыл бұрын

And how do you know what he flys? Sounds like a lot of speculation

@kuth0287

Ай бұрын

@@chuckbenger8918 He mentioned "Lap of Luxury" in the video, so it's safe to assume that he does not fly Economy

If she is free lancing and she can work on the go, I would write part of the trip off.

@aprilracine

4 жыл бұрын

Shop Town just what I was thinking.

@sarowie

4 жыл бұрын

Yeah, and then get in trouble because she is in Europe as a tourist, but she is doing business on the trip. I would recommend freelancers to be very careful during vacation - even just reading e-mails can be border line depending on circumstances.

@penguin12902

4 жыл бұрын

You still have to lay out the cash even if you write it off. She comes back with a $0 balance and her car breaks down, or the furnace goes out. Now what?

@teambennett-wells962

4 жыл бұрын

Shop Town that's what I thought he was going to tell her

@panpluto13

4 жыл бұрын

@@penguin12902 she could wake up dead tomorrow.

Take the trip and start the dave ramsey plan when you get back!! lol

@diariodeumcasalviking5425

3 жыл бұрын

yolo hahaha

@tiffanymackey2382

3 жыл бұрын

That's like saying I'll start a diet tomorrow, but today I'm going to eat an entire chocolate cake.

@chrono106

3 жыл бұрын

Lol! I absolutely loathe debt, but I might just take the trip too if I was her. How much harm can it really do at this point?

Vacationing on debt is like bringing two Big Macs and a supersized fry with you to the gym.

@deborahmeek6529

4 жыл бұрын

🤣

She might make money writing about her trip and include Dave's advice.

@Azidoazideazide.

4 жыл бұрын

That's so optimistic it's dumb.

@shadowartist8892

4 жыл бұрын

@@Azidoazideazide. I'm being factitious.

@panpluto13

4 жыл бұрын

Seems like a real possibility, actually.

@ahastar1141

4 жыл бұрын

I am gonna guess she'll spend more money on the trip then she is gonna make writing on the trip

Perfect example of the sunk cost fallacy - not all investments justify further expenditures, especially when you’re in debt! Good one Dave 💪🏾

I just canceled my flight to Italy as well. Just realized what a waste it would be. The same thing almost happened to me, cheap ticket with the hidden cost unconsidered. Luckily I was able to refund it within 6-7 hours of purchase. This can wait, I'm in position to save a lot and make decent money working online.

@thegreatelv6408

4 жыл бұрын

Awesome! Good luck!

@jondoe5305

2 жыл бұрын

Going to Italy is not a waste lol. Gotta get culture and experiences.

@Tunechi65

2 жыл бұрын

Enjoy life responsibly

We went to Paris on the cheap before finding Dave and had the best time in the world even if we weren't using golden taint ticklers.

umm.. she should take the trip. it's already spent. making 11,000 in 4 months,she can get that money back and really focus on paying her debt when she goes back home

@Apollyon-sz9sn

4 жыл бұрын

Advice from a broke person.

@arleneaugustahair8393

4 жыл бұрын

Apollyon 1975 she said the trip is in September. We’re in February. She has plenty of time to make that money.

@brandonb7120

4 жыл бұрын

She's only spent the $500 for flights, there's still accommodation, food, sightseeing costs .... Thankfully you're not the one giving advice

@MattSezer

4 жыл бұрын

As a freelancer in your first year, you have very little security in being able to make the same amount from month to month. Also, I may be wrong, but based on her prior decisions, I find it very unlikely that she’s setting aside enough for taxes, which aren’t getting taken out of that $11k.

@marlynsantos9677

4 жыл бұрын

Totally agree

I am happy I saw this... makes me feel better about taking a vacation at the end of the baby steps. I'm 32 with a paid-off house and want to live my life for once.

@retrojay86

Жыл бұрын

great for you!!

“Please God Make my life into a country song”😅

I stopped listening at “non-refundable airline tickets are highly unusual”. What is he talking about? 😂

@makeupviews

4 жыл бұрын

🤣🤣🤣

@Antilleslucayan

4 жыл бұрын

idk lol its all i buy! refundable is 2x that price. the difference is trip money honey.

Should I go on a vacation with a credit card? Dave: Sell the car!

Paris and Amsterdam, the two most expensive place to go with out money..

@gmarie3053

3 жыл бұрын

As a Londoner yes, she may as well burn her money if she goes Amster

Thanks Cassandra for that valuable lesson and thanks to you Dave for opening my eyes and many others to avoiding the back end of a "cheap" vacation. 😎

This is great advice that more people need to hear. Just because it’s a good deal doesn’t mean you can afford to go, especially if you still have debt. If I was this girl, my friends and family would probably be like “YOLO! You’ll just earn the money back no biggie.” The worst part is I had that mindset too back then and probably gave the same bad advice. Paris and Amsterdam will still be there in a few years. Traveling can wait a year until you’re financially stable. Don’t let social media get to you!

@lf3026

4 жыл бұрын

Absolutely! And a good reminder when you're contemplating a even a small trip!

@CareerCraft56

4 жыл бұрын

Great advice

I don't care what Dave or anyone say. I usually travel on a credit card because of the insurance. It saved me thousands on cancelled trips. Edit: I have no debt, and always pay the credit cards before any interest kicks in.

@FFGuy-eu7hr

Жыл бұрын

Travel is where Dave's no credit card policy really falls apart. Even though you can buy travel insurance policies, having a credit card for things like hotels and car rentals really does make travel so much easier.

Turn my life into a Country Song oh Lord. LOL - Dave!! Too Funny.

Coming from the UK you can go around Paris and Amsterdam relatively cheaply. Just stay in hostels, it’s what all young people do. I wouldn’t burn $500 dollars when she can still have a great time there for not a huge amount more. Europe isn’t like America, there are loads of things you can do for free or cheaply in those cities. Museums, art exhibitions, free walking tours. You don’t have to stay at fancy hotels or eat at overpriced restaurants.

@anafernandez7237

4 жыл бұрын

Exactly, although Dave's suggestion of putting off the trip is the way to go, I disagree regarding the amount you need to expend on order to enjoy your holiday. Cheap doesn't need to be less, if you plan It.

@slyfoxx2973

4 жыл бұрын

Do Paris and Amsterdam on 100 dollars a day or less? That's insane.

@r3negade47

4 жыл бұрын

Ana Fernández if she could simply transfer or refund the tickets that would be the way to go. However I don’t think I’d personally just not go if I had bought the flights already.

@l-train7876

2 жыл бұрын

The flight from Southern California to Paris is over $1K unless you take a 30-hour flight.

It seems like she is traveling for cheap for $500. She should go ahead and enjoy her vacation, knowing that when she returns she has a lot of work to do. Nothing is promised to anyone so she needs to go now, since he already has a non-refundable ticket.

@sarcasm176

4 жыл бұрын

exactly

@jayritchie6596

4 жыл бұрын

How much is she going to spend? She is going to expensive cities in expensive countries - and doesnt sound well travelled enough to know how to do it really cheaply.

@blacksnk

4 жыл бұрын

2 weeks in Paris? She’s going to spend more than a thousand.

@MsMaxinejoy

4 жыл бұрын

@@blacksnk she is flying into Paris and she is going someplace else I think Amsterdam. You can enjoy those two countries on the cheap.

@michelleanderson5735

4 жыл бұрын

blacksnk I did Paris and Amsterdam on $20-30/day (it was 15 years ago), it’s easy to do for $30-50/day

Dumb thing solidifies the "never again" This man shows light everytime.

Can’t let go of $500? You’ll make that back in no time! Let get and focus.

Put the money on the card and pay them off at the end of the month that’s the only way regular people should be using credit cards

i'd rather travel young while i'm healthy than old and can't enjoy anything because all my joints ache from arthritis or any other illness common to seniors. If I travel i want to do activities that the country I am from doesn't offer. Like seeing ancient artifacts, hiking mountains, climbing up to temples, swimming with sea animals, river rafting, cliff diving etc....activities get limited the older you get..

@bensondentalassociates8690

4 жыл бұрын

Then get a good job. You’re future success is up to you. I know 30 year old business owners that travel all the time and are still debt free.

@Dividendsmattertoo

4 жыл бұрын

MrSayonara88 this is true but if you live a healthy life you can stay young longer and not really start to deteriorate until you 60s

@LuisSaulny

4 жыл бұрын

Absolutely, you need to enjoy the things before you can't even walk!

@queenofdahouse1591

4 жыл бұрын

S P I’m sixty and I’m not deteriorating.

@blacksnk

4 жыл бұрын

She 28 with 70 grand debt. She should concentrate on getting her financial act together. You work hard, it can be done in less than ten years. Dave is so right about traveling with money. I’ve been healthy all my life and I’ve been debt free in my early 40s traveling business class and cruises.

Wow. How crushing to hear Dave say to cancel but I totally understand. Traveling on the cheap is not fun. I wonder what she decided...

I love how Dave cuts to the chase and makes so much sense. He should put together videos for high school students and get them to understand how money works.

Dave, you answered the wrong question! Her question was "how can I still take this vacation?"

@mnola4742

4 жыл бұрын

44fastgun he did, he said she can’t/shouldn’t

she's going to go

this is probably one of my favourite videos from Dave. The way she said "YEAH" made my day. She got it. I would really like to hear from her. Kassandra, if you are reading this, please let us know how is life going and when is Paris due?

Paying 500$ for a round trip to Europe is super cheap. So at that price, non-refundable, non-transferable is not that unsual. I think Dave hasn't flown economic in a while! 😂

It’s totally normal to have non-transferable/non refundable tickets. Is he aware of what normal people buy? 🤣

@Zoot_of_Anthrax

3 жыл бұрын

Non refundable tickets you can normally change the date on for a change fee. She could delay the tickets a year

It’s a sunk cost at this point. Hopefully she learns her lesson to live within her means. I hope for her that she gets that trip. She seems committed to living a smarter, wiser life and I appreciate that

In this case I agree with dave I’d hold off and go with cash

Go on the trip. You will regret not doing it. 28 is still young. You can start again when you return. Life is not just about saving money l. It's about the journey

@chrisbaker2669

4 жыл бұрын

Are you broke?

@rottenejl1

3 жыл бұрын

enjoy being broke

Best advice and made so much sense! Thanks again Dave🙂

Great advice!! Seems like she already knew this, she just wanted Dave's opinion to confirm.

I fly quite a bit so I’ve been in the situation before where I’ve had to cancel a non-refundable flight. If she cancels the airline will issue a certificate to her for the value of the ticket, so she can travel at another time and use the funds from that ticket. She’ll probably have a $200 change fee tacked on to that. So if she were to buy a $300 ticket using that certificate she would break even. She will pay an extra $200 if she books another $500 flight here. Regardless, the most she can “lose” is $200.

I needed to hear this. Pure motivation to keep going.

Everyone is saying "she's going", but I dunno about you when Dave suggested that she wait and let this pain push her to become better and take a better vacation later, I heard a shift in her voice. She seems very on board with that idea, I think she knows that taking that vacation 2 years from now instead of today will be very satisfying

@drlax15m

Жыл бұрын

the shift was disingenuous pandering 😂

Thank you for this call! I relate to this so so much

@cassandrahulse

4 жыл бұрын

Yes girl! It's a hard thing to do, but I totally agree with Dave. We got this!

The truest statement Dave has ever make " traveling on the cheap is less than fun"!! When you travel fully funded your able to experience your vacation without worry and you can relax and enjoy!

There are so many ways to travel and see the world when you are young, without going into debt. I spent a several years doing humanitarian work in my 20's. No regrets and no debt related to it...

"Hi Dave, i'm broke but need a vacation..."

@artz9643

4 жыл бұрын

Aren't we all.....

@paperremix

4 жыл бұрын

I'm a fan of cheap nature/picnics. Vacation that's don't hurt the bank work for me.

@CourtneyyMorriss

4 жыл бұрын

🙋🏾‍♀️

@willbag4724

4 жыл бұрын

youre going camping!

Finally, a call from Oregon. I live in Oregon.

Proud of her for doing this and listening to Dave. Too many young people now think it’s all about how to look on Instagram, and wanna live so luxuriously without actually working for it. They have that “I’m young, I’ll worry about it later” attitude. It will bite you every time though.

@knowbodiesfull5768

4 жыл бұрын

Or wanting to live luxuriously and getting someone else to pay for it.

i had tickets like that and i got the airline to work with me. if she appeals to the airline, the worst they can say is no, but you don't know until you ask. considering what negative press the airlines have been getting lately, mostly from the bad things they have done to people, they might do the right thing. who knows, they might actually allow her to reschedule the trip until a later date, when she can afford it.

She definitely still went on that trip. Shine on though, Dave! Love it when you brag. You earned it. I want to hear more about that luxury lifestyle.

Great example of sunk cost fallacy, if you are in a similar situation, always consider if the benefits actually outweigh the costs

I normally agree with Dave but not in this one, when you are young you can travel as a backpacker and have a great adventure, yes she'll be broke for some months but then you already have the memories of the great adventure you had at Europe when you were young. Later in life you can travel luxury and visit expensive restaurants.

@strictnonconformist7369

4 жыл бұрын

I hope she took Dave's advice: yours aged amazingly badly for more than one reason!

@donnafontaine2799

2 жыл бұрын

I agree go while she is so young and has the free time now ...never know about tomorrow.

Every airplane ticket is pretty much non transferable and non refundable. Sometimes Dave is not in touch with the lower or middle class I feel like when I’m watching his videos. I love how he inspired this women to make the decision and view herself have a wonderful vacation when she has money.

No one has food good enough to make me pay as much as he’s talking about. Lol no thank you. I’ll make my own dinner

@blackworldtraveler3711

4 жыл бұрын

Trip20 I’ve been to France more than once and several dozen other countries. Always eat and stay where the locals go as far away from tourist areas I can. Food just as good and even better, cheap,and less sterile snobby people. I travel for the food ,people,sites,and culture. That’s why I’m there. Also prefer to rent an apartment for a few weeks on occasion blending in with locals and just buy local food/spices and cook myself/ourselves. A want a sample of what I’ve read about in books, magazines,learned about in school, etc.since 4th grade. The finest restaurants and hotels isn’t my thing. Dave could just stay in the U.S and do that if all he can say about Paris is finest hotels and finest restaurants.

I like the fraud protection on credit cards. I have been a victim of bank fraud 3 times. Twice I had unauthorized transactions on my credit card and one time, someone cashed an obviously fake check with a fake signature against my checking account for about $5600. In all 3 instances, I got my money back and was not out any money. However, with the credit card, there was less hoops to jump through and the problem was corrected faster. With the checking account, I did not have access to the money for about 3-4 days. This did not hinder my day to day routine in anyway because I had extra money in my account to get by. It also felt like I had to jump through more hoops to get the problem corrected.

Go to Europe, and once you get to Paris, get on a bus to Eastern Europe and spend half the money or less. Stay in hostels. You could live for 2 weeks on $750 in Eastern Europe.

@ZaoZaoification

4 жыл бұрын

and not get stabbed

@aadamtx

4 жыл бұрын

I was waiting for Dave to ask the basic questions - Where are you staying in those cities (hostels are cheap, but two weeks' worth can still add up)? What do you plan to eat (14 days x 3 meals per = $$$ potentially)? How are you getting from Paris (arrival) to Amsterdam (departure)? Have you considered incidental expenses (baggage fees, for example)?

@Wajz3

4 жыл бұрын

Luca Panati Lol what? The US has more crime than every European country put together. You should be warning tourists that come to the US if anything.

@ZaoZaoification

4 жыл бұрын

@@Wajz3 look at the crime stats for paris how they increased from the 50s, and guess what changed

@atafmaalaoui4761

4 жыл бұрын

@@ZaoZaoification Poverty ?

She's lyin... she knew what she was doing before she bought those tickets.

If you cant afford to spend your money on vacation. Dont go . Dont use credit cards.

hopefully she listened and Dave therefore saved her from the human malware situation in europe right now

It's quite common that flights are non refundable, especially when you buy them on these "deals"

No refunds? Yeah right! What else are you gonna say? No lounge acces , no unlimited dom perignon either?! Whyy i never..

The real question is, how did she manage to get tickets for only $500?? Was she flying a paper airplane over there?

@josebecool668

4 жыл бұрын

Momondo, cheapest plan tickets iv come across.

@DM-1111

4 жыл бұрын

It’s not that rare at all. I got round trip tickets to go to Rome from NYC for $380

@arleneaugustahair8393

4 жыл бұрын

ErkFX - Roblox & More! You pay for it well in advance. The tickets are cheaper.

@ErkFX

4 жыл бұрын

Nobody Here dang, that’s awesome! I can rarely get plane tickets from Texas to Vermont for $500

My pet peeve is when people answer simple questions with, "ok sooo..."

@capnskiddies

4 жыл бұрын

No question should be answered that way.

@checkfoldcallraise

4 жыл бұрын

@Brian Waller stahp it! Lol

@iro3952

4 жыл бұрын

Dave: what is your income Caller: so I ......

I always usually book everything with a cc. Always paid it off same month when bill is in. Why is that hard?

Enjoy the trip😃 Spend responsibly on the trip.

We already know what's going down!!!

Just get a Doctor’s note saying you have Otitis Media. The airline will refund non refundable tickets with certain medical conditions.

Even though it seems like she will lose her $500 but in reality she will spend much more than that on the actual trip, food, accomodation & gifts for 2 weeks she'd be better of postponing it.

This is absolutely awesome advice!!! More people need to listen to this call. He laid it out perfectly. And this girl will succeed...because she almost was happy that he said that.

*tickets would become a sunk lost, so IF not going On vacation is the best financial decision. Then it's still with his even if you can't get a refund on those tickets.*

Freelance writer. Only if you can work remotely. Sublet your current apartment, rent one in Europe for 3 months and treat it as a work trip. Your extended stay and or struggles may inspire your writing more while at it.

As soon as I hear Oregon I say take that vacation😂 this weather ain’t pretty this time of year

4:45 "Yeah.. youre totally right, yeah.. i'd love that"

She doesnt want the most expensive steak ever. She wants to party through Europe at the age of 22 and have the best 2 weeks of her life. She already blew the money. Go on the trip, write about it.

The subway in Paris is hands down, 50x better than the subways in NY, BOS or CHI. Using the Paris subway is not "schlepping through the gutters".

@Wajz3

4 жыл бұрын

Yup and even Paris’ subway system is considered one of the lesser reliable subways in Europe and is still far more superior to the US subway systems. Europe has incredibly affordable and efficient transit compared to the US

Non transferable/non refundable is normal, I would say. Throw a big enough fit, and they can make them transferable. I have had that happen Before, and I was able to sell them to a friend

Usually you could use the credit for another date but pay a $150 - $200 change fee

To travel overseas to Europe and living on the financial cliff edge while you're over there would just take the wind and the joy right out of my sails after I just spent thousands of dollars to get there and hope no major hiccup in my plans that comes my way. I know there is travel insurance, but I think that is more of a reimbursement aspect to it. Hopefully she just takes the $500 loss and moves forward as she'll be happier and more at peace in the long run.

She is going on that trip

When I was younger I used to couch surf. Now I won't stay in a hotel that's fewer than 4 stars; of course paid for with cash. The difference is night and stay. I went to Paris when I was younger and stayed in hostels. It was fun but not anywhere near the same level as I travel now.

i got scammed for $1000...its stupid but learned my lesson the hard way though...make sure i listen to people who knows better than me like Dave. Forgive yourself and move on and before you make another step about that trip make that wise decision...DONT GO :-)

I have never been on a dave ramsey video within 3 hours of it being uploaded.

Highly unusual for Dave because he always gets full-priced tickets from good airlines and those are refundable. Try to fly Frontier. As for the question, you can book hostels in Europe for $11 per night and eat frugally too, taking bus is safe and low-cost, she can go.

You can almost never refund plane tickets. Maybe if you fly first class you can? I assume Dave usually does, so maybe that's the confusion.

I agree 100%. Paris and Amsterdam are nice.

💕 great advice Uncle Dave! 😁