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@ProtectByAllCost

2 жыл бұрын

Idk that I care enough tbh.. vlad we need to start a label! I'll be ur first producrr/songwriter/ getting them ready for stardom

Shumpert won this convo. Thanks for holding your ground my boy!! Vlad swear he some master Financial advisor 🤣🤣🤣🤣

@petepoteet

2 жыл бұрын

Post a link to him swearing that…I need a good laugh

@devonwwe

2 жыл бұрын

@@petepoteet i swear its feel like he pulls this shit every episode no cap

@TheExclusiveOne720

2 жыл бұрын

Shumpert didn't win shit, spoken like a true typical clueless athlete His money will run out, he ain't coming back to the NBA, nobody buying his weak ass music and his wife ain't putting high volume stuff out like that

@paul734

2 жыл бұрын

@@TheExclusiveOne720 Huh? He said he invested in real estate and barley spent any money. Unlike these lame players who get IG models, Iman wife gets the bag on her own before she was ever with this ninja

@getrealhood

2 жыл бұрын

@@TheExclusiveOne720 You sound like the biggest miserable hater in the world. And apparently you aren't very smart because he was explaining WHY money isn't a problem.

Vlad just needs to have someone interview him lol.

@cmoneymadhops

2 жыл бұрын

lol I think he's been doing that lately. Just seen Math Hoffa interviewing him.

@MegaThegin

2 жыл бұрын

No bruh. He loves to interview himself.

@jamaalbeard6393

2 жыл бұрын

My thoughts exactly

@sandews8564

2 жыл бұрын

Akademiks interviewed him too

@reigniv4044

2 жыл бұрын

You ain't lying 😂😂😂😂

iman breakdown of rich, middle class, poor, and broke is good. Vlad needs to understand the difference.

@rogueroyals7517

2 жыл бұрын

Vlad got a interview of him self

@mrskeyonetaylor

2 жыл бұрын

He too busy tryna sound smart.

@elliot2177

2 жыл бұрын

Vlad is not really smart..He has great interviews but as an individual, he is not smart nor worldy-skilled

@quanbrooklynkid7776

2 жыл бұрын

@@mrskeyonetaylor damn

@ladybuggrenee2920

2 жыл бұрын

We all wanted to hear the difference. But between 7:30-7:35 Vlad repeatedly talked over him.

“People don’t even have money to see what they’re good at” Bars…. I might have to check out the album 💯

Leasing is primarily beneficial for people with businesses. For the average 9 to 5er, it’s a never ending payment.

@christianjames92

2 жыл бұрын

There's too many mileage restrictions for an average person to lease vehicles.

@RobinXlone

2 жыл бұрын

avg 9-5er needa just buy a used car outright from a nigga on fb or craigslist and just pay that insurance.

@elliot2177

2 жыл бұрын

Right..Vlad always speaks subjectively that makes him non smart or close minded.

@quanbrooklynkid7776

2 жыл бұрын

@@RobinXlone haha

@AccentBwoy

2 жыл бұрын

@@RobinXlone right

I can understand leasing a car, but as Iman is saying if you have expensive cars you can rent them or loan them out and make a lot of money off of them. Vlad is behind the times, but is correct in general that cars depreciate. Where Vlad loses me is with home ownership. Owning a home is the most valuable thing you can do.

@gregrobinson4178

2 жыл бұрын

Owning a home is only caluable if you rent it.. other wise its a liability ... not a asset as people wwnt it to be. You pay the damn home everymonth it dont pay you.... unless you rent it.. then its a assit. I rent houses but i dont own mine. Alsp if anythong goes wrong. Not out of my pocket. Taking notes from my elders

@adaytoremember225

2 жыл бұрын

Yea but what kind of car do you have to purchase in order to rent out? People aren't renting out Dodge Caravans...you need an EXPENSIVE vehicle in order to do that.

@jordanhtiffirg1990

2 жыл бұрын

@@gregrobinson4178 i watched a lot of videos on this and used to agree but i think it depends on what your trying to attain from ownership your home can still be used as an asset if your adding value in to it and remortgaging to take money out which you could use to invest. Even grant cardone has recently bought his own house something he has been against for s long time and hes added palm trees to increase its value

@tomjones3629

2 жыл бұрын

@@gregrobinson4178 pay the home off, then when it's time to retire that's a need taken care of. Can always downsize, and use equity to purchase a smaller home invest the rest. Can't do that renting

@blackcolest

2 жыл бұрын

@@tomjones3629 that part

Vlad has been preaching Leasing rather that owning a vehicle but props to Iman for being the only one that challenged that notion/ideology. Now we heard the part that was left out. The fact that they write those leases off as a business expense is a big part to omit, bro! Thanks for adding the context Iman!

@shoncaston4880

2 жыл бұрын

He is talking about very rare kinds of cars though, not the average type of cars most people own. Think about how much Vlad is still saving leasing for a few hundred dollars every month compared to Iman buying a car for a few 100,000…? Who saves?

@Adonis300

2 жыл бұрын

And we need more people to challenge Vlad on what he says not just TK Kirkland agreeing with everything with his 65 year old ass

@shoncaston4880

2 жыл бұрын

@@Adonis300 nah nooooo Capp

I'm very impressed with Shumpert. Very smart, very knowledgeable and willing to share knowledge.

leasing a vehicle is a horrible financial decision for the average American. and vlad says you can write it off.. yes if you own a business and can claim it as a business expense. again something the average american doesn't have.

@KINGOFOUTWEST

2 жыл бұрын

False if you trade cars every 2/3 years you’ve been missing the benefits of leasing. You hate having to negotiate your trade value because your upside down? Most lease gap insurance is included and no matter how upside down your are it’s the banks responsibility. Yes you can benefit from section 179 as a biz or LLc owner.

@CalvinGroover

2 жыл бұрын

@@KINGOFOUTWEST you shouldn't be trading cars every 2/3 years. You should buy a car and pay it off and keep it as long as you can so that payment you'd be making from your check can be deployed elsewhere. Stocks, real estate etc..

@adaytoremember225

2 жыл бұрын

The average man also doesn't make or have enough to buy a vehicle that people are going to want to rent either.

@paul734

2 жыл бұрын

also, people fail to realize the penalties that come with going over milage with leases. most common folks can only afford one car , so they can't afford to.have a car sit .

@user-kv3ut6pv4b

2 жыл бұрын

No financial wiz ; but I been trading in my car every 3-4 years. Say I get 15k on a trade in...new car is say 19k. Make up the difference in cash...zero car note. Been rolling like that for the last bout 13-15 years. From what I see anyone with a computer can contribute into the 401K-SP500. Online or through your bank. The more folks in it the better the return. If anyone deals with USaa they finally realize that....around 20 years ago...should have been a whole lot sooner

OMG Vlad has 15 employees? With health insurance? He never mentioned that before

@lonzothekidd7019

2 жыл бұрын

hes mentioned it in so many interviews lol

@QuiseKirilenko

2 жыл бұрын

@@lonzothekidd7019 Sarcasm..

@machomusprime50

2 жыл бұрын

Lmfaoooo

@montethomas2667

2 жыл бұрын

Bro you crazy 😂😂

“A lot of people don’t even have enough money to see what they good at “ promise that is the realist shit ever

A lot of people don’t even have enough money to see where they are good at💯🙏🏼‼️💎💨💭🔥

Had Vlad stuck on the car part 😂

@michaeljohnson1271

2 жыл бұрын

Had him stuttering 😭

Some people spend their entire lives chasing money and being frugal, just to never enjoy it, and there’s no guarantee you’ll ever truly have what you need. Can’t put a number on this shit, just be happy and not so foolish. Iman came with the valid points though.

@AccentBwoy

2 жыл бұрын

True

More of this type of content please, had me rewatching it so i didnt miss anything lol. Very positive vibes, and some good gems.

Salute, Iman deserves respect on his financial literacy and his nba career. He was given tough defensive assignments and did a helluva job. Blessings to you and your fam

@oootube

2 жыл бұрын

tf

@skeginaldp1533

2 жыл бұрын

@@oootube blessings to you too my G

@oootube

2 жыл бұрын

@@skeginaldp1533 you too! 👍

Im glad yall had this talk bcus I definitely needed it 🦾🦾

Financial advice: when you taking loans or financing a car or something like that always ask if the interest rate is fixed or compounding You want fixed not compounding Fixed stays the same compounding stacks on top so it keeps increasing

@Dlovesyou1

2 жыл бұрын

Thank you 🙏🏽

@JstShadowH

2 жыл бұрын

We need to get him an interview.

@TheStrategos392

2 жыл бұрын

Facts. Same shit for a home too.

@zojax1125

2 жыл бұрын

Or ask if it’s a simple interest loan

@nitoshadow

2 жыл бұрын

@@Dlovesyou1 your welcome

If i had a friend or cousin like shump, I'd be at least half of a million strong.. His friends should be listening and asking good questions..

Part 26 is crazy just release it bro at this rate we seen the whole interview

@user-bi1tn8kl3r

2 жыл бұрын

Must be new here

@devonwwe

2 жыл бұрын

@@user-bi1tn8kl3r facts

@yourfavoritespoon9958

2 жыл бұрын

@@user-bi1tn8kl3r I ain’t new but sometimes it be getting out of hand lmfaooo

I see why Iman isn't in the NBA now...dude is a genius and isn't a do boy/push over. he's got a good head on his shoulders....he refuses to be anybodys puppet. I understand

This is what want to hear! Not all that bubble gum celebrity BS

Glad someone finally challenged Vlad on this “a car must be leased” theory of his. That’s bullshi*. Whether a lease or purchase is better completely depends on your situation and Vlad never makes that distinction. At this point his platforms is big enough that he doesn’t need to speak one side of the story for shock value. Tell the whole story man. I can’t for a second believe that Vlad didn’t already know the point Iman made

“It’s not taught in school” yeah because it can’t 😂 they need more workers not competition

He rented his cars to buy his cars. Vlad: Yea but do you really want to go through all of that? Me: Tf? If it pays for the car, YES.

@RobinXlone

2 жыл бұрын

bro there is car rental apps. he act like the shit hard

@BigDilf3

2 жыл бұрын

Vlad is so smart he’s dumb

@wmurray003

2 жыл бұрын

Vlad always saying weird s#&t.

@enginerunsable

2 жыл бұрын

Yeah vlad act like it's easy to be rich, if you start investing on property "dO YOu reALLy WanT to GO ThroUgh aLL ThAt TRouBLE" of managing and finding a tenet and making sure you can property manage correctly on your first few homes. Like everything takes effort to produce money.

@wmurray003

2 жыл бұрын

@@enginerunsable Vlad thinks his way to riches is the only way on existence.

One of the best interviews I've seen 👌 🙌

Solid break down🎯💯‼️

We need more videos like this

Love how they broke that down 🔥🔥🔥

Usually when u lease a car, there’s only a certain amount of miles u can put on it… something they never discussed

Vlad turn interviews into a venting session lol loves talking about himself but makes ppl comfortable to talk as well

@vladtv need more interview like this

great convo.👍🏽

This man said he has no problem paying a lease for the rest of his life but shoots down the fact Iman’s cars pay for themselves

@AccentBwoy

2 жыл бұрын

He sound smart to dumb people

💎 “been ducking with Iman with the high top” real one

Glad Iman bucked back about the car statement and housing. Vlad has a point, but there is multiple ways to go through these avenues, not just through his preferences

I have watched Vlad for years and the intelligence Shump has about money made me subscribe. I will gladly pay 1.99 for him to walk me through it!

I hope Vlad does know that if you own a car you can also write off a part of the car for business purposes as well. If you own a car under 6,000 pounds bought out right or financed you can write off up to $18,200 in net income, for depreciation the first year and if its over 6,000 pounds you can write off the whole thing up to net income of your business. While if you lease a car yes you can write off the lease payments but 9/10 it wont be greater then depreciation. Then at that point if the leases payments are more than depreciation why not just buy the car and have ownership? I used to think like Vlad but how it is nowadays ownership is everything. I would rather own a car that cost $100,000. Then pay monthly lease payments of what $1,500 and never own it at all because after 5.5 years of doing that your wasting money. You could have bought the car at that point and then some

Best VLAD interview HANDS DOWN!!!

@vladtv

2 жыл бұрын

thanks!

Y’all should really start a segment on your show strictly about business investments and money this gives me a better vision as a 21 year old black man in Chicago from the 7:40 on up that’s a lot of knowledge in 3mins nbs !!

It depends what kind of cars you are talking about but cars can definitely be investments. Classic cars appreciate if you are looking at it as investments. A New Bently is definitely gonna depreciate. Buying a prius to go to work and back home to save gas is definitely a great investment.

THANK YOU IMAN!!! VLAD THINKS HE KNOWS EVERYTHING!!!!!

Iman speaking the gospel on saving!!

Love it Mane

Iman checking vlad on leasing is super boss style..."its preference" . Situations are situational.... this dude know ownership

Car Buying 101: Leasing is for people who want to stunt but don’t have the money Renting is for people that DO have the money but only for a short term Buying is for people who don’t have the money but will and don’t mind the depreciation. It’s almost always best to buy a used car with cash. Doesn’t always have to be the latest and greatest either

@thegreat9481

2 жыл бұрын

The options are for anybody to do what they want….

Finally a grown man conversation

Excellent

The concept of renting or buying fully depends on the price and the asset. If you have the same product where the only difference is whether to buy or rent. Do a present value calc on your rent payments and compare it with the purchase price. If the PV calc turns up a value much lower than the purchase price it will be better to rent vs buy

That is dope!vlad much props.

Vlad is right - they don't teach this in school & it's a critical life skill.

Like how iman broke down rich middle class poor big difference💪🏾💪🏾💪🏾💯

Iman shumpert shout to you my Guy you always keep it 💯

Bless me with the game

Ownership is Always the best for common folks…. House most definitely. Cars … one ass one car 🚘 pay off and keep as long as it took to pay off ie. Pay off car, keep it 3 to 4 years saving your car not payment, buy a new car once your repairs are more than $5k.

I like how yall rich and wealthy ppl are giving us the game on money and finances. We appreciate it.

@JohnDoe-gc1kt

2 жыл бұрын

Bruh this is basic shit

@jeremyheard2348

2 жыл бұрын

What do you mean its bull? Enlighten me

@JohnDoe-gc1kt

2 жыл бұрын

@@jeremyheard2348 investment advice is pointless without a higher income. The best advice you can give someone is to try to start a business. That's what will generate enough income to invest. You can't invest much when you only make 50k a year

@jeremyheard2348

2 жыл бұрын

True I agree with that. Does it have to be individually or can ppl invest as family? 10 family members put 100-200 bucks a month into the sp500 for 5 years. 12k-24k a year invested, in 5 years 60k - 120k invested some riches should be coming from that over 5 years.

@JohnDoe-gc1kt

2 жыл бұрын

@@jeremyheard2348 i wouldn't invest with family. Once it all breaks down most people don't have the same vision. Focus on your income above all else FIRST

I like the glow Iman, nice chain.

He hit it on the nose with the broke class 😭

vlad started stuttering when iman suggested he do a tutorial and educate people 😂😂😂😂😂😂😂😂😂

I'm in Iman. If you choose to sell your knowledge I'm a subscriber. I won't ever pay for an "only fans" type subscription but I'll pay a subscription to learn how to do what rich people do.

@devonwwe

2 жыл бұрын

Why pay for only fans when its free rights?

This the one.

In 10 years this is literally the only thumbnail with no drama.

Those who shout the loudest often know the least; great job to Iman. He did very well - it connected judging from the comments.

You can lease any car in your business . It’s all about your biz structure. Once you’re setup correctly you become the bank.

Yup. The stock market is not a race it’s a marathon.

Great conversation. Shout out to both these guys.

Iman gave good game ! He need his own podcast man stop playing !

Does anyone know where this album is Iman keeps talking about?!

When does the album drop?

Yeah Shumpert I see you giving up that information for the young people to change their life. 💪💯

Iman shuprent is sittin there and look tuff🤣🤣🤣🤣🤣

9:02 BAR!!!!!

"A lot of people.Don't have money to see. What they're good at"

@j-onezofficial7892

2 жыл бұрын

Hardest bar in the interview ‼️ That’s a good ass point , most people don’t have money to try things without it hurting their pockets

@brianturner4760

2 жыл бұрын

@@j-onezofficial7892 Exactly we gotta do what pay the bills

Finally somebody can debate with vlad

Financial literacy is equal to education in a way

Vlad you the guy who pays this guy to ride around. Both winning in different ways

This is really a each too own situation, there both right

@quanbrooklynkid7776

2 жыл бұрын

Yea

Imani’s face from 5:20 is when you listening to someone that you’re in a better position than and you know exactly what they’re going to say because everyone that had some type of success say the exact same thing.

@wmurray003

2 жыл бұрын

😭😂🍾

@AT-wb2ph

2 жыл бұрын

@Patrick Andrewin that's subjective bcuz shumperts career is pretty much over while vlad can do what he doing for another 30 years and to be honest vlad is better at what he does than iman is at what he does he was average at best(kevin Samuels voice).

@youngguypat

2 жыл бұрын

@@AT-wb2ph That’s weird you called what I said is subjective but ended with something subjective yourself. Who cares what vlad can be doing for the next 30 years I’m pretty at this very moment most people would say Iman is more successful than vlad.

@quanbrooklynkid7776

2 жыл бұрын

@@youngguypat yea

@jona1han2k4

2 жыл бұрын

@@AT-wb2ph average at best but made damn near over 100 mil throughout his basketball career? VLAD ain’t near that

Iman 💯💪🏾

Vlad the only interviewer that’s gon talk more than the nigga he supposed to be interviewing

Vlad talking about becoming a car rental place like these places ain't billion dollar businesses. It's people down south that do annual car shows and festivals making big bank.

I bought a car that was used for 3k and i had it for two years so far and works pretty decent. They will try have you do a car note ( i think they call it a lien). I love ownership and credit card can be beneficial if you know how to use it.

@jordanhtiffirg1990

2 жыл бұрын

Their more referring to more newer expensive cars like 40k up

@davidblutcher

2 жыл бұрын

@@jordanhtiffirg1990 okay got it thanks bro.

Everyone always say put your money in stocks, like we were thought wtf a stock is, and what stocks are safe to invest in.

Everything you buy doesn't need to be an investment. Cars are not investments EVERYONE knows that. They are luxury items period. You can walk or get a ride anywhere. If you have the cars are not investment mentally, then the cloths you buy the shoes you buy need to be an investment.

@cmoneymadhops

2 жыл бұрын

Cars are pretty much a necessity in some situations I believe. Unless you wanna try to uber to work everyday. I was driving 1 hour and a half to work not too long ago.

@kennethwilliams9668

2 жыл бұрын

@@cmoneymadhops yeah agree a necessity definitely, I just hate it when I hear people make it like if you buy a car you are ignorant some how. I like how shum told him a book taught him that. Only people who have soo much money that they are completely out of touch with the reality of 98% of the real world. Like telling people that are failures if they don't do certain things a certain way. 1% of his base even has the ability to invest in minor things. I just can't stand proud people 😒

Vlad goated bruh

I rather buy a cash car than lease.

@george._sir._gemini.175

2 жыл бұрын

Vlad lies

@TkKirklandReal

2 жыл бұрын

I'd rather cash than lease or payments.

@suli5109

2 жыл бұрын

The thing about that is everything is contextual. The most important thing is cash flow which is why most ppl lease since the money they didn't use to pay outright can be used to make money for other things. Someone who values security more may just want to pay it off and not worry about having to pay it off over time. The correct answer is tailor made for you.

He needs to be a REGULAR!!! 💯

Vlad got that advice from thee dude who leased him thee car

A dollar and a dream... Put ya best foot forward!!!

Vlad definitely cracked the door for me to invest , EYL helped me get to where im at now!

Thank GOD somebody called Vlad on that bad investment advice about leasing cars. If you get a quality car, you can drive in luxury long after the note has been paid. Leasing means you pay and never own isht.

@dominicomaxwell4513

2 жыл бұрын

*Outdated luxury. If we're talking luxury cars, by time the note is paid off, the car will be outdated and a new version of the car will have better characteristics, and a lot of times it's even newer characteristics. Not to mention, maintenance on that older luxury vehicle usually now falls on you.

Iman is smart!

I Salute u 💯💪🏿♥️🙏

Leasing a car because a car depreciate is not an argument. You need to calculate if you buy a car and sell it for a lesser price compare it to leasing agreement. The results will always be that it is financially better to buy a car. Vlad revealing his shortcomings.

@jonquebyrd3105

2 жыл бұрын

Yea better to buy the car cash since these guys got it

@ingislakur

2 жыл бұрын

@@jonquebyrd3105 of course. Buy cash, no loan.

What’s the name of the hat he got on ?

I’m so glad Shumpert stood on what he said about buying his cars and not leasing. Neither option is wrong, it depends on where you are in life, and for us regular people who require having a car for transportation, buying is a good option, contrary to what Vlad says when he says, it’s stupid to buy cars. For the normal regular working person, leasing is an added bill, every month. Who wants that? If you got it like that, great for you. Most people prefer not to have another $300-600 bill to have a car for a short time and trade up every 3 years. Vlad, we aren’t rich. We aren’t buying cars for their value… we need to get around. The real question is, why own a car if you live in an area where you don’t drive because there’s public transportation and if you so happen to move your car, you’re stuck looking for a spot for the next 3 hours?

Rich & nourishing advice Iman 💪🏾💯 Thank you in advance💰💳

Vlad tryna to make leasing a car a good decision shows how silly that man can be 😂

@Ayyeeeooo

2 жыл бұрын

@Big Spill ok

@Ayyeeeooo

2 жыл бұрын

@Big Spill i love to play this game 😂😂 send me your Instagram so i can @ you screen recording my bank account & i dare you to the same !!!! PLEEAASEEEE let’s play this money game 😂

Damn 💡