I really like your financial advice. Calling it something fun is excellent. I have an emergency account. Sometimes I really need this. For example in November last year we had a fire in our kitchen. It still hasn't been put totally right by my home insurance company. I had to buy a new kettle and a new toaster. Sometimes my car needs repairs and this is another unexpected thing I need to be able to afford. I began paying into a personal pension last year as well. I save every single month money in a regular saving account. It is my new emergency money. I am not ever going to use credit cards again. I paid off my mortgage in June 2017.

CGF Tips 1. Call Your Budget Something Fun 2. Plan your budget the month before. 3. Don’t assume every months budget will be the same. 4. Base you budget on your project income for the next month. 5. Pay your expenses before you splurge. 6. Track your spending, a journal. My tip: When tempted to spend outside your budget, use these Mantras: MyGoal is to buy a (house)(car)(diamond tennis bracelet)(trip to Paris), 🛑 stop. I make &&& per hour, do I want to work () to buy this item. Example: make $20hr after taxes and expenses related to work, do I want to work 32 hrs of my life to buy this purse ($600+tax). Is this purse worth 32 hrs of my life?

I love the idea that we can call it something fun.

Thank you so much. Name of my budget is goibg to be.. "Queen's financial world"🤩🤩♥️♥️💃💃💃

Life goals! Is the name I gave my budget.

@Clevergirlfinance

4 ай бұрын

Love it!!!!!

Good realistic sense of what she's saying. Sometimes things don't go as planned from month to month because it involves adjustments throughout the year as things will vary at times but if there's a commitment made with the right mindset you'll benefit later.

Thank you for this!!! I always try and fail at budgeting bc I try soo hard to stick to it and get discouraged/blow it off whenever I surpass my spending or unexpected bills pop up. These tips and approaches are way more manageable and I'm excited to give it another go!

I got that revalation that I don't like the word budget either and so changed the name for myself also 😜

Really appreciate you sharing all this financial advice 🙏🏾🙏🏾🙏🏾

Wow amazing insights, thanks for sharing

Omg I neededddd this

@Clevergirlfinance

3 ай бұрын

So glad this was helpful!

Thank you ,I am almost finished with a credit card and one to go, I cut down on my spending and put it on the credit card

This was really helpful:)

@Clevergirlfinance

2 ай бұрын

Thanks for being here!

Thank you so much for the tips I budget each month, but I do not track my spending and I don't have sinking funds.

@MmaDk

Жыл бұрын

Me too.

Great information Fola! Keep up the great work 👍

Such great tips. Thank you

Great advice 🙏🏼🙏🏼🙏🏼 Thanks for sharing.

thanks for this video. I'm working on my budget while listening to this video.

Great info as always.

always great advice. thank you

very interesting

I love your videos. You inspire me🤗

Awesome tips. Thank you ☺️

I just started this month writing what I send each day on my monthly calendar so I can see it in real time. Before the end of the month and it’s too late and I don’t know where the money went

Thank you. I’ll try to make a budget fun, but it ain’t gonna be easy lol.

Imma name my budget Taking Steps to my Abundant Plan

@Clevergirlfinance

2 жыл бұрын

Love it!!!

How can you advice someone to budget for , the normal things

According to my calculations I blew $6k last year and have nothing to show for it.

Love the blouse so chic n gorgeous

Hi Bola what is a sinking fund

@Clevergirlfinance

4 жыл бұрын

Kehinde Balogun its a fund for upcoming expected expenses! kzread.info/dash/bejne/c42Kxqt-gZW9gKQ.html

Szep napot kivanok.....

Don't know if ur channel is directed to woman only. But I am still taking ur advices. Keep. 👆

@Clevergirlfinance

Жыл бұрын

It's directed to anyone who finds this content useful! Thanks for being here!

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