I'm New to Investing and Don't Understand Anything About It!

I'm New to Investing and Don't Understand Anything About It!
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Пікірлер: 383

  • @TheRamseyShow
    @TheRamseyShow3 жыл бұрын

    Say goodbye to debt forever. Start Ramsey+ for free: bit.ly/35ufR1q

  • @DrogoBaggins987

    @DrogoBaggins987

    3 жыл бұрын

    You guys really need to take care of the account that is in the comments impersonating you.

  • @michaelfrancesco7762
    @michaelfrancesco7762Ай бұрын

    *The first step to achieving wealth is figuring out your goals and risk tolerance. Either on your own or with the help of a financial planner and by following through with an intelligent plan, you will gain financial growth over the years and enjoy the benefits of managing your money.*

  • @michaelfrancesco7762

    @michaelfrancesco7762

    Ай бұрын

    *Browse Donald Nathan Scott.*

  • @EricMoore158
    @EricMoore158Ай бұрын

    Risk management should always come first, the reason many traders lose money is not simply due to inexperience or a lack of knowledge of the market, but because of poor risk management

  • @VictoriaLisa959

    @VictoriaLisa959

    Ай бұрын

    Right, but then proper risk management doesn't guarantee profitable trading. If you want to acquire better trading results emphasize more on trading when liquidity is present. Nevertheless you need to be able to analyze good market entries and exit

  • @ThomasJeffs902

    @ThomasJeffs902

    Ай бұрын

    Losses are necessary, as long as they are associated with a technique to help you learn from them

  • @MikeHoward354

    @MikeHoward354

    Ай бұрын

    ​@@VictoriaLisa959Identifying good market entries and exit has been a very troubling for me. What does it take to analyze good market entries and exit like you mentioned???

  • @VictoriaLisa959

    @VictoriaLisa959

    Ай бұрын

    Substantially it takes assistance from an expert to perceive good market entries, demand and supply zone. I don't even worry about market entries and exit since I trade with trading Expert. he runs the risk management and research while I get good earnings through his strategies

  • @soniadonald152

    @soniadonald152

    Ай бұрын

    Risk management is one of the most, if not the most, principal component to always look out for

  • @HugoBergmann-lu4nd
    @HugoBergmann-lu4ndАй бұрын

    I admire your dedication to educating your audience. We all aim for financial stability and a better life. Achieving this is possible through wise investments, frugal living, and careful budgeting. I'm grateful that I learned the importance of working hard for financial freedom at a young age.

  • @cowell621

    @cowell621

    Ай бұрын

    Even though I engage in investing, I feel disheartened by my lack of expertise in assessing the performance of individual companies and determining the optimal timing for stock purchases. The erosion of my financial reserves due to inflation adds to my concerns. At this point, I require precise market trajectory information, but I find myself unsure about the appropriate course of action.

  • @StocksWolf752

    @StocksWolf752

    Ай бұрын

    In my opinion, making a smart investment is not only a technique for earning passive income, but also a profitable way of saving for future expenses. People who fail to make the proper judgments early in life often come to regret it later in life. Nonetheless, investing alone can be difficult and risky. As a result, I recommend obtaining an expert’s assistance. The challenge is not just watching videos and reading investing books; it is about implementing information effectively.

  • @JerryOrion

    @JerryOrion

    Ай бұрын

    This sounds great. Is there a way I could connect with your advisor or any other whom you think is very good? I'll appreciate.

  • @StocksWolf752

    @StocksWolf752

    Ай бұрын

    Sonya lee Mitchell is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

  • @crystalcassandra5597

    @crystalcassandra5597

    Ай бұрын

    I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

  • @barttfisher
    @barttfisherАй бұрын

    I initially did the lump sum buy, 125k into SCHD, 75k TSLA, 25k VYM, 25K VUG. Now I'm dca buying roughly 2k every week of whatever is on sale, and looking to add more tech positions to my portfolio. I'm looking to hold long term 15 - 20 years, so hopefully my lump sum buy in doesn't bite me in the ass long term.

  • @FinnBraylon

    @FinnBraylon

    Ай бұрын

    In the past month, my "unexciting" index funds provided me with over $6,000 in dividends, giving me the option to spend without selling shares. Currently, I've opted to reinvest the dividends to acquire additional index funds for future growth.

  • @PennyBergeron-os4ch

    @PennyBergeron-os4ch

    Ай бұрын

    I was self-managing my portfolio but suffered heavy losses in 2022 and i knew i couldn't continue like that, so i consulted a fiduciary advisor. By restructuring and diversifying my $1.2M portfolio with dividend-paying stocks, ETFs, Mutual funds and REITs, I significantly boosted my portfolio, achieving an annualized gain of 28%.

  • @HildaBennet

    @HildaBennet

    Ай бұрын

    Interesting. I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

  • @PennyBergeron-os4ch

    @PennyBergeron-os4ch

    Ай бұрын

    Her name is “Sonya lee Mitchell”. I can't divulge much. Most likely, the internet should have her basic info, you can research if you like

  • @IsabellFlores22
    @IsabellFlores22Ай бұрын

    *Think financial independence look up Donald Nathan Scott.*

  • @FeelMyTruth
    @FeelMyTruthАй бұрын

    I am an active duty service member and I have been investing for a few years. I have reached a point where I could benefit from financial advice to improve my $160k portfolio which seems to be stagnant and maximize return on my investment.

  • @PotBellyPete69

    @PotBellyPete69

    Ай бұрын

    You didn't provide detailed information about your portfolio makeup. However, I recommend seeking guidance from a financial advisor for a well-informed portfolio restructuring.

  • @AddilynTuffin

    @AddilynTuffin

    Ай бұрын

    De-risk your portfolios, shore up your core holdings, and take some profits while balancing your portfolio allocations. I’d also suggest you go with a managed portfolio, but even those don’t perform so well, so it’s best you reach out to a fiduciary financial advisor to guide you, that’s what works for my wife and I. It's been 6 years now and we've grown our portfolio to $1m.

  • @judynewsom1902

    @judynewsom1902

    Ай бұрын

    Your advisor seems competent. Could you share how I can reach out to them? I've recently sold some property and i am interested in investing in stocks.

  • @AddilynTuffin

    @AddilynTuffin

    Ай бұрын

    *Jennifer Leigh Hickman* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

  • @gregorywhem

    @gregorywhem

    Ай бұрын

    I'm impressed with the recommended advisor's prompt response and expertise. Their clarity and professionalism instilled confidence from the start. Excited to explore opportunities together!

  • @RooseveltDDunn
    @RooseveltDDunn7 күн бұрын

    As always, a great analysis. Newbies often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Alex Antonio insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings and managed to grow a nest egg of around 127k to a decent 532k. Kudos to the journey ahead!

  • @TimothyM.Hopkins

    @TimothyM.Hopkins

    7 күн бұрын

    I have heard about his excellent trading expertise in CNBC news..

  • @JoyceRLavigne

    @JoyceRLavigne

    7 күн бұрын

    Wow. I'm a bit perplexed seeing Alex Antonio been mentioned here also Didn’t know him has been good to so many people too this is wonderful, I'm in my fifth trade with him and it has been super.

  • @MinnieD.Pullman

    @MinnieD.Pullman

    7 күн бұрын

    I'm really interested, how will I contact Alex Antonio?

  • @RooseveltDDunn

    @RooseveltDDunn

    7 күн бұрын

    he's mostly on Telegrams, using the user.

  • @RooseveltDDunn

    @RooseveltDDunn

    7 күн бұрын

    @proAntonioDaily THAT IS HIS USER NAME

  • @myron34
    @myron34Ай бұрын

    I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 30k in crypto and made about $246k, but guess what? I put it all back and traded again and now I am rounding up close to a million.

  • @myron34

    @myron34

    Ай бұрын

    A major distinction between winning and losing is using the right strategy and of course with signals like those of Antonio, profit is assured.❤

  • @myron34

    @myron34

    Ай бұрын

    he's mostly on Telegrams, using the user.

  • @myron34

    @myron34

    Ай бұрын

    @proAntonioDaily THAT IS HIS USER NAME

  • @gardnertradinghouse6390
    @gardnertradinghouse6390 Жыл бұрын

    *Every family has a person who breaks the chain of poverty. I hope you will be that person!!*

  • @jahunmoayedzadeh9194

    @jahunmoayedzadeh9194

    Жыл бұрын

    ❤ thank you!

  • @metanoia6727

    @metanoia6727

    Жыл бұрын

    Amen

  • @dontmakememad6759

    @dontmakememad6759

    Жыл бұрын

    Working on it

  • @DorasBliss

    @DorasBliss

    9 ай бұрын

    I am that person. I grew up poor and knew I wanted more for my life. Baby step 6 here. ❤️

  • @N7K0S

    @N7K0S

    7 ай бұрын

    Im all alone with nothing :/

  • @ThomasWilliam-sw8ms
    @ThomasWilliam-sw8ms10 ай бұрын

    Been watching, listening, and paying attention to all of predictions and forecasts since early Covid. He hasn't disappointed yet 👌

  • @ThomasWilliam-sw8ms

    @ThomasWilliam-sw8ms

    10 ай бұрын

    @maryshea9781 lookup KRISTIN GAIL CUNNINGHAM, this is her name online, she's the real investment prodigy since the crash and has helped me recover my loses

  • @ThomasWilliam-sw8ms

    @ThomasWilliam-sw8ms

    10 ай бұрын

    @maryshea9781 Investment now will be wise but the truth is investing on your own will be high risk. I think it will be best to get a professional👌

  • @user-fd2pr1hx5p

    @user-fd2pr1hx5p

    10 ай бұрын

    @maryshea9781 I heard she always has a way of linking someone's investment into something new and profitable

  • @Aurierserge50
    @Aurierserge503 ай бұрын

    Just discovered your channel with this video -- I was able to think about my situation and I'm curious to know best how people split their pay, how much of it goes into savings, spendings and investments, I earn around $90,000 per year but nothing to show for it yet.

  • @Higuannn

    @Higuannn

    3 ай бұрын

    Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

  • @Jaymilnere

    @Jaymilnere

    3 ай бұрын

    @@Higuannn I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000

  • @Aurierserge50

    @Aurierserge50

    3 ай бұрын

    @@Jaymilnere Please will you be kind enough to share the details of the man that helped you?

  • @Jaymilnere

    @Jaymilnere

    3 ай бұрын

    Actually its a Lady by the name Alicia Estela Cabouli. Found her on a Tv interview sometime ago on cnbc. You can take a look at her work for yourself on her web page.

  • @Jaymilnere

    @Jaymilnere

    3 ай бұрын

    @@Higuannn Actually its a Lady by the name Alicia Estela Cabouli. Found her on a Tv interview sometime ago on cnbc. You can take a look at her work for yourself on her web page.

  • @juststoppingby390
    @juststoppingby3905 ай бұрын

    I'm grateful to Andrew for calling in. I don't understand it either. No idea about the jargon

  • @JosephDickson
    @JosephDickson3 жыл бұрын

    This is a big part of the 401k problem. Our nation by large prioritizes private retirements and shuns public pensions. Yet we don't teach the nuances of personal finance.

  • @shannonshuntel2958
    @shannonshuntel29587 ай бұрын

    Remember that investing always carries some level of risk, and there are no guarantees of making a profit. It's crucial to approach investing with a well-thought-out strategy, an understanding of the associated risks, and a long-term perspective. Additionally, past performance is not indicative of future results, so historical stock price movements may not accurately predict future performance.

  • @samowens9015

    @samowens9015

    7 ай бұрын

    Diversification involves spreading your investments across different asset classes (stocks, bonds, real estate) to reduce risk. Choose a mix of stocks from various sectors and industries to minimize the impact of poor performance in any single area.

  • @craigrogers9910

    @craigrogers9910

    7 ай бұрын

    I am unsure about my investment decisions, i have considered consulting with a financial advisor i see various on here can i get a better option thanks

  • @samowens9015

    @samowens9015

    7 ай бұрын

    Battle Overconfidence bias, it occurs when individuals believe their abilities or knowledge are greater than they actually are. This can lead to excessive trading, taking on too much risk, and neglecting thorough research. Suzan Kay Mack handles all the hardwork for me, you can look her up and write.

  • @craigrogers9910

    @craigrogers9910

    7 ай бұрын

    Thanks for sharing! i will definitely do that.

  • @DudeWatIsThis

    @DudeWatIsThis

    7 ай бұрын

    The only way to do well reliably is to go slow and steady. You can multiply your money x10 in 40 years (which amounts to x4 of its value or so - due to inflation, but it's still crazy good).

  • @marlisamirabal
    @marlisamirabal2 ай бұрын

    A crash and bullish market provides equal high-yield potential, it's all about information and strategy application, I've seen folks make huge 7figure profit in a crashing market and pull it off much easily in a bull market Unequivocally the crash/recession is getting somebody somewhere rich.

  • @Cammimullens

    @Cammimullens

    2 ай бұрын

    On occasion you can beat the market with blind luck, but I wouldn't depend on it. Having a science background there is a saying, 'Luck favors the informed', I've found it to be true, allowed me in great part to retire early

  • @TitaAnderson

    @TitaAnderson

    2 ай бұрын

    No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.

  • @softy-bf5eg

    @softy-bf5eg

    2 ай бұрын

    Impressive! How can I contact this advisor? My portfolio has underperformed, and I need guidance.

  • @TitaAnderson

    @TitaAnderson

    2 ай бұрын

    ANGELA LYNN SCHILLING' is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

  • @softy-bf5eg

    @softy-bf5eg

    2 ай бұрын

    Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

  • @AddieKoelpin
    @AddieKoelpinАй бұрын

    Hit 70k today. I'm really grateful for all the knowledge and nuggets you had thrown my way over the last months. Started crypto trading with 5k in July 2023

  • @AddieKoelpin

    @AddieKoelpin

    Ай бұрын

    As a beginner investor, it’s essential for you to have a mentor to keep you accountable. Myself, I’m guided by Rodriguez Powell. A widely known bitcoin, crypto consultant

  • @AddieKoelpin

    @AddieKoelpin

    Ай бұрын

    He's mostly on Telegrams, using the user..

  • @AddieKoelpin

    @AddieKoelpin

    Ай бұрын

    @ProRodriguez2 THAT IS HIS USER

  • @olganmarten8109
    @olganmarten81092 ай бұрын

    Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

  • @olganmarten8109

    @olganmarten8109

    2 ай бұрын

    @MercyLisa-qi1rl However, if you do not have access to a professional like JUDITH ANN PEACE, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments

  • @olganmarten8109

    @olganmarten8109

    2 ай бұрын

    @MercyLisa-qi1rl Judith Ann peace is her name

  • @olganmarten8109

    @olganmarten8109

    2 ай бұрын

    Lookup with her name on the webpage.

  • @olganmarten8109

    @olganmarten8109

    2 ай бұрын

    @MercyLisa-qi1rl You are welcome

  • @kristennn850
    @kristennn850 Жыл бұрын

    I believe when it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health

  • @annMarien

    @annMarien

    Жыл бұрын

    It is possible to produce outstanding growth in portfolio diversification as long as you do something different than the vast majority.

  • @ramonfred

    @ramonfred

    Жыл бұрын

    In vesting in stocks is a great idea and a good trading technique or system put in place would put you through many days of success.

  • @kristennn850

    @kristennn850

    Жыл бұрын

    just amazing, monitoring my portfolo performance which has grown exponentially to a million, now I understand why experienced experts make enormous returns from the ever unstable mar kets.

  • @annMarien

    @annMarien

    Жыл бұрын

    @@kristennn850 Interesting 😮, I have some $ just sitting in my bank account doing absolutely nothing, I wanna get something started with it. You seem to be doing excellent for yourself. How do you achieve this?

  • @callumfrank

    @callumfrank

    Жыл бұрын

    Exactly kirstie, the trick is to diversify your investment, don’t panic when everyone else is and in vest consistently

  • @d.a.4121
    @d.a.4121 Жыл бұрын

    Thank you for the education

  • @luizmac1484

    @luizmac1484

    7 ай бұрын

    The year is almost over and i am very glad about the decisions I have made so far. Investing in the market earlier this year regardless of the market conditions has saved my life. I made over 70k USD with a start of 25k in the last 7 months. The key is minimizing loss!

  • @jaysmith6013
    @jaysmith60134 ай бұрын

    Kudos to this young man for thinking about and starting the process. He is in such an amazing position to be young, have some decent savings to get started with, and most importantly the foresight to ask questions which shows a desire to learn and take action.

  • @virtualblake
    @virtualblake3 жыл бұрын

    You absolutely must understand what you are investing in BEFORE you invest in it. If you don't you could make some serious mistakes.

  • @dheezknutz

    @dheezknutz

    3 жыл бұрын

    @The Ramsey Show - Highlights Be warned everyone, the account account that posted this is a fake ramsey show clone.

  • @graywilliams_77.
    @graywilliams_77.4 ай бұрын

    investment requires good experience and knowledge to carry out a good and successful trade, I have lost a lot trying to trade all by myself..

  • @sarahmark979

    @sarahmark979

    4 ай бұрын

    I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

  • @growingamericagreen6559
    @growingamericagreen6559 Жыл бұрын

    What a wealth of information for young investors, this is more value than what is taught in high school to most kids!

  • @stevekings9460
    @stevekings94602 жыл бұрын

    Thank you😊 for this video, do you offer account management or have any recommendations?

  • @marknoble6832

    @marknoble6832

    2 жыл бұрын

    I don't usually do reviews but Earning three times of my monthly salary from miss Wilson is overwhelming

  • @craigbrown7886

    @craigbrown7886

    2 жыл бұрын

    Face_book👇👇👇

  • @uncleteddy78
    @uncleteddy785 ай бұрын

    Can anyone recommend any investment pro’s in Australia. Specifically Perth Western Australia?

  • @brandonhaag4221
    @brandonhaag42212 ай бұрын

    How do u invest in stocks I’m so confused is there like an app?

  • @sofiaciro2525
    @sofiaciro25252 ай бұрын

    Military members should listen to Dave! The military service gives you a baseline to live, but learning about money management is lacking amongst our service members 😮‍💨

  • @localone1597
    @localone15973 жыл бұрын

    I'm paying right now for wasting so much money over the years and even borrowing from my 401. I've made plenty of money where I should easily be retired even right now. I'm 58 and still will be able to retire in two years but it should have been so much easier. I got the advice when I was young but just didn't follow it. Smh

  • @FXCartel

    @FXCartel

    3 жыл бұрын

    I'm 26 now I pray I make it to 58. Even now I feel I'm starting late

  • @kimberlyturner820

    @kimberlyturner820

    3 жыл бұрын

    I'm 36 and just recently started. Wish I would have known what you knew when I was 18.

  • @XORTION

    @XORTION

    3 жыл бұрын

    @@kimberlyturner820 same here 34, got into vti and some top tech companies

  • @Zaerki
    @Zaerki3 жыл бұрын

    Great plug for the smartvestor pros.

  • @mccoyji
    @mccoyji Жыл бұрын

    Don't do it bro!!!

  • @nbdysfool3
    @nbdysfool33 жыл бұрын

    You came to the right place! You’re in good hands with Dave’s great advice!

  • @perotal

    @perotal

    3 жыл бұрын

    No he is not

  • @nbdysfool3

    @nbdysfool3

    3 жыл бұрын

    @@perotal why are you trolling here if you don’t like Dave or his advice? Just curious

  • @GR-pm2yc

    @GR-pm2yc

    Жыл бұрын

    @Scott Salyer I think Dave gives good advice, it's just not always the best advice. As a young man with cash you have to be more aggressive with your investing. Take some risks like operate a business and create cash flow. But I understand Dave is mostly speaking to people in serious debt and lack of a financial mindset.

  • @Markjacobs4477

    @Markjacobs4477

    6 ай бұрын

    his portfolio and investing advice is rock bottom awful

  • @xblowsmokex
    @xblowsmokex2 жыл бұрын

    Andrew reppin' the 805! waddup homie!

  • @TheRealEdStoner
    @TheRealEdStoner Жыл бұрын

    He off to a great start. If he does his 20 years in the military he will have a good pension and enough savings and a great resume.

  • @chrismorrow4269
    @chrismorrow42693 жыл бұрын

    Very upset about auto cad desk and saying us violations in 🇺🇸 what come for if denial exit us after what said education important

  • @DannyWalker247
    @DannyWalker2473 жыл бұрын

    Military should use the TSP. Put all you can into the G fund or the Income fund.

  • @theamerican7131

    @theamerican7131

    Жыл бұрын

    yes, great advice

  • @MLilBitz8344
    @MLilBitz8344 Жыл бұрын

    Investing terms is like Latin to me. Don't understand anything. I've read but then I have to Google the terms and then I just get frustrated. Why didn't this get taught in schools? Parallelograms and Shakespeare Really helped so much 🥴🤔🧐

  • @pepper1x

    @pepper1x

    4 ай бұрын

    It isn’t taught in schools because they do not want you to become rich

  • @chrismorrow4269
    @chrismorrow42693 жыл бұрын

    Building fund equal

  • @clownbaby43
    @clownbaby435 ай бұрын

    What mutual fund tickers dave?

  • @damondiehl5637

    @damondiehl5637

    4 ай бұрын

    Just buy an ETF or mutual fund that mimics the S&P500, like VOO or QQQ

  • @dejectedfrogcat2840
    @dejectedfrogcat28406 ай бұрын

    So how is that different than ETFs? Is one better than the other?

  • @damondiehl5637

    @damondiehl5637

    4 ай бұрын

    ETFs are stock versions of mutual funds. They behave a little differently than a mutual fund, but are essentially the same. When you give money to Schwab or Vanguard to buy into a mutual fund, you buy that fund at the end of the market day at the closing price. You can buy and sell an ETF through the day, via a brokerage account. I have VFAIX in a Vanguard IRA I started 20 years ago, and I own shares of VOO in a Roth IRA with my brokerage account. Essentially the same thing, just on is a mutual fund and the other is an ETF.

  • @GR-pm2yc
    @GR-pm2yc Жыл бұрын

    This man is doing it well, but you can't be too "scared" with your money. In his case perhaps deployment is in the way, but generally as a young guy with cash you should be making some business investments. You've got to hustle when your young.

  • @joshByteBlitz1

    @joshByteBlitz1

    6 күн бұрын

    I see you are afraid of investing

  • @coderider3022
    @coderider30228 күн бұрын

    No one knows , not Dave, not the pros, not your buddy. Just buy the VT fund and introduce bonds in 20 years. (I don’t know either) but we buy everything.

  • @ekowitaly
    @ekowitaly3 жыл бұрын

    Virtual Financial Institutions.

  • @nedusin
    @nedusin3 ай бұрын

    Anthony!

  • @sophieandjosh2967
    @sophieandjosh296711 ай бұрын

    What are the 4 categories?

  • @damondiehl5637

    @damondiehl5637

    3 ай бұрын

    growth and income, growth, aggressive growth, and international.

  • @lionheart93
    @lionheart933 жыл бұрын

    The faang and index funds will be a good starting point

  • @lionheart93

    @lionheart93

    3 жыл бұрын

    Makes millions

  • @markellis6887
    @markellis68873 жыл бұрын

    What should I invest in? GameStop lol

  • @Jonathanusername

    @Jonathanusername

    3 жыл бұрын

    NIO TO THE MOON

  • @ChrisMFlorida

    @ChrisMFlorida

    3 жыл бұрын

    @@Jonathanusername you mean how it recently went from like $68 to $35.... no thanks. Actually invest, not gamble.

  • @neetrab

    @neetrab

    2 жыл бұрын

    Lol

  • @victoriagarcia5533
    @victoriagarcia55333 жыл бұрын

    Kudos to him for not jumping into a marriage at 21 like most military ppl do. Weird to see that.

  • @Andrade_USA

    @Andrade_USA

    3 жыл бұрын

    Significant pay boost is why lol although most of those marriages fail

  • @pipbeale

    @pipbeale

    3 жыл бұрын

    @@Andrade_USA People get more pay than another doing the same job cause they may be married?

  • @Andrade_USA

    @Andrade_USA

    3 жыл бұрын

    @@pipbeale your base pay is same but your bah (an allowance given) is higher because you now have dependents

  • @dheezknutz

    @dheezknutz

    3 жыл бұрын

    @The Ramsey Show - Highlights Be warned everyone, the account account that posted this is a fake ramsey show clone.

  • @faceripper77

    @faceripper77

    Жыл бұрын

    @@pipbeale current rank and time in service I was making 2400 a month after tax… married I make 1,984 plus another 400 for food allowance… both of those are non taxable allowances. Just just for being married I went from 2400 a month to 4,700.

  • @tfh-rw9vb
    @tfh-rw9vb3 жыл бұрын

    Hey Dave, hows the lawsuit going? “Better than I deserve”

  • @mimsy5750
    @mimsy57503 жыл бұрын

    My smartvester recommended me penny stocks...terrible decision

  • @harrychufan
    @harrychufan3 жыл бұрын

    But growth underperforms value!

  • @harrychufan

    @harrychufan

    3 жыл бұрын

    @The Ramsey Show Highlights go away scammer

  • @cosmiccoffee8497
    @cosmiccoffee84973 жыл бұрын

    As always; ETFs > mutual funds

  • @janeychejake

    @janeychejake

    3 жыл бұрын

    I agree, fewer fees.

  • @twiWright25

    @twiWright25

    3 жыл бұрын

    It's not enough to just make a statement, without the why. Make your case about the fees.

  • @dheezknutz

    @dheezknutz

    3 жыл бұрын

    @The Ramsey Show - Highlights Be warned everyone, the account account that posted this is a fake ramsey show clone.

  • @janeychejake

    @janeychejake

    3 жыл бұрын

    @@twiWright25 ETF fees are significantly lower than mutual fund fees (.03 for example vs 2.0%), also there is typically no fee to buy them from the broker, and lastly ETF’s are easier - ie. more nimble, in terms of trading... u can’t just get in and out of mutual funds nearly as easily. My opinion, I’m not a financial planner. Do your research on fees prior to entering any trades.

  • @twiWright25

    @twiWright25

    3 жыл бұрын

    @@janeychejake I know that's why I made the comment.

  • @sunshinexoxo6107
    @sunshinexoxo61073 жыл бұрын

    Mr Ramsey, you are a great teacher. I try to read up the terms but they are sooooooo confusing. The whole thing is so complex

  • @tomkenny8635

    @tomkenny8635

    3 жыл бұрын

    I have my 401k in half pre tax and the other half Roth. Is that ok?

  • @KarlDag

    @KarlDag

    3 жыл бұрын

    @@tomkenny8635 depends on everyone's situation, but Roth means more in your hands at the end, but less in your hands now.

  • @jacobg8640

    @jacobg8640

    3 жыл бұрын

    @@tomkenny8635 That's a good way to hedge your bets since you aren't sure what your marginal tax rate will be in retirement. Generally though, if your current bracket is below 20%, you are safe putting it all in Roth.

  • @dheezknutz

    @dheezknutz

    3 жыл бұрын

    @The Ramsey Show - Highlights Be warned everyone, the account account that posted this is a fake ramsey show clone.

  • @sunshinexoxo6107

    @sunshinexoxo6107

    3 жыл бұрын

    @@dheezknutz You replied to the bot instead of Jim

  • @Steph1
    @Steph12 ай бұрын

    “That’ll grow it about 10 times as fast as your money market account” Subsequent 18 months: market down by 50% 💀

  • @AV57
    @AV573 жыл бұрын

    I invest in the mob. They’re always killing it.

  • @inthebooks3947
    @inthebooks39473 жыл бұрын

    Why is Dave recommending mutual funds to a new guy? Just tell him to buy the SP 500 every month & hes good

  • @fauxbro1983

    @fauxbro1983

    3 жыл бұрын

    Right, most money managers cant beat the S&P500 and the fees in an index fund are usually minimal

  • @chasericker956

    @chasericker956

    3 жыл бұрын

    Dave is an intellectual coward when it comes to passive vs active management. Agree 100% buy the Sp 500 Etf with the lowest fee

  • @tcgtpl

    @tcgtpl

    3 жыл бұрын

    Two reasons I suppose. One, mutual funds seem to be more well known & he has affiliate investor pros which probably pay him some $ to be advertised on his website. Second, Dave isn’t a licensed financial planner so to give specifics on funds to buy could be seen as financial advice, so he could get sued for practicing without a license. Just my thoughts.

  • @inthebooks3947

    @inthebooks3947

    3 жыл бұрын

    @@tcgtpl it doesn’t matter your allowed to say invest in a Etf that tracks the SP500, simple. DAVE is being paid to promote it because the expense ratios on those mutual funds are high & can cost people hundreds of thousands in the future

  • @Budgie_uk

    @Budgie_uk

    3 жыл бұрын

    Dave makes money by steering folks to his investor pros

  • @gracetudreu
    @gracetudreu3 жыл бұрын

    Hi Mr. Ramsey & Team, Is it possible to have the intro sound back again please?

  • @Jsart87

    @Jsart87

    3 жыл бұрын

    No!

  • @insideoutsideupsidedown2218

    @insideoutsideupsidedown2218

    3 жыл бұрын

    Perhaps some light piano intro...

  • @chrismorrow4269
    @chrismorrow42693 жыл бұрын

    Autodesk 2022

  • @MasterInHD
    @MasterInHD3 жыл бұрын

    Just go all-in on $AMC

  • @kathaiti
    @kathaiti3 жыл бұрын

    I'm in the same boat. I opened a Sofi account, and don't know what I am doing.

  • @ittakesavillage5461

    @ittakesavillage5461

    3 жыл бұрын

    Check out the money guy show. They cover a lot of “big picture” ideas about investing.

  • @napalm8030
    @napalm80304 ай бұрын

    Use Dave for advice on saving and debt. Use Ben Felix for investment knowledge.

  • @umairahmad4711
    @umairahmad47113 жыл бұрын

    Probably investing in GME and AMC stocks 🤣🤣🤣🤣

  • @JohnColvinACU
    @JohnColvinACU3 жыл бұрын

    Can't go wrong with VTSAX and VIGAX.

  • @AxcelGamer97

    @AxcelGamer97

    3 жыл бұрын

    VOO is fairly good too

  • @RichV20

    @RichV20

    3 жыл бұрын

    FXAIX and FNCMX with Fidelity

  • @nicholasmartinez6043

    @nicholasmartinez6043

    Жыл бұрын

    I’m a 100 percent VTSAX guy

  • @MegatPage
    @MegatPage2 ай бұрын

    I’ve been diligently working, saving and contributing towards financial freedom and early retirement, but the economy so far since the pandemic has eaten away most of my portfolio, what I want to know is this: Do I keep contributing to my portfolio in these unstable markets or do I look into alternative sectors.

  • @StacieBMui

    @StacieBMui

    2 ай бұрын

    Just try to diversify your portfolio to other market sectors, that way your investment is balanced and you don’t get to make so much losses.

  • @EleanorBaker474

    @EleanorBaker474

    2 ай бұрын

    I’m a contractor, and my job doesn’t permit me the time to properly analyze my holdings/evaluate stocks myself, so I’ve had a fiduciary actively restructuring my portfolio for the past 7 years now to match the present market condition and that’s how I’ve been able to stay afloat, knowing when to buy and sell…maybe you should do the same.

  • @StocksWolf752

    @StocksWolf752

    2 ай бұрын

    Could you kindly elaborate on the advisor's background and qualifications?

  • @EleanorBaker474

    @EleanorBaker474

    2 ай бұрын

    The advisor that guides me is Sonya lee Mitchell, most likely the internet is where to find her basic info, just search her name, She's established.

  • @Jaminn724

    @Jaminn724

    Ай бұрын

    Diversify and if your close to retirement ~5 years transition to dividends or bond funds.

  • @kaysiehesebeck
    @kaysiehesebeck5 ай бұрын

    4:48

  • @purescum9002
    @purescum90023 жыл бұрын

    Not watching but guaranteed Dave said to get in touch with a smartvestor pro

  • @xJayhawkFANx
    @xJayhawkFANx3 жыл бұрын

    I invest in 30% S&P 500 index, 30% in mid/small cap, 20% in eq all cap blend, and 20% in foregn stock.

  • @Markjacobs4477

    @Markjacobs4477

    6 ай бұрын

    international is worthless

  • @xJayhawkFANx

    @xJayhawkFANx

    6 ай бұрын

    @@Markjacobs4477 it provides a little stability during the down times of domestic stock. Maybe not as much growth, but more consistent.

  • @seraph...4473

    @seraph...4473

    3 ай бұрын

    @Markjacobs4477 You would just be paying to mitigate risk no?

  • @xJayhawkFANx

    @xJayhawkFANx

    3 ай бұрын

    @@seraph...4473 correct. It's just for diversification. It's not required but I like to diversify and not have all my eggs in one basket

  • @AustinWirl
    @AustinWirl3 жыл бұрын

    vt and chill

  • @npbjw3112
    @npbjw31123 жыл бұрын

    Dave, he can invest in the TSP, thrift savings plan, I believe it’s been available for active military since the 1990s. Start there...the have ROTH TSPs.

  • @anthonysalazar7297

    @anthonysalazar7297

    3 жыл бұрын

    @The Ramsey Show - Highlights fake

  • @DerMeister821

    @DerMeister821

    2 жыл бұрын

    Dave and cronies don't make any money that way....

  • @bayoustateoutdoors9650

    @bayoustateoutdoors9650

    2 жыл бұрын

    I was active military 92-96, we didn’t have TSP…….wish we did

  • @creeper2054
    @creeper20543 жыл бұрын

    Do not listen to Dave when it comes to investing. He is good when it comes to budgeting and paying off debt, but misses the boat completely on this topic. Get a brokerage account and research the income method of investing. You will be glad you did.

  • @wunmi9359

    @wunmi9359

    3 жыл бұрын

    Why do U think he misses the boat

  • @insideoutsideupsidedown2218

    @insideoutsideupsidedown2218

    3 жыл бұрын

    You mean learn about what your investing in? That is exactly what Dave said to do...

  • @jackpeterson2307

    @jackpeterson2307

    2 жыл бұрын

    He bets on winning horses and makes over 12% on his accounts. I think his process is fine.

  • @kelvinpang438

    @kelvinpang438

    2 жыл бұрын

    @@jackpeterson2307 index funds are superior most of the time.

  • @Excalibur2

    @Excalibur2

    Жыл бұрын

    ​@@jackpeterson2307he thinks he does, but he likely makes below average returns. Whatever, 90% of the gains are just from saving and investing in something

  • @tustak
    @tustak7 ай бұрын

    "great OLD United States of America" that's funny to hear by anyone outside merca ;)

  • @adriano1309
    @adriano13093 жыл бұрын

    VTWAX n chillll

  • @God12329
    @God12329 Жыл бұрын

    Jesus is the way truth life

  • @FriskiesonGfuel

    @FriskiesonGfuel

    Ай бұрын

    🗣️🗣️🗣️🗣️🗣️

  • @raunij7967
    @raunij79673 жыл бұрын

    Dear lord please help me I don’t nothing either I’m broke.😢

  • @jimroscovius

    @jimroscovius

    3 жыл бұрын

    Why?

  • @danielking1977
    @danielking197710 ай бұрын

    Lost 98 % of my 401 k 32000 bucks in less than a year no longer going to be able to retire so I'm only got 649 bucks left being debt free including my house I will save my retirement in a cd only no more 401 k savings it will be taxed to death anyway at retirement

  • @alvinraj4308
    @alvinraj43083 жыл бұрын

    Can you do video comparing these growth stock mutual funds vs good ETF's ?

  • @kurtkoenig1044

    @kurtkoenig1044

    3 жыл бұрын

    Dave and his team will never recommend EFT's or index funds to you because they won't get their kickback from their fee-crazy funds they recommend to you.

  • @jbeltran8245

    @jbeltran8245

    3 жыл бұрын

    @@kurtkoenig1044 why’s that

  • @philipinman4972

    @philipinman4972

    3 жыл бұрын

    Kevin O'leary only recommends ETF's. He says mutual funds are old fashioned. The thing of the past.

  • @DerMeister821

    @DerMeister821

    2 жыл бұрын

    @@philipinman4972 I tend to lean towards ETFs anymore as well. Seems the ones I look at will have slightly lower expense ratios.

  • @benjamin_axios8926
    @benjamin_axios89263 жыл бұрын

    Is there any way to talk to one of there smart vestors???

  • @AK-jt9gx

    @AK-jt9gx

    3 жыл бұрын

    Go on their website, they have a page where you can enter basic info about yourself and then a professional they recommend will reach out to you

  • @DrogoBaggins987

    @DrogoBaggins987

    3 жыл бұрын

    Beware the scammer here impersonating The Ramsey Show.

  • @Historyteacheraz
    @Historyteacheraz6 ай бұрын

    The best way to learn how to invest is to start young. A Teenager’s Guide on how to Invest Like Warren Buffett and Charlie Munger is a good investing boon for teens.

  • @ittakesavillage5461
    @ittakesavillage54613 жыл бұрын

    Many years ago a mentor said if y’all don’t retire from the military millionaires, I failed you to get this point across. We are on track to be millionaires before my hubby retires from the military.

  • @dheezknutz

    @dheezknutz

    3 жыл бұрын

    @The Ramsey Show - Highlights Be warned everyone, the account account that posted this is a fake ramsey show clone.

  • @djpuplex
    @djpuplex3 жыл бұрын

    Three fund portfolio call it a day.

  • @johnnasbraham2677
    @johnnasbraham26773 жыл бұрын

    The best idea about money is; make it, invest most of it and manage whatever that remains expecting huge returns in nearest future.

  • @chrissain8292

    @chrissain8292

    3 жыл бұрын

    Investment is the best!

  • @andersonemmy1935

    @andersonemmy1935

    3 жыл бұрын

    You're right. So far, investment has been confirmed to be a sure means in gaining financial stability

  • @jayislander

    @jayislander

    9 ай бұрын

    ​@@andersonemmy1935update

  • @umairahmad4711
    @umairahmad47113 жыл бұрын

    ETFs are better

  • @midlifecrisis7888
    @midlifecrisis78883 жыл бұрын

    Yolo on GME !!

  • @johndone8045

    @johndone8045

    3 жыл бұрын

    No more, too high, too risky

  • @activelifeg5237

    @activelifeg5237

    3 жыл бұрын

    Gme is dipping

  • @jakman8282
    @jakman82823 жыл бұрын

    He should be investing in the Thrift Savings Plan (TSP)! Much lower fee than civilian funds

  • @tcgtpl

    @tcgtpl

    3 жыл бұрын

    Considering the military matches up to 5% (I think) of contributions, I don't know why he wouldn't. That's free money right there.

  • @prkzoomin6994
    @prkzoomin69943 жыл бұрын

    A Good Quote, Good things come to those who wait.

  • @gilmendoza8092
    @gilmendoza80923 жыл бұрын

    Or put all your money in GME 🙌🏻🚀 (sarcasm)

  • @armandol1826
    @armandol18263 жыл бұрын

    Max the Roth every year! Then get a property and continue the journey.

  • @teesellz7692
    @teesellz76923 жыл бұрын

    Being a investor is hard but you have to start somewhere

  • @avocadogaming3942

    @avocadogaming3942

    3 жыл бұрын

    401k and index funds.

  • @dheezknutz

    @dheezknutz

    3 жыл бұрын

    @The Ramsey Show Highlights Be warned everyone, the account account that posted this is a fake ramsey show clone.

  • @timlane5445
    @timlane54453 жыл бұрын

    This kid had hard time. My son in law was in the Nimitz also. They were deployed for 310 days. He stay on base he can save allot of money. Because the food is free and housing is free.

  • @DaniJean1
    @DaniJean13 жыл бұрын

    Hey Oxnard! He must be based out of Port Hueneme. Very cool.

  • @DaniJean1

    @DaniJean1

    2 ай бұрын

    @@ScottGibson178 Ooh that makes sense. 😊

  • @jacobg8640
    @jacobg86403 жыл бұрын

    Don't get all your advice from one person. There are tons of finance education videos right here on KZread and they all have their own opinions. Some are common, some are not. Do your own research, make your own conclusions, and invest in whatever will help you towards your specific goals.

  • @dheezknutz

    @dheezknutz

    3 жыл бұрын

    @The Ramsey Show Highlights Be warned everyone, the account account that posted this is a fake ramsey show clone.

  • @StockPlug_
    @StockPlug_3 жыл бұрын

    Great channel Ramsey keep grinding love what you do 🔥🚀

  • @dheezknutz

    @dheezknutz

    3 жыл бұрын

    @The Ramsey Show - Highlights Be warned everyone, the account account that posted this is a fake ramsey show clone.

  • @LittleMopeHead
    @LittleMopeHead3 жыл бұрын

    Everybody, REPORT FAKE comments by "The Dave Ramsey Show - Highlights".

  • @dozer698
    @dozer6983 жыл бұрын

    wouldn't etf's be better than mutual funds

  • @JoshMillikan

    @JoshMillikan

    3 жыл бұрын

    ETFs have the advantage generally of lower barrier to entry than mutual funds. but mutual funds have auto investing which a lot of people need so they can set and forget about it.

  • @DrogoBaggins987
    @DrogoBaggins9873 жыл бұрын

    I started investing at age 26 and learned the hard way. It's good to get those mistakes out of the way when you are young.

  • @jocelynswan4339

    @jocelynswan4339

    3 жыл бұрын

    What were some of your mistakes?

  • @skate1

    @skate1

    3 жыл бұрын

    @@jocelynswan4339 Lack of patience/discipline are the biggest mistakes. If you win by luck instead of strategy take the profits and get out of there until you learn why you are winning or losing. Always take breaks when you lose like I'm losing on Amc today 2/23/21 but I'll take a some time off before deciding a long-term hold or sell immediately.

  • @DrogoBaggins987

    @DrogoBaggins987

    3 жыл бұрын

    @@jocelynswan4339 Chased the fund with the highest return. This was the late 90's leading into the dot com bust. Lost over 60%. Had too much going into retirement and didn't have an emergency fund. Didn't know about having a balanced portfolio. On top of my inexperience in investing I was inexperienced in life and trusted people who were not trustworthy and that lead to getting myself in a financial bind. I ended up having to cash out my retirement and went into debt. Had to start all over. I've had to learn most things the hard way like that.

  • @sophiasmith5949

    @sophiasmith5949

    3 жыл бұрын

    So true. You are fortunate

  • @dheezknutz

    @dheezknutz

    3 жыл бұрын

    @The Ramsey Show - Highlights Be warned everyone, the account account that posted this is a fake ramsey show clone.

  • @juliogarzaquintero6553
    @juliogarzaquintero65533 жыл бұрын

    Lol, this was just me a couple of months ago, everything sounded just like nuclear science to me 😂😂, but am really glad, I started somewhere, we are now in the age of digital investment.

  • @georgeswineford469

    @georgeswineford469

    3 жыл бұрын

    Making the first step is so difficult.

  • @emekaani1705

    @emekaani1705

    3 жыл бұрын

    Sold my Stocks, bought more coins, the best decision I have ever made.

  • @jasonhutchens4420
    @jasonhutchens44203 жыл бұрын

    All in GME and AMC with diamond hands!!!!!! 💎👐

  • @mazibukomail
    @mazibukomail3 жыл бұрын

    1:08 🤣🤣

  • @chrismorrow4269
    @chrismorrow42693 жыл бұрын

    World fund better

  • @chivosadventures8171
    @chivosadventures81713 жыл бұрын

    Not that it matters much but i believe I was first.

  • @chivosadventures8171

    @chivosadventures8171

    3 жыл бұрын

    @The Ramsey Show Highlights You're a fake channel the F-outta here.